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Re: Book on Management (Practical with Examples)

I'll second the recommendations for "The One-Minute Manager" and "Entreleadership". Although both books aren't 100% full of gems, there's enough good stuff in there to make them worth a look. And deciding for yourself what advice is wheat and what is chaff is a valuable exercise ...
by JupiterJones
Wed Jan 21, 2015 12:41 pm
 
Forum: Personal Consumer Issues
Topic: Book on Management (Practical with Examples)
Replies: 13
Views: 966

Re: What Should I Do With My HSA?

Further, the only regular health expense I have at the moment would be my yearly eye exams, contacts, and new glasses every now and then. How about the dentist? If you have dental insurance as a paid option with your current employer, drop it and just pay out of your HSA. There are all sorts of med...
by JupiterJones
Mon Jan 19, 2015 4:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: What Should I Do With My HSA?
Replies: 10
Views: 1089

Re: How should my wife and I manage our separate accounts?

The typical order is this: ⋅ Contribute to your 401k (and, in your case, the Simple IRA) up to the match. ⋅ Any money left over? Put that in your IRAs. ⋅ Maxed out the IRAs? Go back to the company plans up to the individual contribution limit. The rationale is that the ...
by JupiterJones
Mon Jan 19, 2015 3:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Delete
Replies: 14
Views: 1283

Re: Suze Orman: $100 into $860k, and cfiresim

JamesSFO wrote:So Suze is now saying 11%?!? Shame on her, usually she's less crazy than Ramsey.


Dave says 12%. So Suze is still 100 basis points less crazy. :P
by JupiterJones
Mon Jan 19, 2015 3:38 pm
 
Forum: Investing - Theory, News & General
Topic: Suze Orman: $100 into $860k, and cfiresim
Replies: 47
Views: 5109

Re: 7 nights- Scotland or Ireland?

If it were me, I'd choose Scotland on the basis of whisky alone. :D
by JupiterJones
Mon Jan 19, 2015 3:35 pm
 
Forum: Personal Consumer Issues
Topic: 7 nights- Scotland or Ireland?
Replies: 31
Views: 1988

Re: Am I making a mistake being too conservative?

my current portfolio will still grow Well, just to be pedantic, you actually can't know that. It probably will grow, but it might not. There's also the risk of it not growing enough to keep pace with inflation, which is financially equivalent to not growing. All that said, it sounds like you're mak...
by JupiterJones
Thu Jan 15, 2015 10:00 am
 
Forum: Investing - Theory, News & General
Topic: Am I making a mistake being too conservative?
Replies: 58
Views: 7479

Re: Finally joined the two comma club

Awesome work! Congrats!

:sharebeer
by JupiterJones
Thu Jan 15, 2015 9:53 am
 
Forum: Investing - Help with Personal Investments
Topic: Finally joined the two comma club
Replies: 42
Views: 6159

Re: Mac Antivirus

Yes, you should definitely have Chrome as an alternate, and maybe even Firefox for safe measure.

You can also see if these strange behaviors persist in other browsers. It might just be a Safari thing. (I increasingly am using Chrome over Safari these days anyway...)
by JupiterJones
Wed Jan 07, 2015 5:23 pm
 
Forum: Personal Consumer Issues
Topic: Mac Antivirus
Replies: 15
Views: 1271

Re: Slovenia And Croatia In May

You'll need a car for this: Get up early in the morning in Ljubjana and drive out to one of the two popular caves in the Karst region. We did Škocjan, which was jaw-dropping. I hear that Postonja is good too, but maybe a bit more "Disney". After that, keep driving west to a little town on ...
by JupiterJones
Wed Jan 07, 2015 4:44 pm
 
Forum: Personal Consumer Issues
Topic: Slovenia And Croatia In May
Replies: 25
Views: 1784

Re: Bilingual households

I also hired private piano teachers for my kids. They lost interest very quickly and forgot playing in middle school. Yeah, but imagine if you and your wife both played piano too, and helped with teaching it to your kids? And if gathering around the piano to play and sing songs together as a family...
by JupiterJones
Mon Jan 05, 2015 5:58 pm
 
Forum: Personal Consumer Issues
Topic: Bilingual households
Replies: 39
Views: 5119

Re: West Coast Road Trip Advice

Re: your packing list: If you have a cellphone and a headlamp, that's two flashlights right there. It's likely you can get by without a separate, additional flashlight. (I"m a fan of traveling light, even when going by car.) Heck, you could even use the cellphone as a compass, although I can se...
by JupiterJones
Mon Jan 05, 2015 5:50 pm
 
Forum: Personal Consumer Issues
Topic: West Coast Road Trip Advice
Replies: 17
Views: 2034

Re: How to break up with an advisor

Fifty ways to leave your advisor The problem's all about your costs, she said to me. The answer is easy if you go for lower fees. I'd like to help you move your money to VG. There must be 50 ways to leave your advisor. 50 ways to leave your advisor. You just move all your bucks, Chuck. Pick a new f...
by JupiterJones
Mon Jan 05, 2015 4:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: How to break up with an advisor
Replies: 33
Views: 3155

Re: Lottery on the house?

joshdamon wrote:Seriously, why or why not would this be possible?


IANAL, but it's very likely against the law where you live.
by JupiterJones
Tue Dec 23, 2014 3:03 pm
 
Forum: Personal Consumer Issues
Topic: Lottery on the house?
Replies: 2
Views: 877

Re: Paying off an Engagement Ring or Contributing to a Roth

Me? I'd pay off the credit card. Yeah, yeah, it's zero-percent and all that. You probably could just string the debt along until Feb 2016 and be no worse for the wear. But that all assumes your current income situation stays the same. What if it doesn't? What if you get laid-off or injured or any of...
by JupiterJones
Tue Dec 23, 2014 2:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Paying off an Engagement Ring or Contributing to a Roth IRA?
Replies: 26
Views: 2588

Re: Cooking Lessons

Cooking well is one of those things (like music, boxing, etc.) that's a combination of hard and soft skills. You can learn the raw techniques from a class, or a video, or maybe even a book. But when it comes down to it, to be good at, it you have to do it . A lot. For a considerable period of time. ...
by JupiterJones
Mon Dec 22, 2014 3:23 pm
 
Forum: Personal Consumer Issues
Topic: Cooking Lessons
Replies: 22
Views: 2182

Re: Any pilots here?

Another Private Pilot here, although I haven't flown in a several years and have let my medical lapse. I keep telling myself that I'll get back into it, but it is an expensive pastime, so there's that. That said, I think it nonetheless can certainly be a "Boglehead" thing to do. The philos...
by JupiterJones
Thu Dec 18, 2014 11:10 am
 
Forum: Personal Consumer Issues
Topic: Any pilots here? [advice for prospective pilot]
Replies: 60
Views: 5907

Re: Would you invest $2500 or ?

See if you can use the money to incentivize the behavior that is best for him. That is, rather than just giving him $2,500, say that you'll give him $500 a month for the next five months if he regularly attends AA/NA or something (although I'm not sure how you'd get proof of that). Or say that if he...
by JupiterJones
Wed Dec 17, 2014 2:26 pm
 
Forum: Personal Consumer Issues
Topic: Would you invest $2500 or ?
Replies: 21
Views: 1694

Re: Suggested tax book for beginner?

A third recommendation here for Mike Piper's excellent "Taxes Made Simple".
by JupiterJones
Tue Dec 16, 2014 6:33 pm
 
Forum: Investing - Help with Personal Investments
Topic: Suggested tax book for beginner?
Replies: 17
Views: 1705

Re: Please help. IPad spoiling my Christmas surprises

Kind of a bummer that iPad don't allow for separate user accounts/profiles like, say, a full-fledged Apple laptop would.
by JupiterJones
Mon Dec 15, 2014 4:40 pm
 
Forum: Personal Consumer Issues
Topic: Please help. IPad spoiling my Christmas surprises
Replies: 19
Views: 2645

Re: What is the best meal you've had at a restaurant?

Fine dining is lost on me, perhaps partly because I'm a vegetarian. Well it sure doesn't stop me! :P Probably the best restaurant meal I've had was so far removed from all the others that it's almost a different category of experience: The Catbird Seat , right here in Nashville. It was a three-and-...
by JupiterJones
Wed Dec 10, 2014 3:32 pm
 
Forum: Personal Consumer Issues
Topic: What is the best meal you've had at a restaurant?
Replies: 88
Views: 6944

Re: Why is Dave Ramsey wrong?

I think psychology is the reason he advocates paying the small debts off first. Yes, I think the motivational aspect is the main reason he recommends it. But there's also the cash-flow advantage, which shouldn't be overlooked. It's a risk management move. By paying off smaller debts first, you're m...
by JupiterJones
Tue Dec 02, 2014 6:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: Why is Dave Ramsey wrong?
Replies: 73
Views: 10115

Re: Bah Humbug [managing Christmas spending]

I'm curious how do Boglehead followers maintain a frugal life with the onslaught of temptations each Christmas. The same way you maintain a frugal life with the onslaught of temptations the rest of the year. ⋅ Plan your expenses. ⋅ Save/allocate for them. ⋅ Spend when ...
by JupiterJones
Tue Dec 02, 2014 2:45 pm
 
Forum: Personal Consumer Issues
Topic: Bah Humbug [managing Christmas spending]
Replies: 52
Views: 4680

Re: Why is Dave Ramsey wrong?

...to pay off your house and other debts prior to investing Actually, his standard advice is to pay off all debts except the house prior to investing. It's only after you're already putting 15% toward retirement investing and started saving for your children's college (if you have children) that yo...
by JupiterJones
Mon Dec 01, 2014 3:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Why is Dave Ramsey wrong?
Replies: 73
Views: 10115

Re: Favorite nonfiction books

I'm on a "deliberate practice" kick these days for some reason. Just finished Daniel Coyle's The Talent Code and its follow-up, The Little Book of Talent . Really enjoyed both. Currently in the middle of Talent is Overrated by Geoff Colvin. Covers much the same ground as Coyle, but in a so...
by JupiterJones
Tue Nov 25, 2014 6:02 pm
 
Forum: Personal Consumer Issues
Topic: Favorite nonfiction books
Replies: 117
Views: 10325

Re: Carrying alternatives for phone, credit cards, money

I've been using the "Allett" wallet for ages (the original nylon model).

My wallet, fully-loaded, is still thinner than most normal leather wallets are when empty!

http://www.all-ett.com
by JupiterJones
Tue Nov 25, 2014 9:58 am
 
Forum: Personal Consumer Issues
Topic: Carrying alternatives for phone, credit cards, money
Replies: 25
Views: 2595

Re: Girlfriend with a LOT of Student debt.

What I fear is going through the discussion to find out we are financially incompatible (in terms of how we see repaying it) and leaving her with the knowledge and weight that the debt and philosophy on repayment is what broke us up. :-( But again, as I see it, it's more than merely the debt and he...
by JupiterJones
Mon Nov 24, 2014 3:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Girlfriend with a LOT of Student debt.
Replies: 166
Views: 13767

Re: Freakonomics approach to 401(k) choices

I stuck my contributions into a lifecycle fund, which transitions me from higher risk early on in my career to low risk later in my career [...] I was under the impression that my returns should be similar to the total stock market because it would be higher risk. Unfortunately, this was not the ca...
by JupiterJones
Mon Nov 24, 2014 12:12 pm
 
Forum: Investing - Theory, News & General
Topic: Freakonomics approach to 401(k) choices
Replies: 27
Views: 2757

Re: Girlfriend with a LOT of Student debt.

Sounds like this has very little to do with the debt itself. Rather, the existence of the debt is symbolic of choices your GF has made. Those choices shine a light on her values, priorities, and how she approaches life in general. And it's those things that are giving you the heebie-jeebies. And I d...
by JupiterJones
Mon Nov 24, 2014 12:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Girlfriend with a LOT of Student debt.
Replies: 166
Views: 13767

Re: Mail order gift basket

I used to use Harry & David a lot, but for the past couple of years have switched over to Wine Country Gift Baskets.

Both are good. Easy and quick to order online. No problems with delivery.

WCGB seems to be a bit cheaper though.
by JupiterJones
Fri Nov 21, 2014 5:11 pm
 
Forum: Personal Consumer Issues
Topic: Mail order gift basket
Replies: 5
Views: 579

Re: Your favorite classic toys for kids

SOMA! The game is called the Soma Cube. And it's apparently off patent, as you can find all kinds of versions from different manufacturers, mostly wooden. Interesting! We had what was basically a 2D version of the same game. The commercial version we had was called "Pythagoras": http://ww...
by JupiterJones
Fri Nov 14, 2014 4:01 pm
 
Forum: Personal Consumer Issues
Topic: Your favorite classic toys for kids
Replies: 89
Views: 5504

Re: Winter Coat

Funny, I just bought a new winter coat yesterday, and I am similarly long of arm. Got it at Target. Their store brand. 20% off. Fits great and is quite warm. (Although it's more of a "fashion" coat and probably not the sort of thing you'd want to go wood chopping or ice fishing in.) I thou...
by JupiterJones
Fri Nov 14, 2014 3:37 pm
 
Forum: Personal Consumer Issues
Topic: Winter Coat
Replies: 64
Views: 7209

Re: Your favorite classic toys for kids

Here's another Hoot Nanny simulator, FWIW:

http://akatz712.freehostia.com/Browser_ ... canvas.htm

Me? I was a Lego kid, through and through. We're talking old-school Lego, even before minifigs, when the "Lego People" looked like this.

Oh, and does anyone remember Whee-Lo?
by JupiterJones
Wed Nov 12, 2014 4:57 pm
 
Forum: Personal Consumer Issues
Topic: Your favorite classic toys for kids
Replies: 89
Views: 5504

Re: Viking River Cruises

Thanks for the update!

I love it when posters follow-up on things like that. :sharebeer
by JupiterJones
Mon Nov 10, 2014 4:05 pm
 
Forum: Personal Consumer Issues
Topic: Viking River Cruises
Replies: 31
Views: 4693

Re: War on Debt

In regards to financial peace university. I would love to do the course, but my wife is not religious by any means. I will check the local churches and see if one offers it and see if she is willing to go. My fear is that she won't go because she may think its religious indoctrination and not an ac...
by JupiterJones
Mon Nov 10, 2014 3:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: War on Debt
Replies: 247
Views: 32289

Re: Travelling Companions or small groups

Back when I was single, I traveled solo all the time. Loved it! I and I alone set the pace and itinerary. Plus, when you get last-minute tickets for shows/plays, you often get better seats when it's just one ticket. :D But if I ever were to do a tour, and if I was going to Europe, I'd go with Rick S...
by JupiterJones
Mon Nov 10, 2014 2:41 pm
 
Forum: Personal Consumer Issues
Topic: Travelling Companions or small groups
Replies: 32
Views: 2947

Re: War on Debt

What is against us: 1. Umm... a lot of debt. There is history behind some of it, but it's not due to a frivolous lifestyle; however, that is not the point. Its the past and there is no point rehashing crap that can't be undone. Agreed. But there is value in analyzing what you could've done better i...
by JupiterJones
Fri Nov 07, 2014 12:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: War on Debt
Replies: 247
Views: 32289

Re: Dish Network and CNN

They pulled that same nonsense awhile back when they were having a dispute with AMC.

Luckily, they figured everything out before the next season of "Mad Men" started, but it still left a bitter taste in my mouth that contributed to my decision to get rid of them. :annoyed
by JupiterJones
Tue Nov 04, 2014 5:29 pm
 
Forum: Personal Consumer Issues
Topic: Dish Network and CNN
Replies: 6
Views: 778

Re: That stress-relieving thing you do at work

You're assuming we all have office doors to shut No, I was only assuming that the OP had an office door to shut. :D But since you mention it, it is worth pointing out that mindfulness can be cultivated and maintained even in situations that aren't quite ideal for so-called "formal" mindfu...
by JupiterJones
Fri Oct 31, 2014 12:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: That stress-relieving thing you do at work
Replies: 45
Views: 2930

Re: "Why Bother With Bonds" -- A Gem

staythecourse wrote:The only quibble is that bogleheads forum is not "arguably" the best, but is simply the BEST!! :D


Must've been a typo. He probably meant to write that the Bogleheads forum "has the best arguments." :P
by JupiterJones
Fri Oct 31, 2014 9:11 am
 
Forum: Investing - Theory, News & General
Topic: "Why Bother With Bonds" -- A Gem
Replies: 33
Views: 9206

Re: testing cell phone coverage with discarded cell phones

Watty wrote:Sprint and Virgin Mobile are on the same network so going to Sprint would be the same.


Same for Ting, FWIW.
by JupiterJones
Fri Oct 31, 2014 9:10 am
 
Forum: Personal Consumer Issues
Topic: testing cell phone coverage with discarded cell phones
Replies: 13
Views: 835

Re: Anyone consider retiring to Vancouver, Washington?

Go here: http://www.weather.com/outlook/travel/vacationplanner/compare Plug in your current location along with either Vancouver, WA or Portland, OR. You'll see exactly what sort of differences to expect. For example, when I compare Portland to where I live (Nashville), I find that Nashville is a lo...
by JupiterJones
Fri Oct 31, 2014 9:05 am
 
Forum: Personal Consumer Issues
Topic: Anyone consider retiring to Vancouver, Washington?
Replies: 45
Views: 4679

Re: "Why Bother With Bonds" -- A Gem

Love this one: "There are currently a lot of people that think rates are so low that there is nowhere to move but up. They have thought this for six years now."

This one too: "The noise comes from people who have something to sell."
by JupiterJones
Fri Oct 31, 2014 8:47 am
 
Forum: Investing - Theory, News & General
Topic: "Why Bother With Bonds" -- A Gem
Replies: 33
Views: 9206

Re: That stress-relieving thing you do at work

3) google "3 good things" - simple, easy, and shown to be better than prozac Oh yeah, that's another good strategy. Cultivating gratitude is a proven way to increase happiness and resiliency. "Three good things" is probably the easiest technique to start with. I've heard of one ...
by JupiterJones
Fri Oct 31, 2014 8:41 am
 
Forum: Personal Finance (Not Investing)
Topic: That stress-relieving thing you do at work
Replies: 45
Views: 2930

Re: That stress-relieving thing you do at work

Mindfulness Meditation. Seriously. Shut the office door. Set a timer for five minutes (I use an app on my phone called "Insight Timer"). Do a simple breathing meditation, guiding your attention non-judgmentally back to your breath each time your mind wanders--which it will. Here's a good b...
by JupiterJones
Thu Oct 30, 2014 3:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: That stress-relieving thing you do at work
Replies: 45
Views: 2930

Re: Winery to visit in North Willamette (OR)/McMinnville are

Thanks again, everyone. Here's a follow-up from the trip: Stayed in Dundee at the Black Walnut Inn for a couple of nights. Beautiful views and good breakfasts! Wineries visited, all in the Dundee Hills AVA, none requiring reservations: ⋅ Sokol Blosser -- Very cool new tasting room. Friendl...
by JupiterJones
Tue Oct 28, 2014 5:19 pm
 
Forum: Personal Consumer Issues
Topic: Winery to visit in North Willamette (OR)/McMinnville area?
Replies: 20
Views: 2027

Re: Planning first trip to Oregon and Seattle - advice sough

Cannon Beach- We love the Ocean Lodge, right on the beach with beautiful views of Haystack Rock. It's especially beautiful on a stormy day. Just wanted to say that we recently went on a NW Oregon trip. I remembered this thread (although I wasn't the OP) and ScubaBlue's recommendation of the Ocean L...
by JupiterJones
Tue Oct 28, 2014 5:01 pm
 
Forum: Personal Consumer Issues
Topic: Planning first trip to Oregon and Seattle - advice sought!
Replies: 43
Views: 2706

Re: Vegas Vacation!

Oh, and here are a few of my favorite Vegas things that are less universal. That is, while I'd recommend Lotus of Siam to just about anyone, these require an appreciation of kitsch that, admittedly, not everyone shares with me: Battista's Hole-in-the-Wall. Not the best Italian food by any stretch of...
by JupiterJones
Fri Oct 17, 2014 4:37 pm
 
Forum: Personal Consumer Issues
Topic: Vegas Vacation!
Replies: 50
Views: 4239

Re: Vegas Vacation!

My first recommendation would be to subscribe to the Las Vegas Advisor newsletter (already mentioned above). Good tips and info, and the coupon book they give out each year is the best around. As in "pays for the subscription" good. Second, as mentioned, Lotus of Siam is a must-visit if yo...
by JupiterJones
Fri Oct 17, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Vegas Vacation!
Replies: 50
Views: 4239

Re: When can I afford to buy a home?

At this point I'm leaning towards no. I'm having trouble imagining in what scenario I could afford a home before I turn 30 (i'm currently 22). My parents bought their first home when they were 25. Their parents bought their first home when they were 23. And I bought my first home when I was 30. I h...
by JupiterJones
Fri Oct 17, 2014 4:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: When can I afford to buy a home?
Replies: 21
Views: 2785
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