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Re: Good scotch recommendations, where to buy

autonomy wrote:...despite it being only a 10y.


I've learned that the age statement on a scotch is sort of like the past performance of a fund.

It tells you a little bit, but not nearly as much as most people have been led to believe. Certainly no guarantee of future performance/taste. :D
by JupiterJones
Tue Apr 22, 2014 4:15 pm
 
Forum: Personal Consumer Issues
Topic: Good scotch recommendations, where to buy
Replies: 44
Views: 2406

Re: Good scotch recommendations, where to buy

Laphroaig Quarter Cask ^^^ This The Laphroaig Quarter Cask beats the Triple Wood and the 10yo, IMNSHO. Probably my favorite, by a slim margin, of the Islay peated single-malts (and I think I've tried at least one from every distillery there). Talisker 10yo is another good one. Actually from Isle of...
by JupiterJones
Tue Apr 22, 2014 4:11 pm
 
Forum: Personal Consumer Issues
Topic: Good scotch recommendations, where to buy
Replies: 44
Views: 2406

Re: POLL: why carry cash?

I don't use a credit card for groceries. I buy in fairly small amounts ($5-$30, generally) and I don't want to punish the merchant with cc fees. Those credit card fees are built into the prices of the groceries you're buying, just like any other cost of doing business. So it's not like you're "...
by JupiterJones
Mon Apr 21, 2014 1:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 224
Views: 7350

Re: Guitar purchase problem: Fender strat mfg warranty?

Just a few comments: ⋅ What kind of mass-market guitar doesn't get shipped in a box??? Do they just dump a bunch of guitars in a wooden crate and hope they don't get banged around too much in transit? :oops: Smells like BS and/or laziness to me, and you'd be justified in raising heck with ...
by JupiterJones
Fri Apr 18, 2014 1:48 pm
 
Forum: Personal Consumer Issues
Topic: Guitar purchase problem: Fender strat mfg warranty?
Replies: 24
Views: 1045

Re: If you are thinking of Sony blue ray as a streamer

Hmmm... Good to know. I wonder if players from other manufacturers work in a similar way? (With a proxy server, that is?)
by JupiterJones
Fri Apr 18, 2014 1:40 pm
 
Forum: Personal Consumer Issues
Topic: If you are thinking of Sony blue ray as a streamer
Replies: 1
Views: 372

Re: Baby Boomers: Top 10 Movies

I'm not a boomer, but... what about The Big Chill?
by JupiterJones
Wed Apr 16, 2014 1:35 pm
 
Forum: Personal Consumer Issues
Topic: Baby Boomers: Top 10 Movies
Replies: 44
Views: 2747

Re: Improvement needed

+1 Right, but the OP is likely going to find that over time the friendship dissapates into thin air, because unfortunately many people are in it for just one thing - themselves. Well, my point was that if the "friendship" does dissipate into thin air, it was-- by definition --not actually...
by JupiterJones
Fri Apr 11, 2014 12:10 pm
 
Forum: Investing - Help with Personal Investments
Topic: Improvement needed
Replies: 42
Views: 1802

Re: Dave Ramsey's $15K financial literacy Challenge

It is a shame it doesn't tell you whether you got the answer right or wrong. It could actually be a pretty cool learning tool for kids. Oh well.

At least it's a great way for Dave to collect lists of people for his ELPs to cold-call. :(
by JupiterJones
Fri Apr 11, 2014 11:57 am
 
Forum: Personal Finance (Not Investing)
Topic: Dave Ramsey's $15K financial literacy Challenge
Replies: 6
Views: 1534

Re: Alternative to a car

Bicycles are not supposed to be used on sidewalks and I would think motorized ones especially so and would liable for getting tickets. Depends on the jurisdiction. In Metro Nashville, for example, bicycles are banned from sidewalks only in certain business-heavy areas. In areas where sidewalk ridin...
by JupiterJones
Fri Apr 11, 2014 11:48 am
 
Forum: Personal Consumer Issues
Topic: Alternative to a car
Replies: 34
Views: 2226

Re: Improvement needed

"My EJ advisor is a long time friend. [...] If I didn't have such a good friendship I would start moving money asap. As it is, I kind of feel stuck. Perplexed." It is 100% absolutely not possible to lose a friendship over something like this. It is possible that you'll discover that you ne...
by JupiterJones
Fri Apr 11, 2014 10:40 am
 
Forum: Investing - Help with Personal Investments
Topic: Improvement needed
Replies: 42
Views: 1802

Re: Paying for MBA

tommy_gunn wrote:if you cannot afford to pay for it in cash, I don't see how a loan is not the only route here.


There's also the route of delaying going until you do have enough cash saved up to pay for it.
by JupiterJones
Thu Apr 10, 2014 4:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Paying for MBA
Replies: 16
Views: 1316

Re: Skype on a Mac

Karl wrote:Please explain this as if you were talking to a small child as that's my level of computer understanding.


If you have the level of computer knowledge that a small child has, you certainly don't need our help. :D
by JupiterJones
Thu Apr 10, 2014 4:22 pm
 
Forum: Personal Consumer Issues
Topic: Skype on a Mac
Replies: 8
Views: 444

Re: Netflix & Red Box

What? No mention of Battlestar Galactica yet? (The 2004 version, that is.) Definitely worth checking out. I always tell people it's sort of like "The West Wing in Space". Maybe with something like "Band of Brothers" mixed in. There's also Game of Thrones , of course, but you'd ha...
by JupiterJones
Wed Apr 09, 2014 3:48 pm
 
Forum: Personal Consumer Issues
Topic: Netflix & Red Box
Replies: 26
Views: 1498

Re: Roadtrip to Hoover Dam,Grand Canyon,Sedona,Phoenix

BigFoot48 wrote:Let's not forget the Meteor Crater just 37 miles east of Flagstaff. http://en.wikipedia.org/wiki/Meteor_Crater


Oooh, good one! We tried to make it there when we visited AZ & NM last time, but wound up having to miss it due to a snowstorm. :(
by JupiterJones
Tue Apr 08, 2014 11:18 am
 
Forum: Personal Consumer Issues
Topic: Roadtrip to Hoover Dam,Grand Canyon,Sedona,Phoenix
Replies: 26
Views: 1078

Re: How do you walk away from a good job?

“It is so hard to leave—until you leave. And then it is the easiest [...] thing in the world.” -- John Green
by JupiterJones
Tue Apr 08, 2014 11:13 am
 
Forum: Personal Finance (Not Investing)
Topic: How do you walk away from a good job?
Replies: 29
Views: 3366

Re: reading advice for an ambitious woman in her early 20s?

Yeah, the Tyson book is great (as are any of his other "Dummies..." books). Accessible, easy-to-read, and with solid, Bogleheadish advice.
by JupiterJones
Mon Apr 07, 2014 1:22 pm
 
Forum: Personal Consumer Issues
Topic: reading advice for an ambitious woman in her early 20s?
Replies: 32
Views: 2277

Re: Roadtrip to Hoover Dam,Grand Canyon,Sedona,Phoenix

If you're an architecture fan, the Taliesin West tour is cool. I've done it twice. :D

http://www.franklloydwright.org/about/T ... Tours.html
by JupiterJones
Mon Apr 07, 2014 1:11 pm
 
Forum: Personal Consumer Issues
Topic: Roadtrip to Hoover Dam,Grand Canyon,Sedona,Phoenix
Replies: 26
Views: 1078

Re: The Unthinkable Disaster: What If Your Account Disappear

For an unthinkable disaster, people here sure seem to doing a lot of thinking about it...
by JupiterJones
Mon Apr 07, 2014 1:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: The Unthinkable Disaster: What If Your Account Disappeared?
Replies: 43
Views: 4678

Re: Paying student loans vs Losing compounding interest

jimb_fromATL wrote:(If you want to diversify, throw it out a little at a time on different freeways.)


LOL! :)
by JupiterJones
Fri Apr 04, 2014 11:03 am
 
Forum: Personal Finance (Not Investing)
Topic: Paying student loans vs Losing compounding interest
Replies: 41
Views: 2605

Re: Best ways to show daily news to 9 year old

TV is all formulaic. Drama is all violence, Comedy is all sex. In order to get ratings, TV News is AFATT--All Fear, All the Time. Not all TV is formulaic. There are quality dramas, good comedies, and, yes, even news programs that don't pander to fear and outrage. You do have to look for them a bit ...
by JupiterJones
Fri Apr 04, 2014 10:56 am
 
Forum: Personal Consumer Issues
Topic: Best ways to show daily news to 9 year old
Replies: 28
Views: 1913

Re: Best ways to show daily news to 9 year old

bottlecap wrote:are Cialis ads that suggestive? [...] have something rehearsed to explain it to her in an age appropriate way.


"When a man and a woman love each other very much, they take two matching clawfoot bathtubs, place them on a beach..."
by JupiterJones
Thu Apr 03, 2014 11:35 am
 
Forum: Personal Consumer Issues
Topic: Best ways to show daily news to 9 year old
Replies: 28
Views: 1913

Re: Problem With New VCR Tapes

I wouldn't be surprised if owning & watching stuff on VHS becomes the next big hipster trend.

It happened with vinyl. There's even still a contingent of 8-Track enthusiasts. So you never know...
by JupiterJones
Wed Apr 02, 2014 5:26 pm
 
Forum: Personal Consumer Issues
Topic: Problem With New VCR Tapes
Replies: 22
Views: 1742

Re: Best ways to show daily news to 9 year old

We DVR the daily BBC newscast and watch it in lieu of the ridiculous morning "news" shows.
by JupiterJones
Wed Apr 02, 2014 10:47 am
 
Forum: Personal Consumer Issues
Topic: Best ways to show daily news to 9 year old
Replies: 28
Views: 1913

Re: Expensive hobbies and possessions? (B/c you can...)

jbdiver wrote:Modular synthesizers. More powerful than crack for an electronic music enthusiast.


Okay, you've got to spill some one this one. Vintage? New? A mix of both?
by JupiterJones
Tue Apr 01, 2014 3:22 pm
 
Forum: Personal Consumer Issues
Topic: Expensive hobbies and possessions? (B/c you can...)
Replies: 126
Views: 9241

Re: Expensive hobbies and possessions? (B/c you can...)

What are some expensive hobbies you enjoy? What are some expensive things you own? Because you're BH but for some things, you want the very best, because you can... If I have expensive things, it's not merely "because I can". It's because I can and because I genuinely derive added value f...
by JupiterJones
Tue Apr 01, 2014 10:39 am
 
Forum: Personal Consumer Issues
Topic: Expensive hobbies and possessions? (B/c you can...)
Replies: 126
Views: 9241

Re: Paying student loans vs Losing compounding interest

As you'll see from the responses here, there isn't really one "correct" answer. There are lots of factors involved, and the correct answer for you depends on your situation, and on what you value and want to focus on. If we assume you will always have a job and a steady source of predictab...
by JupiterJones
Tue Apr 01, 2014 10:30 am
 
Forum: Personal Finance (Not Investing)
Topic: Paying student loans vs Losing compounding interest
Replies: 41
Views: 2605

Re: Lending money to family

Hello, We are planning to lend about 30K to my sister-in-law's family to help with their home purchase. We are giving it as a gift and do not expect any interest on it. I would like to understand what would be the tax implication for us or my sister-in-law's since this is a sizable amount. Please l...
by JupiterJones
Tue Apr 01, 2014 10:07 am
 
Forum: Personal Finance (Not Investing)
Topic: Lending money to family
Replies: 25
Views: 1913

Re: BH Vacations

What's WRONG with "going high end" assuming one can afford it ? Not a dang thing, if you ask me. :beer With the possible exception of motive: If you buy the expensive meal with the expensive wine because you genuinely appreciate and enjoy the type of fine dining/drinking that can be obtai...
by JupiterJones
Mon Mar 31, 2014 3:46 pm
 
Forum: Personal Consumer Issues
Topic: BH Vacations
Replies: 50
Views: 3229

Re: reading advice for an ambitious woman in her early 20s?

If there's one of Dave Ramsey's "Financial Peace University" classes starting in your area, you could mention how you'd like to go yourself and ask if she'd go with you if you paid her way. The advice wouldn't be "coming from you", and you guys could talk about--and critique--wha...
by JupiterJones
Mon Mar 31, 2014 3:24 pm
 
Forum: Personal Consumer Issues
Topic: reading advice for an ambitious woman in her early 20s?
Replies: 32
Views: 2277

Re: Itemized deductions and mortgage - pay off make sense?

I would look into if you can pay your property taxes two years at a time like you mentioned. If so, you could lump your property taxes and charitable giving into every other year so you can itemize and then take the standard deduction for the in between years. If you can pull that off, you may want...
by JupiterJones
Mon Mar 31, 2014 3:18 pm
 
Forum: Investing - Help with Personal Investments
Topic: Itemized deductions and mortgage - pay off make sense?
Replies: 11
Views: 651

Re: Time and benefits vs. money.

Let's see... I'm using guesstimates for some of this, but here's the basic way I'd look at it (adjust the numbers yourself accordingly): Current Job Potential Job ------------------------------------------------------ Hours worked per week 55 40 Commuting per week 10 5 Total hours per week 65 45 ---...
by JupiterJones
Mon Mar 31, 2014 3:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Time and benefits vs. money.
Replies: 21
Views: 1574

Re: Problem With New VCR Tapes

Might not be the tape's fault at all. Could just be an old machine.

For example, maybe there are some rollers prior to the erase head that have rubber so old that it's deteriorating, causing the tape to carry the particles to the erase head?
by JupiterJones
Mon Mar 31, 2014 2:38 pm
 
Forum: Personal Consumer Issues
Topic: Problem With New VCR Tapes
Replies: 22
Views: 1742

Re: Boxed Wines

I enjoyed the " Big House " wines even back when they were only in bottles. Now I get them in boxes and they're an even better deal. But asking for a boxed wine recommendation is no different from asking for a bottled wine recommendation--what I like might not be what you like. In the end ...
by JupiterJones
Mon Mar 31, 2014 2:33 pm
 
Forum: Personal Consumer Issues
Topic: Boxed Wines
Replies: 29
Views: 1928

Re: good excel app for iPad?

Haha. Oddly, I don't think aspirin is a trademark though! Yes and no: http://en.wikipedia.org/wiki/Aspirin#Trademark "Today, aspirin is a generic word in Australia, France, India, Ireland, New Zealand, Pakistan, Jamaica, Colombia, the Philippines, South Africa, the United Kingdom and the Unite...
by JupiterJones
Mon Mar 31, 2014 12:05 pm
 
Forum: Personal Consumer Issues
Topic: good excel app for iPad?
Replies: 28
Views: 2317

Re: BH Vacations

This frugality thing seems to have overtaken BH to the point where a BH vacation is regarded as an inexpensive one. It also seems that any cheapskate thing is seen a "BH" thing--not just vacations (cars, computers, phones, etc.) Really though, the Boglehead philosophy is more about living...
by JupiterJones
Mon Mar 31, 2014 11:56 am
 
Forum: Personal Consumer Issues
Topic: BH Vacations
Replies: 50
Views: 3229

Re: BBQ Road Trip

If you hit up Nashville, I'm a huge fan of Jacks BBQ. Its right on Broadway, so not off the beaten path, but some of the best ribs I've ever had. Last time I went to Nashville I ate there 3/4 days. If you're driving, Jack's has two non-downtown locations that are probably going to be more convenien...
by JupiterJones
Wed Mar 26, 2014 5:04 pm
 
Forum: Personal Consumer Issues
Topic: BBQ Road Trip
Replies: 50
Views: 2941

Re: Where do you buy organic nuts

If I were in the market for organic nuts and found a great price online (factoring in shipping, etc.), I would have no qualms with giving it a shot. What's the worst that could happen? You wind up with some mediocre nuts, and next time you go find yourself a Trader Joe's or a Whole Foods or somethin...
by JupiterJones
Wed Mar 26, 2014 4:55 pm
 
Forum: Personal Consumer Issues
Topic: Where do you buy organic nuts
Replies: 11
Views: 568

Re: Amazon Prime Increase

Imagine if Amazon charged everyone a membership fee of $99 a year, but if you never asked for anything sooner than three-day shipping you got your membership fee refunded at the end of the year. In other words, it's the exact same financial result as it is now, only instead of paying them for slight...
by JupiterJones
Wed Mar 26, 2014 4:49 pm
 
Forum: Personal Consumer Issues
Topic: Amazon Prime Increase
Replies: 185
Views: 7662

Re: Joint but still "separate accounts"

My wife and I still have separate accounts. Works fine for us. Yes, it's vitally important that spouses be honest, open, and transparent about money. Finances need to be approached as a team. We still see our money as "one big pile" that belongs to both of us. But where the money resides i...
by JupiterJones
Wed Mar 26, 2014 4:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: Joint but still "separate accounts"
Replies: 13
Views: 1180

Re: good excel app for iPad?

Speaking of spreadsheets, who remembers Lotus123? I've always thought that without spreadsheets and word processors (Wordperfect, etc) the original PC would not have been nearly as successful. Don't forget VisiCalc--arguably the first electronic spreadsheet. Before there were IBM "PCs" th...
by JupiterJones
Wed Mar 26, 2014 11:19 am
 
Forum: Personal Consumer Issues
Topic: good excel app for iPad?
Replies: 28
Views: 2317

Re: good excel app for iPad?

Excel is a registered trade mark of Microsoft. "Spreadsheet" is a generic name for the type of software. That's a good point to remember. I'm going to xerox several copies of it and scotch tape it to the wall. Or maybe I'll just write it on a post-it. I think I have some in the cabinet, n...
by JupiterJones
Tue Mar 25, 2014 6:14 pm
 
Forum: Personal Consumer Issues
Topic: good excel app for iPad?
Replies: 28
Views: 2317

Re: Road trip advice?

Any advice would be great. A few things spring to mind: 1) Get a GPS receiver if you don't already have one. Preferably with traffic. Make sure the map is updated. Not so much to tell you which direction to turn (the route seems pretty easy and you should always have a paper map as backup anyway) b...
by JupiterJones
Mon Mar 24, 2014 5:09 pm
 
Forum: Personal Consumer Issues
Topic: Road trip advice?
Replies: 35
Views: 2221

Re: Tough college choice

Out of the two choices (which is an artificial constraint, of course), here are my thoughts: 1) Cost: SUNY wins. $160,000 for a degree in Fashion- anything is just waaaay too much, IMHO. Which isn't to say that it's not a worthwhile major--only that I can't imagine the expected value to be high enou...
by JupiterJones
Mon Mar 24, 2014 4:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tough college choice
Replies: 54
Views: 4040

Re: Ancestry Tests

So has anyone used one of the tests, did you feel that you got an adequate and accurate report? I got my Ancestry info from 23andMe. It was interesting, but nothing super-earthshaking. For example, it only tells me that such-and-such a percentage of my DNA is "British and Irish". It doesn...
by JupiterJones
Mon Mar 24, 2014 4:08 pm
 
Forum: Personal Consumer Issues
Topic: Ancestry Tests
Replies: 19
Views: 1918

Re: Amazon Prime Increase

And another thing...

If they're going to keep calling it Amazon "Prime", shouldn't they change the price from $79 to either $97 or $101?
by JupiterJones
Wed Mar 19, 2014 2:14 pm
 
Forum: Personal Consumer Issues
Topic: Amazon Prime Increase
Replies: 185
Views: 7662

Re: Acquiring Debt - Marriage

I wouldn't be putting money towards her debts until we are actually married which again would be probably 1.5 years out. Gotcha. Smart move. Of course, you can start socking away some of your own money now, with the aim of dumping the built-up lump sum on to (what will then be) your debt once you g...
by JupiterJones
Wed Mar 19, 2014 10:44 am
 
Forum: Personal Finance (Not Investing)
Topic: Acquiring Debt - Marriage
Replies: 28
Views: 2797

Re: Acquiring Debt - Marriage

Maybe I skimmed your posts too lightly, but I'm not really clear about when you will putting (what is currently) your money toward (what is currently) her debts. Are you planning on putting your money toward her debts now? Or is this more a question of what the best strategy will be at a point when ...
by JupiterJones
Tue Mar 18, 2014 2:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Acquiring Debt - Marriage
Replies: 28
Views: 2797

Re: Acquiring Debt - Marriage

Yeah, it probably doesn't make a whole of mathematical difference either way, but I'm with yatesd here. I'd hit the car first . It frees up cash flow more quickly and gives you the motivational "snowball" boost. Those are both things I, personally, value more than a few extra bucks paid in...
by JupiterJones
Tue Mar 18, 2014 11:34 am
 
Forum: Personal Finance (Not Investing)
Topic: Acquiring Debt - Marriage
Replies: 28
Views: 2797

Re: Viking River Cruises

Never been on one, but just the other day I was listening to a "Cruise Radio" podcast that covered Viking River Cruises. You can hear it for yourself here: http://podbay.fm/show/330992379/e/1332916200?autostart=1 The upshot, from what I gather, is that it's a good experience and a wonderfu...
by JupiterJones
Tue Mar 18, 2014 11:25 am
 
Forum: Personal Consumer Issues
Topic: Viking River Cruises
Replies: 26
Views: 2861
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