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Re: Would you invest $2500 or ?

See if you can use the money to incentivize the behavior that is best for him. That is, rather than just giving him $2,500, say that you'll give him $500 a month for the next five months if he regularly attends AA/NA or something (although I'm not sure how you'd get proof of that). Or say that if he...
by JupiterJones
Wed Dec 17, 2014 2:26 pm
 
Forum: Personal Consumer Issues
Topic: Would you invest $2500 or ?
Replies: 21
Views: 1439

Re: Suggested tax book for beginner?

A third recommendation here for Mike Piper's excellent "Taxes Made Simple".
by JupiterJones
Tue Dec 16, 2014 6:33 pm
 
Forum: Investing - Help with Personal Investments
Topic: Suggested tax book for beginner?
Replies: 17
Views: 1612

Re: Please help. IPad spoiling my Christmas surprises

Kind of a bummer that iPad don't allow for separate user accounts/profiles like, say, a full-fledged Apple laptop would.
by JupiterJones
Mon Dec 15, 2014 4:40 pm
 
Forum: Personal Consumer Issues
Topic: Please help. IPad spoiling my Christmas surprises
Replies: 19
Views: 2490

Re: What is the best meal you've had at a restaurant?

Fine dining is lost on me, perhaps partly because I'm a vegetarian. Well it sure doesn't stop me! :P Probably the best restaurant meal I've had was so far removed from all the others that it's almost a different category of experience: The Catbird Seat , right here in Nashville. It was a three-and-...
by JupiterJones
Wed Dec 10, 2014 3:32 pm
 
Forum: Personal Consumer Issues
Topic: What is the best meal you've had at a restaurant?
Replies: 88
Views: 6519

Re: Why is Dave Ramsey wrong?

I think psychology is the reason he advocates paying the small debts off first. Yes, I think the motivational aspect is the main reason he recommends it. But there's also the cash-flow advantage, which shouldn't be overlooked. It's a risk management move. By paying off smaller debts first, you're m...
by JupiterJones
Tue Dec 02, 2014 6:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: Why is Dave Ramsey wrong?
Replies: 73
Views: 9965

Re: Bah Humbug [managing Christmas spending]

I'm curious how do Boglehead followers maintain a frugal life with the onslaught of temptations each Christmas. The same way you maintain a frugal life with the onslaught of temptations the rest of the year. ⋅ Plan your expenses. ⋅ Save/allocate for them. ⋅ Spend when ...
by JupiterJones
Tue Dec 02, 2014 2:45 pm
 
Forum: Personal Consumer Issues
Topic: Bah Humbug [managing Christmas spending]
Replies: 52
Views: 4612

Re: Why is Dave Ramsey wrong?

...to pay off your house and other debts prior to investing Actually, his standard advice is to pay off all debts except the house prior to investing. It's only after you're already putting 15% toward retirement investing and started saving for your children's college (if you have children) that yo...
by JupiterJones
Mon Dec 01, 2014 3:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Why is Dave Ramsey wrong?
Replies: 73
Views: 9965

Re: Favorite nonfiction books

I'm on a "deliberate practice" kick these days for some reason. Just finished Daniel Coyle's The Talent Code and its follow-up, The Little Book of Talent . Really enjoyed both. Currently in the middle of Talent is Overrated by Geoff Colvin. Covers much the same ground as Coyle, but in a so...
by JupiterJones
Tue Nov 25, 2014 6:02 pm
 
Forum: Personal Consumer Issues
Topic: Favorite nonfiction books
Replies: 117
Views: 9581

Re: Carrying alternatives for phone, credit cards, money

I've been using the "Allett" wallet for ages (the original nylon model).

My wallet, fully-loaded, is still thinner than most normal leather wallets are when empty!

http://www.all-ett.com
by JupiterJones
Tue Nov 25, 2014 9:58 am
 
Forum: Personal Consumer Issues
Topic: Carrying alternatives for phone, credit cards, money
Replies: 25
Views: 2206

Re: Girlfriend with a LOT of Student debt.

What I fear is going through the discussion to find out we are financially incompatible (in terms of how we see repaying it) and leaving her with the knowledge and weight that the debt and philosophy on repayment is what broke us up. :-( But again, as I see it, it's more than merely the debt and he...
by JupiterJones
Mon Nov 24, 2014 3:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Girlfriend with a LOT of Student debt.
Replies: 166
Views: 13609

Re: Freakonomics approach to 401(k) choices

I stuck my contributions into a lifecycle fund, which transitions me from higher risk early on in my career to low risk later in my career [...] I was under the impression that my returns should be similar to the total stock market because it would be higher risk. Unfortunately, this was not the ca...
by JupiterJones
Mon Nov 24, 2014 12:12 pm
 
Forum: Investing - Theory, News & General
Topic: Freakonomics approach to 401(k) choices
Replies: 27
Views: 2668

Re: Girlfriend with a LOT of Student debt.

Sounds like this has very little to do with the debt itself. Rather, the existence of the debt is symbolic of choices your GF has made. Those choices shine a light on her values, priorities, and how she approaches life in general. And it's those things that are giving you the heebie-jeebies. And I d...
by JupiterJones
Mon Nov 24, 2014 12:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Girlfriend with a LOT of Student debt.
Replies: 166
Views: 13609

Re: Mail order gift basket

I used to use Harry & David a lot, but for the past couple of years have switched over to Wine Country Gift Baskets.

Both are good. Easy and quick to order online. No problems with delivery.

WCGB seems to be a bit cheaper though.
by JupiterJones
Fri Nov 21, 2014 5:11 pm
 
Forum: Personal Consumer Issues
Topic: Mail order gift basket
Replies: 5
Views: 521

Re: Your favorite classic toys for kids

SOMA! The game is called the Soma Cube. And it's apparently off patent, as you can find all kinds of versions from different manufacturers, mostly wooden. Interesting! We had what was basically a 2D version of the same game. The commercial version we had was called "Pythagoras": http://ww...
by JupiterJones
Fri Nov 14, 2014 4:01 pm
 
Forum: Personal Consumer Issues
Topic: Your favorite classic toys for kids
Replies: 89
Views: 5145

Re: Winter Coat

Funny, I just bought a new winter coat yesterday, and I am similarly long of arm. Got it at Target. Their store brand. 20% off. Fits great and is quite warm. (Although it's more of a "fashion" coat and probably not the sort of thing you'd want to go wood chopping or ice fishing in.) I thou...
by JupiterJones
Fri Nov 14, 2014 3:37 pm
 
Forum: Personal Consumer Issues
Topic: Winter Coat
Replies: 51
Views: 5057

Re: Your favorite classic toys for kids

Here's another Hoot Nanny simulator, FWIW:

http://akatz712.freehostia.com/Browser_ ... canvas.htm

Me? I was a Lego kid, through and through. We're talking old-school Lego, even before minifigs, when the "Lego People" looked like this.

Oh, and does anyone remember Whee-Lo?
by JupiterJones
Wed Nov 12, 2014 4:57 pm
 
Forum: Personal Consumer Issues
Topic: Your favorite classic toys for kids
Replies: 89
Views: 5145

Re: Viking River Cruises

Thanks for the update!

I love it when posters follow-up on things like that. :sharebeer
by JupiterJones
Mon Nov 10, 2014 4:05 pm
 
Forum: Personal Consumer Issues
Topic: Viking River Cruises
Replies: 31
Views: 4624

Re: War on Debt

In regards to financial peace university. I would love to do the course, but my wife is not religious by any means. I will check the local churches and see if one offers it and see if she is willing to go. My fear is that she won't go because she may think its religious indoctrination and not an ac...
by JupiterJones
Mon Nov 10, 2014 3:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: War on Debt
Replies: 247
Views: 31496

Re: Travelling Companions or small groups

Back when I was single, I traveled solo all the time. Loved it! I and I alone set the pace and itinerary. Plus, when you get last-minute tickets for shows/plays, you often get better seats when it's just one ticket. :D But if I ever were to do a tour, and if I was going to Europe, I'd go with Rick S...
by JupiterJones
Mon Nov 10, 2014 2:41 pm
 
Forum: Personal Consumer Issues
Topic: Travelling Companions or small groups
Replies: 32
Views: 2907

Re: War on Debt

What is against us: 1. Umm... a lot of debt. There is history behind some of it, but it's not due to a frivolous lifestyle; however, that is not the point. Its the past and there is no point rehashing crap that can't be undone. Agreed. But there is value in analyzing what you could've done better i...
by JupiterJones
Fri Nov 07, 2014 12:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: War on Debt
Replies: 247
Views: 31496

Re: Dish Network and CNN

They pulled that same nonsense awhile back when they were having a dispute with AMC.

Luckily, they figured everything out before the next season of "Mad Men" started, but it still left a bitter taste in my mouth that contributed to my decision to get rid of them. :annoyed
by JupiterJones
Tue Nov 04, 2014 5:29 pm
 
Forum: Personal Consumer Issues
Topic: Dish Network and CNN
Replies: 6
Views: 709

Re: That stress-relieving thing you do at work

You're assuming we all have office doors to shut No, I was only assuming that the OP had an office door to shut. :D But since you mention it, it is worth pointing out that mindfulness can be cultivated and maintained even in situations that aren't quite ideal for so-called "formal" mindfu...
by JupiterJones
Fri Oct 31, 2014 12:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: That stress-relieving thing you do at work
Replies: 45
Views: 2902

Re: "Why Bother With Bonds" -- A Gem

staythecourse wrote:The only quibble is that bogleheads forum is not "arguably" the best, but is simply the BEST!! :D


Must've been a typo. He probably meant to write that the Bogleheads forum "has the best arguments." :P
by JupiterJones
Fri Oct 31, 2014 9:11 am
 
Forum: Investing - Theory, News & General
Topic: "Why Bother With Bonds" -- A Gem
Replies: 33
Views: 8824

Re: testing cell phone coverage with discarded cell phones

Watty wrote:Sprint and Virgin Mobile are on the same network so going to Sprint would be the same.


Same for Ting, FWIW.
by JupiterJones
Fri Oct 31, 2014 9:10 am
 
Forum: Personal Consumer Issues
Topic: testing cell phone coverage with discarded cell phones
Replies: 13
Views: 827

Re: Anyone consider retiring to Vancouver, Washington?

Go here: http://www.weather.com/outlook/travel/vacationplanner/compare Plug in your current location along with either Vancouver, WA or Portland, OR. You'll see exactly what sort of differences to expect. For example, when I compare Portland to where I live (Nashville), I find that Nashville is a lo...
by JupiterJones
Fri Oct 31, 2014 9:05 am
 
Forum: Personal Consumer Issues
Topic: Anyone consider retiring to Vancouver, Washington?
Replies: 45
Views: 4470

Re: "Why Bother With Bonds" -- A Gem

Love this one: "There are currently a lot of people that think rates are so low that there is nowhere to move but up. They have thought this for six years now."

This one too: "The noise comes from people who have something to sell."
by JupiterJones
Fri Oct 31, 2014 8:47 am
 
Forum: Investing - Theory, News & General
Topic: "Why Bother With Bonds" -- A Gem
Replies: 33
Views: 8824

Re: That stress-relieving thing you do at work

3) google "3 good things" - simple, easy, and shown to be better than prozac Oh yeah, that's another good strategy. Cultivating gratitude is a proven way to increase happiness and resiliency. "Three good things" is probably the easiest technique to start with. I've heard of one ...
by JupiterJones
Fri Oct 31, 2014 8:41 am
 
Forum: Personal Finance (Not Investing)
Topic: That stress-relieving thing you do at work
Replies: 45
Views: 2902

Re: That stress-relieving thing you do at work

Mindfulness Meditation. Seriously. Shut the office door. Set a timer for five minutes (I use an app on my phone called "Insight Timer"). Do a simple breathing meditation, guiding your attention non-judgmentally back to your breath each time your mind wanders--which it will. Here's a good b...
by JupiterJones
Thu Oct 30, 2014 3:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: That stress-relieving thing you do at work
Replies: 45
Views: 2902

Re: Winery to visit in North Willamette (OR)/McMinnville are

Thanks again, everyone. Here's a follow-up from the trip: Stayed in Dundee at the Black Walnut Inn for a couple of nights. Beautiful views and good breakfasts! Wineries visited, all in the Dundee Hills AVA, none requiring reservations: ⋅ Sokol Blosser -- Very cool new tasting room. Friendl...
by JupiterJones
Tue Oct 28, 2014 5:19 pm
 
Forum: Personal Consumer Issues
Topic: Winery to visit in North Willamette (OR)/McMinnville area?
Replies: 20
Views: 2021

Re: Planning first trip to Oregon and Seattle - advice sough

Cannon Beach- We love the Ocean Lodge, right on the beach with beautiful views of Haystack Rock. It's especially beautiful on a stormy day. Just wanted to say that we recently went on a NW Oregon trip. I remembered this thread (although I wasn't the OP) and ScubaBlue's recommendation of the Ocean L...
by JupiterJones
Tue Oct 28, 2014 5:01 pm
 
Forum: Personal Consumer Issues
Topic: Planning first trip to Oregon and Seattle - advice sought!
Replies: 43
Views: 2676

Re: Vegas Vacation!

Oh, and here are a few of my favorite Vegas things that are less universal. That is, while I'd recommend Lotus of Siam to just about anyone, these require an appreciation of kitsch that, admittedly, not everyone shares with me: Battista's Hole-in-the-Wall. Not the best Italian food by any stretch of...
by JupiterJones
Fri Oct 17, 2014 4:37 pm
 
Forum: Personal Consumer Issues
Topic: Vegas Vacation!
Replies: 50
Views: 4032

Re: Vegas Vacation!

My first recommendation would be to subscribe to the Las Vegas Advisor newsletter (already mentioned above). Good tips and info, and the coupon book they give out each year is the best around. As in "pays for the subscription" good. Second, as mentioned, Lotus of Siam is a must-visit if yo...
by JupiterJones
Fri Oct 17, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Vegas Vacation!
Replies: 50
Views: 4032

Re: When can I afford to buy a home?

At this point I'm leaning towards no. I'm having trouble imagining in what scenario I could afford a home before I turn 30 (i'm currently 22). My parents bought their first home when they were 25. Their parents bought their first home when they were 23. And I bought my first home when I was 30. I h...
by JupiterJones
Fri Oct 17, 2014 4:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: When can I afford to buy a home?
Replies: 21
Views: 2655

Re: Wine - how to keep it from not spoiling?

My suggestions in order: ⋅ Drink more wine ⋅ Switch to a good (3-liter size) boxed wine ⋅ Put it in the fridge and reduce the air in whatever container you store it in, by: ⋅ Using a smaller container, or... ⋅ Dumping glass beads into the bottle to d...
by JupiterJones
Fri Oct 10, 2014 4:44 pm
 
Forum: Personal Consumer Issues
Topic: Wine - how to keep it from not spoiling?
Replies: 57
Views: 3048

Re: Headed for a 300+ point loss today?

I'm having difficulty understanding why a market drop is good because it provides an opportunity to buy more stock at lower prices. It's like saying I don't mind if a large chunk of my nestegg just got chopped off so I could add a little piece back at a lower price. But nothing has been "chopp...
by JupiterJones
Fri Oct 10, 2014 10:56 am
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 464
Views: 36382

Re: Headed for a 300+ point loss today?

How can one not care? It's hard-earned money. Because it isn't hard-earned money. Your hard-earned money has already been spent. The number that is dropping today is merely the current prices of various stocks. But unless you're being forced to sell today, so what? What the value is at some random ...
by JupiterJones
Thu Oct 09, 2014 4:29 pm
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 464
Views: 36382

Re: Critically Acclaimed Movies you did not like

island wrote:Oh brother, lighten up


Ah yes, one of the Coen brother's best.
by JupiterJones
Wed Oct 08, 2014 3:06 pm
 
Forum: Personal Consumer Issues
Topic: Critically Acclaimed Movies you did not like
Replies: 150
Views: 13552

Re: Live Speakers You Enjoyed

ivyhedge wrote:Feynman - obviously it has been a long time but he made quite an impression


That must've been something.

:mrgreen: <- Me, jealous
by JupiterJones
Wed Oct 08, 2014 2:18 pm
 
Forum: Investing - Theory, News & General
Topic: Live Speakers You Enjoyed
Replies: 12
Views: 728

Re: Live Speakers You Enjoyed

Two talks I've attended stand out: Historian and author David McCullough . He talked about history (naturally), but also about the importance of teaching it and learning from it. Conductor Benjamin Zander . This TED talk is not exactly the same one he gave when I saw him, but there's a lot of overla...
by JupiterJones
Wed Oct 08, 2014 2:17 pm
 
Forum: Investing - Theory, News & General
Topic: Live Speakers You Enjoyed
Replies: 12
Views: 728

Re: Critically Acclaimed Movies you did not like

Amazing how many of my favorite movies are showing up on this thread. :D There have been a few critic's darlings that I wasn't really a fan of lately, such as Winter's Bone , Beasts of the Southern Wild , and The Hurt Locker . But I wouldn't say I hated them or anything. I appreciated what they were...
by JupiterJones
Tue Oct 07, 2014 4:35 pm
 
Forum: Personal Consumer Issues
Topic: Critically Acclaimed Movies you did not like
Replies: 150
Views: 13552

Re: Are you a "maximizer" or a "satisficer"?

I find the term "satisficer" remarkably irritating. Is there no way to express the same concept using real, adult-sounding words? I tried to think of one, but after a couple minutes I figured "satisficer" is fine and gets the job done. ;-) If the term was good enough for Herbert...
by JupiterJones
Tue Oct 07, 2014 12:51 pm
 
Forum: Personal Consumer Issues
Topic: Are you a "maximizer" or a "satisficer"?
Replies: 52
Views: 3465

Re: Android Apps for Toddlers

If anyone has any movie recommendations too that would be great. Something with a lot of music and no princesses would be ideal. Does it have to be animated? Because Google Play has some classic live-action, kid-friendly musicals, such as The Sound of Music, The Wizard of Oz, Chitty Chitty Bang Ban...
by JupiterJones
Thu Oct 02, 2014 12:45 pm
 
Forum: Personal Consumer Issues
Topic: Android Apps for Toddlers
Replies: 17
Views: 1052

Re: Dave Ramsey says asset allocation does not work

Do many of you have his radio shows given prominent time in your states? Yup. He's all over the place. But then, the guy lives here , so maybe I'm not the best example to use. :D I've driven by his "Financial Peace Plaza" many a time. It's right across from a mall, interestingly enough.
by JupiterJones
Wed Oct 01, 2014 5:10 pm
 
Forum: Investing - Theory, News & General
Topic: Dave Ramsey says asset allocation does not work
Replies: 86
Views: 7695

Re: Android Apps for Toddlers

celia wrote:Is this how you planned to raise your kids? How about soothing music to put her/you to sleep?



Image
by JupiterJones
Wed Oct 01, 2014 5:02 pm
 
Forum: Personal Consumer Issues
Topic: Android Apps for Toddlers
Replies: 17
Views: 1052

Re: Just looking for a nudge

Just look at any chart of, say, the S&P 500. I like this one , although the range on Yahoo!'s chart is a better. Look at different spans of time. Zoom in to different spots. Lots of "all time" and "long term" highs there, eh? What do you think a potential investor at any of t...
by JupiterJones
Wed Oct 01, 2014 4:57 pm
 
Forum: Investing - Help with Personal Investments
Topic: Just looking for a nudge
Replies: 11
Views: 965

Re: Dave Ramsey says asset allocation does not work

For the record, I'm not a huge fan of Dave Ramsey, but his advice for getting out of debt is pretty solid. I don't agree. The advice to "get out of debt" is so ubiquitous, old, and obvious that it should be free. Anyone who sells the idea or takes credit for it is a charlatan. To be fair,...
by JupiterJones
Wed Oct 01, 2014 2:31 pm
 
Forum: Investing - Theory, News & General
Topic: Dave Ramsey says asset allocation does not work
Replies: 86
Views: 7695

Re: headphones for running

Not a good idea wearing headphones when walking or running. http://www.rrca.org/education-advocacy/rrca-general-running-safety-tips/ http://nymag.com/daily/intelligencer/2013/05/ask-a-best-doc-dont-run-with-headphones.html The first link is merely speculation ("Your ears may help you avoid dan...
by JupiterJones
Fri Sep 26, 2014 2:15 pm
 
Forum: Personal Consumer Issues
Topic: headphones for running
Replies: 40
Views: 1716

Re: headphones for running

A recent thread here on this topic may be of interest:

viewtopic.php?f=11&t=144853

I'll reiterate my recommendation of custom-molded in-ear monitors for those willing to cough up the required dough for 'em.
by JupiterJones
Fri Sep 26, 2014 1:41 pm
 
Forum: Personal Consumer Issues
Topic: headphones for running
Replies: 40
Views: 1716

Re: What did you always wish for but never got?

Oh yeah, and a Green Machine. Never got one of those either. #FirstWorldProblems

Image
by JupiterJones
Wed Sep 24, 2014 4:18 pm
 
Forum: Personal Consumer Issues
Topic: What did you always wish for but never got?
Replies: 87
Views: 5622
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