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Re: Public Speaking-help

Oh, and as far as specific recommendations: Since time is short, in lieu of retaking the Carnegie course (or attending Toastmasters), how about getting a copy of one of Dale Carnegie's books on public speaking and going over that? "The Quick and Easy Way to Effective Speaking", "The A...
by JupiterJones
Thu Jul 31, 2014 3:34 pm
 
Forum: Personal Consumer Issues
Topic: Public Speaking-help
Replies: 72
Views: 3661

Re: Public Speaking-help

chances are nobody is going to remember your presentation 3 months later. True, and not an indictment of the OP's presentation skills as much as an indictment of how much most people pay attention to anything . :D People fuss and stew over what they wear, what they say, how they act, etc., as if th...
by JupiterJones
Thu Jul 31, 2014 3:23 pm
 
Forum: Personal Consumer Issues
Topic: Public Speaking-help
Replies: 72
Views: 3661

Re: What ONE investing book or article for skeptical sibling

His outlook on the future is somewhat influenced by doomsday mentality [...] what ONE book or couple of articles do you think would give a smart guy the proverbial "light bulb" over the head? Another vote for "nothing". There simply is no book or article that will do the trick h...
by JupiterJones
Fri Jul 11, 2014 4:23 pm
 
Forum: Investing - Theory, News & General
Topic: What ONE investing book or article for skeptical sibling?
Replies: 30
Views: 2887

Re: Luggage recommendation

I just looked at the Rick Steves 20-inch bags. They are nice, but they have two outer zippered pockets situated on outer face of the bag. It appears that neither of these are big enough to hold a non-small collapsible umbrella. If the bag had a single outer pocket, then the umbrella would fit. So m...
by JupiterJones
Mon Jul 07, 2014 5:57 pm
 
Forum: Personal Consumer Issues
Topic: Luggage recommendation
Replies: 34
Views: 2148

Re: What smartphone plan do you use?- off contract

I just switched to Ting a couple of weeks ago.

So far, so good.
by JupiterJones
Mon Jul 07, 2014 4:46 pm
 
Forum: Personal Consumer Issues
Topic: What smartphone plan do you use?- off contract
Replies: 100
Views: 5433

Re: Valuing a personal residence for net worth purposes

Zillow - 10%. Same here. Zillow minus 10%. For me, anyway, it's not as important what my net worth is as much as whether it's higher or lower than it was . The relative change is what I'm looking at more than the absolute value. So if the home value that I use isn't quite perfect, at least it's imp...
by JupiterJones
Mon Jul 07, 2014 3:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Valuing a personal residence for net worth purposes
Replies: 73
Views: 4000

Re: Luggage recommendation

I think the first question is whether you can commit to "carry-on" only. For the "carry-on" traveler (which, I agree, is totally the way to go), I'd recommend taking a look at luggage Rick Steves sells under his own brand: http://travelstore.ricksteves.com/catalog/index.cfm?fuse...
by JupiterJones
Mon Jul 07, 2014 3:11 pm
 
Forum: Personal Consumer Issues
Topic: Luggage recommendation
Replies: 34
Views: 2148

Re: Personal Development Books

Here's my problem with Richard Carlson's "Don’t Sweat the Small Stuff." The full title is, "Don’t Sweat the Small Stuff…and it’s all Small Stuff." Terminal illness, death of a loved one, divorce... how can things like that be included in, "and it's all Small Stuff?" A ...
by JupiterJones
Fri Jun 27, 2014 1:54 pm
 
Forum: Personal Consumer Issues
Topic: Personal Development Books
Replies: 39
Views: 2794

Re: How do you afford to travel?

Fear of flying is very common. The good news is, you can do something about it. One of the best ways to get over a fear of flying is to take flying lessons. It's a whole different ballgame when you're in control. Good point. Not only that, but it gives you chance to "feel", first-hand, ho...
by JupiterJones
Fri Jun 27, 2014 1:29 pm
 
Forum: Personal Consumer Issues
Topic: How do you afford to travel?
Replies: 68
Views: 6210

Re: Personal Development Books

Don't sweat the small stuff - Richard Carlson Great choice! I'm kicking myself for not including it on my list above, in fact. It's tempting to dismiss that book as fluff, being as it was among that wave of small, often-corny, self-help books that were seemingly for sale next to every bookstore cas...
by JupiterJones
Thu Jun 26, 2014 6:17 pm
 
Forum: Personal Consumer Issues
Topic: Personal Development Books
Replies: 39
Views: 2794

Re: Please help us decide where to live

SDF wrote:We also think that Albuquerque or Santa Fe might work, but again, we’ve never been there


You should visit that area. I think you'll really like it. Certainly more interesting that Reno/Carson City, IMO.
by JupiterJones
Thu Jun 26, 2014 6:07 pm
 
Forum: Personal Consumer Issues
Topic: Please help us decide where to live
Replies: 169
Views: 7877

Re: How do you afford to travel?

Fear of flying is very common. The good news is, you can do something about it . I'm not kidding. I've seen it happen many times. It takes a bit of work and a willingness to give it a shot, but you can get to the point where you fly with a greater level of comfort that you currently do now. I would ...
by JupiterJones
Thu Jun 26, 2014 1:49 pm
 
Forum: Personal Consumer Issues
Topic: How do you afford to travel?
Replies: 68
Views: 6210

Re: Want to Save Money? Be Polite!

You obviously don't live in NJ. We're not trusted to pump our own gas. Oregon's the same way. I remember driving a rental car there once and pulling over to fill up. I was chagrined to find that there were no self-serve pumps... so I drove down the street to the next gas station. Oddly, it was the ...
by JupiterJones
Wed Jun 25, 2014 10:57 am
 
Forum: Personal Consumer Issues
Topic: Want to Save Money? Be Polite!
Replies: 41
Views: 6701

Re: Buy A New Windows Computer Now?

abuss368 wrote:I hear what you said but the Apple "learning curve" is not that large and I found it to be quite simple.


Yup.

There are good reasons why one might stick with Windows instead of switching to a Mac. I would not consider the learning curve to be one of them.
by JupiterJones
Wed Jun 25, 2014 10:53 am
 
Forum: Personal Consumer Issues
Topic: Buy A New Windows Computer Now?
Replies: 53
Views: 2855

Re: How I win at craps

The key to craps is to avoid the middle sucker bets to keep the house edge as small as possible and slam as many free drinks as you can. That's the key to any game in the casino, really. Minimize expenses and maximize value. When the value received doesn't outweigh the expense, quit playing. Althou...
by JupiterJones
Tue Jun 24, 2014 4:17 pm
 
Forum: Personal Consumer Issues
Topic: How I have won at craps
Replies: 20
Views: 2043

Re: First book

Anything from Mike Piper or Eric Tyson.
by JupiterJones
Tue Jun 24, 2014 4:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: First book
Replies: 16
Views: 970

Re: Cost of car compared to Gross Income

Dave Ramsey has a rule of thumb that I sort of like: The combined total of all of your vehicles should not exceed 50% of your household income (take-home, I believe). This would include your spouse's car, plus "anything with a motor", such as boats, jet skis, scooters, RVs, etc. They all g...
by JupiterJones
Tue Jun 24, 2014 4:03 pm
 
Forum: Personal Consumer Issues
Topic: Cost of car compared to Gross Income
Replies: 82
Views: 4606

Re: Personal Development Books

Your Money or Your Life -- Joe Dominguez and Vicki Robin A bit of cliche, but... it's tough to go wrong with anything by Dale Carnegie. Mindfulness: An Eight-Week Plan for Finding Peace in a Frantic World -- Mark Williams and Danny Penman. (Or any other good book on mindfulness , such as those by J...
by JupiterJones
Tue Jun 24, 2014 3:48 pm
 
Forum: Personal Consumer Issues
Topic: Personal Development Books
Replies: 39
Views: 2794

Re: Poll: Dave Ramsey - Harmful or helpful?

Growth: Mid-Cap index/Total Stock Market Growth&Income: Star/Balanced Index AggressiveGrowth: Small-Cap index Forgin: Total International Stock Market/Emerging Market What is so bad about that? Do not want to agure about bonds at all here just talkin about how to implent his fund point of view....
by JupiterJones
Tue Jun 24, 2014 12:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll: Dave Ramsey - Harmful or helpful?
Replies: 65
Views: 5077

Re: American Automobile Assn (AAA)

Just to echo with my own experience some of what's already been said: ⋅ I got an IDP a couple of years back from AAA without being a member. ⋅ During my entire trip, not once did I actually need the IDP. No one ever asked to see it, anywhere, for any reason. That said, I don't re...
by JupiterJones
Tue Jun 24, 2014 11:55 am
 
Forum: Personal Consumer Issues
Topic: American Automobile Assn (AAA)
Replies: 51
Views: 3401

Re: Help devising winning roulette system

what amazes me about roulette is when there are two tables, side by side, and one is single zero and one is double zero. And yet people are playing both tables, as if there is no difference between them. :oops: Kinda like how people will sit down at a 6-5 "blackjack" table when there's a ...
by JupiterJones
Tue Jun 24, 2014 11:48 am
 
Forum: Personal Consumer Issues
Topic: Help devising winning roulette system
Replies: 72
Views: 3117

Re: How I win at craps

The key to craps is avoiding the huge losses that come from chasing cold tables, cold shooters [...] On a hot hand, as I'm winning, I pocket greens and blacks slowly and on the sly while the red and white stacks up. I'm always up for a good discussion of gaming, but... "Past performance is no ...
by JupiterJones
Tue Jun 24, 2014 11:36 am
 
Forum: Personal Consumer Issues
Topic: How I have won at craps
Replies: 20
Views: 2043

Re: First anniversary gift ideas

If it's not too late, here's another nice idea for a first anniversary: Giver her a nice, blank journal/notebook. Maybe even a handmade one. It satisfies the "paper" requirement (if, like me, you adhere to such things), plus it gives you a place to record memorable moments from your marria...
by JupiterJones
Mon Jun 23, 2014 3:09 pm
 
Forum: Personal Consumer Issues
Topic: First anniversary gift ideas
Replies: 21
Views: 1113

Re: Convince me to visit Italy

I'm not giving up on making you not go. You do know that there are pleny of Italian restaurants and ice cream places outside of Italy, right? The Italians have emigrated for years and years. I have even heard of a place called "Little Italy" and there are many of them. And as far as beaut...
by JupiterJones
Mon Jun 16, 2014 11:03 am
 
Forum: Personal Consumer Issues
Topic: Convince me to visit Italy
Replies: 77
Views: 5380

Re: GoDaddy - Any better options for website hosting?

I find GoDaddy so inexpensive that if it were me, I'd probably stay even without getting any renewal discount.

Just not worth the hassle to potentially save such a small amount by switching.
by JupiterJones
Wed Jun 11, 2014 2:09 pm
 
Forum: Personal Consumer Issues
Topic: GoDaddy - Any better options for website hosting?
Replies: 21
Views: 3007

Re: running shoes for a severe overpronator(flatfoot)

For me, I've had custom orthotics. I hated them for running. They are too thick and heavy. I wear superfeet green in neutral running shoes (Nike Pegasus). They are lighter and less bulky than the customs and do the job. I log 40 miles per week with them. Another vote for SuperFeet. I use the greens...
by JupiterJones
Wed Jun 11, 2014 2:06 pm
 
Forum: Personal Consumer Issues
Topic: running shoes for a severe overpronator(flatfoot)
Replies: 45
Views: 2818

Re: Switzerland itinerary feedback

FWIW, here's Rick Steves' episode on the Jungfrau region:

http://www.ricksteves.com/watch-read-li ... f-the-alps
by JupiterJones
Tue Jun 10, 2014 5:55 pm
 
Forum: Personal Consumer Issues
Topic: Switzerland itinerary feedback
Replies: 17
Views: 1096

Re: Switzerland itinerary feedback

jasc15 wrote:After that, we head to Interlaken and ultimately Gimmelwald


I've been to Switzerland twice... both times to that region. I was surprised that the OP's itinerary didn't cover any of this part of the country (unless I missed it). It's one of my favorite places I've even been--absolutely stunning.
by JupiterJones
Mon Jun 09, 2014 10:06 am
 
Forum: Personal Consumer Issues
Topic: Switzerland itinerary feedback
Replies: 17
Views: 1096

Re: Silly to trade in new car for used?

If I were in your situation, I'd sell the CRV and buy a much, much cheaper car. I wouldn't necessarily do a trade-in... you'll probably do better selling it yourself. If it's worth $21,000 and you owe $15,500, then that would leave you with $5,500 cash-in-hand, correct? I would then buy a $5,500 car...
by JupiterJones
Thu Jun 05, 2014 11:49 am
 
Forum: Personal Finance (Not Investing)
Topic: Silly to trade in new car for used?
Replies: 18
Views: 1320

Re: Using TurboTax on Apple Mac PCs

Apple's "answer" to Microsoft Office (Pages, Numbers, Keynote, etc.) are, quite frankly, not very good. I use LibreOffice on my Mac. Compatible with MS Office, better than Apple's stuff, and free to boot. As far as laptop vs. desktop goes, you might want to consider doing what I do: I use ...
by JupiterJones
Wed Jun 04, 2014 4:30 pm
 
Forum: Personal Consumer Issues
Topic: Using TurboTax on Apple Mac PCs
Replies: 21
Views: 1031

Re: Your advice, ethical dilemma - job interview.

I don't see a problem with how you handled it at all. An open discussion of potential biases, confounding factors, etc., should be part of any legitimate data analysis. If they don't hire you because you did exactly what a professional analyst should do, then I guess that tells you something about t...
by JupiterJones
Wed May 28, 2014 12:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Your advice, ethical dilemma - job interview.
Replies: 30
Views: 2416

Re: How to buy a house?

The forums are good, there is a also a lot of information on the internet, but maybe a good place to start would be "Buying a House for Dummies". Great suggestion. Although I think Eric Tyson's "Home Buying for Dummies" has been supplanted by the newer "Home Buying Kit for ...
by JupiterJones
Wed May 28, 2014 12:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: How to buy a house?
Replies: 30
Views: 2604

Re: How to Attack Wife's Student Loans

This is what I'd do, if it were me: ⋅ I'd take the emergency fund down to six months, which it sounds like would be $12,000. ⋅ Using the $8,000 you took out from the e-fund, pay off one of the debts entirely. In this particular case, it doesn't matter which one. ⋅ Take ...
by JupiterJones
Fri May 23, 2014 11:17 am
 
Forum: Investing - Help with Personal Investments
Topic: How to Attack Wife's Student Loans
Replies: 25
Views: 1872

Re: White collar crime book recommendations?

Not really Wall Street related, but a good (true) tale of a regular, everyday sysadmin who starts tracking down a 75-cent accounting error and winds up in a web of international intrigue:

The Cuckoo's Egg
by JupiterJones
Wed May 21, 2014 6:02 pm
 
Forum: Personal Consumer Issues
Topic: White collar crime book recommendations?
Replies: 21
Views: 1088

Re: Dave Ramsey recommends index fund

He's actually made that recommendation before. Odd that, of all the reasons to go with an index fund, he goes with the tax benefits of low-turnover. No mention of the overall lower costs and better performance... He still pushes high-cost, actively-managed stock mutual funds for tax-advantaged space...
by JupiterJones
Tue May 13, 2014 6:03 pm
 
Forum: Investing - Theory, News & General
Topic: Dave Ramsey recommends index fund
Replies: 26
Views: 3892

Re: excel or Numbers spreadsheet for medical

Sounds like you know pretty well what you want, so I don't really see any need for a pre-made template. Just "roll your own"!

(I will say that LibreOffice is far better than Numbers, in general, as far as Mac spreadsheet software goes.)
by JupiterJones
Tue May 13, 2014 6:01 pm
 
Forum: Personal Consumer Issues
Topic: excel or Numbers spreadsheet for medical
Replies: 10
Views: 743

Re: Germany!

Rick Steves did a "travel talk" recently on Germany (and some Austria) and has put it online to view for free: http://www.ricksteves.com/watch-read-listen/video/travel-talks/germany-austria (Note the link under the video to a handout you can download and view or print.) He's also put most ...
by JupiterJones
Tue May 13, 2014 11:05 am
 
Forum: Personal Consumer Issues
Topic: Germany!
Replies: 34
Views: 2002

Re: Making extra cash

FYI, there was a related thread about this a couple months back...

"Do You Have a Side Job?" viewtopic.php?f=2&t=134749
by JupiterJones
Fri May 09, 2014 1:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Making extra cash
Replies: 38
Views: 4189

Re: TV show recommendations?

Favorite current shows are Orphan Black, True Detective, Hannibal, Game of Thrones, and Arrow. Previous: Breaking Bad, Buffy, Angel, Firefly, Battlestar Galactica Some great seasons, but not my favorite overall series: Boardwalk Empire, Homeland, Heroes, Lost, 24 By the way, if you're a fan of BSG,...
by JupiterJones
Wed May 07, 2014 4:19 pm
 
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 304
Views: 119859

Re: Good scotch recommendations, where to buy

Japan has been making a nice product for a while. One of my favorites is the Yamazaki 18 year old. Truly a treat to be enjoyed. You ain't kidding! I tried the Yamazaki 18yo at a bar once only because they were out of the 12yo that I wanted to try, so they "upgraded" me at no additional ch...
by JupiterJones
Wed May 07, 2014 3:48 pm
 
Forum: Personal Consumer Issues
Topic: Good scotch recommendations, where to buy
Replies: 55
Views: 9448

Re: Tips for paying off student loans

As you're seeing, this a bit of a topic of contention. :D But, in a nutshell, here are the four noble truths of debt repayment as I see them: ⋅ There are benefits and drawbacks to both ways of paying of your loans (highest-interest first or smallest-balance first). ⋅ Different pe...
by JupiterJones
Wed May 07, 2014 3:40 pm
 
Forum: Personal Consumer Issues
Topic: Tips for paying off student loans
Replies: 11
Views: 721

Re: New Desktop Computers for My Business.

Among my musician friends back in the day, we used to use the phrase "out of the pocket" to mean we weren't feeling well. Musically speaking, to be "in the pocket" means that you're grooving tightly with the other players. Someone with good rhythm is refereed to as a "pocket...
by JupiterJones
Wed May 07, 2014 3:26 pm
 
Forum: Personal Consumer Issues
Topic: New Desktop Computers for My Business.
Replies: 23
Views: 1780

Re: Car Advice

I'm a fan of driving a car until the wheels fall off.

Then learning how to reattach the wheels myself.

Then driving it some more, until the wheels fall off and I can't get them back on again. :D
by JupiterJones
Mon May 05, 2014 4:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Car Advice
Replies: 32
Views: 2887

Re: Daughter getting married

Funny how a couple who spends $25,000 on their wedding doesn't wind up 10 times more married than a couple who spends $2,500.
by JupiterJones
Mon May 05, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Daughter getting married
Replies: 57
Views: 5289

Re: last min international flights

Although Southwest is currently not much of a player in the international flights market. So no big loss there.
by JupiterJones
Tue Apr 29, 2014 4:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: last min international flights
Replies: 8
Views: 1069

Re: Good scotch recommendations, where to buy

autonomy wrote:...despite it being only a 10y.


I've learned that the age statement on a scotch is sort of like the past performance of a fund.

It tells you a little bit, but not nearly as much as most people have been led to believe. Certainly no guarantee of future performance/taste. :D
by JupiterJones
Tue Apr 22, 2014 4:15 pm
 
Forum: Personal Consumer Issues
Topic: Good scotch recommendations, where to buy
Replies: 55
Views: 9448

Re: Good scotch recommendations, where to buy

Laphroaig Quarter Cask ^^^ This The Laphroaig Quarter Cask beats the Triple Wood and the 10yo, IMNSHO. Probably my favorite, by a slim margin, of the Islay peated single-malts (and I think I've tried at least one from every distillery there). Talisker 10yo is another good one. Actually from Isle of...
by JupiterJones
Tue Apr 22, 2014 4:11 pm
 
Forum: Personal Consumer Issues
Topic: Good scotch recommendations, where to buy
Replies: 55
Views: 9448

Re: POLL: why carry cash?

I don't use a credit card for groceries. I buy in fairly small amounts ($5-$30, generally) and I don't want to punish the merchant with cc fees. Those credit card fees are built into the prices of the groceries you're buying, just like any other cost of doing business. So it's not like you're "...
by JupiterJones
Mon Apr 21, 2014 1:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 243
Views: 13432

Re: Guitar purchase problem: Fender strat mfg warranty?

Just a few comments: ⋅ What kind of mass-market guitar doesn't get shipped in a box??? Do they just dump a bunch of guitars in a wooden crate and hope they don't get banged around too much in transit? :oops: Smells like BS and/or laziness to me, and you'd be justified in raising heck with ...
by JupiterJones
Fri Apr 18, 2014 1:48 pm
 
Forum: Personal Consumer Issues
Topic: Guitar purchase problem: Fender strat mfg warranty?
Replies: 25
Views: 1845
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