I think your overthinking it.As you said 2% will make no difference.Use total bond market or best choice in 401
[retired a year ago, and in spite of having a celebratory party, I'm beginning to realize that this 30 day cross-country trip by rail may symbolize the freedom that retirement has given me.
Does his advice make sense?
placeholder wrote:There is no foreign tax credit in IRAs period.
also investing into a fund with post-tax money beyond the Roth.