Bogleheads.org

We just went through the fund selection process for our new 401K. We added good coverage for indexed options (something that our old plan did not have). We also decided to let the provider select and monitor the actively managed funds that will be offered. We will offer more fixed income options tha...

I am about half way through it. So far, it seems to mostly be a rant about personal finance guru types. It also seems to be putting a lot of emphasis on the bad things that can happen to your savings and prevent you from having a good retirement. So far, nothing new or of significant value. I will f...

Thanks, I was not aware that Fidelity had a payroll service.

Yes, the payroll decision has already been finalized by HR. It was an insurance rate hike that prompted that move.

Thanks everyone for the replies. They are very helpful. I want to help get a good plan for everybody and it feels like an uphill battle. I am thankful for the things I have learned here on the forum. Several years ago I would not have even known a good plan from a bad one. Now, I am the only non-man...

Of the two we have seen so far; one uses Ascensus and the other uses Callan Associates for product-level oversight. I believe they also take care of the compliance reporting. Both use Mesirow for co-fiduciary and indemnification purposes as well as ERISA Section 3(38) Investment Manager services. Bo...

I managed to get myself on the new 401(k) committe at work. So far, I have seen two presentations from 401(k) providers. I have learned a lot about how 401(k) plans work and I almost wish I didn't know how they work. They have a captive audience and take advantage of it. The legal issues involved al...

I don't have the TSP but I have run into this in my 401(k). I calculate the amount to contribute so I reach the limit with the smaller number of checks. At the end of the year (with 2 or 3 remaining checks) I calculate my remaining space and adjust my contribution amount down to make sure I have at ...

camontgo Thanks for the link. It answered a question I have been thinking about for the last few days. As I suspected, it was the size of my contributions relative to my balance along with the timing of gains/losses/contributions through the year that led to my XIRR on VFINX being so different from ...