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Duckie, and others-

Thanks much for your help. Very informative.

First of all, thanks much to everyone for their responses. Sounds like I have a few things to do(some of which I may have already done). I'll summarize, and embed a few follow up questions to make sure I'm understanding. 1. Simplify my Vanguard selections. I've actually already done that. After post...

Just wanted to bump this once in case anyone wants to help out a beginner...

I'm in the process of transferring my Roth IRA from Wells Fargo Advantage to Vanguard. I hope to gain better performance and lower fees, the latter of which seems to be a given. I'm including all the info I think is needed as suggested by the "Asking Portfolio Questions" topic. Emergency f...