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Re: anyone here been to the Super Bowl?

Regardless, if your team wins or loses, tell us about your experience at the Super Bowl. :beer
by JMacDonald
Sat Jan 24, 2015 2:21 pm
 
Forum: Personal Consumer Issues
Topic: anyone here been to the Super Bowl?
Replies: 20
Views: 1994

Re: 7 nights- Scotland or Ireland?

I toured both Ireland and Scotland separately on Rick Steves' tours. I would have to say that both countries are worth visiting. I would rate Dublin as being more fun than Edinburgh. But both of the cities are interesting. Flip a coin.
by JMacDonald
Mon Jan 19, 2015 5:29 pm
 
Forum: Personal Consumer Issues
Topic: 7 nights- Scotland or Ireland?
Replies: 31
Views: 1984

Re: Eliminating the "Face Palm" Icon

Dutch wrote:Lets replace it with this one

Image

Love it!

It must a slow financial day here on Bogleheads.
by JMacDonald
Fri Jan 16, 2015 6:57 pm
 
Forum: Forum Issues and Administration
Topic: Eliminating the "Face Palm" Icon
Replies: 33
Views: 2019

Re: Getting deposed -- do I need to hire my own lawyer?

McCharley wrote:. And besides, they laid me off. :annoyed

While it is fun to want to get back at a former employer, it is probably better to take the high road on this issue. You never know that is the future how being spiteful will come back to bite you.
by JMacDonald
Fri Jan 16, 2015 9:27 am
 
Forum: Personal Finance (Not Investing)
Topic: Getting deposed -- do I need to hire my own lawyer?
Replies: 47
Views: 4470

Re: Options for moving our pets across country

FYI: Motel 6 is pet friendly at no extra cost. Also with an AARP card there is an additional discount. All of the Motel 6s that I have stayed at do the job for a night's stay.
by JMacDonald
Thu Jan 15, 2015 6:58 am
 
Forum: Personal Consumer Issues
Topic: Options for moving our pets across country
Replies: 47
Views: 2429

Re: Options for moving our pets across country

You know your animals, and they know you. It will be an issue no matter what you do, but your cat will do better with you than any other way. I have cats. I would use a cat carrier in the car, and use a harness and lease when taking him out of the carrier. I would be concerned that the cat would be ...
by JMacDonald
Wed Jan 14, 2015 8:13 pm
 
Forum: Personal Consumer Issues
Topic: Options for moving our pets across country
Replies: 47
Views: 2429

Re: Been out of market for 5 years, when get back in?

Before you jump into the market, do you have an emergency fund, and are you carrying any debt? That 60k is not that much money if you lost your job or had an unexpected expense. You might want to read one of the recommended books here: https://www.bogleheads.org/wiki/Books:_recommendations_and_revie...
by JMacDonald
Wed Jan 14, 2015 7:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: Been out of market for 5 years, when get back in?
Replies: 25
Views: 3057

Re: "Vanguard Group execs say deflation a real risk..."

LA Times: Deflation fears rock markets again but consumers see windfall—for now http://www.latimes.com/business/la-fi-investing-quarterly-deflation-20150111-story.html#page=1 After a lifetime of fearing runaway inflation, some investors now worry that the greatest threat is the opposite: shrinking p...
by JMacDonald
Sun Jan 11, 2015 1:38 pm
 
Forum: Investing - Theory, News & General
Topic: "Vanguard Group execs say deflation a real risk..."
Replies: 61
Views: 6215

Re: cat water fountain

I had the same problem. My cats were not drinking water. I tried a fountain. They wouldn't touch it. I now put about four teaspoons of water (I have a measuring spoon) in the food every time I feed them. Now they get plenty of water.
by JMacDonald
Sat Jan 10, 2015 8:09 pm
 
Forum: Personal Consumer Issues
Topic: cat water fountain
Replies: 75
Views: 4633

Re: places to stay in Paris and Nice

Here is where I stayed in Paris some years ago: http://www.tripadvisor.com/Hotel_Review ... rance.html
by JMacDonald
Sat Jan 10, 2015 10:10 am
 
Forum: Personal Consumer Issues
Topic: places to stay in Paris and Nice
Replies: 10
Views: 1529

Re: SoCal City Recommendations Young Family

I have some friends that live off of the I-15, Carmen Mountain Road exit: https://www.google.com/maps/place/World ... 78524f791f
It is a nice area.
by JMacDonald
Thu Jan 08, 2015 2:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: SoCal City Recommendations Young Family
Replies: 29
Views: 2240

Re: What will be the biggest investment surprises of 2015?

The Bogleheads forum will go a whole year without someone asking about that guy Weiner.
by JMacDonald
Sat Jan 03, 2015 4:04 pm
 
Forum: Investing - Theory, News & General
Topic: What will be the biggest investment surprises of 2015?
Replies: 76
Views: 7430

Re: Why Does The 60/40 Work So Well?

So if one were to do a 60/40, then what would be the best funds to use and % allocated to each funds? I am referring to something more than just a simple three-fund portfolio. I use the Vanguard LifeStrategy Moderate Growth Fund for my 60/40: https://personal.vanguard.com/us/funds/snapshot?FundId=0...
by JMacDonald
Wed Dec 31, 2014 2:22 am
 
Forum: Investing - Help with Personal Investments
Topic: Why Does The 60/40 Work So Well?
Replies: 31
Views: 4757

Re: [Why did my fund suddenly drop in value?]

My fund (Vanguard LifeStrategy Moderate Growth Fund) dropped 1.58% today. I can see why so many people wondered what happened to their funds as this is quite a drop for one day. I'll get it all back tomorrow. :beer
by JMacDonald
Mon Dec 29, 2014 10:09 pm
 
Forum: Investing - Theory, News & General
Topic: [Why did my fund suddenly drop in value?]
Replies: 151
Views: 22879

Re: Downhill and cross country ski destination

Take a look at Sugar Bowl: http://www.sugarbowl.com/home Besides being a downhill ski resort, Sugar Bowl also runs Royal Gorge: http://www.royalgorge.com/home If you don't mind staying at a rustic lodge, this is where I stay: http://vault.sierraclub.org/outings/lodges/ctl/ If that doesn't work, try ...
by JMacDonald
Mon Dec 29, 2014 9:05 am
 
Forum: Personal Consumer Issues
Topic: Downhill and cross country ski destination
Replies: 18
Views: 1557

Re: Orange County - new to the area

OP.....Irvine is what I consider a plastic city. I remember when it was nothing but orange, avocado and walnut trees. Look around.....notice there are no telephone posts? :) I always thought of Irvine as a city where every twig has its place. OP: There are less expensive places to live than Irvine....
by JMacDonald
Tue Dec 23, 2014 8:52 pm
 
Forum: Personal Consumer Issues
Topic: Orange County - new to the area
Replies: 17
Views: 1362

Re: How to tackle a crack on the windshield

I had one done a few years ago and the installer left a tool and a can of glass cleaner in the car. That was the best glass cleaner I have ever found. http://www.amazon.com/gp/product/B000AP585M/ref=oh_aui_search_detailpage?ie=UTF8&psc=1 I used this glass cleaner for weekly cleaning at my churc...
by JMacDonald
Tue Dec 23, 2014 2:46 pm
 
Forum: Personal Consumer Issues
Topic: How to tackle a crack on the windshield
Replies: 28
Views: 2308

Re: Set and Forget Portfolio?

Call_Me_Op wrote:I Do you feel that a portfolio consisting of stocks and bonds covers all bases?

I don't know if you need to cover all the bases. I have the Vanguard LifeStrategy Moderate Growth Fund. It covers enough bases for me. It is my set and forget portfolio.
by JMacDonald
Sun Dec 21, 2014 9:56 pm
 
Forum: Investing - Theory, News & General
Topic: Set and Forget Portfolio?
Replies: 21
Views: 2567

Re: Is VG Portfolio Tool too aggressive?

I also like Larry's approach to asset allocation. Here is one explanation of it: http://www.kevinoninvesting.com/2010/04/risk-tolerance.html I have never used that Vanguard tool before and tried it. After I entered my information, this is the recommendation for me: 42% Vanguard Total Stock Market In...
by JMacDonald
Sat Dec 20, 2014 10:37 am
 
Forum: Investing - Theory, News & General
Topic: Is VG Portfolio Tool too aggressive?
Replies: 17
Views: 1300

Re: Stolen car recovered, need a plan

No matter who you sell or donate your car to, make sure you document that transaction with your DMV so any tickets won't be your responsibility. I got a notice to pay a toll charge from a car I had traded in for my new truck. I had to prove the car was no longer belong to me. I was able to do that.
by JMacDonald
Fri Dec 19, 2014 6:26 pm
 
Forum: Personal Consumer Issues
Topic: Stolen car recovered, need a plan
Replies: 27
Views: 3166

Re: Stolen car recovered, need a plan

jakepeters wrote:* Prior to being stolen, car was worth about $4-4.5k (very clean, did all maintenance myself, but did have Ohio rust from the winter salt)

If you can document the value of your car before it was stolen, you should be able to take a tax deduction for your loss. That might help a small bit.
by JMacDonald
Fri Dec 19, 2014 7:12 am
 
Forum: Personal Consumer Issues
Topic: Stolen car recovered, need a plan
Replies: 27
Views: 3166

Re: Ski questions from a Southerner

You can have fun on your first day of skiing. However, if you are not prepared for really cold or bad weather, then it will not be fun. That is a decision you can make on that day. I have a feeling after your time in Yellowstone you might have had enough of really cold conditions. Below zero tempera...
by JMacDonald
Thu Dec 18, 2014 9:08 am
 
Forum: Personal Consumer Issues
Topic: Ski questions from a Southerner
Replies: 42
Views: 4927

Re: What is a move-up car after mid-size sedan?

You are going to enjoy a new car after ten years. Here is a list of possible cars: http://usnews.rankingsandreviews.com/ca ... size-Cars/
by JMacDonald
Sun Dec 14, 2014 9:09 am
 
Forum: Personal Consumer Issues
Topic: What is a move-up car after mid-size sedan?
Replies: 63
Views: 4164

Re: Investing Magazines

Save your money. This website and the recommended books are all that you need. The magazines will tell the latest 100 hot stocks and mutual funds where to invest your money. They are what we call around here "financial porn."
by JMacDonald
Sat Dec 06, 2014 11:36 pm
 
Forum: Investing - Theory, News & General
Topic: Investing Magazines
Replies: 29
Views: 2301

Re: Bogleheads.com and FPL Capital Management

On the website of FPL, a person is asked how you heard about them. It list White Coat Investor as one choice. I went to White Coat Investor, and there was an ad for FPL on the opening page: http://whitecoatinvestor.com
by JMacDonald
Sat Dec 06, 2014 11:08 pm
 
Forum: Forum Issues and Administration
Topic: Bogleheads.com and FPL Capital Management
Replies: 30
Views: 3526

Re: Zion National Park

You won't be able to stay at the North Rim of the Grand Canyon. It is not open that time of year: http://www.nps.gov/grca/planyourvisit/hours.htm Bryce Canyon would be a good choice. Ruby's Inn is just outside of Bryce: http://www.rubysinn.com Springdale is just outside of Zion. You can find lots of...
by JMacDonald
Sat Dec 06, 2014 10:40 pm
 
Forum: Personal Consumer Issues
Topic: Zion National Park
Replies: 16
Views: 1221

Re: Is it safe to leave Laptop in hotel room

I can resist anything but temptation. Oscar Wilde I don't believe in giving anyone temptation. While most people would not consider stealing anything, something of value may tempt someone. I do not leave anything of value out in the open in my car or in a hotel room. I have buried my laptop in my lu...
by JMacDonald
Sat Dec 06, 2014 1:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is it safe to leave Laptop in hotel room
Replies: 65
Views: 13880

Re: Vanguard offers login security code

I signed up last night. It works well, no problems.
by JMacDonald
Sat Dec 06, 2014 10:11 am
 
Forum: Personal Consumer Issues
Topic: Vanguard offers login security code
Replies: 124
Views: 18240

Re: Amazon product restricted to Prime members. Is this new?

You can get that Item here: http://www.walmart.com/ip/Andis-40055-ProStyle-1600W-Pistol-Hand-Held-Dryer/24274384?action=product_interest&action_type=title&placement_id=irs_top&strategy=PWVAV&visitor_id=GUFwLpBpWHXthi8uhMXQh4&category=&client_guid=52d9d166-0228-4310-838a-85d09...
by JMacDonald
Wed Dec 03, 2014 5:44 pm
 
Forum: Personal Consumer Issues
Topic: Amazon product restricted to Prime members. Is this new?
Replies: 34
Views: 4248

Re: Stanley Kubrick's 2001 a space odyssey

OK, It has been at least 40 years since I saw the movie: Humanity is reborn by a need for a challenge. That is as simple an explanation as I saw it. It will be interesting to see what others think.
by JMacDonald
Wed Dec 03, 2014 10:26 am
 
Forum: Personal Consumer Issues
Topic: Stanley Kubrick's 2001 a space odyssey
Replies: 64
Views: 4374

Re: Bogleheads.org android / iphone app

The Bogleheads.org experience on Safari for iPhone 6 plus (my new mobile device) is great, and obviates the need for an app, in my opinion. I disagree. If you've ever used either a dedicated app or Tapatalk, you may realize the mobile experience could be better. I have an iPhone 6, and though funct...
by JMacDonald
Tue Dec 02, 2014 10:39 am
 
Forum: Forum Issues and Administration
Topic: Bogleheads.org android / iphone app
Replies: 23
Views: 3059

Re: Advice on old beater car. Best way to get rid?

Now matter who you sell or give your vehicle to, make sure you notify your DMV of the transfer. Don't trust that the other person or organization will do it. You will be held responsible for any tickets or toll charges if you can't prove you don't own the vehicle anymore. I traded in my truck when I...
by JMacDonald
Mon Dec 01, 2014 6:53 pm
 
Forum: Personal Consumer Issues
Topic: Advice on old beater car. Best way to get rid?
Replies: 34
Views: 2853

Re: Selling a rented house

When I sold a house many years ago, I offered it first to the renters at a reduced price because we would not have to use a realtor. When they were unable to buy the house, I wanted them out of the house to get it ready to sell. I gave them one month's rent if they moved out asap. That worked for me.
by JMacDonald
Sun Nov 30, 2014 10:30 am
 
Forum: Personal Finance (Not Investing)
Topic: Selling a rented house
Replies: 39
Views: 3169

Re: TV buying recommendations

I have a 50" Panasonic Plasma TV. I am very happy with it. I sit about 10 feet from the TV in small room. That is as small I would want a TV. I agree with livesoft to get the biggest TV that will work for you. Yesterday, I was in a Sony store and saw their 4K Ultra HD TVs. Wow, amazing picture....
by JMacDonald
Sat Nov 29, 2014 12:37 pm
 
Forum: Personal Consumer Issues
Topic: TV buying recommendations
Replies: 44
Views: 3123

Re: I know you folks are big fans of individual stocks but..

Ward Cleaver wrote:I believe in the power of dividend reinvestment...

You may want to check out this Morningstar forum: Income & Dividend Investing

http://socialize.morningstar.com/NewSoc ... 00098.aspx
by JMacDonald
Fri Nov 28, 2014 10:39 am
 
Forum: Investing - Help with Personal Investments
Topic: I know you folks aren't big fans of individual stocks but...
Replies: 19
Views: 1801

Re: Avoiding lifestyle creep

Paying down your mortgage is risk free. I like using most of the money for that and the rest to use for enjoyment with your family.
by JMacDonald
Tue Nov 25, 2014 6:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: Avoiding lifestyle creep
Replies: 30
Views: 5578

Re: Bogleheads, anyone doing "Black Friday"

No, I already have way too much stuff. I really need to start getting rid of some of it.
by JMacDonald
Mon Nov 24, 2014 12:53 pm
 
Forum: Personal Consumer Issues
Topic: Bogleheads, any "Black Friday" [recommendations]
Replies: 59
Views: 6384

Re: 23 year old... Can I afford a Rolex?

It is true a Rolex can cost $10k more or less new. But consider that it cheap compared to this watch: http://www.chrono24.com/en/greubelforsey/quadruple-tourbillion-rg--black--leather--id2827129.htm?urlSubpath=/greubelforsey/prices-for-watches--new.htm&manufacturerIds=537&usedOrNew=new So gi...
by JMacDonald
Mon Nov 24, 2014 7:16 am
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 167
Views: 16507

Re: Bumped out of first class at boarding - compensation?

If you end up going to small claims court, prepare your case. Here is a link for California's small claims court: http://www.courts.ca.gov/selfhelp-smallclaims.htm Write a letter making your case to customer service. If you are not satisfied with customer service, then write a letter to the CEO of t...
by JMacDonald
Sun Nov 23, 2014 1:06 pm
 
Forum: Personal Consumer Issues
Topic: Bumped out of first class at boarding - compensation?
Replies: 61
Views: 8724

Re: 23 year old... Can I afford a Rolex?

the watch era is over - people use their smartphones. If this is true, why do I often get asked the time? I wear a watch. Really? I can't think of any time or place in today's life where one can be out of line-of-sight of something displaying the time of day. What you say is true, but I have been a...
by JMacDonald
Sun Nov 23, 2014 12:46 pm
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 167
Views: 16507

Re: 23 year old... Can I afford a Rolex?

sambb wrote:the watch era is over - people use their smartphones.

If this is true, why do I often get asked the time? I wear a watch.
by JMacDonald
Sun Nov 23, 2014 10:07 am
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 167
Views: 16507

Re: Movie dialog, "The Social Network." Hard to hear?

I have not seen that movie, but I always click on the English tittles on any of the movies I rent. It makes it much easier for me to follow the action without having to be concerned about missing any dialogue.
by JMacDonald
Sat Nov 22, 2014 12:24 pm
 
Forum: Personal Consumer Issues
Topic: Movie dialog, "The Social Network." Hard to hear?
Replies: 15
Views: 2691

Re: TSM vs S&P500

I use the TSM for my taxable account. It is interesting to do a side by side comparison: https://personal.vanguard.com/us/funds/vanguard/compare?navigatingFrom=6 All I see is a blank page. I assume it's locked because I see the padlock symbol on the right side. Well, I did a preview and the link wo...
by JMacDonald
Fri Nov 21, 2014 10:07 am
 
Forum: Investing - Theory, News & General
Topic: TSM vs S&P500
Replies: 25
Views: 2961

Re: TSM vs S&P500

I use the TSM for my taxable account. It is interesting to do a side by side comparison:

https://personal.vanguard.com/us/funds/ ... tingFrom=6
by JMacDonald
Fri Nov 21, 2014 9:19 am
 
Forum: Investing - Theory, News & General
Topic: TSM vs S&P500
Replies: 25
Views: 2961

Re: Apple Stores - do they try to be awful?

I find the Apple stores to be fun. If I happen to be near one, I will even stop in if I am not buying anything. The very few times I have needed help, the problems was solved by a "Genius."
by JMacDonald
Tue Nov 18, 2014 4:41 pm
 
Forum: Personal Consumer Issues
Topic: Apple Stores - do they try to be awful?
Replies: 41
Views: 6255

Re: Cost to furnish a condo

One thing to be careful about is the size of the furniture. The rooms of condos can be much smaller than houses so you need to adjust the size of the furniture. I found out the hard way when my couch did not fit when I moved into my condo. :oops:
by JMacDonald
Mon Nov 17, 2014 9:20 am
 
Forum: Personal Consumer Issues
Topic: Cost to furnish a condo
Replies: 29
Views: 5854

Re: Hoa resurrection

They had a meeting and there was a vote. Unfortunately i was working that day and could not attend. I do not know how many people were at the meeting. We are in WV. Mike This does not sound right. Even if you were unable to attend the meeting, you should have been able to vote on the new board. I w...
by JMacDonald
Sun Nov 16, 2014 9:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: HOA resurrection
Replies: 35
Views: 5601
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