Bogleheads.org

Update: Taking Amtrak from Chicago to Reno for the Jr. Volleyball Nationals which go for 4 days and end July 4th. Stay in hotel casino in South Lake Tahoe for two days to see the fireworks and explore around the lake. Drive down 395 to Yosemite and spend one night outside part east entrance. Booked...

I just had my first experience with Carmax. I was considering buying a new truck to replace my 2003 GMC Sierra. I had two trade in offers that turned out to be lower than Carmax. The whole experience was fast and easy. After getting my car appraise, I took a look at what Carmax had in the way of tru...

If you are avid hikers (i.e. in good shape), I highly recommend conquering half dome. I have hiked all over the world and it is probably the most memorable one I have done. This will take an entire, long day, and will be hot in summer. As someone who did exactly what you describe when I was 24, I'd...

I don't think that this article has been posted yet. I found it interesting:

Gold’s Declining Price Is a Reversion to the Mean

http://economix.blogs.nytimes.com/2013/ ... -the-mean/

Close behind was the stuttering and "deer-in-the-headlights" look of the one guy when asked about "fiduciary responsibility" and the unbelievable statement by the Prudential lady that she'd never seen any studies that show indexing consistently outperforms. Hi Mel, If this was a...

Close behind was the stuttering and "deer-in-the-headlights" look of the one guy when asked about "fiduciary responsibility" and the unbelievable statement by the Prudential lady that she'd never seen any studies that show indexing consistently outperforms. Hi Mel, If this was a...

I had to attend tons of training sessions when I was employed, I found 99% of them useless. If my training sessions had used Shakespeare, I would at least enjoyed them.

Gold is certainly in the news: http://www.latimes.com/business/la-fi-0416-gold-prices-20130416,0,1877426.story?page=1 Gold has lost some of its gleam among small investors who once saw it as a financial salvation. The precious metal suffered its sharpest price drop in three decades, as the frenzy th...

As someone who does my taxes early, I am always amused by the crowds each year that show up at the post office where I have a PO Box to mail their taxes. The police have to control the traffic as the long lines of cars move by the mail carriers to deliver their taxes. I guess it is fun to wait to th...

I just bought a 50" Panasonic VIERA Plasma HDTV about a month ago. So far I am very happy with it.
I have it in a small room. I thought it would be too big for the room, but that turned out not to be a problem.

Sorry to threadjack, but I am a beginner cyclist looking for a decent roadbike in the $500 range. Can some experienced bikers out there offer me some pointers? Should I be looking at used bikes? You will get more responses if you start a new conversation with your question. A quick check I found th...

Since you are going to be in NYC for a week, you will want to buy a seven day pass for the NYC Subway: http://www.mta.info/metrocard/mcgtreng.htm#7day It will save you time and money. I personally found the subway safe when I have visited NYC. But as always, one needs to be aware of one's surroundin...

I had the same issue after I retired. At first I was just going to pay the monthly mortgage; but after the 2008 drop in the market, I changed my mind. I paid off the mortgage. I decided that with my place paid off, I really didn't care what the market would do in the future. It is nice not to have ...

I had the same issue after I retired. At first I was just going to pay the monthly mortgage; but after the 2008 drop in the market, I changed my mind. I paid off the mortgage. I decided that with my place paid off, I really didn't care what the market would do in the future. It is nice not to have a...

You can also get these bonds from one of two Vanguard funds:
https://personal.vanguard.com/us/funds/ ... IntExt=INT

https://personal.vanguard.com/us/funds/ ... IntExt=INT

I don't watch too many current movies. When I do watch one, I usually see what the critics are saying on Rotten Tomatoes: http://www.rottentomatoes.com
It gives me quick access to a variety of critics.

I pay about $30 a month to Verizon Wireless. I have no interest in texting. I am perfectly happy with a phone that "just" makes and receives phone calls compared to paying hundreds of dollars more a year for stuff that I don't want. If you had the AT&T GoPhone plan for 10 cents a minu...

You can buy one and just use for above with out getting a phone plan..(use just wifi). I use an iPod Touch as my smart phone. It does everything an iPhone does only in wifi. http://www.apple.com/ipod-touch/ No monthly fees. Can you explain this for those of us who don't understand? How can this wor...

You can buy one and just use for above with out getting a phone plan..(use just wifi). I use an iPod Touch as my smart phone. It does everything an iPhone does only in wifi. http://www.apple.com/ipod-touch/ No monthly fees. Can you explain this for those of us who don't understand? How can this wor...

rjsob58 wrote:You can buy one and just use for above with out getting a phone plan..(use just wifi).

I use an iPod Touch as my smart phone. It does everything an iPhone does only in wifi. http://www.apple.com/ipod-touch/
No monthly fees.

This reminds me of another Victoria playing a man, pretending to be a woman, pretending to be man. It must be fun, I am in a wrong business. Victoria Hi Victoria, This gender switching goes back to Shakespeare, for example, in As You Like It , the heroine Rosalind, was played by a boy actor. So in ...

About two weeks ago, someone walked into a Walmart and walked out with something worth $508. My CC company called me about me. Of course the card was canceled. How someone got my number and was able to go into a store and buy something is a mystery to me. I have had this happen in the past so I keep...

Actually, I didn't know one could get a Rolex for 8K. Since you can easily afford the watch, I say buy it. I am now in my 60s. The money I have saved all these years is for me to spend. If there is something I want and can afford it, I buy it. What is that money for anyway. If you don't spend that ...

I've always wanted a Rolex. Wanted it when I was 20 and now I'm 60. I have a 7-figure investment and no debts. I don't think I'm cheap since we live comfortably and travel extensively .... South America couple of years ago, Europe last year, and Australia this year. Every time I go to the mall with...

JMacDonald, I've never had an iPhone and am not personally aware of whatever limitations they might have (my colleague did recently complain about being shackled to iTunes, though). My colleague has had two or three phones in the 14 or 15 months in which I've known him, so I get the sense that he g...

JMacDonald, I've never had an iPhone and am not personally aware of whatever limitations they might have (my colleague did recently complain about being shackled to iTunes, though). My colleague has had two or three phones in the 14 or 15 months in which I've known him, so I get the sense that he g...

A colleague of mine is giving up his iPhone for an Android. He says he's tired of Apple's "walled garden" mentality and total control over the product, and wants to try something newer, more flexible, and more innovative. I don't consider myself totally helpless in the the tech world, but...

The next iPhone is expected in the Spring. You may want to wait to see if the new iPhone will meet your needs. I like the iPhone 5, but I am waiting to buy to see if the new iPhone is upgraded with new features.

I have a Garmin GPS with a 5-inch screen in my existing vehicle that uses a Garmin mount that sits on the dashboard with a sticky rubber base. I've also seen the suction cup mounts for the windshield for Garmin. I use this mount for my Garmin: https://buy.garmin.com/shop/shop.do?pID=63953 It works ...

I have a Garmin GPS with a 5-inch screen in my existing vehicle that uses a Garmin mount that sits on the dashboard with a sticky rubber base. I've also seen the suction cup mounts for the windshield for Garmin. I use this mount for my Garmin: https://buy.garmin.com/shop/shop.do?pID=63953 It works ...

Sometimes the odds are just stacked against you. That doesn't apply to most Bogleheads, but it certainly DOES apply to a large percentage of the population. I think what makes Bogleheads unique is that we have taken the steps to take control of our financial lives. Certainly, most of us have not be...

I have been doing some research and there has apparently never been a 30 year period (since we've started measuring such things) that bonds have outperformed stocks. Maybe in your research you missed this chart: http://www.rdkstrategies.com/sites/default/files/Periodic_Table_2011_20%20year.pdf Acco...

I have a refurbished iMac and a refurbished MacBook Pro. Both of these I bought from the Apple website: http://store.apple.com/us/browse/home/specialdeals/mac/mac_mini They both work fine. I would think the Mac Mini should be OK also. As far as the comment about "Mac-mania," I am much happ...

Hi Paul, I am not sure if co-ops come under the same laws as condos, but here is a website that covers condo laws in California: http://www.davis-stirling.com/MainIndex/InsuranceMenu/tabid/547/Default.aspx#axzz2LWJLo0Uj Maybe you will find some information there. The agent that issued the master pol...

If you decide that you do not owe the money, taking them to small claims court would be a possible course of action. The fees that you are being asked to pay seem unreasonable to me, but that is what you have to determine.

Here is a link to a post I made about a cruise I took last May. It is a good alternative to the big ship cruises:
viewtopic.php?f=11&t=96803&p=1397115

Here is a video of the one that came close but missed the earth: http://apod.nasa.gov/apod/ap130217.html

Hi Taylor,
Thanks for the link. Allen Roth adds another point of view about this fund. I am still on the fence if I want it.

snyder66 wrote:I thought MACs never die. Sorry, Had to do it...

As one famous person put it updated:

Old soldiers (Mac computers) never die; they just fade away.
Douglas MacArthur

Here is a website that gives one a look at salaries at Vanguard: http://www.glassdoor.com/Salary/The-Van ... -E4084.htm

Here is an article about Vanguard: http://www.nytimes.com/reuters/2013/02/11/business/11reuters-vanguard-interview.html?src=busln Chief Executive Bill McNabb said the firm, famous for its low-cost, conservative and long-term investment ethic, would "never go public" because he feels listin...

Vanguard Total International Bond Index Fund will seek to track the performance of the Barclays Global Aggregate ex-USD Float Adjusted RIC Capped Index (USD Hedged), which covers approximately 7,000 high-quality corporate and government bond issues from 52 countries in Asia, Europe, and Latin Ameri...

This is one of those funds that I know Gus Sauter doesn't believe in, but investors want it, so they get it. Vanguard is considering alternative investments as well. They don't believe in them, but investors what them, so Vanguard will provide them. Rick Ferri Rick - Why doesn't Gus Sauter and Vang...

Vanguard's view is that currency hedging is a prudent way to reduce risk when investing in international bonds. The strategy helps protect foreign bond investments from falling in value whenever the U.S. dollar strengthens—something that occurred both in 2011 and 2012, particularly against European...

BOA bought Countrywide: http://www.nytimes.com/2013/02/04/busin ... .html?_r=0
That didn't work out very well so I am not sure what this latest pronouncement from BOA means. If bonds go down, I will just rebalance as necessary.

How do you sign up for the Amex $25 a day coverage? I am not finding it on the website. American Express does not make it easy to fund out information. I had to google to find this link: https://www295.americanexpress.com/premium/car-rental-insurance-coverage/home.do?intlink=premiumprotecthub_brows...

I do not rent cars very often, but it has happen twice in the past year or so. I am planning on renting a car this July. So this conversation got me to investigate my insurance for renting a car. I have AAA, and I talked to my agent today. I was concerned about the "lost of use" that I mig...

I just went online to GEICO to get a quote for auto insurance. It was higher by a couple of hundred dollars. Well, so much for GEICO for me.

Sometimes surcharging sticks. Consider airlines. We now have surcharges for food, luggage, blankets, headsets, seating preference, boarding preference. Even though there are some airlines that don't charge all these, once the majority do, they tend to stick around and consumers get used to them. Th...

Thanks for the information. I will give the Epson V500 a try. It would be nice to save some of my slides.