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Re: Advice wanted on first computer purchase since 1982!

I have a MacBook Air. It is an awesome computer IMHO. I would recommended it.
by JMacDonald
Thu Jul 24, 2014 4:31 pm
 
Forum: Personal Consumer Issues
Topic: Advice wanted on first computer purchase since 1982!
Replies: 76
Views: 2795

Re: Help me choose a new tv

I bought a 50 inch Panasonic Plasma TV a little over a year ago so I was surprised to read in this conversation that they are being discontinued. I really like my TV. Here is an article i found about Plasma TVs: http://time.com/money/3002159/plasma-tv ... -bargains/
by JMacDonald
Wed Jul 23, 2014 8:50 am
 
Forum: Personal Consumer Issues
Topic: Help me choose a new tv
Replies: 31
Views: 1628

Re: AAA worth it? I have Allstate

I wonder what you would find if you do a side by side comparison of the two plans: questions like: do you have to pay up front for an emergency, how far will the plan tow you without cost, do you get to choose which repair shop you are towed to, will the plan change your flat tire, will the plan unl...
by JMacDonald
Tue Jul 22, 2014 10:02 am
 
Forum: Personal Consumer Issues
Topic: AAA worth it? I have Allstate
Replies: 53
Views: 3064

Re: Options/guidance for a lazy person to be fit

This is a good website for heath in general: http://www.berkeleywellness.com/fitness
I subscribe to their newsletter. There is a lot of good information for you to improve your health.
by JMacDonald
Fri Jul 18, 2014 9:37 am
 
Forum: Personal Consumer Issues
Topic: Options/guidance for a lazy person to be fit
Replies: 79
Views: 5372

Re: Teacher Considering Career Change

I retired after 30 years of teaching. At the beginning of my first year, I had to do substitute teaching as I didn't have a contract at first. It actually was a good experience. I got to see many different schools in a short amount of time. If I liked the school, I left my card with the head clerk i...
by JMacDonald
Wed Jul 16, 2014 11:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Teacher Considering Career Change
Replies: 49
Views: 3417

Re: Buying a camper

One these might work for you: http://casitatraveltrailers.com/index.html
by JMacDonald
Mon Jul 14, 2014 1:27 pm
 
Forum: Personal Consumer Issues
Topic: Buying a camper
Replies: 26
Views: 2449

Re: New to Forum- please provide opinions on existing AA

Questions 2. At what level of assets and/or income should trusts, or other vehicles begin to be discussed? Stuff happens. You should have a will or trust so you decide where your assets go instead of a court deciding. Recently, a whole family I know were killed in an auto accident. No will, it was ...
by JMacDonald
Fri Jul 11, 2014 10:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: New to Forum- please provide opinions on existing AA
Replies: 34
Views: 2650

Re: Toys for a Lazy Cat

She used to weigh 18lbs. She didn't move about much and cried when the younger one wanted to play with her. Her lack of energy was a long slow decline so I thought it was age related. Took her to the vet and had a full panel blood workup done and it turned out she has hyperthryoidism. Her joints we...
by JMacDonald
Fri Jul 11, 2014 10:43 pm
 
Forum: Personal Consumer Issues
Topic: Toys for a Lazy Cat
Replies: 46
Views: 2880

Re: Toys for a Lazy Cat

I second the recommendation to switch to wet cat food - fewer calories. I am surprised your vet hasn't suggest it (mine did for my chunky cat). I wonder if this varies by vet; mine said that wet food is worse, and has higher calories and is bad for the teeth. He asked that we go on a full dry food ...
by JMacDonald
Tue Jul 08, 2014 9:28 pm
 
Forum: Personal Consumer Issues
Topic: Toys for a Lazy Cat
Replies: 46
Views: 2880

Re: Needs a friend

davebarnes wrote:Get a kitten.
Problem solved.

I think a companion for your cat would be good thing even if it doesn't make him more active. I found that to be true with my cats. They keep each other company when I am not around. A kitten would work best as cats sometimes are not accepting of other adult cats.
by JMacDonald
Tue Jul 08, 2014 10:46 am
 
Forum: Personal Consumer Issues
Topic: Toys for a Lazy Cat
Replies: 46
Views: 2880

Re: What to do with old Macbook Pro?

Apple has a program that will give you a gift card for your computer if you don't want to try to sell it: http://www.apple.com/recycling/gift-card/

I have a MacBook Air which I really like. It is light and very fast with the flash storage: http://www.apple.com/macbook-air/features.html#storage
by JMacDonald
Sat Jul 05, 2014 8:45 am
 
Forum: Personal Consumer Issues
Topic: What to do with old Macbook Pro?
Replies: 24
Views: 1777

Re: Best Road Trip Vehicle

"It would be really nice to have the ability to boondock overnight here or there." For 20 years we had a Dodge Caravan (actually the panel van version) fixed up as a camper. It was awesome; being able to climb in back and sleep at rest stops, campgrounds, or random wide spots on Forest Se...
by JMacDonald
Fri Jun 27, 2014 4:27 pm
 
Forum: Personal Consumer Issues
Topic: Best Road Trip Vehicle
Replies: 35
Views: 2729

Re: Santa Fe Recommendations?

I go to Santa Fe every summer. Here is the reason: http://www.santafeopera.org/calendar/in ... =on&mode=1
It is worth a try even if you have never gone to an opera before.
by JMacDonald
Thu Jun 26, 2014 9:23 am
 
Forum: Personal Consumer Issues
Topic: Santa Fe Recommendations?
Replies: 5
Views: 694

Re: Best Road Trip Vehicle

If you are not planning to camp, then you only need a vehicle that will be big enough to carry yourself and your clothes. Also a vehicle that you will be comfortable driving on two lane mountain roads. A van seems to me to be too big for your needs. A compact SUV would be a better choice: http://usn...
by JMacDonald
Thu Jun 26, 2014 9:03 am
 
Forum: Personal Consumer Issues
Topic: Best Road Trip Vehicle
Replies: 35
Views: 2729

Re: Keeping mold out of bath/shower

I have had the same problem. I used a spray bottle and used chlorine: http://www.homedepot.com/p/Kem-Tek-1-Ga ... /100206125
by JMacDonald
Wed Jun 25, 2014 8:04 pm
 
Forum: Personal Consumer Issues
Topic: Keeping mold out of bath/shower
Replies: 27
Views: 2189

Re: Value of VIN Etch Coding for New Car

Here is what I use to prevent thief: http://simjack.com:8185/Secure%20Steeri ... 20Lock.htm
It would be extremely difficult for a crook to get both the steering wheel and brake lock off.
by JMacDonald
Wed Jun 25, 2014 12:32 am
 
Forum: Personal Consumer Issues
Topic: Value of VIN Etch Coding for New Car
Replies: 8
Views: 743

Re: Retired Bogleheads want to relocate to California

I don't think that you did much of a search. i just check a real estate website and found some places for less than a million in Huntington Beach: http://www.trulia.com/for_sale/Huntington_Beach,CA/price;a_sort/1p_beds/1p_baths/100000-400000_price You won't be able to get what you have in the mid-we...
by JMacDonald
Sun Jun 22, 2014 12:55 pm
 
Forum: Personal Consumer Issues
Topic: Retired Bogleheads want to relocate to California
Replies: 109
Views: 6841

Re: Teaching Personal Finance next year... what to include?

As a resource, direct them to Boglehead.org.
by JMacDonald
Tue Jun 03, 2014 2:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Teaching Personal Finance next year... what to include?
Replies: 51
Views: 2361

Re: KOA campgrounds experience

I do a lot of camping. I would not call staying at a KOA exactly camping, but I have stayed at a KOA on occasion when I needed somewhere to stay on my trips. All of the KOAs that I have seen are different so it is difficult to say what to expect at the one you are planning on staying at. However, it...
by JMacDonald
Mon May 26, 2014 12:39 pm
 
Forum: Personal Consumer Issues
Topic: KOA campgrounds experience
Replies: 14
Views: 1136

Re: Grand Canyon

I'm leaving for the Canyon tomorrow. I'm spending the next three weeks rowing an 18-foot raft down the river. I can see the Desert View Watchtower from the river. Get out your binoculars and you might see me. Have a great time. I only had two weeks on my trip. I let the guide do the rowing. Let us ...
by JMacDonald
Fri May 23, 2014 1:01 am
 
Forum: Personal Consumer Issues
Topic: Grand Canyon
Replies: 59
Views: 4140

Re: Grand Canyon

Glad to find this topic. I was thinking about going to the Grand Canyon the week of Thanksgiving. My concern is the weather and getting there from a conference in San Diego. From what one poster said, November may be a problem. I wonder if anyone can shed more light on this? Maybe it is just hit or...
by JMacDonald
Wed May 21, 2014 10:34 pm
 
Forum: Personal Consumer Issues
Topic: Grand Canyon
Replies: 59
Views: 4140

Re: Restaurants in New York City?

Trip Advisor is also useful: http://www.tripadvisor.com/Restaurants- ... _York.html
You can set it for price and location in NYC.
by JMacDonald
Mon May 19, 2014 11:10 pm
 
Forum: Personal Consumer Issues
Topic: Restaurants in New York City?
Replies: 42
Views: 2648

Social Security at 62? Let’s Run the Numbers

NY Times article about when to take Social Security: http://www.nytimes.com/2014/05/15/business/retirementspecial/social-security-at-62-lets-run-the-numbers.html?action=click&module=Search&region=searchResults&mabReward=relbias%3Ar%2C%5B%22RI%3A10%22%2C%22RI%3A15%22%5D&url=http%3A%2F...
by JMacDonald
Sat May 17, 2014 11:41 am
 
Forum: Investing - Theory, News & General
Topic: Social Security at 62? Let’s Run the Numbers
Replies: 101
Views: 7390

Re: Grand Canyon

I'll bet that excursion compares favorably to the time I drove my pontoon-equipped pickup the entire length of the Grand Canyon via the Colorado River... I'm sorry I wasn't there at the time to wave to you as you motored by! http://www.virtualjeepclub.com/Showthread.php?49332-Grand-Canyon-Diamond-C...
by JMacDonald
Wed May 14, 2014 4:45 pm
 
Forum: Personal Consumer Issues
Topic: Grand Canyon
Replies: 59
Views: 4140

Re: Grand Canyon

I have been to the Grand Canyon many times both the North and South Rim, the Phantom Ranch, and even river rafted the 225 miles of the Canyon. I am going again this January. So some of the comments have reminded me of this movie: http://www.youtube.com/watch?v=gf6R1WFfdpo
by JMacDonald
Wed May 14, 2014 4:01 pm
 
Forum: Personal Consumer Issues
Topic: Grand Canyon
Replies: 59
Views: 4140

Re: Grand Canyon

Let's start with this link: http://www.nps.gov/grca/index.htm This is a good place to get information. There are two sides to the Grand Canyon that you can visit: the South Rim and the North Rim. You can visit the South Rim year round, but you can only visit the North Rim in the Summer. Both sides o...
by JMacDonald
Tue May 13, 2014 11:34 pm
 
Forum: Personal Consumer Issues
Topic: Grand Canyon
Replies: 59
Views: 4140

Re: New Identity Theft Scam

I have received a couple of these lately. My email involved the UN and Canada. I was promised 950,000 euros. I was surprised to fund out that Canada had changed its dollar to the euro. I am waiting for my check to arrive. :moneybag
by JMacDonald
Tue May 06, 2014 9:02 am
 
Forum: Personal Consumer Issues
Topic: New Identity Theft Scam
Replies: 20
Views: 2583

Re: Help Requested!

If you are not familiar with Morningstar's Instant X-Ray, it should help you in evaluating your portfolio: http://portfolio.morningstar.com/RtPort/Free/InstantXRayDEntry.aspx?dt=0.7055475 With as many funds as you have, it is possible you are overweighted in certain areas of the market. I have found...
by JMacDonald
Mon May 05, 2014 5:02 pm
 
Forum: Investing - Help with Personal Investments
Topic: Taxable account - Total Bond Fund replacement Suggestion?
Replies: 12
Views: 1466

Re: Am I heading in the right direction?

Here is a free pamphlet available for the today and tomorrow: http://www.amazon.com/If-You-Can-Millennials-Slowly-ebook/dp/B00JCC5JKI/ref=sr_1_1?ie=UTF8&qid=1397580064&sr=8-1&keywords=if+you+can+bernstein This is worth getting. See this article in the NY Times: http://www.nytimes.com/201...
by JMacDonald
Sun May 04, 2014 11:04 am
 
Forum: Investing - Help with Personal Investments
Topic: Updated Portfolio questions
Replies: 12
Views: 1265

Re: If You Can--free for 2 days

There is an article about Bill's pamphlet in the NY Times: http://www.nytimes.com/2014/05/04/your-money/a-path-to-retirement-for-those-far-from-it.html?ref=business ...“If You Can,” a concise, no-nonsense instruction manual on saving and investing for retirement, is so welcome. It’s by William J. Be...
by JMacDonald
Sun May 04, 2014 10:46 am
 
Forum: Personal Finance (Not Investing)
Topic: If You Can [free Bill Bernstein booklet for millennials]
Replies: 28
Views: 4949

Re: Am I heading in the right direction?

Getting your asset allocation right in the beginning and being able to stick with it is an important part of investing. Here is a link to a summary of how Larry Swedroe suggests what one should consider when choosing an asset allocation: http://canadiancouchpotato.com/2010/11/10/ready-willing-and-ab...
by JMacDonald
Sat May 03, 2014 3:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: Updated Portfolio questions
Replies: 12
Views: 1265

Re: Am I heading in the right direction?

One thing to consider in your placement of funds in either your Roth or 403b is that the money in your Roth will not be taxed when you withdraw it in retirement. Place funds in your Roth that have the highest expected returns. I would not use the Roth for bond funds. They would go in your 403b. Also...
by JMacDonald
Sat May 03, 2014 8:51 am
 
Forum: Investing - Help with Personal Investments
Topic: Updated Portfolio questions
Replies: 12
Views: 1265

Re: Am I heading in the right direction?

About 4% of my income goes into CalSTRS (teacher's pension system) with a matching 4% coming from my employer. There is currently about $7.6k in that pension account. Welcome to the forum. I would like to correct one thing about your contribution and your school district to CalSTRS: You contribute ...
by JMacDonald
Sat May 03, 2014 12:14 am
 
Forum: Investing - Help with Personal Investments
Topic: Updated Portfolio questions
Replies: 12
Views: 1265

Re: San Francisco Restaurant Recommendations

This is a San Francisco institution, Tadich Grill: http://www.tadichgrill.com Have a drink at the Redwood Room: https://www.morganshotelgroup.com/originals/originals-clift-san-francisco/eat-drink/redwood-room Or an Irish Coffee at the Buena Vista: http://www.thebuenavista.com/home/irishcoffee.html T...
by JMacDonald
Tue Apr 29, 2014 7:00 pm
 
Forum: Personal Consumer Issues
Topic: San Francisco Restaurant Recommendations
Replies: 44
Views: 2712

Re: Suggestions for 4 day trip to Santa Fe, Taos, Albuquerqu

One word: sopaipillas. Although rumor has it that you may have to supply your own honey. Also, there's a good ice cream place in Taos, although I don't remember the name: The something Cow? Just before the turnoff to the road that leads up to the ski valley. A trip to New Mexico without sopaipillas...
by JMacDonald
Tue Apr 29, 2014 12:38 pm
 
Forum: Personal Consumer Issues
Topic: Suggestions for 4 day trip to Santa Fe, Taos, Albuquerque?
Replies: 9
Views: 518

Re: Suggestions for 4 day trip to Santa Fe, Taos, Albuquerqu

I go to Santa Fe every summer for Santa Fe Opera: http://santafeopera.org It is only in July and August. It would be worth an evening even if you weren't an opera fan. Santa Fe can be very expensive if you want to spend the money. As a Boglehead, I look for value. This Econolodge is a good deal: htt...
by JMacDonald
Tue Apr 29, 2014 11:52 am
 
Forum: Personal Consumer Issues
Topic: Suggestions for 4 day trip to Santa Fe, Taos, Albuquerque?
Replies: 9
Views: 518

Re: Socially Responsible (Progressive) Fund Options

I think individual stocks or bonds is making things way too complicated. Consider IRA certificates at a local credit union that is NCUA insured. Might do a good job of passing her social responsibility test, and they can offer better returns than treasury bonds (and are equally safe). This is a goo...
by JMacDonald
Tue Apr 29, 2014 12:00 am
 
Forum: Investing - Help with Personal Investments
Topic: Socially Responsible (Progressive) Fund Options
Replies: 99
Views: 8817

Re: Town home, good or bad idea?

Before you buy a town home, make sure you understand all of the costs of ownership: mortgage, association fees, insurance, property taxes, and maintenance. Also read carefully the CC&Rs and other documents that come with the town home so you don't have any surprises. That includes the rules beyo...
by JMacDonald
Mon Apr 21, 2014 9:53 am
 
Forum: Personal Finance (Not Investing)
Topic: Town home, good or bad idea?
Replies: 21
Views: 1768

Re: If you have ACA health insurance, what is your experien

My brother has medical insurance for the first time. He is self employed and has never purchased insurance until now. One reason is that he has a preexisting condition that would have prevented him from getting insurance even if he tried before now. So the ACA is a good thing for him and his family.
by JMacDonald
Sun Apr 20, 2014 11:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 222
Views: 16204

Re: "Best" place for new tires and tire protection plans = B

stickman731 wrote:SHould watch this video with respect to tire and tire age

http://www.youtube.com/watch?v=SRe0gy7oeM8

Interesting video, I am going to check the age of my tires on my car.
by JMacDonald
Sat Apr 19, 2014 9:29 am
 
Forum: Personal Consumer Issues
Topic: "Best" place for new tires and tire protection plans = B.S.?
Replies: 34
Views: 3300

Re: Book for 20 Year Old Beginner

Here is a book for that age group: http://www.bogleheads.org/forum/viewtopic.php?p=2013230 This booklet, If You Can: How Millennials Can Get Rich Slowly, lays out the knowledge base that the young person needs to fortify themselves with to successfully execute a simple portfolio plan. It’s not the c...
by JMacDonald
Fri Apr 18, 2014 7:55 pm
 
Forum: Investing - Theory, News & General
Topic: Book for 20 Year Old Beginner
Replies: 16
Views: 1367

Re:

[Post merged into here --admin LadyGeek] One Hundred Years of Solitude by Gabriel Garcia Marquez. Finally getting around to this. It is a funny, sad, satisfyingly long folktale about family and community. It's even better than Love in the Time of Cholera . Gabriel García Márquez died at age 87: htt...
by JMacDonald
Thu Apr 17, 2014 8:16 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3102
Views: 1000225

Re: Over-55 communities a ripoff?

One of the over 55 communities out here in California is its own city: http://en.wikipedia.org/wiki/Laguna_Woods,_California Laguna Woods is a city in Orange County, California, United States. The population was 16,192 at the 2010 census, down from 16,507 at the 2000 census with a median age of 78. ...
by JMacDonald
Thu Apr 17, 2014 8:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Over-55 communities a ripoff?
Replies: 38
Views: 3100

Re: Passport validity: Do I need at least 6 months?

Hi Victoria,

The post office that I use takes applications for passports. It may cost a bit more doing it through the post office, but at least you will know everything is done correctly. Why put off getting it done?
by JMacDonald
Fri Apr 11, 2014 1:01 am
 
Forum: Personal Consumer Issues
Topic: Passport validity: Do I need at least 6 months?
Replies: 59
Views: 3433

Re: Life in the Bay Area and housing costs

Over 30 years ago, I visited the home of friends who had paid 100k for a very small house in San Pedro that sat on the cliff overlooking the Pacific Ocean. It was a spectacular view from the living room with large windows. That amount of money was unbelievable for me then. Well, now the house is in ...
by JMacDonald
Thu Apr 10, 2014 8:06 pm
 
Forum: Personal Consumer Issues
Topic: Life in the Bay Area and housing costs
Replies: 51
Views: 4505

Re: California Taxes - Am I Missing Something?

What nobody tells you about living near the beach, not even at the beach, is that you won't see the sun before 11am for two months in May and June. No thank you. It's obvious that you're not a runner. When it's foggy here (May Gray, June Gloom), all one needs to do is head inland a few miles to fin...
by JMacDonald
Tue Apr 08, 2014 3:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: California Taxes - Am I Missing Something?
Replies: 142
Views: 10584

Re: California Taxes - Am I Missing Something?

And yet we all manage without even being doctors. ;) Of the people I know in California, I see a lot of "managing" and a lot of "surviving" but not a lot of thriving, even with some rather impressive incomes. The only friend I've got there who I would say is thriving runs a priv...
by JMacDonald
Tue Apr 08, 2014 9:48 am
 
Forum: Personal Finance (Not Investing)
Topic: California Taxes - Am I Missing Something?
Replies: 142
Views: 10584

Re: Things to do in Phoenix for an afternoon/evening

If you have an interest in Native American culture, the Heard Museum is worth a visit: http://heard.org
by JMacDonald
Mon Apr 07, 2014 10:41 pm
 
Forum: Personal Consumer Issues
Topic: Things to do in Phoenix for an afternoon/evening
Replies: 12
Views: 691

Re: California Taxes - Am I Missing Something?

Taxes here in Missouri are only 6%. Nevertheless, I still want to move to Southern California. For Bogleheads living in California, do you think it would be a mistake to consider Riverside County for the sake of lower housing prices. Also the desert towns like Palm Desert have more affordable housi...
by JMacDonald
Mon Apr 07, 2014 7:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: California Taxes - Am I Missing Something?
Replies: 142
Views: 10584
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