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Re: If you have ACA health insurance, what is your experien

My brother has medical insurance for the first time. He is self employed and has never purchased insurance until now. One reason is that he has a preexisting condition that would have prevented him from getting insurance even if he tried before now. So the ACA is a good thing for him and his family.
by JMacDonald
Sun Apr 20, 2014 11:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 16
Views: 942

Re: "Best" place for new tires and tire protection plans = B

stickman731 wrote:SHould watch this video with respect to tire and tire age

http://www.youtube.com/watch?v=SRe0gy7oeM8

Interesting video, I am going to check the age of my tires on my car.
by JMacDonald
Sat Apr 19, 2014 9:29 am
 
Forum: Personal Consumer Issues
Topic: "Best" place for new tires and tire protection plans = B.S.?
Replies: 27
Views: 1754

Re: Book for 20 Year Old Beginner

Here is a book for that age group: http://www.bogleheads.org/forum/viewtopic.php?p=2013230 This booklet, If You Can: How Millennials Can Get Rich Slowly, lays out the knowledge base that the young person needs to fortify themselves with to successfully execute a simple portfolio plan. It’s not the c...
by JMacDonald
Fri Apr 18, 2014 7:55 pm
 
Forum: Investing - Theory, News & General
Topic: Book for 20 Year Old Beginner
Replies: 16
Views: 999

Re:

[Post merged into here --admin LadyGeek] One Hundred Years of Solitude by Gabriel Garcia Marquez. Finally getting around to this. It is a funny, sad, satisfyingly long folktale about family and community. It's even better than Love in the Time of Cholera . Gabriel García Márquez died at age 87: htt...
by JMacDonald
Thu Apr 17, 2014 8:16 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2632
Views: 600451

Re: Over-55 communities a ripoff?

One of the over 55 communities out here in California is its own city: http://en.wikipedia.org/wiki/Laguna_Woods,_California Laguna Woods is a city in Orange County, California, United States. The population was 16,192 at the 2010 census, down from 16,507 at the 2000 census with a median age of 78. ...
by JMacDonald
Thu Apr 17, 2014 8:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Over-55 communities a ripoff?
Replies: 38
Views: 2686

Re: Passport validity: Do I need at least 6 months?

Hi Victoria,

The post office that I use takes applications for passports. It may cost a bit more doing it through the post office, but at least you will know everything is done correctly. Why put off getting it done?
by JMacDonald
Fri Apr 11, 2014 1:01 am
 
Forum: Personal Consumer Issues
Topic: Passport validity: Do I need at least 6 months?
Replies: 40
Views: 1540

Re: Life in the Bay Area and housing costs

Over 30 years ago, I visited the home of friends who had paid 100k for a very small house in San Pedro that sat on the cliff overlooking the Pacific Ocean. It was a spectacular view from the living room with large windows. That amount of money was unbelievable for me then. Well, now the house is in ...
by JMacDonald
Thu Apr 10, 2014 8:06 pm
 
Forum: Personal Consumer Issues
Topic: Life in the Bay Area and housing costs
Replies: 51
Views: 3124

Re: California Taxes - Am I Missing Something?

What nobody tells you about living near the beach, not even at the beach, is that you won't see the sun before 11am for two months in May and June. No thank you. It's obvious that you're not a runner. When it's foggy here (May Gray, June Gloom), all one needs to do is head inland a few miles to fin...
by JMacDonald
Tue Apr 08, 2014 3:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: California Taxes - Am I Missing Something?
Replies: 142
Views: 8148

Re: California Taxes - Am I Missing Something?

And yet we all manage without even being doctors. ;) Of the people I know in California, I see a lot of "managing" and a lot of "surviving" but not a lot of thriving, even with some rather impressive incomes. The only friend I've got there who I would say is thriving runs a priv...
by JMacDonald
Tue Apr 08, 2014 9:48 am
 
Forum: Personal Finance (Not Investing)
Topic: California Taxes - Am I Missing Something?
Replies: 142
Views: 8148

Re: Things to do in Phoenix for an afternoon/evening

If you have an interest in Native American culture, the Heard Museum is worth a visit: http://heard.org
by JMacDonald
Mon Apr 07, 2014 10:41 pm
 
Forum: Personal Consumer Issues
Topic: Things to do in Phoenix for an afternoon/evening
Replies: 12
Views: 535

Re: California Taxes - Am I Missing Something?

Taxes here in Missouri are only 6%. Nevertheless, I still want to move to Southern California. For Bogleheads living in California, do you think it would be a mistake to consider Riverside County for the sake of lower housing prices. Also the desert towns like Palm Desert have more affordable housi...
by JMacDonald
Mon Apr 07, 2014 7:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: California Taxes - Am I Missing Something?
Replies: 142
Views: 8148

Re: What Book Are You Currently Reading? Part V

Peter Matthiessen died yesterday: http://www.nytimes.com/2014/04/06/books/peter-matthiessen-author-and-naturalist-is-dead-at-86.html?hp&_r=0 This article came out two days before his death: http://www.nytimes.com/2014/04/06/magazine/peter-matthiessens-homegoing.html?hpw&rref=magazine His boo...
by JMacDonald
Sun Apr 06, 2014 11:35 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2632
Views: 600451

Trade XP computer for $100 credit at Best Buy

Best Buy offering $100 credit to those who trade in Windows XP computers http://www.latimes.com/business/technology/la-fi-tn-best-buy-100-credit-windows-xp-20140403,0,6740686.story#ixzz2xspptwAq Starting Sunday, customers can go to a Best Buy store and trade in a laptop or computer running Windows X...
by JMacDonald
Thu Apr 03, 2014 11:16 pm
 
Forum: Personal Consumer Issues
Topic: Trade XP computer for $100 credit at Best Buy
Replies: 6
Views: 877

Re: GPS with "favor interstates" option?

I have only found my Garmin useful when I am in a place I don't know and need to find gas, food, or lodging. For getting from A to B, I use my AAA maps and Google Maps. I don't always want to use the main routes when I travel which the Garmin is programed to do.
by JMacDonald
Wed Apr 02, 2014 8:31 am
 
Forum: Personal Consumer Issues
Topic: GPS with "favor interstates" option?
Replies: 37
Views: 1339

Re: Maintenance $$'s spent over the lifetime on your Car

If your car can get you safely and dependably to work every day for the next two years, I see no reason to get rid of it. $550 a year is a bit less than $50 a month of maintenance. How much a month would the payments on a new car cost? Of course, if the old car suddenly had to have very expensive re...
by JMacDonald
Tue Apr 01, 2014 9:30 am
 
Forum: Personal Finance (Not Investing)
Topic: Maintenance $$'s spent over the lifetime on your Car
Replies: 38
Views: 2352

Re: 35 year old need help with financial life

How about Vanguard Target Retirement 2020 Fund. It is close to 60/40.

https://personal.vanguard.com/us/funds/ ... IntExt=INT
by JMacDonald
Tue Mar 25, 2014 10:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: 35 year old need help with financial life
Replies: 23
Views: 2239

Re: Yahoo changes are awful - what homepage do you like?

I used the Astronomy Picture of the Day: http://apod.nasa.gov/apod/
It has a different picture each day. Always something interesting.
Here is one of my favorites: http://apod.nasa.gov/apod/ap130626.html
by JMacDonald
Mon Mar 10, 2014 11:01 am
 
Forum: Personal Consumer Issues
Topic: Yahoo changes are awful - what homepage do you like?
Replies: 66
Views: 5106

Re: Any sailboat owners out there?

Meet Taylor Larimore: http://www.bogleheads.org/wiki/Taylor_Larimore
An avid sailing enthusiast, Taylor was named the American Sailing Association's "Instructor of the Year."
by JMacDonald
Sun Mar 09, 2014 9:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any sailboat owners out there?
Replies: 10
Views: 936

Re: Getting Rich By Reading Fiction

The 19th century novels are great reads. In the musical, Fiddler on the Roof , Tevye sings: "If I Were a Rich Man." For me the most important part of the song is when he sings: If I were rich, I'd have the time that I lack To sit in the synagogue and pray. And maybe have a seat by the East...
by JMacDonald
Sun Mar 09, 2014 12:08 pm
 
Forum: Investing - Theory, News & General
Topic: Getting Rich By Reading Fiction
Replies: 7
Views: 1716

Re: Move to California means what $ ?

Here is an interesting article in the NY Times: http://www.nytimes.com/2014/03/07/opinion/egan-jerry-browns-revenge.html?hp&rref=opinion&action=click&module=Search&region=searchResults%234&version=&url=http%3A%2F%2Fquery.nytimes.com%2Fsearch%2Fsitesearch%2F%3Faction%3Dclick%2...
by JMacDonald
Sun Mar 09, 2014 10:40 am
 
Forum: Personal Consumer Issues
Topic: Move to California means what $ ?
Replies: 55
Views: 4336

Re: Ahh Missed It!

Any advise is welcome. Dollar Cost Averaging letsmakesomething wrote: My problem, I feel like I missed out on the market run up (which I did) and don't want to take positions seeing as the market is now potentially over valued. If you missed out on the market run up due to your attempt at market ti...
by JMacDonald
Sun Mar 09, 2014 9:51 am
 
Forum: Investing - Help with Personal Investments
Topic: Ahh Missed It! [market timing]
Replies: 20
Views: 2717

Re: Poll: Do you use the Amazon link here to make purchases?

Yes, I have put the Boglehead Amazon link in my bookmarks so I don't forget. I don't worry about privacy. I am sure Alex has better things to do than figure out what I am buying on Amazon. He posted the list of what everyone was buying a few years ago. There were a few interesting items, shall we s...
by JMacDonald
Sat Mar 08, 2014 7:34 pm
 
Forum: Personal Consumer Issues
Topic: Poll: Do you use the Amazon link here to make purchases?
Replies: 24
Views: 1214

Re: Poll: Do you use the Amazon link here to make purchases?

Yes, I have put the Boglehead Amazon link in my bookmarks so I don't forget. I don't worry about privacy. I am sure Alex has better things to do than figure out what I am buying on Amazon.
by JMacDonald
Sat Mar 08, 2014 7:05 pm
 
Forum: Personal Consumer Issues
Topic: Poll: Do you use the Amazon link here to make purchases?
Replies: 24
Views: 1214

Re: Best place to buy backpacking and camping gear

Over the years, I have probably bought most of my camping gear at REI, but here are some places I have shopped. I don't know if all of them are in your area. except Golite which is online only as far as I know. http://www.big5sportinggoods.com http://www.sportsauthority.com/home/index.jsp http://www...
by JMacDonald
Sat Mar 08, 2014 9:16 am
 
Forum: Personal Consumer Issues
Topic: Best place to buy backpacking and camping gear
Replies: 24
Views: 1429

Re: The dealership wants my 2 year old car back?

I actually got a call yesterday from a Nissan dealer who wanted my 2011 Nissan Xterra. He had a new car for me. I am sure he had a new car for me at the new car price and would give the used car price for my Xterra. I told him to call back in 8 years when the car was over 10 years old. He got the me...
by JMacDonald
Thu Mar 06, 2014 4:55 pm
 
Forum: Personal Consumer Issues
Topic: The dealership wants my 2 year old car back?
Replies: 46
Views: 4273

Re: Cross Country trip this summer. Any advise?

Here is a website with some general suggestions: http://www.roadtripusa.com
by JMacDonald
Wed Mar 05, 2014 10:34 am
 
Forum: Personal Consumer Issues
Topic: Cross Country trip this summer. Any advise?
Replies: 31
Views: 1211

Re: Want to buy but can't find the "right" vehicle - what to

I have a Nissan Xterra. I don't think it is perfect, but I like it. Maybe you should move on from a SUV and look at trucks as an example.
by JMacDonald
Mon Mar 03, 2014 11:15 pm
 
Forum: Personal Consumer Issues
Topic: Want to buy but can't find the "right" vehicle - what to do?
Replies: 74
Views: 3399

Re: California vs. Texas

Please, all of you folks who would never live here in Texas, spread the word. I'm getting tired of navigating around all of the cars with out-of-state license plates on my commute to work (especially the ones from California). Thanks in advance. :beer +1. I'm seeing more and more California license...
by JMacDonald
Wed Feb 26, 2014 10:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: California vs. Texas
Replies: 32
Views: 2816

Re: Tesla Motors Stock

Here is some news that will push the stock higher: Consumer Reports names Tesla top pick in annual car rankings http://www.latimes.com/business/autos/la-fi-hy-consumer-reports-names-tesla-top-pick-20140225,0,2518843.story#ixzz2uNH8FdzR Consumer Reports named the Tesla Motors Model S electric car the...
by JMacDonald
Tue Feb 25, 2014 6:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: Tesla Motors Stock
Replies: 164
Views: 11505

Re: Bitcoin price plunges

Another article on Bitcoin: Apparent collapse of Mt. Gox exchange threatens Bitcoin economy http://www.latimes.com/business/technology/la-fi-tn-mt-gox-collapse-threatens-to-bring-down-bitcoin-economy-20140225,0,2841826.story#ixzz2uLnLXikF Rumors about the possible collapse of leading Bitcoin exchang...
by JMacDonald
Tue Feb 25, 2014 12:08 pm
 
Forum: Investing - Theory, News & General
Topic: Bitcoin price plunges
Replies: 246
Views: 17995

Re: Small Investors Jump Back Into the Trading Game

This is an amazing article. No buy and hold investors is that group. At least I learned how to pay for a date in the future: Chikoo Patel , a 22-year-old real-estate entrepreneur in Chicago who trades futures contracts on the side, said he whips out his phone at opportune moments. On a dinner date l...
by JMacDonald
Mon Feb 24, 2014 12:03 am
 
Forum: Investing - Theory, News & General
Topic: Small Investors Jump Back Into the Trading Game
Replies: 30
Views: 1728

Apple security update fixes iOS vulnerability

iOS users will want to update their devices. Apple on Friday released the latest update of its mobile operating system. It's of note because it fixes an SSL connection issue, an important encryption vulnerability. http://news.cnet.com/8301-13579_3-57619299-37/apple-security-update-fixes-ios-vulnerab...
by JMacDonald
Sat Feb 22, 2014 10:34 am
 
Forum: Personal Consumer Issues
Topic: Apple security update fixes iOS vulnerability
Replies: 1
Views: 251

Re: Upgrade phone on Verizon Wireless?

You can buy your iPhone at an Apple store if there is one near you. They can set up your new iPhone up with Verizon. It is possible that they may buy back your old iPhone, but I don't know if Apple is doing that for iPhone 4: http://store.apple.com/us/iphone/reuse-and-recycling I wonder if there are...
by JMacDonald
Sat Feb 22, 2014 9:35 am
 
Forum: Personal Consumer Issues
Topic: Upgrade phone on Verizon Wireless?
Replies: 4
Views: 364

Re: Avoid Abbreviations

When do you use i.e., and when do you use e.g., and what do they mean?

http://ancienthistory.about.com/od/abbr ... ievseg.htm

Well, I learned something.
by JMacDonald
Thu Feb 20, 2014 6:57 pm
 
Forum: Personal Consumer Issues
Topic: Avoid Abbreviations
Replies: 66
Views: 2970

Re: Bitcoin price plunges

LA Times: Troubled Mt. Gox says Bitcoin exchange will resume 'soon' Leading Bitcoin exchange Mt. Gox apologized on Monday for a 10-day disruption that has prevented customers from exchanging the virtual currency on its platform and said trading should resume again "soon." http://www.latime...
by JMacDonald
Mon Feb 17, 2014 5:14 pm
 
Forum: Investing - Theory, News & General
Topic: Bitcoin price plunges
Replies: 246
Views: 17995

Re: Where to begin with looking for a used car?

My impression of Carmax is that the cars are in good shape, but they are expensive. In the city where I live, they have an auto auction. If there is one in your area, that would be one possible way to get a car cheap. PS: My brother bought a car for his daughter for $1000 at the city auction. The on...
by JMacDonald
Sun Feb 16, 2014 1:30 pm
 
Forum: Personal Consumer Issues
Topic: Where to begin with looking for a used car?
Replies: 18
Views: 1043

Re: New Book - White Coat Investor

EmergDoc, congratulations on your book. :happy
by JMacDonald
Fri Feb 14, 2014 1:23 pm
 
Forum: Investing - Theory, News & General
Topic: New Book - White Coat Investor
Replies: 19
Views: 3035

Re: Vanguard snowed in.

Now I know why mlebuf lives in Paradise Valley. It is near Vanguard. He is keeping watch on his money.
by JMacDonald
Fri Feb 14, 2014 12:36 am
 
Forum: Investing - Theory, News & General
Topic: Vanguard snowed in.
Replies: 31
Views: 3456

Re: Drive to CO Skiing in 2WD Minivan?

Chain laws are for commercial vehicles only. I've lived in the mountains for decades and never owned chains, or studded tires for that matter. 2WD is just fine on all but the worst days. That is definitely not true for California. I just drove up Highway 80 into the Sierras, and all vehicles were s...
by JMacDonald
Sun Feb 09, 2014 11:32 am
 
Forum: Personal Consumer Issues
Topic: Drive to CO Skiing in 2WD Minivan?
Replies: 29
Views: 1871

Re: Drive to CO Skiing in 2WD Minivan?

95+% of the time you will be fine. If you are really concerned, you could get snow tires or chains. If you are going to drive in the mountains in the winter, don't forget your survival kit (blankets, extra clothes, shovel, food, water, fire starting materials, ...). I agree that if you are going to...
by JMacDonald
Sat Feb 08, 2014 9:32 pm
 
Forum: Personal Consumer Issues
Topic: Drive to CO Skiing in 2WD Minivan?
Replies: 29
Views: 1871

Re: iPhone Case

Here is the case that I have: http://www.amazon.com/Diztronic-Frosted ... c+iphone+5
It works for me.
by JMacDonald
Sat Feb 08, 2014 4:19 pm
 
Forum: Personal Consumer Issues
Topic: iPhone Case
Replies: 38
Views: 1996

Re: JOHN BOGLE'S NOMINATION FOR PRESIDENTIAL MEDAL OF FREEDO

How about getting the two senators from the state Mr. Bogle lives in to nominate him.
by JMacDonald
Thu Feb 06, 2014 10:45 am
 
Forum: Investing - Theory, News & General
Topic: JOHN BOGLE'S NOMINATION FOR PRESIDENTIAL MEDAL OF FREEDOM
Replies: 43
Views: 4441

Re: How to buy a new car?

If you want to get a reasonably good deal on a car, use the internet to buy the car. First, know what you want, then email the dealers in your area for the "out the door" price for the car. "Out the door" is important because it prevents the little extra add ons from happening. ...
by JMacDonald
Wed Feb 05, 2014 11:56 pm
 
Forum: Personal Consumer Issues
Topic: How to buy a new car?
Replies: 29
Views: 2284

Re: How to buy a new car?

If you want to get a reasonably good deal on a car, use the internet to buy the car. First, know what you want, then email the dealers in your area for the "out the door" price for the car. "Out the door" is important because it prevents the little extra add ons from happening. I...
by JMacDonald
Wed Feb 05, 2014 12:00 pm
 
Forum: Personal Consumer Issues
Topic: How to buy a new car?
Replies: 29
Views: 2284

Re: Keurig vs normal coffeemaker?

After taking a look at these posts, I am surprised that no one suggested the real way to make coffee: Cowboy Coffee, Backpacker Style Bring one quart of water to a boil in a saucepan. Add 3/4 cup of ground coffee. Return to boil. Immediately remove from heat and cover. Wait till the grounds sink (ap...
by JMacDonald
Tue Feb 04, 2014 10:22 am
 
Forum: Personal Consumer Issues
Topic: Keurig vs normal coffeemaker?
Replies: 128
Views: 6271

Re: Help understanding my pension plan

If you go on your employer's pension website, it will answer some of your questions: http://www.imrf.org
Also the your pension plan has workshops that you can attend to get information. Take advantage of that.
by JMacDonald
Sun Feb 02, 2014 8:33 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help understanding my pension plan
Replies: 10
Views: 747

Re: Booking my first trip to the UK, airline questions

I flew out of LAX on Virgin Atlantic. I would go with them again If I ever go to London again. At 6'6", I would pay for the extra leg room.
by JMacDonald
Sat Feb 01, 2014 1:44 pm
 
Forum: Personal Consumer Issues
Topic: Booking my first trip to the UK, airline questions
Replies: 7
Views: 573
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