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It's a 1-1 match up to 3%. Would it be even better for a 3% Roth 401k and 12% Roth IRA split? I'm assuming this is due to lower expenses? Fill the IRA then put the rest into the company 401?

My company is switching to Schwab for it's current retirement plan (Principal 2055 fund, .39% expense ratio) and moving to the BlackRock Lifepath 2055 fund with a .54% expense ratio (LIVAX). I get a 3% match on the 15% I put in. I've reviewed the Roth 401k vs Roth IRA info, and it seems like a good ...

I doubt the 8.7% is correct. It must be an error. Give it a little time to fix itself, and then ask again. The net ER is what you will be paying. You can't just set up your own 401k. You can though contribute enough to the 401k to get your match and then look at getting a Roth IRA at Vanguard. Than...

A quick rundown... My company is changing 401k providers from Principal to Schwab. The company matches 2.5% currently, and I'm putting in 15% into the 2055 fund at Principal, which has been doing well, and is only .39% expense ratio. The new plan is the BlackRock LifePath 2055 (LIVAX). It has a gros...

Hey everyone. Found this site tonight so I figure I'd give the forum a try. I'll try to be straight to the point with what I'm looking for: Background: Age 23. Single. Starting investing. Fairly knowledgable. Mid 20k Cash on hand. Roth Deferred 401k through work @ 15%. Income varies $35-55k. Some in...