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Re: How does a portable NAV system affect cell phone fees?

I thought there might be no effect, but thanks to you all for clarifying. I'll think about Fred's suggestion particularly.
by Irenaeus
Tue Dec 18, 2012 10:42 pm
 
Forum: Personal Consumer Issues
Topic: How does a portable NAV system affect cell phone fees?
Replies: 16
Views: 824

How does a portable NAV system affect cell phone fees?

Hello, I have an older (1999) but reliable car. Since I plan to travel a lot in 2013 in the USA and Canada, I may buy a portable navigation system (e.g., Garmin GPS system). I've poked around the archives just a bit here and more on other sites, but I still don't understand what effect such a system...
by Irenaeus
Tue Dec 18, 2012 5:12 pm
 
Forum: Personal Consumer Issues
Topic: How does a portable NAV system affect cell phone fees?
Replies: 16
Views: 824

Car insurance and hotel discounts for trip to Canada?

Hello, I am starting a new business and foresee some travel from the northeastern USA to Canada in the next several months - yes, during the winter. I may be driving to Montreal, Ottawa, Sudbury and Toronto. I also plan to visit Vancouver, Calgary, and Edmonton. They are much farther from my home, a...
by Irenaeus
Thu Oct 04, 2012 10:42 am
 
Forum: Personal Consumer Issues
Topic: Car insurance and hotel discounts for trip to Canada?
Replies: 12
Views: 1074

Royal Dutch Shell shares: Differences between RDS/A & RDS/B?

Hello, I searched the archives but did not find a satisfactory explanation to this question: What are the differences between the A and B shares of Royal Dutch Shell (RDS/A and RDS/B)? I'm a Boglehead with nearly all my investible assets tracking broad indices via low-expense vehicles, but my elderl...
by Irenaeus
Mon Jul 09, 2012 12:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: Royal Dutch Shell shares: Differences between RDS/A & RDS/B?
Replies: 2
Views: 3006

I'm forming an LLC. Do I need Federal & state tax IDs.

Hello, I plan to form a Limited Liability Company (LLC) as a sole proprietorship in the US state where I reside. I plan to form the LLC primarily because prospective clients, I think, would be more likely to pay an LLC than to write a check payable to me (not an LLC), and I have no experience at thi...
by Irenaeus
Mon Jun 04, 2012 4:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: I'm forming an LLC. Do I need Federal & state tax IDs.
Replies: 6
Views: 515

Re: Older? Are you going to die in the next five years?

I am 78. Since age 60 and every year since I have believed that I would probably die in the next 5 years because I had had a heart attack already and my father had died at 61. I have financially planned accordingly. I am still here! Past performance does not predict the future. 8-) Hello Sheepdog, ...
by Irenaeus
Mon Jan 16, 2012 2:45 pm
 
Forum: Personal Consumer Issues
Topic: Older? Are you going to die in the next five years?
Replies: 27
Views: 2714

Re: Can I afford to buy this home?

Some other things to think about, are you married or single. If single are you planning to marry, I suggest waiting a year after marriage to see how far away from your future in-laws you want to be :lol: Seriously as you get older and start to think about kids and or have kids the house might not b...
by Irenaeus
Thu Dec 22, 2011 4:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford to buy this home?
Replies: 126
Views: 10401

Thanks, Noobvestor, for the chart.

Thanks, Noobvestor, for the chart. That is helpful.

Irenaeus
by Irenaeus
Fri Sep 30, 2011 11:27 am
 
Forum: Investing - Theory, News & General
Topic: Timber REITs are tax-efficient
Replies: 32
Views: 5248

Likelihood of a change in Long-Term Cap Gain rate?

I still have a hard time wondering why it is looked down on to have REITs in taxable and tax advantaged accounts. Let's see, put equiies in taxable and then tax loss harvest, but with REITs in tax advantaged one can't do that. So one losses a tax advantage there. Hmmmm, could build up a real nice b...
by Irenaeus
Wed Sep 28, 2011 3:02 pm
 
Forum: Investing - Theory, News & General
Topic: Timber REITs are tax-efficient
Replies: 32
Views: 5248

Low cost will: how do I create and store one?

Hello, (I'm rather unconfident of this site's search engine as it returned zero results for various searches of the keyword "will." Anyway,) I request your advice on how to draw up and store a will as cheaply as possible. I have never been married and until I marry would, in the event of m...
by Irenaeus
Tue Sep 27, 2011 4:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Low cost will: how do I create and store one?
Replies: 8
Views: 997

Who's Adam?

Who's Adam? tripleb, Who's Adam? The credit card owner's name was changed to protect the credit card owner. My first choice was to identify the owner as Jack, but then I figured you might think I was trying to claim that Jack Bogle and I were best buds. Not a good thing to do in a first post, or an...
by Irenaeus
Sat Sep 24, 2011 2:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: How many credit cards should Adam keep open?
Replies: 10
Views: 1219

How many credit cards should Adam keep open?

Hello, (I searched for similar questions in the archives but did not find anything, though I suspect such have been posed repeatedly. Please forgive me if I missed something obvious.) Adam expects that, sometime in October 2011, he shall have paid all balances on all three of his credit cards after ...
by Irenaeus
Fri Sep 23, 2011 12:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: How many credit cards should Adam keep open?
Replies: 10
Views: 1219

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