Search found 1216 matches

by InvestorNewb
Wed Jul 29, 2015 2:19 pm
Forum: Investing - Help with Personal Investments
Topic: No Real Estate Stocks In U.S. Total Stock Market?
Replies: 5
Views: 467

Re: No Real Estate Stocks In U.S. Total Stock Market?

It falls under the "financials" sector.

Simon Property Group Inc, for instance, falls under: Sector: Financials > Industry: Retail REITs
by InvestorNewb
Wed Jul 29, 2015 10:59 am
Forum: Investing - Theory, News & General
Topic: Are equities really as risky as anyone thinks?
Replies: 152
Views: 5176

Re: Are equities really as risky as anyone thinks?

I have been invested for about 2.5 years and have never sold a single share. Even when the stock market declines, I take comfort in the fact that I still have a decent dividend salary coming in each year. That alone helps me tune out the noise of short-term price movements. Edit: I forgot to add tha...
by InvestorNewb
Tue Jul 28, 2015 7:51 pm
Forum: Investing - Help with Personal Investments
Topic: Advisor fee question
Replies: 19
Views: 1361

Re: Advisor fee question

Thank you for reminding me why I don't have an advisor.
by InvestorNewb
Mon Jul 27, 2015 8:28 pm
Forum: Investing - Help with Personal Investments
Topic: All REIT roth?
Replies: 20
Views: 1575

Re: All REIT roth?

My tax-deferred account is currently maxed with only REIT (VNQ). It makes up about 17% of my portfolio.

I will probably try to lessen it next year with new contributions.
by InvestorNewb
Mon Jul 27, 2015 5:49 pm
Forum: Investing - Help with Personal Investments
Topic: Penny Stocks
Replies: 23
Views: 1618

Re: Penny Stocks

Do you seriously trust penny stocks with your retirement money? I sure don't. Spend some time here and you will uncover the reasons.
by InvestorNewb
Sat Jul 25, 2015 2:48 pm
Forum: Investing - Theory, News & General
Topic: Slice and Dice: why not?
Replies: 84
Views: 4579

Re: Slice and Dice: why not?

"Past performance does not guarantee future results"

... you knew someone was going to post it soon.

That said, I think I should add small value to my portfolio but I'm hesitant.

I would still be HAPPY with the results from ALL 3 portfolios.
by InvestorNewb
Mon Jul 20, 2015 9:26 pm
Forum: Investing - Theory, News & General
Topic: Shocking Returns! [College endowment fund]
Replies: 8
Views: 1847

Re: Shocking Returns!

The S&P returned 32.39% (w/ dividends included) in 2013. It returned 13.69% (w/ dividends included) in 2014.

How did the endowment fund do in previous years?
by InvestorNewb
Thu Jul 16, 2015 7:43 pm
Forum: Investing - Theory, News & General
Topic: Shark Tank's Kevin O'Leary creates ETF
Replies: 6
Views: 1174

Re: Shark Tank's Kevin O'Leary creates ETF

Too bad the market is already saturated with dividend ETFs.

Vanguard's dividend ETF has an MER of 0.10% compared to O'Leary's which is 0.48%.
by InvestorNewb
Wed Jul 15, 2015 9:29 pm
Forum: Personal Consumer Issues
Topic: Strange Spam Email Situation - Could this be malware?
Replies: 11
Views: 956

Re: Strange Spam Email Situation - Could this be malware?

It's incredibly easy to spoof an email address. i.e. to make it appear as though the emails are being sent from you@domain.com when in reality they are not. It involves the use of mailing scripts and does not require access to your account whatsoever.
by InvestorNewb
Wed Jul 15, 2015 7:01 pm
Forum: Personal Consumer Issues
Topic: selling a domain name
Replies: 10
Views: 504

Re: selling a domain name

I bought one for 5k one time. I used an escrow service and split the fee 50/50 with the buyer. How did you arrive at the $5,000 amount? And how much did you pay for escrow? That was their asking price. Unfortunately, I haven't done anything with the domain so it was a big waste of money. We used es...
by InvestorNewb
Wed Jul 15, 2015 6:57 pm
Forum: Personal Consumer Issues
Topic: selling a domain name
Replies: 10
Views: 504

Re: selling a domain name

I bought one for 5k one time. I used an escrow service and split the fee 50/50 with the buyer.
by InvestorNewb
Mon Jul 13, 2015 7:08 pm
Forum: Investing - Help with Personal Investments
Topic: REIT Question
Replies: 7
Views: 857

Re: REIT Question

ABR was a penny stock last year. That should speak for itself.

Good thing it is only part of your play money.
by InvestorNewb
Sat Jul 11, 2015 12:37 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard's recommended international allocation."
Replies: 63
Views: 6700

Re: "Vanguard's recommended international allocation."

I remember at the start of the year, everyone was enthusiastically optimistic about international - including myself . Look how that turned out. YTD: TSM 2.46%, TISM 4.8% ... with most of TISM's gains made yesterday (+2.76%). My post was made on July 8. I still don't consider those exciting returns.
by InvestorNewb
Sat Jul 11, 2015 12:33 pm
Forum: Personal Consumer Issues
Topic: Facebook's malware scan- legitimate or malware? Invasive?
Replies: 42
Views: 2710

Re: Facebook's malware scan- legitimate or malware? Invasive?

It's stories like this that remind me why I never joined Facebook.
by InvestorNewb
Fri Jul 10, 2015 10:32 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri looking to internationalize his portfolio
Replies: 410
Views: 67542

Re: Rick Ferri looking to internationalize his portfolio

Sorry LadyGeek but that was not an off-topic comment. Reading Rick's blog it is chrystal clear that he is market timing. It would be one thing to say that one wants to increase the international allocation to come closer to the US vs Global market cap or some other reason, however in his case the r...
by InvestorNewb
Fri Jul 10, 2015 10:07 pm
Forum: Investing - Theory, News & General
Topic: Indexing vs Active Stock Selection
Replies: 49
Views: 3709

Re: Indexing vs Active Stock Selection

It's easier to sleep at night with index funds. Why invest in a few great companies when you can invest in thousands of great companies? I read stock picking blogs and have trouble grasping why someone would want to waste their time doing it. I would also recommend doing backtests at sites like port...
by InvestorNewb
Fri Jul 10, 2015 9:49 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri looking to internationalize his portfolio
Replies: 410
Views: 67542

Re: Rick Ferri looking to internationalize his portfolio

International was on fire today (+ 2.76%). It goes to show the importance of not selling.
by InvestorNewb
Wed Jul 08, 2015 10:37 pm
Forum: Investing - Help with Personal Investments
Topic: Silly question...better to invest now in intl stocks?
Replies: 24
Views: 3032

Re: Silly question...better to invest now in intl stocks?

It seems that for years the international stock index has been considered a "good" place to invest. Why? Because the price has remained low relative to US stocks. The question is, if this is true, would that not be factored into the price already? Efficient-market hypothesis would say so.....
by InvestorNewb
Wed Jul 08, 2015 6:21 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard's recommended international allocation."
Replies: 63
Views: 6700

Re: "Vanguard's recommended international allocation."

I remember at the start of the year, everyone was enthusiastically optimistic about international - including myself. Look how that turned out.
by InvestorNewb
Wed Jul 08, 2015 1:52 pm
Forum: Local Chapters and Bogleheads Community
Topic: Morningstar Pages [Bogleheads on Morningstar]
Replies: 9
Views: 850

Re: Morningstar Pages

I read the Morningstar forums from time to time, but you're right, there isn't much activity in the Bogleheads Unite forum. I do enjoy reading their Income & Dividing Investing forum, however.
by InvestorNewb
Wed Jul 08, 2015 9:08 am
Forum: Investing - Theory, News & General
Topic: Are REITs necessary in a portfolio? Why?
Replies: 119
Views: 12921

Re: Are REITs necessary in a portfolio? Why?

riptide wrote:Thanks man! What are RBD's??

RBDs are "really bad days". I didn't know the abbreviation either at first, but it gets tossed around the forums quite frequently. :happy
by InvestorNewb
Tue Jul 07, 2015 3:22 pm
Forum: Investing - Theory, News & General
Topic: Are REITs necessary in a portfolio? Why?
Replies: 119
Views: 12921

Re: Are REITs necessary in a portfolio? Why?

Today is evidence of REITs being a good diversifier. They are up ~1% while everything else is down ~1%. I think you are right, so I bought Reit Index Fund, and will hold it for a long , long time. It will be just 7% of my total investments Congrats! They definitely make RBDs easier to stomach. That...
by InvestorNewb
Tue Jul 07, 2015 11:11 am
Forum: Investing - Theory, News & General
Topic: Are REITs necessary in a portfolio? Why?
Replies: 119
Views: 12921

Re: Are REITs necessary in a portfolio? Why?

Today is evidence of REITs being a good diversifier. They are up ~1% while everything else is down ~1%.
by InvestorNewb
Tue Jul 07, 2015 7:47 am
Forum: Personal Finance (Not Investing)
Topic: How nuch concern is it to you when stocks
Replies: 50
Views: 3133

Re: How nuch concern is it to you when stocks

mule wrote:Very sorry if I didn't make it clear. It is $30,0000.00 that I lost and I know it is temporary but still I get a little more nervous.


So you're down $300,000 or $30,000? Don't forget to put your commas in the right place. :)

And what are you invested in?
by InvestorNewb
Mon Jul 06, 2015 11:01 pm
Forum: Investing - Help with Personal Investments
Topic: off shore investment companies
Replies: 4
Views: 208

Re: off shore investment companies

A fool and his money are soon parted. Don't be that fool.
by InvestorNewb
Sun Jul 05, 2015 10:04 pm
Forum: Investing - Theory, News & General
Topic: How many Bogleheads tilt Value?
Replies: 49
Views: 3334

Re: How many Bogleheads tilt Value?

"When experts disagree it is often because it doesn't matter."
- Taylor Larimore
by InvestorNewb
Sun Jul 05, 2015 7:34 am
Forum: Personal Consumer Issues
Topic: What is the best meal you've had at a restaurant?
Replies: 119
Views: 11438

Re: What is the best meal you've had at a restaurant?

It all depends on how hungry I am. :happy
by InvestorNewb
Fri Jul 03, 2015 7:37 pm
Forum: Investing - Theory, News & General
Topic: Are REITs necessary in a portfolio? Why?
Replies: 119
Views: 12921

Re: Are REITs necessary in a portfolio? Why?

They sure felt necessary in 2014. :)

2015: not so much.
by InvestorNewb
Tue Jun 30, 2015 9:23 am
Forum: Investing - Theory, News & General
Topic: Interest rates will rise, so flee REITS and Bonds?
Replies: 17
Views: 4623

Re: Interest rates will rise, so flee REITS and Bonds?

I want to add Vanguard REIT index fund to my portfolio, however; I am waiting for it to go down. I have been waiting for months for a lower valuation to buy it and add it to my portfolio. Still waiting....as it goes lower and lower.... Currently: Vanguard Total Market index 46% Vanguard Small Cap V...
by InvestorNewb
Sat Jun 27, 2015 10:18 am
Forum: Investing - Help with Personal Investments
Topic: are these legit Vanguard reviews?
Replies: 38
Views: 4934

Re: are these legit Vanguard reviews?

Don't let a few bad experiences turn you off. Every company has its share of negative reviews.
by InvestorNewb
Sat Jun 27, 2015 9:02 am
Forum: Personal Finance (Not Investing)
Topic: HSA Bank -- tried to assess ridiculous, trivial fee
Replies: 9
Views: 1553

Re: HSA Bank -- tried to assess ridiculous, trivial fee

Banks need to smarten up because even people with lots of assets are annoyed by being "nickled and dimed". Scotiabank wanted to charge me $10 per month to use online business banking, which is free virtually everywhere else. I chose RBC for business banking, and the account balance grew to...
by InvestorNewb
Thu Jun 25, 2015 8:44 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard ETF dividends?
Replies: 13
Views: 1523

Re: Vanguard ETF dividends?

Why are the dividend rates for VOO showing and not the other ETFs? I checked the ones in my sig... Check your watch (or smartphone). Is it 2 am eastern time yet? (Edit: Time marches on, so now the info is available. :) ) Yep - I see they are out now. Sweet. Much better than the first quarter too. M...
by InvestorNewb
Thu Jun 25, 2015 7:42 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard ETF dividends?
Replies: 13
Views: 1523

Re: Vanguard ETF dividends?

Why are the dividend rates for VOO showing and not the other ETFs? I checked the ones in my sig... Check your watch (or smartphone). Is it 2 am eastern time yet? (Edit: Time marches on, so now the info is available. :) ) Yep - I see they are out now. Sweet. Much better than the first quarter too.
by InvestorNewb
Wed Jun 24, 2015 10:27 pm
Forum: Investing - Help with Personal Investments
Topic: Lump sum investment v. DCA v. Waiting
Replies: 53
Views: 6023

Re: Lump sum investment v. DCA v. Waiting

Time in the market is more important than timing the market. You could be waiting awhile if you choose to simply do nothing.
by InvestorNewb
Wed Jun 24, 2015 4:46 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard ETF dividends?
Replies: 13
Views: 1523

Re: Vanguard ETF dividends?

Why are the dividend rates for VOO showing and not the other ETFs? I checked the ones in my sig...
by InvestorNewb
Tue Jun 23, 2015 10:13 pm
Forum: Personal Consumer Issues
Topic: Money arguments with spouse and how did you resolve
Replies: 72
Views: 8806

Re: Money arguments with spouse and how did you resolve

I know you didn't ask for it BUT why can't the cousin ask their immediate family for the money?
by InvestorNewb
Mon Jun 22, 2015 9:19 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday to Mel [Lindauer]
Replies: 36
Views: 2866

Re: Happy Birthday to Mel [Lindauer]

Happy Birthday Mel!! :sharebeer
by InvestorNewb
Mon Jun 22, 2015 8:02 pm
Forum: Investing - Help with Personal Investments
Topic: Best Advice [Best single piece of advice to give a new investor]
Replies: 56
Views: 4927

Re: Best Advice

livesoft wrote:Save and invest half your before-tax income from age 16 to retirement.

Like anyone can seriously do this...not without mooching off somebody else or living in a cardboard box.
by InvestorNewb
Sun Jun 21, 2015 5:17 pm
Forum: Investing - Theory, News & General
Topic: Why do Bogleheads/BiggerPocketers think there is only one way?
Replies: 123
Views: 14531

Re: Why do Bogleheads/BiggerPocketers think there is only one way?

The real beneficiaries of real estate are the children who inherit the properties that their parents bought many decades ago -- once they are completely paid off. For every real estate mogul that you hear about, there are probably countless others who are under water. It all depends on when and wher...
by InvestorNewb
Sun Jun 21, 2015 1:27 pm
Forum: Investing - Theory, News & General
Topic: When saving money becomes an irrational obsession
Replies: 146
Views: 24489

Re: When saving money becomes an irrational obsession

I can understand people who are like that who lived through the depression. Habits get engrained and it's hard to break out of them.
by InvestorNewb
Thu Jun 18, 2015 8:45 pm
Forum: Investing - Theory, News & General
Topic: Slice and Dice Review
Replies: 16
Views: 1375

Re: Slice and Dice Review

If I'm reading correctly, the final balance for Portfolio 1 and 2 are about the same. The only difference is the inclusion of gold in #1. It goes to show the importance of small caps and emerging markets, neither of which I currently tilt to. Correct and the one with gold has a lower standard devia...
by InvestorNewb
Thu Jun 18, 2015 8:10 pm
Forum: Investing - Theory, News & General
Topic: Slice and Dice Review
Replies: 16
Views: 1375

Re: Slice and Dice Review

If I'm reading correctly, the final balance for Portfolio 1 and 2 are about the same. The only difference is the inclusion of gold in #1.

It goes to show the importance of small caps and emerging markets, neither of which I currently tilt to.
by InvestorNewb
Tue Jun 16, 2015 9:05 am
Forum: Investing - Theory, News & General
Topic: Not Buying a Home Could Cost You
Replies: 36
Views: 7839

Re: Not Buying a Home Could Cost You

Where I live property tax alone would be about 5k/year (conservative estimate). I spend about 12k per year on rent.

Instead of buying a house, I have the money invested.
by InvestorNewb
Mon Jun 15, 2015 8:16 am
Forum: Investing - Help with Personal Investments
Topic: Selling a stock that has split
Replies: 8
Views: 798

Re: Selling a stock that has split

I had about $1000 worth of AIG that I sold a few years ago. I'm sure I messed something up on my taxes because of the split.
by InvestorNewb
Fri Jun 12, 2015 6:16 pm
Forum: Investing - Help with Personal Investments
Topic: Individual stocks that have outperformed the market
Replies: 41
Views: 4400

Re: Individual stocks that have outperformed the market

If it sounds too good to be true, it probably isn't.
- InvestorNewb
by InvestorNewb
Thu Jun 11, 2015 9:01 am
Forum: Personal Finance (Not Investing)
Topic: Should I move out of my family's home?
Replies: 55
Views: 5489

Re: Should I move out of my family's home?

If your 85k job is stable I would definitely move out. Remember that you are only young once.

I moved out at 26 and felt that was "old". Having your own privacy, especially when in a relationship, is critical.
by InvestorNewb
Thu Jun 11, 2015 6:19 am
Forum: Investing - Theory, News & General
Topic: VT the most diversified equity ETF?
Replies: 12
Views: 2302

Re: VT the most diversified equity ETF?

Here is a post I made that you may find helpful:
viewtopic.php?f=1&t=148120&p=2212410#p2212410

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