Search found 1240 matches

by InvestorNewb
Wed Aug 26, 2015 5:26 pm
Forum: Investing - Theory, News & General
Topic: Individual Stocks Does it Ever Make Sense?
Replies: 81
Views: 7353

Re: Individual Stocks Does it Ever Make Sense?

TubofProtein wrote:... McDonalds even though they're massive I would never invest in directly because people's tastes change.

That seems like an argument that can be made for any product/service and not just for food.
by InvestorNewb
Wed Aug 26, 2015 2:52 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1985
Views: 380667

Re: U.S. stocks in freefall

InvestorNewb wrote:And down we go.

And up we go.

Total Stock Market is + 3.7% today so far :D
by InvestorNewb
Wed Aug 26, 2015 1:58 pm
Forum: Investing - Theory, News & General
Topic: Individual Stocks Does it Ever Make Sense?
Replies: 81
Views: 7353

Re: Individual Stocks Does it Ever Make Sense?

To each his own, but I want to point out that what I'm talking about is fundamentally different than hoping a small/micro company stock to become the next Amazon, because my picks are strictly from a valuation standpoint. The names I've mentioned are Caterpillar, Walmart, IBM and Intel. They are do...
by InvestorNewb
Tue Aug 25, 2015 3:03 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1985
Views: 380667

Re: U.S. stocks in freefall

And down we go.
by InvestorNewb
Mon Aug 24, 2015 7:29 pm
Forum: Investing - Help with Personal Investments
Topic: Cash is King
Replies: 13
Views: 1798

Re: Cash is King

How did cash fare for the last 5 years?
by InvestorNewb
Mon Aug 24, 2015 7:27 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1985
Views: 380667

Re: U.S. stocks in freefall

Futures are up 1.5%+. Let's hope it stays that way tomorrow.
by InvestorNewb
Mon Aug 24, 2015 8:53 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1985
Views: 380667

Re: U.S. stocks in freefall

What is going on? :oops:
by InvestorNewb
Fri Aug 21, 2015 11:39 am
Forum: Investing - Theory, News & General
Topic: Are any US-only investors having 2nd thoughts?
Replies: 76
Views: 10536

Re: Are any US-only investors having 2nd thoughts?

Total Returns YTD:

Total Stock: -2.27%
Total International Stock: -4.01%

International is now lower than when I lump summed all of my cash into it in December 2012. What a farce.
by InvestorNewb
Fri Aug 21, 2015 10:00 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1985
Views: 380667

Re: U.S. stocks in freefall

Why is there a sell off? I haven't seen the market drop this fast... ever. I've only been in for 2 years.

VTI has dropped about $6 this week.
by InvestorNewb
Thu Aug 20, 2015 5:30 pm
Forum: Personal Consumer Issues
Topic: Removing black stains from tub
Replies: 23
Views: 1589

Re: Removing black stains from tub

IFRider wrote:
^^ Thanks for the observation. I checked the link, it's not a referral.


This is one of the reasons I just lurk.

My apologies.
by InvestorNewb
Thu Aug 20, 2015 2:46 pm
Forum: Personal Consumer Issues
Topic: Removing black stains from tub
Replies: 23
Views: 1589

Re: Removing black stains from tub

^ I'm skeptical of someone with one post making a suggestion for what appears to be an affiliate link.
by InvestorNewb
Thu Aug 20, 2015 1:31 pm
Forum: Investing - Theory, News & General
Topic: Is it safe to grant someone limited trading authorization?
Replies: 48
Views: 2487

Re: Is it safe to grant someone limited trading authorization?

parsi1 wrote:watch Wolf of Wall Street and then decide

+1
by InvestorNewb
Thu Aug 20, 2015 9:50 am
Forum: Personal Consumer Issues
Topic: Removing black stains from tub
Replies: 23
Views: 1589

Re: Removing black stains from tub

Thanks for the reply. But isn't Clorox similar to the bleach method that I already tried? I used a generous amount of Vim cream with bleach in it, and let it soak for 8+ hours before coming home and scrubbing. I thought I might need some heavy-duty industrial type cleaner.
by InvestorNewb
Thu Aug 20, 2015 9:32 am
Forum: Personal Consumer Issues
Topic: Removing black stains from tub
Replies: 23
Views: 1589

Removing black stains from tub

Over the course of a year and a half, my bath tub has accumulated black stains on the bottom. I don't clean it very often and take 2-3 [short] showers a day, so this explains it. I've tried a) mold remover and b) bleach. Neither of them did anything. I even let the bleach soak in it all day. When I ...
by InvestorNewb
Tue Aug 18, 2015 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: How to spend more and not feel bad about it
Replies: 56
Views: 5759

How to spend more and not feel bad about it

I would like to start enjoying life more by spending more. For instance, I wouldn't mind traveling to more countries and buying a nice watch. The problem is that when I spend money, I think about how that money could have been invested instead. i.e I could have bought more shares in my tax free acco...
by InvestorNewb
Fri Aug 14, 2015 7:32 pm
Forum: Investing - Theory, News & General
Topic: International funds getting money flows
Replies: 20
Views: 1818

Re: International funds getting money flows

Chasing returns? Vanguard Total International 2015 through July 31: 4.53% Vanguard Total Stock Market 2015 through July 31: 3.50% Watch what happens the next time the US market does better. It's no surprise the outflow is greater than the last crash because international did really badly too. Can s...
by InvestorNewb
Mon Aug 10, 2015 7:01 pm
Forum: Personal Consumer Issues
Topic: Interesting comment from a gold/silver dealer today
Replies: 27
Views: 2323

Re: Interesting comment from a gold/silver dealer today

Silver has a 5-year return of -20%. Enough said...
by InvestorNewb
Sun Aug 09, 2015 8:32 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard fees for holding individual stocks
Replies: 22
Views: 1531

Re: Vanguard fees for holding individual stocks

Why bother with individual stocks?

Vanguard's fee schedule is located at:
https://personal.vanguard.com/us/whatwe ... ommissions

No fees apart from the $7 per order.
by InvestorNewb
Wed Aug 05, 2015 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Share your networth progression
Replies: 241
Views: 54184

Re: Share your networth progression

Valuethinker wrote:Age 40: debt free, dot com theoretical millionaire.

What do you mean by theoretical millionaire? I also happen to be a dot com guy... but was curious about this.
by InvestorNewb
Tue Aug 04, 2015 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Keeping financial statements
Replies: 11
Views: 785

Re: Keeping financial statements

About a year ago I threw away all of my paper financial statements. I got tired of the clutter and having to organizing them.

I now only keep electronic statements - backed-up on two separate drives, of course. Best decision made.
by InvestorNewb
Tue Aug 04, 2015 1:09 pm
Forum: Investing - Theory, News & General
Topic: Apple & the Market:
Replies: 15
Views: 1789

Re: Apple & the Market:

Apply only makes up 4% of VTSAX. It doesn't seem worth worrying about to me.
by InvestorNewb
Sun Aug 02, 2015 10:17 pm
Forum: Personal Consumer Issues
Topic: Seniors must have items
Replies: 17
Views: 2421

Re: Seniors must have items

Maybe you should buy him a regular gift and not a "seniors" gift. He may be insulted if you show up with depends diapers.
by InvestorNewb
Sat Aug 01, 2015 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Protecting a young adult from his money?
Replies: 27
Views: 3612

Re: Protecting a young adult from his money?

Talk of trying to seize control of the money is ridiculous. If being bad with money were grounds for mental incapacity, most Americans would be under guardianship. Having someone forcibly declared mentally incompetent will destroy his life and any family relationship a lot worse than a few rash pur...
by InvestorNewb
Wed Jul 29, 2015 2:19 pm
Forum: Investing - Help with Personal Investments
Topic: No Real Estate Stocks In U.S. Total Stock Market?
Replies: 5
Views: 520

Re: No Real Estate Stocks In U.S. Total Stock Market?

It falls under the "financials" sector.

Simon Property Group Inc, for instance, falls under: Sector: Financials > Industry: Retail REITs
by InvestorNewb
Wed Jul 29, 2015 10:59 am
Forum: Investing - Theory, News & General
Topic: Are equities really as risky as anyone thinks?
Replies: 271
Views: 14658

Re: Are equities really as risky as anyone thinks?

I have been invested for about 2.5 years and have never sold a single share. Even when the stock market declines, I take comfort in the fact that I still have a decent dividend salary coming in each year. That alone helps me tune out the noise of short-term price movements. Edit: I forgot to add tha...
by InvestorNewb
Tue Jul 28, 2015 7:51 pm
Forum: Investing - Help with Personal Investments
Topic: Advisor fee question
Replies: 19
Views: 1464

Re: Advisor fee question

Thank you for reminding me why I don't have an advisor.
by InvestorNewb
Mon Jul 27, 2015 8:28 pm
Forum: Investing - Help with Personal Investments
Topic: All REIT roth?
Replies: 20
Views: 1704

Re: All REIT roth?

My tax-deferred account is currently maxed with only REIT (VNQ). It makes up about 17% of my portfolio.

I will probably try to lessen it next year with new contributions.
by InvestorNewb
Mon Jul 27, 2015 5:49 pm
Forum: Investing - Help with Personal Investments
Topic: Penny Stocks
Replies: 23
Views: 1739

Re: Penny Stocks

Do you seriously trust penny stocks with your retirement money? I sure don't. Spend some time here and you will uncover the reasons.
by InvestorNewb
Sat Jul 25, 2015 2:48 pm
Forum: Investing - Theory, News & General
Topic: Slice and Dice: why not?
Replies: 84
Views: 4980

Re: Slice and Dice: why not?

"Past performance does not guarantee future results"

... you knew someone was going to post it soon.

That said, I think I should add small value to my portfolio but I'm hesitant.

I would still be HAPPY with the results from ALL 3 portfolios.
by InvestorNewb
Mon Jul 20, 2015 9:26 pm
Forum: Investing - Theory, News & General
Topic: Shocking Returns! [College endowment fund]
Replies: 8
Views: 1899

Re: Shocking Returns!

The S&P returned 32.39% (w/ dividends included) in 2013. It returned 13.69% (w/ dividends included) in 2014.

How did the endowment fund do in previous years?
by InvestorNewb
Thu Jul 16, 2015 7:43 pm
Forum: Investing - Theory, News & General
Topic: Shark Tank's Kevin O'Leary creates ETF
Replies: 6
Views: 1214

Re: Shark Tank's Kevin O'Leary creates ETF

Too bad the market is already saturated with dividend ETFs.

Vanguard's dividend ETF has an MER of 0.10% compared to O'Leary's which is 0.48%.
by InvestorNewb
Wed Jul 15, 2015 9:29 pm
Forum: Personal Consumer Issues
Topic: Strange Spam Email Situation - Could this be malware?
Replies: 11
Views: 1043

Re: Strange Spam Email Situation - Could this be malware?

It's incredibly easy to spoof an email address. i.e. to make it appear as though the emails are being sent from you@domain.com when in reality they are not. It involves the use of mailing scripts and does not require access to your account whatsoever.
by InvestorNewb
Wed Jul 15, 2015 7:01 pm
Forum: Personal Consumer Issues
Topic: selling a domain name
Replies: 10
Views: 561

Re: selling a domain name

I bought one for 5k one time. I used an escrow service and split the fee 50/50 with the buyer. How did you arrive at the $5,000 amount? And how much did you pay for escrow? That was their asking price. Unfortunately, I haven't done anything with the domain so it was a big waste of money. We used es...
by InvestorNewb
Wed Jul 15, 2015 6:57 pm
Forum: Personal Consumer Issues
Topic: selling a domain name
Replies: 10
Views: 561

Re: selling a domain name

I bought one for 5k one time. I used an escrow service and split the fee 50/50 with the buyer.
by InvestorNewb
Mon Jul 13, 2015 7:08 pm
Forum: Investing - Help with Personal Investments
Topic: REIT Question
Replies: 7
Views: 904

Re: REIT Question

ABR was a penny stock last year. That should speak for itself.

Good thing it is only part of your play money.
by InvestorNewb
Sat Jul 11, 2015 12:37 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard's recommended international allocation."
Replies: 63
Views: 6879

Re: "Vanguard's recommended international allocation."

I remember at the start of the year, everyone was enthusiastically optimistic about international - including myself . Look how that turned out. YTD: TSM 2.46%, TISM 4.8% ... with most of TISM's gains made yesterday (+2.76%). My post was made on July 8. I still don't consider those exciting returns.
by InvestorNewb
Sat Jul 11, 2015 12:33 pm
Forum: Personal Consumer Issues
Topic: Facebook's malware scan- legitimate or malware? Invasive?
Replies: 42
Views: 2901

Re: Facebook's malware scan- legitimate or malware? Invasive?

It's stories like this that remind me why I never joined Facebook.
by InvestorNewb
Fri Jul 10, 2015 10:32 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri looking to internationalize his portfolio
Replies: 419
Views: 80180

Re: Rick Ferri looking to internationalize his portfolio

Sorry LadyGeek but that was not an off-topic comment. Reading Rick's blog it is chrystal clear that he is market timing. It would be one thing to say that one wants to increase the international allocation to come closer to the US vs Global market cap or some other reason, however in his case the r...
by InvestorNewb
Fri Jul 10, 2015 10:07 pm
Forum: Investing - Theory, News & General
Topic: Indexing vs Active Stock Selection
Replies: 50
Views: 3953

Re: Indexing vs Active Stock Selection

It's easier to sleep at night with index funds. Why invest in a few great companies when you can invest in thousands of great companies? I read stock picking blogs and have trouble grasping why someone would want to waste their time doing it. I would also recommend doing backtests at sites like port...
by InvestorNewb
Fri Jul 10, 2015 9:49 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri looking to internationalize his portfolio
Replies: 419
Views: 80180

Re: Rick Ferri looking to internationalize his portfolio

International was on fire today (+ 2.76%). It goes to show the importance of not selling.
by InvestorNewb
Wed Jul 08, 2015 10:37 pm
Forum: Investing - Help with Personal Investments
Topic: Silly question...better to invest now in intl stocks?
Replies: 24
Views: 3171

Re: Silly question...better to invest now in intl stocks?

It seems that for years the international stock index has been considered a "good" place to invest. Why? Because the price has remained low relative to US stocks. The question is, if this is true, would that not be factored into the price already? Efficient-market hypothesis would say so.....
by InvestorNewb
Wed Jul 08, 2015 6:21 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard's recommended international allocation."
Replies: 63
Views: 6879

Re: "Vanguard's recommended international allocation."

I remember at the start of the year, everyone was enthusiastically optimistic about international - including myself. Look how that turned out.
by InvestorNewb
Wed Jul 08, 2015 1:52 pm
Forum: Local Chapters and Bogleheads Community
Topic: Morningstar Pages [Bogleheads on Morningstar]
Replies: 9
Views: 1279

Re: Morningstar Pages

I read the Morningstar forums from time to time, but you're right, there isn't much activity in the Bogleheads Unite forum. I do enjoy reading their Income & Dividing Investing forum, however.
by InvestorNewb
Wed Jul 08, 2015 9:08 am
Forum: Investing - Theory, News & General
Topic: Are REITs necessary in a portfolio? Why?
Replies: 119
Views: 13271

Re: Are REITs necessary in a portfolio? Why?

riptide wrote:Thanks man! What are RBD's??

RBDs are "really bad days". I didn't know the abbreviation either at first, but it gets tossed around the forums quite frequently. :happy
by InvestorNewb
Tue Jul 07, 2015 3:22 pm
Forum: Investing - Theory, News & General
Topic: Are REITs necessary in a portfolio? Why?
Replies: 119
Views: 13271

Re: Are REITs necessary in a portfolio? Why?

Today is evidence of REITs being a good diversifier. They are up ~1% while everything else is down ~1%. I think you are right, so I bought Reit Index Fund, and will hold it for a long , long time. It will be just 7% of my total investments Congrats! They definitely make RBDs easier to stomach. That...
by InvestorNewb
Tue Jul 07, 2015 11:11 am
Forum: Investing - Theory, News & General
Topic: Are REITs necessary in a portfolio? Why?
Replies: 119
Views: 13271

Re: Are REITs necessary in a portfolio? Why?

Today is evidence of REITs being a good diversifier. They are up ~1% while everything else is down ~1%.
by InvestorNewb
Tue Jul 07, 2015 7:47 am
Forum: Personal Finance (Not Investing)
Topic: How nuch concern is it to you when stocks
Replies: 50
Views: 3491

Re: How nuch concern is it to you when stocks

mule wrote:Very sorry if I didn't make it clear. It is $30,0000.00 that I lost and I know it is temporary but still I get a little more nervous.


So you're down $300,000 or $30,000? Don't forget to put your commas in the right place. :)

And what are you invested in?

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