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Re: investing for higher interest

Hi kd2008,
Have you ever tried or had to remit the money back to US in USD after the FCNR matured or even prematurely? How was that experience?
Regards.
by InvestoGuy
Tue Oct 29, 2013 5:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: investing for higher interest
Replies: 9
Views: 1382

Help with Apple Time Capsule

Hello: A friend of mine is using the Apple Time Capsule device for backups. He has over 3-4 years of data backed up on it. Recently, after getting a new MacBook Air he was no longer able to access and retrieve the files on Time Capsule. The message is somewhere along the lines of 'incompatible OS et...
by InvestoGuy
Mon Aug 19, 2013 2:29 pm
 
Forum: Personal Consumer Issues
Topic: Help with Apple Time Capsule
Replies: 2
Views: 388

Taxation for NRO Accounts

Hello:
I am a US Citizen with a NRO account in an Indian bank. What are my tax liabilities for the account, either in India or in the US for the original principal amount and for the interest received?
Regards.
by InvestoGuy
Wed Jul 31, 2013 10:42 am
 
Forum: Personal Finance (Not Investing)
Topic: Taxation for NRO Accounts
Replies: 0
Views: 123

Re: W-2 Box 12 Code V - What do I need to do about that?

Thanks dbr. At that point you will enter the correct cost basis. In fact I assume under new broker reporting requirements the broker will report the correct cost basis as covered shares. How do I calculate the 'correct cost basis' and how do I figure out which shares are the one being referred to in...
by InvestoGuy
Fri Apr 05, 2013 4:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: W-2 Box 12 Code V - What do I need to do about that?
Replies: 3
Views: 784

W-2 Box 12 Code V - What do I need to do about that?

Hello: On my W-2, in box 12, I have a certain amount with code V in it. Per my understanding, Code V is Income from exercise of nonstatutory stock options, which is already included in my W-2 as income. I am confused on what I need to do about this, regarding tax reporting. Based on my research I go...
by InvestoGuy
Fri Apr 05, 2013 3:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: W-2 Box 12 Code V - What do I need to do about that?
Replies: 3
Views: 784

How to leverage Brokerage Account in 401(k)

Hello All, My 401(k) provider gives us the option of a Brokerage Account through the 401(k). I use that and have setup Vanguard ETFs per my AA. Currently, my bi-monthly 401(k) contribution goes to the non-brokerage side of the account, in which I have picked Vanguard equivalent funds that are availa...
by InvestoGuy
Fri Feb 08, 2013 12:31 pm
 
Forum: Investing - Help with Personal Investments
Topic: How to leverage Brokerage Account in 401(k)
Replies: 1
Views: 144

Recommend a vehicle similar to the Acura MDX

I have zeroed in on an Acura MDX as a potential next vehicle, however, I am realizing the 2009/2010 models have very poor mileage (15/20). We are interested in a similar sized SUV, but with a better mileage. What other vehicles should I consider? The RDX and Lexus RX 300 is a tad small and anything ...
by InvestoGuy
Tue Jan 15, 2013 11:19 am
 
Forum: Personal Consumer Issues
Topic: Recommend a vehicle similar to the Acura MDX
Replies: 9
Views: 1132

Re: Questions to ask when buying a used car

Thank you all for your great insights. I learned a lot of new things. This is great info. Regards.
by InvestoGuy
Tue Jan 15, 2013 11:16 am
 
Forum: Personal Consumer Issues
Topic: Questions to ask when buying a used car
Replies: 12
Views: 969

Questions to ask when buying a used car

Folks: I have identified a used Acura MDX 2009. I am about to start negotiations with the dealer. The car is not In my town, so a physical inspection / test drive is not possible. Need some advice on: 1. Other than Edmunds and KBB, how do I determine the price is fair? 2. How do I make sure it is no...
by InvestoGuy
Mon Jan 14, 2013 9:59 am
 
Forum: Personal Consumer Issues
Topic: Questions to ask when buying a used car
Replies: 12
Views: 969

Re: Things to do in Seattle and Vancouver in Feb

I live in Bellingham (about 80 miles north of Seattle). Worst month to visit of course, but the San Juan Islands are beautiful (there are over 100 islands in Puget Sound Bay). You can take a ferry from Anacortes. Also the drive up Mt Baker is incredible right here in Bellingham. In Seattle downtown...
by InvestoGuy
Sat Jan 12, 2013 10:40 am
 
Forum: Personal Consumer Issues
Topic: Things to do in Seattle and Vancouver in Feb
Replies: 14
Views: 861

Things to do in Seattle and Vancouver in Feb

I have the opportunity to spend a weekend the first week of Feb in Seattle and/or Vancouver. I love to do outdoorsy things, but given the season, would you recommend anything outdoor? What recommendations do you have for outdoor / indoor things in either cities?
by InvestoGuy
Sat Jan 12, 2013 10:00 am
 
Forum: Personal Consumer Issues
Topic: Things to do in Seattle and Vancouver in Feb
Replies: 14
Views: 861

Re: Getting Canadian $

I am only talking a small amount here for food and entertainment, maybe $500-600 bucks.
by InvestoGuy
Fri Jan 11, 2013 2:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Getting Canadian $
Replies: 30
Views: 1193

Getting Canadian $

Hello:
I may have to travel to Canada for a few days. Where will I get the best rate to convert USD to Canadian Dollars?
Should I do it at a local bank in the US or a bank in Canada or just go to the ATM in Canada and withdraw money there?
Thanks.
by InvestoGuy
Fri Jan 11, 2013 1:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Getting Canadian $
Replies: 30
Views: 1193

Re: Advice on spouse’s elderly parents’ move to the US

Thank you all for your responses. I appreciate the advice. Looks like lot more research to do.
Any other information / advice is welcome as well. More posters the better.
by InvestoGuy
Thu Jan 03, 2013 1:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Advice on spouse’s elderly parents’ move to the US
Replies: 6
Views: 609

Advice on spouse’s elderly parents’ move to the US

Advice on spouse’s elderly parents’ move to the US I would appreciate some input / suggestions on the following situation. Spouse’s Parents: Age: 82 and 76. Citizenship: NOT US Citizens. Another 6 years for citizenship. Green card Status: In process, will take another year. Current Domicile: Outside...
by InvestoGuy
Thu Jan 03, 2013 9:53 am
 
Forum: Personal Finance (Not Investing)
Topic: Advice on spouse’s elderly parents’ move to the US
Replies: 6
Views: 609

Re: Confession + POLL: I succumbed to an iPad mini

I bought a Surface and totally loving it.
by InvestoGuy
Sat Nov 03, 2012 6:23 pm
 
Forum: Personal Consumer Issues
Topic: Confession + POLL: I succumbed to an iPad mini
Replies: 97
Views: 5183

Re: Any Prius owners?

I was under the impression that you need to change the Battery
every 2-3 years and that can be very expensive. Is that true.
by InvestoGuy
Mon Sep 17, 2012 5:47 pm
 
Forum: Personal Consumer Issues
Topic: Any Prius owners?
Replies: 37
Views: 2943

Re: How to start a startup

Thank you all for taking the time to read my post and responding. I appreciate it. Regards.
by InvestoGuy
Sun Sep 16, 2012 1:15 pm
 
Forum: Personal Consumer Issues
Topic: How to start a startup
Replies: 16
Views: 1307

How to start a startup

Folks: Simple ask to the entrepreneurs on this forum. I have a idea I want to see implemented as a Startup. I don't have much money to spend on it, but I have also realized that the best way to start a startup is using someone else's money, a.k.a VCs. What are the concrete next steps I should take t...
by InvestoGuy
Fri Sep 14, 2012 8:38 am
 
Forum: Personal Consumer Issues
Topic: How to start a startup
Replies: 16
Views: 1307

Re: Input on allocating funds for 401(k)

GRT2BOUTDOORS wrote:Does it offer Total Stk Market index or a combination of Large Cap Index + Extended Index? If so, eliminate the small cap active options with no worries.

Yes it does offer the Spartan 500 Index Fund for large caps and the Spartan Extended Market Index Fund for mid caps.
by InvestoGuy
Tue Sep 04, 2012 3:59 pm
 
Forum: Investing - Help with Personal Investments
Topic: Input on allocating funds for 401(k)
Replies: 4
Views: 243

Input on allocating funds for 401(k)

I am helping someone select funds for their 401(k) plan. To make a long story short, the 401(k) plan offers Index funds for the all major asset classes except the Small Cap. The only Small Cap funds offered are: ALLNZ NFJ SMCAPVAL I (PSVIX): e/r 0.86% and Royce Value Plus Fund Institutional Class (R...
by InvestoGuy
Tue Sep 04, 2012 3:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: Input on allocating funds for 401(k)
Replies: 4
Views: 243

Re: Info on Rotary Club

Sheepdog: I have visited several foreign countries because of international Rotary conventions which I wanted to attend and for our club's international projects such as providing a pasta factory in Argentina to provide employment for handicapped persons there. I have entertained and enjoyed Rotaria...
by InvestoGuy
Tue Sep 04, 2012 3:30 pm
 
Forum: Personal Consumer Issues
Topic: Info on Rotary Club
Replies: 6
Views: 881

Info on Rotary Club

A friend of mine recently invited me to join the local chapter of the Rotary club. I was wondering if there are any Rotarian bogleheads and how their experience has been and if they would recommend it?
Any thoughts / tips on this.
Thanks.
by InvestoGuy
Tue Sep 04, 2012 1:37 pm
 
Forum: Personal Consumer Issues
Topic: Info on Rotary Club
Replies: 6
Views: 881

Quotable Quotes from Bogleheads

[Edited to add Nisiprius's quote. My apologies, how could I forget one of the most prolific posters]. Folks: Over the past few months I have collected some interesting signature quotes from our forums. Below is my collection. Please feel free to add to it (if it is part of a Boglehead signature). Th...
by InvestoGuy
Mon Jul 30, 2012 6:02 pm
 
Forum: Personal Consumer Issues
Topic: Quotable Quotes from Bogleheads
Replies: 5
Views: 659

Re: Bought First iPad - Not sure if we like it

If you like Windows, you should have waited for Surface or a Windows 8 based slate.
by InvestoGuy
Sat Jul 28, 2012 6:12 am
 
Forum: Personal Consumer Issues
Topic: Bought First iPad - Not sure if we like it
Replies: 104
Views: 8917

Forbes Article on '6 Reasons Why I Don't Invest In The U.S.'

Folks: Just saw this arcticle on Forbes on '6 Reasons Why I Don't Invest In The U.S. Stock Market': http://www.forbes.com/sites/ericsavitz/2012/03/21/6-reasons-why-i-dont-invest-in-the-u-s-stock-market/ The author Auren Hoffman sites 6 reasons on why one should not be in the US Stock market. He site...
by InvestoGuy
Wed Jun 20, 2012 10:10 am
 
Forum: Investing - Theory, News & General
Topic: Forbes Article on '6 Reasons Why I Don't Invest In The U.S.'
Replies: 12
Views: 1299

Re: 50 things to do before the Sun goes down

Impact someones life positively.
by InvestoGuy
Wed May 23, 2012 9:55 pm
 
Forum: Personal Consumer Issues
Topic: 50 things to do before the Sun goes down
Replies: 32
Views: 4320

Re: House is paid off!!!

Fantastic achievement. I recently reduced my 30 yr to a 15 yr and got about 13 more years left on it. I just can't wait for that day to arrive for me. Hope it does soon. Good luck.
by InvestoGuy
Wed May 23, 2012 9:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: House is paid off!!!
Replies: 48
Views: 4082

Re: Pittsburgh PA Chapters?

Mel: Any chance you can help us get a Omaha, NE chapter going? Regards. Sure. Just start a new thread on this sub-forum with the heading "Interested in an Omaha NE Local Chapter?" or simply "Omaha NE Local Chapter?" and see what happens. If you get five or more Bogleheads who wa...
by InvestoGuy
Mon Apr 30, 2012 1:52 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Pittsburgh PA Chapters?
Replies: 15
Views: 1997

Interested in an Omaha NE Local Chapter

Anyone around the Omaha / Lincoln NE area interested in starting a local chapter?
Thanks.
by InvestoGuy
Mon Apr 30, 2012 1:50 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Interested in an Omaha NE Local Chapter
Replies: 0
Views: 478

Re: Pittsburgh PA Chapters?

Mel:
Any chance you can help us get a Omaha, NE chapter going?
Regards.
by InvestoGuy
Sun Apr 29, 2012 9:14 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Pittsburgh PA Chapters?
Replies: 15
Views: 1997

Eastern Nebraska / Omaha Chapter

Folks:
Is there an Eastern NE / Omaha Chapter? Anyone interested in starting one?
Regards.
by InvestoGuy
Sun Apr 29, 2012 4:20 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Eastern Nebraska / Omaha Chapter
Replies: 0
Views: 376

Re: 3-5 year investment

I was in a very similar situation and this is how I divvied it up: 1. I-Bonds: $10,000 2. CD: $20,000 (best rate you can find) 3. Vanguard Short / Limited Term Tax Exempt Bond Fund: $20,000 Depending on how you feel about the VG Bonds, you could lower or increase your contribution to it and the CD a...
by InvestoGuy
Sun Apr 29, 2012 4:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: 3-5 year investment
Replies: 19
Views: 1790

Re: VMSXX and Expense Ratio. Please help me understand

Thanks everyone. I much appreciate your input.
by InvestoGuy
Thu Apr 19, 2012 2:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: VMSXX and Expense Ratio. Please help me understand
Replies: 3
Views: 323

VMSXX and Expense Ratio. Please help me understand

Folks: I was consdering the Vanguard Tax-Exempt Money Market Fund (VMSXX) for a short term stable investnemt. I have a question on the expense ration and the net yield. Per Vanguard, the EE is 0.17% and the SEC Yield is 0.09%. So does it mean my NET Yield is: -0.08% Will I slowly lose Captial due to...
by InvestoGuy
Thu Apr 19, 2012 11:47 am
 
Forum: Investing - Help with Personal Investments
Topic: VMSXX and Expense Ratio. Please help me understand
Replies: 3
Views: 323

I-Bonds purchase limit restored to $10K

The Treasury Department announced today that it has raised the online purchase limit on U.S. savings bonds to $10,000 in Series I bonds and $10,000 in Series EE bonds per Social Security number. The move effectively restores the maximum amount of bonds that was in effect before the government stoppe...
by InvestoGuy
Mon Jan 09, 2012 11:53 am
 
Forum: Investing - Theory, News & General
Topic: I-Bonds purchase limit restored to $10K
Replies: 2
Views: 741

How to stop a puppy from biting and nibbling

Folks: We got a cute little Maltese puppy about 4 months ago. He went through the puppy training and I have trained him a bit to do little tricks. Overall, he is very well behaved. Howwver, he has developed this very annoying habit of constantly biting (playfully) and nibbling my youngest son and so...
by InvestoGuy
Fri Jan 06, 2012 3:57 pm
 
Forum: Personal Consumer Issues
Topic: How to stop a puppy from biting and nibbling
Replies: 25
Views: 1497

2011 Index Performance

Folks:
I am trying to look for a website that shows the 2011 performance for all market indexes (US and Intl). Anyone got a link for me?
Thanks.
by InvestoGuy
Sun Jan 01, 2012 11:55 am
 
Forum: Investing - Theory, News & General
Topic: 2011 Index Performance
Replies: 1
Views: 412

Ideas on innovative topics to present at a conference

Hello: I work for a hi-tech company and we are having an internal conference. Can you folks suggest me a few cool and innovative topic(s) to present for about 15 minutes along the following guidelines: 1. Should be technology related in the data analysis or database field 2. Should be a new or curre...
by InvestoGuy
Thu Oct 27, 2011 9:33 am
 
Forum: Personal Consumer Issues
Topic: Ideas on innovative topics to present at a conference
Replies: 2
Views: 169

Re: Smart phone..iPhone, Blackberry or Driod?

I recently got a Windows Phone and simply love it. You may want to check that out as well. I think the interface is much better than the iPhone and Android. The overall OS is very smooth as well.
by InvestoGuy
Sat Oct 22, 2011 6:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Smart phone..iPhone, Blackberry or Driod?
Replies: 17
Views: 1580

Please recommend a CD or a safe Bond Fund

Hello; I need to invest about $10K in my taxable account. I need to preserve capital for this, since I need the money back in 3-5 years. Hence a CD or a Bond fund type of investment. I have already maxed out $20K I-Bonds for 2011. I looked at Ally Bank CD. It only yields about 1.2 to 1.4%. I was loo...
by InvestoGuy
Tue Aug 30, 2011 2:38 pm
 
Forum: Investing - Help with Personal Investments
Topic: Please recommend a CD or a safe Bond Fund
Replies: 5
Views: 1166

What does it take to be a Financial Advisor

Hello Folks: I have been a Boglehead for a few years now and a total believer in this philosophy. I am seriously considering being a professional in this area. Can you please help me with the following: 1. What is the minimum regulatory requirement to call yourself a financial advisor? 2. Is the CFP...
by InvestoGuy
Sun Aug 28, 2011 6:39 pm
 
Forum: Investing - Theory, News & General
Topic: What does it take to be a Financial Advisor
Replies: 2
Views: 454

Lazy Portfolios

Hello, In addition to the advise others have given, I would like to add just a couple of things: 1. Save as much as you can. 2. If you need help with transferring funds from other accounts, you can call Vanguard Conceirge services. Very helpful folks. 3. Also, for your own knowledge, check out the l...
by InvestoGuy
Fri Aug 26, 2011 11:42 am
 
Forum: Investing - Help with Personal Investments
Topic: Basic Guidance for a Beginning Investor
Replies: 7
Views: 1057

You can try to see if the Surge Protector company has some sort of warranty and if they will be willing to compensate you for the TV. Some times they do.
My utility company sells / rents surge protectors and they provide a warranty for replacement of equipment damaged.
by InvestoGuy
Wed Aug 24, 2011 9:20 am
 
Forum: Personal Consumer Issues
Topic: HD TV/Electrical Experts...Need Help
Replies: 13
Views: 1198

I am reading The Drunkard's Walk: How Randomness Rules Our Lives by
Leonard Mlodinow. Fun read. Shows how we interpret statistics (mostly incorrectly) and how it affects our lives.
by InvestoGuy
Wed Aug 24, 2011 8:59 am
 
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? Part IV. (07/04/2010)
Replies: 1507
Views: 347313

How to Secure paper I-Bonds

I recently got my paper I-Bonds in the mail. We eventually plan to keep those in a bank safe deposit box. Other than what, what do I need to do from a security perspective: 1. Is it ok to photo copy them, so I have all the releavant information? 2. Do I need to write down the serial numbers? 3. Anyt...
by InvestoGuy
Tue Aug 23, 2011 3:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: How to Secure paper I-Bonds
Replies: 16
Views: 1739

I strongly beleive that philosophyically you both need to be on the same plane. As long as she understands that paying off the loan is going to be number 1 priority and believes in your philosophy when it comes to savings and investments, you are ok. If she insists on buying the BMW 5 series (brand ...
by InvestoGuy
Mon Aug 22, 2011 10:38 am
 
Forum: Personal Consumer Issues
Topic: Finances and Relationships
Replies: 68
Views: 8669

No, I didn't mean it is anti-boglehead, all I am saying is I loosened up a bit and agreed for another $100-$120 extra expenses per month, to watch that smile on my kids faces and the excitement in the house. Apologies if my comment was construed as 'bogleheads are anti-puppies'. I did'nt mean it tha...
by InvestoGuy
Sun Aug 07, 2011 9:14 am
 
Forum: Personal Consumer Issues
Topic: We finally got a puppy
Replies: 10
Views: 1059

Windows Phone

Have you considered a Windows Phone. I got one a few weeks ago and very happy with it.
by InvestoGuy
Sun Aug 07, 2011 8:59 am
 
Forum: Personal Consumer Issues
Topic: Samsung Galaxy S2 Cell Phone or another Adroid Smart phone
Replies: 9
Views: 1375

How to train a puppy

Folks: We got a 9 week Maltese male pup. The potty training has started. It is going ok. I am looking for helpful advice and tips on potty training a dog and general training as well. We would like to achieve the following: 1. Fully potty train him 2. Train him not to go on the second level of the h...
by InvestoGuy
Sun Aug 07, 2011 8:57 am
 
Forum: Personal Consumer Issues
Topic: How to train a puppy
Replies: 31
Views: 2431
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