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Re: IRA basis

Thank you, thank you! I will sleep better tonight.
by IndigoE
Mon Dec 23, 2013 5:59 pm
 
Forum: Investing - Help with Personal Investments
Topic: IRA basis
Replies: 3
Views: 249

IRA basis

I think I screwed up! Thinking Trad. IRA's were just taxed as income when withdrawn... and that Roth IRA's grew "sheltered", I have not kept track of the basis of either. I just converted a small portion of Trad to Roth because my income is low this year. Will this amount just be treated a...
by IndigoE
Mon Dec 23, 2013 5:42 pm
 
Forum: Investing - Help with Personal Investments
Topic: IRA basis
Replies: 3
Views: 249

Re: Bank fraud on my business account; left high and dry by

I would find a good local Credit Union. I switched years ago and have never looked back... Great rates for loans or deposits, helpful employees.
by IndigoE
Wed Feb 27, 2013 1:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Bank fraud on my business account; left high and dry by bank
Replies: 37
Views: 3392

Re: Finding a jeweler to reproduce a vintage ring

If you have a good "high end" out-door art exhibit in your area, that is probably the best place to find a really competent jeweler. Most of them know each other and if you ask one who does the kind of work you are looking for, you will be directed to one... Another term for Bead and Brigh...
by IndigoE
Sat Jan 26, 2013 9:55 pm
 
Forum: Personal Consumer Issues
Topic: Finding a jeweler to reproduce a vintage ring
Replies: 11
Views: 1086

Re: diesel vs gas

OK! Although I never give investment advice... (not qualified)... I read this forum regularly and feel I can offer my experience with a diesel vehicle. As an artist who drives back and forth across the country several times a year... I LOVE my diesel Mercedes Sprinter van (2003 med length high top) ...
by IndigoE
Wed Apr 04, 2012 10:24 am
 
Forum: Personal Consumer Issues
Topic: diesel vs gas
Replies: 14
Views: 1175

Re: Early retirement to Florida

This sounds pretty cool. I agree with the exception of.... will have our first health insurance this year with medicare (the best insurance is exercise/fresh home-made food/satisfying lifestyle - no guarantees). Sounds a little risky to me although as Taylor has taught us "there is more than o...
by IndigoE
Mon Mar 05, 2012 12:53 pm
 
Forum: Personal Consumer Issues
Topic: Early retirement to Florida
Replies: 177
Views: 17860

Re: Early retirement to Florida

Hello, My husband and I will never retire (artists) but the economic downturn was a "heads up". We had already sold our house (2003: proceeds in CD's through crash) and were renting but decided to do another serious cull of belongings (1/2010) and put the rest in storage (10' x 20' with r...
by IndigoE
Sun Mar 04, 2012 5:26 pm
 
Forum: Personal Consumer Issues
Topic: Early retirement to Florida
Replies: 177
Views: 17860

Re: Early retirement to Florida

Hello, My husband and I will never retire (artists) but the economic downturn was a "heads up". We had already sold our house (2003: proceeds in CD's through crash) and were renting but decided to do another serious cull of belongings (1/2010) and put the rest in storage (10' x 20' with ro...
by IndigoE
Sat Mar 03, 2012 3:47 pm
 
Forum: Personal Consumer Issues
Topic: Early retirement to Florida
Replies: 177
Views: 17860

Re: Prosper/LendingClub Tax Reporting

As tempted as I am in these times of no-interest bonds, these services seem to have some serious weaknesses. 1) Use seems limited to IRAs, since tax effects are awful, and my space is fairly limited 2) They seem pretty correlated with equities when it's important, forfeiting a lot of the value of b...
by IndigoE
Sat Mar 03, 2012 2:12 pm
 
Forum: Investing - Theory, News & General
Topic: Prosper/LendingClub Tax Reporting
Replies: 45
Views: 2439

Re: Prosper/LendingClub Tax Reporting

Although the question of interest <$10 vis a vis 1099's is compelling... I have just learned of prosper.com and think I will invest. Any advice or suggestions?
by IndigoE
Fri Mar 02, 2012 11:26 pm
 
Forum: Investing - Theory, News & General
Topic: Prosper/LendingClub Tax Reporting
Replies: 45
Views: 2439

Buying and selling stock in a Roth account.

Is it true that there are no tax liabilities within a Roth account when one sells a stock? In other words are there short term capital gains or penalties if you sell and then buy the same stock back again in a short time (weeks or months)?. I sold a stock, regretted selling it and want to buy it bac...
by IndigoE
Thu Jul 15, 2010 3:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: Buying and selling stock in a Roth account.
Replies: 12
Views: 1489

Good Scissors

I have been cutting my husbands hair for about 40 years...about 25 years ago I began to cut my own. We both have short hair and get compliments on our haircuts... the key is to have good tools! I bought Hoffritz professional haircutting shears for years until I discovered Tweezer Man. This company h...
by IndigoE
Thu Jul 15, 2010 3:03 pm
 
Forum: Personal Consumer Issues
Topic: Cutting Hair Myself To Save $$ and Better Results!
Replies: 41
Views: 4989

Thank you to both "ra"i and "WiscSooner" for your suggestions. I will read the bogleheads retirement guide AND put off the temptation of collecting SSI though I am considering the "take it and return it " option. I will do some research and come back with specific quest...
by IndigoE
Tue Jul 13, 2010 5:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Where to begin
Replies: 9
Views: 1470

OK... I went to Wiki, and see we have a lot of research to do first!
by IndigoE
Mon Jul 12, 2010 7:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Where to begin
Replies: 9
Views: 1470

Where to begin

Greetings, I'm new to this forum and have so many questions. My husband and I are and always have been (believe it or not) full time artists, both paint mostly landscapes. We have managed to support ourselves, save money and dodge financial disaster up until now. As artists are somewhat intuitive, w...
by IndigoE
Mon Jul 12, 2010 6:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: Where to begin
Replies: 9
Views: 1470

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