I also used my voice as my password and the system worked as advertised. It worked even when my voice was slightly altered due to seasonal allergy.
This is one aspect that Vanguard is ahead of the curve.
Dale_G wrote:Zero fixed rate - and it will likely stay there for a while. Why should the Treasury pay any real return if they don't have to?
VictoriaF wrote:I am giving in to the peer pressure and will start my application shortly,
Bob's not my name wrote:Gift the stock to your son if he will pay capital gains tax at a lower rate.
A_C_E wrote:Another question: I can force Turbo tax to choose SD for federal but it defaults to Item. deduction for state (AZ) and doesn't give me a choice to choose SD for state as well: Any idea how to do it?
grabiner wrote:If your only significant deduction is state income tax, then you probably do want to take the AZ standard deduction, since you can't deduct state income tax on your AZ return.
sscritic wrote:So yes, take the dividends because of the more complicated tax return, not because you will always have gains if you take shares and sell. You have roughly an equal chance of having a loss on your sale. Again, this assumes you are not fixated on having exactly X to spend.
sscritic wrote:Bogleheads is a wealth of information, but only if you read and can remember.