The above mentioned plan is a group plan and it will have the same limitations. Stamping guardian on the name does not improve it.
downshiftme wrote:My "advice" is that this is too much house for you. A 680,000 loan on your incomes will rule your finances forever.
Somewhere in that meeting, this was probably said as well: "You are guaranteed a 4.5% rate of return, without the risk of your money ever going down/backwards" --- Am I right?
gd wrote:I have no financial advice to give, just wanted to comment that it's nice to read an inheritance thread where, for once, all that's being discussed is the best way to do a profoundly decent thing.