Search found 162 matches

by HogsAndApples
Wed Aug 26, 2015 3:30 pm
Forum: Personal Consumer Issues
Topic: Catch 22 Painting Issue and RRP
Replies: 4
Views: 864

Catch 22 Painting Issue and RRP

A few years ago I became aware of the issues of lead paint. I was hoping to get a painter to paint the windows of my home (the rest is sided). With the new laws painters are suppose to abide by the RRP rule: http://www2.epa.gov/lead/renovation-repair-and-painting-program Apparently many don't - I'm ...
by HogsAndApples
Wed Aug 26, 2015 3:03 pm
Forum: Personal Consumer Issues
Topic: Recommendations for steam mop
Replies: 18
Views: 2048

Re: Recommendations for steam mop

I love the idea of a steam mop. I'll be interested to hear what folks come up with. I can tell you that I tried the smaller versions that are said to be helpful in cleaning counters, etc. and was displeased with the model I tried. This was a few years back. When I see them advertised I always wonder...
by HogsAndApples
Sun Aug 16, 2015 2:45 pm
Forum: Personal Finance (Not Investing)
Topic: How much to send to set someone up in an apt (Vegas)?
Replies: 8
Views: 1324

How much to send to set someone up in an apt (Vegas)?

I'm looking for a bit of wisdom here. I've had a request for money from a relative who will be living in subsidized housing in Vegas. They want to live in an unfurnished apartment because they say that the furnished places they have to choose from are usually filled with people who may be triggers. ...
by HogsAndApples
Sat Aug 15, 2015 6:01 pm
Forum: Personal Finance (Not Investing)
Topic: Browsers and Security - a question
Replies: 12
Views: 1566

Re: Browsers and Security - a question

I appreciate the additional information mudpuppy, Bob Beeman, richardglm - thank you.
by HogsAndApples
Tue Aug 11, 2015 11:54 am
Forum: Personal Consumer Issues
Topic: Anti-smartphone [basic phone + paper planner & address book] anyone??
Replies: 42
Views: 3174

Re: Anti-smartphone [basic phone + paper planner & address book] anyone??

OP - its been my experience that you are not alone. There is a perception by many that you must be available, on top of things and immediately respond. However, this perception is NOT shared by all - by any means. I do use a paper calendar as my main calendar - I've never lost it - I don't feel emba...
by HogsAndApples
Sat Aug 08, 2015 7:06 pm
Forum: Personal Consumer Issues
Topic: Attackers can access Dropbox, Google Drive, OneDrive files without a user's password
Replies: 6
Views: 1273

Attackers can access Dropbox, Google Drive, OneDrive files without a user's password

I happen to come across this today. Anyone have any additional thoughts on this. Seems like a wild, wild west out there. Attackers can access Dropbox, Google Drive, OneDrive files without a user's password The so-called "man-in-the-cloud" attack is said to be a common flaw in most cloud-ba...
by HogsAndApples
Sat Aug 08, 2015 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: Browsers and Security - a question
Replies: 12
Views: 1566

Re: Browsers and Security - a question

Thank you everyone for your thoughts suggestions, resources and comments! This was VERY helpful. I will follow up again with this financial organization as the person I talked with gave misinformation and I want them to know I take this seriously. I agree - now that I have a greater understanding - ...
by HogsAndApples
Thu Aug 06, 2015 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Browsers and Security - a question
Replies: 12
Views: 1566

Browsers and Security - a question

When signing into a financial organization while using Chrome - instead of a nice green padlock, I received a yellow padlock with a triangle and it said, "This site uses a weak security configuration (SHA-1 signatures), so your connection may not be private." My browser and my computer sof...
by HogsAndApples
Mon Jun 15, 2015 6:49 am
Forum: Personal Consumer Issues
Topic: Help! How to transfer email and contacts? (Mac)
Replies: 3
Views: 413

Help! How to transfer email and contacts? (Mac)

I've recently obtained a Mac with the Yosemite OS, my older Mac is running OS 10.6.8. The migration of information was not what it should be and there were issues .... due to this I have to transfer my email addresses, my "on my mac" mailbox folder" and my address book by hand. I was ...
by HogsAndApples
Sun Jun 07, 2015 7:13 am
Forum: Personal Consumer Issues
Topic: Best Mail Option?
Replies: 13
Views: 2086

Re: Best Mail Option?

Great information! Mudpuppy and all, I was told by the local post office that I could put in a forward on my mail - diverting all mail to the POB for one year and then put in another ... taking care of the extraneous mail that is delivered to the street address. (If I go this route, I will also try ...
by HogsAndApples
Sat Jun 06, 2015 11:47 am
Forum: Personal Consumer Issues
Topic: Best Mail Option?
Replies: 13
Views: 2086

Re: Best Mail Option?

Are there any drawbacks to having a PO Box other than having to go to the post office?
by HogsAndApples
Sat Jun 06, 2015 11:46 am
Forum: Personal Consumer Issues
Topic: Best Mail Option?
Replies: 13
Views: 2086

Re: Best Mail Option?

normaldude and FandangoDave5010 thank you both for such great information!
by HogsAndApples
Fri Jun 05, 2015 6:20 pm
Forum: Personal Consumer Issues
Topic: Best Mail Option?
Replies: 13
Views: 2086

Best Mail Option?

My home is served by an auxiliary route by the local post office. This means that there is no regular post man and in addition they use the route for trainees. This has been going on for while ... the problem is that anything out of the ordinary is an issue. For example, if I travel - they cannot pu...
by HogsAndApples
Wed Jun 03, 2015 11:20 am
Forum: Personal Consumer Issues
Topic: Macbook Air: Spend $ on RAM or Faster Intel HD Graphics?
Replies: 54
Views: 4664

Re: Macbook Air: Spend $ on RAM or Faster Intel HD Graphics?

Based on your description I would opt for the 8GB RAM and going with the 5000 Graphics Processor assuming there is no difference in processor and that the storage capacity is the same. I don't know why you say a new MacBook is "hard to come by"? I would also consider the number of years I ...
by HogsAndApples
Fri May 01, 2015 11:55 am
Forum: Personal Consumer Issues
Topic: New Car - Required Maintenance Question?
Replies: 13
Views: 1590

Re: New Car - Required Maintenance Question?

Thanks everyone for your replies, guess I'll jump on the new vehicle and enjoy! I appreciate the your perspectives and thoughts. Sorry to see the 18 year old vehicle go -- still a lot of good car left -- just not worth the price to continue to fix it. The seatbelt was literally deteriorating before ...
by HogsAndApples
Thu Apr 30, 2015 2:17 pm
Forum: Personal Consumer Issues
Topic: New Car - Required Maintenance Question?
Replies: 13
Views: 1590

Re: New Car - Required Maintenance Question?

Here is "the maintenance schedule" per the Honda owner's manual for a 2015 Honda Accord LX - on page 487 they advise that the Maintenance Minder light will come on when service is due (oil changes and other required service) - the Maintenance Minder serves as the reminder for maintenance -...
by HogsAndApples
Thu Apr 30, 2015 11:15 am
Forum: Personal Consumer Issues
Topic: New Car - Required Maintenance Question?
Replies: 13
Views: 1590

New Car - Required Maintenance Question?

I've been looking at new Honda Accord LX's and am pretty satisfied that this is what I would like. Per Honda - they no longer have Maintenance Books, they have a some light information in the owner's manual and when you see the maintenance light ("maintenance minder") come on you go in for...
by HogsAndApples
Wed Feb 18, 2015 2:10 pm
Forum: Personal Consumer Issues
Topic: Deleting Boglehead Account?
Replies: 2
Views: 794

Re: Deleting Boglehead Account?

Thank you, I tried to do that initially but failed - this resulted in my post. I believe I now understand how to do this and have pm'd the correct person.
by HogsAndApples
Wed Feb 18, 2015 12:40 pm
Forum: Personal Consumer Issues
Topic: Deleting Boglehead Account?
Replies: 2
Views: 794

Deleting Boglehead Account?

Hi! Can anyone tell me how to delete my Boglehead account?

Thanks!
by HogsAndApples
Sun Jan 25, 2015 3:59 pm
Forum: Personal Consumer Issues
Topic: Time to stop driving for 85 yo MIL
Replies: 89
Views: 6872

Re: Time to stop driving for 85 yo MIL

[delete]
by HogsAndApples
Fri Jan 23, 2015 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Would you use MaskMe?
Replies: 12
Views: 1752

Re: Would you use MaskMe?

I did a little more research and found that Forbes had an article on it in 2013: http://www.forbes.com/sites/adamtanner/2013/12/04/why-you-should-use-a-masked-credit-card-to-shop-online/ So far I can find nothing negative and a few positives. In the article they say that Discover has masked password...
by HogsAndApples
Thu Jan 22, 2015 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Would you use MaskMe?
Replies: 12
Views: 1752

Would you use MaskMe?

I think this service is interesting and wondered if any of you are familiar with it, it's called MaskMe (by Albine). They have a service in which they give you a 'virtual' or fake credit card number to use in place of your own. I rather like the idea, but am unsure if they are for real and/or if I c...
by HogsAndApples
Mon Jan 12, 2015 1:04 pm
Forum: Personal Consumer Issues
Topic: Frontier Communications - Horrible Experiences
Replies: 9
Views: 1584

Re: Frontier Communications - Horrible Experiences

Yes, I've had issues - amazing issues actually. What I found very effective was to talk with a "GM Customer Specialist", confirm the changes or problem with them by email and keep their phone and email address. Those folks always knew what they were doing. I looked up the Frontier Manager ...
by HogsAndApples
Mon Jan 12, 2015 12:51 pm
Forum: Personal Consumer Issues
Topic: Keeping CC Receipts
Replies: 45
Views: 4164

Re: Keeping CC Receipts

I toss receipts I don't need when the statement comes in. I keep only business receipts and receipts for particular items (ex: big purchase ticket item or for something I or gift receiver might return). I've never found an error on my cc statement. Actually if I charge something, I make myself do a ...
by HogsAndApples
Thu Jan 01, 2015 3:57 pm
Forum: Personal Consumer Issues
Topic: Car shuts off while driving - death, dealers, & liability
Replies: 47
Views: 5743

Re: Car shuts off while driving - death, dealers, & liabilit

The car before the one I drive now all of a sudden developed an issue. It would inadvertently lose power. I could be driving on the high way or in traffic if I recall correctly and no power. I took it to an independent every time it happened and had it towed actually. The car was paid off and had ov...
by HogsAndApples
Fri Dec 19, 2014 2:32 pm
Forum: Personal Consumer Issues
Topic: "Misfortune cookie" home router vulnerability
Replies: 8
Views: 1809

Re: "Misfortune cookie" home router vulnerability

So I looked at the list - though as I investigated further, I wasn't necessarily sure all models were listed.

Does anyone know if the Apple Time Capsule affected?

What do the acronyms: WPS mean as in "turn off the WPS"
by HogsAndApples
Wed Dec 17, 2014 1:50 pm
Forum: Personal Consumer Issues
Topic: Would you invest $2500 or ?
Replies: 21
Views: 1853

Re: Would you invest $2500 or ?

I appreciate all your thoughts and suggestions. Many reflect some of my own thoughts. Yup, that's right - tools are easy to sell. Money is easy to spend and he has been and is graced with many lives. Money can also buy a bender. He's been helped many times and by many people. Money isn't the answer....
by HogsAndApples
Tue Dec 16, 2014 1:06 pm
Forum: Personal Consumer Issues
Topic: Would you invest $2500 or ?
Replies: 21
Views: 1853

Would you invest $2500 or ?

[delete]
by HogsAndApples
Mon Dec 15, 2014 2:20 pm
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 1041

Re: Dealer Regular Sched. Maintenance Question

Regarding the Owner's Manual for Maintenance vs. the Dealers Maintenance Schedule. For the sake of others who may have made the same mistake as I -- I rather assumed the schedule I was given by the dealer, their little booklet, was the required maintenance schedule. I didn't realize it existed in th...
by HogsAndApples
Mon Dec 15, 2014 12:49 pm
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 1041

Re: Dealer Regular Sched. Maintenance Question

Snip/snap - done. I cancelled the appointment I had made with the dealer, went with an independent and with a much less expensive cost.

Thank you all for your suggestions and help. I've learned a lot.
by HogsAndApples
Mon Dec 15, 2014 11:38 am
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 1041

Re: Dealer Regular Sched. Maintenance Question

So I called the dealer to request a quote for the owner's manual service. The service man said that we would lose the free oil change if we went with the owner's manual. Further he said, he imagined it would be the same cost. When I pointed out that the oil changes are not required for 7500 miles or...
by HogsAndApples
Mon Dec 15, 2014 10:42 am
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 1041

Dealer Regular Sched. Maintenance Question

I have my vehicles serviced regularly. I've always followed the maintenance book I received with the car. After reading another Boglehead Thread, I realized I was following the dealer maintenance schedule and not the maintenance schedule in the owner's manual paying more for possibly more maintenanc...
by HogsAndApples
Fri Nov 21, 2014 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: Selecting Charities for Donation
Replies: 59
Views: 6842

Re: Selecting Charities for Donation

A few years back, I read an article about donating to one organization per year. The idea was - if I remember correctly - that whether you donate to one or many organizations in a year - it all works out in the end. I may be vastly misrepresenting the article. In any case my family liked the idea. W...
by HogsAndApples
Wed Nov 19, 2014 8:54 am
Forum: Personal Consumer Issues
Topic: Medicare Part B - timing question
Replies: 3
Views: 881

Re: Medicare Part B - timing question

Thank you drawpoker this was helpful information!
by HogsAndApples
Mon Nov 17, 2014 6:47 pm
Forum: Personal Consumer Issues
Topic: Medicare Part B - timing question
Replies: 3
Views: 881

Medicare Part B - timing question

As I have written before, I am helping a friend navigate his Medicare Choices. For anyone else out there reading this. It is very helpful if you begin 12 months to 9 months prior to becoming Medicare eligible to learn about Medicare and to get a handle around what you want to do. ESPECIALLY importan...
by HogsAndApples
Wed Nov 05, 2014 12:57 pm
Forum: Personal Consumer Issues
Topic: Historical Medigap/Advantage Health Care % increases?
Replies: 3
Views: 568

Re: Historical Medigap/Advantage Health Care % increases?

Thanks for your thoughts drawpoker! What I wanted to do was determine a reasonable amount of premium increase for the MA or Medigap out into the future. 15% is way out of line - or at least let us hope so for annual increases to MA or Medigap. The resource you provided is interesting and helpful as ...
by HogsAndApples
Tue Nov 04, 2014 6:07 pm
Forum: Personal Consumer Issues
Topic: Historical Medigap/Advantage Health Care % increases?
Replies: 3
Views: 568

Historical Medigap/Advantage Health Care % increases?

How much do Medigap and Advantage Care Plans historically increase each year? I'm trying to compare premium costs with what might be saved should my friend receive a stipend towards Medigap or Medicare Advantage premiums rather than taking the stipend and going with his current employer's medical co...
by HogsAndApples
Sat Nov 01, 2014 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Enrolling in Medicare - Question
Replies: 14
Views: 1656

Re: Enrolling in Medicare - Question

Folks, I fully realize that what I am receiving on this forum are opinions. I value them, they help me notice this or that or give me a tip on a resource or an ideas that have been helpful. Thank you all for sharing your experiences. It's really been very helpful! GerryL - Thank you for your suggest...
by HogsAndApples
Fri Oct 31, 2014 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Enrolling in Medicare - Question
Replies: 14
Views: 1656

Re: Enrolling in Medicare - Question

Thank you all for your suggestions, comments and resources. My friend and I talked to his local SHIP program and attended a local Medicare 101 class, and I have read the recent and many past threads on Medicare that have been posted. I appreciate your sharing them here - as it is surprising what you...
by HogsAndApples
Thu Oct 30, 2014 5:31 pm
Forum: Personal Finance (Not Investing)
Topic: Enrolling in Medicare - Question
Replies: 14
Views: 1656

Enrolling in Medicare - Question

Helping a friend wind his way through his Medicare options . . . two questions: Question #1: On October 1 he began to seek advice on Medicare and his particular situation. It's a bit complicated, but he's made progress. He's a month into it and still has some questions he needs answers to prior to e...
by HogsAndApples
Tue Oct 28, 2014 11:49 am
Forum: Personal Consumer Issues
Topic: Bogleheads.org equivalents for other areas of life?
Replies: 70
Views: 9118

Re: Bogleheads.org equivalents for other areas of life?

Best forum and source for healthy food from a respected source:

https://www.drmcdougall.com/forums/
by HogsAndApples
Fri Oct 17, 2014 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Is it a no-brainer to cont w/emp health ins vs medicare
Replies: 9
Views: 1524

Re: Is it a no-brainer to cont w/emp health ins vs medicare

mur44, Yes help is available at the county level and he contacted that organization last week. Unfortunately they told him they are only available to discuss Medicare explicitly. Therefore they were unable to help with the current versus previous employer issues. I will suggest he try back, perhaps ...
by HogsAndApples
Thu Oct 16, 2014 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: Is it a no-brainer to cont w/emp health ins vs medicare
Replies: 9
Views: 1524

Re: Is it a no-brainer to cont w/emp health ins vs medicare

I could use some help figuring out the math on the choices ... The basic choice is to either stay with his current employer or go on Medicare with the stipends through his previous employer. The latter is the more expensive option for 6 years until his wife goes on Medicare. Any advice? Or is there ...
by HogsAndApples
Wed Oct 15, 2014 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Is it a no-brainer to cont w/emp health ins vs medicare
Replies: 9
Views: 1524

Re: Is it a no-brainer to cont w/emp health ins vs medicare

So the upshot appears to be there are 4 choices for my friend - my questions: 1) Am I missing anything - are there other details to consider? 2) Are there pluses to being on Medicare? 3) Is there some easy way to compare the cost of the plans over time? Or is it a no-brainer to simply take Option #1...
by HogsAndApples
Thu Oct 09, 2014 9:48 am
Forum: Personal Finance (Not Investing)
Topic: Is it a no-brainer to cont w/emp health ins vs medicare
Replies: 9
Views: 1524

Re: Is it a no-brainer to cont w/emp health ins vs medicare

I very much appreciate all your replies. Your comments and thoughts speak to the details and issues one wants to have as they forge forth on issues of this kind. THANK YOU! Oddly, the current employer's benefits department appears to be particularly clueless about employees who qualify for medicare....
by HogsAndApples
Tue Oct 07, 2014 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: Is it a no-brainer to cont w/emp health ins vs medicare
Replies: 9
Views: 1524

Is it a no-brainer to cont w/emp health ins vs medicare

I'm helping someone who will be 65 shortly navigate their medical choices. He is employed ( and has access to employer health care coverage. The big question appears to be whether it makes more sense to go with Medicare now or stay with the employee health insurance plan. His wife is on his medical ...
by HogsAndApples
Sat Oct 04, 2014 5:14 pm
Forum: Personal Consumer Issues
Topic: Deadly airbag recall
Replies: 3
Views: 763

Re: Deadly airbag recall

Interesting article. Note the recalls have affected more vehicles than Toyota and Honda.
by HogsAndApples
Fri Sep 26, 2014 12:21 pm
Forum: Personal Consumer Issues
Topic: Tree trimming cost
Replies: 30
Views: 3298

Re: Tree trimming cost

Tree trimming is an interesting topic for me. This year I was quoted from about $400 up to $550 to trim individual trees. It had been a few years and I thought they were "due" for a trimming. I had a variety of quotes. The firm I usually used simply gave the price, and based on the fact th...
by HogsAndApples
Tue Aug 19, 2014 11:09 am
Forum: Personal Consumer Issues
Topic: questions about shop vac / house vac older hom
Replies: 6
Views: 686

questions about shop vac / house vac older hom

I live in a pre 1978 home. That means there might be lead paint on the walls, there may be asbestos tiles in basement. I've been told that purchasing a HEPA Vacuum (NOT a vacuum with a HEPA filter) is the way to go. These can be expensive. I've been thinking of purchasing a HEPA Vacuum shop vac with...
by HogsAndApples
Wed Aug 06, 2014 12:45 pm
Forum: Personal Consumer Issues
Topic: "Russan Gang Amasses Over A Billion Stolen Passwords"
Replies: 87
Views: 10176

Re: "Russan Gang Amasses Over A Billion Stolen Passwords"

Is it worth it to change all my passwords now? Or do I wait until after I know if the site has been fixed?

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