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Re: [Medicare] Part D Sticker Shock

Based upon this thread (thanks to all who contributed), and my packet of "sticker shock" that I just received in the mail, I started looking around for a new plan. I found this site https://medicare.oneexchange.com/ to be very helpful though it has some problems. What was curious was that ...
by Hexdump
Sun Sep 21, 2014 8:30 am
 
Forum: Personal Finance (Not Investing)
Topic: [Medicare] Part D Sticker Shock
Replies: 19
Views: 1819

Re: Buffett: Modern investment theory is horse-pucky

This much is clear. "Modern portfolio theory" as used today in practice creates what is billed as an "optimum" portfolio on the basis of opinions, not just on data , and thus is a case of garbage in, artistically decorated garbage out. Nisi, I always enjoy your writings and migh...
by Hexdump
Mon Sep 15, 2014 9:02 am
 
Forum: Investing - Theory, News & General
Topic: Buffett: Modern investment theory is horse-pucky
Replies: 119
Views: 9506

Re: AT&T mvno Airvoice or cricket wireless

My wife just switched her ATT, Samsung Galaxy Note 1 to Cricket, about 2 months ago and it has been error free. The same plan, $35.00/month. I had to take it into the Cricket store and they made the changes, swapped out the SIM, or whatever. They had to do something in the setup that I was not payin...
by Hexdump
Mon Sep 15, 2014 8:45 am
 
Forum: Personal Consumer Issues
Topic: AT&T mvno Airvoice or cricket wireless
Replies: 13
Views: 793

Re: Vanguard Recommending Quicken Changes

Further to this issue, are there any other sites like Mint or Yodlee that might be able to supply the transactions ? I seem to remember seeing them being able to show latest activity so I wonder if they would be able to download activity. I am going to go poke around but wondered if anyone knew. tha...
by Hexdump
Mon Sep 15, 2014 8:34 am
 
Forum: Personal Consumer Issues
Topic: Vanguard Recommending Quicken Changes
Replies: 51
Views: 4575

Re: I need a personal scheduler

TravelerMSY wrote:Hand your phone to the receptionist and ask her to make the entry.


:D :D :D :D :D :D
by Hexdump
Sat Sep 13, 2014 12:05 pm
 
Forum: Personal Consumer Issues
Topic: I need a personal scheduler
Replies: 24
Views: 1756

Re: Vanguard Recommending Quicken Changes

and then I just got this message when trying a manual download.

Online access is not available for this option at this time. We apologize for the inconvenience. Please try again later, or for assistance, contact us.

grrrrr
by Hexdump
Sat Sep 13, 2014 12:03 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard Recommending Quicken Changes
Replies: 51
Views: 4575

Re: Vanguard Recommending Quicken Changes

Further to my inability to connect. I do not use Quicken but the package that I use, KMyMoney uses the Quicken style interface. (OFX ?) I called KMyMoney and they said to call Vanguard. Sheesh, that would be worthless, so I think I will bide my time to see what shakes out. I also went chasing all ov...
by Hexdump
Sat Sep 13, 2014 11:42 am
 
Forum: Personal Consumer Issues
Topic: Vanguard Recommending Quicken Changes
Replies: 51
Views: 4575

Re: Is there a "catch" in this Xfinity offer ?

These are all great things to consider and I am pretty sure that I am going to stick with Uverse because: As stated, I doubt that we would notice the difference in the speed. There will no doubt be additional charges/equipment in addition to the monthly fee. And I ran into that "You didn't retu...
by Hexdump
Fri Sep 12, 2014 11:46 am
 
Forum: Personal Consumer Issues
Topic: Is there a "catch" in this Xfinity offer ?
Replies: 23
Views: 1595

Re: Is there a "catch" in this Xfinity offer ?

You really shouldn't have a comcast.net or att.net email address for this very reason. Get out of the stone age and get a gmail account. I actually have both and use the att.net for all my site signups, but you're right in that I would be better off the get another web based account. I have fastmai...
by Hexdump
Fri Sep 12, 2014 10:26 am
 
Forum: Personal Consumer Issues
Topic: Is there a "catch" in this Xfinity offer ?
Replies: 23
Views: 1595

Re: Costco vs Amazon?

Re the moldy berries especially blackberries, what we do is to immediately rinse them in a bleach solution which kills all the bugs, and put them in the fridge.
Then rinse them again in fresh water just before eating.
I have only tried this once and it did keep them from molding.
by Hexdump
Fri Sep 12, 2014 10:18 am
 
Forum: Personal Consumer Issues
Topic: Costco vs Amazon?
Replies: 60
Views: 4556

Is there a "catch" in this Xfinity offer ?

An Xfinity door-to-door salesman stopped by yesterday and offered me a 50mb for $30 deal for 1 year. I presently have ATT Uverse with 18mb for $30 for 1 year, no contract. I would have to change my email which is a major hassle but I am wondering if it is worth it. Has anyone taken this deal ? thanks
by Hexdump
Fri Sep 12, 2014 10:09 am
 
Forum: Personal Consumer Issues
Topic: Is there a "catch" in this Xfinity offer ?
Replies: 23
Views: 1595

Re: Great deal for new Costco members

This looks like a pretty good deal so I went ahead and signed up.

Thanks
by Hexdump
Fri Sep 12, 2014 10:03 am
 
Forum: Personal Consumer Issues
Topic: Great deal for new Costco members
Replies: 18
Views: 2965

Re: I need a personal scheduler

Google Calendar works perfect for me. What don't you like about it? Or maybe you just don't understand it. You're correct in that I don't understand it, but it's moot now as I have the Apple calendar working. The bit about the colors I did not know about so I need to read up on it. Re the google ca...
by Hexdump
Thu Sep 11, 2014 10:23 pm
 
Forum: Personal Consumer Issues
Topic: I need a personal scheduler
Replies: 24
Views: 1756

Re: I need a personal scheduler

You can use Siri to create an event in your iPhone. It is fairly easy once you get a hang of it. That way you don't have to worry about typing on small screen. Google for tips on using Siri for calendar events. Jane1, that is remarkably easy to use. I was skeptical that this old dog could learn suc...
by Hexdump
Thu Sep 11, 2014 7:06 pm
 
Forum: Personal Consumer Issues
Topic: I need a personal scheduler
Replies: 24
Views: 1756

Re: I need a personal scheduler

It seems like it is working ok now.
And Siri is a real stranger to me so that will be quite a learning experience.
I'll start with something easy like my birthday.

Thanks again.
by Hexdump
Thu Sep 11, 2014 6:48 pm
 
Forum: Personal Consumer Issues
Topic: I need a personal scheduler
Replies: 24
Views: 1756

Re: I need a personal scheduler

There was another calendar data file associated with Yahoo that I had to get rid of. I think one of the other calendar apps put it on and selected it as the default. Grrrrrr, the nerve !!!
by Hexdump
Thu Sep 11, 2014 5:33 pm
 
Forum: Personal Consumer Issues
Topic: I need a personal scheduler
Replies: 24
Views: 1756

Re: I need a personal scheduler

You have discovered the calendar. It is built in to your IPhone and IPad already. Steve Jobs anticipated your need 7 years ago. Thank you all for the suggestion of using "Calendar". For some reason it does not want to sync. I did as suggested by turning on iCloud calendar, sync set to pus...
by Hexdump
Thu Sep 11, 2014 4:44 pm
 
Forum: Personal Consumer Issues
Topic: I need a personal scheduler
Replies: 24
Views: 1756

I need a personal scheduler

At the Drs office today I was trying to make an appointment for next month, so I made it and told the receptionist that I would call her if there is a conflict. Then a DOH moment hit me in that I have this handy dandy pocket computer, an IPhone 5 that should be able to handle it. Also have an IPad t...
by Hexdump
Thu Sep 11, 2014 12:43 pm
 
Forum: Personal Consumer Issues
Topic: I need a personal scheduler
Replies: 24
Views: 1756

Re: Vanguard Recommending Quicken Changes

I cannot update my Vanguard accounts through my financial app, KMyMoney running on Linux, this morning, whereas all was well yesterday.

I can login outside of my financial app.
by Hexdump
Wed Sep 10, 2014 8:36 am
 
Forum: Personal Consumer Issues
Topic: Vanguard Recommending Quicken Changes
Replies: 51
Views: 4575

Re: Good Modern Science Fiction

Here's my favorite science fiction story, "They're Made out of Meat", in its entirety: http://www.terrybisson.com/page6/page6.html Terry Bisson is the author, perhaps so of his other stories are good also. This fine video has a the story (or a version of it) as the script: https://www.you...
by Hexdump
Tue Sep 09, 2014 8:41 am
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 129
Views: 5295

Re: Good Modern Science Fiction

A series that I just finished, though I don't think it's science fiction, is The Iron Druid by Kevin Hearne I really enjoyed it, and I had no idea that it took so long to train a druid. The synopsis of the 1st in the series "Hounded" is this: Hounded Atticus O’Sullivan has been running for...
by Hexdump
Mon Sep 08, 2014 8:02 am
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 129
Views: 5295

Re: A 'really good book' you did NOT enjoy

On the nonfiction front, The Power of Now , The Celestine Prophecy and Who Moved My Cheese all vie with Rich Dad Poor Dad for the worst pieces of garbage ever to have disgraced the best seller lists - how they got so many favourable reviews is beyond me. Ah yes, the moving cheese. It was required r...
by Hexdump
Mon Sep 08, 2014 7:51 am
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 226
Views: 10878

Re: Budget breakers

For us recently there have been 2 budget busters. Unexpected impending death of a relative resulted in an expensive trip to So. Korea which busted the travel budget A 20 year old dental bridge going bad resulting in me needing two dental implants. The normal monthly expenses seem to balance themselv...
by Hexdump
Sun Sep 07, 2014 9:22 am
 
Forum: Personal Consumer Issues
Topic: Budget breakers
Replies: 37
Views: 2766

Re: Couples of diff ages: how do you handle asset allocation

We are 17 years difference in age. I am 75 and have been retired for 10 years, DW just retired this year. After much agonizing I elected to consider all our investments as being hers and it is 100% invested in Wellesley. DW has not a clue about rebalancing, etc., nor has she any interest in learning...
by Hexdump
Sat Sep 06, 2014 10:16 am
 
Forum: Investing - Theory, News & General
Topic: Couples of diff ages: how do you handle asset allocations?
Replies: 13
Views: 1160

Re: ACH transfers

One thing that has always puzzled me was the necessity of waiting for about 2 working days for the $$$ to be transferred. It seems that these are an all electronic record, so should go at some fraction of the speed of light. Well not quite that fast but certainly faster than days. :D Unless there ar...
by Hexdump
Sat Aug 30, 2014 9:25 am
 
Forum: Personal Finance (Not Investing)
Topic: ACH transfers
Replies: 14
Views: 1017

Re: My husband's " WILL", $ left for me to live on....

To the OP,

In spite of your assurances, it does sound like he has read this thread or at least a friend of his has pointed him to it.
How can you be so sure that he did not read it ?
And I would recommend that he do read it.

All my best,
by Hexdump
Sat Aug 30, 2014 8:14 am
 
Forum: Personal Finance (Not Investing)
Topic: My husband's " WILL", $ left for me to live on....
Replies: 258
Views: 17352

Re: Google Chrome vs. Firefox and Internet Explorer

Not sure it's related but at another site that I frequent, the site told me that they were discontinuing support for Chrome, but Chromium was supported.
Maybe give it a try.

good luck
by Hexdump
Mon Aug 25, 2014 6:49 am
 
Forum: Personal Consumer Issues
Topic: Google Chrome vs. Firefox and Internet Explorer
Replies: 24
Views: 1724

Re: Pressure Cookers?

We have been toying with the idea of trying one of these and based upon this thread, we ordered one today. After tons of research we settled on the Fagor and got a heck of a price at Opensky.com. The Fagor was the 2nd in line at cooksillustrated.com. after a Fissler which was a lot of $$$ By signing...
by Hexdump
Wed Aug 20, 2014 9:19 am
 
Forum: Personal Consumer Issues
Topic: Pressure Cookers?
Replies: 46
Views: 3343

Re: Daily Telegraph: World War One Archive

This is a terrific find greyfox, thanks a bunch.
by Hexdump
Thu Aug 14, 2014 7:20 am
 
Forum: Personal Consumer Issues
Topic: Daily Telegraph: World War One Archive
Replies: 115
Views: 8932

Re: Anyone used Vanguard electronic money transfer

flyingbison wrote:
Robert44 wrote:Yes, we use it all the time. Very easy.



Same here


Same here, probably 3 times a month.
by Hexdump
Fri Jul 25, 2014 9:21 am
 
Forum: Personal Finance (Not Investing)
Topic: Anyone used Vanguard electronic money transfer
Replies: 20
Views: 1580

Re: SS benfit question - May/December couple

They are very similar situations. In both, we know she is going to eventually be a widow and collect your $$$? (you said your PIA was $2086, but you didn't say if you started early and are collecting less or started after FRA and are collecting more). For now, let's assume you started at FRA so you...
by Hexdump
Sun Jul 20, 2014 7:46 am
 
Forum: Personal Finance (Not Investing)
Topic: SS benefit question - May/December couple
Replies: 15
Views: 1465

Re: SS benfit question - May/December couple

They are very similar situations. In both, we know she is going to eventually be a widow and collect your $$$? (you said your PIA was $2086, but you didn't say if you started early and are collecting less or started after FRA and are collecting more). For now, let's assume you started at FRA so you...
by Hexdump
Sat Jul 19, 2014 7:22 am
 
Forum: Personal Finance (Not Investing)
Topic: SS benefit question - May/December couple
Replies: 15
Views: 1465

Re: SS benfit question - May/December couple

Thank you again, sscritic, for running the numbers for me. This gives me a lot of information to work from in my planning. And, steve_14, excellent article - thank you for posting the link! I add my thanks to Steve_14 and sscritic for these explanations and examples. That is a quite good reference ...
by Hexdump
Fri Jul 18, 2014 11:32 am
 
Forum: Personal Finance (Not Investing)
Topic: SS benefit question - May/December couple
Replies: 15
Views: 1465

Re: boglehead botanists...is this poison ivy?

Another vote for nettle. It is certainly not poison ivy. Looks like nettle or possibly sesame leaves. Put some gloves on and crumble one and see if it smells like licorice. If you live near some Korean or other Asian families, they grow sesame plants quite a lot and it spreads like crazy. http://ww...
by Hexdump
Wed Jul 16, 2014 8:05 am
 
Forum: Personal Consumer Issues
Topic: boglehead botanists...is this poison ivy?
Replies: 32
Views: 2524

Re: Spouse Benefit - Social Security

Guys, I hope what you are saying is true but from at least 3 sites it seems to be not so, including SSA.GOV Here is one: =========================== Your spouse's Social Security income is the greater of: the benefit based on his or her own covered earnings, or a benefit based on up to half of the p...
by Hexdump
Tue Jul 15, 2014 12:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Spouse Benefit - Social Security
Replies: 14
Views: 2072

Re: Spouse Benefit - Social Security

If your wife files for her retirement benefit at age 62 and you have already filed for your retirement benefit (thereby making her eligible for a spousal benefit as well), she will automatically be deemed to have filed for her spousal benefit at that time as well. The amount she would get would be:...
by Hexdump
Sat Jul 12, 2014 8:42 am
 
Forum: Personal Finance (Not Investing)
Topic: Spouse Benefit - Social Security
Replies: 14
Views: 2072

Munchies ?

I need some suggestions for stuff to munch on when reading or engrossed in a film. I have been using carrot sticks, celery sticks, apple slices, etc. but would prefer something more in the potato chip or cracker style. If I could, I would make it potato chips in all their various flavors and texture...
by Hexdump
Wed Jul 09, 2014 11:02 am
 
Forum: Personal Consumer Issues
Topic: Munchies ?
Replies: 22
Views: 2118

Re: How are you doing through the first half of 2014?

Not annualized and from 12/31/2013 until 7/7/2014 so slightly more than 1/2 of the year.
7.18 % including the house.
7.47 % if I exclude the house.
All are gains and no contributions.

YAY, Wellesley and I'll take it as long as I can get it.
by Hexdump
Tue Jul 08, 2014 7:42 am
 
Forum: Investing - Theory, News & General
Topic: How are you doing through the first half of 2014?
Replies: 91
Views: 9790

Re: I am looking to switch IP providers.

Something that is causing me to postpone or not do this is that I have tons of registrations using my ATT email address. Has anyone any suggestions as to how to make that less painful ? Have you tried to call in to AT&T Uverse to see if you can get another discount? They may give you something ...
by Hexdump
Thu Jul 03, 2014 8:17 am
 
Forum: Personal Consumer Issues
Topic: I am looking to switch IP providers.
Replies: 15
Views: 922

Re: I found a new coffee.

Thanks for the suggestion for Red Diamond Coffee. Here's how I brew: Take one of these cones, put in a #2 filter (I use Melitta), put the coffee in the filter, set the filter on a really big travel mug, pour nearly boiling water slowly over the coffee. I make 2 cups at a time. I use finely ground c...
by Hexdump
Thu Jul 03, 2014 8:13 am
 
Forum: Personal Consumer Issues
Topic: I found a new coffee.
Replies: 72
Views: 5666

Re: I am looking to switch IP providers.

Something that is causing me to postpone or not do this is that I have tons of registrations using my ATT email address.

Has anyone any suggestions as to how to make that less painful ?
by Hexdump
Thu Jul 03, 2014 7:55 am
 
Forum: Personal Consumer Issues
Topic: I am looking to switch IP providers.
Replies: 15
Views: 922

Re: I am looking to switch IP providers.

i have att dsl with 5mb download. i switched to comcast with 25mb download (i get 26-27). att plays netflix perfectly. comcast constantly buffers, streaming video is impossible to watch. i've tried everything so far except buying a new modem and getting rid of the rental. thats my next step. my adv...
by Hexdump
Thu Jul 03, 2014 7:53 am
 
Forum: Personal Consumer Issues
Topic: I am looking to switch IP providers.
Replies: 15
Views: 922

Re: I am looking to switch IP providers.

i have att dsl with 5mb download. i switched to comcast with 25mb download (i get 26-27). att plays netflix perfectly. comcast constantly buffers, streaming video is impossible to watch. i've tried everything so far except buying a new modem and getting rid of the rental. thats my next step. my adv...
by Hexdump
Thu Jul 03, 2014 7:44 am
 
Forum: Personal Consumer Issues
Topic: I am looking to switch IP providers.
Replies: 15
Views: 922

I am looking to switch IP providers.

I habe ATT Uverse now, the Max package. 12mb down 1.5 up for $56. A discount just expired and before the cost was $45.00 Looking around I see Comcast/Xfinity has this plan. 25mb down 5mb up for $29.99 for 1 year, whereas $39.99 seems to be the regular price. This is with me providing the modem/route...
by Hexdump
Wed Jul 02, 2014 10:12 am
 
Forum: Personal Consumer Issues
Topic: I am looking to switch IP providers.
Replies: 15
Views: 922

I found a new coffee.

We were on vacation in Destin FL and had just finished dinner and we were sipping coffee. I liked it so much that I asked the server to find out what it was. Surprisingly, it turned out to be one that is available at Walmart in the giant economy can. The name is Red Diamond and I highly recommend it...
by Hexdump
Wed Jul 02, 2014 9:12 am
 
Forum: Personal Consumer Issues
Topic: I found a new coffee.
Replies: 72
Views: 5666

Re: I am thinking of buying Ooma or Magicjack need help deci

I have had both and abandoned MJ in favor of OOma. At the time that I was using MJ it required a PC to be able to run, so either use your PC or have it run on a cheap netbook or some such. Of course if you adopt the separate PC solution then you also need virus prevention, etc. MJ dropped a lot of c...
by Hexdump
Wed Jul 02, 2014 9:05 am
 
Forum: Personal Consumer Issues
Topic: I am thinking of buying Ooma or Magicjack need help deciding
Replies: 52
Views: 3348

Re: How many Bogleheads golf?

I just started it. My wife and I committed to learning together when we were both retired and here we are. I am 74 and she is 57 and neither of us had played before. We took about 8 lessons and now it's practice, practice, practice. I have yet to play a course but she has played a total of 36 holes....
by Hexdump
Tue Jul 01, 2014 9:05 am
 
Forum: Personal Consumer Issues
Topic: How many Bogleheads golf?
Replies: 81
Views: 4459

Florida/Orlando vacation

We will be in Atlanta in mid June and have decided to turn the weekend into a 2 week+ vacation. A few of our friends have said that there are a lot of things to do and see around Orlando. However the magic of the magic kingdom is not something that really appeals to us since we are older (60, 75), a...
by Hexdump
Wed May 28, 2014 10:44 pm
 
Forum: Personal Consumer Issues
Topic: Florida/Orlando vacation
Replies: 5
Views: 613

A golf range finder ?

Brand new golfer here, me and the missus and we would like to buy an entry level rangefinder, say $50.00 max.

Any recommendations ?

thanks
by Hexdump
Wed May 28, 2014 11:50 am
 
Forum: Personal Consumer Issues
Topic: A golf range finder ?
Replies: 5
Views: 440
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