OverTheHill wrote:Banjo player here, also age 63. Between all the musicians around here, we could put together quite a jam session.
archbish99 wrote:See Principles of Tax-Efficient Fund Placement. All else being equal, I'd put it in the Traditional or the SEP, since you prefer to keep the highest expected return in the Roth. However, they're all tax-advantaged, so none of them would be a bad choice.