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Re: Windows 8/7

Now that they admit it is a total failure, I wonder what I should do in the mean time? Order Windows 7, and leave this mess behind for $79. Or pay $99 to upgrade to W8 Pro and downgrade to W7, until they fix this mess, hoping the 8 will be greatly improved in a year or two, and I can upgrade back t...
by Greg17
Tue May 07, 2013 4:24 pm
 
Forum: Personal Consumer Issues
Topic: Windows 8/7
Replies: 54
Views: 2984

Re: Windows 8/7

Now that they admit it is a total failure, I wonder what I should do in the mean time? Order Windows 7, and leave this mess behind for $79. Or pay $99 to upgrade to W8 Pro and downgrade to W7, until they fix this mess, hoping the 8 will be greatly improved in a year or two, and I can upgrade back to...
by Greg17
Tue May 07, 2013 3:39 pm
 
Forum: Personal Consumer Issues
Topic: Windows 8/7
Replies: 54
Views: 2984

Re: The Points Guy

] http://thepointsguy.com/beginners-guide/ If you dig into this, things can get complicated in a hurry - for example how to "effectively" pay for things like mortgages, car payments and tuition bills with a cash back or points earning credit cards via a three step process involving a rewa...
by Greg17
Sun May 05, 2013 3:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: The Points Guy
Replies: 37
Views: 3764

Re: Windows 8/7

I tried the OS again, and I found a few ways to make it quicker, but I can not get used to it. I am wondering what seems like a better idea? A: Order Windows 7 OS from a online retailer and install on machine. Cost $79 plus possible shipping. B: Upgrade to Windows 8 Pro and then downgrade to Windows...
by Greg17
Sun May 05, 2013 9:03 am
 
Forum: Personal Consumer Issues
Topic: Windows 8/7
Replies: 54
Views: 2984

Re: Windows 8/7

Just an update for everyone that may be following this thread. Microsoft told me you have to have a copy of Windows 8 pro from a distributor to downgrade to 7. I called Dell and they want $99 to upgrade to Pro. I messed around with 8 more and found I can get the "jewels" on the side to po...
by Greg17
Sat May 04, 2013 9:57 am
 
Forum: Personal Consumer Issues
Topic: Windows 8/7
Replies: 54
Views: 2984

Re: Windows 8/7

Just an update for everyone that may be following this thread. Microsoft told me you have to have a copy of Windows 8 pro from a distributor to downgrade to 7. I called Dell and they want $99 to upgrade to Pro. I messed around with 8 more and found I can get the "jewels" on the side to pop...
by Greg17
Thu May 02, 2013 3:17 pm
 
Forum: Personal Consumer Issues
Topic: Windows 8/7
Replies: 54
Views: 2984

Re: Windows 8/7

I literally could not figure out how to get anything to work. I had a blank screen and no start button. I moved the mouse around and found nothing. I am pretty computer savvy, and I had a hard time, I can only imagine a very basic user having nightmarish stories. I really think/hope this is a short...
by Greg17
Wed May 01, 2013 3:06 pm
 
Forum: Personal Consumer Issues
Topic: Windows 8/7
Replies: 54
Views: 2984

Re: Windows 8/7

If you spend 30 minutes on Windows 8 without preconceived notions and an otherwise open mind, you may just learn to like it. The entire layout is so much more efficient than manually searching through a Start menu. Try it out. Search: Windows + Type your query Computer: Windows + E Useful menu: Alt...
by Greg17
Wed May 01, 2013 2:59 pm
 
Forum: Personal Consumer Issues
Topic: Windows 8/7
Replies: 54
Views: 2984

Re: Windows 8/7

If you have Win 8 pro you can downgrade. See the link below. Here is a portion: Downgrade rights overview "Downgrade rights are an end-user right, documented in the Software License Terms that customers accept upon first running Windows software. Thanks to downgrade rights, end users who have ...
by Greg17
Wed May 01, 2013 2:44 pm
 
Forum: Personal Consumer Issues
Topic: Windows 8/7
Replies: 54
Views: 2984

Re: Windows 8/7

My wife recently bought a new computer and opted to get one with Windows 8. She felt that it was likely to lead to a longer period of time before she would have to replace the computer due to what I call "terminal version skew." She did it in close consultation with me and I think it was ...
by Greg17
Wed May 01, 2013 2:41 pm
 
Forum: Personal Consumer Issues
Topic: Windows 8/7
Replies: 54
Views: 2984

Windows 8/7

I recently bought a refurbished laptop. I made the mistake of assuming that it would come with Windows 7, however it arrived with Windows 8. I tried to use the Windows 8 and after an hour I got so frustrated I shut the machine off. Right now I am seeing Windows 7 selling for $79, which then makes th...
by Greg17
Wed May 01, 2013 12:29 pm
 
Forum: Personal Consumer Issues
Topic: Windows 8/7
Replies: 54
Views: 2984

Re: Signing a buyer's broker (real estate) agreement

As a follow up:
viewtopic.php?f=2&t=114267
Do a quick read in this poster's situation(right around post 4). The agent is expecting him to do most of the work. Now imagine you were locked in to a contract with this agent?
by Greg17
Sun Apr 07, 2013 9:01 am
 
Forum: Personal Finance (Not Investing)
Topic: Signing a buyer's broker (real estate) agreement
Replies: 24
Views: 1443

Re: What Type Of Wallet?

Has anyone else had to deal with Big Skinny customer service? It has been quite a fiasco. I saw the wallet after a few people recommended them on here.It took two weeks to get here. Upon arriving I notice the stitching is messed up. I call CS, who tells me to email the pictures. I got an email back ...
by Greg17
Thu Apr 04, 2013 4:30 pm
 
Forum: Personal Consumer Issues
Topic: What Type Of Wallet?
Replies: 90
Views: 5837

Re: Signing a buyer's broker (real estate) agreement

We signed an agreement with a buyer's agent (the kind who gets paid out of the commission paid by the seller) when we were looking for our current house. I will never do it again. Your allegiance is to the person who pays you, and if that's the seller the buyer's agent is of no use to the buyer. At...
by Greg17
Mon Apr 01, 2013 10:43 am
 
Forum: Personal Finance (Not Investing)
Topic: Signing a buyer's broker (real estate) agreement
Replies: 24
Views: 1443

Re: Signing a buyer's broker (real estate) agreement

My experience was different than greg17's, but if the only advantage this woman can articulate is access to homes before they're on the Multiple Listing Service, she's probably not worth it. Yes, you would be paying her, and probably a percentage of the selling price so her interests would not be p...
by Greg17
Sun Mar 31, 2013 4:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Signing a buyer's broker (real estate) agreement
Replies: 24
Views: 1443

Re: Signing a buyer's broker (real estate) agreement

DO NOT DO IT. I ran into a similar situation when I bought my first house, not that long ago. I met with a buyer's agent who wanted me to sign an exclusivity with her. Luckily I thought to myself, what is the advantage to me? None. Long story short, this agent tried to advise me to buy a property wi...
by Greg17
Sun Mar 31, 2013 10:35 am
 
Forum: Personal Finance (Not Investing)
Topic: Signing a buyer's broker (real estate) agreement
Replies: 24
Views: 1443

Re: House Appraisal Drops Right before Refinancing

But assessments even if done pretty well are never really for your property. Only rarely does a house get visited and the actual value of sprucing up, landscaping, or negative value of not keeping things up come into play. It definately must vary state to state. I got a call from the town asking to...
by Greg17
Sat Mar 23, 2013 7:16 am
 
Forum: Personal Finance (Not Investing)
Topic: House Appraisal Drops Right before Refinancing
Replies: 19
Views: 1441

Re: Marketing Ideas for a Small Business?

Many local businesses here bribe people in exchange for yelp reviews or facebook likes. For one thing, it wouldn't hurt to make sure the business's website is up-to-date and clearly states what the business offers. Also, clearly stating the address is good so that Google knows where the business is...
by Greg17
Thu Mar 21, 2013 8:36 am
 
Forum: Personal Consumer Issues
Topic: Marketing Ideas for a Small Business?
Replies: 18
Views: 880

Mortgage payment stubs

I bought my house at the end of 2012, and I will be writing off my house for the first time in 2013. I've always shredded the stubs left over from the bills (charge card or utilities) after about 2 months, and checking that everything went through as it should. My question is now that I'll be writin...
by Greg17
Tue Mar 19, 2013 12:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: Mortgage payment stubs
Replies: 4
Views: 405

Re: Giving away a couple of Lexmark printer cartridges

Could throw an ad on Craigslist for a fraction of what they really cost ($20) and them give them away ($0) to the person that shows up. Use the price to keep away people that will take anything for free. That is a technique I have used in the past to give things away. If you put free you get a lot ...
by Greg17
Sun Mar 10, 2013 2:53 pm
 
Forum: Personal Consumer Issues
Topic: Giving away a couple of Lexmark printer cartridges
Replies: 8
Views: 678

Re: Ready to buy a house....

Another thing to watch out for.

Some agents try and get you to sign an exclusivity with them. Don't!

And don't be honest with your time frame, even if you have one. Never say I need buy something in X amount of time.
by Greg17
Fri Feb 08, 2013 10:22 am
 
Forum: Personal Consumer Issues
Topic: Ready to buy a house....
Replies: 58
Views: 4870

Re: Ready to buy a house....

Have always rented. My wife and I are ready to buy a house. Any hints or thoughts from those who have bought a house? Things you wish you would have known? Would have done differently in hindsight? Good interest rate websites? Buying points? I know this is vague. Any info is appreciated. Thanks Xra...
by Greg17
Thu Feb 07, 2013 8:56 pm
 
Forum: Personal Consumer Issues
Topic: Ready to buy a house....
Replies: 58
Views: 4870

Re: Need Recommendation on Reading Materials

I am very confused with the current housing market. From what I heard, a lot of foreclosure is happening, however, there is a shortage of inventory in house for sale. How can that be when there are lots of foreclosure going on? Best way to describe why there are so few good valued houses for sale i...
by Greg17
Mon Feb 04, 2013 10:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Need Recommendation on Reading Materials
Replies: 3
Views: 320

Re: Best way to improve FICO score?

Through credit karma I have a 768 FICO score. Low credit utilization on 2 cards with an average age of 10 years each. All of my payments have been on-time and I have no derogatory marks. One thing that credit karma dings me for is the number of total accounts being low. I would like to open a no in...
by Greg17
Fri Feb 01, 2013 6:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: Best way to improve FICO score?
Replies: 5
Views: 635

Re: [learning about] Taxes and deductions

I was- I got out two years ago. Thanks, it never hurts to ask (and thanks for your service). I realize you're asking about taxes, but have you considered giving your investments and personal finance situation a check-up? Take a look at the situations in the Investing - Help with Personal Investment...
by Greg17
Fri Feb 01, 2013 6:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: [learning about] Taxes and deductions
Replies: 24
Views: 968

Re: [learning about] Taxes and deductions

Just to clarify I was using those two as an example only. I'm sure most years the standard deduction was my best option. My goal of this thread is to be pointed in the right direction so I know for the tax year starting Jan 1, 2013. My research shows me that with a mortgage, now it would make more s...
by Greg17
Fri Feb 01, 2013 4:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: [learning about] Taxes and deductions
Replies: 24
Views: 968

Re: [learning about] Taxes and deductions

LadyGeek wrote:
Greg17 wrote:... but I was never asked (example being military move).

Are you US military? There are a lot of things that you should know about. We have a number of members who can help you from that perspective.


I was- I got out two years ago.
by Greg17
Fri Feb 01, 2013 4:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: [learning about] Taxes and deductions
Replies: 24
Views: 968

Re: [learning about] Taxes and deductions

Do you have some specific examples of ones that you think you've been missing out on? That will let us know how delinquent the CPA has been in reality. Brian The biggest one I've found is education. However, there are other ones that may or may not have worked out for me, but I was never asked (exa...
by Greg17
Fri Feb 01, 2013 4:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: [learning about] Taxes and deductions
Replies: 24
Views: 968

[learning about] Taxes and deductions

I've been reading a few topics here, and recently discovered there are some things that you can write off on your taxes I was previously unaware of. This is a bit troubling because I have paid a CPA to do my taxes the last two years and was not told about this. I realize that having a solid knowledg...
by Greg17
Fri Feb 01, 2013 11:17 am
 
Forum: Personal Finance (Not Investing)
Topic: [learning about] Taxes and deductions
Replies: 24
Views: 968

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