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Re: Suggestions for a Western States road trip?

No help, but it sounds like a great retirement trip. Enjoy.
by Grasshopper
Mon Sep 01, 2014 4:36 pm
 
Forum: Personal Consumer Issues
Topic: Suggestions for a Western States road trip?
Replies: 9
Views: 500

Re: How similar/dissimilar should my wife's Roth IRA be to m

My wife and I use Wellesley for all our tIRA and Roth IRAs at 40% stock and 60% bonds. Our taxable account is all Total Stock and Total International. So our total portfolio is close to 50/50. A target fund would work as well for all tax free/tax advantaged accounts.
by Grasshopper
Sun Aug 31, 2014 11:03 pm
 
Forum: Investing - Help with Personal Investments
Topic: How similar/dissimilar should my wife's Roth IRA be to mine?
Replies: 13
Views: 882

Re: Do you have class?

I only use Discover for the 5% cashback, I had not used it a lot so they offered me $200 to charge $1000 a month for 5 months. Ha ha ha, like taking candy from a baby. Switch my utilities and gas(5% back this summer). and I am mostly there. :mrgreen:
by Grasshopper
Sun Aug 31, 2014 10:53 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you have class?
Replies: 15
Views: 1543

Re: Anyone used Vanguard Flagship Services With Portfolio $1

I use Vanguard Advantage, as for my rep, I use email because I like to have replies in writing. Free trades, TurboTax, and I have 2 coffee cups. :beer I wish my VA card said something like " This guy has mega bucks". or this :moneybag
by Grasshopper
Sat Aug 30, 2014 2:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Anyone used Vanguard Flagship Services With Portfolio $1M+
Replies: 41
Views: 4224

Re: Retiree Poll: Do you do any volunteer work?

Volunteer Firefighter, qualified red carded wildland at age 63 not to shabby. :beer
by Grasshopper
Fri Aug 22, 2014 11:05 pm
 
Forum: Personal Consumer Issues
Topic: Retiree Poll: Do you do any volunteer work?
Replies: 32
Views: 2309

Re: Rain Jacket Recommendations

Nothing like buying good raingear as insurance that if you pack it you won't need it.
by Grasshopper
Fri Aug 22, 2014 6:40 pm
 
Forum: Personal Consumer Issues
Topic: Rain Jacket Recommendations
Replies: 29
Views: 1730

Re: Good place to buy eyeglasses without insurance?

I go to Mexico 50 miles away, free exam Flexon, progressive lens, in 2 hours $165. I go to the Optometrist pick out what I want, go have some excellent fresh farmers cheese enchiladas and drive home with my new pair of glasses.
by Grasshopper
Thu Aug 21, 2014 4:59 pm
 
Forum: Personal Consumer Issues
Topic: Good place to buy eyeglasses without insurance?
Replies: 39
Views: 2398

Re: I failed SS login

I had problems signing up because the name of my USA birthplace had changed. My passport has the same now wrong name, I suspect I will have problems there at renewal. Born before area codes and zip codes.

+1 on the logon every 5 1/2 months.
by Grasshopper
Thu Aug 21, 2014 3:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: I failed SS login
Replies: 18
Views: 1765

Re: Kimchi

We make kimchi all the time, napa cabbage, radish, spring onions, course salt, but the flavour is from the dried red peppers. We use a big jar, rubber cork, and airlock(wine making supplies) 70 degree temp 5-6 days than refridgerate.
by Grasshopper
Thu Aug 21, 2014 3:30 pm
 
Forum: Personal Consumer Issues
Topic: Kimchi
Replies: 40
Views: 1860

Re: Weekend in Tucson - Kids' Birthday

For the young folks to find out about the desert and its inhabitants I say the AZ Sonoran Desert Museum.

https://www.desertmuseum.org/visit/exhibits.php
by Grasshopper
Thu Aug 14, 2014 6:40 pm
 
Forum: Personal Consumer Issues
Topic: Weekend in Tucson - Kids' Birthday
Replies: 19
Views: 876

Re: Where do you buy clothes?

Retired going on 10 years, I am changing most of my clothes over to travel friendly stuff. Sierra Trading gets a lot of my business. Rant 100% cotton white boxers, Target use to be the place JC Penny's has some but stiffer material. I like to just buy a dozen every year and toss them out and buy new...
by Grasshopper
Wed Aug 13, 2014 9:25 pm
 
Forum: Personal Consumer Issues
Topic: Where do you buy clothes?
Replies: 105
Views: 9111

Re: POLL: My home is worth less/more in 2014 than in 2007?

The home we had in Phoenix metro doubled in price 1998-2006,we retired and sold it. Bought at the top of the market in 2006 on rural land, but spent one third the price that we sold our Phoenix home for. Now 8 years later the value of our rural property is down 30-50%, but overall we are still ahead...
by Grasshopper
Sun Jul 27, 2014 7:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: My home is worth less/more in 2014 than in 2007?
Replies: 94
Views: 5732

Re: Car did not start: To dispose? How?

I have this solar charger on an SUV I drive about once a month, works great. http://www.walmart.com/ip/Coleman-2W-Solar-Battery-Maintainer/15063010?action=product_interest&action_type=image&placement_id=irs_middle&strategy=PWVUB&visitor_id=75666857729&category=0%3A91083%3A1074767...
by Grasshopper
Thu Jul 10, 2014 9:49 pm
 
Forum: Personal Consumer Issues
Topic: Car did not start: To dispose? How?
Replies: 70
Views: 5614

Re: VISA Signature? MasterCard World

I got a few free wine tastings/tours in Sonoma with my signature card. :beer

http://www.sonomawine.com/visa-signatur ... nery-guide
by Grasshopper
Tue Jun 24, 2014 7:36 pm
 
Forum: Personal Consumer Issues
Topic: VISA Signature? MasterCard World
Replies: 8
Views: 973

Re: Any other retirees moving money out of Vanguard?

All my bonds are in tax deferred/free in Wellesley.
by Grasshopper
Tue Jun 24, 2014 2:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Any other retirees moving money out of Vanguard?
Replies: 54
Views: 6248

Re: Auto insurance fraud, id thief

Thanks again for all the replies, my bad we didn't just slam the phone down, we said we would call back. We are not angry, but confused about making statements about an accident that never involved us. We are happy that our insurance company contacted us so that we could watch our personal informati...
by Grasshopper
Mon Jun 23, 2014 10:06 am
 
Forum: Personal Finance (Not Investing)
Topic: Auto insurance fraud, id thief
Replies: 10
Views: 874

Re: Auto insurance fraud, id thief

Thanks for the reply. When someone calls you with some wild story the right thing to do is give them all kinds of personal information right there on the spot. Not me I call the claims dept phone number that is on my insurance policy to be sure it is legitimate. And than to give a statement, about a...
by Grasshopper
Mon Jun 23, 2014 12:30 am
 
Forum: Personal Finance (Not Investing)
Topic: Auto insurance fraud, id thief
Replies: 10
Views: 874

Auto insurance fraud, id thief

Ms G received a call Friday, our auto insurance company wanted her to confirm a claim against her. Of course I told her to hang up we will call them. Turns out someone filed a fender bender claim used her policy number and possibly her name. The vehicle isn't any vehicle on our policy and the driver...
by Grasshopper
Sun Jun 22, 2014 9:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: Auto insurance fraud, id thief
Replies: 10
Views: 874

Re: Tracking asset allocation with Quicken

In Quicken I usually have to edit fund asset allocation. Everything in the stable is with Vanguard so I usually get use Vanguard Portfolio Watch. :beer
by Grasshopper
Sun Jun 22, 2014 8:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Tracking asset allocation with Quicken
Replies: 4
Views: 542

Re: Do frozen fruits have to be washed?

Thanks, now something else to worry about.
by Grasshopper
Sun Jun 22, 2014 8:28 pm
 
Forum: Personal Consumer Issues
Topic: Do frozen fruits have to be washed?
Replies: 17
Views: 1528

Re: Bluebird

jebmke wrote:Seeing this in the consumer forum, I assumed it was about the Eastern Bluebird. One of our boxes just fledged 5 "utes".


No bluebirds but I fledged 3 Ash-throated flycatchers from my bluebird box, this week. :beer
by Grasshopper
Thu Jun 19, 2014 7:31 pm
 
Forum: Personal Consumer Issues
Topic: Bluebird
Replies: 14
Views: 1698

Re: Talk me out of buying a Porsche Convertible. DISASTER!!!

I sold a sporty car to a fellow from work. He came in the following Monday complaining that I sold him a lemon, that the transmission had gone out. So I asked where did this happen? His reply "At the racetrack." Ha Ha Ha, you lose.
by Grasshopper
Sun Jun 15, 2014 2:46 pm
 
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Porsche Convertible. DISASTER!!!
Replies: 45
Views: 6561

Re: Geico? No, thank you...

I had Progressive for 15+ years, got new quotes every 2-3 years, even did the speed/brake/night driving monitor thing. My last year with them they wanted to give me 10% for the electronic gizmos but raised my rate 15%. No tickets no accidents 60+ in age. I just had my 60000 mile service on my GMC PU...
by Grasshopper
Sat Jun 14, 2014 7:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Geico? No, thank you...
Replies: 49
Views: 5454

Re: TV - is wifi needed or desirable?

I use chromecast and my tablet to control my TV, but I only stream NetFlix and music to the TV. I use to use my laptop an HDMI cable and just use a wireless mouse from my easy chair. Cable free is best.
by Grasshopper
Fri Jun 13, 2014 10:20 pm
 
Forum: Personal Consumer Issues
Topic: TV - is wifi needed or desirable?
Replies: 25
Views: 2067

Re: As Bogleheads, a comforting thought for everyone....

Saving is easy, spending is hard.

Yea I know, I need help, I'm sure Ms G would help. :beer
by Grasshopper
Thu Jun 12, 2014 8:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: As Bogleheads, a comforting thought for everyone....
Replies: 46
Views: 4846

Re: Is having too much credit line a bad thing?

I forgot about the utilization rate after charging a cruise last year. After I realised and said RUT ROW, turned out to be not a biggie as my FICO score stayed at 822. :oops:
by Grasshopper
Mon Jun 09, 2014 7:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is having too much credit line a bad thing?
Replies: 10
Views: 993

Re: Favorite guitarist...

I am currently reading "One Way Out, The Inside Story of the Allman Brothers Band" by Alan Paul. Duane Allman and Dickey Betts were pretty good. The book states that Clapton was simply in awe of Duane and vise versa. Ed Check out Muscle Shoals on NetFlix. Duane Allman RIP John McLaughlin ...
by Grasshopper
Wed Jun 04, 2014 2:39 pm
 
Forum: Personal Consumer Issues
Topic: Favorite guitarist...
Replies: 207
Views: 21108

Re: Who are the BogleHeads.org heavyweights?

Everyone mentioned plus Bigfoot48. :beer
by Grasshopper
Sun Jun 01, 2014 8:53 pm
 
Forum: Forum Issues and Administration
Topic: Who are the Bogleheads.org heavyweights?
Replies: 127
Views: 9188

Re: Happy Anniversary! [From Vanguard to Clients]

My 30th came and went, but I have 2 ceramic coffee mugs. :beer
by Grasshopper
Fri May 30, 2014 5:17 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Happy Anniversary! [From Vanguard to Clients]
Replies: 44
Views: 3824

Re: MEMORIAL DAY, 2014

I have lots to be thankful on Monday, my mom turns 89 also. I would like to thank everyone that served, including my Father and Grandfather. :beer
by Grasshopper
Sun May 25, 2014 7:07 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: MEMORIAL DAY, 2014
Replies: 17
Views: 2177

Re: Market fluctuation in late 2008

I was just happy I didn't lose my Flagship status. :beer
by Grasshopper
Sun May 25, 2014 6:51 pm
 
Forum: Investing - Theory, News & General
Topic: Market fluctuation in late 2008
Replies: 51
Views: 3416

Re: Skip IRA for 1 year to buy engagement ring

So now we know Vanguard does watch Bogleheads.org

From their FaceBook post today

Vanguard

Would you stop making IRA contributions for a year to save up for an engagement ring? (Confession: This question was inspired by an interesting Bogleheads discussion!)
by Grasshopper
Thu May 22, 2014 11:06 am
 
Forum: Personal Finance (Not Investing)
Topic: Skip IRA for 1 year to buy engagement ring
Replies: 194
Views: 13402

Re: Why did I just get a 2012 CA income tax refund check?

Arizona just had a new twist in 2013, in that only 90% of LTCG after Dec 2012 are taxed. In 2014 only 80%, and from 2015 on 75%. Retired and live in the boonies, but I almost missed this in 2013. TT sort of got it only half right. :beer
by Grasshopper
Sun May 18, 2014 3:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Why did I just get a 2012 CA income tax refund check?
Replies: 15
Views: 1468

Re: A Short Survey for Retirees

Ms G. and I retired in 2006, survived the stock and real estate crash, moved to a remote home in SE Arizona. Surprised by how busy we are in living in a zip code bigger than Rhode Island where only 300 folks live. Neighbors can live 10 miles away, the post office is 15 miles from the homestead. :beer
by Grasshopper
Sat May 03, 2014 8:51 am
 
Forum: Personal Consumer Issues
Topic: A Short Survey for Retirees
Replies: 73
Views: 5357

Re: Did (will) you pay off your mortgage by retirement?

Made the last mortgage payment in 2002, retired at 54 in 2006. Having no mortgage made me realize that I could retire when ever I wanted to. :beer
by Grasshopper
Wed Apr 30, 2014 8:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: Did (will) you pay off your mortgage by retirement?
Replies: 68
Views: 3457

Re: Did you tell anyone you paid off your mortgage?

I even choked when my realtor asked how much we owed on our house when we put it up for sale. I knew that it was a negotiating point, because it could be preseeved that we didn't need the money and it was all profit. Though I am sure that the information was available to them anyway.
by Grasshopper
Wed Apr 30, 2014 8:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: Did you tell anyone you paid off your mortgage?
Replies: 158
Views: 12611

Re: Last Minute Denali Trip - Where to find lodging?!

I think if you want to stay backcountry in Kantishna a tour company may be your best bet. I think that lodging is locked up for reservations by them, and also pricey.
by Grasshopper
Tue Apr 22, 2014 8:04 am
 
Forum: Personal Consumer Issues
Topic: Last Minute Denali Trip - Where to find lodging?!
Replies: 13
Views: 1218

Re: Baby Boomers: Top 10 Movies

I would include Breakfast at Tiffany's (1961).
by Grasshopper
Fri Apr 18, 2014 8:00 pm
 
Forum: Personal Consumer Issues
Topic: Baby Boomers: Top 10 Movies
Replies: 49
Views: 4051

Re: Anyone feed the birds?

I am up to 4 nectar feeders now changing daily. I am at 5 species yesterday, Broad-tailed, Broad-billed, Blue-throated, Annas, Rufous. Costas and most male Rufous are already through my area. I bet I have 20-25 hummers coming in, some are already starting to nest. I also have 20 orioles that use the...
by Grasshopper
Sun Apr 13, 2014 9:37 am
 
Forum: Personal Consumer Issues
Topic: Anyone feed the birds?
Replies: 84
Views: 6959

Re: Costa Rica?

We did two weeks in 2012, first week at the edge of Volcan Barva in San Jose dela Montana. Hiked, ziplined, visited coffee plantation, saw the fog in Volcan Poas, went to market in Heredia. Second week on the Pacific coast in the closest room to Manuel Antonio National Park. Breakfast was as good as...
by Grasshopper
Sun Apr 13, 2014 9:11 am
 
Forum: Personal Consumer Issues
Topic: Costa Rica?
Replies: 14
Views: 1519

Re: I saw a "Boglehead" on my flight yesterday!

I already have a coffee mug, but I have another one coming through a FaceBook like.
by Grasshopper
Fri Apr 11, 2014 4:46 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: I saw a "Boglehead" on my flight yesterday!
Replies: 65
Views: 12675

Re: What to do with cash?

Son, I haven't had a mortgage since I was 40, and retired at 54. In general grasshopper don't like debt. :beer
by Grasshopper
Thu Apr 10, 2014 8:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: What to do with cash?
Replies: 16
Views: 2509

Re: Seattle trip at end of May - Any tips?

Go hike Mt Si, (Twin Peaks) Everyone should hike this once in a lifetime. :beer

http://www.wta.org/go-hiking/hikes/mount-si
by Grasshopper
Tue Apr 08, 2014 3:40 pm
 
Forum: Personal Consumer Issues
Topic: Seattle trip at end of May - Any tips?
Replies: 23
Views: 1978

Re: Windjammer/Tall ship cruise

We like Un-Cruise Adventures, while not a sailing ship, it is a small ship experience. We did the Alaska inside in June, liked it so much we did a week in Hawaii. In Alaska we were on a 66 passenger ship only one land stop except for hiking glaciers. Stand up boarding, kayaking, hiking, whale watchi...
by Grasshopper
Wed Apr 02, 2014 9:16 am
 
Forum: Personal Consumer Issues
Topic: Windjammer/Tall ship cruise
Replies: 15
Views: 1314

Re: Why is ordered filled at a split penny price point ?

Thanks this has always been a fly in my soup. :beer
by Grasshopper
Mon Mar 31, 2014 8:01 pm
 
Forum: Investing - Theory, News & General
Topic: Why is ordered filled at a split penny price point ?
Replies: 15
Views: 955

Re: Poll: When did you retire? Would you do it all over agai

Retired in 2006 at age 54, was just the right time. I would hate to be out in the workforce in today's climate. :happy
by Grasshopper
Tue Mar 18, 2014 9:19 am
 
Forum: Investing - Theory, News & General
Topic: Poll: When did you retire? Would you do it all over again ?
Replies: 103
Views: 11639

Re: Flagship Rep called me

I always email so I have a hard copy of our thoughts/actions. My Flagship rep has camped out in the mountain behind my home, he knows exactly where I live. He probably wonders how I got to be Flagship. :beer
by Grasshopper
Mon Mar 17, 2014 8:26 pm
 
Forum: Personal Consumer Issues
Topic: Flagship Rep called me
Replies: 22
Views: 4580

Re: Cheap ammo

Sorry guys its me I have about 10 bricks of 22LR in the gun safe. My 10/22 is Ms.G's go to for rattlesnake in the yard, and I carry a 911 in 22LR, cause no one will ask if it is a 45 in my holster. As a plus at 2 cents a round I can unload a 10 round mag and not come close to the cost of one 38/357 ...
by Grasshopper
Mon Mar 17, 2014 9:24 am
 
Forum: Personal Consumer Issues
Topic: Cheap ammo
Replies: 26
Views: 2522
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