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Re: new computer for wireless network

Get a usb wireless adapter and plug it into an open usb slot and lose the cable $20-30.
by Grasshopper
Mon Dec 22, 2014 2:36 pm
 
Forum: Personal Consumer Issues
Topic: new computer for wireless network
Replies: 22
Views: 1137

Re: What to do if someone is using your home address?

When I lived in Japan in a smallish city far from Tokyo, the post office would sometimes drop through my door any letters hand-addressed in non-Japanese script. Didn't matter the address. All those gaijin must know each other, right? I lived in animal house situation, the postmaster could never tel...
by Grasshopper
Sun Dec 21, 2014 4:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: What to do if someone is using your home address?
Replies: 25
Views: 2703

Re: What is the best meal you've had at a restaurant?

Tijuana Taco the old store on York Rd in Baltimore. I had my first date with Ms G, there in 1979. :beer
by Grasshopper
Sat Dec 13, 2014 9:17 pm
 
Forum: Personal Consumer Issues
Topic: What is the best meal you've had at a restaurant?
Replies: 88
Views: 6590

Re: Vanguard/TurboTax purchase experience

If you have an Intuit account you can delete the auto-purchase, in fact it won't charge you without an additional OK.
by Grasshopper
Sat Dec 13, 2014 4:36 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard/TurboTax purchase experience
Replies: 4
Views: 1031

Re: Poll: Your Portfolio Tax Diversification

50% taxable
45% tira
5% roth

Retired now 9 years converting tira to roth for 10 more years.
by Grasshopper
Fri Dec 12, 2014 7:58 am
 
Forum: Investing - Theory, News & General
Topic: Poll: Your Portfolio Tax Diversification
Replies: 45
Views: 2464

Re: Intuit TurboTax 2014 Basic/Deluxe $0, Premier $9.99

Got it $9.99 TurboTax Premier 2014, downloaded and working.
by Grasshopper
Sun Dec 07, 2014 2:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Intuit TurboTax 2014 Basic/Deluxe $0, Premier $9.99
Replies: 49
Views: 3896

Re: Vanguard Turbo Tax prices anounced

Flagship: Federal: Premier online $9.99 desktop $9.99 state included https://personal.vanguard.com/us/insights/taxcenter/qdi/turbotax There is a conflicting information on that page. For example: Premier download is shown as $9.99 (state included), but a few lines down it shows "State $39.99.&...
by Grasshopper
Fri Dec 05, 2014 5:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Turbo Tax prices anounced
Replies: 57
Views: 7782

Re: Credit Card Rejection!

One good result is a free credit report if you wanted one. :beer
by Grasshopper
Fri Dec 05, 2014 4:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Credit Card Rejection!
Replies: 17
Views: 1111

Vanguard Turbo Tax prices anounced

Flagship: Federal: Premier online $9.99 desktop $9.99 state included

https://personal.vanguard.com/us/insigh ... i/turbotax
by Grasshopper
Fri Dec 05, 2014 4:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Turbo Tax prices anounced
Replies: 57
Views: 7782

Re: Theory on eligibility to upgrade to Vanguard Brokerage a

Maybe my problem is that I've used automatic exchanges, even though none are active right now. Until I am convinced that automatic exchanges between Vanguard funds will still be available in the "upgraded" system, I'm not going to try to make the change . <Automatic withdrawal> Inactive C...
by Grasshopper
Sun Nov 30, 2014 9:46 pm
 
Forum: Investing - Theory, News & General
Topic: Theory on eligibility to upgrade to Vanguard Brokerage accou
Replies: 12
Views: 2127

Re: Discover Card - New Deal

I just was posted my $200 for spending $1K a month for 4 months from Discover. :beer
by Grasshopper
Thu Nov 27, 2014 7:56 am
 
Forum: Personal Consumer Issues
Topic: Discover Card - New Deal
Replies: 13
Views: 2038

Re: Vanguard offers login security code

Signed up, but every logon won't work with Quicken only recognised device. :oops:
by Grasshopper
Sat Nov 22, 2014 8:06 am
 
Forum: Personal Consumer Issues
Topic: Vanguard offers login security code
Replies: 96
Views: 14367

Re: Poll: Net cost of your checking account annually?

I do surveys for my bank, so after free checking, Quicken fee, I net over $200 a year. :beer beer money :mrgreen:
by Grasshopper
Wed Nov 19, 2014 5:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll: Net cost of your checking account annually?
Replies: 44
Views: 2837

Re: Vanguard launches new offering ... [Vanguard merchandise

Not to start the Organic VS Conventional fight, I got a Vanguard shirt made with organic cotton. :beer
by Grasshopper
Tue Nov 18, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 115
Views: 13126

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

From Vanguards website Coming soon: TurboTax for tax year 2014 will be available in early December. Please return to this page at that time to take advantage of great discounts. The pricing information below is not reflective of 2014 pricing. TurboTax Premier for Flagship clients, price TBD. I spent...
by Grasshopper
Sat Nov 15, 2014 5:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 140
Views: 16900

Re: Waitress giving me discount - ethical question

We were at Pizza Hut he other day, as usual we ask at the counter to please have a veggie pie for the two of us on the buffet. Well lunch was fine plenty to eat and the manager comes to our table and comps us one buffet, saying they were sorry it wasn't available sooner for us. So Mr moneybags dropp...
by Grasshopper
Sat Nov 15, 2014 4:56 pm
 
Forum: Personal Consumer Issues
Topic: Waitress giving me discount - ethical question
Replies: 62
Views: 7652

Re: Transition from Saving to Spending

You can quote me "saving is easy, spending is hard". :beer
by Grasshopper
Fri Nov 14, 2014 3:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Transition from Saving to Spending
Replies: 37
Views: 4890

Re: Planning to Retire at 55

The guys and gals at http://www.early-retirement.org might offer some advice. Lots of experienced early retires there, Ms G and I retired 9 years ago at 54/50 made it through 2007-2009 with an increasing net worth today. :beer
by Grasshopper
Thu Nov 06, 2014 8:15 am
 
Forum: Personal Finance (Not Investing)
Topic: Planning to Retire at 55
Replies: 22
Views: 3481

Re: How much capacity for a new tablet?

Nexus 7 32 gb, I have only used 18 gb and I somehow loaded all my music and photos from my laptop accidentally. :oops:
by Grasshopper
Sat Oct 18, 2014 1:55 pm
 
Forum: Personal Consumer Issues
Topic: How much capacity for a new tablet?
Replies: 8
Views: 766

Re: Cruise to Mexico

We did a Sea of Cortez trip, based near/in Loreto. It could only be called a cruise if you mean paddling a kayak from island to island is cruising. Loreto is a great old town with a great history, and lots to do. In fact come November Ms G and I are shipping out with a small ship cruise called Un-Cr...
by Grasshopper
Fri Oct 17, 2014 4:00 pm
 
Forum: Personal Consumer Issues
Topic: Cruise to Mexico
Replies: 4
Views: 540

Re: Splurge vacation recovery--Hawaii or?

countmein wrote:big island! Not much happening in Loreto, and was hit by the hurricane to boot. hawaii is so easy from the bay area...


Loreto could be a little to quiet. I haven't changed plans for a fall trip from Cabos to Loreto flying into SJD airport.
by Grasshopper
Wed Oct 08, 2014 7:45 am
 
Forum: Personal Consumer Issues
Topic: Splurge vacation recovery--Hawaii or?
Replies: 30
Views: 3014

Re: Can I use a tablet for auto navigation?

I use my Nexus 7, along with Google Maps. You will have to save the map you want to your tablet if wifi isn't available on the road.
by Grasshopper
Sun Oct 05, 2014 2:20 pm
 
Forum: Personal Consumer Issues
Topic: Can I use a tablet for auto navigation?
Replies: 9
Views: 947

Re: Oatmeal suggestions

I use organic bulk rolled oats from Sprouts, I use 1/4 cup of oats, 1/4 cup of almond milk, 2.5 oz organic frozen blueberries, 1/4 teaspoon of cinnamon, and let the whole bowl soak, while I have my coffee. An hour later good to go.
by Grasshopper
Tue Sep 30, 2014 8:18 am
 
Forum: Personal Consumer Issues
Topic: Oatmeal suggestions
Replies: 147
Views: 12857

Re: Specific Tax Lot Question

I have been taking LTCG for about 4 years, and taking some cash off the table and reinvesting a big chunk. So right now all my sells are reported to the IRS. I let Vanguard and TurboTax do all the heavy lifting. :beer
by Grasshopper
Mon Sep 29, 2014 7:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: Specific Tax Lot Question
Replies: 5
Views: 339

Re: Biggest discretionary expense in retirement?

Travel 20% pets almost 12%, but the dogs take care of security around the ranch.
by Grasshopper
Mon Sep 22, 2014 8:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Biggest discretionary expense in retirement?
Replies: 29
Views: 3127

Re: Refrigerator problem

Timely, temperature was going up in my fridge over the weekend. Pulled off the freezer inside cover, yeap everything is frozen. I did this in June 2011 new defroster heater for $40 fixed it for 4 years. Pulled the heater tried to impress Ms G with my multimeter skill, but both ends came out totally ...
by Grasshopper
Mon Sep 22, 2014 8:18 pm
 
Forum: Personal Consumer Issues
Topic: Refrigerator problem
Replies: 20
Views: 1774

Re: Good hobby for a bright/obsessive 9 year old?

9 yos love creepy critters, snakes, lizards turtles, I was a bird watcher at that age received merit badges in birdwatching and reptile study.
by Grasshopper
Mon Sep 15, 2014 1:22 pm
 
Forum: Personal Consumer Issues
Topic: Good hobby for a bright/obsessive 9 year old?
Replies: 73
Views: 3393

RMD Bond Mutual Funds, and Bond duration more to lose sleep

Since holding bonds through the full duration is important especially with rising rates. What about bond funds when RMDs in tIRAs are coming up sooner than the average duration. Example Wellesley bond average duration is 6.1 and I will start RMDs from that fund in 5 years. Do I lose out somehow?
by Grasshopper
Mon Sep 15, 2014 9:47 am
 
Forum: Investing - Help with Personal Investments
Topic: RMD Bond Mutual Funds, and Bond duration more to lose sleep
Replies: 8
Views: 569

Re: Need advice on which tablet to buy

I have a Nexus 7 (2012) 32 GB, I use it for reading, checking mail away from home, casting Netflix to the boobtube, music with a Bluetooth speaker. I am pretty happy with it, I really like the interface with Google and the cloud.
by Grasshopper
Fri Sep 12, 2014 7:19 pm
 
Forum: Personal Consumer Issues
Topic: Need advice on which tablet to buy
Replies: 44
Views: 2759

Re: Problem with Quicken 2014 Backups

I am with Cut-throat here, I never have what Qkn calls a backup file. I back the Qkn file I use to a Micro disc and it is called data. I start Qkn with this file use it during the day and than back it up. I know that everything I have entered is on that file. Using Backup on Qkn you never know what ...
by Grasshopper
Thu Sep 11, 2014 4:46 pm
 
Forum: Personal Consumer Issues
Topic: Problem with Quicken 2014 Backups
Replies: 5
Views: 491

Re: Vanguard Recommending Quicken Changes

Also see this you might need to update the FI list.

http://quicken.intuit.com/support/help/ ... 82114.html
by Grasshopper
Thu Sep 11, 2014 3:42 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard Recommending Quicken Changes
Replies: 62
Views: 6494

Re: Home Depot Breach - zip codes revealed

My only HD purchase was online, any clue if I was hacked. I download into Quicken daily, I logged into Discover and they made a statement about the HD attack. :oops:
by Grasshopper
Fri Sep 05, 2014 10:22 am
 
Forum: Personal Consumer Issues
Topic: Home Depot Breach - zip codes revealed
Replies: 43
Views: 6293

Re: Estimated taxes / Vanguard information . . . HELP!

I just pay estimated taxes on capital gains as I take them. Vanguard does a fine job of supplying realized CG information. I would never time a capital gain by when it was reported to the IRS. Now if you are looking for CG on mutual funds under distribution there is historical information and curren...
by Grasshopper
Wed Sep 03, 2014 10:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Estimated taxes / Vanguard information . . . HELP!
Replies: 20
Views: 1042

Re: Nipomo/Pismo/Obispo: Where to stay?

Another vote for Morro Bay.
by Grasshopper
Wed Sep 03, 2014 9:52 pm
 
Forum: Personal Consumer Issues
Topic: Nipomo/Pismo/Obispo: Where to stay?
Replies: 18
Views: 993

Re: Estimated taxes / Vanguard information . . . HELP!

How would Vanguard know your tax bracket, statements for brokerage show estimated income, divide this by 4. :confused
by Grasshopper
Wed Sep 03, 2014 9:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Estimated taxes / Vanguard information . . . HELP!
Replies: 20
Views: 1042

Re: Suggestions for a Western States road trip?

No help, but it sounds like a great retirement trip. Enjoy.
by Grasshopper
Mon Sep 01, 2014 3:36 pm
 
Forum: Personal Consumer Issues
Topic: Suggestions for a Western States road trip?
Replies: 21
Views: 2108

Re: How similar/dissimilar should my wife's Roth IRA be to m

My wife and I use Wellesley for all our tIRA and Roth IRAs at 40% stock and 60% bonds. Our taxable account is all Total Stock and Total International. So our total portfolio is close to 50/50. A target fund would work as well for all tax free/tax advantaged accounts.
by Grasshopper
Sun Aug 31, 2014 10:03 pm
 
Forum: Investing - Help with Personal Investments
Topic: How similar/dissimilar should my wife's Roth IRA be to mine?
Replies: 13
Views: 1074

Re: Do you have class?

I only use Discover for the 5% cashback, I had not used it a lot so they offered me $200 to charge $1000 a month for 5 months. Ha ha ha, like taking candy from a baby. Switch my utilities and gas(5% back this summer). and I am mostly there. :mrgreen:
by Grasshopper
Sun Aug 31, 2014 9:53 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you have class?
Replies: 15
Views: 1665

Re: Anyone used Vanguard Flagship Services With Portfolio $1

I use Vanguard Advantage, as for my rep, I use email because I like to have replies in writing. Free trades, TurboTax, and I have 2 coffee cups. :beer I wish my VA card said something like " This guy has mega bucks". or this :moneybag
by Grasshopper
Sat Aug 30, 2014 1:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Anyone used Vanguard Flagship Services With Portfolio $1M+
Replies: 41
Views: 4478

Re: Retiree Poll: Do you do any volunteer work?

Volunteer Firefighter, qualified red carded wildland at age 63 not to shabby. :beer
by Grasshopper
Fri Aug 22, 2014 10:05 pm
 
Forum: Personal Consumer Issues
Topic: Retiree Poll: Do you do any volunteer work?
Replies: 32
Views: 2618

Re: Rain Jacket Recommendations

Nothing like buying good raingear as insurance that if you pack it you won't need it.
by Grasshopper
Fri Aug 22, 2014 5:40 pm
 
Forum: Personal Consumer Issues
Topic: Rain Jacket Recommendations
Replies: 29
Views: 2007

Re: Good place to buy eyeglasses without insurance?

I go to Mexico 50 miles away, free exam Flexon, progressive lens, in 2 hours $165. I go to the Optometrist pick out what I want, go have some excellent fresh farmers cheese enchiladas and drive home with my new pair of glasses.
by Grasshopper
Thu Aug 21, 2014 3:59 pm
 
Forum: Personal Consumer Issues
Topic: Good place to buy eyeglasses without insurance?
Replies: 39
Views: 2958

Re: I failed SS login

I had problems signing up because the name of my USA birthplace had changed. My passport has the same now wrong name, I suspect I will have problems there at renewal. Born before area codes and zip codes.

+1 on the logon every 5 1/2 months.
by Grasshopper
Thu Aug 21, 2014 2:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: I failed SS login
Replies: 18
Views: 1878

Re: Kimchi

We make kimchi all the time, napa cabbage, radish, spring onions, course salt, but the flavour is from the dried red peppers. We use a big jar, rubber cork, and airlock(wine making supplies) 70 degree temp 5-6 days than refridgerate.
by Grasshopper
Thu Aug 21, 2014 2:30 pm
 
Forum: Personal Consumer Issues
Topic: Kimchi
Replies: 40
Views: 2037

Re: Weekend in Tucson - Kids' Birthday

For the young folks to find out about the desert and its inhabitants I say the AZ Sonoran Desert Museum.

https://www.desertmuseum.org/visit/exhibits.php
by Grasshopper
Thu Aug 14, 2014 5:40 pm
 
Forum: Personal Consumer Issues
Topic: Weekend in Tucson - Kids' Birthday
Replies: 19
Views: 1014

Re: Where do you buy clothes?

Retired going on 10 years, I am changing most of my clothes over to travel friendly stuff. Sierra Trading gets a lot of my business. Rant 100% cotton white boxers, Target use to be the place JC Penny's has some but stiffer material. I like to just buy a dozen every year and toss them out and buy new...
by Grasshopper
Wed Aug 13, 2014 8:25 pm
 
Forum: Personal Consumer Issues
Topic: Where do you buy clothes?
Replies: 105
Views: 9991

Re: POLL: My home is worth less/more in 2014 than in 2007?

The home we had in Phoenix metro doubled in price 1998-2006,we retired and sold it. Bought at the top of the market in 2006 on rural land, but spent one third the price that we sold our Phoenix home for. Now 8 years later the value of our rural property is down 30-50%, but overall we are still ahead...
by Grasshopper
Sun Jul 27, 2014 6:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: My home is worth less/more in 2014 than in 2007?
Replies: 94
Views: 6250

Re: Car did not start: To dispose? How?

I have this solar charger on an SUV I drive about once a month, works great. http://www.walmart.com/ip/Coleman-2W-Solar-Battery-Maintainer/15063010?action=product_interest&action_type=image&placement_id=irs_middle&strategy=PWVUB&visitor_id=75666857729&category=0%3A91083%3A1074767...
by Grasshopper
Thu Jul 10, 2014 8:49 pm
 
Forum: Personal Consumer Issues
Topic: Car did not start: To dispose? How?
Replies: 70
Views: 6286

Re: VISA Signature? MasterCard World

I got a few free wine tastings/tours in Sonoma with my signature card. :beer

http://www.sonomawine.com/visa-signatur ... nery-guide
by Grasshopper
Tue Jun 24, 2014 6:36 pm
 
Forum: Personal Consumer Issues
Topic: VISA Signature? MasterCard World
Replies: 8
Views: 1015
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