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Re: Vanguard offers login security code

Signed up, but every logon won't work with Quicken only recognised device. :oops:
by Grasshopper
Sat Nov 22, 2014 8:06 am
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard offers login security code
Replies: 68
Views: 5523

Re: Poll: Net cost of your checking account annually?

I do surveys for my bank, so after free checking, Quicken fee, I net over $200 a year. :beer beer money :mrgreen:
by Grasshopper
Wed Nov 19, 2014 5:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll: Net cost of your checking account annually?
Replies: 44
Views: 2243

Re: Vanguard launches new offering ... [Vanguard merchandise

Not to start the Organic VS Conventional fight, I got a Vanguard shirt made with organic cotton. :beer
by Grasshopper
Tue Nov 18, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 115
Views: 11137

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

From Vanguards website Coming soon: TurboTax for tax year 2014 will be available in early December. Please return to this page at that time to take advantage of great discounts. The pricing information below is not reflective of 2014 pricing. TurboTax Premier for Flagship clients, price TBD. I spent...
by Grasshopper
Sat Nov 15, 2014 5:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 87
Views: 9106

Re: Waitress giving me discount - ethical question

We were at Pizza Hut he other day, as usual we ask at the counter to please have a veggie pie for the two of us on the buffet. Well lunch was fine plenty to eat and the manager comes to our table and comps us one buffet, saying they were sorry it wasn't available sooner for us. So Mr moneybags dropp...
by Grasshopper
Sat Nov 15, 2014 4:56 pm
 
Forum: Personal Consumer Issues
Topic: Waitress giving me discount - ethical question
Replies: 62
Views: 6650

Re: Transition from Saving to Spending

You can quote me "saving is easy, spending is hard". :beer
by Grasshopper
Fri Nov 14, 2014 3:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Transition from Saving to Spending
Replies: 37
Views: 3919

Re: Planning to Retire at 55

The guys and gals at http://www.early-retirement.org might offer some advice. Lots of experienced early retires there, Ms G and I retired 9 years ago at 54/50 made it through 2007-2009 with an increasing net worth today. :beer
by Grasshopper
Thu Nov 06, 2014 8:15 am
 
Forum: Personal Finance (Not Investing)
Topic: Planning to Retire at 55
Replies: 22
Views: 3433

Re: How much capacity for a new tablet?

Nexus 7 32 gb, I have only used 18 gb and I somehow loaded all my music and photos from my laptop accidentally. :oops:
by Grasshopper
Sat Oct 18, 2014 1:55 pm
 
Forum: Personal Consumer Issues
Topic: How much capacity for a new tablet?
Replies: 8
Views: 755

Re: Cruise to Mexico

We did a Sea of Cortez trip, based near/in Loreto. It could only be called a cruise if you mean paddling a kayak from island to island is cruising. Loreto is a great old town with a great history, and lots to do. In fact come November Ms G and I are shipping out with a small ship cruise called Un-Cr...
by Grasshopper
Fri Oct 17, 2014 4:00 pm
 
Forum: Personal Consumer Issues
Topic: Cruise to Mexico
Replies: 4
Views: 529

Re: Splurge vacation recovery--Hawaii or?

countmein wrote:big island! Not much happening in Loreto, and was hit by the hurricane to boot. hawaii is so easy from the bay area...


Loreto could be a little to quiet. I haven't changed plans for a fall trip from Cabos to Loreto flying into SJD airport.
by Grasshopper
Wed Oct 08, 2014 7:45 am
 
Forum: Personal Consumer Issues
Topic: Splurge vacation recovery--Hawaii or?
Replies: 30
Views: 2833

Re: Can I use a tablet for auto navigation?

I use my Nexus 7, along with Google Maps. You will have to save the map you want to your tablet if wifi isn't available on the road.
by Grasshopper
Sun Oct 05, 2014 2:20 pm
 
Forum: Personal Consumer Issues
Topic: Can I use a tablet for auto navigation?
Replies: 9
Views: 925

Re: Oatmeal suggestions

I use organic bulk rolled oats from Sprouts, I use 1/4 cup of oats, 1/4 cup of almond milk, 2.5 oz organic frozen blueberries, 1/4 teaspoon of cinnamon, and let the whole bowl soak, while I have my coffee. An hour later good to go.
by Grasshopper
Tue Sep 30, 2014 8:18 am
 
Forum: Personal Consumer Issues
Topic: Oatmeal suggestions
Replies: 140
Views: 9954

Re: Specific Tax Lot Question

I have been taking LTCG for about 4 years, and taking some cash off the table and reinvesting a big chunk. So right now all my sells are reported to the IRS. I let Vanguard and TurboTax do all the heavy lifting. :beer
by Grasshopper
Mon Sep 29, 2014 7:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: Specific Tax Lot Question
Replies: 5
Views: 336

Re: Biggest discretionary expense in retirement?

Travel 20% pets almost 12%, but the dogs take care of security around the ranch.
by Grasshopper
Mon Sep 22, 2014 8:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Biggest discretionary expense in retirement?
Replies: 29
Views: 3058

Re: Refrigerator problem

Timely, temperature was going up in my fridge over the weekend. Pulled off the freezer inside cover, yeap everything is frozen. I did this in June 2011 new defroster heater for $40 fixed it for 4 years. Pulled the heater tried to impress Ms G with my multimeter skill, but both ends came out totally ...
by Grasshopper
Mon Sep 22, 2014 8:18 pm
 
Forum: Personal Consumer Issues
Topic: Refrigerator problem
Replies: 20
Views: 1740

Re: Good hobby for a bright/obsessive 9 year old?

9 yos love creepy critters, snakes, lizards turtles, I was a bird watcher at that age received merit badges in birdwatching and reptile study.
by Grasshopper
Mon Sep 15, 2014 1:22 pm
 
Forum: Personal Consumer Issues
Topic: Good hobby for a bright/obsessive 9 year old?
Replies: 73
Views: 3316

RMD Bond Mutual Funds, and Bond duration more to lose sleep

Since holding bonds through the full duration is important especially with rising rates. What about bond funds when RMDs in tIRAs are coming up sooner than the average duration. Example Wellesley bond average duration is 6.1 and I will start RMDs from that fund in 5 years. Do I lose out somehow?
by Grasshopper
Mon Sep 15, 2014 9:47 am
 
Forum: Investing - Help with Personal Investments
Topic: RMD Bond Mutual Funds, and Bond duration more to lose sleep
Replies: 8
Views: 565

Re: Need advice on which tablet to buy

I have a Nexus 7 (2012) 32 GB, I use it for reading, checking mail away from home, casting Netflix to the boobtube, music with a Bluetooth speaker. I am pretty happy with it, I really like the interface with Google and the cloud.
by Grasshopper
Fri Sep 12, 2014 7:19 pm
 
Forum: Personal Consumer Issues
Topic: Need advice on which tablet to buy
Replies: 44
Views: 2707

Re: Problem with Quicken 2014 Backups

I am with Cut-throat here, I never have what Qkn calls a backup file. I back the Qkn file I use to a Micro disc and it is called data. I start Qkn with this file use it during the day and than back it up. I know that everything I have entered is on that file. Using Backup on Qkn you never know what ...
by Grasshopper
Thu Sep 11, 2014 4:46 pm
 
Forum: Personal Consumer Issues
Topic: Problem with Quicken 2014 Backups
Replies: 5
Views: 488

Re: Vanguard Recommending Quicken Changes

Also see this you might need to update the FI list.

http://quicken.intuit.com/support/help/ ... 82114.html
by Grasshopper
Thu Sep 11, 2014 3:42 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard Recommending Quicken Changes
Replies: 62
Views: 6174

Re: Home Depot Breach - zip codes revealed

My only HD purchase was online, any clue if I was hacked. I download into Quicken daily, I logged into Discover and they made a statement about the HD attack. :oops:
by Grasshopper
Fri Sep 05, 2014 10:22 am
 
Forum: Personal Consumer Issues
Topic: Home Depot Breach - zip codes revealed
Replies: 43
Views: 6187

Re: Estimated taxes / Vanguard information . . . HELP!

I just pay estimated taxes on capital gains as I take them. Vanguard does a fine job of supplying realized CG information. I would never time a capital gain by when it was reported to the IRS. Now if you are looking for CG on mutual funds under distribution there is historical information and curren...
by Grasshopper
Wed Sep 03, 2014 10:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Estimated taxes / Vanguard information . . . HELP!
Replies: 20
Views: 1005

Re: Nipomo/Pismo/Obispo: Where to stay?

Another vote for Morro Bay.
by Grasshopper
Wed Sep 03, 2014 9:52 pm
 
Forum: Personal Consumer Issues
Topic: Nipomo/Pismo/Obispo: Where to stay?
Replies: 18
Views: 987

Re: Estimated taxes / Vanguard information . . . HELP!

How would Vanguard know your tax bracket, statements for brokerage show estimated income, divide this by 4. :confused
by Grasshopper
Wed Sep 03, 2014 9:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Estimated taxes / Vanguard information . . . HELP!
Replies: 20
Views: 1005

Re: Suggestions for a Western States road trip?

No help, but it sounds like a great retirement trip. Enjoy.
by Grasshopper
Mon Sep 01, 2014 3:36 pm
 
Forum: Personal Consumer Issues
Topic: Suggestions for a Western States road trip?
Replies: 21
Views: 1999

Re: How similar/dissimilar should my wife's Roth IRA be to m

My wife and I use Wellesley for all our tIRA and Roth IRAs at 40% stock and 60% bonds. Our taxable account is all Total Stock and Total International. So our total portfolio is close to 50/50. A target fund would work as well for all tax free/tax advantaged accounts.
by Grasshopper
Sun Aug 31, 2014 10:03 pm
 
Forum: Investing - Help with Personal Investments
Topic: How similar/dissimilar should my wife's Roth IRA be to mine?
Replies: 13
Views: 1029

Re: Do you have class?

I only use Discover for the 5% cashback, I had not used it a lot so they offered me $200 to charge $1000 a month for 5 months. Ha ha ha, like taking candy from a baby. Switch my utilities and gas(5% back this summer). and I am mostly there. :mrgreen:
by Grasshopper
Sun Aug 31, 2014 9:53 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you have class?
Replies: 15
Views: 1656

Re: Anyone used Vanguard Flagship Services With Portfolio $1

I use Vanguard Advantage, as for my rep, I use email because I like to have replies in writing. Free trades, TurboTax, and I have 2 coffee cups. :beer I wish my VA card said something like " This guy has mega bucks". or this :moneybag
by Grasshopper
Sat Aug 30, 2014 1:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Anyone used Vanguard Flagship Services With Portfolio $1M+
Replies: 41
Views: 4445

Re: Retiree Poll: Do you do any volunteer work?

Volunteer Firefighter, qualified red carded wildland at age 63 not to shabby. :beer
by Grasshopper
Fri Aug 22, 2014 10:05 pm
 
Forum: Personal Consumer Issues
Topic: Retiree Poll: Do you do any volunteer work?
Replies: 32
Views: 2579

Re: Rain Jacket Recommendations

Nothing like buying good raingear as insurance that if you pack it you won't need it.
by Grasshopper
Fri Aug 22, 2014 5:40 pm
 
Forum: Personal Consumer Issues
Topic: Rain Jacket Recommendations
Replies: 29
Views: 1943

Re: Good place to buy eyeglasses without insurance?

I go to Mexico 50 miles away, free exam Flexon, progressive lens, in 2 hours $165. I go to the Optometrist pick out what I want, go have some excellent fresh farmers cheese enchiladas and drive home with my new pair of glasses.
by Grasshopper
Thu Aug 21, 2014 3:59 pm
 
Forum: Personal Consumer Issues
Topic: Good place to buy eyeglasses without insurance?
Replies: 39
Views: 2855

Re: I failed SS login

I had problems signing up because the name of my USA birthplace had changed. My passport has the same now wrong name, I suspect I will have problems there at renewal. Born before area codes and zip codes.

+1 on the logon every 5 1/2 months.
by Grasshopper
Thu Aug 21, 2014 2:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: I failed SS login
Replies: 18
Views: 1853

Re: Kimchi

We make kimchi all the time, napa cabbage, radish, spring onions, course salt, but the flavour is from the dried red peppers. We use a big jar, rubber cork, and airlock(wine making supplies) 70 degree temp 5-6 days than refridgerate.
by Grasshopper
Thu Aug 21, 2014 2:30 pm
 
Forum: Personal Consumer Issues
Topic: Kimchi
Replies: 40
Views: 2022

Re: Weekend in Tucson - Kids' Birthday

For the young folks to find out about the desert and its inhabitants I say the AZ Sonoran Desert Museum.

https://www.desertmuseum.org/visit/exhibits.php
by Grasshopper
Thu Aug 14, 2014 5:40 pm
 
Forum: Personal Consumer Issues
Topic: Weekend in Tucson - Kids' Birthday
Replies: 19
Views: 984

Re: Where do you buy clothes?

Retired going on 10 years, I am changing most of my clothes over to travel friendly stuff. Sierra Trading gets a lot of my business. Rant 100% cotton white boxers, Target use to be the place JC Penny's has some but stiffer material. I like to just buy a dozen every year and toss them out and buy new...
by Grasshopper
Wed Aug 13, 2014 8:25 pm
 
Forum: Personal Consumer Issues
Topic: Where do you buy clothes?
Replies: 105
Views: 9828

Re: POLL: My home is worth less/more in 2014 than in 2007?

The home we had in Phoenix metro doubled in price 1998-2006,we retired and sold it. Bought at the top of the market in 2006 on rural land, but spent one third the price that we sold our Phoenix home for. Now 8 years later the value of our rural property is down 30-50%, but overall we are still ahead...
by Grasshopper
Sun Jul 27, 2014 6:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: My home is worth less/more in 2014 than in 2007?
Replies: 94
Views: 6170

Re: Car did not start: To dispose? How?

I have this solar charger on an SUV I drive about once a month, works great. http://www.walmart.com/ip/Coleman-2W-Solar-Battery-Maintainer/15063010?action=product_interest&action_type=image&placement_id=irs_middle&strategy=PWVUB&visitor_id=75666857729&category=0%3A91083%3A1074767...
by Grasshopper
Thu Jul 10, 2014 8:49 pm
 
Forum: Personal Consumer Issues
Topic: Car did not start: To dispose? How?
Replies: 70
Views: 6244

Re: VISA Signature? MasterCard World

I got a few free wine tastings/tours in Sonoma with my signature card. :beer

http://www.sonomawine.com/visa-signatur ... nery-guide
by Grasshopper
Tue Jun 24, 2014 6:36 pm
 
Forum: Personal Consumer Issues
Topic: VISA Signature? MasterCard World
Replies: 8
Views: 1005

Re: Any other retirees moving money out of Vanguard?

All my bonds are in tax deferred/free in Wellesley.
by Grasshopper
Tue Jun 24, 2014 1:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Any other retirees moving money out of Vanguard?
Replies: 54
Views: 6323

Re: Auto insurance fraud, id thief

Thanks again for all the replies, my bad we didn't just slam the phone down, we said we would call back. We are not angry, but confused about making statements about an accident that never involved us. We are happy that our insurance company contacted us so that we could watch our personal informati...
by Grasshopper
Mon Jun 23, 2014 9:06 am
 
Forum: Personal Finance (Not Investing)
Topic: Auto insurance fraud, id thief
Replies: 10
Views: 933

Re: Auto insurance fraud, id thief

Thanks for the reply. When someone calls you with some wild story the right thing to do is give them all kinds of personal information right there on the spot. Not me I call the claims dept phone number that is on my insurance policy to be sure it is legitimate. And than to give a statement, about a...
by Grasshopper
Sun Jun 22, 2014 11:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Auto insurance fraud, id thief
Replies: 10
Views: 933

Auto insurance fraud, id thief

Ms G received a call Friday, our auto insurance company wanted her to confirm a claim against her. Of course I told her to hang up we will call them. Turns out someone filed a fender bender claim used her policy number and possibly her name. The vehicle isn't any vehicle on our policy and the driver...
by Grasshopper
Sun Jun 22, 2014 8:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: Auto insurance fraud, id thief
Replies: 10
Views: 933

Re: Tracking asset allocation with Quicken

In Quicken I usually have to edit fund asset allocation. Everything in the stable is with Vanguard so I usually get use Vanguard Portfolio Watch. :beer
by Grasshopper
Sun Jun 22, 2014 7:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Tracking asset allocation with Quicken
Replies: 4
Views: 674

Re: Do frozen fruits have to be washed?

Thanks, now something else to worry about.
by Grasshopper
Sun Jun 22, 2014 7:28 pm
 
Forum: Personal Consumer Issues
Topic: Do frozen fruits have to be washed?
Replies: 17
Views: 1578

Re: Bluebird

jebmke wrote:Seeing this in the consumer forum, I assumed it was about the Eastern Bluebird. One of our boxes just fledged 5 "utes".


No bluebirds but I fledged 3 Ash-throated flycatchers from my bluebird box, this week. :beer
by Grasshopper
Thu Jun 19, 2014 6:31 pm
 
Forum: Personal Consumer Issues
Topic: Bluebird
Replies: 14
Views: 1739

Re: Talk me out of buying a Porsche Convertible. DISASTER!!!

I sold a sporty car to a fellow from work. He came in the following Monday complaining that I sold him a lemon, that the transmission had gone out. So I asked where did this happen? His reply "At the racetrack." Ha Ha Ha, you lose.
by Grasshopper
Sun Jun 15, 2014 1:46 pm
 
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Porsche Convertible. DISASTER!!!
Replies: 45
Views: 7009

Re: Geico? No, thank you...

I had Progressive for 15+ years, got new quotes every 2-3 years, even did the speed/brake/night driving monitor thing. My last year with them they wanted to give me 10% for the electronic gizmos but raised my rate 15%. No tickets no accidents 60+ in age. I just had my 60000 mile service on my GMC PU...
by Grasshopper
Sat Jun 14, 2014 6:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Geico? No, thank you...
Replies: 49
Views: 5659

Re: TV - is wifi needed or desirable?

I use chromecast and my tablet to control my TV, but I only stream NetFlix and music to the TV. I use to use my laptop an HDMI cable and just use a wireless mouse from my easy chair. Cable free is best.
by Grasshopper
Fri Jun 13, 2014 9:20 pm
 
Forum: Personal Consumer Issues
Topic: TV - is wifi needed or desirable?
Replies: 25
Views: 2132

Re: As Bogleheads, a comforting thought for everyone....

Saving is easy, spending is hard.

Yea I know, I need help, I'm sure Ms G would help. :beer
by Grasshopper
Thu Jun 12, 2014 7:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: As Bogleheads, a comforting thought for everyone....
Replies: 46
Views: 4954

Re: Is having too much credit line a bad thing?

I forgot about the utilization rate after charging a cruise last year. After I realised and said RUT ROW, turned out to be not a biggie as my FICO score stayed at 822. :oops:
by Grasshopper
Mon Jun 09, 2014 6:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is having too much credit line a bad thing?
Replies: 10
Views: 1009
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