Bogleheads.org

JW Nearly Retired wrote:I don't think the moderators should be routinely adding anything to the thread titles. If they want to change something they should at least ask permission from the OP first.

Good grief, Bogleheads doesn't need to become a nanny web site.
JW

Well said.

Private message sent to moderator asking to reopen the original post.

From the Morningstar interview, Bogle says the following: "...I wouldn't go all the way to corporates. I'd keep these Treasury positions. So, if we don't have an index fund that accurately reflects the total bond market for U.S. investors, you maybe take half of that and put it in a corporate-...

Rick Ferri said "I believe the 20% TIPS / 60 TBM / 20 high yield mix offers adequate diversification without complication and higher cost."
Too bad the high-yield corporate fund is still closed to new investors however.
Maybe it's open to Flagship level investors???

From the Morningstar interview, Bogle says the following: "...I wouldn't go all the way to corporates. I'd keep these Treasury positions. So, if we don't have an index fund that accurately reflects the total bond market for U.S. investors, you maybe take half of that and put it in a corporate-b...

larryswedroe wrote:could go to zero because of the ability to earn fees from securities lending
Larry

Maybe it could even go lower than zero - then Vanguard would be paying us to invest with them!

50% Intermediate-term Bond Index
30% Total Stock Market
15% Total International Stock Index
5% REIT index

Has anyone who has posted in this discussion have their Vanguard account hacked into? Seems to me this thread is a solution looking for a problem.

From the T.Rowe Price website concerning their quarterly automatic rebalancing program: "Prior to the rebalancing of my accounts, T. Rowe Price will calculate for each fund account included in the IRA Asset Rebalancing the absolute value of the difference between the actual percentage and perce...

T.Rowe Price has a nice rebalancing tool for their investors. I wish Vanguard would have one. High on my wish list!

Friends, Do you think it is beneficial to slice and dice international equities into: 1. Equal amounts of VEURX (European Index), VPACX (Pacific Index) and VEIEX (Emerging Markets Index), or 2. Some combination of FTSE All World ex-US Index (VFWIX) and FTSE All World ex-US small cap (VFSVX), or 3. J...

John Maynard Keynes famously stated, "When my information changes, I alter my conclusions." If a new relevant fund appears, why should not Target-Retirement funds adjust their composition? The strategy set it and forget it works far better than market timing and speculation. Appropriate s...

Friends,
If I was ready to retire and transfer my company sponsored 401K (Hartford acct) to Vanguard, would Vanguard allow me access to closed funds? Just wondering.
Thanks,
Gort

An 85% LifeStrategy Moderate Growth fund (60/40) combined with 15% TIPS Fund results in the following portfolio: 36% TSM 15% Total International 34% Total Bond 15% TIPS. Nice. Super easy to rebalance. Well diversified. Low ER. Thanks for the great suggestion. You all are very helpful!!! No comments...

An 85% LifeStrategy Moderate Growth fund (60/40) combined with 15% TIPS Fund results in the following portfolio:
36% TSM
15% Total International
34% Total Bond
15% TIPS.
Nice. Super easy to rebalance. Well diversified. Low ER.
Thanks for the great suggestion. You all are very helpful!!!

Friends, Is there a way to put a value on a annual military retirement pension equating that to what amount of fixed income investment (let's say Total Bond Market fund) would be required to generate the same annual amount? For example, if i was to receive $24,000 annually ($2,000 per month), what a...

Friends, If I wanted a 50/50 (equity/bonds) allocation in a tax-deferred account by just using two LifeStrategy balanced funds, what would be the difference between using equal amounts of a 60/40 fund combined with a 40/60 fund versus equal amounts of an 80/20 fund combined with a 20/80 fund? Thanks...

While Tempurpedic can be comfortable when initially laying on it, the foam does not dissipate heat. I absolutely detest the product as it causes people's skin temperatures to rise too much and causes excessive sweating. I recommend Tempurpedic only for those individuals who are always cold. Nonsens...

If someone hacked into your account, what would they do to it? Transfer money to your bank account?

"it takes people away from being aware of what the market is doing"
Yep, that's what it does - with more time to do other pleasurable things .

A very lengthy and very, very detailed thread on this subject

http://www.bogleheads.org/forum/viewtopic.php?f=10&t=103605

I bought a 2006 CPO 330 coupe in 2008. It replaced a 2003 325 sedan I bought new. I'm very happy with both purchases and the driving experience is wonderful. Obviously some people aren't concerned about this but I am and I'll pay extra for the experience. I don't know what price you can put on buyin...

Friends, If I have 3 funds in my IRA (TSM, TISM, TBM) but want to rebalance annually and put 5% of the total amount in a fund to automatically withdraw 12 equal monthly amounts each year, what fund would you use? Also, would that fund be placed in your IRA or would you put it in a taxable account? T...

Three.
Total Stock Market Index 25%
Total International Index 25%
Total Bond Market 50%

I spend about 3 minutes a year rebalancing without an Excel spreadsheet!

Friends,
Is it OK to paint the exterior foundation of my house?
I think it would look better than leaving it unpainted.
I don't see many houses that have this done however.
Thanks,
Gort

Friends, I recently purchased a new lawnmower of the same brand and model as the old. I took the blade off the old mower and had it professionally sharpened at a lawnmower repair shop. When I compared the sharpened old blade with the yet unused new mower blade, the new blade is duller than the recen...

MossySF wrote:When I'm dead, I will have no regrets because my brain won't work any more.

How do you know?

Save until it hurts, then save some more.

25% Vanguard Total Stock Market Fund
25% Vanguard Total International Fund
25% Vanguard Total Bond Fund
25% Vanguard TIPS Fund

Gort wrote:Moderator: Why was the link removed?

And what does this mean: "comment removed for violation of forum policy against openly questioning forum moderation"

No response??

Moderator: Why was the link removed?

And what does this mean: "comment removed for violation of forum policy against openly questioning forum moderation"

The Day the Earth Stood Still

T.Rowe Price does this for their clients. Very easy to do and an outstanding service for their clients. I wish Vanguard would do this. Can't understand why they don't.

Friends, I read much on this board but I just don't understand how TIPS work and the need for them. It was my understanding that treasury bonds somehow already compensate for inflation AND that the reason to have equities in your portfolio is to keep up with inflation. If this is the case, why add T...

Gort wrote:

Gort wrote:I wish they would add a 50/50 (equity/bond) Life Strategy fund.

If I wanted a 50/50 allocation, would it make any sense to use 50% Life Strategy Moderate Growth (60/40) and 50% Life Strategy Conservative Growth (40/60) ?

Anyone care to answer???

Gort wrote:I wish they would add a 50/50 (equity/bond) Life Strategy fund.

If I wanted a 50/50 allocation, would it make any sense to use 50% Life Strategy Moderate Growth (60/40) and 50% Life Strategy Conservative Growth (40/60) ?

I wish they would add a 50/50 (equity/bond) Life Strategy fund.

Good. Now I wish they would add a 50/50 equities/bond Life Strategy fund!

Wouldn't it be better to invest in the underlying funds directly? That way when you withdraw money, you can choose which asset class to draw from. If you use a TR fund, you have to sell stocks and bonds at the same time. Wouldn't it be better to withdraw from the funds that have done better? Taylor...

Wouldn't it be better to invest in the underlying funds directly? That way when you withdraw money, you can choose which asset class to draw from. If you use a TR fund, you have to sell stocks and bonds at the same time. Wouldn't it be better to withdraw from the funds that have done better?

LH wrote:I need something to go with my 5000 watch : P

http://content.usatoday.com/communities ... -instead/1

The jeans actually cost $30. You have to pay the $870 extra for the gym club membership (with trainer) in order to fit into these.

I live in Boise - great small city. Excellent cultural activities and parks. We have four distinct seasons. Winters are mild, summers are hot but no humidity. Great airport with super easy access and direct flights to Seattle, Portland, LAX, SFO, Phoenix, Salt Lake, Denver and Chicago. You gotta lov...

Have automatic rebalancing like T.Rowe Price.

I keep the quarters for parking meters, self-serve car wash, and occasional trip to the laundromat for washing bulky items that won't fit in my washing machine. The remainder I put in those counter-top tip jars that seem to be ubiquitous.

dbonnett wrote:100% commando

Funny.

Nope, never wear undershirts with any type of shirt whether it be dress, sport or casual.

And what is the purpose of those "wife beater shirts" ?

Friends,
Why do you add TIPS to your fixed income portfolio? They don't seem to produce much income and isn't that the reason to hold bonds? Wouldn't holding something like Total Bond Index serve this purpose alone?
Thanks for your answers,
Gort

Friends,
If you were to purchase a 1 carat solitaire diamond ring, would you get a 4 or 6 prong setting? The 4 prong seems to show more of the stone but would a 6 prong setting be more secure?
Thanks,
Gort

Angst wrote:If you've got Vanguard Small Cap Value, you've got microcap:

If you have Total Stock Market, you have Small Cap Value

God bless those who went into harms way to rid the earth of this evil man.