leonard wrote:If investors can't depend on adherence to an AA - the simplicity of these funds is totally undermined.
John151 wrote:I've found a workaround: I've made separate bookmarks for Vanguard's home page, Vanguard's list of funds, my Watch List, and my account balances. This works, but it really shouldn't be necessary.
nisiprius wrote:Lawyer's office and an insecure location at home. The goal is for people to find it quickly when needed.
Why would it need to be in a "safe" or other secure location? It's of no value to a thief and if lost for any reason it easily be replaced.
Crushtheturtle wrote:You can't use these funds to "set and forget" if they continually change the allocation. They are useless for all but the least involved investor.
BetaTracker wrote:Total Stock Market Index -- 50%
Total International Stock Index -- 20%
Intermediate-Term Bond Index -- 30%
tibbitts wrote:This poll isn't helpful without stating how you want pension and SS benefits treated, especially since that's always a subject of debate here on the forum.
Aptenodytes wrote:Ambiguities are likely to cloud results.
Calm Man wrote:I love LS Moderate Growth for IRA, 401K and Roths. It is somewhat more expensive (about double) than the components but no need for rebalancing which presumably is worth 8 basis points per year. And if not "worth" it dollars-wise it is convenience-wise.