Search found 504 matches

Return to advanced search

Re: anyone here been to the Super Bowl?

petrico wrote:
Go Blue 99 wrote:(I'm a Patriots fan).

I'm ssssssort* of sssssssssurprised* you're willing to admit that, lately, lest your integrity be questioned. ;-)

* hiss of deflating balls


Yep, I really hope I'm not feeling deflated after the game next Sunday :wink:
by Go Blue 99
Sat Jan 24, 2015 7:58 am
 
Forum: Personal Consumer Issues
Topic: anyone here been to the Super Bowl?
Replies: 20
Views: 2045

anyone here been to the Super Bowl?

My brother-in-law generously surprised me with a Super Bowl trip last night (I'm a Patriots fan). He is covering the big stuff and I'll just have to pay for meals, drinks, parking, etc. This will be my first (and probably only) trip ever to watch the Super Bowl in person. Any tips or advice? I'll be...
by Go Blue 99
Wed Jan 21, 2015 6:06 pm
 
Forum: Personal Consumer Issues
Topic: anyone here been to the Super Bowl?
Replies: 20
Views: 2045

Re: What's Your International % and Why?

35% of equity. I came up with this after reading Four Pillars over a decade ago.
by Go Blue 99
Mon Jan 19, 2015 1:15 pm
 
Forum: Investing - Theory, News & General
Topic: What is the international portion of your portfolio and why?
Replies: 132
Views: 10056

Re: spousal or partner frugality comparison poll

I spend more money than she does. However, whenever I want to buy something, I am detailed about doing research, reading reviews, and finding deals/coupons, etc. For example, I've been researching a new pair of Nike sneakers for the last 4 months, but haven't pulled the trigger yet. My wife doesn't ...
by Go Blue 99
Mon Jan 19, 2015 12:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: spousal or partner frugality comparison poll
Replies: 18
Views: 1818

Re: Net Worth Survey, 2015 Edition

Very interesting chart. The average results are significantly higher than all the U.S. statistical data one might found about individuals/families'wealth This begs two questions: 1) Is this because the people in this forum do not represent the average person, therefore the sample is skewed? What is...
by Go Blue 99
Fri Jan 16, 2015 10:25 am
 
Forum: Personal Finance (Not Investing)
Topic: Net Worth Survey, 2015 Edition
Replies: 132
Views: 21898

Re: When your spouse isn't quite as frugal as you

OP- I used to be in a similar situation. My wife goes out to lunch 4-5 times a week. This annoyed me as I try to pack my lunch every day, and only eat out one lunch per week. But I told myself I need to get over it. She has a stressful job and uses that lunch out to relax. We can also afford it, and...
by Go Blue 99
Thu Jan 15, 2015 9:44 am
 
Forum: Personal Finance (Not Investing)
Topic: When your spouse isn't quite as frugal as you
Replies: 94
Views: 8706

Re: Keeping CC Receipts

I keep restaurant receipts in a small bin. I toss them every 2 months or so. While I do monitor mint.com for high charges, I don't go through the hassle of matching up every receipt to the posted amount (that sounds painful).
by Go Blue 99
Mon Jan 12, 2015 1:30 pm
 
Forum: Personal Consumer Issues
Topic: Keeping CC Receipts
Replies: 45
Views: 3561

Re: Do you generally spend more when using credit cards?

I wish there were an option for "spend less when using credit cards".
by Go Blue 99
Wed Jan 07, 2015 12:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you generally spend more when using credit cards?
Replies: 71
Views: 2713

Re: Most/Least Boglehead 2014 Activity?

Most: thanks to some Boglehead PenFed threads, we re-fi'd to the 5/5 ARM and are saving $450 a month (and had zero closing cost)

Least: spending a large amount on eating out, as usual
by Go Blue 99
Wed Dec 17, 2014 2:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Most/Least Boglehead 2014 Activity?
Replies: 93
Views: 9457

Re: I Can't Smell The Coffee [one cup coffee maker]

I like re-fillable K-Cups for this reason. You still get to enjoy the fresh smell of grounds when you fill it up.
by Go Blue 99
Wed Dec 10, 2014 2:13 pm
 
Forum: Personal Consumer Issues
Topic: I Can't Smell The Coffee [one cup coffee maker]
Replies: 36
Views: 4902

Re: mother-in-law wrecked our car

In our state, the accident is tied to the car owner, not the driver. So GEICO says they won't go after MIL's insurance company. Any idea how much of an insurance spike we could see? Our record is very good (no at-fault accidents, no tickets, high credit score). Doubt this is literally true. Based o...
by Go Blue 99
Fri Dec 05, 2014 3:35 pm
 
Forum: Personal Consumer Issues
Topic: mother-in-law wrecked our car
Replies: 52
Views: 5425

mother-in-law wrecked our car

The good news is nobody was hurt, and that our baby wasn't in the car with her. But my MIL was staying with us for a week, and took out our Hyundai Santa Fe (less than one yr old) out for an errand. She came back into our driveway, and believes she accidentally hit the gas instead of brake. She smas...
by Go Blue 99
Fri Dec 05, 2014 9:49 am
 
Forum: Personal Consumer Issues
Topic: mother-in-law wrecked our car
Replies: 52
Views: 5425

Re: Tell me about FitBit - is it worth having?

My wife likes the social aspect of it. Her close friends are on there and the app has built-in competitions with your friends for most steps.
by Go Blue 99
Sat Nov 22, 2014 1:47 pm
 
Forum: Personal Consumer Issues
Topic: Fitbit, Vivofit, or other?
Replies: 55
Views: 2790

Re: What to prepare for first baby due next month?

Congrats, our little one is 8 months old. One thing we focused on before arrival was taking care of house projects/cleaning that we kept putting off. We knew we weren't going to have time after. So we cleaned up drawers and closets, etc that hadn't been touched since we moved in years ago. We also t...
by Go Blue 99
Thu Nov 20, 2014 9:13 am
 
Forum: Personal Finance (Not Investing)
Topic: What to prepare for first baby due next month?
Replies: 55
Views: 6878

Re: Vanguard launches new offering ... [Vanguard merchandise

mcblum wrote:The last thing i want is for every body in the world to know where i stash my dough.
marty


Yep, can't wait for this thread in a few months: "I wore a Vanguard shirt to the gym, and the next day my accounts were cleaned out!" :wink:
by Go Blue 99
Wed Nov 19, 2014 1:36 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 115
Views: 15867

Re: How often do you go out to dinner?

We typically eat out on Fri and Sat nights.
by Go Blue 99
Tue Nov 18, 2014 1:09 pm
 
Forum: Personal Consumer Issues
Topic: How often do you go out to dinner?
Replies: 60
Views: 6667

Re: Vanguard launches new offering ... [Vanguard merchandise

Finally! And items are cheap and appear to be high quality materials also.

For those of you that have ordered- please post your product review when the item comes in.
by Go Blue 99
Tue Nov 18, 2014 1:08 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 115
Views: 15867

Re: Relatively new here. What did you do in 2008/09

I was 100% equity at that point and made no changes. I just rarely looked at my balances :)
by Go Blue 99
Tue Oct 14, 2014 12:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: Relatively new here. What did you do in 2008/09
Replies: 130
Views: 10384

Re: What have you done to cut costs this year?

This has been our best savings year to date (knock on wood), despite having a baby back in March. - Decided to use grandparents instead of private daycare, saving $1600/month - Refi'd our mortgage with PenFed, saving $450/month - Negotiated with DirecTV, saving $20/month - Negotiated with U-Verse, s...
by Go Blue 99
Tue Oct 14, 2014 12:10 pm
 
Forum: Personal Consumer Issues
Topic: What have you done to cut costs this year?
Replies: 134
Views: 12866

Re: What services like Amazon Prime do you share to save?

If you are an iPhone user, the new iOS8 allows you to share apps, music, and books with family members.
by Go Blue 99
Tue Oct 14, 2014 11:56 am
 
Forum: Personal Consumer Issues
Topic: What services like Amazon Prime do you share to save?
Replies: 17
Views: 2317

Re: Verizon: Upgrade iPhone - No longer "Loyal Customer"

Verizon is not going to compete on price. They have the best network and they know it.
by Go Blue 99
Fri Oct 10, 2014 12:37 pm
 
Forum: Personal Consumer Issues
Topic: Verizon: Upgrade iPhone - No longer "Loyal Customer"
Replies: 22
Views: 4584

Re: Hamilton watches, worth the money?

I received a Hamilton Navy Pioneer watch this year as a gift from my in-laws, and really like it (they let me choose the style and brand). I spent weeks researching watches at the Watchuseek forums (basically the Bogleheads of watches), and Hamilton had a good reputation there in its price range (al...
by Go Blue 99
Tue Sep 16, 2014 9:55 am
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 15608

Re: Any FRANCHISE owners here?

A few of my wife’s family members own and run Subways. They stress a lot over employee issues, especially when someone calls in sick and they have to go fill in for them. This also puts crimps in their vacation planning. I’ve asked them about financials and they say a decent location will make them ...
by Go Blue 99
Tue Sep 16, 2014 9:50 am
 
Forum: Personal Finance (Not Investing)
Topic: Any FRANCHISE owners here?
Replies: 30
Views: 3615

Re: College Savings vs Aid: 529s, UTMAs, FAFSA, and all tha

Maybe I missed it, but what is he planning on studying at U-M? The Michigan name will open a lot more doors than a degree from Florida or Alabama, especially if he is planning on going into finance, management consulting, etc. It will also help him if/when he applies to graduate school.
by Go Blue 99
Mon Sep 15, 2014 2:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: College Savings vs Aid: 529s, UTMAs, FAFSA, and all that
Replies: 47
Views: 2408

Re: "Why 97% of People Don't Use 529 College Savings Plans."

General question- If you want to pay for your kids' college, and your first kid will be in college before you are old enough to take penalty-free retirement distributions, how will you pay for it? Do you just plan to cash flow it out of taxable accounts? What if you don't have enough in taxable acco...
by Go Blue 99
Tue Sep 09, 2014 4:17 pm
 
Forum: Investing - Theory, News & General
Topic: "Why 97% of People Don't Use 529 College Savings Plans."
Replies: 110
Views: 11726

Re: Poll: Which iPhone 6?

For those of you with a 5 or 5S- the resale value on these items is quite good, especially if you have Verizon. I have an iPhone 5 with 16GB on Verizon and am being quoted $190-225 for its value. So you could get the 6 at no out-of-pocket cost. And there are sites such as iCracked.com that let you l...
by Go Blue 99
Tue Sep 09, 2014 4:07 pm
 
Forum: Personal Consumer Issues
Topic: Poll: Which iPhone 6?
Replies: 41
Views: 3425

Re: Atlanta - recommendations on where to live

If you want to live "in the perimeter" Decatur is a nice option and we love it here in Brookhaven though getting a house of the size you are looking for at a reasonable price may prove difficult. If you are looking outside the perimeter I would recommend John's Creek or Alpharetta. If you...
by Go Blue 99
Mon Sep 08, 2014 2:50 pm
 
Forum: Personal Consumer Issues
Topic: Atlanta - recommendations on where to live
Replies: 24
Views: 1392

Re: Atlanta - recommendations on where to live

When someone asks where to live in Atlanta, my first question is always- where is your job? Your friend is fortunate to telecommute as she won't have to worry about traffic issues. That opens up a lot of options. Since there is a preference for newer homes in a planned community, I'd look at Alphare...
by Go Blue 99
Mon Sep 08, 2014 12:21 pm
 
Forum: Personal Consumer Issues
Topic: Atlanta - recommendations on where to live
Replies: 24
Views: 1392

Re: Fantasy football debt owed

So you're a part of an illegal gambling operation that has run into a dispute. The organizer ( we'll call him racketeer) has not made good on illegal gambling wins and you'd like to know what you should do about it? Really? I'll go out on a limb here and say that contacting the authorities is not o...
by Go Blue 99
Tue Sep 02, 2014 4:15 pm
 
Forum: Personal Consumer Issues
Topic: Fantasy football debt owed
Replies: 27
Views: 2148

Re: Fantasy football debt owed

This would irk me and I would definitely push for the money.

Do you know if the first place team has received their prize money yet? If not, maybe you could get him to email the Commish and/or unpaid teams.
by Go Blue 99
Tue Sep 02, 2014 11:56 am
 
Forum: Personal Consumer Issues
Topic: Fantasy football debt owed
Replies: 27
Views: 2148

Re: Do you take all of your allowed paid vacation time?

I've never taken all of my vacation time for a specific year. But that is because we get so many days, I don't need them all. Fortunately, we are allowed to roll a bunch of days over to the following year.
by Go Blue 99
Thu Aug 28, 2014 12:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 6500

Re: Jewelry Insurance - Engagement Ring

We use Jewelers Mutual and have no issues. They are highly recommended on the pricescope.com forums, which is good enough for me.
by Go Blue 99
Wed Aug 20, 2014 12:47 pm
 
Forum: Personal Consumer Issues
Topic: Jewelry Insurance - Engagement Ring
Replies: 19
Views: 2110

Re: Home audio system -- bluetooth speakers vs Sonos

Also look into the new Heos speakers from Denon. They are a new competitor to Sonos' Play system. I received the Heos 3 and Heos 5 as review units and found sound performance to be excellent. Their list of music suppliers is still behind Sonos Play though since they are new.
by Go Blue 99
Tue Aug 19, 2014 9:04 am
 
Forum: Personal Consumer Issues
Topic: Home audio system -- bluetooth speakers vs Sonos
Replies: 15
Views: 1470

Re: Savings Percentage [rules of thumb]

Bogleheads forum will give you a skewed view of savings rates, since there are so many extreme savers here. If you go to a basic finance site, many will say save 15% of gross for retirement, including any vested match. Even Vanguard’s site only recommends a 12-15% savings rate including match. Our s...
by Go Blue 99
Mon Aug 18, 2014 1:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: Savings Percentage [rules of thumb]
Replies: 49
Views: 5859

Re: How much do you plan to save in your 529 plan?

We would like to fully cover an in-state public school. We have a newborn and plan on putting in around $5-6k per year, including gifts from grandparents. Unlike many Bogleheads, we don't follow the rule of maxing all retirement space before putting any money into a 529. This is mainly because we ar...
by Go Blue 99
Mon Aug 18, 2014 12:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much do you plan to save in your 529 plan?
Replies: 60
Views: 7279

Re: Where do you buy clothes?

For B&M stores, I typically shop at Marshalls and TJ Maxx. I prefer to buy online though- I usually wait for a slickdeal on Banana Republic or JCrew. I buy suits on overstock.com and take them to my local tailor. As I've gotten older, I've gained an appreciation for soft & comfortable clothe...
by Go Blue 99
Tue Aug 12, 2014 8:15 am
 
Forum: Personal Consumer Issues
Topic: Where do you buy clothes?
Replies: 105
Views: 10244

Re: How do you address your inlaws and being addressed?

Wife and I both use "mom" and "dad" for in-laws. But our culture is very family oriented so this is the norm.
by Go Blue 99
Mon Aug 11, 2014 12:46 pm
 
Forum: Personal Consumer Issues
Topic: How do you address your inlaws and being addressed?
Replies: 84
Views: 5250

Re: Telephone Calls! Help!

We get a lot of annoying calls on ours. It comes out cheaper to keep the line though, as our security company charges much more for monitoring without a landline.
by Go Blue 99
Fri Aug 08, 2014 9:46 am
 
Forum: Personal Consumer Issues
Topic: Telephone Calls! Help! [Stopping telemarketing calls]
Replies: 107
Views: 9387

Re: Attitudes toward inheritances.

My folks are in their late 60's have have a pretty good war chest of savings. Probably more than enough to support their retirements. (you know, probably). I'm an only child, there's a good chance I'll inherit something at some time in the future. I feel kinda weird about it. We're pretty secure fi...
by Go Blue 99
Thu Aug 07, 2014 9:57 am
 
Forum: Personal Consumer Issues
Topic: Attitudes toward inheritances.
Replies: 113
Views: 11920

Re: Vanguard's Facebook presence

Fair enough, but I'd be even less likely to wear a VG shirt in real life telling everyone where I (probably) keep my money. Do you honestly believe your chances of having your money stolen will increase because someone knows you are a Vanguard client? Or are you just ashamed of people knowing you a...
by Go Blue 99
Thu Aug 07, 2014 9:43 am
 
Forum: Personal Consumer Issues
Topic: Vanguard's Facebook presence
Replies: 26
Views: 2529

Re: Your opinion of mint.com

I absolutely love it for tracking spending on our credit cards. I used to do this manually, but Mint is much easier and more accurate. While I do have investment accounts linked to it currently, I'm considering removing them because of security concerns (there have many discussions of that on this b...
by Go Blue 99
Wed Aug 06, 2014 12:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Your opinion of mint.com
Replies: 38
Views: 3435

Re: Vanguard's Facebook presence

Vanguard did a free t-shirt giveaway a few years ago in order to increase their number of Facebook "likes". It was actually a high quality tshirt that I still wear often to the gym.
by Go Blue 99
Wed Aug 06, 2014 8:34 am
 
Forum: Personal Consumer Issues
Topic: Vanguard's Facebook presence
Replies: 26
Views: 2529

Re: average American eats out 203 times per year

I eat out one lunch per week. I typically eat alone and bring a magazine to read. My wife eats out probably 4 lunches per week. I try to encourage her to eat out less at work, but she has a stressful job and she uses that time to socialize and relax with co-workers. We also typically eat out on Fri ...
by Go Blue 99
Tue Aug 05, 2014 3:41 pm
 
Forum: Personal Consumer Issues
Topic: average American eats out 203 times per year
Replies: 105
Views: 7033

average American eats out 203 times per year

I saw this stat in an article about retirement: Retirees over the age of 65 bought an average of 193 meals each at restaurants last year up from 171 in 2009, according to the latest data from the NPD Group, a market research firm that tracks eating trends. That's slightly less than adults over age 1...
by Go Blue 99
Tue Aug 05, 2014 10:35 am
 
Forum: Personal Consumer Issues
Topic: average American eats out 203 times per year
Replies: 105
Views: 7033

Re: HELP! Budget Out of Control

Don't beat yourself up. When you include the $500 529 savings, you are saving 29% of your net income. And that doesn't even include your retirement contributions. I'd say that is quite good for someone with multiple kids. Only on Bogleheads would this budget be considered "out of control" ...
by Go Blue 99
Tue Aug 05, 2014 9:17 am
 
Forum: Personal Finance (Not Investing)
Topic: HELP! Budget Out of Control
Replies: 47
Views: 3836

Re: 529 Plans

Thank you for the replies, you saved me a lot of time. The cost of the NY plan is significantly lower than the NV plan and has the investment options I'm looking for. I'll accept the added inconvenience to get the lower cost. UT has extensive investment options and offers DFA funds in addition to V...
by Go Blue 99
Sat Aug 02, 2014 3:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: 529 Plans
Replies: 12
Views: 995

Re: How many families use 529 plans?

We put money into a 529 even though we aren't fully maxing out retirement accts. Our kid will be in college before we turn 59.5, so we'll need some source of savings in order to pay for college. I've been saving for retirement since my early 20s, and we have a pretty healthy savings rate, so I'm oka...
by Go Blue 99
Sat Aug 02, 2014 2:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: How many families use 529 plans?
Replies: 113
Views: 8815

Re: 2015 Acura MDX

We researched the 2014 MDX (first year of the new redesign). I spent a lot of time on the MDX message boards and many complained about the quality of the dual touch screen, and limited physical buttons. Not sure if they fixed that with the '15 model.
by Go Blue 99
Sat Aug 02, 2014 2:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: 2015 Acura MDX
Replies: 12
Views: 2531

Re: 529 - in-state only up to deduction amount?

We do this. GA up to the state max ($2k), then all the rest goes into UT.
by Go Blue 99
Tue Jul 29, 2014 11:55 am
 
Forum: Investing - Help with Personal Investments
Topic: 529 - in-state only up to deduction amount?
Replies: 9
Views: 678
Next

Return to advanced search