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I have 2 friends that work for Enterprise here in Baton Rouge. Their vehicles are very well maintained and I wouldn't hesitate on buying from them.

The wife and I take full advantage or our smart phones. Music streaming, email, they have great cameras, and general browsing of the internet. The question for us is "do we really need a desktop and laptop in the house".

Look for apps on the market that measure data usage. Some phones have this feature in the os, but if not there should be an app for it. This way you can know before you switch and get stuck. Streaming Pandora/Google music doesn't use too much data iirc. Just depends how many hours per month you stre...

I just looked into the Nexus 4, and was disappointed by the limited storage capacity and the fact that you cannot expand it. That would not be a problem for many, but if you store a lot of music, for example, it might be a deal-breaker. Google seems to be forcing everyone to the cloud with this. I ...

I'd find a local church offering Dave Ramsey's FPU or just work through the books together. Get on the same page as your spouse as early as possible when it comes to money/budget.

Not really a book rec, more of a newlywed rec. And congrats!

barber shop charges $13. I always give $15. Takes less than 10mins to cut my hair. During the summer months i just shave my own head as i'm too busy to go get a cut.

BHCadet wrote:So, I'm one piss off away from retirement.

congrats

If you are using an android device + Google maps for your navigation go into maps settings and download your town/area for offline use. That may save you having to purchase a standalone GPS unit.

The one big thing we spend money on is concerts. We live in a modest house, drive a 10 year old car, and save monthly. We cut loose on the funds though when it comes to live music. We figure bands aren't guaranteed to be around and touring when we retire so we make it a point to see them now in our ...

Good to know. I'll be moving roughly 40k in, so no discount just yet.

Edited another bit out. I think for simplicity's sake I'll go target date.

Thank you Taylor and Bottomfisher for the replies!

I'm in the process of moving my Simple IRA from work (self employed) from Pershing to Vanguard and had a question on allocation. This may just be a personal preference call, but is there any reason I should set it up using the 3-fund portfolio model Taylor listed over just using a Target-Date fund? ...

http://www.amazon.com/Dosh-Piano-Billfo ... roduct_top

This may be my next wallet..

It's expensive but I keep wallets about 10years. Also I tend to carry a lot of cash and drive all day so the low profile is appealing for seat comfort.

20% here. 30 & 28 year old couple. Half way through our 15 year mortgage. Can't wait till it's done!

Thanks for all the feedback. GeauxBR, my exterminator recommended treatment with IMAXX Pro ( a generic form of Premise 75) over Termidor. He also recommends re-treatment every 7 years. Could you expound a bit on your reason for endorsing Termidor? 7 years seems about right. We write contracts betwe...

We own a small pest/termite company in Louisiana. As far as chemical vs baiting goes.. we never just bait. At minimum we do a liquid barrier (chemical treatment) and sometimes (bad infestations/homeowner request) we combo it with a bait system as well. Different states have different rules/regs as f...

google nexus 4 + straight talk unlimited plan.

edit: just noticed verizon, i guess page plus is their pre-paid option

Gas would have to be at like $10/gal for me to consider adding a car note to save money.

Proud of my fellow 30 and under's showing up. Shocked actually that it's around 20%. This is good

I have all of our business calls forwarded to my cell phone (don't have a secretary). From there i run an this app: Root Call Blocker Pro (android) that allows me to build a blacklist with custom filters like blocked numbers, the number 0 only, certain area codes or i can go through my call history...

I have all of our business calls forwarded to my cell phone (don't have a secretary). From there i run an this app: Root Call Blocker Pro (android) that allows me to build a blacklist with custom filters like blocked numbers, the number 0 only, certain area codes or i can go through my call history ...

https://play.google.com/store/apps/deta ... r.ad&hl=en

MX PLayer can pretty much play anything you throw at it.

I own a pest/termite company in Baton Rouge. The pesticide posted above works well, but also its good to swap out any cardboard boxes in the attic for rubbermaid tubs. A good time to do this is during Christmas when people are getting decorations out of the attic. It's also the time we get the most ...

I'm 30, wife is 28. Loooong way to go.

Prairieville here

bicker wrote:What I want is for Amazon.com to negotiate a deal whereby any book I've purchased is available to me on my Kindle, no extra charge.

This would be so nice. I always thought this would be a no brainer

Any of you use amazon MP3? We have a pretty large digital music collection and I'm an android guy but the wife us pretty invested in iOS. We were thinking that amazon may give us the best "platform agnostic" option going forward. Any thoughts? I would check out Google Play. Works on iOS a...

Any of you use amazon MP3? We have a pretty large digital music collection and I'm an android guy but the wife us pretty invested in iOS. We were thinking that amazon may give us the best "platform agnostic" option going forward.

Any thoughts?

To me marriage means joint :happy: Same here. All in. We were fortunate enough that when we got married neither of us had debt. But shortly after our engagement we combined our finances so that it wouldn't be a culture shock as newlyweds. 7years later (short compared to some, I know) and money has ...

Would use it in a heartbeat if at&t didn't block it on my phone. There looks to be an update in the works where you get a physical credit card to use. You can then register your other cards and consolidate them into the one Google wallet card. You would still use the app to select which card you...

Blue Cross Blue Shield of Louisiana

HMO-we pay out of pocket and are self-employed.

Wife and I with a soon to be 1yr old boy: $904/month

Each of us have a $1k deductible
Each of us have a $500 Rx deductible

My insurance is more than my 15year mortgage payment.

Abe wrote:Louisiana Hot Sauce

+ 1

great info here, the wife and I are going Nov 28 - Dec 2 for our first Vegas trip. Staying at planet hollywood.

29 here. glad i found this place early.

It wont help recover what has been lost, but going forward you should look into syncing to either google picasa or dropbox. I take a ton of photos daily with my phone and everything syncs automatically. Do a few searches at xda-developers, lots of sd recovery threads there. edit: a couple they menti...

We got it free for a year for signing up for Amazon Mom (baby registry). Our year ran out last week and it was a very easy decision to re-up. The shipping and instant watch video on our mobile devices is so worth it to us.

I will probably retire (years from now) in June or July. I'm self employed (pest/termite work) and i don't really have a goal of working till X age. I'll likely retire after I finish work on a house...sit down in my truck and say to myself.."I've had enough of these 100degree Louisiana summers&...

Thank you for the info everyone. Looks like i may just do the target date funds for everything. No 529 until all other tax advantaged retirement space is filled, unless there is an amazing state tax benefit. It's a dollar for dollar tax break up to 4800 for a couple (2400 for single) Louisiana, not ...

I apologize for the wall of text this post became, if I need to split some of it out into another forum I’d be happy to. My wife and I were hoping to get some good advice on a little bit of everything. In the last year and a half we’ve been getting out of debt and just trying to become more liquid (...

this guide gets a lot of play at another forum i frequent. Credit to Will Cover of tigerdroppings.com 1. Arm yourself with information. http://www.truecar.com/ , http://www.nadaguides.com/ , http://www.carquotes.com/ and http://carwoo.com/funnels/root are excellent sites to research the vehicle of y...

I cut solo so i get to keep it all, but i only maintain 10-12 yards. But i do have friends here locally that cut full time and have paid help. It generally works out like this: One of the guys will be the "owner" and is the one with the money tied up in equipment. The other guys are just p...

As someone who cuts grass for side money on the weekends, I thank you all for funding me and the wifey's Roth ira's.

And to the op, $30 is very reasonable. Most where i cut are in the $35-45 range for 1/4 to 1/2 acre lots.

They put in 12 windows for us last year. Really noticed a difference here in south Louisiana. Couldn't be happier

They renamed the android market "play". Books, video,music, apps. All of their content.

I think for OP it is quite a stretch to call Windows phones "top-end". By no means mediocre CPU, antiquated GPU or typically mediocre cameras in these phones qualify as such. Lets leave top end definition go Samsung Galaxy S2 and Nexus, IPhone 4S, Motorola Razr Maxx or upcoming HTC One or...

I had no idea there was that much money in cutting grass a day and a half a week.. Do you have a zero turn commercial mower? Do you charge by the yard or by the hour? This is good stuff. Charge on a per cut basis. My average cost is $40, but I have a church at $125 and a customer with a larger lot ...

I cut grass. Here in the south LA heat a lot of folks pay to have their yards maintained by someone else. I cut on Friday afternoons and half a day Saturdays and make an extra 12k a year, cash money. Lets us pay groceries and small bills in cash and use our paychecks for our roths.

I like to listen to Dave Ramsey on occasion...even though there is a fair amount of repetition (ie get out of debt and build an emergency fund) I still learn something new from time to time. Good luck with the eye surgery. BillTed Same here, though i prefer his friday shows on podcast. Hearing all ...

Friend of mine just got a samsung note (5.3 inch screen) . It's the best of both. I have a tablet as well as a phone and love it. Great for surfing the web while on the couch. I will say this though, do some research into windows 8. It'll be shipping on tablets later this year and unless you HAVE to...

Yeah, when filling out your admissions paperwork we just had to tell them then that he'd be on my insurance instead of my wife's. Our maternity insurance just said that we couldn't have the baby before 9months of opening the policy. So we started the insurance and waited 2months to start trying to c...