Texas hold em71 wrote:It sounds to me like your wife's company won't let her put in more than 4 percent. I would ask HR to be sure.
Your wife is limited to contributing, over the course of a year, the lessor of 4% of her income or $17,500.
mptness wrote:You didn't mention how you get your water.
A submersible well pump can malfunction (ie. Cycle on and off more frequently) without you realizing.