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Re: Best nose hair trimmer (is this okay to ask?)

I bought this a while back.

Works okay, I guess, but I'm not overly impressed.

Disclaimer: not a professional nose hair trimmer reviewer.
by Frobie
Sat Aug 23, 2014 10:21 pm
 
Forum: Personal Consumer Issues
Topic: Best nose hair trimmer (is this okay to ask?)
Replies: 36
Views: 2647

Re: Debit VS Credit Cards Security

I've posted about this before, so here's a cut-and-paste from a previous thread: Just an anecdote about what can go wrong with a debit card. My wife was out with a couple of friends and paid for her dinner with a debit card linked to her checking account. The machines were down so they did not run t...
by Frobie
Fri Aug 15, 2014 3:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Debit VS Credit Cards Security
Replies: 19
Views: 1505

Re: Convince me to visit Italy

I was actually a little disappointed in my eating experience when I went to Italy. It wasn't that the food was bad--it was quite tasty. But I figured that if the Italian you can get/make in the US is great (it's my favorite), what they actually have in Italy must be mind blowing. I thought it was on...
by Frobie
Fri Jul 11, 2014 9:14 pm
 
Forum: Personal Consumer Issues
Topic: Convince me to visit Italy
Replies: 77
Views: 5499

Re: Good, reasonable priced pinot grigio?

What does "reasonable" mean to you? The wife and I drink a lot of pinot grigio during the hot season (which is most of the year where we live). St. Michael-Eppan is one of the more expensive pinot grigios at our local liquor megamart, but it's still only about $22. Very tasty (as is their ...
by Frobie
Wed Mar 19, 2014 12:07 pm
 
Forum: Personal Consumer Issues
Topic: Good, reasonable priced pinot grigio?
Replies: 7
Views: 759

Re: Is a 457 worth it?

I'm in the same boat (TX employee). I hemmed and hawed for years but finally decided that the decreased taxable income was likely worth the fees. I stopped contributing to my taxable account (TSM) and signed up for the Texa$aver about 18 months ago. The other thing that was holding me back is that n...
by Frobie
Wed Mar 12, 2014 10:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is a 457 worth it?
Replies: 15
Views: 1337

Re: True Detective anyone?

I like it, plus it's got two of my fellow Texans in it, so I'm obligated to watch. It's a Texas thang. 8-) You might be onto something. The three of us who have chimed in saying we like it are apparently all Texans. Hmm... :) McConaughey has been terrific. He's also had the best-written part IMHO. ...
by Frobie
Wed Feb 19, 2014 1:03 am
 
Forum: Personal Consumer Issues
Topic: True Detective anyone?
Replies: 61
Views: 5569

Re: True Detective anyone?

Great show. I'm really enjoying it.
by Frobie
Tue Feb 18, 2014 9:18 pm
 
Forum: Personal Consumer Issues
Topic: True Detective anyone?
Replies: 61
Views: 5569

Re: Statistics on specific traffic jam locations

jjbiv wrote:Try the new version of Google Maps. Zoom in on a city, move your mouse over the text box in the upper-left corner, and you can choose to view "Typical traffic" for a day of the week and time.


Wow, that's pretty neat. Thanks for sharing! I'll use it even if the OP doesn't. :)
by Frobie
Sat Jan 25, 2014 12:03 am
 
Forum: Personal Consumer Issues
Topic: Statistics on specific traffic jam locations
Replies: 8
Views: 501

Re: Statistics on specific traffic jam locations

I don't drive much, but I thought of this because I spent part of the day today watching the traffic chaos unfold here in Houston due to our icy (for us) morning. There is a website/system/organization/something called Transtar that provides real-time traffic information for the Houston area. They a...
by Frobie
Fri Jan 24, 2014 9:17 pm
 
Forum: Personal Consumer Issues
Topic: Statistics on specific traffic jam locations
Replies: 8
Views: 501

Re: What is your winter thermostat setting (while you are up

We mostly set ours at 60, which is the lowest our thermostat allows. It does go up to 62 on weekday mornings when we are getting ready to go to work. I should mention, though, that we live in Houston. So: 1) it's rarely cold enough that the heat actually kicks on; 2) we enjoy cold weather since it's...
by Frobie
Sun Jan 05, 2014 1:44 am
 
Forum: Personal Consumer Issues
Topic: What is your winter thermostat setting (while you are up)?
Replies: 116
Views: 8621

Re: Used Smartphones?

My wife has sold a couple to Gazelle. Am betting that she could have gotten more money going another route, but it was very quick and painless.
by Frobie
Sat Dec 28, 2013 3:10 pm
 
Forum: Personal Consumer Issues
Topic: Used Smartphones?
Replies: 20
Views: 1270

Re: What you wish you had known entering your late 20's

The 30s will go by faster than you thought possible. Come to think of it, that's just like the (my?) 20s. Definitely save and invest and think about the future, but also don't be afraid to enjoy life now. There has to be a balance. Be sure to tell your parents, siblings, and/or others you might be c...
by Frobie
Thu Dec 26, 2013 11:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: What you wish you had known entering your late 20's
Replies: 100
Views: 10107

Re: Trampolines and HO Insurance

Relevant.

This too.

Honestly, I'm kinda shocked that this thread to got well over 20 posts before these came up.
by Frobie
Fri Dec 06, 2013 11:32 am
 
Forum: Personal Consumer Issues
Topic: Trampolines and HO Insurance
Replies: 30
Views: 2021

Re: Learn Statistics? How?

Cartoon Guide to Statistics: http://www.amazon.com/Cartoon-Guide-Statistics-Larry-Gonick/dp/0062731025 +1 - great book for the self-learner. Yep, love that book. I've taken intermediate-level statistics courses, but the knowledge is not something I use every day. Every once in a while I'll come acr...
by Frobie
Thu Dec 05, 2013 12:36 pm
 
Forum: Personal Consumer Issues
Topic: Learn Statistics? How?
Replies: 40
Views: 2501

Re: I'd like to challenge the logic behind a 'disaster fund'

1 - I guess you can call it what you want, I'm talking about eliminating the portion used for 'emergencies', and just keeping what you actually need for spending. I'm not seeing the difference. People don't keep an emergency fund to help put out a fire, shut off the main water valve when there's a ...
by Frobie
Wed Dec 04, 2013 1:22 am
 
Forum: Investing - Theory, News & General
Topic: I'd like to challenge the logic behind a 'disaster fund'
Replies: 134
Views: 7316

Re: How To Request Texas Sales Tax Refund

I've lived in Texas for a while and never heard of such a thing, so I spent some time Googling around just out of curiosity. After reading some links, FatWallet threads, etc., it seems that you might need a licensed customs broker (like the one placeholder linked to) to file the paperwork for you (f...
by Frobie
Wed Oct 23, 2013 6:32 pm
 
Forum: Personal Consumer Issues
Topic: How To Request Texas Sales Tax Refund
Replies: 6
Views: 497

Re: Savannah or Charleston

If you have never been to Savannah and have been to Charleston, the answer is clear: Savannah. Next time the decision will be tougher. Agree. Had the good fortune to live in Charleston for a while. It's a neat place. My mother-in-law still lives there, so we make it back pretty regularly. Sister-in...
by Frobie
Thu Oct 17, 2013 11:49 pm
 
Forum: Personal Consumer Issues
Topic: Savannah or Charleston
Replies: 12
Views: 1472

Re: wi fi range, extenders, Powerline, etc

We use these. Work like a charm and were very easy to set up.

They seem to go on sale a few times a year but are well worth paying full price for IMHO.
by Frobie
Sat Oct 12, 2013 2:18 pm
 
Forum: Personal Consumer Issues
Topic: wi fi range, extenders, Powerline, etc
Replies: 64
Views: 3922

Re: Do you have flood insurance?

We have the maximum we are able to buy (which I believe is the same as the numbers you quoted). I have no idea if that's a smart move. It's something I've often wondered about. I think we pay in the same ballpark as what you are considering (wife takes care of this particular bill). Live in Houston,...
by Frobie
Thu Sep 26, 2013 2:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you have flood insurance?
Replies: 22
Views: 1628

Re: Wife: Surprise, we now have a cat.

Congrats! My usual advice to new cat owners is to get two because it's a lot more fun and only a tiny bit more work, but your dog(s) seem to be fulfilling the playmate role nicely, so I dunno. Have had good success with this scratching post (it's a little pricey but our dudes love it) and this type ...
by Frobie
Wed Sep 11, 2013 11:27 am
 
Forum: Personal Consumer Issues
Topic: Wife: Surprise, we now have a cat.
Replies: 89
Views: 7910

Re: Office chair recs

I thought the title of this thread was "Office chair races".

I am disappointed.
by Frobie
Sun Aug 25, 2013 7:41 pm
 
Forum: Personal Consumer Issues
Topic: Office chair recs
Replies: 21
Views: 2524

Re: How do you order your steak?

Medium, but if they are going to [mess --admin LadyGeek] it up I'd rather it be more toward the medium-well side.

People like what they like.
by Frobie
Sun Aug 11, 2013 8:48 pm
 
Forum: Personal Consumer Issues
Topic: How do you order your steak?
Replies: 76
Views: 4240

Re: My refrigerator is doing weird things

If it was a side by side, the coils may have been frozen over. There is an element which is supposed to melt this ice, but sometimes you''ll end up with a shell around the coil or other ice patches which block airflow (and this leads to no cooling). This is the perfect description of a frozen evapo...
by Frobie
Thu Aug 08, 2013 9:12 pm
 
Forum: Personal Consumer Issues
Topic: My refrigerator is doing weird things
Replies: 12
Views: 1047

Re: pick up double major or finish college in 3 years?

Does she like being in college? Would she enjoy taking a year to study music? There are obviously advantages to not “wasting” a year. But if the goal is to start gathering a heap of money so that later in life she can have the financial ability to do things like, oh, I dunno, take music classes at a...
by Frobie
Wed Jul 24, 2013 5:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: pick up double major or finish college in 3 years?
Replies: 103
Views: 4417

Re: Month-long visits to American cities

I've never understood why some people on the Internet (and it's far from a Bogleheads-specific thing) feel the need to talk badly about some places whenever they are mentioned. I grew up in the sticks--and in a lot of ways I prefer that to city life. And I tend to be a somewhat cynical and pessimist...
by Frobie
Tue Apr 09, 2013 7:12 am
 
Forum: Personal Consumer Issues
Topic: Month-long visits to American cities
Replies: 52
Views: 4478

Re: Giving away a couple of Lexmark printer cartridges

They are new and in the box, BTW. I considered the Craigslist route, but I've never had anything to do with that and wanted to avoid it if I could. Bought a laser printer based on a reccomendation in a thread here a while back, so hopefully I'm done with ink cartridges. These things are surprisingly...
by Frobie
Sat Mar 09, 2013 10:43 pm
 
Forum: Personal Consumer Issues
Topic: Giving away a couple of Lexmark printer cartridges
Replies: 8
Views: 732

Giving away a couple of Lexmark printer cartridges

This is probably a long shot, but...

I have one each of Lexmark cartridges #41 and #42 that I bought for a printer that has since gone to printer heaven.

I would hate for them to go to waste. If you have a use for them, let me know and I'll send 'em your way.

Free of charge, of course.

Jeff
by Frobie
Sat Mar 09, 2013 1:28 am
 
Forum: Personal Consumer Issues
Topic: Giving away a couple of Lexmark printer cartridges
Replies: 8
Views: 732

Re: "Mutual Funds for Dummies" A gem.

Yep, love the Tyson books. The notion that most average people and non-investment professionals can invest in individual stocks with minimal effort and beat the best full-time, experienced money managers is, how should I say, ludicrous and absurd." Love this quote. It has always resonated with ...
by Frobie
Sun Feb 03, 2013 10:03 pm
 
Forum: Investing - Theory, News & General
Topic: "Mutual Funds for Dummies" A gem.
Replies: 9
Views: 1788

Re: Vacation vs Savings Dilemma

23 years old, makes $70k, lives on $20k?

Add me to the "go on vacation" group.
by Frobie
Wed Jan 23, 2013 1:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vacation vs Savings Dilemma
Replies: 34
Views: 3511

Re: water heater

It is customary (or at least not uncommon) in this part of the country to put the water heater in the attic. It still freaks me out a little to think about that. We recently replaced our 13- or 14-year-old water heater mainly as a precaution. After the new one was installed, the first time I used ho...
by Frobie
Fri Jan 11, 2013 12:07 pm
 
Forum: Personal Consumer Issues
Topic: water heater
Replies: 25
Views: 1951

Re: What Do You Use for Streaming on Your TV?

We used to stream over wifi to an Internet-capable Blu-ray player (LG). That worked well for a while, but we live in a somewhat crowded neighborhood that has lots of competition/interference when it comes to wifi channels. Eventually saw these on sale at Monoprice and rolled the dice. This approach ...
by Frobie
Mon Dec 24, 2012 6:42 pm
 
Forum: Personal Consumer Issues
Topic: What Do You Use for Streaming on Your TV?
Replies: 118
Views: 11663

Re: Anyone moved from MN to TX

Which Texas city is "the best" is a source of endless debate, so I would not expect you to find anything resembling consensus. I am from Ohio originally and have been in Houston since 1999 (after a 5-year stint in South Carolina). I like it a lot. Have not lived in Austin, Dallas, and San ...
by Frobie
Fri Dec 14, 2012 4:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Anyone moved from MN to TX
Replies: 17
Views: 1577

Re: BlackRock Bond Index (Collective Trust Fund)

A few months ago I decided that I needed to start taking advantage of the additional tax-deferred space available in my employer's 457 plan. They have some decent funds available, but none of them really fit my existing investments very well except for this one. The ER that's quoted in my plan's lit...
by Frobie
Thu Dec 13, 2012 12:44 pm
 
Forum: Investing - Help with Personal Investments
Topic: BlackRock Bond Index (Collective Trust Fund)
Replies: 11
Views: 835

Re: robbed by strong arm and pickpockets in Rome and Venice

I've only been to that part of the world once, but let me third (or fourth, or twenty ninth, or whatever) the comments given above about following Rick Steves' advice, particularly the money belt. I remember our tour guide telling us not to carry anything in our pockets that it would be a big deal i...
by Frobie
Fri Oct 05, 2012 12:56 pm
 
Forum: Personal Consumer Issues
Topic: robbed by strong arm and pickpockets in Rome and Venice
Replies: 63
Views: 8232

Re: Will you get an iPhone 5?

Not planning to. Have an iPhone 4 and my contract is up next month, but it meets my needs just fine so I don't really see any reason to change. I'm a bit worried about iOS 6, though. Apparently the maps are changing and transit directions will no longer be provided. I use that feature semi-regularly...
by Frobie
Sat Sep 15, 2012 10:05 pm
 
Forum: Personal Consumer Issues
Topic: Will you get an iPhone 5?
Replies: 108
Views: 5627

Re: Experiences Moving From High to Low Cost State?

Moved to Houston 5 years ago. It's just a job. A couple day's ago, I stopped to help a lady with a stalled car. The abuse from passing cars was remarkable. Co-workers were amazed that I stopped to help. Cheap cost of living ain't free. burt I've lived in Houston for 13 years now. My wife has been h...
by Frobie
Sat Aug 18, 2012 10:10 am
 
Forum: Personal Finance (Not Investing)
Topic: Experiences Moving From High to Low Cost State?
Replies: 72
Views: 16551

Re: traveling with credit card

Here is a thread on this topic that I started last fall. Thought some of the replies were pretty interesting.

Just FYI.
by Frobie
Sun Aug 05, 2012 4:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: traveling with credit card
Replies: 25
Views: 1658

Re: What retirement contributions does your employer offer?

I've wondered about this, too.

My employer contributes 6% of my salary. Was 6.4% until a couple of years ago.

Public sector (higher ed). No pension.
by Frobie
Sat Jul 07, 2012 1:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: What retirement contributions does your employer offer?
Replies: 68
Views: 5395

Re: buying a car- tell me your story

I can tell you how to NOT buy a car. 1) Only have one shared car in the household, so if/when it were to die it would be a BFD. This is important. 2) Have a hard time agreeing with your spouse about what car to buy to replace your existing, 13-year-old vehicle, until … 3) …said vehicle develops a co...
by Frobie
Mon Jul 02, 2012 6:14 pm
 
Forum: Personal Consumer Issues
Topic: buying a car- tell me your story
Replies: 57
Views: 5348

Re: Looking to switch banks

I switched from BofA to USAA back when the whole $5/month debit card fiasco was in the works. (I don't use my debit card a lot, but I use it a couple of places regularly.) It was a bit of a transition. BofA's online banking and bill pay were much more intuitive IMO, though I suppose at least in part...
by Frobie
Mon Jun 11, 2012 1:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Looking to switch banks
Replies: 25
Views: 2050

U.S. Residential Energy Consumption

We have threads here from time to time asking how much household energy consumption is "normal", etc. It's a question I've always been interested in myself. Just happened to read a blog post highlighting a recently released study by the U.S. Energy Information Administration (didn't know t...
by Frobie
Fri Jun 08, 2012 1:24 pm
 
Forum: Personal Consumer Issues
Topic: U.S. Residential Energy Consumption
Replies: 6
Views: 782

Re: One book on personal investing for artists

Had no idea that those videos existed, and I visit here every day (often several times). Thanks for the link.

The Bogleheads never cease to amaze me.
by Frobie
Sat Jun 02, 2012 10:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: One book on personal investing for artists
Replies: 12
Views: 792

Re: Carl Sagan

Contact is good, but it's a fictional novel, not an important-life changer like "Demon..." They made a movie out of it starring Jodie Foster, I'd forget the book and just rent the movie, for that one. The movie is very good, but the novel is wonderful. More depth, more nuance, more of wha...
by Frobie
Fri Apr 27, 2012 5:17 pm
 
Forum: Personal Consumer Issues
Topic: Carl Sagan
Replies: 47
Views: 3153

Re: Carl Sagan

"The Demon-Haunted World" and "Contact" are both excellent. Don't know if they'd be the best places to start, but I highly recommend them.
by Frobie
Thu Apr 26, 2012 2:01 am
 
Forum: Personal Consumer Issues
Topic: Carl Sagan
Replies: 47
Views: 3153

Re: Med school at 29 year old, is this a viable plan?

So what you're saying is that you need a green card to do a pharmacy residency but not a medicine residency?

Is that true? I honestly have no idea.
by Frobie
Fri Apr 20, 2012 10:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Med school at 29 year old, is this a viable plan?
Replies: 89
Views: 5535

Re: Penn State Honors College Vs. Cornell

I am stunned that this thread is nearing 100 posts and nobody has mentioned Andy Bernard, Cornell graduate.
by Frobie
Thu Apr 19, 2012 4:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Penn State Honors College Vs. Cornell ... Thank you! Post #1
Replies: 113
Views: 7518

Re: [POLL] How many miles on your car?

2006 Acura RSX-S, 28,000 miles. Best thing is, my wife and I share it--it's the only car we own.

At this pace we should hit 120,000 miles sometime in 2028. :)
by Frobie
Fri Mar 30, 2012 2:14 pm
 
Forum: Personal Consumer Issues
Topic: [POLL] How many miles on your car?
Replies: 141
Views: 6432

Re: Junk removal companies - any recommendations?

We are not pack rats in particular, but we had some stuff that we didn't know what to do with so we had 1-800-GOT-JUNK come out maybe a year ago. I guess it was a little on the pricey side, but they were very helpful and friendly and it was extremely convenient. I suppose I also felt better in that ...
by Frobie
Tue Mar 27, 2012 2:15 pm
 
Forum: Personal Consumer Issues
Topic: Junk removal companies - any recommendations?
Replies: 14
Views: 1236
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