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Re: Are safe bonds safe enough & why wait on SPIA Annuity?

Thanks for the replies. Gerrym51 and raywax: Concerning SS. My wife passed away over 2 years ago. She did not have much SS built up but my thought is to take Survivor Benefits at 66 and then take my SS at 70. I don’t have a bunch of cash waiting to be invested most is already invested. I have a hous...
by Freelife
Tue Jun 11, 2013 12:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: Are safe bonds safe enough & why wait on SPIA Annuity?
Replies: 37
Views: 3550

Are safe bonds safe enough & why wait on SPIA Annuity?

I expect stocks to go up and down but have thought bond funds were to be the safe, stable and slow growing part of an AA. I have what I understood to be safe bond funds. I was looking at my fixed income and some changes I made 4/1/13 when I bought my new Fidelity Spartan FSBAX short term treasury fu...
by Freelife
Sat Jun 08, 2013 11:58 am
 
Forum: Investing - Help with Personal Investments
Topic: Are safe bonds safe enough & why wait on SPIA Annuity?
Replies: 37
Views: 3550

Re: When does it pay to delay Social Security?

Wow you guys are great! I was a little off topic but you replied and so fast with good info. I understand better and Nonnie answered my next question before I even asked it.
Thank you :happy
by Freelife
Thu Aug 09, 2012 10:50 pm
 
Forum: Investing - Theory, News & General
Topic: When does it pay to delay Social Security?
Replies: 98
Views: 6191

Re: When does it pay to delay Social Security?

by sscritic » Wed Aug 08, 2012 11:06 pm “If you were married 10 years, you are not a single person, you are an ex (as nonnie points out). You essentially are in the "other person files so you can collect as a spouse" category, except you get to collect as a husband even if your ex doesn't ...
by Freelife
Thu Aug 09, 2012 8:39 pm
 
Forum: Investing - Theory, News & General
Topic: When does it pay to delay Social Security?
Replies: 98
Views: 6191

Re: In Pursuit of a Simple Free Life

Thank you so much for your responses. I originally felt my post was too long and now see I could have explained one part better. My wife and I were already trying to move to a simpler life. We had actually moved out of our house together into the studio and started renovating with the idea of rentin...
by Freelife
Thu Aug 02, 2012 11:53 am
 
Forum: Investing - Help with Personal Investments
Topic: In Pursuit of a Simple Free Life
Replies: 7
Views: 1602

In Pursuit of a Simple Free Life

I am weary from stress and many “To Dos” so now trying to get to a simple life style with financial independence. I’m hoping for some usable ideas, suggestions or other recommendations and help. Here are my investments/finances: Have emergency funds for 6 months. No debt but it feels like I do. Tax ...
by Freelife
Wed Aug 01, 2012 7:52 am
 
Forum: Investing - Help with Personal Investments
Topic: In Pursuit of a Simple Free Life
Replies: 7
Views: 1602

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