Search found 477 matches

Return to advanced search

Re: Career advice: Where an entry level finance job leads...

Grt2bOutdoors wrote:
Flashes1 wrote:You gotta pay your dues...feel some pain, but like fraternity pledgeship, there's light at the end of tunnel.


Some fraternity memberships can also put you in jail. Be careful who you fraternize with.


Oh yeah, I should still be in jail for some of the stuff I was exposed to. (serious)
by Flashes1
Thu Mar 13, 2014 1:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Career advice: Where an entry level finance job leads...
Replies: 10
Views: 740

Re: Career advice: Where an entry level finance job leads...

I probably should have read your qualifications more carefully, but I see you have a Journalism degree with Paralegal job experience. Not exactly standard....but it's workable if you play your cards right. First thing I'd do---recognize your strengths: Legal: a position called "Portfolio Manage...
by Flashes1
Thu Mar 13, 2014 1:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Career advice: Where an entry level finance job leads...
Replies: 10
Views: 740

Re: Career advice: Where an entry level finance job leads...

Regarding STT specifically....how much are you in demand? STT is not close to being the most glamorous, but it's highly recognized, and respected for its stability. If you have competing offers from JPM, CS and STT....no brainer..you take the other two jobs, but maybe you're not in that position giv...
by Flashes1
Thu Mar 13, 2014 1:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: Career advice: Where an entry level finance job leads...
Replies: 10
Views: 740

Re: Career advice: Where an entry level finance job leads...

Banking is highly specialized with a gazillion areas: Equipment Finance, Capital Markets, Corporate Lending, Commercial Lending, Community Lending, Retail, Compliance, and most tend to stay in that area their whole careers. Unless you have really strong academic credentials from an Ivy League type o...
by Flashes1
Thu Mar 13, 2014 1:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Career advice: Where an entry level finance job leads...
Replies: 10
Views: 740

Re: Is 529 plans that bad? [White Coat Investor article]

Maybe a $15K advantage isn't much for the physicians that site is targeting, but it is for a lot of people. Plus the withdrawal restrictions keep you from blowing the money before junior hits college. I think you hit the nail on the head. People earning +$300k don't need to worry too much about $15...
by Flashes1
Tue Mar 11, 2014 7:43 am
 
Forum: Investing - Theory, News & General
Topic: Is 529 plans that bad? [White Coat Investor article]
Replies: 35
Views: 2178

Re: Purchasing physical gold??

Gold/Silver is very good for keeping big government in the dark. They have no idea who has what and how much they have. Depending on where you live in this country, this can be an important reason to hold physical gold/silver. As others have mentioned it might have value in the event of an economic ...
by Flashes1
Tue Mar 11, 2014 7:36 am
 
Forum: Personal Consumer Issues
Topic: Purchasing physical gold??
Replies: 45
Views: 4251

Re: Job Offer Negotiation / Interview Snafu

how exactly are they making you take your own vacation time - when it's company mandated time off. I doubt they are forcing you to go in to the reporting tool and clock those hours as personal vacation. They tell you to take the time off....and if you're a good worker bee, you take it off. My compa...
by Flashes1
Mon Mar 10, 2014 1:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 175
Views: 15233

Re: How did you get through the market crash in 08-09

I sat tight, but was admittedly depressed watching my net worth drop 50%. I looked at what I could have bought with that money, and froze. Fortunately, I didn't sell, but it was a scary 6 months. I have a little different perspective because I'm in banking, and watching some of the most storied and ...
by Flashes1
Mon Mar 10, 2014 8:40 am
 
Forum: Investing - Theory, News & General
Topic: How did you get through the market crash in 08-09
Replies: 104
Views: 5454

Re: California getaway

I went here for a business conference, and loved it. The outside restaurant is on a cliff overlooking the Pacific....with an outdoor gas fire pit, too. Did some whale watching. There's a beach, but it's small, but the hiking is fairly good. Would be nice for a 3 day trip, close to LAX. http://www.tr...
by Flashes1
Wed Mar 05, 2014 8:54 am
 
Forum: Personal Consumer Issues
Topic: California getaway
Replies: 42
Views: 1406

Re: Move to California means what $ ?

I'll chime in that the 10% state income tax is a real kick in the gut. Yeah, but my property taxes are less than half what my NJ kin pay, and that can cover a lot of purchases. I agree, and would give my left nut to have such low property taxes in Ohio. If you rent or live in an inexpensive home it...
by Flashes1
Tue Mar 04, 2014 1:32 pm
 
Forum: Personal Consumer Issues
Topic: Move to California means what $ ?
Replies: 55
Views: 4338

Re: Cheap ammo

My father loads his own ammo. Buys his supplies at gun shows with cash. No trace back to the BATF. Recommend gun shows.....you can buy literally anything there.....make contacts and you'll never be traipsing over to Wal-Mart again.
by Flashes1
Mon Mar 03, 2014 9:28 am
 
Forum: Personal Consumer Issues
Topic: Cheap ammo
Replies: 26
Views: 2228

Re: Please help with my SUV purchase

We bought a 2013 Ford Explorer, and love it. Best features: Nav system with rear camera and the dual DVD system for the kids. It's a beautiful truck, and has a lot more personality than something like a Honda Pilot or a Hyundai Sonta (which are great if you're just looking for basic transportation).
by Flashes1
Mon Mar 03, 2014 9:24 am
 
Forum: Personal Consumer Issues
Topic: Please help with my SUV purchase
Replies: 40
Views: 2408

Re: Negotiating with a contractor?

I'm leery of negotiating too hard with contractors because I feel they will either short-cut on the quality of labor or materials.
by Flashes1
Mon Mar 03, 2014 9:22 am
 
Forum: Personal Consumer Issues
Topic: Negotiating with a contractor?
Replies: 12
Views: 985

Re: [POLL] What do Bogleheads DRINK?

American craft beer is my preferred liquid.
by Flashes1
Mon Mar 03, 2014 9:20 am
 
Forum: Personal Consumer Issues
Topic: [POLL] What do Bogleheads DRINK?
Replies: 72
Views: 3761

Re: Math with Wine is Hard: Traditional 401k vs Roth 401k

We're right at the bottom of the 33% tax bracket.....which subjects us to the dreaded AMT. The traditional 401k contribution has been a great way to reduce our income tax liability given we can't deduct for property taxes and some other deductions. Therefore, I haven't been doing the Roth 401k; howe...
by Flashes1
Tue Feb 11, 2014 9:16 am
 
Forum: Investing - Help with Personal Investments
Topic: Math with Wine is Hard: Traditional 401k vs Roth 401k
Replies: 35
Views: 2285

Re: My kids want a treehouse -

investingdad wrote:My friend stocked his with...ahem...girly mags. :D


That's where I kept mine. I found a pile of them hidden in the woods (a young boy's dream come true).
by Flashes1
Tue Feb 11, 2014 8:55 am
 
Forum: Personal Consumer Issues
Topic: My kids want a treehouse -
Replies: 36
Views: 2538

Re: Wall Street the Movie

I think Wall Street is one of the most important movies in cinematic history because it best captures a specfic time period in American history. It captured the emergence of the "corporate raiders" and the general greed that was prevalent at the time. The U.S. was emerging from the economi...
by Flashes1
Mon Feb 03, 2014 9:15 am
 
Forum: Personal Consumer Issues
Topic: Wall Street the Movie
Replies: 30
Views: 2220

Re: Does anyone have a bat house?

Hey, it's funny you should ask because I bought one a year ago but haven't put it up yet. The tree I was going to attach it too was too far gone and had to be cut down so it looks like I need to buy around a 25' pole to affix it to. I bought mine on Amazon.....it was very highly rated, already built...
by Flashes1
Wed Jan 29, 2014 10:00 pm
 
Forum: Personal Consumer Issues
Topic: Does anyone have a bat house?
Replies: 31
Views: 1832

Re: Truly high earners (>$1M/year) how'd you do it?

Wagnerjb wrote:[


Even if they are, they have enough common sense not to brag about their income, especially on a public board.[/quote]

One of the primary separators of new vs. old money.
by Flashes1
Tue Jan 14, 2014 3:59 pm
 
Forum: Investing - Help with Personal Investments
Topic: Truly high earners (>$1M/year) how'd you do it?
Replies: 64
Views: 6917

Re: Truly high earners (>$1M/year) how'd you do it?

VictoriaF wrote:[It seems that most responses are from people who know someone making over $1m/year, but not necessarily making it themselves.

Victoria


Most people making $1 million/year are probably not on message boards, especially during working hours.
by Flashes1
Tue Jan 14, 2014 2:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: Truly high earners (>$1M/year) how'd you do it?
Replies: 64
Views: 6917

Re: Truly high earners (>$1M/year) how'd you do it?

Not sure if spending a life that way is worth it. You only go around once. Don't think I want to mark my life as being someone's "guy." Maybe the question should be "+1M non-investment income and still have time for life?" Where did I say I endorsed this life style? The OP asked...
by Flashes1
Tue Jan 14, 2014 10:54 am
 
Forum: Investing - Help with Personal Investments
Topic: Truly high earners (>$1M/year) how'd you do it?
Replies: 64
Views: 6917

Re: Truly high earners (>$1M/year) how'd you do it?

My brother-in-law makes +1 million/ year. It appears his secret was having the right mentor when he began working for a Big 4 accounting firm out of college and extremely hard work. Work comes before everything else (including family). If the boss is in the office every Saturday morning, you better ...
by Flashes1
Tue Jan 14, 2014 9:26 am
 
Forum: Investing - Help with Personal Investments
Topic: Truly high earners (>$1M/year) how'd you do it?
Replies: 64
Views: 6917

Best Residential Golf Course Communities in Florida

What are the best ones in the Sunshine State----or coastal Georgia and South Carolina: 1. Homes from $700-$900,000 2. Resort feel including golf course, tennis courts, big pool, and of course, shuffle board! 3. Active social calendar 4. Prefer to be within 5-8 miles of the ocean, but would consider ...
by Flashes1
Fri Jan 10, 2014 8:36 am
 
Forum: Personal Consumer Issues
Topic: Best Residential Golf Course Communities in Florida
Replies: 1
Views: 228

Re: Do you own / have you owned a Chevrolet Volt?

Neighbor has a Volt, and really likes it. He works 15 miles from home so he's able to run off just electricity 90% of the time.....which means he hasn't needed an oil change in 8 months. He did recommend getting the "upgraded" charger which speeds up the charging time to 3 hours (I think t...
by Flashes1
Mon Jan 06, 2014 11:08 am
 
Forum: Personal Consumer Issues
Topic: Do you own / have you owned a Chevrolet Volt?
Replies: 26
Views: 2429

Re: Europe with young kids - 6 and almost 3, bad idea ?

I'd rather slit my wrists than take my kids some place far away such as Europe.
by Flashes1
Mon Dec 30, 2013 8:58 am
 
Forum: Personal Consumer Issues
Topic: Europe with young kids - 6 and almost 3, bad idea ?
Replies: 34
Views: 1974

Re: Quality of NY Times reporting declining?

The NYT has been in a long, slow decline for over a decade. The Jason Blair plagiarism scandal started it all, and now, rather than reporting the news, they're championing specific political agendas.
by Flashes1
Mon Dec 23, 2013 8:06 am
 
Forum: Personal Consumer Issues
Topic: Quality of NY Times reporting declining?
Replies: 9
Views: 1055

Re: Help with Chase HSA Investment selection

I'd pay-off that Personal Loan before I put too much in a HSA.
by Flashes1
Thu Dec 19, 2013 1:48 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with Chase HSA Investment selection
Replies: 7
Views: 441

Re: Got my first gold bullion coin!

I do enjoy collecting old silver coins. No major money involved, but it's satisfying to hold something minted a 100 years ago.
by Flashes1
Thu Dec 19, 2013 9:47 am
 
Forum: Personal Consumer Issues
Topic: Got my first gold bullion coin!
Replies: 37
Views: 3093

Re: Do Bogleheads have a number?

Can someone smarter than me, calculate how long it would take to reach my number?

Current Portfolio:$910,000
Annual Contributions: $55,000
Annual Appreciation: 4%
Number/Goal: $2.5 million
by Flashes1
Sun Nov 10, 2013 7:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Do Bogleheads have a number?
Replies: 118
Views: 11125

Re: Moving to Dallas, TX

I wouldn't want to live in Illinois due to their fiscal irresonsibility. Bad things are going to happen.
by Flashes1
Fri Oct 18, 2013 9:32 am
 
Forum: Personal Consumer Issues
Topic: Moving to Dallas, TX
Replies: 76
Views: 5363

Re: How many square feet is your home?

5,500 square feet. Thank you John Bogle. He too, lives in a big home.
by Flashes1
Thu Oct 17, 2013 6:45 pm
 
Forum: Personal Consumer Issues
Topic: How many square feet is your home?
Replies: 162
Views: 10631

Re: POLL - Big4 Accounting Firm

I don't think MBA's mean as much in Big 4. It's more about billing hours and winning the firm new business. Having the right mentor and not leaving the office before the Partners go home helps one move up the chain.
by Flashes1
Wed Oct 09, 2013 1:03 pm
 
Forum: Personal Consumer Issues
Topic: POLL - Big4 Accounting Firm
Replies: 10
Views: 1774

Re: How did you/your child pay for college?

My parents told us kids they'd pay everything at State U for 4 years; everything past that was on us. He said in return, we had to pay for our kids' educations. I will honor my promise. My kids will have their educations paid for although I do worry at times because my wife went to very prestigious/...
by Flashes1
Wed Oct 02, 2013 2:58 pm
 
Forum: Personal Consumer Issues
Topic: How did you/your child pay for college?
Replies: 151
Views: 8478

Re: Warmest Florida beach destination over Christmas?

If you want to step back in time to the 1920's, try the Gaspirilla Inn...somewhat near Fort Meyers......terrible but I forget the name of the town..(I was there for a wedding several years ago)....not really family friendly....but a classic, regal, very unique experience. Old old money.
by Flashes1
Thu Sep 19, 2013 9:31 pm
 
Forum: Personal Consumer Issues
Topic: Warmest Florida beach destination over Christmas?
Replies: 21
Views: 1972

Re: Travelling to Cleveland

Great Lakes Brewery is great.....it's too far away to be considered part of Cleveland....Put-In-Bay an island near Cedar Point, is one of the most hidden gems in the Midwest. It's mostly open in just the summer....but I refer to it as the Key West of Ohio. Nothing to do there but have fun in the sun.
by Flashes1
Thu Sep 19, 2013 9:27 pm
 
Forum: Personal Consumer Issues
Topic: Travelling to Cleveland
Replies: 23
Views: 1330

Re: corporate A bonds for retirement income

I've been thinking about this very thing. Buy A or better rated corporate bonds and hold to maturity. Spread around 4-6 bonds.....but this is where I would hire an adviser to pick out good ones (a fee based guy---with fiduciary responsbility to protect my interests....ie. I don't want a broker). But...
by Flashes1
Sun Sep 15, 2013 5:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: corporate A bonds for retirement income
Replies: 3
Views: 366

Re: Portfolio Review- High income, NY/NJ, 529, Roth 401k, EM

bps is used by people in finance. Like MM means millions to someone in finance......whereas non-finance people use M to denote millions, but this is thousands in finance.
by Flashes1
Sat Aug 24, 2013 6:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review- High income, NY/NJ, 529, Roth 401k, EM
Replies: 26
Views: 1779

Re: Anyone feed the birds?

I used to bank the bird seed company that provided one of two big box home improvement stores with bird seed. Trust me when I say that their costs have exploded. So much so that I "encouraged" them to find another bank. :D
by Flashes1
Tue Aug 20, 2013 9:55 pm
 
Forum: Personal Consumer Issues
Topic: Anyone feed the birds?
Replies: 84
Views: 6204

Re: Tipping

Tipping well makes me feel good. It's my way of helping out people less fortunate than me, and are working to make my experience better.
by Flashes1
Mon Aug 05, 2013 1:42 pm
 
Forum: Personal Consumer Issues
Topic: Tipping
Replies: 101
Views: 5350

Re: Carpet on Stairs - what type for best long term value

We put in wood stairs in our new home and love them. Carpet on stairs looks worn too soon. We have a flat finish on our wood stairs-----the 5 and 7 years olds haven't slipped once let alone fall.
by Flashes1
Mon Jul 22, 2013 8:17 am
 
Forum: Personal Consumer Issues
Topic: Carpet on Stairs - what type for best long term value
Replies: 8
Views: 1405

Re: 21, aspiring medical student

My In-Laws loaned my wife tuition for medical school-----we were concerned about the "gifting laws" upon repayment----so we sent each of her parents monthly checks adding up to the annual gifting amount. In hindsight, we probably should have gotten the opinion of a tax attorney about how t...
by Flashes1
Mon Jun 24, 2013 9:14 am
 
Forum: Personal Finance (Not Investing)
Topic: 21, aspiring medical student
Replies: 17
Views: 1373

Re: High Net worth in retirement

Interesting article and I liked the author's narrative of the people in the 99-99.5% range largely serve the top 0.5%....namely attorneys, physicians, small business people, etc....we're slaves to the people who have the real money. I think he got off track towards the end by blaming Wall Street. Th...
by Flashes1
Mon Jun 24, 2013 8:43 am
 
Forum: Investing - Theory, News & General
Topic: High Net worth in retirement
Replies: 15
Views: 2595

Re: travel to japan for the first time

Without question, some of the wildest times I've ever had, was on my one business trip to Tokyo. The Japanese know how to drink like no one I've every known.....I went to work several times in the same clothes I wore the day before because we went all night. Somehow the heel of my shoe fell off the ...
by Flashes1
Sun Jun 23, 2013 5:48 pm
 
Forum: Personal Consumer Issues
Topic: travel to japan for the first time
Replies: 11
Views: 1186

Re: How much do you pay the babysitter?

$15/hr in Midwest for a 5 and 7 year old...but our sitter situation is a little more important than someone watching the kids while we have dinner. We need a sitter to watch the kids for the time between my wife leaves for work around 4:00 pm and I get home around 6:30 pm. You have to make it worth ...
by Flashes1
Fri Jun 21, 2013 8:04 am
 
Forum: Personal Consumer Issues
Topic: How much do you pay the babysitter?
Replies: 20
Views: 1670

Re: "How worried should we be about the 'bond bubble'?"

It's going to be a painful return to more normalized interest rates. As they say in the military, "drop your socks, and grab your *****!"
by Flashes1
Thu Jun 20, 2013 7:52 am
 
Forum: Investing - Theory, News & General
Topic: "How worried should we be about the 'bond bubble'?"
Replies: 11
Views: 1298

Re: Wanting to spend money all of a sudden

Go buy a house that makes people say "I wonder who lives there?" when they drive by. It's the ulitmate ego booster. Or they might say, I wonder what tasteless person owns that McMansion that's a blight on the neighborhood. I can assure you such a house is hardly a "blight on the neig...
by Flashes1
Tue Jun 18, 2013 10:21 am
 
Forum: Personal Consumer Issues
Topic: Wanting to spend money all of a sudden
Replies: 76
Views: 5888

Re: Wanting to spend money all of a sudden

Go buy a house that makes people say "I wonder who lives there?" when they drive by. It's the ulitmate ego booster.
by Flashes1
Tue Jun 18, 2013 8:04 am
 
Forum: Personal Consumer Issues
Topic: Wanting to spend money all of a sudden
Replies: 76
Views: 5888

Re: Premium Products That Are Worth It To You

i just get a small whiff of elitism/snobbery from the tone of your post, that's all. i think there have been some incremental quality improvements in US made cars, but far and wide there still is a reliability/quality gap. Yes, there's elitism....but that's what this board, and especially this thre...
by Flashes1
Sat Jun 08, 2013 4:44 pm
 
Forum: Personal Consumer Issues
Topic: Premium Products That Are Worth It To You
Replies: 361
Views: 36211

Re: Premium Products That Are Worth It To You

sounds like a lot of overpriced stuff, just sayin' for the cars: isn't high quality and American made an oxymoron414k To address your two points: 1. Overpriced is a very subjective term. As you progress thru net worth thresholds, fewer things are overpriced....so maybe we're at different thresholds...
by Flashes1
Sat Jun 08, 2013 2:41 pm
 
Forum: Personal Consumer Issues
Topic: Premium Products That Are Worth It To You
Replies: 361
Views: 36211

Re: Premium Products That Are Worth It To You

As I've gotten older and more affluent, I buy higher grade of quality including: Yard tools: I recently bought the "Cobalt?" brand shovel and rakes at Lowes. They are heavy duty, but materially more expensive. I also bought a $420 Stihl trimmer/blower combo (it f'ing rocks). Beer: I buy Am...
by Flashes1
Fri Jun 07, 2013 10:10 am
 
Forum: Personal Consumer Issues
Topic: Premium Products That Are Worth It To You
Replies: 361
Views: 36211
Next

Return to advanced search