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Finn - Thanks for being open about your situation. Can't say that I'm powerfully motivated to share the grisly details of my own financial shenanigans, so I think it takes guts and humility. Like an M&M, hopefully it keeps the next guy from findings themselves in the same situation, wondering w...

I'm surprised nobody has suggested this, but is it possible for you and a bunch of your fellow ER docs to go to the hospital bigwigs and demand a rotating shift schedule that you can tolerate? Chris Our schedule comes from one of us. The administration doesn't enter into it. It's just a complex thi...

1 - Pay off your back taxes and that $14K signature loan ASAP. Like, with your next paycheck or two. Sounds like you got the message here. Stay up to date on your taxes for heaven's sake!!! Seriously if there is one thing to prioritize... Yes the signature loan is getting 5K to it sent in tomorrow....

Well, you spent a ton of money but the good thing is, you did realize how to get back on track which is the key here.. I don't think you need to sell your car. ( never lease a car unless you get some real tax benefit and never pay 6.7% for a car loan...) Enjoy for now. If you buy an expensive car, ...

EmergDoc I'm honored you replied, hehe. Your website is actually the one that I found Bogleheads through. I have read pretty much everything on your Getting Started page and had spent hours following "Related Links". Your post about MarketTimer sent me here and cost me a few hours reading ...

Thank you for the thoughtful replies! LH I did just listen to the audiobook for Millionaire Next Door and also Stop Acting Rich. I found them very compelling to the point of considering selling my car and downgrading significantly. My lease ends in 6 months and I will also be researching alternative...

Hello all, I am 31 and have been in practice for a little over a year now. 7 months ago I began putting money into a retirement plan and recently have begun to get more serious about my finances. Mainly because I looked back at my take hope pay on my 2012 w-2 and wondered where the money went. Asset...