Search found 4520 matches

by Fallible
Thu Jul 02, 2015 7:46 pm
Forum: Personal Consumer Issues
Topic: can you recommend comfortable walking shoes?
Replies: 46
Views: 3426

Re: can you recommend comfortable walking shoes?

Crocs ,or Merrell Shoes work for me :happy That reminds me that I still have my Merrell shoes (Sedona Ventilator) that I first wore starting in the late '90s for walks that included hiking hills and the Rockies. I don't hike as much now, but occasionally wear them on cold days and they are still co...
by Fallible
Thu Jul 02, 2015 7:32 pm
Forum: Investing - Theory, News & General
Topic: How did you start?
Replies: 13
Views: 911

Re: How did you start?

Welcome to the forum and congratulations on your savings! I also advise the wiki's 'Getting Started" section. Among the many good books: - The Bogleheads' Guide to Investing , - If You Can: How Millennials Can Get Rich Slowly , - The Little Book of Common Sense Investing , and many more books a...
by Fallible
Thu Jul 02, 2015 1:21 pm
Forum: Investing - Help with Personal Investments
Topic: young and need advice on investing and where to start
Replies: 8
Views: 410

Re: young and need advice on investing and where to start

First of all, welcome to the forum.

Second, have you begun saving to take advantage of the magic of compounding?

Third, have you saved enough to invest?
by Fallible
Tue Jun 30, 2015 3:12 pm
Forum: Investing - Theory, News & General
Topic: Emergency Portfolio with 30% Stocks
Replies: 33
Views: 1732

Re: Emergency Portfolio with 30% Stocks

OP, from your last posts on the recent 2008 crisis threads you apparently planned to stay heavy in stocks, although I don't believe you said exactly what "heavy" was. You also in those threads mentioned plans to add stocks to your emergency portfolio, so this thread updates that. As has al...
by Fallible
Tue Jun 30, 2015 1:53 pm
Forum: Investing - Help with Personal Investments
Topic: Help! Elderly father got snookered.
Replies: 35
Views: 4578

Re: Help! Elderly father got snookered.

My dad finally has money for the first time in his life. He's decided to invest it rather than spend it, which is good, but to do that he walked into a bank and asked for advice. :shock: He ended up in two Franklin Templeton mutual funds that are mostly stocks, which are inappropriate at his age. T...
by Fallible
Mon Jun 29, 2015 8:24 pm
Forum: Investing - Theory, News & General
Topic: The secret sauce for investment success -- dumb luck
Replies: 7
Views: 1395

Re: The secret sauce for investment success -- dumb luck

Luck is no secret and is everywhere in life, so why not investing? It does, however, take skill to know what role luck plays.
by Fallible
Mon Jun 29, 2015 8:09 pm
Forum: Investing - Theory, News & General
Topic: Being Mr. Bogle's Company has 3 Trillion Dollars
Replies: 15
Views: 2032

Re: Being Mr. Bogle's Company has 3 Trillion Dollars

FWIW, I admire John Bogle not for what personal fortune he might have given up, but for knowing what is "enough." And then writing a book about it. :happy
by Fallible
Mon Jun 29, 2015 3:10 pm
Forum: Personal Consumer Issues
Topic: can you recommend comfortable walking shoes?
Replies: 46
Views: 3426

Re: can you recommend comfortable walking shoes?

New Balance, Saucony, and Nike (no Rockports so far) have been the most comfortable walking shoes for me over the years, but the most important thing I can do is buy what fits correctly and feels best to begin with - before adding any kind of supports. I have found some shoes to fit so well that I d...
by Fallible
Mon Jun 29, 2015 8:49 am
Forum: Personal Consumer Issues
Topic: Is there a good basic investing book for an 11 year old girl?
Replies: 13
Views: 776

Re: Is there a good basic investing book for an 11 year old girl?

My daughter has some interest in markets and would like to invest some of her money. I would like her to read a book with boglehead principles before she does. Thanks. In addition to books mentioned here, you could discuss with her the Bogleheads' principles emphasizing simplicity, low costs, and c...
by Fallible
Sun Jun 28, 2015 9:10 pm
Forum: Investing - Theory, News & General
Topic: Good Summary of Boglehead Philosophy
Replies: 3
Views: 754

Re: Good Summary of Boglehead Philosophy

Thanks, AZMax, for the excellent Boglehead style article by Morgan Housel. You may be able to access the article one time by clicking on the Google link here: Four Things the Stock Market has Taught Me. https://www.google.com/search?q=Morgan+Housel+We+have+an+urge+to+overcomplicate+things&ie=ut...
by Fallible
Sat Jun 27, 2015 10:25 am
Forum: Investing - Theory, News & General
Topic: Did 2008 change your investing strategy?
Replies: 58
Views: 4645

Re: Did 2008 change your investing strategy?

This is a follow up question based on the thread " What was the 2008 crash like in real time? " https://www.bogleheads.org/forum/viewtopic.php?f=10&t=168261 I logged on to comment on that thread. My comment was actually going to be a question. Wondering how many other younger investor...
by Fallible
Fri Jun 26, 2015 9:45 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 813
Views: 136801

Re: What Book Are You Currently Reading? Part VI

The Wright Brothers by David McCullough. How the brothers knew what to do, when to do it, how to do it, what to look for, what came next after failure, is as fascinating as the actual flights. And beyond actual flying skills are more innate skills: they are good writers, savvy promoters, and good j...
by Fallible
Fri Jun 26, 2015 5:36 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads are more aggressive...
Replies: 57
Views: 5983

Re: Bogleheads are more aggressive...

Thanks, I did specifically allude to "respondents" since I understand the issue with polling, etc. ... Even though "respondents" was used initially, references later were to just Bogleheads and the topic line refers only to Bogleheads. It's important I think to always say "...
by Fallible
Fri Jun 26, 2015 11:58 am
Forum: Personal Consumer Issues
Topic: Grade 6, Writing, Resources.
Replies: 10
Views: 802

Re: Grade 6, Writing, Resources.

How does your child feel about this?
by Fallible
Fri Jun 26, 2015 11:26 am
Forum: Investing - Theory, News & General
Topic: Did 2008 change your investing strategy?
Replies: 58
Views: 4645

Re: Did 2008 change your investing strategy?

ajacobs, you may be asking the wrong question. If you asked how many people sold during the crash you might get a very different picture if those who did would admit it, but they won't, so don't bother asking. What you really need to understand is if exceed your real tolerance and panic you will do...
by Fallible
Thu Jun 25, 2015 5:20 pm
Forum: Investing - Theory, News & General
Topic: What was the 2008 crash like in real time?
Replies: 217
Views: 19475

Re: What was the 2008 crash like in real time?

...because while it was extraordinary, it also was relatively short. You are not alone in thinking it was relatively short, but I don't think it was. It took 1.5 years to drop and almost 3.5 years to get back to even. It is true that toward the middle there was a steep plummet and a steep short but...
by Fallible
Thu Jun 25, 2015 3:55 pm
Forum: Investing - Theory, News & General
Topic: What was the 2008 crash like in real time?
Replies: 217
Views: 19475

Re: What was the 2008 crash like in real time?

Here is a thread started on Oct 6th and running to Oct 10th, 2008 with some nearly real-time comments (nisiprius has a very nice post): http://www.bogleheads.org/forum/viewtopic.php?f=1&t=24832 I hope the OP gets a chance to read Nisiprius's excellent post on risk tolerance and that more invest...
by Fallible
Thu Jun 25, 2015 2:05 pm
Forum: Investing - Theory, News & General
Topic: What was the 2008 crash like in real time?
Replies: 217
Views: 19475

Re: What was the 2008 crash like in real time?

...I'm 28 yrs old and I'm 85/15. But honestly, these stories have spooked me. My follow up question would be, what if there was a Great Depression II? What lessons did everyone learn from 2008? What is your new approach? It seems very reasonable that people can lose their jobs at any time. and have...
by Fallible
Thu Jun 25, 2015 12:53 pm
Forum: Investing - Theory, News & General
Topic: Why do Bogleheads/BiggerPocketers think there is only one way?
Replies: 123
Views: 13397

Re: Investing in real estate or stocks and bonds?

sharp1aarohead: Welcome to the Bogleheads forum! Why do Bogleheads/BiggerPocketers think there is only one way? You may be under a misapprehension. We have many Bogleheads who have invested in things other than stocks and bonds. My deceased wife and I owned land and rental property. She was Preside...
by Fallible
Wed Jun 24, 2015 8:38 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 43
Views: 3202

Re: Colorado Vacation suggestions

You could start in southern CO at the Great Sand Dunes National Park, then head north to Colorado Springs, Denver, then Boulder, then Loveland at the base of the Rockies, then head up to Estes Park and do some hiking in Rocky Mountain National Park. (I'm mentioning these because I've either been the...
by Fallible
Wed Jun 24, 2015 8:30 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 931
Views: 147313

Re: What Movie Have You Recently Watched?

snyder66 wrote:Inside Out. could/Should have been great. Far too dark for my taste.


I'll be watching it soon, but am wondering what you mean by "too dark." I've been intrigued by whether 'movies can think' (as the NYT's A.O. Scott put it in his review of the film).
by Fallible
Wed Jun 24, 2015 8:00 pm
Forum: Investing - Theory, News & General
Topic: What was the 2008 crash like in real time?
Replies: 217
Views: 19475

Re: What was the 2008 crash like in real time?

I was still working in 2008, building my nest egg with financial independence right over the horizon. It was before my Boglehead days, and looking back I have to say my portfolio and asset allocation didn't make a whole lot of sense, but I think I had about 60% of my investable assets in stocks pri...
by Fallible
Wed Jun 24, 2015 12:11 pm
Forum: Investing - Theory, News & General
Topic: What was the 2008 crash like in real time?
Replies: 217
Views: 19475

Re: What was the 2008 crash like in real time?

There was a moment when we stopped worrying about stock prices, and started worrying whether our bank deposits were safe-- whether these seemingly solid financial institutions would disappear into vapor. That was the real moment of true fear-- going from 'what am I worth?' to 'Am I worth anything'?...
by Fallible
Tue Jun 23, 2015 8:18 pm
Forum: Investing - Theory, News & General
Topic: investment education/research
Replies: 8
Views: 624

Re: investment education/research

I've read bogleheads and random walk on wallstreet and both seem to indicate that the best strategy for most people is to invest in index funds, making sure to get the right ration of stocks/bonds depending on age. Is it worth subscribing to things such as wallstreet journal, forbes, etc or are tho...
by Fallible
Tue Jun 23, 2015 6:45 pm
Forum: Investing - Theory, News & General
Topic: What was the 2008 crash like in real time?
Replies: 217
Views: 19475

Re: What was the 2008 crash like in real time?

The truth of the matter is not only did we not know WHEN the decline would end, we did not really know whether it would end at all. That is the true risk of risky assets. ... It is the true risk of risky assets, although not knowing when a crash will end is true of all crashes. 2008, however, was t...
by Fallible
Tue Jun 23, 2015 3:35 pm
Forum: Personal Consumer Issues
Topic: Your Top 10 Books
Replies: 56
Views: 6853

Re: Your Top 10 Books

Top nonfiction/fiction books read in the last five years: Thinking, Fast and Slow , Daniel Kahneman Your Money and Your Brain , Jason Zweig Einstein: His Life and Universe , Walter Isaacson Predictably Irrational , Dan Ariely John Adams , Walter McCullough T he Innovators: How a Group of Hackers, G...
by Fallible
Tue Jun 23, 2015 2:54 pm
Forum: Personal Consumer Issues
Topic: Your Top 10 Books
Replies: 56
Views: 6853

Re: Your Top 10 Books

Top nonfiction/fiction books read in the last five years: Thinking, Fast and Slow , Daniel Kahneman Your Money and Your Brain , Jason Zweig Einstein: His Life and Universe , Walter Isaacson Predictably Irrational , Dan Ariely John Adams , Walter McCullough T he Innovators: How a Group of Hackers, G...
by Fallible
Mon Jun 22, 2015 10:21 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 931
Views: 147313

Re: What Movie Have You Recently Watched?

Inside Out is flat out brilliant. http://www.nytimes.com/2015/06/19/movies/review-pixars-inside-out-finds-the-joy-in-sadness-and-vice-versa.html Glad to hear that and not surprised after reading the NYT review and watching the trailer. Will watch it soon. Haven't been this eager to watch a Pixar fi...
by Fallible
Mon Jun 22, 2015 10:02 pm
Forum: Personal Consumer Issues
Topic: Your Top 10 Books
Replies: 56
Views: 6853

Re: Your Top 10 Books

Top nonfiction/fiction books read in the last five years: Thinking, Fast and Slow , Daniel Kahneman Your Money and Your Brain , Jason Zweig Einstein: His Life and Universe , Walter Isaacson Predictably Irrational , Dan Ariely John Adams , Walter McCullough T he Innovators: How a Group of Hackers, Ge...
by Fallible
Mon Jun 22, 2015 2:58 pm
Forum: Investing - Help with Personal Investments
Topic: Going Bogleheads, but listening to gut when not in a panic situation
Replies: 6
Views: 997

Re: Going Bogleheads, but listening to gut when not in a panic situation

How exactly will you let your gut decide? A feeling or sensation that you then interpret mentally? Timing the market is a guessing game because we can't know the future, so how would gut instinct make up for that? I know market timing is a guessing game, and I'm aware from Bogleheads of some of the...
by Fallible
Mon Jun 22, 2015 1:55 pm
Forum: Investing - Help with Personal Investments
Topic: Going Bogleheads, but listening to gut when not in a panic situation
Replies: 6
Views: 997

Re: Going Bogleheads, but listening to gut when not in a panic situation

... I know I'm still doing some market timing, but let's just say my AA comfort level varies with a general gut feel about the market at the time, and my plan is to avoid panic selling and excessive stress by letting my gut decide how much money I add to the market at any given time. I intend not t...
by Fallible
Mon Jun 22, 2015 12:43 pm
Forum: Investing - Theory, News & General
Topic: Why do Bogleheads/BiggerPocketers think there is only one way?
Replies: 123
Views: 13397

Re: Why do Bogleheads/BiggerPocketers think there is only one way?

Boglehttps://www.bogleheads.org/forum/index.phpheads are: conservative, educated, have modest goals, an even temperament and are generally wealthy (often generational). they are doctors, lawyers, business owners, professionals. ..basically people who could earn a modest 3-5 percent for the rest of ...
by Fallible
Mon Jun 22, 2015 11:52 am
Forum: Investing - Theory, News & General
Topic: Another reason Bogleheads will rule: Journalism for personal investing is becoming pathetic
Replies: 7
Views: 1415

Re: Another reason Bogleheads will rule: Journalism for personal investing is becoming pathetic

After investing in the markets for the past 35 years, there appears to be very few new ideas. In my opinion, the basics and the fundamentals remain timeless. Our mentor, Mr. Bogle reminded us of "the twelve pillars of wisdom" over a decade ago. http://www.vanguard.com/bogle_site/april2720...
by Fallible
Sun Jun 21, 2015 7:11 pm
Forum: Investing - Theory, News & General
Topic: Why do Bogleheads/BiggerPocketers think there is only one way?
Replies: 123
Views: 13397

Re: Why do Bogleheads/BiggerPocketers think there is only one way?

I've been reading this forum for nearly a year, though this is my first post. I'm very much in line with the Boglehead philosophies, but I also think that the insistence that there is one way to go about building wealth is a bit crazy. It was in fact this website that turned me on to Bigger Pockets...
by Fallible
Fri Jun 19, 2015 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: Stock bubble, bond bubble - I'm worried!
Replies: 16
Views: 2435

Re: Stock bubble, bond bubble - I'm worried!

Market crashes are always coming, nobody knows when or how bad or for how long, and an asset allocation should take that into consideration by being based on, as pro Boglehead Larry Swedroe has put it, "ability, willingness, and need to take risk." Now might be a good time for you to revis...
by Fallible
Fri Jun 19, 2015 12:20 am
Forum: Investing - Theory, News & General
Topic: A Look Inside Jack Bogle's Office
Replies: 27
Views: 4962

Re: A Look Inside Jack Bogle's Office

Take a look at the dark blue soft-cover book at the bottom left corner of the picture, just above the photo credit "Jonathan". That's the "Journal of Portfolio Management and John C Bogle" publication. The top title line is a large "JPM/JCB". It's a collection of his J...
by Fallible
Thu Jun 18, 2015 3:24 pm
Forum: Investing - Theory, News & General
Topic: Retirees: Did you spend much time wringing your hands over Retirement Savings as Many on Forum Do Today?
Replies: 81
Views: 11431

Re: Retirees: Did you spend much time wringing your hands over Retirement Savings as Many on Forum Do Today?

If I remember correctly in my older age, there was no hand-wringing, just something between a watchful eye and benign neglect on pensions, IRA, 401(k), savings bonds, CDs, decisions on Roth conversion, rolling over, taking lump sums, when to take SS. Jack Bogle probably took the hand-wringing out of...
by Fallible
Thu Jun 18, 2015 11:33 am
Forum: Local Chapters and Bogleheads Community
Topic: What kind of people show up at a Bogleheads chapter meeting?
Replies: 5
Views: 1757

Re: What kind of people show up at a Bogleheads chapter meeting?

• What kind of people show up at a Bogleheads chapter meeting? ...[/size] From what I have seen at our MN chapter meetings the last several years, they are people of all ages, well educated and from a variety of backgrounds. Investing experience varies, but even if they're new at investing, they kn...
by Fallible
Thu Jun 18, 2015 10:11 am
Forum: Investing - Theory, News & General
Topic: A Look Inside Jack Bogle's Office
Replies: 27
Views: 4962

Re: A Look Inside Jack Bogle's Office

Definitely a Jack Bogle office: one of passive investing inhabited by an active mind.

Thanks for posting, Mel.
by Fallible
Wed Jun 17, 2015 8:30 pm
Forum: Investing - Help with Personal Investments
Topic: AA - how to reach a compromise?
Replies: 21
Views: 2117

Re: AA - how to reach a compromise?

crit wrote:His reasoning is that we're in it for the long haul (ie retirement is far away), and there's no reason not to gain as much as he can. ...


But that was his reason before the decision to marry, when the accounts were separate. He now needs to think also of you, I.e., of compromise.
by Fallible
Wed Jun 17, 2015 5:51 pm
Forum: Investing - Help with Personal Investments
Topic: My grandparents need their hodgepodge of investments sorted out
Replies: 14
Views: 1833

Re: My grandparents need their hodgepodge of investments sorted out

In addition to important questions from the poster dbr, we also need to know more about the stage of your grandmother's Alzheimer's and whether plans are being made for that as it progresses, such as assisted living, etc., including whether they are working with their doctor and elder law attorney. ...
by Fallible
Wed Jun 17, 2015 1:51 pm
Forum: Investing - Help with Personal Investments
Topic: AA - how to reach a compromise?
Replies: 21
Views: 2117

Re: AA - how to reach a compromise?

... Me: in the process of consolidating accounts (getting away from FA that I inherited), but the goal is to approximate a 3- or 4-fund with a combination of VG Target Retirement funds, VG stock and bond index funds, and some individual stocks that I already own (gifted at a young age). My target A...
by Fallible
Mon Jun 15, 2015 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: Nice Milestone Reached Last Week
Replies: 41
Views: 6738

Re: Nice Milestone Reached Last Week

Congratulations on overcoming significant obstacles and reaching a milestone well before many, if not most, at that age!
:beer
by Fallible
Mon Jun 15, 2015 2:17 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 813
Views: 136801

Re: What Book Are You Currently Reading? Part VI

I have been reading Shakespeare's Hamlet . This is the Folger Shakespeare Library edition. The prefatory information is very useful, giving hints on the language of Shakespeare, briefly summarizing his life, providing background to the Hamlet story, and describing theater life in Shakespeare's time...
by Fallible
Mon Jun 15, 2015 1:20 pm
Forum: Investing - Help with Personal Investments
Topic: Brand New - Need Help! Which book???
Replies: 28
Views: 2575

Re: Brand New - Need Help! Which book???

Our business currently has nothing set up for retirement. My husband's father has a serious aversion to saving and retirement, and major insecurity issues when it comes to money. I have tried several times to get him on board with setting up some kind of retirement program, and he has always been a...
by Fallible
Mon Jun 15, 2015 12:57 pm
Forum: Investing - Theory, News & General
Topic: UK Bogleheads
Replies: 2
Views: 404

Re: UK Bogleheads

U.S. investor here, but wanted to say it's a wonderful book that I've read and love to recommend when I hear people talk about investing like Warren Buffett. They usually mean making millions picking stocks, of course, so they're in for a needed surprise when they read the book. And the connection w...
by Fallible
Sun Jun 14, 2015 3:50 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 813
Views: 136801

Re: What Book Are You Currently Reading? Part VI

With the Tour de France only weeks away, taking a break from WWII to read The Secret Race: Inside the Hidden World of the Tour de France by Tyler Hamilton and Daniel Coyle. Hamilton was one of the world's top cyclists, a teammate of Lance Armstrong for his first two Tour victories, and a Tour conte...
by Fallible
Sat Jun 13, 2015 11:03 am
Forum: Investing - Help with Personal Investments
Topic: Clean investing in a single stock
Replies: 66
Views: 7671

Re: Clean investing in a single stock

... A decision should not change in evaluation to whether it was a good or bad decision based on the result. Only if the result indicates that indeed one's emotional centers were outshining rational facts, and so one really did make the decision based on incomplete information. When the decision is...
by Fallible
Fri Jun 12, 2015 4:12 pm
Forum: Investing - Theory, News & General
Topic: Alternative theories
Replies: 53
Views: 4579

Re: Alternative theories

So I am still a naive newbie, trying to read the basic source material and educate myself more on how to take control of my own investments. I have really been drawn to the boglehead low-cost index-fund based buy & hold approach. However, I am also worried, as some of my main sources of informa...

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