Bogleheads.org

Where's the link?



found a couple:

WSJ: http://online.wsj.com/article/SB10001424127887324162304578304491492559684.html


Marketwatch: http://www.marketwatch.com/story/say-goodbye-to-the-4-rule-2012-11-13

Thanks to Mel for a great article (as usual). One point that is often overlooked is that the guaranteed rate on EE savings bonds can be changed for both newly issued and existing bonds . This has happened in the past in response to changing interest rate environments. It may seem unlikely to many th...

Vanguard Group said on Thursday it would stop opening new accounts from financial advisers and institutional customers in its popular $68 billion Wellington Fund, which invests in a mix of stocks and bonds. All current investors can continue to add money to the fund and retail investors will be perm...

Investors Are Ignoring the REAL Risks to the Market: John Bogle
Video Interview with Matt Nesto Breakout 2-8-2013

http://finance.yahoo.com/blogs/breakout/investors-ignoring-real-risks-market-john-bogle-140549567.html

Announced last summer, Wed Aug 01, 2012:

Treasury announces plans to offer floating-rate securities

http://www.bogleheads.org/forum/viewtopic.php?f=10&t=100421&p=1452700#p1452700

Early Retirement & Financial Independence Community

http://www.early-retirement.org/forums/

I definitely missed this place during this crazy week.
Thanks to Larry and Alex for their dedication to running the forum.

Would this belong in the Good, the Bad, or the Ugly category?

Treasury announces plans to offer floating-rate securities By Martin Crutsinger, Associated Press http://www.usatoday.com/money/perfi/credit/story/2012-08-01/treasury-floating-rate-debt/56645512/1 Coming in about a year. Will these be part of Total Bond Market? Will Vanguard offer a Floating Rate Tr...

Thought this article about Bridgeway was interesting:

Bridgeway Is Trying to Regain Its Stride
By GEORGETTE JASEN

http://online.wsj.com/article/SB10001424052702304199804577477022915042652.html



Disclosure: I own shares of one of their funds

Is there an easy way to rank Vanguard ETFs by dividend yield?

Go to Vanguard's ETF info page, select "Performance" tab,
set filters to "Stock" and "Sector", sort by column heading "SEC Yield"

Hello fedsocprof, Sorry to hear about your situation. Hope you can make things work out. A major unknown and concern is our ability to obtain and pay for health insurance. I may be able to keep us covered for some time with COBRA, but we’ll still need to cover the time gap until we reach age 65. HIP...

I think its called "How to apply for welfare after you've lost all your money trading leveraged commodities"

Guggenheim (formerly Rydex) S&P Smallcap 600 Pure Value RZV Q1 2012 +13.93% (data from Morningstar)

Link for Lbill - Hedging Inflation: The role of expectations

https://institutional.vanguard.com/VGApp/iip/site/institutional/researchcommentary/article/InvResHedgeinflation

WisdomTree has a currency-hedged developed international fund. I believe the ER is about 0.6%

KeePass Password Safe allows you to save text and images, as well as passwords (all are encrypted).
I save the security questions and answers for any site I use that has them.
http://keepass.info/

Such a fund has existed since 1935.

ING Corporate Leaders Trust Series B LEXCX

http://quote.morningstar.com/fund/f.aspx?t=LEXCX&region=USA&culture=en-us

Rem: Mr. Bogle on CNBC at 1pm 9/19

Hello Larry, It seems that a lot of value stocks are highly leveraged. Is that the basis of the value risk premium? Did Fama/Frecnh study this? I know many explanations have been put forward, such as cost of capital (creditworthiness), volatility of earnings. Is there one basis or many? Thanks, Ed

I'm sure many have seen the tv ads for companies that will pay cash for structured settlements. I recently came across some info about a company that offers "secondary market pension cash flows from people that have retired from the US Military, US Government, State & Local Municipalities, ...

I got the same warning this morning, but it seems to be fixed now.

Results are highly dependent upon the shape of, and changes in the shape of, the yield curve. Usually the yield of the intermediate bonds will lie above the line connecting the 30 year bond and the t-bills. In this static case, the IT will have a higher return. But if the curve flattens or inverts, ...

Hi Wade,
I am no expert on this, but I noticed that you said Prof. Terry used a normal distribution for his MC, while you used a lognormal. Is that enough to account for the difference in results?

I want to be able to add bonds to my portfolio, but they have to be added in my taxable accounts. No, they don't. But it's your choice. If I were you, I would buy some Series I savings bonds (I-bonds). You can buy $5K per year of paper bonds and $5K per year online at Treasury Direct. They are tax-...

It depends on the purpose you are holding it for.

For disaster insurance, own physical gold hidden very well on your property.

For inflation hedging or anti-correlation to stocks, hold an ETF like IAU.

http://secunia.com/
Secunia will check your computer for security threats and outdated programs

Link to original article:How to Protect Your Retirement Savings from Identity Theft and Internet Fraud by Steve Vernon http://moneywatch.bnet.com/retirement-planning/blog/money-life/identity-theft-and-internet-fraud-9-steps-to-protect-your-retirement-savings/2925/ Keyscrambler http://www.qfxsoftware...

Maybe Vanguard will pick up the slack. Listening Vanguard?

Investments in geothermal energy will likely produce positive ash flow.

What do you consider the lowest risk Vanguard equity mutual fund or ETF and why?

I know there are different ways to measure risk, but I was just interested in everyone's opinion.

Drink Brawndo, "The Thirst Mutilator!" It's got electrolytes.

Does training overcome breeding?
Ask Sigfried & Roy.

Good Luck!

When your unemployment benefits are initially calculated, your employment history and your employer's contributions are used to determine a weekly benefit. That benefit amount is usually paid for 26 weeks (the current Federal benefit is paid in additional "tiers"). If your claims for some ...

http://thefinancebuff.com/how-to-buy-life-insurance.html

Whole life insurance is generally not recommended.

Unemployment benefits are usually calculated on a weekly basis. For every week that you submit a claim for UI, you will have to report any income earned during that week. If you don't earn anything you will get full benefits, if you have some income, your benefit may be reduced. I don't know the for...

There seems to be some interest here in international inflation-linked bonds. Here is a short Morningtar article about some new ETF offerings. http://news.morningstar.com/articlenet/article.aspx?id=382168 IShares Launches Inflation-Linked, Global Sovereign Debt ETFs "IShares Global Inflation-Li...

Comcast has their own web-based email, which will store all your email files on their server. You also can import the emails that you have downloaded to Outlook back up to your account on the Comcast email page. It's free. http://customer.comcast.com/Pages/FAQListViewer.aspx?topic=Internet&folde...

Leif Eriksen wrote: On the keys you mentioned, yes everything changes sizes. However, the text then becomes very small. Unfortunately, the browser text size adjustment seems to not work on this site. The text size commands work only if your board style is set to "Simple White", which uses ...

Ctrl +/- are part of the zoom command I referenced.
They don't actually change the font size, but rather zoom the whole page, including images.
To change the font size only, use View, Text Size.

My posts are jpeg images, so you cannot expand or shrink the font size. You can change the displayed size in IE on the View menu with Zoom commands.

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Blackrock bought iShares from Barclays.

Welcome back Sudhi!

Hi neo, I have a couple of comments about your planned portfolio. 1. You have Wellington in your taxable account. Wellington is a balanced fund, which pays lots of dividends and is about 1/3 bonds, which pay plenty of interest. You will be paying taxes on both, so Wellington is better held in a tax ...

KeePass can combat keyloggers in two ways: you may cut and paste your pw from the database to the browser (IE, Firefox, Chrome for the free version), or you may use an onscreen keyboard. Another way to fight keyloggers is to use Keyscrambler, http://www.qfxsoftware.com/download.htm , which encrypts ...