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Re: general (financial) advice about musical instruments/les

Having experienced the entire spectrum of musical lessons, competitions, etc. from a parent's prospective, I will say that the piano is a great introduction to music. However, it doesn't work too well with school band, orchestra, and other ensembles. Most pianists play another instrument as well. Fo...
by EagertoLearnMore
Sun May 05, 2013 5:57 pm
 
Forum: Personal Consumer Issues
Topic: general (financial) advice about musical instruments/lessons
Replies: 43
Views: 1803

Re: Septic system woes

First of all, sorry to hear about your problems because past houses have had septic. Never again when we bought new. We have learned a lot though and I will pass on my knowledge. Pump your tank every 2 years on a schedule. Do not wait until you have a problem. Maintenance is key. You do not want to ...
by EagertoLearnMore
Thu Apr 25, 2013 8:49 am
 
Forum: Personal Consumer Issues
Topic: Septic system woes
Replies: 101
Views: 4056

Re: Laundry Detergent Issues

I use TIDE HE liquid detergent for my front loader. I have tried cheaper products but found they were not up to the job on tough stains. Even Costco's Kirkland brand would not remove stains as well as liquid Tide. So I finished the large jug and went back to Originial Tide. I use LESS than the manuf...
by EagertoLearnMore
Tue Apr 23, 2013 9:36 am
 
Forum: Personal Consumer Issues
Topic: Laundry Detergent Issues
Replies: 71
Views: 3944

Re: Window Blinds - Bali, Levolor, Hunter Douglas

Have used Hunter Douglas in the past and IMO there was nothing superior about them other than the price. This past time we used "Budget Blinds" and they measured and installed too. We were very pleased with the selection as well as the workmanship. It is a franchise so that may depend on t...
by EagertoLearnMore
Tue Apr 16, 2013 12:15 pm
 
Forum: Personal Consumer Issues
Topic: Window Blinds - Bali, Levolor, Hunter Douglas
Replies: 18
Views: 1685

Re: Upgrading Cookware?

With all of the concern regarding coatings on the new cookware, we decided to stay the course with our old (but still good) Revere ware. It is stainless with the copper bottoms and still works very well. Yes, you do have to clean the copper, but I believe they now have copper core interiors inside t...
by EagertoLearnMore
Tue Apr 16, 2013 12:12 pm
 
Forum: Personal Consumer Issues
Topic: Upgrading Cookware?
Replies: 48
Views: 2836

Re: A Dilemma About Waist Sizes For Pants

Congratulations on your weight loss. Clothing sizes are very inconsistent from brand to brand (and even within the same brand.) I have purchased two of the exact same item only to find out that they do not fit the same because of different cutting or sewing techniques. For instance, the pants are no...
by EagertoLearnMore
Tue Apr 09, 2013 9:59 am
 
Forum: Personal Consumer Issues
Topic: A Dilemma About Waist Sizes For Pants
Replies: 79
Views: 6249

State differences for CPA exam

I am asking any CPAs out there if they can provide some information regarding the CPA exam. I have been helping a young family member with this and understand the requirements and the prometrics testing facilities. This is what is unclear: How do you decide what state to apply to take the CPA exam f...
by EagertoLearnMore
Sat Apr 06, 2013 8:39 pm
 
Forum: Personal Consumer Issues
Topic: State differences for CPA exam
Replies: 4
Views: 290

Re: Today's Internet Security, Do you still feel safe?

I believe that the security of personal information is compromised in brick and mortar just as easily. For example, look at all the personal information that is contained in health records. Most doctors, dentist, labs, and insurance companies have social security numbers, birth dates, etc. An incred...
by EagertoLearnMore
Wed Mar 13, 2013 2:49 pm
 
Forum: Personal Consumer Issues
Topic: Today's Internet Security, Do you still feel safe?
Replies: 51
Views: 2783

Re: Money Lessons From 'Downton Abbey'

Don't listen to hot tips from your social circle as Robert did in "Downton Abbey." He did repent though when he visited "Shrimpie" in Scotland and Shrimpie admitted that he had to sell his fabulous estate because he did not modernize as Robert had done. Robert modernized under th...
by EagertoLearnMore
Sun Mar 03, 2013 3:59 pm
 
Forum: Personal Consumer Issues
Topic: Money Lessons From 'Downton Abbey'
Replies: 23
Views: 2960

Re: is window 8 good ??

Firewood42 - I can understand your frustration. Turn off the live tiles to stop them from loading. Install the old "start" menu by utilizing a free download at download.com. As I mentioned before, the shortcuts of Windows Key + C = Charms, Windows Key + D = Desktop, and Windows Key + X = P...
by EagertoLearnMore
Tue Feb 26, 2013 2:50 pm
 
Forum: Personal Consumer Issues
Topic: is window 8 good ??
Replies: 49
Views: 3280

Re: is window 8 good ??

OAG - Thanks. Yes, I meant to type Windows Key and got sidetracked. I fixed it with an edit.

I still prefer Windows 7, but with the shortcuts and free "start" menu it is bearable. I also turned OFF the live tiles which I found annoying.
by EagertoLearnMore
Thu Feb 21, 2013 2:37 pm
 
Forum: Personal Consumer Issues
Topic: is window 8 good ??
Replies: 49
Views: 3280

Re: is window 8 good ??

Windows 8 uses "tiles" instead of icons. You can download free programs to bring back the "start" menu of windows 7 or you can use toggle keys: Windows Key + D = Desktop Windows Key + X = Programs Windows Key + C = Charms (new word meaning icons on the far right side of screen wh...
by EagertoLearnMore
Wed Feb 20, 2013 3:27 pm
 
Forum: Personal Consumer Issues
Topic: is window 8 good ??
Replies: 49
Views: 3280

Re: Need vacation ideas in the San Francisco region

When in San Diego you could visit the Midway. Also, San Diego Zoo and the San Diego Zoo Safari Park (outside of San Diego). Both the zoo and the safari park are very nice.
+1 Muir Woods
by EagertoLearnMore
Thu Feb 14, 2013 10:36 am
 
Forum: Personal Consumer Issues
Topic: Need vacation ideas in the San Francisco region
Replies: 37
Views: 1748

Berskshire Hathaway and 3G buying Heinz

So Heinz will become a private company with this deal? Who will benefit the most? According to the news, the stockholders are being paid approximately 20% over yesterday's close.
by EagertoLearnMore
Thu Feb 14, 2013 10:30 am
 
Forum: Investing - Theory, News & General
Topic: Berskshire Hathaway and 3G buying Heinz
Replies: 49
Views: 2513

Re: Legos

If you play with Lego, go to http://www.lego.com for message board, INSTRUCTIONS for assembling their products, and replacement of missing pieces. Advanced play is being done by adults as well as children and the site sometimes showcases the projects. Yes, the minifigs are very important and very co...
by EagertoLearnMore
Wed Feb 13, 2013 10:43 am
 
Forum: Personal Consumer Issues
Topic: Legos
Replies: 41
Views: 2887

Re: [looking for programs like] Magic School Bus

We watched Magic School Bus and really enjoyed them. Have you seen "Liberty's Kids" - history based stories around the American Revolution?
by EagertoLearnMore
Mon Feb 04, 2013 5:26 pm
 
Forum: Personal Consumer Issues
Topic: [looking for programs like] Magic School Bus
Replies: 7
Views: 554

Re: Cheapest way to go from laptop to TV.

Amazon sells HDMI cables that are very inexpensive and they work very well. I would suggest that you purchase a cable that is slightly longer than you think you will need because I found that having the longer cable allows better placement of laptop and more possibilities. Wireless mouse also helps ...
by EagertoLearnMore
Mon Feb 04, 2013 5:23 pm
 
Forum: Personal Consumer Issues
Topic: Cheapest way to go from laptop to TV.
Replies: 23
Views: 2296

Re: Tax filers - re: Education Credits

Thanks for the heads-up. Indeed, while doing a review today TT says that because of education credits no processing until March. No rush to finish now.
by EagertoLearnMore
Thu Jan 31, 2013 11:38 am
 
Forum: Personal Finance (Not Investing)
Topic: Tax filers - re: Education Credits
Replies: 10
Views: 1058

WARNING - Problem with Schedule B on Turbo Tax

I just encountered a serious bug in Turbo Tax and was frustrated until I resolved the problem. When you enter interest and dividends into Turbo Tax (which goes into Schedule B), DO NOT enter any fields that are zero. Just leave the zero fields as blank fields and only enter the numbers. This will el...
by EagertoLearnMore
Wed Jan 30, 2013 5:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: WARNING - Problem with Schedule B on Turbo Tax
Replies: 13
Views: 2129

Re: 529 plan question - room & board

Yes, if your child lives off campus you may use the same amount as it would cost to live on campus in a dorm. If your child is living at home, I do not believe you can use the 529 fund. If he or she is renting near campus you should be able to use the 529 fund for an equivalent amount similar to a d...
by EagertoLearnMore
Sun Jan 27, 2013 11:53 am
 
Forum: Personal Finance (Not Investing)
Topic: 529 plan question - room & board
Replies: 4
Views: 503

Re: Low VOC cabinet paints

Have you looked at the selection of Behr paints for trim at Home Depot? I used a custom white color which they matched to the Pella windows nearby. Looks very nice and blends with the surrounding windows and woodwork. You could choose a color from the chips or have it custom made - no extra charge.
by EagertoLearnMore
Sun Jan 20, 2013 8:00 pm
 
Forum: Personal Consumer Issues
Topic: Low VOC cabinet paints
Replies: 6
Views: 478

Re: tuitition tax credit vs 529 usage

American Opportunity Credit can only be used for the first 4 years of college (undergraduate) vs. graduate use. Second, if using a 529 account to pay for expenses, you cannot double-dip. CREDIT is calculated as 100% of first $2000 you pay = $2000 and 25% of next $2000 paid = $500, so a total maximum...
by EagertoLearnMore
Sat Jan 19, 2013 5:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: tuitition tax credit vs 529 usage
Replies: 10
Views: 843

Re: About to be offered a promotion...

Congratulations on the offer of a promotion. Back when I was in grad school I was confronted with travel and missing classes. Check to see if there are several sections of the same course. I managed to show up for one, but not always the same one. My biggest difficulty was with the prof, not work. I...
by EagertoLearnMore
Thu Jan 17, 2013 1:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: About to be offered a promotion...
Replies: 27
Views: 1899

Re: Engineers: Free Libraries of Technical Papers?

Getting online access is the best choice, BUT if you can't find the paper online here is another idea.
Hire a TA or other student to do the work and pay them for their time. There are usually many undergraduate and graduate students in your field that are looking for jobs during the semester.
by EagertoLearnMore
Wed Jan 16, 2013 3:51 pm
 
Forum: Personal Consumer Issues
Topic: Engineers: Free Libraries of Technical Papers?
Replies: 26
Views: 1352

TIAA CREF direct changes ACH limits

I just received a letter from TIAA direct that states that no ACH transfers will be processed in excess of $5000 on a daily basis. New rules for ATM withdrawals also. I called and spoke with a representative and inquired regarding the difference between "push" and "pull" ACH tran...
by EagertoLearnMore
Sat Jan 12, 2013 3:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: TIAA CREF direct changes ACH limits
Replies: 3
Views: 369

Re: Building a custom house

Congratulations on building your dream house. We have built in the country and in the suburbs. If you build in a development, you may have to use one of the "approved" builders as opposed to building in the country. In the suburbs you have the advantage of city water and city sewer (defini...
by EagertoLearnMore
Sun Dec 30, 2012 9:06 pm
 
Forum: Personal Consumer Issues
Topic: Building a custom house
Replies: 35
Views: 2833

Re: Quality of clothing

I concur regarding the downhill path of Lands' End. In the past I had purchased many bedding items and the quality was excellent. After the company was acquired by Sears, the quality of the products deteriorated. The prices are still as high, but the quality is much lower.
by EagertoLearnMore
Thu Dec 27, 2012 3:55 pm
 
Forum: Personal Consumer Issues
Topic: Quality of clothing
Replies: 8
Views: 721

Re: Looking for low cost "natural" peanut butter

The Costco natural peanut butter was good, BUT they recalled it although no one got salmonella from it. Apparently it was manufactured in the same facility. According to Dr. Oz (see current Time magazine cover), even regular peanut butter is not bad for you because it is monosaturated and has the go...
by EagertoLearnMore
Fri Nov 30, 2012 5:27 pm
 
Forum: Personal Consumer Issues
Topic: Looking for low cost "natural" peanut butter
Replies: 37
Views: 2065

Re: Conflict resolution strategies for toxic co-workers

Start looking for another position immediately and hope that you aren't demoted, downsized, or fired before you get one. Maybe my read on the situation is off, but management obviously knows about the situation at work and does not want to deal with it. From a prior experience at a workplace I would...
by EagertoLearnMore
Tue Nov 27, 2012 5:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Conflict resolution strategies for toxic co-workers
Replies: 18
Views: 1782

Re: GC (Gift Cards) and TC (Travelers Checks)

Recent travel in Europe and did not see any place that took traveler's checks. Most people used their ATM card to access local currency and used their credit card solely for larger purchases. Even at local restaurants most tourists seem to use local currency instead of credit card, but I did see cre...
by EagertoLearnMore
Wed Nov 14, 2012 4:01 pm
 
Forum: Personal Consumer Issues
Topic: GC (Gift Cards) and TC (Travelers Checks)
Replies: 1
Views: 169

Re: Jamaica Vacation - Any tips?

I have been to Jamaica and the cab driver took us into town and stayed with us while we went into a shop. He told us not to go anywhere else but with him. Also went on a bus excursion to the Falls with a tour group and that was safe. We were told not to walk on the beach at night and when we approac...
by EagertoLearnMore
Sat Oct 06, 2012 12:47 pm
 
Forum: Personal Consumer Issues
Topic: Jamaica Vacation - Any tips?
Replies: 42
Views: 2340

Re: robbed by strong arm and pickpockets in Rome and Venice

Did you have any problems at all in Austria? How did that compare to your stay in Italy in the sense of security and safety?
by EagertoLearnMore
Fri Oct 05, 2012 10:33 am
 
Forum: Personal Consumer Issues
Topic: robbed by strong arm and pickpockets in Rome and Venice
Replies: 63
Views: 7298

Re: poison ivy

Tecnu Outdoor skin cleanser by Tec Labs http://www.1800itching.com No, don't work for the company or have stock. This stuff works the best and I have been through lots of poison ivy. I was looking for something in the pharmacy years ago and another customer was buying several bottles. I gave it a tr...
by EagertoLearnMore
Fri Oct 05, 2012 10:15 am
 
Forum: Personal Consumer Issues
Topic: poison ivy
Replies: 25
Views: 855

Re: Risk of taking care of a boy for a couple days..

Yes, you definitely need a paper stating that you can make medical decisions while the child is in your care. You will need this to go to a physician or ER for treatment. And with kids - you never know. Get the names and numbers of doctors, dentist, orthodontist (if applicable) as well as list of me...
by EagertoLearnMore
Tue Sep 25, 2012 8:54 am
 
Forum: Personal Finance (Not Investing)
Topic: Risk of taking care of a boy for a couple days..
Replies: 23
Views: 2100

Re: Graphing Calculators

When I purchased TI graphing calculator there were 2 options. One without software or interface to computer and the other which had it. At the time, either was OK for the class, BUT in the future the graphing calculator was needed. So if you are planning to purchase one, get the one that works with ...
by EagertoLearnMore
Tue Sep 18, 2012 4:19 pm
 
Forum: Personal Consumer Issues
Topic: Graphing Calculators
Replies: 38
Views: 2086

Re: Help choosing deck material

I have Trex in Saddle Brown color. Very nice and have only power washed it once in 5 years. After having wood decks, this is a pleasure. No sealing, sanding, etc. There are other brands that are similar to Trex in other colors. Take a look at Big Box stores.
by EagertoLearnMore
Sat Sep 15, 2012 7:40 pm
 
Forum: Personal Consumer Issues
Topic: Help choosing deck material
Replies: 12
Views: 428

Re: Using LinkedIn during career change?

Does your current employer know your plans? What if someone sees the change on Linkedin? If everyone is aware of your plans then you could put the suggested transitional work.
by EagertoLearnMore
Wed Aug 29, 2012 4:45 pm
 
Forum: Personal Consumer Issues
Topic: Using LinkedIn during career change?
Replies: 7
Views: 1467

Re: To Fence ... Or Not?

+1 for white PVC pipe after Survey. You could pay for survey pins on just that side of your property, a lot less than a fence.
by EagertoLearnMore
Wed Aug 29, 2012 4:43 pm
 
Forum: Personal Consumer Issues
Topic: To Fence ... Or Not?
Replies: 71
Views: 5671

Re: On-line printer ink sources, and FREE ink cartridges

I have used 4inkjets.com for a number of years and been very satisfied with quality and service. I use their version of HP cartridges with NO problems in my HP officejet. On one occasion the cartridge did not work and they replaced it for free and paid the return shipping. See if your printer takes ...
by EagertoLearnMore
Wed Aug 29, 2012 4:40 pm
 
Forum: Personal Consumer Issues
Topic: On-line printer ink sources, and FREE ink cartridges
Replies: 13
Views: 1390

Re: Kitchen countertops

You said it was between Corian & Cambria. We have had BOTH!!!! Corian was great, no wear if you do NOT cut on it. It does stain, but they can be removed. Even deep scratches can be buffed away and we had to do that after the cabinet installers scratched it in the bathroom. The Corian guys repair...
by EagertoLearnMore
Sat Aug 25, 2012 4:27 pm
 
Forum: Personal Consumer Issues
Topic: Kitchen countertops
Replies: 36
Views: 2676

Re: Clark Howard Recommended Sites

Thank you for the very comprehensive and well organized list. I have used truecar to purchase a car and was satisfied with the deal.
Are there any sites in particular that fellow Bogleheads have used and would recommend?
by EagertoLearnMore
Wed Aug 22, 2012 3:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Clark Howard Recommended Sites
Replies: 24
Views: 2734

Re: Having a baby. Looking for advice.

Save the money from not buying clothes, furniture and save for COLLEGE. It's not going to get any less expensive.
Also, you don't need dozens of plastic toys that fall apart. Be selective and remember they like to play with pots and pans anyways.
by EagertoLearnMore
Wed Aug 15, 2012 10:12 am
 
Forum: Personal Finance (Not Investing)
Topic: Having a baby. Looking for advice.
Replies: 31
Views: 3144

Re: Real Estate Agent Commission Negotiable?

Definitely negotiable. There are caveats. If several similar condos for sale the agents may prefer to show the ones with the higher commission. This depends on the agents. Some don't care, they just want the sale. We have sold doing FSBO and an agent approached us saying he had a potential buyer. We...
by EagertoLearnMore
Wed Aug 15, 2012 9:22 am
 
Forum: Personal Consumer Issues
Topic: Real Estate Agent Commission Negotiable?
Replies: 42
Views: 2460

Re: Muffling the sound of central air outside unit

The pool pump noise from neighbors can be very annoying. In our past home, the next door neighbor had a pool pump that ran day and night. We tried various fences to no avail. Then another neighbor installed a pool and ran their pool pump. We never heard the pump until they installed a fence to shiel...
by EagertoLearnMore
Sun Jul 29, 2012 7:48 pm
 
Forum: Personal Consumer Issues
Topic: Muffling the sound of central air outside unit
Replies: 36
Views: 2465

Re: Best Canister Vacuum

Have you considered central vacuum? Some homes are not too difficult to retrofit. No lugging the canister up and down the stairs. Dirt goes to the canister in another room (basement, garage, utility.) You can even buy the unit online and have a trusted handyman install it. My preference is Nutone si...
by EagertoLearnMore
Tue Jul 24, 2012 3:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Best Canister Vacuum
Replies: 28
Views: 3205

Re: TV music theme recommendations?

I actually own a CD of tv music themes. Without looking at it, I remember it has "Miami Vice" "Dallas" "Dynasty" "Thornbirds".
by EagertoLearnMore
Mon Jul 16, 2012 5:04 pm
 
Forum: Personal Consumer Issues
Topic: TV music theme recommendations?
Replies: 59
Views: 2384

Re: Vanguard Rep asked security question

Before you get too concerned, I was contacted several times by Vanguard and they asked a security question. I REFUSED and offered to return the call using the Vanguard numbers that I have. I called and sure enough, the same person with the same voice. So, what did they want? One time they were just ...
by EagertoLearnMore
Thu Jul 12, 2012 3:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard Rep asked security question
Replies: 70
Views: 5471

Re: Beyond the $5 latte - how many HOURS WORK did it cost yo

Great posting. Look at the photo and what concerns me is the glass perched on the arm of the upholstered chair. How many hours would you have to work to clean the chair, pillow and rug? I believe this exercise is especially informative for teenagers and young workers who are just starting out and ne...
by EagertoLearnMore
Tue Jul 10, 2012 9:44 am
 
Forum: Personal Finance (Not Investing)
Topic: Beyond the $5 latte - how many hours work did it cost you?
Replies: 26
Views: 2560

Re: Where to Live if Working in Princeton, NJ

Drive the route DURING the weekday rush hour from place you want to live to work and back. When living in that area it took more than 45 minutes to go 9 miles on Route 1 at rush hour. That was years ago, so probably worse now. Taxes are a consideration, but the amount of time driving and the frustra...
by EagertoLearnMore
Sun Jun 24, 2012 1:14 pm
 
Forum: Personal Consumer Issues
Topic: Where to Live if Working in Princeton, NJ
Replies: 25
Views: 2277

Re: Employment References Question

I would be hesitant to use up my good standing with the references unless it was the real deal. If people start contacting your references all the time, the references may not be so glad to hear from someone. My belief is they only need the references when the offer is serious - similar to drug test...
by EagertoLearnMore
Sun Jun 24, 2012 1:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Employment References Question
Replies: 8
Views: 580
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