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Thank you very much for the suggestions. My wife has a pension that we can take full benefit of after 30 years. I am a 1099, so I realize how important saving is. I think I will follow your advice on paying off my student loan first, since that is such a small amount to begin with. I remember our mo...

Hello fellow Bogleheads, I have been a very avid reader of the boglehead forum ever since I came across it in a google search last year. I decided to finally post to seek your guidance on my personal finance and investing situation, especially as they relate to the 2012 tax season. Overview: 25y/o H...