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Re: What to do with 230K?

Also, I reviewed the student loan forgiveness program and I don't think I qualify because I'm not on the income-based repayment plan, and my monthly payments are lower than they would be on the 10-yr standard plan: What is a qualifying repayment plan? To maximize forgiveness under the PSLF Program, ...
by Daisy2178
Mon Jul 29, 2013 9:56 am
 
Forum: Investing - Help with Personal Investments
Topic: What to do with 230K?
Replies: 29
Views: 23140

Re: What to do with 230K?

Thanks for the input. Quitting my job is not an option. I do enjoy my career and feel that the monetary benefits (living rent-free overseas, free tuition at international schools, option to retire at 50 with a pension) as well as the non-monetary benefits to my kids of growing up all over the world,...
by Daisy2178
Mon Jul 29, 2013 9:44 am
 
Forum: Investing - Help with Personal Investments
Topic: What to do with 230K?
Replies: 29
Views: 23140

Re: What to do with 230K?

Hi and thanks again. To answer some questions, our retirement fund contributions are now allocated 100% to Lifecycle 2040 funds in both the TSP and spouse's account. Because we started funding those accounts before the Lifecycle funds were created, they also contain a certain percentage (13% in mine...
by Daisy2178
Sun Jul 28, 2013 7:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: What to do with 230K?
Replies: 29
Views: 23140

Re: What to do with 230K?

It's a consolidated loan (made up of subsidized and unsubsidized federal loans), 30 yrs at 3.5%. I'm 10 years in and ready to pay the rest off, just for the piece of mind of having zero debt, since the loan repayment is not guaranteed year to year. So say that leaves me 200K, and out of that I want ...
by Daisy2178
Sat Jul 27, 2013 11:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: What to do with 230K?
Replies: 29
Views: 23140

Re: What to do with 230K?

Thanks, again. To clarify regarding the loan reimbursement program, my federal agency pays about $5000 per year, but only when doing certain jobs (in "dangerous" overseas locations, or hard-to-fill positions at headquarters in DC), therefore it is not guaranteed indefinitely, as I have to ...
by Daisy2178
Sat Jul 27, 2013 1:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: What to do with 230K?
Replies: 29
Views: 23140

Re: What to do with 230K?

Thanks, everyone! Seems like the consensus is to pay off the student loan. Then maybe we'll look into a CD ladder. Anyone have specific suggestions?
What is an Investment Policy Statement? Do I need one?
by Daisy2178
Sat Jul 27, 2013 10:21 am
 
Forum: Investing - Help with Personal Investments
Topic: What to do with 230K?
Replies: 29
Views: 23140

What to do with 230K?

Hello, This is my first post. My spouse and I have around 230K sitting in a Capital One 360 savings account. We would like to invest at least some of this money, as we will not need it for at least the next 4 years, possibly longer. Here is some information about us: - We are both in our mid-30's, w...
by Daisy2178
Fri Jul 26, 2013 5:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: What to do with 230K?
Replies: 29
Views: 23140

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