Bogleheads.org

I thought I'd come back here and post an update, so that people who are curious about the impact of portfolio-review advice can see what steps I've taken since September. Here is where I'm at these days: Emergency Funds: $35,000 - $20,000 in I bonds, $10,000 in Vanguard Short-Term Tax Exempt, and $5...

Other people will have more complete advice: 1. yes you should buy at least $10k ibonds a year, you and your spouse can do 20k? in 10 years this will be a nice chunk of change 2. at your income, other than maximizing tax exempt space (first) I would think it pays you to repay any debt except that s...

Dukie- Thanks for the detailed response; I especially liked the articles on the traditional vs. Roth 401(k), which I hadn't seen before. They make a good point that contributions are at the marginal dollar, but withdrawals are at the baseline. The frustrating thing for me is that my 401(k) plan does...

Long time fan of Vanguard, and just found these forums. Reading them over the last two weeks has been incredibly helpful and educational, and I thought I would dive in and ask for some direct advice. The theme of this post is "life changes." I've just turned 31, have recently purchased a h...