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Re: Windows XP users

You make a very good point because I do recall of lot of recent updates involving Office, Word, IE8, and Net Framework. I believe you are correct about the web-facing applications. There are constant warnings about Java and Adobe . Applications such as Word and Excel have also been mentioned in the...
by DRiP Guy
Sat Apr 19, 2014 12:56 am
 
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 206
Views: 13602

Re: TV show recommendations?

Prime Suspect a British police procedural series starring Helen Mirren. Of all the British procedurals/cops/crime, I like Scott & Bailey the best. http://www.tv.com/shows/scott-and-bailey/ (can read reviews and even watch entire episodes on line, at link) Then if you decide you are really wild ...
by DRiP Guy
Tue Apr 15, 2014 1:40 pm
 
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 200
Views: 14328

Re: I saw a "Boglehead" on my flight yesterday!

Okay, I can't take it any more!

I need swag!

Bogleheads SWAG, dagnabit!

:annoyed
by DRiP Guy
Tue Apr 15, 2014 1:24 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: I saw a "Boglehead" on my flight yesterday!
Replies: 65
Views: 7673

Re: heartbleed - widespread internet security problem

The discussion of 'best practices' for passwords is useful, but people need to remember that on this exploit, it doesn't matter how clever your password was, how you stored it, it was being grabbed out of raw system memory on the server-side (not your PC). True, changing it often and using different...
by DRiP Guy
Wed Apr 09, 2014 8:58 pm
 
Forum: Personal Consumer Issues
Topic: heartbleed - widespread internet security problem
Replies: 175
Views: 16635

Re: I saw a "Boglehead" on my flight yesterday!

Taylor Larimore wrote:Victoria's secret handshake involves the index finger. :wink:


Oh, my!


Well then; I might know many more Bogleheads than I had previously thought -- mostly seen on the highway!

:mrgreen:
by DRiP Guy
Wed Apr 09, 2014 8:43 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: I saw a "Boglehead" on my flight yesterday!
Replies: 65
Views: 7673

Re: Job Offer Negotiation / Interview Snafu

At my employer we strive to be the #1 choice among our candidates and will do everything in our power to secure someone we think can make a difference. As a prospective candidate, I would walk if a hiring manager was upset that I had another offer. ...if you want me you need to impress me. When $$ ...
by DRiP Guy
Wed Mar 26, 2014 7:55 am
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 175
Views: 15264

Re: Really confused by Bernstein

lazyday wrote:For my top gurus I consider everything they say seriously. Even if I reject it, I try to find the elements of truth in it.

To the bolded part, I think I'd just add:
"...or at least what caused them to say it..."
by DRiP Guy
Tue Mar 25, 2014 11:53 am
 
Forum: Investing - Theory, News & General
Topic: Really confused by Bernstein
Replies: 168
Views: 12908

Re: Job Offer Negotiation / Interview Snafu

heaven forbid a prospective employee would seek to maximize their salary. LOL I anticipated that at least someone would make that response. I would offer that I am not at all against the goal, in the abstract. But, my feeling is that the particular means engaged become awfully important, and someth...
by DRiP Guy
Mon Mar 24, 2014 11:39 am
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 175
Views: 15264

Re: Job Offer Negotiation / Interview Snafu

What I may do, is see if I can get a good offer from MegaCorp II and then use that to see if MegaCorp will re-evaluate their offer for me. Good problems to have but the whole process gets exhausting. As the hiring manager, if I got wind of this, or suspected it, you can bet you would never be hired...
by DRiP Guy
Sun Mar 23, 2014 1:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 175
Views: 15264

Re: Alert. Scam with callers posing as IRS agents...

I guess this is moderately off topic, but related -- just got one of these calls today myself: Cases of criminals claiming to be calling “from Windows” to offer people computer remote support software are increasing. The calls, usually originating from India or the Philippines, are scams aimed at in...
by DRiP Guy
Thu Mar 20, 2014 8:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Alert. Scam with callers posing as IRS agents...
Replies: 29
Views: 1811

Re: XP to 7--please spell out what I buy, where, how much

You can get a refurbished Dell with a one year warranty with Win 7 from Newegg for $159, or even less. http://www.newegg.com/Product/Product.aspx?Item=9SIA2081DZ0298 Dang -- $159, from NewEgg, free standard shipping, OS pre-installed? I've ordered from them before and loved it, so this is a no-brai...
by DRiP Guy
Mon Mar 17, 2014 4:57 pm
 
Forum: Personal Consumer Issues
Topic: XP to 7--please spell out what I buy, where, how much
Replies: 42
Views: 2286

Re: Recommended Brand/Model for a Heart Rate Monitor?

I use the Sportline Men's Solo 915 Heart Rate Monitor/Watch.

Simple, functional, relatively cheap.

http://assets.academy.com/mgen/06/10080206.jpg
by DRiP Guy
Sat Mar 15, 2014 5:50 am
 
Forum: Personal Consumer Issues
Topic: Recommended Brand/Model for a Heart Rate Monitor?
Replies: 13
Views: 814

Re: Benjamin Graham thinks current S&P valuations are reason

I think Benjamin Graham has a really nice way of thinking about valuations. He stresses the [importance?] of distinguishing between investing and speculating . Investors aim to get the most value for their investment dollars. Speculators aim to buy securities before they appreciate in price and sel...
by DRiP Guy
Sun Mar 02, 2014 12:44 am
 
Forum: Investing - Theory, News & General
Topic: Benjamin Graham thinks current S&P valuations are reasonable
Replies: 54
Views: 5862

Re: Job Offer Negotiation / Interview Snafu

I agree about waiting until after the offer. I always wonder about people who ask this question-- why are they asking this? Are they just going to come here and slack? I'm not sure that is a snafu, actually. Post-offer, you can probably get this type of information. But I think you have to be caref...
by DRiP Guy
Thu Feb 20, 2014 8:24 am
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 175
Views: 15264

Re: Pet peeve: When people refer to this forum as "Bogglehea

Langkawi wrote:Literacy is not a strong point of this forum. How many posts have you seen about iBonds, Warren Buffet, bond principle?


I, for one, am proud to follow Boggle's Bond Principle.
:wink:
by DRiP Guy
Thu Feb 13, 2014 3:29 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Pet peeve: When people refer to this forum as "Boggleheads."
Replies: 36
Views: 2448

Re: Trinity Study

pkcrafter wrote:Very perspective today, drip guy. :sharebeer

Paul


:D
As Archie Bunker once said: ""We need a few laughs to break up the monogomy."

:wink:
by DRiP Guy
Fri Feb 07, 2014 5:40 am
 
Forum: Investing - Theory, News & General
Topic: Trinity Study
Replies: 20
Views: 1956

Re: Trinity Study

One of the beautiful things about this site is that many eyes and many minds are better than one, and the collective wisdom helps us all to understand some pretty complex stuff. Hear, hear! :sharebeer Inside baseball postscript: (sigh) I was at last fully ready to concede an 'analytical error' exis...
by DRiP Guy
Thu Feb 06, 2014 8:29 pm
 
Forum: Investing - Theory, News & General
Topic: Trinity Study
Replies: 20
Views: 1956

Re: Trinity Study

pkcrafter wrote: Note that the definitive Trinity study on withdrawals has been updated twice.

(bold added in case you missed his excellent point the first time)
8-)

:D
I love this forum!
by DRiP Guy
Thu Feb 06, 2014 8:21 pm
 
Forum: Investing - Theory, News & General
Topic: Trinity Study
Replies: 20
Views: 1956

Re: What's your dream car?

Any late model 911.

Had a C6 Corvette, did the Boxster -- both were good cars.
by DRiP Guy
Fri Jan 24, 2014 8:15 pm
 
Forum: Personal Consumer Issues
Topic: What's your dream car?
Replies: 177
Views: 8959

Re: Why this forum WILL BE successful

The Bogleheads forum WILL be successful because a large majority of the members are fully engaged in making things better and because we have a team of administrators, moderators, librarians, and contributors which are second to none. Total Team Effort Concept . I LIKE what I see happening on this ...
by DRiP Guy
Fri Jan 17, 2014 6:31 pm
 
Forum: Forum Issues and Administration
Topic: Why this forum WILL BE successful
Replies: 207
Views: 94808

Re: Windows XP users

Chi-Rho offers a completely fresh set of screen colors that take full advantage of modern 24-bit display adapters; an exciting, contemporary looking default font; and blazing performance, fully 78% faster by actual test on an 4th-Gen Intel Core i7 compared to Windows XP running on an Intel Pentium....
by DRiP Guy
Fri Jan 17, 2014 6:20 pm
 
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 206
Views: 13602

Re: SA: Why I'm Not A Passive Investor

Okay, okay, I have more to say, but I did want to accentuate that 'results' is paramount. The rest of the argument for why you should do it, is that passive investors ARE (with apologies) ' buying quality companies at reasonable prices and watching them grow. Ignoring price fluctuations - focusing o...
by DRiP Guy
Fri Jan 17, 2014 4:52 pm
 
Forum: Investing - Theory, News & General
Topic: SA: Why I'm Not A Passive Investor
Replies: 19
Views: 2544

Re: SA: Why I'm Not A Passive Investor

boggler wrote:What's the best argument against this?


Results.
by DRiP Guy
Fri Jan 17, 2014 4:45 pm
 
Forum: Investing - Theory, News & General
Topic: SA: Why I'm Not A Passive Investor
Replies: 19
Views: 2544

Re: Highest safe withdraw rate

I just noticed your 'footer'...What's that all about? Wow! One of the first "footer"* throw downs I have seen. Now I have had my "footer" removed by the powers that be... OMG -- I apologize for even asking the question! While it did stem from legitimate curiosity, I should have ...
by DRiP Guy
Fri Jan 17, 2014 2:11 pm
 
Forum: Investing - Theory, News & General
Topic: Highest safe withdraw rate
Replies: 49
Views: 3292

Re: Highest safe withdraw rate

Replying as a courtesy, not to necessarily further argument: [snipped and grouped for ease and clarity in responding] please don't think of most people as engineers...[therefore] don't use the dictionary definition of safe, sustainable, or anything else. Use a very strong, existential even, emotiona...
by DRiP Guy
Fri Jan 17, 2014 2:01 pm
 
Forum: Investing - Theory, News & General
Topic: Highest safe withdraw rate
Replies: 49
Views: 3292

Tuning out the noise...

Usually, tuning out the noise is pretty easy for me. I simply don't follow stock or financial news unless or until it hits the 'regular' headline streams. Today this one was unavoidable even with my noise canceling headphones on, popping up as a top item on the Google News aggregator: The headline? ...
by DRiP Guy
Thu Jan 16, 2014 5:49 pm
 
Forum: Investing - Theory, News & General
Topic: Tuning out the noise...
Replies: 7
Views: 438

Re: Highest safe withdraw rate

My experience and subjective impression is "sustainable" is a pretty good, understood, and neutral term. When we say "safe," regarding anything, a lot of posters (and therefore probably a couple more orders of magnitude readers) get all upset, because they're fixated on the word...
by DRiP Guy
Thu Jan 16, 2014 5:38 pm
 
Forum: Investing - Theory, News & General
Topic: Highest safe withdraw rate
Replies: 49
Views: 3292

Re: Opening a Target Fund with Vangaurd...

Anyways, any recommendations on what my asset allocation should be? I'm sure others will be willing to give you some personalized help, after asking you a few more specifics about your unique situation. However, you can also start out by maybe doing a little 'self-help' via the Wiki: http://www.bog...
by DRiP Guy
Thu Jan 16, 2014 2:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: Opening a Target Fund with Vanguard...
Replies: 29
Views: 2612

Re: Highest safe withdraw rate

Would you mind calling it a sustained withdrawal rate instead of a safe withdrawal rate? If it is truly 'sustained' or 'sustainable', then that sounds safe to me. Not sure what your point is. EDIT TO ADD: I just noticed your 'footer', and can't resist noting it: It's all about market timing, uh, I ...
by DRiP Guy
Thu Jan 16, 2014 2:02 pm
 
Forum: Investing - Theory, News & General
Topic: Highest safe withdraw rate
Replies: 49
Views: 3292

Re: The Funniest Movie Ever

my favorite part is when they scam the home owner with a phony Life magazine photo shoot and their before & after aluminum siding routine and Barbara Hershey was at her peak gorgeous self - hard to believe she would be married to the Danny DeVito character Agree completely, and just as I mentio...
by DRiP Guy
Thu Jan 09, 2014 5:46 pm
 
Forum: Personal Consumer Issues
Topic: The Funniest Movie Ever
Replies: 201
Views: 10638

Re: The Funniest Movie Ever

Great movies, and have seen almost all of them, and mostly agree they each belong on a 'best of' list. One I don't think has been mentioned yet, and that is definitely not the most funny ever, but was still plenty funny and also strangely endearing and quite witty at the same time, was " Tin Me...
by DRiP Guy
Fri Jan 03, 2014 10:42 am
 
Forum: Personal Consumer Issues
Topic: The Funniest Movie Ever
Replies: 201
Views: 10638

Re: 2013 TurboTax: Which Product? New Rules?

I want to apologize if my frustration dipped into the 'uncivil,' momentarily via my prior reply. I love the general 'air' of congeniality on the forum, even on emotional or controversial topics, so I'll try to do better. Bogleheads is a beloved sanctuary from the rest of internet coarseness. However...
by DRiP Guy
Tue Dec 31, 2013 7:54 am
 
Forum: Personal Finance (Not Investing)
Topic: 2013 TurboTax: Which Product? New Rules?
Replies: 302
Views: 28958

Re: 2013 TurboTax: Which Product? New Rules?

Drip Guy... ...promoting the Premier product as the right choice ... ...we decided to further differentiate ... Bob Meighan, VP TurboTax Let me try not to be rude, and yet to still post my unvarnished and hopefully helpful thoughts to your reply: It's a new economy out there. People will not be her...
by DRiP Guy
Sun Dec 29, 2013 8:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: 2013 TurboTax: Which Product? New Rules?
Replies: 302
Views: 28958

Re: Are Bogleheads "robots with Excel Spreadsheets?"

"Teresa Ghilarducci... Is she right? I'd encourage all readers to Google her, and to take the time to learn about her views and past attempts at policy changes, then judge for yourself. Any comment I might make would be banned as political. I will say that her position on this is consistent wi...
by DRiP Guy
Sun Dec 29, 2013 2:27 pm
 
Forum: Investing - Theory, News & General
Topic: Are Bogleheads "robots with Excel Spreadsheets?"
Replies: 74
Views: 3852

Re: 2013 TurboTax: Which Product? New Rules?

In response to the above posts about which TurboTax version to use, please read below. ... Thanks. Bob Meighan, VP TurboTax _______________________ In prior years, all tax forms and schedules were included in all TurboTax Online products. That is no longer the case. Bob sure just made my choice eas...
by DRiP Guy
Sat Dec 07, 2013 10:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: 2013 TurboTax: Which Product? New Rules?
Replies: 302
Views: 28958

Re: New PenFed CD rates!

...when I talked to a CSR a couple days ago, she said she couldn't guarantee rates would hold even through December! PenFed is surely doing these in tranches according to a detailed financial plan of their own (which details may or may not be available to the public). Once all the current tranches ...
by DRiP Guy
Tue Dec 03, 2013 10:32 pm
 
Forum: Investing - Theory, News & General
Topic: New PenFed CD rates!
Replies: 313
Views: 33215

Re: New PenFed CD rates!

Thanks!

Just picked up a 3 year to help fill in my existing CD ladder.

2.02% APR beats 0.02% in Money Market/Checking!
by DRiP Guy
Sun Dec 01, 2013 2:05 pm
 
Forum: Investing - Theory, News & General
Topic: New PenFed CD rates!
Replies: 313
Views: 33215

Re: If index funds didn't exist, what would you do?

Honestly? DRiPs and a spreadsheet stock screen, using some simple rules. That's how I started out investing, and if I was willing to dedicate the required time and effort, I think it would still be a pretty good method, IF a person is not too speculative (I feel I'm not).
by DRiP Guy
Mon Nov 25, 2013 8:38 am
 
Forum: Investing - Theory, News & General
Topic: If index funds didn't exist, what would you do?
Replies: 60
Views: 2460

Re: Why I will use Target Retirement for the foreseeable fut

A few years ago, I simplified all my Vanguard holdings into TR2010, and haven't looked back. It's glide slope matched my IPS quite well, and it just can't be any easier -- no need to peek, prod or worry. True, my returns aren't what they could have been in this recent upswing in stocks, but that's t...
by DRiP Guy
Thu Nov 21, 2013 1:31 pm
 
Forum: Investing - Help with Personal Investments
Topic: Why I will use Target Retirement for the foreseeable future.
Replies: 38
Views: 3624

Re: Shiller P/E 10 hits 25

peppers wrote:Was she going long on the love seat or going short on the ottoman? :wink:


I guess 'long on the loveseat' = sofa, and 'short on the Ottoman' = small footstool, eh?

I like this stuff!

(I reckon I now just need to find a cute salesgirl ready to advise mattress futures for me!)
by DRiP Guy
Tue Nov 19, 2013 7:37 am
 
Forum: Investing - Theory, News & General
Topic: Shiller P/E 10 hits 25
Replies: 268
Views: 15769

Re: Brent Arends: you can beat the market with smart timing

....the answer to every investment question isn't "Because Jack said so." Well....... :) Just kidding, point well taken -- I am certainly guilty of not reading new material and relying on old arguments when someone with a record like Ben Stein's comes up with supposedly new pontifications...
by DRiP Guy
Thu Nov 07, 2013 7:28 am
 
Forum: Investing - Theory, News & General
Topic: Brent Arends: you can beat the market with smart timing
Replies: 89
Views: 5437

Re: google does math

And all types of conversions, too! Metric to US, inches to feet, quarts to liters, etc. My pedometer provides an output in total steps, and I can multiply that by my stride length (provided by my own estimate) to get total inches walked. I wanted to verify the system's overall accuracy, both for ped...
by DRiP Guy
Thu Nov 07, 2013 7:17 am
 
Forum: Personal Consumer Issues
Topic: google does math
Replies: 53
Views: 3865

Re: Brent Arends: you can beat the market with smart timing

I saw this cloud the other day. Random? This is nothing like random. Really, the only question is who this is: Calvin Coolidge, or Isadora Duncan? http://i41.tinypic.com/lfsrm.jpg . It's a Galapagos turtle. Victoria English Springer Spaniel is obviously the only correct answer! LOL
by DRiP Guy
Tue Nov 05, 2013 1:56 pm
 
Forum: Investing - Theory, News & General
Topic: Brent Arends: you can beat the market with smart timing
Replies: 89
Views: 5437

Re: The wiki has surpassed 10,000,000 views!

Thanks to all who contribute to this awesome effort!
by DRiP Guy
Fri Sep 20, 2013 12:57 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: The wiki has surpassed 10,000,000 views!
Replies: 13
Views: 1090

Re: What do you think of this method of withdrawing?

I have the same problem intellectually with this approach as I have always had with similar 'devices' like the "buckets of money" strategy: Why unnecessarily hinge a decision on withdrawals to what ought to be (by my lights) a completely independent assessment of your requirements/desire f...
by DRiP Guy
Tue Jul 09, 2013 11:41 am
 
Forum: Investing - Theory, News & General
Topic: What do you think of this method of withdrawing?
Replies: 24
Views: 1903

Re: Boglehead Wade Pfau

I've private messaged with Wade back and forth a few times...maybe two years ago...and he was quite the professional and gentleman. I had some theoretical thoughts and he was very gracious as we discussed them. Sometimes people do great stuff but are nasty to deal with. Sometimes they have both pro...
by DRiP Guy
Mon Oct 01, 2012 7:28 pm
 
Forum: Investing - Theory, News & General
Topic: Boglehead Wade Pfau
Replies: 17
Views: 2193

Re: buffett's outperformance

To define Warren Buffett as a "stock picker" is like calling Cartier-Bresson a "Leica photographer," or Elvis Presley a "sideburn wearer," or the Wright brothers "bicycle mechanics." Factually accurate, not quite capturing the essence. or like saying nisipriu...
by DRiP Guy
Sat Sep 29, 2012 1:20 pm
 
Forum: Investing - Theory, News & General
Topic: buffett's outperformance
Replies: 28
Views: 3425

Re: A different approach to asset allocation

DRiP Guy wrote:
zaboomafoozarg wrote:Wow.


Yup, quite a ride! Unfortunately, I think those inclined to do such things in the first place are unlikely to be swayed by reading about the angst and personal circumstances such a strategy can lead to.


...or from post hoc stories of near-miraculous and instant success....
by DRiP Guy
Tue Sep 25, 2012 12:32 pm
 
Forum: Investing - Theory, News & General
Topic: A different approach to asset allocation
Replies: 1417
Views: 476797

Re: A different approach to asset allocation

I went positive in May 2011. Currently, I’m at somewhere around $220K, not counting my wife’s assets. This has all been from savings and gains from short term trading, not due to the rally in stocks. I was forced to stop mortgaging my retirement in March 2009. If all goes well, we’ll reach financia...
by DRiP Guy
Tue Sep 25, 2012 12:31 pm
 
Forum: Investing - Theory, News & General
Topic: A different approach to asset allocation
Replies: 1417
Views: 476797
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