Bogleheads.org

Thanks so much everyone for the comments and guidance! Initiating the plan today, starting by unloading some of my underwater stock positions. I can't tell you how helpful just this site and your guidance have been! Much appreciated. Happy New Year!

I don't get this math. If you live on 50% of your $170K income, where's the rest of it going if you're only investing $20-25K per year Good point - I was not factoring in pretax 401k contributions. I plan to raise my contribution to 20% (same with my wife) in 2013. I expect to be able to invest abo...

Thank you, both, for your replies and for giving me so much to think about. Very helpful! I've edited my original post and included my wife's 401k fund options as well as answers to questions posed in your replies. I've somewhat had my head in the ground re: my stock investments and it was pretty pa...

I could use a little (or a lot! I'll take what I can get!) guidance on my portfolio/financial situation. First, a bit about my mindset: I've always been a minimalist and a saver and have always felt more secure having my money stashed away in a savings account (as a bloated emergency fund...I grew u...