The 4 fund portfolio works better
10% Total International
40% California Intermediate Term Tax Exempt
10% VRI (The Vintage Rolex Index)
Quidnam wrote:Essentially, you can look at the quoted price for the dividend policy and anticipate getting 20% of that back at the end of the year:
lululu wrote:ejvyas wrote:I always got Amica quotes +10% more than the second highest
The annual refund by Amica is substantial. Compare quotes taking that into account.