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Re: How do you wash your car?

JoeliusZ28 wrote:you should be aware that Dawn strips 100% of any wax applied. If you just waxed a car the previous week and then wash it with dish soap, you've wasted your time/effort.


Exactly. I would not recommend dish detergent of any kind to wash a car.
by Cash
Tue Oct 21, 2014 6:52 pm
 
Forum: Personal Consumer Issues
Topic: How do you wash your car?
Replies: 128
Views: 5332

Re: How do you wash your car?

This is fascinating. I assumed everyone washed their cars somewhat regularly. My dad always washed ours at least once a week growing up. I take our 2002 car to the car wash once or twice a month. I pay someone to hand wash the 2011 car once or twice a month. That said, it's almost pointless to get t...
by Cash
Tue Oct 21, 2014 7:02 am
 
Forum: Personal Consumer Issues
Topic: How do you wash your car?
Replies: 128
Views: 5332

Re: Upgrading from Iphone 4s - 5s or 6?

I had a chance to play with both a 5S and 6 for several days. Initially I thought the 6 would be too big for comfort; I tend to wear the phone on my belt. After using both phones for a few days, I discovered that I really liked the larger screen and roomier keyboard. The size issue as a negative so...
by Cash
Sun Oct 19, 2014 3:56 pm
 
Forum: Personal Consumer Issues
Topic: Upgrading from Iphone 4s - 5s or 6?
Replies: 29
Views: 2249

Re: Do you every turn your smart phone off?

Only when I'm on a plane and don't plan to pay for wifi.
by Cash
Sun Oct 12, 2014 10:26 pm
 
Forum: Personal Consumer Issues
Topic: Do you every turn your smart phone off?
Replies: 36
Views: 1907

Re: Slingbox to "Wire" TV two floors away?

I've found this to be a great solution to avoid rewiring the cable line in my living room:

http://www.amazon.com/dp/B009DHPUDI/ref ... 90_TE_dp_1

The transmitter is connected to my cable box and the receiver connects to the TV.
by Cash
Fri Oct 03, 2014 8:33 pm
 
Forum: Personal Consumer Issues
Topic: Slingbox to "Wire" TV two floors away?
Replies: 18
Views: 1564

Re: Good rubber covering for shoes in inclement weather?

I own both Swims and Totes. I highly prefer Swims because they are lined with a soft fabric. The Totes have no such lining (last I looked) and caused black marks on my shoes. My Swims have definitely prolonged the life of my shoes. Back when I lived in a colder climate, I would wear them frequently ...
by Cash
Mon Sep 29, 2014 6:09 am
 
Forum: Personal Consumer Issues
Topic: Good rubber covering for shoes in inclement weather?
Replies: 9
Views: 792

Re: iOS 8 update available today

I added a $99 upgrade to the 64GB version given I had to delete some pictures on my 5S in order to download iOS 8 @ 5+ GB That's also why I went with the 64GB version...16GB just doesn't cut it anymore. Too bad Apple didn't make the base phone 32GB. Or at least allow for a micro SD card for expansi...
by Cash
Tue Sep 23, 2014 9:51 pm
 
Forum: Personal Consumer Issues
Topic: iOS 8 update available today
Replies: 65
Views: 5886

Re: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)

Similar/same trade in is offered from Apple. You can sign up for any US carrier when buying a phone at an Apple store, AND get the coupon good for $200 +/- (Apple store credit) for your phone. I filled in the questions about our phones, and was told they give us $200 for each (one is a 16GB, the ot...
by Cash
Mon Sep 22, 2014 10:47 am
 
Forum: Personal Consumer Issues
Topic: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)
Replies: 18
Views: 1738

Re: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)

The AT&T promotion seems to require buying the iPhone 6 at an AT&T store with the iPhone in stock to get the $200. I have tried buying it on line, buying it on line at a store, nothing worked. There isn't an iPhone 6 or plus anywhere where I live at the moment. The promotion will probable e...
by Cash
Mon Sep 22, 2014 10:41 am
 
Forum: Personal Consumer Issues
Topic: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)
Replies: 18
Views: 1738

Re: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)

My iPhone 4s has a small crack on the top left. Would I still be eligible for the credit? Any insight would be appreciated. According to ATT: Eligible trade-in: eligible iPhones in good and fully functional condition. http://www.att.com/iphonetradein Seems like a crack should not preclude you as lo...
by Cash
Mon Sep 22, 2014 7:16 am
 
Forum: Personal Consumer Issues
Topic: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)
Replies: 18
Views: 1738

Re: New Big iPhones - How to Upgrade Early?

Leif wrote:
“Now, there will be plenty of people who will pass on the iPhone … who find the iPhone too big.”

- The New York Times (January 9, 2007)

The iPhone Rumors Are Right…Finally


Nice throwback article!
by Cash
Mon Sep 22, 2014 6:22 am
 
Forum: Personal Consumer Issues
Topic: New Big iPhones - How to Upgrade Early?
Replies: 18
Views: 2222

Re: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)

So if I preordered my phone from Apple.com, am I eligible for the AT&T deal? Drat, I hope so. Would be reason enough to cancel the Apple.com order. I don't think it technically requires you to order from ATT if you are an ATT customer. When I traded in my wife's 4, I don't recall them checking ...
by Cash
Mon Sep 22, 2014 6:18 am
 
Forum: Personal Consumer Issues
Topic: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)
Replies: 18
Views: 1738

Re: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)

I believe these deals require you to at least be a postpaid customer so I don't think you can walk in and trade an old iPhone for credit towards a retail phone without at least having contact service with the carrier. If I'm wrong please correct me as I have an old iPhone 4 lying around that I've b...
by Cash
Mon Sep 22, 2014 6:16 am
 
Forum: Personal Consumer Issues
Topic: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)
Replies: 18
Views: 1738

Re: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)

I currently pay $50/mo for AT&T 1GB data. Between AT&T and Verizon the cheapest comparable over a 24 month period seems to be $60/mo on Verizon for 2GB data. The equivalent to my existing 1GB AT&T data plan appears to be $65/mo. Doubling data for $5 savings per month seems like a reason...
by Cash
Mon Sep 22, 2014 6:12 am
 
Forum: Personal Consumer Issues
Topic: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)
Replies: 18
Views: 1738

Re: iOS 8 update available today

jvclark02 wrote:I added a $99 upgrade to the 64GB version given I had to delete some pictures on my 5S in order to download iOS 8 @ 5+ GB


That's also why I went with the 64GB version...16GB just doesn't cut it anymore. Too bad Apple didn't make the base phone 32GB.
by Cash
Sun Sep 21, 2014 11:41 am
 
Forum: Personal Consumer Issues
Topic: iOS 8 update available today
Replies: 65
Views: 5886

Re: iOS 8 update available today

I think it’s pretty crummy that a phone that was considered Apple's premier phone for most of 2011 (the iPhone 4) is now no longer able to be kept up to date with security fixes. Nice 3 year life span there. For those who don’t know, iOS 8 is not compatible with the 4. That phone is ancient in tech...
by Cash
Sun Sep 21, 2014 10:17 am
 
Forum: Personal Consumer Issues
Topic: iOS 8 update available today
Replies: 65
Views: 5886

Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)

It occurred to me when replying in another thread that many people might not know that the major carriers are offering $200 to people who trade in their old phones, even the iPhone 4, by the end of the month. We took advantage of this through ATT and traded in my wife's 4 that hasn't been used since...
by Cash
Sun Sep 21, 2014 8:44 am
 
Forum: Personal Consumer Issues
Topic: Get $200 for your iPhone 4 (or 4S or 5, $300 for 5S)
Replies: 18
Views: 1738

Re: iOS 8 update available today

I think it’s pretty crummy that a phone that was considered Apple's premier phone for most of 2011 (the iPhone 4) is now no longer able to be kept up to date with security fixes. Nice 3 year life span there. For those who don’t know, iOS 8 is not compatible with the 4. That phone is ancient in tech...
by Cash
Sun Sep 21, 2014 8:25 am
 
Forum: Personal Consumer Issues
Topic: iOS 8 update available today
Replies: 65
Views: 5886

Re: New Big iPhones - How to Upgrade Early?

My wife was able to upgrade early through ATT's Next program. They even gave us $200 for her long-deactivated iPhone 4! I traded in my iPhone 5 for $200 and we are selling her 5 to Amazon for $190. So that's $590 to put toward our new iPhone 6's (64GB space gray for me, 64GB gold for her). Those of ...
by Cash
Sun Sep 21, 2014 8:18 am
 
Forum: Personal Consumer Issues
Topic: New Big iPhones - How to Upgrade Early?
Replies: 18
Views: 2222

Re: Hamilton watches, worth the money?

IMHO, no watch (including a $10 Casio) is worth the money, assuming you carry a cell phone- it's just redundant, uncomfortable, and another thing you have to care for. Your cell phone is far more versatile and you will become less time-addicted. Lots of things are redundant. Underwear is redundant ...
by Cash
Mon Sep 15, 2014 9:45 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 13101

Re: Hamilton watches, worth the money?

Chan_va wrote:Nothing bad about a Hamilton, but those who don't care about watches wont care, and those who do, wont be impressed.


Well put.
by Cash
Mon Sep 15, 2014 2:05 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 13101

Re: Hamilton watches, worth the money?

The movement (i.e., the innards of the watch) is made by ETA, a Swatch division that supplies movements to countless brands for a couple hundred dollars. I would not buy a Hamilton because I would not buy a watch from a company that does not make its own movements. But Swatch also owns Hamilton. Th...
by Cash
Mon Sep 15, 2014 2:03 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 13101

Re: Hamilton watches, worth the money?

The movement (i.e., the innards of the watch) is made by ETA, a Swatch division that supplies movements to countless brands for a couple hundred dollars. For instance, Cartier, Hamilton, and Swatch all have cheap ETA movements. The difference is that people will pay thousands of dollars for the Cart...
by Cash
Mon Sep 15, 2014 6:36 am
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 13101

Re: Passport, TSA Pre-Check, and Global Entry

etarini wrote:Wow, in what city did you get such a quick turnaround?


I'm in Florida. Good luck!
by Cash
Tue Sep 02, 2014 8:11 am
 
Forum: Personal Consumer Issues
Topic: Passport, TSA Pre-Check, and Global Entry
Replies: 65
Views: 5004

Re: US Trusted traveler programs

According to the online comparison chart, Nexus also includes the TSA pre check for US citizens. Yet, it's $50/5 years whereas the TSA pre check is $85/5 years. Wouldn't the smartest choice be to enroll in Nexus? What am I missing? If someone will be traveling overseas and/or arriving on internatio...
by Cash
Mon Sep 01, 2014 12:40 pm
 
Forum: Personal Consumer Issues
Topic: US Trusted traveler programs
Replies: 12
Views: 952

Re: US Trusted traveler programs

Coincidentally, before seeing your thread, I posted about my recent experience with Global Entry in this thread:

viewtopic.php?f=11&t=137113&p=2175093#p2175093
by Cash
Sun Aug 31, 2014 4:18 pm
 
Forum: Personal Consumer Issues
Topic: US Trusted traveler programs
Replies: 12
Views: 952

Re: Passport, TSA Pre-Check, and Global Entry

I just went through the Global Entry process and thought about this thread. I applied on Tuesday, was conditionally approved on Thursday, had my interview on Saturday, and now enrollment is complete. It will take another week or so to get my global entry card, but evidently the card isn't really goo...
by Cash
Sun Aug 31, 2014 4:10 pm
 
Forum: Personal Consumer Issues
Topic: Passport, TSA Pre-Check, and Global Entry
Replies: 65
Views: 5004

Re: What's the Market Neutral fund good for?

packer16 wrote:the expense ratio is only 25bp


Where do you see that?
by Cash
Sat Aug 30, 2014 2:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: What's the Market Neutral fund good for?
Replies: 47
Views: 5806

Re: Zegna Suits

shirt is 500 :shock: lol I buy expensive clothes and have been in favor of your Zegna purchase, but $500 for a shirt is a lot! I can get a custom-made dress shirt with Thomas Mason fabric for less than $200. it comes with french cuffs and cufflinks included, it is made of egyptian cotton and it fit...
by Cash
Wed Aug 27, 2014 7:29 am
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 197
Views: 9860

Re: Zegna Suits

ArthurO wrote:shirt is 500


:shock:

lol I buy expensive clothes and have been in favor of your Zegna purchase, but $500 for a shirt is a lot! I can get a custom-made dress shirt with Thomas Mason fabric for less than $200.
by Cash
Tue Aug 26, 2014 6:47 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 197
Views: 9860

Re: Change broker for sign up bonus

I did it once and earned around $3k between various brokerages. But it is a hassle to transfer in kind to the various accounts (cash is easy), keep track of the accounts, and close the accounts once the required holding period is over. I don't bother with it anymore, though several people on the boa...
by Cash
Tue Aug 26, 2014 5:57 am
 
Forum: Investing - Theory, News & General
Topic: Change broker for sign up bonus
Replies: 11
Views: 961

Re: Zegna Suits

it seems that looking close the fabrics are definitely different, if you feel different types of wool, the roughness to touch and the resistance to wrinkling makes huge difference from one manufacturer to the next. Much (but not all) of that has to do with the type of fabric and its weight. If you ...
by Cash
Mon Aug 25, 2014 7:43 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 197
Views: 9860

Re: Zegna Suits

I agree with the suggestion to peruse/ask styleforum.net. I also agree with the suggestion to go bespoke/made-to-measure at that price point. My tailor has Zegna fabrics, and I can choose every last detail for my suits. Of course, it takes 3-4 months to complete the garment, so I understand your des...
by Cash
Mon Aug 25, 2014 8:15 am
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 197
Views: 9860

Re: Big iPhone Data Bills/Google Maps

Do you use Facebook? They recently made a change where videos automatically play, even on cellular, which uses tons of data. Here's an article: http://www.theguardian.com/technology/2013/dec/24/beware-facebooks-new-video-in-news-feed-could-be-a-mobile-data-headache You are da man! Thank you so much...
by Cash
Sat Aug 23, 2014 3:13 pm
 
Forum: Personal Consumer Issues
Topic: Big iPhone Data Bills/Google Maps
Replies: 16
Views: 1454

Re: Do you take all of your allowed paid vacation time?

Kinda hard to take all of mine, the company I work for has an "Unlimited PTO" policy. Essentially, if we want to take time off and our manager approves (after making sure the entire team isn't off that week or that me not being there majorly impacts others), then we get the time off. This...
by Cash
Sat Aug 23, 2014 2:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 5949

Re: Jewelry Insurance - Engagement Ring

We used Chubb for years, but a move to a state with high insurance costs forced us to switch to JM a few days ago. Both are highly rated (and I second the reference to pricescope.com...invaluable resource for people purchasing diamond jewelry). Chubb would have been about $2.75/$100 in value (a larg...
by Cash
Thu Aug 21, 2014 6:50 am
 
Forum: Personal Consumer Issues
Topic: Jewelry Insurance - Engagement Ring
Replies: 19
Views: 1897

Re: Wash D.C. speed camera - how accurate?

A couple years ago, Washington sent me a ticket for going 9 miles over the speed limit near the intersection of New York and Florida. The mailing included pictures of the white marks on the pavement that they used to measure my speed. I paid the ticket and started slowing down when I see these whit...
by Cash
Tue Aug 19, 2014 9:53 pm
 
Forum: Personal Consumer Issues
Topic: Wash D.C. speed camera - how accurate?
Replies: 40
Views: 2502

Re: average American eats out 203 times per year

This explains why, when house-hunting, I see so many homes with tiny (useless) kitchens! Apparently, not a turnoff for many of you... lol yeah we use our stove maybe a few times a month (except for my wife's daily tea). The oven maybe a few times a year. A nice microwave and toaster oven are useful.
by Cash
Wed Aug 06, 2014 8:03 am
 
Forum: Personal Consumer Issues
Topic: average American eats out 203 times per year
Replies: 105
Views: 6778

Re: average American eats out 203 times per year

We're over that amount. Eating out is one of our favorite pastimes :beer. Of course, if one cannot afford to eat out, one should eat at home.
by Cash
Tue Aug 05, 2014 7:31 pm
 
Forum: Personal Consumer Issues
Topic: average American eats out 203 times per year
Replies: 105
Views: 6778

Re: Can we afford a home (little more than $500K)

Thanks everyone for your reply. another question on same line is, currently we plan to put close to $110K as down payment. We have potential to make it $200K. Does it make sense to put $200K ( to put $200K , i would be selling equity which is in taxable account) or just put $110K and continue with ...
by Cash
Tue Aug 05, 2014 7:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can we afford a home (little more than $500K)
Replies: 28
Views: 4438

Re: Eating while travelling

I try to find deals on airfare and (nice) hotels when traveling. I find that is a better use of my time than nickel and diming meals, so we eat wherever looks good. Of course, we love to eat out on a normal basis, so that wouldn't change on vacation.
by Cash
Tue Aug 05, 2014 7:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Eating while travelling [Food Budget]
Replies: 26
Views: 2158

Re: Advice for investing $2922/6mo in subsidized student loa

Too bad you didn't have these in the days of 6+% interest rates on FDIC-insured deposits. Now the only way to make enough money to be worth the hassle is through the stock market, which I think is too risky. The yields on CDs, I bonds, etc. aren't high enough to bother with, IMHO. So I would just se...
by Cash
Tue Aug 05, 2014 6:30 am
 
Forum: Investing - Help with Personal Investments
Topic: Advice for investing $2922/6mo in subsidized student loans?
Replies: 10
Views: 578

Re: Arthur Murray Dance Lessons

We also used AM for dance lessons for our wedding. They successfully helped us choreograph our first dance, and we learned some other basics. They do try very hard to upsell, but we resisted. In theory, it would be nice, but we just didn't have the time to commit to it.
by Cash
Sat Aug 02, 2014 11:17 am
 
Forum: Personal Consumer Issues
Topic: Arthur Murray Dance Lessons
Replies: 18
Views: 1007

Re: Uber App in NYC

I've used uber in NYC. It's very reliable and I prefer it to hailing cabs on the street. One thing to note, however, is that if you choose to use uber for a taxi, you will need to pay the driver directly (either cash or using the credit card machine) rather than through the app. This is different fr...
by Cash
Sat Aug 02, 2014 9:02 am
 
Forum: Personal Consumer Issues
Topic: Uber App in NYC
Replies: 2
Views: 288

Re: Prepayment on mortgage for a not-forever home?

This is a timely thread for me. My wife and I have been thinking through similar issues for a condo that we just bought (except we used a 5/5 ARM and live in a state with no income tax). My initial inclination was to prepay the mortgage, but my wife does not like the idea of having so much money tie...
by Cash
Sat Aug 02, 2014 8:58 am
 
Forum: Personal Finance (Not Investing)
Topic: Prepayment on mortgage for a not-forever home?
Replies: 33
Views: 2378

Re: Assistance Requested! First Time to US + NYC/DC

dolphinsaremammals wrote:A lot of DC is very much unsafe.


I assume you haven't been to DC in this millennium? The only places to avoid are those that would have nothing for a tourist to see.
by Cash
Fri Aug 01, 2014 6:40 pm
 
Forum: Personal Consumer Issues
Topic: Assistance Requested! First Time to US + NYC/DC
Replies: 15
Views: 1007

Re: Will not using my dishwasher cause problems?

I'm fascinated by the number of people here who have dishwashers but don't use them. My wife and I eat out a lot, so we run ours only once or twice a week. Still, I cannot fathom preferring to wash all of our dishes by hand. It's annoying enough to do it for the wine and whiskey glasses and other su...
by Cash
Fri Aug 01, 2014 6:36 pm
 
Forum: Personal Consumer Issues
Topic: Will not using my dishwasher cause problems?
Replies: 51
Views: 3298

Re: Paycheck division/saving for yearly expenses & contribut

My bank (Alliant Credit Union) allows multiple supplemental savings accounts. You can set them up online and title them as you wish (e.g., "House Purchase"). With Alliant, I would have everything deposited into my checking account and then set up automatic, recurring transfers into the sav...
by Cash
Sat Jul 26, 2014 6:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Paycheck division/saving for yearly expenses & contributions
Replies: 10
Views: 1285

Re: Reducing picture file size in kb

Just tried it with MS Office Picture Mgr. Reduced a 34.7 Kb jpeg to 5.7 Kb (picked email) This is what I typically use as well. Much easier than Paint. I usually access it by right clicking on the photo, going to "Open With", and then clicking on "Microsoft Office Picture Manager&quo...
by Cash
Sat Jul 26, 2014 5:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Reducing picture file size in kb
Replies: 14
Views: 649

Re: how often do you look at your account

I guess I'm the opposite. If things are doing well, no need to look. But if the market has a really bad day, I need to look in order to decide where to get money to buy something. +1 Moreover, most of our investments are on automatic, and I use Google Finance and a spreadsheet to track our holdings...
by Cash
Sun Jul 20, 2014 10:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: how often do you look at your account
Replies: 70
Views: 3777
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