Bogleheads.org

Thank you for the links Emergdoc. I have been going through your site.
Thank for your valuable input Meg and Rob.

... What would you do?

Henry A said : "I believe being a federal student loan is one of the requirements. To my knowledge most other forms of student loans are not forgivable. Furthermore, you will most likely have to enroll in a plan that is based upon your income. Your 'minimum' payment may increase with a job rai...

>>> What is your earnings potential going forward? The same. 93k per year plus 1-2% inflation raise per year >>> How did you rack up so much debt? Post-post grad degree >>> How soon do you plan to retire? 20 years >>> I think there's a good argument to be made for making the minimum payment, as spe...

Hello henry A, No he is a tax attorney and a friend-of-a-friend. He has no financial stake in anything and I manage my own investments.

Thanks for responding HomerJ. I was looking at consolidating the ROTH and 401k account into bonds since I now have a large taxable account. I'm going to really look at this now. Thank you for posting! **** Thanks Karamatsu! **** Yes fcox, the forgiven amount is taxed as income...today. I'm no fortun...

Hi WHL. Sorry for any confusion regarding the loans and tax-deferred accounts. The loan balance remaining is $176,000 at 5.1%. The IBR and how it's calculated is based upon my AGI. It fluctuates with the current tax years AGI. My tax attorney said to pay the minimum. My 401k, ROTH, and HSA are mainl...

First time poster here. The stats: - I'm 39 - I make $93,000 per year in secure career in Florida (No state sales tax) ... or $7,750 monthly gross / $6,045 monthly net ... or $72,540 yearly net . - My rent and ALL living expenses is $2,400 per month (including the student loan) ... or $28,800 per ye...