Beat The Street wrote:Call_Me_Op wrote:Include 30% in 30 year zeroes as part of just about any back-tested portfolio and it will look good.
Did it look good in 2013 when it lagged the market by almost 27%?
Clearly_Irrational wrote: During most periods of normal inflation real interest rates would be positive and I wouldn't be holding gold anyways.
sscritic wrote:Call_Me_Op wrote:Sounds like you might need your own central AC system.
I have one, it's just that I am (pick one): too cheap to run it, too much of a boglehead to run it, or both (is there a difference?).
JonnyDVM wrote:You don't need umbrella and I don't think they would even sell it to you given your current living scenario.
skepticalobserver wrote:Place your investments in multiple brokerages. Use short term t-bills, which are often commission free when bought at auction, instead of money market funds.