sscritic wrote:I like reading instructions. Here is the one for code P.See the explanation for Code 8.
Johm221122 wrote:Bustoff wrote:MN Finance wrote: If you have 1M and you need 20k/yr, then no, you don't need a SPIA.
One reason would be 2% is an extremely safe withdraw rate, even over long time frames
Doc wrote:Yield: TBM > TBM + TIPS > TIPS
Risk : TBM > TBM + TIPS > TIPS
NAVigator wrote: When I received a Vanguard plan and a consultation with a CFP, they were not recommended. I added TIPS to my asset allocation. Do what you feel comfortable with.
see pg. 65-66
ricb wrote: Lump sum or not into Risk Potfolio? I am aware of past forum discussions ....