dodonnell wrote:JPMorgan SmartRetirement 2050 C
The class used in your 401k most likely is very similar to this funds 12b-1 Fees of 0.75%.
fposte wrote:It's a Class C fund, so there's usually some back-end charge.
Are you sure about the CUSIP, though? J. P. Morgan's look generally to start with 4812A.
What leads you to believe the fund has a back end load?Sciray wrote:Also, it looks like that fund has a back end load, which could cost you even more if your friend decides to leave the job and rollover the account (thus selling the shares).
tnbison wrote:I would suggest the Benjamin series at ehaberdasher.com. I got the jacket and pants and it totaled $535 but that was a couple of years ago. Full canvas, extremely well made suit.
Phineas J. Whoopee wrote:
Are you denying that, keeping all other things equal so we can isolate the difference, the investor will have just as many dollars to spend from a Traditional IRA as from a Roth IRA?
Brantley wrote: You're arguing if tax rates are equal, you end up with the same net money roth vs tIRA (also true).
Phineas J. Whoopee wrote:If you didn't get the earlier explanations in this thread alone why should you expect to get yet another one? If you'd like to disagree with them, including mine, fine but say so and why, please.
Misleading in which way? You just gave further details to prove my point.Phineas J. Whoopee wrote:
But it's a little misleading, although I know you didn't intend it that way, to say "With a traditional IRA, gains are taxed upon withdrawal."
jmndu99 wrote:If your girlfriend's portfolio was important to her, she would be the one coming with the questions, not you.