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Re: Anyone know of places to purchase canes

I use this company: http://www.walkingcaneco.com/
I am happy with their selection and service.
by Bob B
Sat Mar 22, 2014 2:37 pm
 
Forum: Personal Consumer Issues
Topic: Anyone know of places to purchase canes
Replies: 26
Views: 1445

Re: Contractors, References & Angie's List

I'm with your contractor's way of thinking. Of course he would only give you favorable references, so what's the point? Kind of like employers asking for references. As to privacy, I would not want a contractor giving my name and contact info to total strangers. More meaningful to get recommendation...
by Bob B
Thu Sep 12, 2013 7:21 pm
 
Forum: Personal Consumer Issues
Topic: Contractors, References & Angie's List
Replies: 19
Views: 2131

Re: Tracking Donations

For each donation, I just write up a hand-written list of the items and put a value on each item (what I think a person would pay.) I lump like items into one line, e.g. 5 hardback books, 10 pr. of socks, etc. I staple the receipt from the organization to it and place it into the folder I keep for a...
by Bob B
Sat Sep 07, 2013 6:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tracking Donations
Replies: 25
Views: 1373

Re: Demo a Bathroom (Save Costs)

The thinish concrete board is greenboard. I'd be very worried if it was just sheetrock behind the tile. Green board is gypsum, not concrete. It has the same gypsum core as regular drywall. but the paper cover is a thicker water-resistant variety (and colored green.) I would never hang tile on green...
by Bob B
Thu Jun 06, 2013 8:33 pm
 
Forum: Personal Consumer Issues
Topic: Demo a Bathroom (Save Costs)
Replies: 27
Views: 2097

Re: FIOS Battery Replacement

Bob b Wow! That is an incredible price. So seriously...........what did you do with the old battery..honestly now. cb Honestly...I took it to work and put it in the battery recycle bucket. When the pail is full, it is sent to a state certified recycler/reclaimer. Lacking that option, I would have s...
by Bob B
Fri May 10, 2013 8:48 pm
 
Forum: Personal Consumer Issues
Topic: FIOS Battery Replacement
Replies: 37
Views: 4165

Re: FIOS Battery Replacement

This is what I used for my FiOS battery replacement:
http://www.apexbattery.com/gs-battery-px12072-battery-sealed-lead-acid-batteries-gs-battery.html
Has been trouble free.
by Bob B
Thu May 09, 2013 8:14 pm
 
Forum: Personal Consumer Issues
Topic: FIOS Battery Replacement
Replies: 37
Views: 4165

Re: Cell Phone Contract Expiring & Desire to Save $$

I buy the 1-year of service card from Tracfone, so I pay roughly $8/month for cell phone usage. Love it! I just do phone and texting. Not a heavy user. I have so many minutes (units) built up over the years it is a lifetime supply for me. Phones are widely available from retail stores or Tracfone we...
by Bob B
Wed Apr 03, 2013 8:16 pm
 
Forum: Personal Consumer Issues
Topic: Cell Phone Contract Expiring & Desire to Save $$
Replies: 13
Views: 962

County Pension Fund Moving to Vanguard

Well, here is a feel good story. Montgomery County (PA) is jettisoning their pension fund's money managers and placing 90% of the fund at Vanguard. The article doesn't reveal what funds are being chosen, but the commissioners seem to have jumped on the passive investing train. Good for them. http://...
by Bob B
Fri Jan 18, 2013 9:25 pm
 
Forum: Investing - Theory, News & General
Topic: County Pension Fund Moving to Vanguard
Replies: 3
Views: 438

Re: Vanguard Yr End Statements: Save Them?

I keep all financial statements as PDF files just so I have something other than online at the investment company's server. Once the year end statement is available I erase (using Eraser) the quarterly statements. They are in a TrueCrypt container with my other sensitive data. Backed up, of course.
by Bob B
Mon Jan 07, 2013 8:58 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Yr End Statements: Save Them?
Replies: 51
Views: 2932

Re: Source for Book reviews?

Valuethinker wrote:I would also recommend the New York Times book review section, if available on line?


I keep up with the NY Times Book Review here:
http://www.nytimes.com/pages/books/review/index.html
by Bob B
Sat Jul 14, 2012 8:59 pm
 
Forum: Personal Consumer Issues
Topic: Source for Book reviews?
Replies: 12
Views: 963

Re: Back up systems

dm200 wrote:...For the car, perhaps a single key in your wallet?


If you lose your wallet, doesn't that give the finder (a potentially bad person) your address and car key?
by Bob B
Thu Jun 21, 2012 7:56 pm
 
Forum: Personal Consumer Issues
Topic: Back up systems
Replies: 13
Views: 1088

Re: Bill Bernstein's new e-Book now available

I have found that ebooks with charts and tables don't always format well on an e-reader. They can be truncated or split between two pages. Can anyone share how well the charts and tables in this book reproduce? Thanks.
by Bob B
Tue Jun 19, 2012 8:23 pm
 
Forum: Investing - Theory, News & General
Topic: Bill Bernstein's new e-Book now available
Replies: 109
Views: 15241

Re: Budget spreadsheet?

Google "excel budget" and you will get many samples to choose from.

Here's a good place to start:
http://office.microsoft.com/en-us/templates/CL102207099.aspx
by Bob B
Sat Mar 31, 2012 8:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Budget spreadsheet?
Replies: 2
Views: 552

Re: 10 Best Stocks for 2012...er....2011

It’s that time of year again. Finance Magazines have begun publishing their “Stocks You Must Buy NOW!” lists along with their “Best Stocks to Own in 2012″ articles. Every time you see one of these the question that should go through your mind is “What about last year’s list?” Well, what does this t...
by Bob B
Thu Jan 05, 2012 9:26 pm
 
Forum: Investing - Theory, News & General
Topic: 10 Best Stocks for 2012...er....2011
Replies: 15
Views: 1470

Re: Intermediate Treasury Bond fund/etf vs ladder

Vanguard is convenient. I have an inherent distrust of internet "banks" as well. Does Ally have a good Weiss rating? They don't look any different than any of the 'major' bricks and mortar institutions. http://www.weissratings.com/news-releases/general-2010-05-24.html If you stay with FDI...
by Bob B
Tue Jan 03, 2012 11:44 am
 
Forum: Investing - Help with Personal Investments
Topic: Intermediate Treasury Bond fund/etf vs ladder
Replies: 9
Views: 841

Re: Intermediate Treasury Bond fund/etf vs ladder

Vanguard is convenient. I have an inherent distrust of internet "banks" as well. Does Ally have a good Weiss rating? They don't look any different than any of the 'major' bricks and mortar institutions. http://www.weissratings.com/news-releases/general-2010-05-24.html If you stay with FDI...
by Bob B
Tue Jan 03, 2012 11:38 am
 
Forum: Investing - Help with Personal Investments
Topic: Intermediate Treasury Bond fund/etf vs ladder
Replies: 9
Views: 841

Re: Intermediate Treasury Bond fund/etf vs ladder

Is there a reason you are tied to Vanguard for a CD ladder? You can set up a CD ladder at many other places (Ally, credit union) and get better rates than available at Vanguard. I never found Vanguard CD offerings to be very competitive unless something has changed.
by Bob B
Tue Jan 03, 2012 10:03 am
 
Forum: Investing - Help with Personal Investments
Topic: Intermediate Treasury Bond fund/etf vs ladder
Replies: 9
Views: 841

Re: Single Radial Tire replacement

You need to replace tires in pairs as a minimum. Variation in tread design and wear will affect handling, especially on wet roads. Tires are one thing you should not cheap out on. Your lives ride on them.
by Bob B
Fri Dec 30, 2011 12:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: Single Radial Tire replacement
Replies: 18
Views: 1756

Re: TurboTax vs. H&R Block vs. TaxAct

Use Tax ACT for many years. It is free and free efile too for couple of years. I use the data and file state tax by Mail. No need to pay 15 bucks. It handles almost anything. Next year, I do not know as H & R now owning Tax Act I may have to find alternatives. I do not qualify for low income fr...
by Bob B
Thu Dec 29, 2011 10:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax vs. H&R Block vs. TaxAct
Replies: 48
Views: 9579

Larry's Links in News and blogs

All of Larry Swedroe's links in the News and blogs section seem to be broken.

Thank you.
by Bob B
Tue Dec 27, 2011 12:14 pm
 
Forum: Forum Issues and Administration
Topic: Larry's Links in News and blogs
Replies: 1
Views: 558

Re: Beatles or Rolling Stones

The Beatles but no one can convince me that "Lucy in the sky with diamonds" was about a real person named Lucy. Then I won't try, but here is the Lucy, then and now, that inspired Julian's drawing and subsequently John's song. http://beatlestrivia.com/wp-content/uploads/2009/10/lucy-o-don...
by Bob B
Fri Nov 11, 2011 7:59 pm
 
Forum: Personal Consumer Issues
Topic: Beatles or Rolling Stones
Replies: 70
Views: 3237

Re: Borrowing Kindle Books from the Public Library

For Kindle owners with Amazon Prime, here's another idea for borrowing books. No due date. http://www.amazon.com/gp/feature.html/ref=amb_link_357575542_2?ie=UTF8&docId=1000739811&pf_rd_m=ATVPDKIKX0DER&pf_rd_s=gateway-center-column&pf_rd_r=0C2SYV0EQMMSAAER9AY1&pf_rd_t=101&pf_r...
by Bob B
Mon Nov 07, 2011 9:54 pm
 
Forum: Personal Consumer Issues
Topic: Borrowing Kindle Books from the Public Library
Replies: 20
Views: 2053

Re: Borrowing Kindle Books from the Public Library

Can one renew a book before it expires? I may have a hard time getting through a book in a week (or two.) Physical books at my library are signed out for three weeks and can be renewed several times as long it is not reserved.
by Bob B
Mon Nov 07, 2011 5:27 pm
 
Forum: Personal Consumer Issues
Topic: Borrowing Kindle Books from the Public Library
Replies: 20
Views: 2053

Re: Keeping store receipts - an addiction?

I don't keep any receipts. Most merchandise can be returned at the store via the barcode - most places can scan it and it will show that it was bought in their store. Maybe, but without a receipt proving what you paid, if that product was ever on sale that is the refund amount you will get even if ...
by Bob B
Mon Nov 07, 2011 5:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Keeping store receipts - an addiction?
Replies: 23
Views: 1401

Moen and Delta in that order.

Based on your recent handyman posts here, I suggest you hire someone do the install :wink:
by Bob B
Tue Sep 27, 2011 8:10 am
 
Forum: Personal Consumer Issues
Topic: Bathroom Faucets - Looking For Advice
Replies: 28
Views: 1915

I 'm not sure this behavior is new. I noticed the same thing a couple of years ago. I emailed Vanguard, and they told me that I must close my browser to log off completely. Exactly. Vanguard has this statement on their Log Off page: Note: Your browser could contain a memory of the account informati...
by Bob B
Thu Sep 22, 2011 8:45 am
 
Forum: Investing - Theory, News & General
Topic: Warning - Security issue: Vanguard log off not working
Replies: 26
Views: 2802

I would recommend Belden 1694A from Blue Jeans Cable for a run this long. You can get 120' with high quality connectors attached for $98.50. Considering this is probably a one-time buy, I would pay the extra $ for a quality cable given the length of the run. http://www.bluejeanscable.com/store/rf/in...
by Bob B
Wed Sep 21, 2011 8:09 am
 
Forum: Personal Consumer Issues
Topic: RG6 Coax Cable for TV Antenna
Replies: 29
Views: 3353

dm200 wrote:
Most human patients do not have sharp claws to attack the "dentist".


The OP stated the procedure includes full anesthesia.
by Bob B
Wed Sep 07, 2011 8:44 pm
 
Forum: Personal Consumer Issues
Topic: How much should cat tooth extraction cost?
Replies: 47
Views: 12118

Re: Hint: Your electrical outlets are attached to studs

Your electrical outlets are attached to studs. Not always. If an outlet was added later after the house was built it would not be attached to a stud. It would be more likely located between studs using an old work box where the wire was fished. Better to rely on a stud finder or one of the other te...
by Bob B
Sat Sep 03, 2011 9:18 pm
 
Forum: Personal Consumer Issues
Topic: Best Way To Find A Stud (Wall)
Replies: 33
Views: 2937

- We're not going to the Phillies game, as it will be raining and the traffic conditions will be a nightmare. The Philly transportation system (Septa) is shutting down at noon. Just a correction for Philly area folks, SEPTA will be suspending service at 12:30 am Sunday, not noon Saturday. Running e...
by Bob B
Sat Aug 27, 2011 7:08 am
 
Forum: Personal Consumer Issues
Topic: Hurricane thread
Replies: 120
Views: 11268

You may want to wait a little while. New Kindles are expected this month or next. Will probably have a touch screen version like the Nook. Kindles will support library lending later this year.
by Bob B
Fri Aug 12, 2011 8:59 am
 
Forum: Personal Consumer Issues
Topic: Best electronic Reader?
Replies: 23
Views: 2304

Yes, through the T. Rowe Price website.
by Bob B
Fri Jul 29, 2011 6:56 am
 
Forum: Investing - Help with Personal Investments
Topic: Poll: Used Morningstar X-ray tool on your portfolio?
Replies: 11
Views: 1536

Look at the third, fourth and fifth columns:

http://www.bogleheads.org/wiki/Vanguard_Fund_Info
by Bob B
Fri Jul 29, 2011 6:49 am
 
Forum: Investing - Help with Personal Investments
Topic: How can I get Vanguard Fund Numbers?
Replies: 6
Views: 1422

Has anyone suggested the govenment would "walk away" from its debt? I think a failure to reach an agreement to raise the debt ceiling by Aug. 2 would just delay payments, not eliminate the obligation to pay.
by Bob B
Mon Jul 25, 2011 8:30 am
 
Forum: Investing - Theory, News & General
Topic: Can the federal government choose not to pay its debt?
Replies: 35
Views: 3268

BTW, Do y'all think like I do that many of these radar sites simply take the government's NOAA/NWS radar and reformat it? I mean, are there really any private weather radars? Oh, and not to leave out NOAA, here is a pic of the NOAA doopler radar used for eastern PA and southern NJ. It is located at...
by Bob B
Mon Jul 25, 2011 8:01 am
 
Forum: Personal Consumer Issues
Topic: Favorite weather radar site?
Replies: 32
Views: 2743

BTW, Do y'all think like I do that many of these radar sites simply take the government's NOAA/NWS radar and reformat it? I mean, are there really any private weather radars? Yes, there are private doppler radars. Here is the radar belonging to WPVI, the ABC affiliate in Philly. It is located on an...
by Bob B
Mon Jul 25, 2011 7:58 am
 
Forum: Personal Consumer Issues
Topic: Favorite weather radar site?
Replies: 32
Views: 2743

kramer wrote:You will find much more information here:

http://www.mobileread.com/forums/



Good site. Thanks.
by Bob B
Tue Jul 05, 2011 7:55 am
 
Forum: Personal Consumer Issues
Topic: e-Reader - Kindle vs. Nook
Replies: 30
Views: 2818

Strategies for increasing spouse's share of investments

67% of our investments are owned by me (401K, IRAs.) (I am not including our primary residence in that statement.) I am concerned that in later years if I need long-term care too much of our funds will be at risk for my LTC costs. (Note: I do not qualify for LTCI.) Spouse works part-time and does no...
by Bob B
Tue Jul 05, 2011 7:36 am
 
Forum: Investing - Help with Personal Investments
Topic: Strategies for increasing spouse's share of investments
Replies: 6
Views: 973

How well do pdf files appear on the new Nooks? I have reference material for work I would like to store on the Nook, but I wonder how well the Nook will display pdf's, especially ones with graphics. Thanks.
by Bob B
Tue Jul 05, 2011 7:13 am
 
Forum: Personal Consumer Issues
Topic: e-Reader - Kindle vs. Nook
Replies: 30
Views: 2818

Thanks Landy for sending me down that path. I did a little more digging in the asset allocation details and found my PIMCO Total Return Fund (PTTRX), a 401K holding, to be the culprit. According to M*: PTTRX Long% Short% Net% Cash 80.3 120.8 -40.5 Stocks 0.0 0.0 0.0 Bonds 122.6 1.4 121.2 Other 21.3 ...
by Bob B
Wed Jun 29, 2011 2:32 pm
 
Forum: Investing - Help with Personal Investments
Topic: Long% vs. Short%
Replies: 5
Views: 1035

In reading through the forums today, looks like the multiple post issue is back with a vengance.
by Bob B
Wed Jun 29, 2011 12:32 pm
 
Forum: Forum Issues and Administration
Topic: Update! Please do not click SUBMIT more than once
Replies: 46
Views: 7306

Snowjob wrote:Does your fund use leverage? If I look at my IB account, my margin is usually displayed as a "short cash" position.


What I posted is the allocation of my entire portfolio which includes multiple funds. Don't know about the leverage part. I'll have to learn more about that. Thanks.
by Bob B
Wed Jun 29, 2011 12:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: Long% vs. Short%
Replies: 5
Views: 1035

Long% vs. Short%

When I look at my asset allocation in M* Portfolio Manager I see this: Long% Short% Net% Cash 28.12 -35.62 -7.51 U.S.Stocks 33.61 0.00 33.61 Foreign Stocks 17.24 0.00 17.24 Bonds 50.94 -0.41 50.53 Other 6.77 -0.64 6.13 Not Classified 0.00 0.00 0.00 Total 136.67 -36.67 100.00 I think I need an explan...
by Bob B
Wed Jun 29, 2011 7:42 am
 
Forum: Investing - Help with Personal Investments
Topic: Long% vs. Short%
Replies: 5
Views: 1035

Re: Moving to Vanguard.

pigvomit wrote:Gotcha. If and when he decides to move funds from his MM to another fund, would that transaction be posted the same day (closing price of new fund on that day)? Or will there still be the ~2 day delay?


No delay. As you say, he will get the closing price of the same day for the new fund.
by Bob B
Fri Jun 24, 2011 1:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: Choosing 3-month CDs
Replies: 53
Views: 7277

Whew! I come back to the forum from Easter weekend and see the amount of work done on my request and I am truly humbled. LadyGeek and Barry, I appreciate all you have done. The end result is just what I had hoped. I apologize if it turned into a larger task than intended. Thank you for your investme...
by Bob B
Mon Apr 25, 2011 7:51 am
 
Forum: Forum Issues and Administration
Topic: News and Blog Page Request
Replies: 21
Views: 2727

LadyGeek, Thank you for your consideration. I respect your decision as an admin not to include the Vanguard blog in News and Blogs, even if I don't quite follow the reason. I don't see a distinction between a Vanguard blogger's opinion and a Boglehead author's opinion. Looking at the subjects covere...
by Bob B
Fri Apr 22, 2011 7:44 am
 
Forum: Forum Issues and Administration
Topic: News and Blog Page Request
Replies: 21
Views: 2727

Well, I looked, but I'm not sure how to make it more clear. Irregardless of the title that shows up when clicking the link, the name of the link to the news feeds and blogs page is "News and Blogs" as seen on the left side of the page http://www.bogleheads.org/wiki/Main_Page . That is why ...
by Bob B
Thu Apr 21, 2011 12:48 pm
 
Forum: Forum Issues and Administration
Topic: News and Blog Page Request
Replies: 21
Views: 2727

I am referring to the News and Blogs page http://www.bogleheads.org/wiki/News_feeds
Midway down this page is the blog section.

Thank you.
by Bob B
Thu Apr 21, 2011 11:58 am
 
Forum: Forum Issues and Administration
Topic: News and Blog Page Request
Replies: 21
Views: 2727

News and Blog Page Request

I use the News and Blogs page on Bogleheads.org extensively to keep up with the latest entries. For the sake of convenience, could the Vanguard Blog site http://www.vanguardblog.com/ be added to the blog section?

Thanks for considering this and many thanks for the News and Blogs page.
by Bob B
Thu Apr 21, 2011 11:01 am
 
Forum: Forum Issues and Administration
Topic: News and Blog Page Request
Replies: 21
Views: 2727
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