Search found 1316 matches

by Blues
Wed Jul 22, 2015 7:29 am
Forum: Personal Consumer Issues
Topic: Looking for secure online bank
Replies: 18
Views: 1892

Re: Looking for secure online bank

+3 regarding Ally.
by Blues
Fri Jul 17, 2015 7:27 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 887
Views: 159388

Re: What Book Are You Currently Reading? Part VI

Mosquito Coast, Paul Theroux. Excellent, surpassed my expectations. The slow burn from eccentric inventive genius to manic, paranoid genius was well executed. Bone Clocks, David Mitchell. Halfway through. Reminds me a bit of Junot Diaz. Wild ride. Some parts are heartachingly compelling. Beauty and...
by Blues
Mon Jul 13, 2015 11:46 am
Forum: Personal Consumer Issues
Topic: Password Management
Replies: 56
Views: 2937

Re: Password Management

Generally I try to avoid ever entering passwords on Android devices: Android is probably the least secure platform in general use. My tablet does know my Rhapsody and Netflix passwords, but those are low-value targets. Totally agree. Our android and ios devices are strictly used for entertainment. ...
by Blues
Mon Jul 13, 2015 7:50 am
Forum: Personal Consumer Issues
Topic: Password Management
Replies: 56
Views: 2937

Re: Password Management

LastPass. Make sure to use a strong master password as well as complex passwords for all financial (and other important) sites. (It goes without saying that you should not use any password for more than one site.) Also avail yourself of multi-factor authentication where available plus limits and res...
by Blues
Thu Jul 09, 2015 9:52 am
Forum: Personal Consumer Issues
Topic: Chromebook: WiFi Monochrome Laser for Google Cloud Print
Replies: 17
Views: 1985

Re: Chromebook: WiFi Monochrome Laser for Google Cloud Print

Just as a quick follow-up, I wanted to mention that since hooking the printer up to the router via ethernet cable, I've tested and successfully run wi-fi printing jobs by means of the Brother "iPrint&Scan" app via both iPhone and Kindle Fire. (Worked great in tandem with document scann...
by Blues
Wed Jul 08, 2015 10:55 am
Forum: Investing - Theory, News & General
Topic: "Vanguard's recommended international allocation."
Replies: 63
Views: 6709

Re: "Vanguard's recommended international allocation."

Anyone else in the same situation with having both VTIAX and VFWAX as a result of tax loss harvesting? We still hold FTSE Int'l (as well as FTSE Int'l Small Cap) because when I calculated how long it would take to recover the tax bite (from realized capital gains) via the lower expense ratio of Tot...
by Blues
Wed Jul 08, 2015 7:33 am
Forum: Investing - Theory, News & General
Topic: "Vanguard's recommended international allocation."
Replies: 63
Views: 6709

Re: "Vanguard's recommended international allocation."

I haven't done the math recently, but I suspect half of our "nest egg" is in "cash" and the other half in a 60/40 balanced portfolio. Of the "60" in the "60/40", 15 - 20% is international, with a modest tilt to emerging markets. John, your portfolio is essent...
by Blues
Mon Jul 06, 2015 10:25 pm
Forum: Personal Consumer Issues
Topic: Chromebook: WiFi Monochrome Laser for Google Cloud Print
Replies: 17
Views: 1985

Re: Chromebook: WiFi Monochrome Laser for Google Cloud Print

telemark wrote:Good news. :D

If your printing is infrequent enough, you might consider leaving it unplugged when not in use, just in case lightning strikes twice.


I was thinking just that earlier this afternoon. :oops: :P
by Blues
Mon Jul 06, 2015 3:28 pm
Forum: Personal Consumer Issues
Topic: Chromebook: WiFi Monochrome Laser for Google Cloud Print
Replies: 17
Views: 1985

A Minor Victory Of Sorts...

Had some downtime today and decided to try reinstalling the seemingly incapacitated HL-2270DW...but this time directly to the router via ethernet cable. (It had previously been installed via USB which was no longer working.) After a few moments of trepidation and uncertainty it not only installed su...
by Blues
Sun Jul 05, 2015 9:49 am
Forum: Personal Consumer Issues
Topic: Chromebook: WiFi Monochrome Laser for Google Cloud Print
Replies: 17
Views: 1985

Re: Chromebook: WiFi Monochrome Laser for Google Cloud Print

Hmmm, looks like another viable choice might be the HL-L2380DW: http://www.amazon.com/Brother-HL-L2380DW-Wireless-Monochrome-Printer/dp/B00HRG01A4/ref=cm_cr_pr_product_top?ie=UTF8 Does anyone know if, for example, one hooked up one of these printers via ethernet cable and installed drivers on a PC, ...
by Blues
Sat Jul 04, 2015 2:43 pm
Forum: Personal Consumer Issues
Topic: Chromebook: WiFi Monochrome Laser for Google Cloud Print
Replies: 17
Views: 1985

Re: Chromebook: WiFi Monochrome Laser for Google Cloud Print

telemark wrote:Then you're good to go.


:beer (Check your PM's when you get a chance.)
by Blues
Sat Jul 04, 2015 11:41 am
Forum: Personal Consumer Issues
Topic: Chromebook: WiFi Monochrome Laser for Google Cloud Print
Replies: 17
Views: 1985

Re: Chromebook: WiFi Monochrome Laser for Google Cloud Print

From their site it appears to be fully supported:

Windows® XP Home Edition
Windows® XP Professional Intel® Pentium® II or equivalent 128 MB 256 MB 80 MB
Windows® XP Professional x64 Edition 64-bit (Intel® 64 or AMD64) supported CPU 256 MB 512 MB
by Blues
Sat Jul 04, 2015 11:00 am
Forum: Personal Consumer Issues
Topic: Chromebook: WiFi Monochrome Laser for Google Cloud Print
Replies: 17
Views: 1985

Re: Chromebook: WiFi Monochrome Laser for Google Cloud Print

telemark, now we're getting to the crux of the issue. For as little printing as we do, I'm wondering if it wouldn't be better to just hook up the printer via USB to my older XP system (while it lasts) and send my few print jobs to it via email or thumb drive. (I generally send via an attachment to a...
by Blues
Sat Jul 04, 2015 9:57 am
Forum: Personal Consumer Issues
Topic: Chromebook: WiFi Monochrome Laser for Google Cloud Print
Replies: 17
Views: 1985

Re: Chromebook: WiFi Monochrome Laser for Google Cloud Print

Wireless performance is going to vary widely because it depends so much on circumstance. Some people live in big houses with thick walls, some live in small apartments with lots of interference with neighboring routers, some printers may have trouble connecting to some wifi routers. If you can run ...
by Blues
Sat Jul 04, 2015 7:46 am
Forum: Personal Consumer Issues
Topic: Chromebook: WiFi Monochrome Laser for Google Cloud Print
Replies: 17
Views: 1985

Re: Chromebook: WiFi Monochrome Laser for Google Cloud Print

Thanks, Mike and telemark. I've read many of the reviews from the laudatory through the gnashing of teeth. I'm hoping to get some comments (as well) from firsthand experience with a particular device from those who have gone through the process either painlessly or with an attendant loss of hair. :w...
by Blues
Fri Jul 03, 2015 12:01 pm
Forum: Personal Consumer Issues
Topic: Chromebook: WiFi Monochrome Laser for Google Cloud Print
Replies: 17
Views: 1985

Chromebook: WiFi Monochrome Laser for Google Cloud Print

Was hoping that some folks might chime in with their recommendations for an economical WiFi monochrome laser printer to be used in tandem with a chromebook and google cloud print. We rarely need to print at all...the occasional return label and a document or two every now and again. I had an inexpen...
by Blues
Mon Jun 22, 2015 1:13 pm
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 194
Views: 17159

Re: OPM breach and credit freeze

I need to correct something I said before. I said that Equifax wouldn't do anything online - I goofed, it was Experian. Equifax was very responsive online. And, when I looked at the opening page of the id theft website (didn't have to dig very deep :oops: ), I found the phone numbers for all three ...
by Blues
Mon Jun 22, 2015 12:49 pm
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 194
Views: 17159

Re: OPM breach and credit freeze

Isn't the first rule of security clearances that you don't talk about your security clearance? That's the second post on this thread calling out themselves or family members as clearance holders. Yes this is a mostly anonymous website, but given the concerns expressed in this thread, and the known ...
by Blues
Mon Jun 22, 2015 11:55 am
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 194
Views: 17159

Re: OPM breach and credit freeze

Identity theft is one obvious consequence, but has anyone considered that those with security clearances may now be targeted while traveling overseas? Including those of us who retired with TS and similar clearances in place. In this world nothing can be said to be certain, except death and taxes. ...
by Blues
Sun Jun 21, 2015 5:40 pm
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 194
Views: 17159

Re: OPM breach and credit freeze

That's not my experience. I think you might have answered one of the ID verification questions incorrectly and that alone will send you to the "mail in" camp. It is a pain to deal with the credit bureaus, but one has to do what's necessary. I had an issue with Experian online, (Equifax, T...
by Blues
Sun Jun 21, 2015 1:05 pm
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 194
Views: 17159

Re: OPM breach and credit freeze

I can't recall at the moment if I saw mention of Innovis here or on a different site but they appear to be another agency worth placing the freeze with:

https://www.innovis.com/personal/securityFreeze
by Blues
Sun Jun 21, 2015 7:13 am
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 194
Views: 17159

Re: OPM breach and credit freeze

Here is a synopsis by Consumer Reports of some steps to be taken and their opinion (#8 in the list) in regard to paying for identity theft services:

http://www.consumerreports.org/cro/news ... /index.htm
by Blues
Sat Jun 20, 2015 7:58 pm
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 194
Views: 17159

Re: OPM breach and credit freeze

Per the IRS: "Alert: The online Get Transcript service is currently unavailable. You may still order transcripts using the Get Transcript by Mail service. We apologize for any inconvenience." I believe that has been the reported status for a few months now...since they realized that the s...
by Blues
Sat Jun 20, 2015 1:56 pm
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 194
Views: 17159

Re: OPM breach and credit freeze

Well, based upon our discussion here I've instituted a freeze with the big 3 as well as ChexSystems.

Also set up fraud alert status for the missus along with an additional ChexSystems freeze under her SSN.

Thanks again for the motivation as well as the additional info. :beer
by Blues
Sat Jun 20, 2015 10:44 am
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 194
Views: 17159

Re: OPM breach and credit freeze

I would recommend instituting a freeze with the three major services well as CheckSystems. The cost is minimal. A while back I went to open a CD at a local bank and they ran an Equifax report in addition to CheckSystems. I suppose each service flags different behavior. Thank you. I think I'll do so...
by Blues
Sat Jun 20, 2015 10:13 am
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 194
Views: 17159

Re: OPM breach and credit freeze

skepticalobserver wrote:Note that you can institute a freeze with CheckSystems and by doing so block the fraudulent opening of a bank account


If one institutes a freeze with ChexSystems do they still have to do the same with the three major credit monitoring services (Trans Union, Experian, Equifax)?
by Blues
Sat Jun 20, 2015 7:35 am
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 194
Views: 17159

Re: OPM breach and credit freeze

Haven't been contacted (yet) but have opted for setting up the "fraud alert" (which I believe covers at least 90 days by the three credit monitoring agencies). Not sure what further steps we will take if / when we are contacted.
by Blues
Sat Jun 13, 2015 1:32 pm
Forum: Personal Consumer Issues
Topic: Chromebooks- What is the lure?
Replies: 104
Views: 8642

Re: Chromebooks- What is the lure?

Thanks Shadow Dancer. I installed Adblock Plus and Disconntect. HTTPS Everywhere had some review that it was a memory hog. I'm too lazy to use a Password Manager at this stage. As I mentioned I don't travel with my Chromebook but only with my Surface Pro 3. Thanks for the information. Lynette I'd r...
by Blues
Fri Jun 12, 2015 7:37 am
Forum: Personal Consumer Issues
Topic: Chromebooks- What is the lure?
Replies: 104
Views: 8642

Re: Chromebooks- What is the lure?

Simplicity. Speed. Quiet...and freedom from incessant (and often conflicting) operating system and security updates. (And then there's the low price as an added bonus.) I was very skeptical about replacing my older XP system with Chromebook but I have come to love it. About the only thing I use my X...
by Blues
Tue May 26, 2015 7:36 am
Forum: Investing - Help with Personal Investments
Topic: Ally Savings and MMA
Replies: 23
Views: 3225

Re: Ally Savings and MMA

Another vote for Ally. We've had good experiences with the MM account as well as a handful of cd's over the past few years.
by Blues
Wed May 20, 2015 10:35 am
Forum: Personal Consumer Issues
Topic: Best Chromebook 2015
Replies: 55
Views: 5724

Re: Best Chromebook 2015

Can you do without virus and malware programs? That would be great also. There are no AV's for Chromebook (that I'm aware of) but I do use a very few extensions which can enhance security. (The extensions require little or no user input once set.) Adblock Plus can, depending on the subscriptions yo...
by Blues
Wed May 20, 2015 7:16 am
Forum: Personal Consumer Issues
Topic: Best Chromebook 2015
Replies: 55
Views: 5724

Re: Best Chromebook 2015

tc101 wrote:Has anyone used a Chromebook touch screen?


I've had the Acer C720P for about 15 months and it has been virtually flawless.
by Blues
Sun May 17, 2015 7:16 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 887
Views: 159388

Re: What Book Are You Currently Reading? Part VI

"The Whites" by Richard Price (as Harry Brandt)

...and...

"Where All Light Tends To Go" by David Joy
by Blues
Mon May 11, 2015 7:35 am
Forum: Personal Finance (Not Investing)
Topic: Which Company Do You Have Auto Insurance With?
Replies: 105
Views: 6501

Re: Which Company Do You Have Auto Insurance With?

Amica (also home, umbrella)
by Blues
Tue Apr 28, 2015 2:22 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 887
Views: 159388

Re: What Book Are You Currently Reading? Part VI

gkaplan wrote:
Blues wrote:"The Harder They Come" by T.C. Boyle (My first by this author.)


I'm reading The Tortilla Curtain by the same writer, my first by T. C. Boyle, as well.


Let me know what you think of it. I'll do the same.
by Blues
Tue Apr 28, 2015 7:15 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 887
Views: 159388

Re: What Book Are You Currently Reading? Part VI

"The Harder They Come" by T.C. Boyle (My first by this author.)
by Blues
Mon Apr 27, 2015 7:17 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 887
Views: 159388

Re: What Book Are You Currently Reading? Part VI

"Entry Island" by Peter May.
by Blues
Tue Apr 21, 2015 7:35 am
Forum: Investing - Theory, News & General
Topic: Bernstein: "If you've won the game, stop playing."
Replies: 146
Views: 16405

Re: Bernstein: "If you've won the game, stop playing."

The 30/70 ratio of equities to fixed income has been our standard for the past few years. It works well for us and has allowed us to both grow the portfolio to new highs as well as sleep like babies at night. (Retired for 12+ years now with no debt and sufficient "guaranteed" income to mee...
by Blues
Wed Apr 15, 2015 4:43 pm
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 358
Views: 152351

Re: TV show recommendations?

From a retired big city cop, The Wire is the only realistic Cop show ever on TV. Hill Street Blues was close A great show available on Netflix and Amazon Prime Video is the British series "Prime Suspect" with Helen Mirren. As a retired fed myself, I'd have to say that this was one of the ...
by Blues
Sat Apr 11, 2015 8:22 am
Forum: Personal Consumer Issues
Topic: Propane Heating and Septic Tanks
Replies: 36
Views: 2240

Re: Propane Heating and Septic Tanks

Since most folks have already (and very well) covered the pros, cons and things to be aware of I'll just state that we have had going on 12 years of essentially trouble free living with propane heating, well and septic here in the (beautiful) Blue Ridge mountains of western NC. The higher cost of pr...
by Blues
Thu Apr 09, 2015 7:19 am
Forum: Personal Finance (Not Investing)
Topic: 2 commas and mortgage-free
Replies: 33
Views: 4985

Re: 2 commas and mortgage-free

Congrats. It's a great "club" to belong to. (We also owe a debt to the good people on this site for their assistance with our own success story. :sharebeer )
by Blues
Fri Mar 27, 2015 7:46 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 887
Views: 159388

Re: What Book Are You Currently Reading? Part VI

"Alex" by Pierre Lemaitre
"J" by Howard Jacobson
by Blues
Tue Mar 03, 2015 8:16 am
Forum: Investing - Theory, News & General
Topic: Taylor Larimore Honored
Replies: 59
Views: 6391

Re: Taylor Larimore Honored

Congrats to a very worthy gentleman and (mostly) unsung hero. :sharebeer
by Blues
Sat Feb 28, 2015 12:14 pm
Forum: Investing - Theory, News & General
Topic: International increase in Target Retirement & LifeStrategy
Replies: 235
Views: 27377

Re: International increase in Target Retirement & LifeStrate

However, this does show that there is no such thing as "invest and forget." You still should pay attention to what is going on TR fund or not. I agree. At first I was a bit concerned about the allocation changes...but when I crunched the actual numbers for our investment in one of the LS ...
by Blues
Fri Feb 20, 2015 8:16 am
Forum: Personal Consumer Issues
Topic: electric toothbrush
Replies: 38
Views: 2706

Re: electric toothbrush

This is the Sonicare model I use (as recommended by our dental hygienist and dentist): http://www.amazon.com/Philips-Sonicare-HX6511-50-Rechargeable/dp/B004M1BO3U It is super easy to clean and maintain and it's never given a lick of trouble. Gets a bit over two weeks on a charge. As you can see, the...
by Blues
Mon Feb 16, 2015 6:21 pm
Forum: Investing - Theory, News & General
Topic: Improving the Lifestrategy Funds
Replies: 63
Views: 6009

Re: Improving the Lifestrategy Funds

msi wrote:Switch them to Admiral shares.


As much it pains me to agree with a Flyers fan...I agree. :beer (Lifelong Rangers fan here.)

The ER is quite reasonable and I have no kick but Admiral shares would be lovely. (Otherwise, I'd leave 'em alone. They're fine as they are.)
by Blues
Sat Feb 07, 2015 8:11 am
Forum: Personal Consumer Issues
Topic: TaxACT Ultimate - $12
Replies: 2
Views: 567

Re: TaxACT Ultimate - $12

Excellent price...too bad it doesn't appear to be for the 2015 tax year. (Though I imagine a similar deal will be upcoming within a few months.)
by Blues
Sat Jan 31, 2015 2:32 pm
Forum: Personal Finance (Not Investing)
Topic: Filed your 2014 Federal Taxes yet?
Replies: 60
Views: 4537

Re: Filed your 2014 Federal Taxes yet?

E-filed last Saturday, the 24th. The state was paid with the e-file and the federal refund was received yesterday after (only) 6 days.
by Blues
Sat Jan 31, 2015 8:05 am
Forum: Personal Finance (Not Investing)
Topic: Refund from the IRS? Why?
Replies: 51
Views: 5311

Re: Refund from the IRS? Why?

Surprisingly, when I checked the IRS' "Refund Status" site just this morning it indicated that my refund had been approved and should be rec'd by my financial institution this Friday. All the more surprising since I only e-filed (via TaxAct Online) this past Saturday. This would be less t...
by Blues
Fri Jan 30, 2015 4:07 pm
Forum: Investing - Theory, News & General
Topic: The lowest stock allocation you plan to stay with
Replies: 79
Views: 5261

Re: The lowest stock allocation you plan to stay with

Warren Buffet warned: "To make money they didn't need, they risked what they did have and did need." Once you have accumulated a bit more than what you think will be more than enough, why invest in stocks at all? That's a great quote! I would not go to 0% stocks myself. I want some stocks...

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