Search found 31 matches

Return to advanced search

What to put in a taxable account.

From reading the wiki and other sources I gather one needs to focus on keeping tax efficient funds and ETF's in taxable accounts. Does anyone have specific recommendations, or could you tell what you keep in your accounts.
by Blister
Sat Mar 15, 2014 3:41 pm
 
Forum: Investing - Theory, News & General
Topic: What to put in a taxable account.
Replies: 9
Views: 909

Re: High Earners - What's Your Profession?

According to 2011 data an average household income over $101K would put you in the top 20% in the country. Over $200k would put you in the top 4%. Everything is relative. Bogleheads are mostly high earners.

http://en.wikipedia.org/wiki/Household_ ... ted_States
by Blister
Mon Jan 20, 2014 7:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 334
Views: 22781

Social security retirement

I have read some about the various ways a person and their spouse can file for social security to maximize their overall retirement benefits. But it seems somewhat confusing. Searching amazon there seems to be quite a few books out there but just reading the reviews is often not helpful. Does anyone...
by Blister
Mon Oct 14, 2013 8:27 am
 
Forum: Personal Finance (Not Investing)
Topic: Social security retirement
Replies: 4
Views: 638

Re: How Much Did You Spend on Your Engagement Ring??

$450 but that was 39 years ago. Nearly half of my net worth at the time. Marriage and ring seems to have lasted longer than most. :)
by Blister
Wed May 08, 2013 11:09 pm
 
Forum: Personal Consumer Issues
Topic: How Much Did You Spend on Your Engagement Ring??
Replies: 289
Views: 19062

Re: How does VXUS (VG INTL Index ETF) track the market?

An ETF unlike a mutual fund is valued at what a party is willing to pay. Therefore its price may be at either a discount (less than the value of its holdings) or a premium (more than the value of its holdings) Agree with above that if the "disconnect" gets too great someone would sweep in ...
by Blister
Wed May 08, 2013 2:33 pm
 
Forum: Investing - Theory, News & General
Topic: How does VXUS (VG INTL Index ETF) track the market?
Replies: 8
Views: 654

locking in gains or wash sale

Was thinking of selling my VEA as I have long term gains and buying VIUS. Would there be "significant difference" in the two so I would not have to worry about a wash sale.

this is in a taxable account and part of my international stock allocation.
by Blister
Wed May 08, 2013 2:11 pm
 
Forum: Investing - Theory, News & General
Topic: locking in gains or wash sale
Replies: 5
Views: 352

Re: BigMoney Jobs(high school student wants to be rich some

You can't just pick a field because of salary. You cannot discount the years of suffering that are involved in getting an advanced degree such as medicine and law. For medicine it's 4 years Bachelors, 4 years medical school, 3-10 years residency/fellowship. You cannot discount the student debt that ...
by Blister
Wed May 01, 2013 4:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: BigMoney Jobs(high school student wants to be rich some day)
Replies: 102
Views: 7051

Re: No will-is an executor necessary?

Having recently gone thru two family deaths, where I and my wife served as executors; I can only imagine what a night mare it would be without a will. The state will basically decide where any property goes. This site may give you an idea of whats in store. http://livingtrustnetwork.com/estate-plann...
by Blister
Tue Apr 16, 2013 3:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: No will-is an executor necessary?
Replies: 9
Views: 579

Re: Wedding band durability & long-term costs- gold vs plati

Have had a gold band for 38 years and not worn out yet. Does get a little tight at times. :D
by Blister
Fri Apr 05, 2013 11:09 am
 
Forum: Personal Consumer Issues
Topic: Wedding band durability & long-term costs- gold vs platinum?
Replies: 40
Views: 2185

Re: Stockman Warns of Crash of Fed-Fueled Bubble Economy

"In 2010, Stockman agreed to pay $7.2 million to settle a lawsuit with the Securities and Exchange Commission that claimed he had misled investors as chief executive officer of Collins & Aikman Corp., a maker of auto parts. "

consider the source.

Just more noise.
by Blister
Tue Apr 02, 2013 10:38 am
 
Forum: Investing - Theory, News & General
Topic: Stockman Warns of Crash of Fed-Fueled Bubble Economy
Replies: 20
Views: 1595

Re: helping my daughter buy a house

Agree with most of the other posters that it doesn't seem to be a good idea to co-sign a loan unless you are willing to take over the payment. (Worst case ) And unfortunately the worst case can and sometimes does happen.
by Blister
Sun Mar 17, 2013 10:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: helping my daughter buy a house
Replies: 18
Views: 1950

Re: Your Home Equity / Net Worth Ratio?

17%

yes

22%
by Blister
Thu Mar 14, 2013 8:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Your Home Equity / Net Worth Ratio?
Replies: 69
Views: 2796

Re: 1 Stock - How to Play it? - Margin Implications - Need H

If you know it will go to 31 wait and sell it then. Or if this is a good investment why sell at all. If this is a speculation then gamble. :confused
by Blister
Thu Mar 14, 2013 7:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: 1 Stock - How to Play it? - Margin Implications - Need Help!
Replies: 38
Views: 2222

Re: Why is the market climbing so fast?

All the big institutions want to get in before the end of quarter so it would look like they have been carrying winners all along.

Or maybe not.... :?:
by Blister
Thu Mar 14, 2013 5:41 pm
 
Forum: Investing - Theory, News & General
Topic: Why is the market climbing so fast?
Replies: 41
Views: 4781

Umbrella Liability Policy

Does anyone have an Umbrella Liability policy and if so how do you determine how much to have it insure? (ie the amount) This would be over and above regular homeowners and car insurance.
by Blister
Tue Mar 12, 2013 12:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Umbrella Liability Policy
Replies: 5
Views: 463

Re: Living with Less. A Lot Less (NYTimes Article)

Precisely why I would not want to live in NYC or any other large metro area. They are nice places to visit though. I'll keep my 16 acres in the hills of Tennessee. :happy
by Blister
Tue Mar 12, 2013 12:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Living with Less. A Lot Less (NYTimes Article)
Replies: 74
Views: 9965

Re: Backtesting Software

"Past Performance is Not Indicative of Future Results
by Blister
Sun Mar 03, 2013 11:50 pm
 
Forum: Investing - Theory, News & General
Topic: Backtesting Software
Replies: 12
Views: 1013

Re: Would you seriously date someone with $300K in debt?

Seriously date ? Yes................ Enter into a legal contract with an impoverished lawyer (ie marriage)...............mmmm not so much. :P
by Blister
Thu Feb 28, 2013 5:08 pm
 
Forum: Personal Consumer Issues
Topic: Would you seriously date someone with $300K in debt?
Replies: 85
Views: 3271

Re: So what will people do? [if bond bubble bursts]

In answer to the original question.

Rebalance and stay the course.
by Blister
Thu Feb 28, 2013 5:04 pm
 
Forum: Investing - Theory, News & General
Topic: So what will people do? [if bond bubble bursts]
Replies: 66
Views: 5089

Simplifing a portfolio

Presently I have several different retirement plans. A 401K with my present employer. A Roth and traditional IRA. And two 403B accounts. One with TIAA-Cref and the other with Valic. I have been thinking about trying to simplify the number of accounts and am considering rolling the Valic over to my t...
by Blister
Fri Feb 08, 2013 12:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Simplifing a portfolio
Replies: 1
Views: 307

Re: Self employed AA...

How old are your?
by Blister
Thu Jan 24, 2013 10:01 pm
 
Forum: Investing - Theory, News & General
Topic: Self employed AA...
Replies: 2
Views: 233

Re: chosing an attorney

Thanks for the suggestions. The town she is in is High Point , NC I may call the law school at Wake Forest which is the nearest one . If anyone has any contacts in that area let me know. Thanks
by Blister
Thu Oct 25, 2012 9:32 pm
 
Forum: Personal Consumer Issues
Topic: chosing an attorney
Replies: 12
Views: 977

chosing an attorney

My mother wants to set up a trust for my disabled sister and would like me to handle this. The problem is she lives 200 miles away in another state. My mother also wants to use someonein her local town. My question is how do I find a competent affordable lawyer not knowing anyone in that area. The o...
by Blister
Thu Oct 25, 2012 2:47 pm
 
Forum: Personal Consumer Issues
Topic: chosing an attorney
Replies: 12
Views: 977

Re: Medical practice buy-in

IMHO. The value of the practice could be determined by looking at the salary premium you would make as a partner compared to remaining an employee of the group or any similar position in the area. ie if you are making 150K as employee and the partners are making 200K that extra bump in income should...
by Blister
Wed May 09, 2012 10:08 am
 
Forum: Personal Finance (Not Investing)
Topic: Medical practice buy-in
Replies: 30
Views: 2627

Re: Car to Gross Income Ratio - under 35

1:2 Just finished my residency. 280ZX 1980 Loved that car but not very practical. Traded it in on a miniVan 3 years later. :(
by Blister
Mon May 07, 2012 7:05 pm
 
Forum: Personal Consumer Issues
Topic: Car to Gross Income Ratio - under 35
Replies: 41
Views: 3376

Re: Average wedding = 25k?

I have one daughter and I said I would give her 25K or a big wedding. She can choose. We will see if she is a boglehead. :?:
by Blister
Mon May 07, 2012 5:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Average wedding = 25k?
Replies: 110
Views: 6785

Re: Med school at 29 year old, is this a viable plan?

Been a family physician for past 30 years Most I ever made was last year 180K. If you are making 135K now giving up that job for the next 7-10 years your will never come out ahead. (from a financial point of view) But if you really enjoy helping others and making lots of money is not your goal then ...
by Blister
Tue Apr 17, 2012 9:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Med school at 29 year old, is this a viable plan?
Replies: 89
Views: 5455

Re: Whats out of favor now?

long term bonds are definately out of favor.
by Blister
Tue Apr 17, 2012 7:25 pm
 
Forum: Investing - Theory, News & General
Topic: Whats out of favor now?
Replies: 71
Views: 3996

Non deductable IRA

Is it worthwhile to put money in a Non-deductable IRA. I contribute max to 401K. Have an IRA from earlier and Roth. AGI too high to do the Roth this year or a traditionable deductable IRA. I realize the earnings would be taxed deferred. I would want to keep this seperate from my deductable IRA (book...
by Blister
Sun Mar 25, 2012 1:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Non deductable IRA
Replies: 2
Views: 323

Re: Elderly Parent and annuities

Thanks for the input. I got a copy of all the contracts and will be trying to sort out the details. Will be contacting this agent. You guys are very supportive.
by Blister
Wed Mar 07, 2012 9:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: Elderly Parent and annuities
Replies: 5
Views: 532

Elderly Parent and annuities

I have not been involved in my parents financial decisions in the past, but my father recently passed away and as coexecutor to his estate I learned more than I wanted to know. He was not a wealthy man in monetary terms but lived a simple lifestyle with my mother. I discovered that they both have Eq...
by Blister
Tue Mar 06, 2012 9:44 am
 
Forum: Investing - Help with Personal Investments
Topic: Elderly Parent and annuities
Replies: 5
Views: 532

Return to advanced search