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That's actually great advise. I never really thought of it that way. It really solves 2 problems for me. 1. It allows me to minimize my costs as much as possible. 2. Each account becomes its own asset class which makes it really easy for me to know what my asset allocation is at any given time (I wo...

Age: 34 Desired Asset allocation: 90% stocks / 10% bonds Desired International allocation: ? Current retirement assets - $120K His 401k - 62.5% Investment Symbol Gross Expense Ratio Allocation% EQUITY/STOCK DWS RREEF REAL ESTATE SEC INST RRRRX 0.61% 24.27% HARBOR INTL FUND HAINX 0.79% 10.84% HARBOR:...

"We currently live rent free in an apartment own by family. They have been very very kind to us and I don't think they're in a hurry to see us leave. So we don't actually HAVE TO buy a property." If you don't have to, don't. Keep saving and buy a house that you and your family will live i...

Sorry to come to the table late. I never post to this site. I come here and read the advice and try to relate it to myself. Some of the stuff is not really applicable, but a lot of it I can incorporate into my life and the way that I live it. I was once a big spender. I would go out to restaurants a...