Search found 2292 matches

by BigFoot48
Mon Aug 24, 2015 8:31 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1924
Views: 339326

Re: U.S. stocks in freefall

Thebigc wrote:Shouldn't this thread title be China builds full size replica of 1929.

Good one!
by BigFoot48
Tue Aug 18, 2015 8:02 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 28193

Re: Free Windows 10 Upgrade, Yes or No?

Interesting to me since I have an Acer Aspire V5 touchscreen running 8.1 (updated from 8). Mine's an Aspire V5-573 touchscreen. It had a corrupt startup file of some sort that was causing it to fail at the 24% install point. A lot of people are having this problem so a solution had been developed r...
by BigFoot48
Tue Aug 18, 2015 7:30 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 28193

Re: Free Windows 10 Upgrade, Yes or No?

I used the USB "run setup" method to do a non-clean install on four computers. Only my latest, a Acer laptop running 8.1, gave me any problems.
by BigFoot48
Fri Aug 14, 2015 3:53 pm
Forum: Personal Consumer Issues
Topic: SUV advice
Replies: 119
Views: 8296

Re: SUV advice

Interesting... Highlander still on the short list. Probably worth the cheddar. Edit: after reading rave reviews, it is definitely on top of the short list. Wonder if this one is worth shelling out $50k for the Hybrid and driving it for the next 10+ years. I have a Ford C-Max plug-in hybrid and look...
by BigFoot48
Tue Aug 11, 2015 12:55 pm
Forum: Personal Consumer Issues
Topic: Anyone not own a Smartphone
Replies: 76
Views: 3878

Re: Anyone not own a Smartphone

For those that want a inexpensive smartphone I recommend the Tracfone LG L41c (aka LG Ultimate 2). It's a full-featured Android device, costs about $80 with another $80-$100 a year for minutes/data/text. Here's a thread on it: http://www.howardforums.com/showthread.php/1849278-OFFICIAL-LG-Ultimate-2...
by BigFoot48
Mon Aug 10, 2015 12:12 pm
Forum: Personal Consumer Issues
Topic: SUV advice
Replies: 119
Views: 8296

Re: SUV advice

We have a 2015 Toyota Highlander Limited on order. We had decided to buy another minivan after owning a 2007 Odyssey, and test drove the Honda, Kia and Toyota, and were leaning toward the Toyota. A chance comment by the salesman that I could get the advanced safety features I liked for about $5k les...
by BigFoot48
Thu Aug 06, 2015 2:00 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 28193

Re: Free Windows 10 Upgrade, Yes or No?

I've had Windows 10 for a number of days now and have had no issues but for my inability to get the VLC media player icon into the side bar on what passes for the Metro screen in Windows 10. "All Apps" does not include all apps and for some reason (I can use the desktop icon) this annoys ...
by BigFoot48
Wed Aug 05, 2015 1:44 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 28193

Re: Free Windows 10 Upgrade, Yes or No?

I'm still using Office 2003 on two Windows 7 laptops. I see conflicting reports online as to whether Office 2003 will work with W10. The official MS position is that its not compatible, whatever that means. However several blogs say it may work in compatibility mode. At least one blog claims it wor...
by BigFoot48
Wed Aug 05, 2015 10:38 am
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 28193

Re: Free Windows 10 Upgrade, Yes or No?

What does Microsoft say is best practices for a home upgrade from 8.1 to 10? There are two pieces to the puzzle: how do we do the backup--don't just say "do a backup." File recovery tool? File history tool? System image tool? Then, how do we migrate user accounts from the backup? Windows ...
by BigFoot48
Wed Aug 05, 2015 9:04 am
Forum: Personal Finance (Not Investing)
Topic: Porting landline to cell phone. e-911 service?
Replies: 9
Views: 472

Re: Porting landline to cell phone. e-911 service?

How does one port the land line number to the cell phone number? We're paying $40/month for a land line and I've been thinking of dropping it and using only our Tracfone. Do I understand that I can keep the land line number somehow along with the cell number by porting it?
by BigFoot48
Tue Aug 04, 2015 3:35 pm
Forum: Investing - Help with Personal Investments
Topic: Roth conversion: Threshold checklist
Replies: 50
Views: 3168

Re: Roth conversion: Threshold checklist

VictoriaF, really enjoyed this thread and love the idea. Not too adept at Excel though, any chance you might be willing to share your Excel model with the Boglehead community? Although certainly not to the detailed quality of Victoria's in the tax area, try mine to get a general overview of the con...
by BigFoot48
Sun Aug 02, 2015 4:11 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 28193

Re: Free Windows 10 Upgrade, Yes or No?

Windows 10 breaks Microsoft Money Plus - Sunset as it requires IE 6 to run. The good news is someone has posted a registry edit that will fix it. I used it and it works, but use at your own risk. (It just changes the code for the installed version of IE - don't know what impact that might have on us...
by BigFoot48
Sun Aug 02, 2015 2:09 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 28193

Re: Free Windows 10 Upgrade, Yes or No?

My attempts at updating my Acer laptop running 8.1 have failed about a dozen times, including using the downloaded update on a thumb drive. On the other hand, the thumb drive was used to update my Win7 Asus desktop with SSD/HD and it went flawlessly.
by BigFoot48
Tue Jul 21, 2015 2:28 pm
Forum: Personal Consumer Issues
Topic: Ford Explorer vs. Honda Pilot
Replies: 36
Views: 3726

Re: Ford Explorer vs. Honda Pilot

Another nutty thing about the 2016 Pilot is that you can get the EX trim with the Navigation system OR the Honda Sensing (safety electronics) system, but not both. To get that, once again you have to cough up $47-$48K for the Elite trim level, which has stuff like the backseat entertainment system,...
by BigFoot48
Thu Jul 16, 2015 9:38 am
Forum: Personal Consumer Issues
Topic: Are you going to shop on Prime Day?
Replies: 89
Views: 7652

Re: Are you going to shop on Prime Day?

I ended up buying nothing. A lot of funny twitter comments on the lameness of the event here: http://www.hollywoodreporter.com/news/a ... ain-808871
by BigFoot48
Wed Jul 15, 2015 12:08 pm
Forum: Personal Consumer Issues
Topic: Ford Explorer vs. Honda Pilot
Replies: 36
Views: 3726

Re: Ford Explorer vs. Honda Pilot

No kids to haul but we just ordered a Toyota Highlander (our first Toyota) for making road trips and hauling stuff. Went with it because of reliability, resale value, safety features, and center arm rest. Started out thinking we'd get another minivan as we had an Odyssey a few years ago, but switche...
by BigFoot48
Tue Jul 14, 2015 12:40 pm
Forum: Personal Consumer Issues
Topic: Are you going to shop on Prime Day?
Replies: 89
Views: 7652

Re: Are you going to shop on Prime Day?

It's starts at 3AM Eastern time BTW. Get in line early as those $75 TVs will be going quick .... all 10? of them.
by BigFoot48
Tue Jul 14, 2015 9:56 am
Forum: Personal Consumer Issues
Topic: Are you going to shop on Prime Day?
Replies: 89
Views: 7652

Re: Are you going to shop on Prime Day?

http://www.amazon.com/gp/product/B0062ZNYFK?psc=1&redirect=true&ref_=oh_aui_search_detailpage BigFoot48, I bought this for my Brother printer.. It works fine... Good to know - I have a much more expensive one ($14.99) in my Wish List! http://www.amazon.com/dp/B007HQW8ZU/ref=wl_it_dp_o_pC_nS...
by BigFoot48
Tue Jul 14, 2015 8:45 am
Forum: Personal Consumer Issues
Topic: Are you going to shop on Prime Day?
Replies: 89
Views: 7652

Re: Are you going to shop on Prime Day?

Since it's also my birthday I will be cruising the offers and see if any match up with my Wish List items. Who knows, maybe Brother toner cartridges will be half off, or that lighted keyboard I'm lusting for will finally be less than $100. I'm in for a shopping day and getting the loot in two days. ...
by BigFoot48
Wed Jul 08, 2015 2:07 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1924
Views: 339326

Re: U.S. stocks in freefall

Just heard the fall in the Chinese market is 8x the entire Greek economy. :shock:
by BigFoot48
Wed Jun 17, 2015 2:52 pm
Forum: Investing - Help with Personal Investments
Topic: tIRA's RMDs causing increasing tax concerns
Replies: 62
Views: 7687

Re: tIRA's RMDs causing increasing tax concerns

If you want to avoid creating your own spreadsheet, use my Retiree Portfolio Model to approximate the tax impacts from SS benefits, Roth conversions and RMD, then refine with Taxcaster etc. for the current year: Retiree Portfolio Model
by BigFoot48
Wed Jun 17, 2015 1:51 pm
Forum: Personal Consumer Issues
Topic: Tips/Advice for Negotiating w/ Auto Dealerships
Replies: 18
Views: 2777

Re: Tips/Advice for Negotiating w/ Auto Dealerships

We're currently looking for a second car and have probably selected the Toyota Highlander as the winner. Have test driven it twice (requiring going to a dealer and enduring all the enthusiastic attention) and when we finally make the buying decision will be generally following the advice here for th...
by BigFoot48
Mon Jun 01, 2015 10:56 am
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 28193

Re: Free Windows 10 Upgrade, Yes or No?

I plan to update to 10 on my Win7 and Win8 computers as soon as its offered. Submitted the "reservation" today. (Assuming there are no warnings from beta testers to not do it, of course.)
by BigFoot48
Thu May 28, 2015 12:42 pm
Forum: Personal Consumer Issues
Topic: SSD + HDD good option for upgrading desktop PC?
Replies: 47
Views: 4487

Re: SSD + HDD good option for upgrading desktop PC?

I recently added a Samsung SSD to my home-built desktop and really like the faster start up. I used the included Samsung utility to transfer the existing Win7 OS to it, so installation was relatively quick. The old HD is now the D: data drive and only the OS and programs are on the SSD. Looking forw...
by BigFoot48
Mon May 25, 2015 6:53 pm
Forum: Personal Consumer Issues
Topic: Any solo retired RVer's out there?
Replies: 90
Views: 12643

Re: Any solo retired RVer's out there?

For the super lightweight trailer option you can pair just about any 6 cylinder SUV with a lightweight fiberglass Casita or Scamp trailer in the 17' range. These are very popular trailers for couples and would have plenty of room for 1 but you would be cozy and would have to avoid clutter. For exam...
by BigFoot48
Mon May 25, 2015 2:08 pm
Forum: Personal Consumer Issues
Topic: Sun City Arizona = Retirement help.
Replies: 50
Views: 6783

Re: Sun City Arizona = Retirement help.

Median age in Sun City West is 73, 75 in Sun City (per Wikipedia) and with a minimum age of 55 (unless a spouse of an older person), that sounds about right. Sun City Grand down the street it's about 67 but they lowered their minimum age to 45 back in 2007 to increase sales. When we bicycle around t...
by BigFoot48
Mon May 25, 2015 10:29 am
Forum: Personal Consumer Issues
Topic: Sun City Arizona = Retirement help.
Replies: 50
Views: 6783

Re: Sun City Arizona = Retirement help.

miles monroe wrote:i have a feeling the op has made a decision about sun city one way or the other by now. :)

Good point. I didn't even notice this was a five year old thread. Maybe the OP will pop in and tell us how it all worked out.
by BigFoot48
Sun May 24, 2015 5:23 pm
Forum: Personal Consumer Issues
Topic: Sun City Arizona = Retirement help.
Replies: 50
Views: 6783

Re: Sun City Arizona = Retirement help.

I believe the local governments and water districts in Arizona are all planning far into the future and the chance of a water shortfall making human habitation impossible is close to zero. You can see the Tucson Water Dept's 2000-2050 planning document here: http://www.tucsonaz.gov/water/waterplan H...
by BigFoot48
Sun May 24, 2015 12:36 pm
Forum: Personal Consumer Issues
Topic: Sun City Arizona = Retirement help.
Replies: 50
Views: 6783

Re: Sun City Arizona = Retirement help.

We visit my mother-in-law every two months in Sun City West and there are many restaurants in the area as there are thriving new non-retirement developments all over the area that sprung up in recent years. But it's definitely a quiet retirement culture within "the walls", but I wouldn't s...
by BigFoot48
Fri May 15, 2015 1:28 pm
Forum: Personal Consumer Issues
Topic: Aren't we overdoing electronic auto safety features?
Replies: 197
Views: 17886

Re: Aren't we overdoing electronic auto safety features?

I'm just glad we survived 10 years driving a 1970 VW Bus which had only sheet metal between the passengers and anything coming from the front. Now, old and wiser, I want and will pay for any and all safety features, with adaptive cruise control being high on the list for the next vehicle.
by BigFoot48
Fri May 01, 2015 4:18 pm
Forum: Forum Issues and Administration
Topic: Polls Disabled
Replies: 60
Views: 6523

Re: Polls Disabled

The Wizard wrote:Fortunately, Bigfoot's net worth survey used an external spreadsheet to tabulate individual financial profiles.
So it wasn't a poll in the simplistic sense...

Actually that bobblehead's survey, I just do supporting grunt work.

+1 on having a poll on this decision. Got me to laugh. :beer
by BigFoot48
Fri May 01, 2015 3:32 pm
Forum: Investing - Help with Personal Investments
Topic: Retiree Portfolio Model
Replies: 187
Views: 58224

Re: i-orp Comparison

That should do it...the models should be similar, but I'm just not getting a similar result. It looks like it's doing some kind of Roth conversion spread over a lot more years than I've keyed-in. I've added a tab that has the output from i-orp, but I just can't figure out how to compare the two mod...
by BigFoot48
Wed Apr 29, 2015 11:47 am
Forum: Investing - Theory, News & General
Topic: Retirees - What would you have done differently?
Replies: 48
Views: 7008

Re: Retirees - What would you have done differently?

I would have started tracking expenses more closely so I could better judge how much I might need in retirement. (I retired, a bit earlier than expected, at 50.) While it wasn't a significant problem because of our thrifty lifestyle, it would have been good to know. I only started detailed tracking ...
by BigFoot48
Mon Apr 27, 2015 4:21 pm
Forum: Investing - Help with Personal Investments
Topic: Retiree Portfolio Model
Replies: 187
Views: 58224

Re: Dipping a Toe In - a cookbook to loading an i-orp model

I will admit that I've tried before, never quite got a level of comfort with the model, and gave-up. I thought I would try again, and while doing so, had an idea that might widen the audience for the model: a set of step-by-step instructions for loading a model from i-orp. Interesting suggestion. T...
by BigFoot48
Thu Apr 23, 2015 1:56 pm
Forum: Investing - Help with Personal Investments
Topic: Roth Conversion Benefit
Replies: 3
Views: 354

Re: Roth Conversion Benefit

QUESTION: Does it make any sense to open a Roth and take more than the required RMD from the IRA? I would pay the required tax due from a savings account. My objective would be to shelter my modest income from additional taxes. Are the converted funds available in fewer than 5 years should I need t...
by BigFoot48
Tue Apr 21, 2015 5:01 pm
Forum: Personal Finance (Not Investing)
Topic: Preparing for the Minimum Required Distribution
Replies: 41
Views: 3434

Re: Preparing for the Minimum Required Distribution

JodieNJ wrote:What is a tIRA please?


Traditional IRA. Then there is the Roth IRA.
by BigFoot48
Thu Apr 16, 2015 1:19 am
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 1194
Views: 575515

Re: The Three Fund Portfolio

Answer to deleted question deleted! :sharebeer
by BigFoot48
Wed Apr 15, 2015 7:12 pm
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 1194
Views: 575515

Re: The Three Fund Portfolio

Another thread raised the issue of increasing the stock allocation during retirement (or anytime) to improve returns. This got me wondering what returns have been historically for the three-fund portfolio for various allocations. Since we have Simba's Backtesting spreadsheet, I used it to determine ...
by BigFoot48
Wed Apr 15, 2015 3:54 pm
Forum: Personal Finance (Not Investing)
Topic: 2015 net worth survey
Replies: 20
Views: 3189

Re: 2015 net worth survey

Only 98 people took the survey, 27 less than the age of 35 same as our age range, 18 with less than 130k debt (our mortgage), 9 with a portfolio greater than 250k excluding home equity. These numbers seem very low to me. The number of people that have taken the survey is currently at 938. The 2014 ...
by BigFoot48
Tue Apr 14, 2015 4:15 pm
Forum: Investing - Theory, News & General
Topic: How does a retired person mitigate a Bond Bubble?
Replies: 46
Views: 6307

Re: How does a retired person mitigate a Bond Bubble?

This person is only 65 years and wil likely live at least another 20 for all we know. A conservatice 3 % difference on return on investment between the current AA and an optimized one with no impact on safety or security over 20 years.... Its funny that we even discuss and diss retirement plans tha...
by BigFoot48
Mon Apr 13, 2015 4:26 pm
Forum: Personal Consumer Issues
Topic: How should I name my home Wi-Fi network?
Replies: 55
Views: 5310

Re: How should I name my home Wi-Fi network?

Malware Server
Out of Order
Vacation Pictures
by BigFoot48
Sun Apr 12, 2015 9:18 pm
Forum: Investing - Theory, News & General
Topic: How does a retired person mitigate a Bond Bubble?
Replies: 46
Views: 6307

Re: How does a retired person mitigate a Bond Bubble?

My mom is age 65 and retired. Her pension + SS pays her monthly expenses. Her entire IRA ($300k) is in Vanguard's Target Retirement Income fund (30% stocks/70% Bonds). Would the bond bubble bursting kill her IRA? If not, why not since it's 70% bonds? If so, how to mitigate it? Your mother is in a g...
by BigFoot48
Sun Apr 12, 2015 8:14 pm
Forum: Investing - Help with Personal Investments
Topic: Living off investments / Early retirement
Replies: 17
Views: 4223

Re: Living off investments / Early retirement

Keep in mind that your funds will be generating dividends, capital gains, etc. that, if not reinvested, provide part of your annual income needs. Mine have varied from 2.2%-4.8% of average start/end year portfolio balances over the past 13 years. Combined with SS and other income sources, and a cash...
by BigFoot48
Thu Apr 09, 2015 1:26 pm
Forum: Personal Consumer Issues
Topic: Should I buy extended warranty for our new Toyota Sienna
Replies: 50
Views: 4814

Re: Should I buy extended warranty for our new Toyota Sienna

No, you shouldn't buy it. (Bought three myself over the years and never used one. Lesson learned the expensive way.)
by BigFoot48
Tue Apr 07, 2015 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: How should I go about getting a Will made?
Replies: 22
Views: 2723

Re: How should I go about getting a Will made?

These are the three things WillMaker prepared (with our help) for me and my wife back in 2010. At the same time I also had it prepare all but the Will for my in-laws, as my FIL was into dementia and if something had happened to the MIL I needed their daughter to have the ability to step-in. Boy, was...
by BigFoot48
Tue Apr 07, 2015 11:59 am
Forum: Personal Finance (Not Investing)
Topic: How should I go about getting a Will made?
Replies: 22
Views: 2723

Re: How should I go about getting a Will made?

I think Nolo's WillMaker will work just fine for most people with simple estates. My FIL had a lawyer-drafted will that was never actually used as all his assets either were jointly held with his wife or had a beneficiary designated (wife got IRA). Same with my mother who had a WillMaker will. I hav...
by BigFoot48
Sun Apr 05, 2015 9:46 am
Forum: Investing - Help with Personal Investments
Topic: Retiring Before Age 66
Replies: 21
Views: 4321

Re: Retiring Before Age 66

This Excel model was created specifically to examine the impact of Roth conversions on one's portfolio, but morphed into testing Social Security starting ages, impacts of both on RMDs, and many other things: Retiree Portfolio Model The creator of ORP liked it so much he put a link to it on his websi...

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