Search found 2093 matches

Return to advanced search

Re: Play FreeCell on a tablet offline?

surfinagin wrote:Thanks BigFoot48!

That will be the first FreeCell app I'll try after I buy the tablet.

Surfin

I had forgotten about this one which has many different solitaire programs, and an excellent FreeCell. Card Shark Lite: https://play.google.com/store/apps/deta ... shark.lite
by BigFoot48
Tue Sep 30, 2014 10:49 pm
 
Forum: Personal Consumer Issues
Topic: Play FreeCell on a tablet offline?
Replies: 10
Views: 579

Re: bogus schwab email

... I just got a smartphone making the two-factor practical for me. Did Google. Schwab is my only financial institution, so they will be next. Schwab sends a physical token that fits on a keyring. For you, with your newly-acquired smartphone, it's probably irrelevant, but I wanted to make the point...
by BigFoot48
Tue Sep 30, 2014 3:05 pm
 
Forum: Personal Consumer Issues
Topic: bogus schwab email [Phishing scam]
Replies: 22
Views: 774

Re: bogus schwab email

This is why two-factor authentication is important. Schwab was among the first to support a handy two factor authentication number generator. I am on my second one and have used it for years. I strongly recommend asking for one, especially if you use a cellphone. I just got a smartphone making the ...
by BigFoot48
Tue Sep 30, 2014 2:56 pm
 
Forum: Personal Consumer Issues
Topic: bogus schwab email [Phishing scam]
Replies: 22
Views: 774

Re: bogus schwab email

Phineas J. Whoopee wrote:
BigFoot48 wrote:...
Schwab doesn't have two-factor.

Schwab does have two-factor authentication. Any customer of theirs can phone them and ask for it.
PJW

Thank you for that! I didn't see it on the website or any reference to it, so I assumed they were behind the times. Will call today.
by BigFoot48
Tue Sep 30, 2014 2:31 pm
 
Forum: Personal Consumer Issues
Topic: bogus schwab email [Phishing scam]
Replies: 22
Views: 774

Re: bogus schwab email

Even if they created a spoofed version of Schwab's log-in area and recorded all usernames and passwords, they still wouldn't be able to do any damage because they do not have access to your cell phone. 2FA is an extra layer of security on top of your username+password. i.e. in addition to supplying...
by BigFoot48
Tue Sep 30, 2014 1:38 pm
 
Forum: Personal Consumer Issues
Topic: bogus schwab email [Phishing scam]
Replies: 22
Views: 774

Re: Play FreeCell on a tablet offline?

Here it is. https://play.google.com/store/apps/details?id=com.odesys.freecell.ads I see it says it's ad supported and requires Internet access but it works during the times I've used it without access. The ad banner just gets replaced by the program graphic. https://lh6.ggpht.com/vOk7vNRwOshNNlGg_JR...
by BigFoot48
Tue Sep 30, 2014 10:03 am
 
Forum: Personal Consumer Issues
Topic: Play FreeCell on a tablet offline?
Replies: 10
Views: 579

Re: Play FreeCell on a tablet offline?

I played a free Freecell app alot on my iPod Touch over the years and use the same one on my Nexus 7 tablet, where it looks better and is easier to use. It has an ad bar but with wi-fi off it still works just fine. The Nexus at $200 might be expensive to play Freecell, but as Mike pointed out there'...
by BigFoot48
Tue Sep 30, 2014 9:37 am
 
Forum: Personal Consumer Issues
Topic: Play FreeCell on a tablet offline?
Replies: 10
Views: 579

Re: Time Has Gone Quickly, 3 Months Till Retirement

Howdy Bigfoot48, Thank you for sharing your findings, it's really good to her first hand results, and I am hoping that we have put aside too much in the Money Market, but will reassess after a while to see how things have gone. I am somewhat confused/ mixed feelings on the Dividends/Capital Gains, ...
by BigFoot48
Sun Sep 28, 2014 2:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: Time Has Gone Quickly, 3 Months Till Retirement
Replies: 31
Views: 3867

Re: AliBaba

60 Minutes is going to have a segment on Jack Ma this evening.
by BigFoot48
Sun Sep 28, 2014 2:26 pm
 
Forum: Investing - Theory, News & General
Topic: AliBaba
Replies: 128
Views: 8137

Re: Time Has Gone Quickly, 3 Months Till Retirement

Our Plan, is to do a modified version of the 3 Fund / and Bucket Method. Putting basically 1/3 of my Pre-Taxed 401K into a Vanguard Money Market Fund for monthly withdrawal to help fund our Monthly Expenses. It would be combined with both our our Social Security Checks, and the Money Market Fund wo...
by BigFoot48
Sun Sep 28, 2014 10:28 am
 
Forum: Investing - Help with Personal Investments
Topic: Time Has Gone Quickly, 3 Months Till Retirement
Replies: 31
Views: 3867

Re: Should I take SS or wait, Penny for your thoughts,

I don't think you have provided enough information to get optimum advice. For example, who will have the largest SS benefit, what are the amounts, are there any health concerns, and how long does you wife plan on continuing to work? Knowing these would help determine what would be the best decision,...
by BigFoot48
Sat Sep 27, 2014 5:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I take SS or wait, Penny for your thoughts,
Replies: 14
Views: 1226

Re: Does the McClellan Oscillator hold any merit?

I would rank the Oscillator and similar calculations of its ilk right up there with Hari Seldon's Psychohistory predictor of human behavior.
by BigFoot48
Sat Sep 27, 2014 12:16 pm
 
Forum: Investing - Theory, News & General
Topic: Does the McClellan Oscillator hold any merit?
Replies: 15
Views: 1068

Re: Retiree Portfolio Model

A new version is now available. This includes some nice additions and improvements but is not an essential upgrade. Most users may want to wait for the January update which will include the 2014 tax rates. Download the current version 14.8 - 9/26/2014: https://www.dropbox.com/s/iy574g9i7bl287j/Retir...
by BigFoot48
Fri Sep 26, 2014 1:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: Retiree Portfolio Model
Replies: 121
Views: 29108

Re: Electric Bike

The idea of having an electric bike has risen to near the top of the stack of stuff to do for us as DW thinks it would help her get out with me on longer rides. The solution I'm looking at is the Hill Topper sold by Clean Republic (and via Amazon for a higher price). This is a front wheel replacemen...
by BigFoot48
Fri Sep 26, 2014 9:12 am
 
Forum: Personal Consumer Issues
Topic: Electric Bike
Replies: 18
Views: 2326

Re: Need urgent help for 85 y.o. parents just moved to Vangu

My financial whiz cousin, who was the one who uncovered how bad dad's broker was doing, and who turned me on to Vangaurd, thinks we should go for much higher equity than the traditional 20%, or even 40% (I know I'm going to cause some heart attacks here, but he said we could go 100% equity). And, h...
by BigFoot48
Sun Sep 21, 2014 10:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need urgent help for 85 y.o. parents just moved to Vanguard
Replies: 65
Views: 3848

Re: Need urgent help for 85 y.o. parents just moved to Vangu

Our thought, Tarnation, was that they sell brother's house, pay off the mortgage they took on their own house, and then brother moves in with them. That way he can save money, which he needs to do (the took out the mortgage because he couldn't afford to pay his own), and he can be around to help as...
by BigFoot48
Sun Sep 21, 2014 4:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need urgent help for 85 y.o. parents just moved to Vanguard
Replies: 65
Views: 3848

Re: Need urgent help for 85 y.o. parents just moved to Vangu

I'm a big fan of the Total Bond Fund and use it both for my MIL and our own portfolio, adding the Vanguard TIP fund VIPSX in ours as we have more years to be concerned about. Although many people like CDs I prefer the simplicity of Total Bond especially for "bus risk" situation. I keep abo...
by BigFoot48
Sat Sep 20, 2014 12:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need urgent help for 85 y.o. parents just moved to Vanguard
Replies: 65
Views: 3848

Re: Need urgent help for 85 y.o. parents just moved to Vangu

Regarding allocation, I have my age 88 mother-in-law at 15% stocks and 85% bonds, but think anything from 15%-25% would be okay for this age group.

It's good that you are cleaning up that mess as simplicity has many rewards. Good luck.
by BigFoot48
Sat Sep 20, 2014 12:23 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need urgent help for 85 y.o. parents just moved to Vanguard
Replies: 65
Views: 3848

Re: Amazon's new e-reader Kindle Voyage

My wife was using a Kindle Keyboard ($180) that we got for the wireless cellphone connection for several years. Got a case for it with a popup light ($60). Last year I upgraded her to the Paperwhite 2 ($100 w/ads). Yesterday I got her Keyboard out of the stack of stuff to clear it out. What an antiq...
by BigFoot48
Fri Sep 19, 2014 12:46 pm
 
Forum: Personal Consumer Issues
Topic: Amazon's new e-reader Kindle Voyage
Replies: 11
Views: 1285

Re: AliBaba

I don't own individual stocks anymore, but would hesitate to buy for the long-term the stock of a company in a country ruled by a dictatorship. I also find that this is going to be "the biggest IPO of all time" rather disturbing in the scheme of things. Irrational exuberance comes to mind....
by BigFoot48
Fri Sep 19, 2014 11:40 am
 
Forum: Investing - Theory, News & General
Topic: AliBaba
Replies: 128
Views: 8137

Re: Costco:is it worth it for just two people?

Costco Tip: Unless you have a full cart or want your stuff put in boxes, arrange your items with the barcodes showing so the cashier can scan them in-cart, saving time and effort. The clerks and assistants are always very happy we do this!
by BigFoot48
Thu Sep 18, 2014 11:26 am
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 11813

Re: Need advice on which tablet to buy

Amazon just announced a 6" Fire HD tablet for $99. Front and back cameras! http://www.amazon.com/dp/B00KC6I06S/ref=br_imp_ara-1?_encoding=UTF8&nav_sdd=aps&pf_rd_m=ATVPDKIKX0DER&pf_rd_s=gateway-center-column&pf_rd_r=04NXW8X91DH05E5EH4G6&pf_rd_t=101&pf_rd_p=1924735102&...
by BigFoot48
Thu Sep 18, 2014 12:08 am
 
Forum: Personal Consumer Issues
Topic: Need advice on which tablet to buy
Replies: 44
Views: 2583

Re: Should I purchase retirement home with in-laws?

I think it's also a bad idea to do the partnership. How about you buying the home and renting it to them?
by BigFoot48
Mon Sep 15, 2014 1:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I purchase retirement home with in-laws?
Replies: 18
Views: 1295

Re: Tiny house movement.

I just looked up via Zillow the house my parents were in when I was born in 1948. It was about 800 sf. I shared a bedroom with my older brother but don't remember it being all that bad. They built a custom home in 1954 that was 1,300 sf and I got my own bedroom. Much better! (Visited it a few years ...
by BigFoot48
Mon Sep 15, 2014 12:47 pm
 
Forum: Personal Consumer Issues
Topic: [can my family live in a] Tiny house
Replies: 60
Views: 4075

Re: Good Modern Science Fiction

Here's an interesting article on Stanisław Lem and his vision of the future. http://www.theparisreview.org/blog/2014 ... islaw-lem/

I'm enjoying the Old Man's War series with its bizarre alien races in competition with each other for real estate.
by BigFoot48
Sat Sep 13, 2014 9:02 pm
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 129
Views: 5383

Re: Don't even know where to start on this AARP article

Considering you didn't have to pay taxes when you originally earned the $ and the inheritance was never taxed. Again, a good problem to have - congratulations. Since you haven't commented on state taxes - I assume you are in a no-tax state - even better if the money was earned in the high-tax state...
by BigFoot48
Sat Sep 13, 2014 7:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Don't even know where to start on this AARP article
Replies: 38
Views: 4973

Re: Need advice on which tablet to buy

Nexus 7 2013. Take it everywhere in my cargo-shorts pocket. Can sit in the Safeway parking lot while DW shops and surf off the store's wi-fi. Mainly use it for book reading at home.
by BigFoot48
Sat Sep 13, 2014 6:43 pm
 
Forum: Personal Consumer Issues
Topic: Need advice on which tablet to buy
Replies: 44
Views: 2583

Re: IRA to Roth conversion after retirement ?

After you've tried all the other fine tax and portfolio tools mentioned, try mine which is specifically designed to model the Roth conversion process. Retiree Portfolio Model (formerly known as the Retiree Roth Conversion Decision Model).
by BigFoot48
Sat Sep 13, 2014 5:30 pm
 
Forum: Investing - Help with Personal Investments
Topic: IRA to Roth conversion after retirement ?
Replies: 14
Views: 1379

Re: Don't even know where to start on this AARP article

Not being argumentative here, but I see swapping a 12% average tax rate now for a 23% average tax rate five years from now as being functionally the same thing as taking Social Security at age 62 or 63 vs waiting until FRA. In both cases, you are swapping future income in exchange for present emoti...
by BigFoot48
Sat Sep 13, 2014 3:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Don't even know where to start on this AARP article
Replies: 38
Views: 4973

Re: Don't even know where to start on this AARP article

I didn't think much of the article. I think many people will be like we are. I have a large IRA and RMD will be striking in five years at age 71. My wife will also be inheriting a large IRA, and if I put that in my portfolio model and assume it happens at age 72, I see these forecast results: Now: $...
by BigFoot48
Sat Sep 13, 2014 2:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Don't even know where to start on this AARP article
Replies: 38
Views: 4973

Re: Great deal for new Costco members

"30 rolls of TP" - at least they picked a product nearly everyone in the US uses. Very clever!

DW didn't like the new Costco fluffy TP, so we're using the other brand. We buy all of our paper products at Costco.
by BigFoot48
Fri Sep 12, 2014 12:25 pm
 
Forum: Personal Consumer Issues
Topic: Great deal for new Costco members
Replies: 18
Views: 2989

Re: Anyone have a house with a pool?

After owning three homes with pools that we rarely used, when we bought a fourth with a pool (hard to find a house without a pool in Arizona) we had it decked over. The deck has required maintenance and will be a problem upon resale, so I wish we had kept looking for a house without a pool. Big main...
by BigFoot48
Thu Sep 11, 2014 10:10 am
 
Forum: Personal Consumer Issues
Topic: Anyone have a house with a pool?
Replies: 32
Views: 2394

Re: Costco vs Amazon?

Both! Order cheaper specialty items from Amazon (I have irrigation timers, power strips, and an umbrella on the way right now) and food, TVs, clothes, pills and glasses from Costco (Did just get two $8 umbrellas there too!). Recent thread on Costco stuff to buy: http://www.bogleheads.org/forum/viewt...
by BigFoot48
Thu Sep 11, 2014 10:02 am
 
Forum: Personal Consumer Issues
Topic: Costco vs Amazon?
Replies: 60
Views: 4613

Re: Market at a all time high ( Sept 2014) , time to cash ou

Adjust to your allocation. If you allocation is wrong, fix it. Don't time the market.
by BigFoot48
Thu Sep 04, 2014 2:44 pm
 
Forum: Investing - Help with Personal Investments
Topic: Market at a all time high ( Sept 2014) , time to cash out?
Replies: 49
Views: 3762

Re: IRS letter claiming return is late - anyone experience t

For information to some readers, the IRS normally sends letters concerning tax return issues about fifteen months after the normal close of the tax season (July 2014 for 2012 tax returns). A lot of people fail to read the letters (e.g., CP2000) closely enough to notice to which tax year the IRS ref...
by BigFoot48
Sun Aug 31, 2014 6:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: IRS letter claiming return is late - anyone experience this?
Replies: 48
Views: 6220

Re: Costco:is it worth it for just two people?

Another service Costco provides is the Hearing Aid Center. We have not used it, but my MIL recently told us that her doctor recommended she get a hearing aid, which we think is a good idea, so we stopped by the Center to inquire about the process and cost. The employee told a few horror stories abou...
by BigFoot48
Sun Aug 31, 2014 11:25 am
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 11813

Re: Costco:is it worth it for just two people?

I forgot to mention one of my most favorite Costco features - for most of the year they have couches or recliners for sale that I can enjoy and watch the parade of humanity while DW does the serious shopping. And if I'm lucky, I can rest with a food sample snack as a bonus!
by BigFoot48
Sun Aug 31, 2014 8:41 am
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 11813

Re: Excess RMD

Between my large IRA and my wife's likely inherited IRA, in five years we are going to have way more RMD money coming into taxable than we will ever spend (although it might inspire us to do something foolish with it). Until that happens though, I plan to invest it in Total Market Stock fund and Int...
by BigFoot48
Sat Aug 30, 2014 4:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Excess RMD
Replies: 19
Views: 973

Re: Costco:is it worth it for just two people?

Bustoff wrote:Wow,thanks for all the replies!
We heading down to Costco for a membership today.
The American Express card sounds like a great deal if the rebate is in addition to the 2% Executive rebate.

It is. Two separate rebates. Ours were $130 Costco and $118 Amex last year.
by BigFoot48
Sat Aug 30, 2014 1:46 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 11813

Re: Costco:is it worth it for just two people?

Oh, and a $2 hotdog with drink can't be beat for lunch! You must go to a fancy Costco. Ours is $1.50. Gill Oops, senior moment - $1.50 here too. And we just bought our first $5.99 pumpkin pie for the season. And this just in: Apple products are back in Costco! Yeah! iPhones, tablets, MP3 players an...
by BigFoot48
Sat Aug 30, 2014 12:54 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 11813

Re: Costco:is it worth it for just two people?

We're a retired couple with an Executive membership that pays for itself every year. We do 80% of our food shopping there, along with some clothes, glasses, pills, paper products, electronics, tools and gasoline, and it saves us money and offers a convenient shopping experience. Oh, and a $1.50 hotd...
by BigFoot48
Sat Aug 30, 2014 11:14 am
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 11813

Re: My husband's " WILL", $ left for me to live on....

He wants to change the "will". He is going to leave $400,000 from estate and $200,000 from life insurance for me. another$200,000 from life insurance will still goes into trust account for my child until he is 22. A good resolution to this difficult, and unusual, problem. That, combined w...
by BigFoot48
Sat Aug 30, 2014 10:58 am
 
Forum: Personal Finance (Not Investing)
Topic: My husband's " WILL", $ left for me to live on....
Replies: 258
Views: 17403

Re: Gas station etiquette

"A watched parked car never pulls out."
by BigFoot48
Thu Aug 28, 2014 7:28 pm
 
Forum: Personal Consumer Issues
Topic: Gas station etiquette
Replies: 46
Views: 2962

Re: Gas station etiquette

I would have consoled him over his lack of power steering that made it so apparently difficult to pull out into the wide aisle that Costco provides for this situation.
by BigFoot48
Thu Aug 28, 2014 4:20 pm
 
Forum: Personal Consumer Issues
Topic: Gas station etiquette
Replies: 46
Views: 2962

Re: .com rather than .gov, lesson learned

I recently got a smartphone and added an app that reads the QR codes that link to websites and additional information, or so I thought. So we get a piece of junk mail yesterday and it has a nice big QR code so I thought I would scan it and see how it works. Sure enough, it takes me to a website but ...
by BigFoot48
Wed Aug 27, 2014 10:34 pm
 
Forum: Personal Consumer Issues
Topic: .com rather than .gov, lesson learned
Replies: 18
Views: 2483

Re: Schwab - now endorsing Index Funds

I am Vanguard all the way. I hate to ask a schwab question here :) I want to open joint/custodial account for my niece and was looking at Schwab's Total Market index fund and some ETFs. any suggestions on ETFs and how to allocate $1000 between the two? If she's a young person, I would keep it simpl...
by BigFoot48
Wed Aug 27, 2014 10:18 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab - now endorsing Index Funds
Replies: 24
Views: 2136

Re: Schwab - now endorsing Index Funds

I'm at Schwab and along with the Schwab S&P 500 index fund, I have a number of Vanguard ETFs (to avoid the large transaction fees) that together compose my Coffeehouse portfolio. When I hit 70 in a few years I plan to restructure to the Three-Fund portfolio for the duration. I just looked at a c...
by BigFoot48
Wed Aug 27, 2014 11:10 am
 
Forum: Investing - Theory, News & General
Topic: Schwab - now endorsing Index Funds
Replies: 24
Views: 2136

Re: S&P500 over 2000

Looks like when I retired in 1998 and was flush with cash and wondering what to do I bought the S&P 500 index, both Schwabs and Vanguards, at about 990. I later sold the Vanguard holding, and bought and sold many stocks and funds over the next few years, but ended up adding to the Schwab fund ag...
by BigFoot48
Mon Aug 25, 2014 8:53 pm
 
Forum: Investing - Theory, News & General
Topic: S&P500 over 2000
Replies: 68
Views: 5442

Re: Smartphone recommendations for under $200

Yes, one card purchase gives you those 3 separate items. Apparently (read in a forum) Tracfone doesn't allow its phones to be set up as a hotspot, if that's your question. Other than that, it's normal wifi. I added an app that shuts off using the cell-provided data if an open wifi signal is present,...
by BigFoot48
Mon Aug 25, 2014 2:22 pm
 
Forum: Personal Consumer Issues
Topic: Smartphone recommendations for under $200
Replies: 24
Views: 2061

Re: Smartphone recommendations for under $200

I just bought our first smartphone after using dumb ones for years. I'm on Tracfone and they released earlier this year an LG Optimus Dynamic II - LG39C. I bought it for $90 at Amazon and it comes with triple minutes. My existing 2,700 minutes (we don't make or receive a lot of cell phone calls and ...
by BigFoot48
Mon Aug 25, 2014 12:59 pm
 
Forum: Personal Consumer Issues
Topic: Smartphone recommendations for under $200
Replies: 24
Views: 2061
Next

Return to advanced search