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Re: Gift ideas for kids?

Anything remotely related to the movie Frozen for the girl.
by Big Worm
Thu Oct 23, 2014 10:17 pm
 
Forum: Personal Consumer Issues
Topic: Gift ideas for [1yo boy and 4yo girl]?
Replies: 9
Views: 478

Re: Losing money, please advise

Stay the course. I have a chunk in the 2030 fund and am not fazed one bit.
by Big Worm
Sun Oct 12, 2014 11:56 am
 
Forum: Investing - Help with Personal Investments
Topic: Losing money, please advise
Replies: 36
Views: 5014

Re: inherited 500k, still a college student, how to invest??

Loose lips sink ships. Keep it under your lid.
by Big Worm
Mon Sep 22, 2014 8:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: inherited 500k, still a college student, how to invest???
Replies: 55
Views: 5398

Re: Anyone know anything about diamond rings?

Visit bluenile.com before you do anything. I used them and was very satisfied.
by Big Worm
Mon Sep 22, 2014 11:20 am
 
Forum: Personal Consumer Issues
Topic: Anyone know anything about diamond rings?
Replies: 49
Views: 1950

Re: how to prevent medical expense catastrophe?

As an OR nurse in olden times, I was outraged at the article for a different reason. Spinal surgery always required first an orthopod and then a neurosurgeon. Do you want an orthopedic surgeon fiddling with your spinal nerves, or a neurosurgeon trying to manipulate vertebrae? These two specialties ...
by Big Worm
Sun Sep 21, 2014 5:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: how to prevent medical expense catastrophe?
Replies: 174
Views: 7857

Re: I need a personal scheduler

I use google calndar and sync it with all apple products. Works great.
by Big Worm
Thu Sep 11, 2014 5:14 pm
 
Forum: Personal Consumer Issues
Topic: I need a personal scheduler
Replies: 24
Views: 1895

Re: Six-Figure Incomes—and Facing Financial Ruin [WSJ articl

I pulled it up no problem using copy and paste of the article title in google chrome browser.
by Big Worm
Sat Sep 06, 2014 1:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Six-Figure Incomes—and Facing Financial Ruin [WSJ article]
Replies: 59
Views: 9490

Re: Ditch car and commute to work in 250cc scooter in Raleig

No way.

Around here scooters and mopeds are called liquorcycles.
by Big Worm
Sat Jul 12, 2014 3:57 pm
 
Forum: Personal Consumer Issues
Topic: Ditch car and commute to work in 250cc scooter in Raleigh?
Replies: 79
Views: 6757

Re: Cannot qualify for physician disability insurance.

The insurance companies play hardball in cases like this. Depending on your clinical situation, the insurance companies may or may not understand the position you are in. It doesn't matter though. You have been pegged as having excessive risk that they are not willing to shoulder (fair or not). If y...
by Big Worm
Sat Jul 05, 2014 3:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Cannot qualify for physician disability insurance.
Replies: 30
Views: 2460

Re: New Attending Physician Tomorrow Advice?

Keep you feet on the ground and keep reaching for the stars.

Be nice to everybody.

What is/was your residency/fellowship in?
by Big Worm
Mon Jun 30, 2014 11:29 am
 
Forum: Investing - Help with Personal Investments
Topic: New Attending Physician Tomorrow Advice?
Replies: 17
Views: 2233

Re: Suggestions for teaching new MDs about finance?

White Coat Investor is a great resource.
by Big Worm
Sat Jun 28, 2014 8:52 pm
 
Forum: Investing - Theory, News & General
Topic: Suggestions for teaching new MDs about finance?
Replies: 39
Views: 2792

Re: Contractor Messed up

ralph124cf wrote:1. Ask your wife.

2. Do what she says.

Ralph


+1
by Big Worm
Wed Jun 25, 2014 6:21 pm
 
Forum: Personal Consumer Issues
Topic: Contractor Messed up
Replies: 45
Views: 2999

Re: Recommendations for 3 days in South Lake Tahoe

I have never been to Tahoe but I have had good luck on vrbo.com before.
by Big Worm
Wed Jun 25, 2014 6:20 pm
 
Forum: Personal Consumer Issues
Topic: Recommendations for 3 days in South Lake Tahoe
Replies: 9
Views: 793

Re: Reducing Expenses for Future Family

[/quote] A lot of that must be college. I can't imagine people are forking out $13,000 a year for one person's food, clothes, some extra driving, and misc. That gives them time to save and the kid to study hard enough to get scholarships.[/quote]

I pay over $2000 a month in childcare expenses.
by Big Worm
Mon Jun 23, 2014 4:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Reducing Expenses for Future Family
Replies: 77
Views: 3343

Re: Is Medical School Worth it Financially?

Read this:

The Deceptive Income of Physicians

http://benbrownmd.wordpress.com/
by Big Worm
Mon Jun 23, 2014 3:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is Medical School Worth it Financially?
Replies: 66
Views: 5351

Re: Leasing mineral rights for oil exploration

Yes, get a lawyer and have her/him review the original seismic survey agreement. It may contain language on options for leasing, etc. No language in the seismic survey agreement about leasing stuff. Poking around the internet 100-400 dollars per net mineral acre and 20-25% royalties seem to be the ...
by Big Worm
Sun Jun 22, 2014 9:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Leasing mineral rights for oil exploration
Replies: 14
Views: 1063

Re: Leasing mineral rights for oil exploration

Thanks for the replies. I only browsed the linked forum a little bit but it appears to have a lot of good information. By nature I am very leery of business propositions such as this one. There are a number of stories on that forum about people being swindled. Obviously lots of money can be involved...
by Big Worm
Sun Jun 22, 2014 4:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Leasing mineral rights for oil exploration
Replies: 14
Views: 1063

Re: flipping real estate infomercial work?

good article.
by Big Worm
Fri Jun 20, 2014 11:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: flipping real estate infomercial work?
Replies: 20
Views: 1667

Leasing mineral rights for oil exploration

I own a small amount of land that recently underwent seismic testing so that the possibility of drilling for oil could be explored. Apparently the seismic testing was favorable because I have been contacted by a representative of the drilling outfit asking me to sign a contract for oil and gas lease...
by Big Worm
Fri Jun 20, 2014 7:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Leasing mineral rights for oil exploration
Replies: 14
Views: 1063

Re: Netflix vs Amazon Prime?

I have both.
by Big Worm
Sun May 25, 2014 7:49 pm
 
Forum: Personal Consumer Issues
Topic: Netflix vs Amazon Prime?
Replies: 21
Views: 2563

Re: Denied Free Retirement Plan

Vanguard is kind of weird. I have a Roth IRA with them that I can log in and view the performance and value of easily. I have 2 529's with them through my state. I have to log into the state 529 to track the funds though. I have some retirement accounts with an old employer that are Vanguard funds b...
by Big Worm
Sat May 24, 2014 7:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Denied Free Retirement Plan [at Vanguard]
Replies: 31
Views: 3480

Re: HSA vs. PPO with a pregnant wife

I have an HSA and am probably very lucky because my employer puts a lump sum in at the beginning of the year and pays the monthly premiums. I have 2 kids and while everyone in my family is pretty healthy it is very easy to chew right through the funds. I probably would stick with the PPO if I were y...
by Big Worm
Sat May 24, 2014 7:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: HSA vs. PPO with a pregnant wife
Replies: 28
Views: 2181

Re: Husband just lost job

cfs wrote:
Big Worm wrote:Who/what is DW? I see initials like this sometimes on this site and don't know what they mean.

Note, definitions (as used in this forum)

DW = Dear Wife

DH = Dear Husband


Thanks!
by Big Worm
Sat May 24, 2014 7:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: Husband just lost job
Replies: 60
Views: 6726

Re: Husband just lost job

Take heart - DW was fired for refusing to do something unethical and possibly unlawful. The job change was in fact the best thing that ever happened to her. She went from being unappreciated to being adored I do agree with the advice, if not the tone of some of the other posters but the importance ...
by Big Worm
Sat May 24, 2014 6:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Husband just lost job
Replies: 60
Views: 6726

Re: Cash Advance on a credit card

I got a cash advance once for my wedding.

$5000. Zero fee, 0% interest for 6 months. I was just a little shorthanded at the time and knew I would have the money to pay it off within 6 months. I wouldn't have done it otherwise.
by Big Worm
Sat May 10, 2014 3:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Cash Advance on a credit card
Replies: 21
Views: 1517

Re: Moving Advice: How do I make my move economical?

clubby wrote:I'm not sure I'd put a trailer hitch on my 195k mile econo box car already in need of repairs and try to pull a trailer 1000 miles with it. That seems like a recipe for disaster.


Agree but Hondas are usually pretty tough.
by Big Worm
Mon Apr 07, 2014 1:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Moving Advice: How do I make my move economical?
Replies: 16
Views: 1000

Re: Any way to auto save a draft?

Hate it when that happens. Sometimes I right click and copy beforehand.
by Big Worm
Mon Apr 07, 2014 1:30 pm
 
Forum: Forum Issues and Administration
Topic: Any way to auto save a draft?
Replies: 14
Views: 1829

Re: Moving Advice: How do I make my move economical?

I have used uhaul a couple of times and it was always horrendous. One time I ran out of gas because the fuel gauge was inaccurate. Penske was light years better.
by Big Worm
Sun Apr 06, 2014 5:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: Moving Advice: How do I make my move economical?
Replies: 16
Views: 1000

Re: New partner eligible for solo 401K?

What's wrong with a K-1?
by Big Worm
Fri Mar 28, 2014 9:59 am
 
Forum: Personal Finance (Not Investing)
Topic: New partner eligible for solo 401K?
Replies: 14
Views: 993

Re: Costco vs BJs vs Sams Club

I have all 3. If I had to choose 1 it would be Costco.

The only sales at the BJ's I go to is one on the way out and I just wave them off.
by Big Worm
Sun Mar 09, 2014 9:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Costco vs BJs vs Sams Club
Replies: 53
Views: 8861

Re: Tipping for take out

Sometimes leave some change or a few bucks. Depends on how ornery I am feeling.
by Big Worm
Fri Mar 07, 2014 7:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tipping for take out
Replies: 57
Views: 5440

Re: The dealership wants my 2 year old car back?

Classic bait and switch.
by Big Worm
Thu Mar 06, 2014 9:25 pm
 
Forum: Personal Consumer Issues
Topic: The dealership wants my 2 year old car back?
Replies: 46
Views: 5667

Re: Why the love for target date funds?

I call it "Ronco investing". Set it and forget it!
by Big Worm
Sun Mar 02, 2014 4:21 pm
 
Forum: Investing - Theory, News & General
Topic: Why the love for target date funds?
Replies: 71
Views: 4427

Re: Advice on selecting medical school

The best FINANCIAL move you can make is going to the cheapest US allopathic medical school to which you are accepted, then choosing a lucrative specialty (Derm, Rads, Ortho, etc) and going into private practice. Of course, there are more important things in life than maximizing income. Don't forget...
by Big Worm
Fri Feb 28, 2014 3:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Advice on selecting medical school
Replies: 30
Views: 2079

Re: Advice on selecting medical school

Physician here. As long as it is halfway decent, go to the cheapest one. No bones about it.
by Big Worm
Thu Feb 27, 2014 10:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Advice on selecting medical school
Replies: 30
Views: 2079

Re: Putting Your 401(k) on Autopilot

It's "deer in the headlights" :wink:

I balance my checkbook all the time.

I also have my entire Roth IRA in a Vanguard Target retirement fund. I subscribe to the Ronco method of retirement planning - "set it and forget it".
by Big Worm
Sat Feb 22, 2014 10:54 am
 
Forum: Investing - Theory, News & General
Topic: Putting Your 401(k) on Autopilot
Replies: 9
Views: 1194

Re: BOA credit card breach

I got the same letter and my new card already. I'm almost positive it's because of the Target and related breaches. I suspect they're replacing all of their cards. It's just the way of the times. The Target breach was before Thanksgiving IIRC. What the heck took them so long? Although I like chargi...
by Big Worm
Thu Feb 20, 2014 2:17 pm
 
Forum: Personal Consumer Issues
Topic: BOA credit card breach
Replies: 29
Views: 2849

Re: BOA credit card breach

ajcp wrote:It's not really a boa breach right? It the place you used the card at.


I guess so. I wish they would tell me where it was.
by Big Worm
Wed Feb 19, 2014 4:28 pm
 
Forum: Personal Consumer Issues
Topic: BOA credit card breach
Replies: 29
Views: 2849

BOA credit card breach

Just got this email the other day: We have learned that your Bank of America® credit card information may have been compromised at an undisclosed merchant or service provider. This does not mean fraud has or will occur on your account, but we are taking precautionary steps to help protect your accou...
by Big Worm
Wed Feb 19, 2014 4:10 pm
 
Forum: Personal Consumer Issues
Topic: BOA credit card breach
Replies: 29
Views: 2849

Re: How to buy a new car?

I got a quote from the dealer associated with Costco (except they didn't have the color I wanted). I had another dealer who found the right color to match the price. I think I saved a couple of hundred bucks.
by Big Worm
Wed Feb 05, 2014 11:52 am
 
Forum: Personal Consumer Issues
Topic: How to buy a new car?
Replies: 29
Views: 2757

Re: Winter coats:

I have 2 Patagonias. Love them.
by Big Worm
Mon Feb 03, 2014 11:38 pm
 
Forum: Personal Consumer Issues
Topic: Winter coats:
Replies: 53
Views: 4792

Re: France with a 10 month old

My kids are 1 and 4. No airplane trips yet. Getting to the beach is a major production.
by Big Worm
Sat Feb 01, 2014 10:45 am
 
Forum: Personal Consumer Issues
Topic: France with a 10 month old
Replies: 30
Views: 2192

Re: Best way to sign a credit card?

I don't sign them. Never had an issue.
by Big Worm
Wed Jan 22, 2014 10:24 am
 
Forum: Personal Consumer Issues
Topic: Best way to sign a credit card?
Replies: 72
Views: 6961

Re: What's your dream car?

1987 VW 16V Scirocco
Porsche 928S4
by Big Worm
Wed Jan 22, 2014 10:23 am
 
Forum: Personal Consumer Issues
Topic: What's your dream car?
Replies: 185
Views: 11399

Re: Thinking about buying a 2014 Acura RDX

The Acura is a nice car. We had an MDX for a while. We got rid of it because my wife was commuting at the time and the MDX didn't get very good gas mileage. The only problem we had with the car was with the A/C. It would completely go out on long road trips >3 hours or so. Otherwise mechanically the...
by Big Worm
Sun Jan 12, 2014 6:07 pm
 
Forum: Personal Consumer Issues
Topic: Thinking about buying a 2014 Acura RDX
Replies: 44
Views: 5175

Re: What did you do with unwanted baby gear?

Battered women's shelter.
by Big Worm
Sat Jan 04, 2014 6:36 pm
 
Forum: Personal Consumer Issues
Topic: What did you do with unwanted baby gear?
Replies: 22
Views: 1299

Re: Which Med school?

Your daughter sounds incredibly bright. I am a physician and she sounds much smarter than I was at that age :? .

She sounds like she will do well wherever she goes. I would choose the cheapest route within reason, hands down.
by Big Worm
Sat Dec 28, 2013 11:17 am
 
Forum: Personal Finance (Not Investing)
Topic: Which Med school?
Replies: 152
Views: 13153

Re: Europe with young kids - 6 and almost 3, bad idea ?

No way I would do this!

Of course going away for the weekend is an incredible production in my family with young kids.
by Big Worm
Sat Dec 28, 2013 11:15 am
 
Forum: Personal Consumer Issues
Topic: Europe with young kids - 6 and almost 3, bad idea ?
Replies: 34
Views: 2264

Re: Dying mothers last wish. (Ethical question)?

Seems kind of weird to me. Nobody really knows what their finances are like though.
by Big Worm
Mon Dec 16, 2013 3:25 pm
 
Forum: Personal Consumer Issues
Topic: Dying mothers last wish. (Ethical question)?
Replies: 22
Views: 3082
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