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Re: TV show recommendations?

Are any of the episodes of Better Call Saul available on Netflix or Amazon?
by Barefootgirl
Mon Apr 27, 2015 2:59 pm
 
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 350
Views: 148623

Re: Spendy spouse

Some here have mentioned something I hadn't thought of - if these luxury purchases are not a big hit to your financial goals, is this a big deal? Perhaps not. I'll only add that over the course of my life, I knew many whose tastes for luxury goods later led to compulsive spending as life gets compli...
by Barefootgirl
Sun Apr 26, 2015 9:13 am
 
Forum: Personal Finance (Not Investing)
Topic: Spendy spouse
Replies: 58
Views: 4124

Re: Spendy spouse

Agree 100% with the other posters. This is a relationship issue, not a financial one.

If it can be resolved sooner rather than waiting, the better. (I vote for much sooner).

Unfortunately, I speak from direct personal experience.

BFG
by Barefootgirl
Sun Apr 26, 2015 7:45 am
 
Forum: Personal Finance (Not Investing)
Topic: Spendy spouse
Replies: 58
Views: 4124

Re: Approach to Second Act Career Switch

I did it. After 20 years with Mega Corp, I left to work for the federal government. I have found there is a misperception out there about government employees. Many of us work really hard and the stress can exceed the private sector (in government, it's harder to get fired, but the list of things yo...
by Barefootgirl
Sat Apr 25, 2015 8:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Approach to Second Act Career Switch
Replies: 20
Views: 1803

Re: Hypothetical "Can he pull the plug?"

I've walked in your shoes. I am at your age range. You have company. I applaud your thought process, it helps me with my own. I'm hanging in waiting for healthcare eligibility at retirement in a couple years, but have this nagging feeling that it's just another justification I drummed up in my head ...
by Barefootgirl
Sat Apr 25, 2015 12:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: Hypothetical "Can he pull the plug?" [Retire early]
Replies: 39
Views: 3338

Re: Cruises

Yes, interesting possibilities. I think Barclays cardholders have 120 days to use those points as a statement credit, so possibly, you'd have to pay for the cruise in installments that match spending patterns?

I smell a potential blog post.

BFG
by Barefootgirl
Sat Apr 25, 2015 6:59 am
 
Forum: Personal Consumer Issues
Topic: Cruises
Replies: 25
Views: 2724

Re: What do you drive, and why?

I drive a 2013 Toyota RAV4 with about 7K miles on it. Why? because I cannot be bothered with any vehicle that requires anything more than the most minimal amount of maintenance or lets me down for any reason. In a couple years I'll probably keep it as a second vehicle/grocery getter and get myself s...
by Barefootgirl
Fri Apr 24, 2015 1:34 pm
 
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 248
Views: 24008

Re: How to pay real estate tax with Target Redcard

Apparently, all this recent MS has misled some banks into assuming that I am a wealthy consumer. My latest card just arrived by overnight delivery, wrapped in a gold box. I am not joking.

Have a great day all...BFG
by Barefootgirl
Fri Apr 24, 2015 8:27 am
 
Forum: Personal Consumer Issues
Topic: How to pay real estate tax with Target Redcard
Replies: 57
Views: 4598

Re: Approach to Second Act Career Switch

I've walked in those shoes, I know how ill fitting they can be, so I feel for you. Let me make a suggestion - do you have some leave banked? Can you take a week or two off? spend a day or two in peace....in a quiet place, contemplating. Make a list of pros/cons, goals, etc. Clear your head, then pro...
by Barefootgirl
Fri Apr 24, 2015 6:51 am
 
Forum: Personal Finance (Not Investing)
Topic: Approach to Second Act Career Switch
Replies: 20
Views: 1803

Re: How to pay real estate tax with Target Redcard

When I first got wind of this hobby and started looking into it, the big buzz words were "vanilla" and "CVS" and "bluebirds"....before I even got my ears wet, those MS opportunities dried up and I thought I'd just missed the boat. Sat out the game a few months and then ...
by Barefootgirl
Thu Apr 23, 2015 9:33 pm
 
Forum: Personal Consumer Issues
Topic: How to pay real estate tax with Target Redcard
Replies: 57
Views: 4598

Re: Adequate alternatives to TurboTax?

great news, thanks. Looks like I should try TaxAct next go around.

Can I import info to TaxAct from 2014 with files derived from TT? I realize this seems like an ignorant question, but I am ignorant in this regard.

Thanks
by Barefootgirl
Thu Apr 23, 2015 4:03 pm
 
Forum: Personal Consumer Issues
Topic: Adequate alternatives to TurboTax?
Replies: 28
Views: 1687

Re: HSA Bank - my loss?

111, As I understand it, there are two ways of handing the excess contribution. You can either remove the excess amount and pay the taxes on the earnings (added directly to the 1040) or leave the excess and pay an excise tax on that amount, using Form 5329. I am not a tax guru (obviously) - this was...
by Barefootgirl
Thu Apr 23, 2015 4:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: HSA Bank - my loss?
Replies: 6
Views: 663

Re: HSA Bank - my loss?

Thanks, I was just sitting here trying to calculate the earnings on the stock I sold.
by Barefootgirl
Thu Apr 23, 2015 12:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: HSA Bank - my loss?
Replies: 6
Views: 663

HSA Bank - my loss?

As others here have reported, HSA Bank had "problems" the week of April 6 and did not execute transfer requests. I had placed a transfer order on April 3rd. In my situation, I had called them a couple weeks prior to make arrangements for return of an excess HSA contribution - filled out th...
by Barefootgirl
Thu Apr 23, 2015 10:24 am
 
Forum: Personal Finance (Not Investing)
Topic: HSA Bank - my loss?
Replies: 6
Views: 663

Adequate alternatives to TurboTax?

My experience with TT this past tax season was pretty awful. I won't go bore with the details, suffice it to say that I am not happy with their product, noticing issues now that I never saw in previous years. I'm considering a switch to different software. Would appreciate recommendations for compet...
by Barefootgirl
Thu Apr 23, 2015 9:39 am
 
Forum: Personal Consumer Issues
Topic: Adequate alternatives to TurboTax?
Replies: 28
Views: 1687

Re: How to pay real estate tax with Target Redcard

Hi again Drew, if you see this, please check your PM, thanks
by Barefootgirl
Thu Apr 23, 2015 9:15 am
 
Forum: Personal Consumer Issues
Topic: How to pay real estate tax with Target Redcard
Replies: 57
Views: 4598

Re: TradingPlaces' advice on travel awards

Some of these credit cards award cash bonuses to be credited specifically toward travel expenses, cruises included.....(by the way, travel by train as well in case anyone is interested)....

guess I'll focus on those unless I hit upon something better. thanks
by Barefootgirl
Thu Apr 23, 2015 6:39 am
 
Forum: Personal Consumer Issues
Topic: TradingPlaces' advice on travel awards
Replies: 222
Views: 75023

Cocktail Hobby

After trying out some great cocktails over the past year, I've kinda jumped on the cocktail trend and now mixing at home, testing bitters and shrubs and different exotic ingredients. For those with the same hobby, any favorite bitters or other ingredients to recommend? We've also found our favorite ...
by Barefootgirl
Thu Apr 23, 2015 6:35 am
 
Forum: Personal Consumer Issues
Topic: Cocktail Hobby
Replies: 11
Views: 1749

Re: How to pay real estate tax with Target Redcard

Drew, again, see things from the same point of view... Curious about your comment here. $5k a month is peanuts in the world of manufactured spending. Target redcard (for me anyway) is the easiest and least complicated method for spending. All the other methods I've seen require more hurdles, more ti...
by Barefootgirl
Thu Apr 23, 2015 6:29 am
 
Forum: Personal Consumer Issues
Topic: How to pay real estate tax with Target Redcard
Replies: 57
Views: 4598

Re: How to pay real estate tax with Target Redcard

Maybe we're so used to things being tricky or complicated or full of caveats - that when something is so straightforward, relatively easy and beneficial, we are more skeptical :)
by Barefootgirl
Wed Apr 22, 2015 8:11 pm
 
Forum: Personal Consumer Issues
Topic: How to pay real estate tax with Target Redcard
Replies: 57
Views: 4598

Re: TradingPlaces' advice on travel awards

Can anyone recommend an optimal strategy for building points for one of the round the world cruises? they generally retail anywhere from 15K on up to over 50K. I plan to take one in a couple of years and yes, I realize that points trend toward devaluation over time. Seems the best way to do this, si...
by Barefootgirl
Wed Apr 22, 2015 7:54 pm
 
Forum: Personal Consumer Issues
Topic: TradingPlaces' advice on travel awards
Replies: 222
Views: 75023

Re: How to pay real estate tax with Target Redcard

I guess I see it exactly as NorthDakota does. If a payee does not accept credit cards, write them a check, unless you truly are worried about your card getting closed, but seems there are simpler ways to avoid that.. but to each his/her own :)
by Barefootgirl
Tue Apr 21, 2015 7:01 pm
 
Forum: Personal Consumer Issues
Topic: How to pay real estate tax with Target Redcard
Replies: 57
Views: 4598

Re: What Movie Have You Recently Watched?

Gone Girl, to me, was no more than a "made-for-TV" movie. I would not even call it a film.
by Barefootgirl
Tue Apr 21, 2015 6:55 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 781
Views: 105128

Re: [Who is Ameriprise? Got invitation from a financial advi

Ok, so an Ameriprise advisor is basically a salesperson. These invitation gestures could be without underlying motivation, except that on the community board, he makes a point to frequently ask the people in the community if they need financial advice. He must be doing well, he lives a very flashy l...
by Barefootgirl
Tue Apr 21, 2015 5:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: [Who is Ameriprise? Got invitation from a financial advisor]
Replies: 32
Views: 2841

Cruises

Seems like the credit card and frequent traveler games are oriented toward air/hotel travel.

How do we find good deals and discounts on cruises?

Thanks, BFG
by Barefootgirl
Tue Apr 21, 2015 12:52 pm
 
Forum: Personal Consumer Issues
Topic: Cruises
Replies: 25
Views: 2724

Re: How to pay real estate tax with Target Redcard

It also helps if you let the funds sit for awhile and do some shopping at Target...

BFG
by Barefootgirl
Tue Apr 21, 2015 12:08 pm
 
Forum: Personal Consumer Issues
Topic: How to pay real estate tax with Target Redcard
Replies: 57
Views: 4598

Re: What Movie Have You Recently Watched?

I enjoyed The Imitation Games, but found it interesting that it was billed as film about the advent of the computer age, when actually to me, it seemed to be more a statement about living in the shadows due to ones' sexual orientation.

BFG
by Barefootgirl
Tue Apr 21, 2015 10:45 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 781
Views: 105128

Re: Telecommuting and Moving

From my own experience with this: Reliable and speedy internet has been an issue for me, so I might look at coverage maps before moving. If your employer has particular security software on their laptops, do you need to travel to the employer in person in order to resolve any security issues? Don't ...
by Barefootgirl
Tue Apr 21, 2015 10:42 am
 
Forum: Personal Finance (Not Investing)
Topic: Telecommuting and Moving
Replies: 8
Views: 1040

Re: How to pay real estate tax with Target Redcard

Sorry, I don't have a direct response to the OP's question, but it triggers another one on the same vein. Since Redcard allows a person to pay the bills of the same credit cards used to load it, what benefit would it be to use Redcard to pay anything else - except possibly to get the 5% discount for...
by Barefootgirl
Tue Apr 21, 2015 10:30 am
 
Forum: Personal Consumer Issues
Topic: How to pay real estate tax with Target Redcard
Replies: 57
Views: 4598

Re: What Movie Have You Recently Watched?

Birdman, Perhaps I've the only person in America who did not enjoy this one...and I usually enjoy quirky, non-formulaic films...just couldn't get into it and I am even a big Edward Norton fan. Maybe it was too dark, too odd for even me. For those who enjoyed it, would like to know what subtle messag...
by Barefootgirl
Mon Apr 20, 2015 8:41 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 781
Views: 105128

[Who is Ameriprise? Got invitation from a financial advisor]

A guy just moved into our neighborhood, indicates he is a financial advisor working for Ameriprise. He's started inviting the neighbors to his home for beer and wine tastings and I'd like to accept his invitation, but not interested in a hard sell. I'm not familiar with Ameriprise, are these folks c...
by Barefootgirl
Sun Apr 19, 2015 3:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: [Who is Ameriprise? Got invitation from a financial advisor]
Replies: 32
Views: 2841

Re: Which Credit Card w/ 5% Cash Back Rotating Category is B

I voted Chase Freedom for the same reason. I take advantage of the extra 10% on all purchases since I have a Chase Checking as well.


Can you describe this feature in more detail?

Thank you.
by Barefootgirl
Sun Apr 19, 2015 8:04 am
 
Forum: Personal Finance (Not Investing)
Topic: Which Credit Card w/ 5% Cash Back Rotating Category is Best?
Replies: 21
Views: 2376

Re: Can't Just Do Nothing

Very funny Sidney :) - will you be here all week?
by Barefootgirl
Sun Apr 19, 2015 3:05 am
 
Forum: Personal Finance (Not Investing)
Topic: Can't Just Do Nothing
Replies: 45
Views: 6128

Re: Am I part of the problem??

I think this is a simple issue. It starts by accepting the economic framework that we all (or almost all) operate in - which is *not* a zero sum game. From there, it's a matter of determining your own personal ethics and comfort level - and then moving your life and behaviors in that direction. No n...
by Barefootgirl
Sun Apr 19, 2015 2:58 am
 
Forum: Personal Finance (Not Investing)
Topic: Am I part of the problem??
Replies: 73
Views: 8731

Re: Help Evaluating Federal Job Offer

Congratulations on landing your new job. I've spent time on both sides, so I can relate. Working for the feds requires patience...I was used to working to efficiency, I have had to learn to work instead to cover all the bases, even the remote ones - it is an adjustment. I wonder if the vacation carr...
by Barefootgirl
Sun Apr 19, 2015 2:47 am
 
Forum: Personal Finance (Not Investing)
Topic: Help Evaluating Federal Job Offer
Replies: 28
Views: 2693

Re: mandatory 17% tip at a buffet

I agree that 17% for a buffet seems excessive, however, I've noted where I live (major metro area) that tables for 6 and above seem to get these fees tacked on automatically. I've never waited tables, but it seems to me that 5 tables of two would be harder to service than 1 table for ten, but what d...
by Barefootgirl
Sun Apr 19, 2015 2:16 am
 
Forum: Personal Consumer Issues
Topic: mandatory 17% tip at a buffet
Replies: 32
Views: 3527

Re: Retirement Budgeting

Thank you all for the feedback. The first few years of living expenses will be highly variable. For example, on the high end, I plan on taking a round the world cruise and on the low end, I plan on doing some house sitting, houseboat sitting, hiking and camping and even staying with relatives, which...
by Barefootgirl
Sun Apr 19, 2015 2:09 am
 
Forum: Personal Finance (Not Investing)
Topic: Retirement Budgeting
Replies: 9
Views: 1477

Re: Netflix DVD delivery slowdown?

Slowed way down around the holidays and the early part of winter and not attributable to weather, either.

In the past several weeks, back to normal, along with increased email notifications of processing.

I am wondering what was going on.

BFG
by Barefootgirl
Sat Apr 18, 2015 3:59 pm
 
Forum: Personal Consumer Issues
Topic: Netflix DVD delivery slowdown?
Replies: 111
Views: 17809

Retirement Budgeting

Planning and hoping to retire early within a few years, but having trouble developing my budget in retirement - I don't expect my lifestyle then to look anything like my lifestyle now. Factors for consideration: - Sold my home and now renting, plan to rent for the forseeable future and even during t...
by Barefootgirl
Sat Apr 18, 2015 1:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Retirement Budgeting
Replies: 9
Views: 1477

Re: Can't Just Do Nothing

I wouldn't recommend the above scenario to anyone - it would require an intimate understanding of the contract and proposal process for federal contracting, the market, suppliers and customers etc. But it's an interesting example of a specific drop-shipping game. Last time I checked, the small busi...
by Barefootgirl
Sat Apr 18, 2015 1:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can't Just Do Nothing
Replies: 45
Views: 6128

Re: Can't Just Do Nothing

You've gotten some great advice already, so I'll just add, FWIW, that you have company. I had to hustle for so many years, working two jobs, then one job and grad school at the same time, then one job plus raising a child...that learning to just enjoy the view from here (one job, no grad school, chi...
by Barefootgirl
Sat Apr 18, 2015 1:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can't Just Do Nothing
Replies: 45
Views: 6128

Re: TradingPlaces' advice on travel awards

I've been trying to determine whether the Club Carlson changes apply to the CC Business card as well...still researching.
by Barefootgirl
Sat Apr 18, 2015 10:03 am
 
Forum: Personal Consumer Issues
Topic: TradingPlaces' advice on travel awards
Replies: 222
Views: 75023

Re: What Movie Have You Recently Watched?

101 Rekyjavik.

Quirky...
by Barefootgirl
Sat Apr 18, 2015 9:56 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 781
Views: 105128

Re: Two Comma Club

Congratulations to you! It is a good thing we have this place to share the accomplishment. I didn't learn soon enough. I was negative $20K around age 30 due to grad school loans, but amazingly hit the club first around age 38, not appropriately diversified, lost a bunch, then worked my way back by a...
by Barefootgirl
Sat Apr 11, 2015 2:44 pm
 
Forum: Investing - Help with Personal Investments
Topic: Two Comma Club
Replies: 66
Views: 8784

Re: A Little Surprise at the Social Security Office

I have an account online with SS also and the earnings look accurate - but how would you know those are the not the earnings of someone else who earned approximately the same as you? To be sure, wouldn't you need to locate every W-2 for every income year of record?

BFG
by Barefootgirl
Wed Apr 08, 2015 6:54 am
 
Forum: Personal Finance (Not Investing)
Topic: A Little Surprise at the Social Security Office
Replies: 17
Views: 3144

A Little Surprise at the Social Security Office

Went to dinner the other night with friends of my older brother. One woman had an interesting story. She sold her home, gave notice at her job to retire and went down to her local Social Security office to apply for benefits. Their records of her 2002 earnings showed earnings for someone else (!!) a...
by Barefootgirl
Wed Apr 08, 2015 6:43 am
 
Forum: Personal Finance (Not Investing)
Topic: A Little Surprise at the Social Security Office
Replies: 17
Views: 3144

Re: What Book Are You Currently Reading? Part VI

Freak Show Without A Tent: Swimming with Piranhas, Getting Stoned in Fiji and Other Family Vacations by Nevin Martell. Nevin is a local DC food writer, cookbook author and restaurant reviewer....this book details his interesting and eclectic childhood including many family travel adventures. His fat...
by Barefootgirl
Tue Apr 07, 2015 7:55 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 661
Views: 92743

Re: TradingPlaces' advice on travel awards

When the airlines and hotels devalue their points/awards, it doesn't just impact the flying public - it impacts the banks and their cards. The running joke is that more people travel free based on credit card awards than by accruing actual flight mileage. How do the banks respond via their affliate ...
by Barefootgirl
Tue Apr 07, 2015 5:37 pm
 
Forum: Personal Consumer Issues
Topic: TradingPlaces' advice on travel awards
Replies: 222
Views: 75023

Re: When to start taking pension payments?

A lump sum option is not available. They made an offer once, but the lump sum was signiicantly devalued when compared to annuity calculators.

BFG
by Barefootgirl
Mon Apr 06, 2015 7:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: When to start taking pension payments?
Replies: 11
Views: 1041

Re: When to start taking pension payments?

Thank you for the link....this pension is not indexed for inflation, unfortunately.

I wonder if this is one of those questions that is good to take to a financial advisor...

BFG
by Barefootgirl
Mon Apr 06, 2015 3:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: When to start taking pension payments?
Replies: 11
Views: 1041
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