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Re: Preparing to retire checklist

Thank you for the updates and maybe I speak for many here when I say I look forward to your updates. Good luck on the move...I understand how that goes. The silver lining is that these situations provide a golden opportunity to weed out the unwanted material possessions...freeing us up even further....
by Barefootgirl
Mon Sep 01, 2014 5:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: Preparing to retire checklist
Replies: 100
Views: 10282

Re: Preparing to retire checklist

Victoria, I might have missed it in an earlier post, but I was curious how you handled the issue of certain benefits. With respect to unused medical leave, assume that goes toward your pension calculation for time in service and therefore, there is no payment for unused ML. With respect to unused an...
by Barefootgirl
Sun Aug 31, 2014 1:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: Preparing to retire checklist
Replies: 100
Views: 10282

Re: Another Milestone

[i] This is a significant milestone. Congratulations, Barefootgirl!

+1 to this. Congratulations. Time to consider buying some shoes.

Thank you! Much appreciated, it's been a bumpy road, but smoothing out now....

No new shoes...I guess I've gotten this far without them :)

hiking boots? yes!

BFG
by Barefootgirl
Fri Aug 29, 2014 6:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Another Milestone
Replies: 9
Views: 1322

DIAs, SS, etc.

Lately, I've been reading up on the advantages of deferred annuities, which seem to be another spin on how to cover later in life living expenses. Another I see often mentioned here is delaying Social Security to age 70... So I think I need to consider all options...I understand in principal why del...
by Barefootgirl
Fri Aug 29, 2014 6:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: DIAs, SS, etc.
Replies: 1
Views: 254

Re: My husband's " WILL", $ left for me to live on....

When I first read the original post, I thought it was a scam/spam post - you know... "My spouse has $7M, how can I have enough to live on later..?"...but coming back here now to read this, I see it's true. I am without words, not often that happens to me lol. I really have no advice to off...
by Barefootgirl
Fri Aug 29, 2014 6:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: My husband's " WILL", $ left for me to live on....
Replies: 258
Views: 16968

Another Milestone

I'm a vestige of another time - today, after 5 years with my current employer, I am pension eligible. My earliest date to receive this income will be in 5 more years or wait until I reach 62. I am hoping to start taking payments in 5 years. I have a rough calculation of the monthly amount at that ti...
by Barefootgirl
Thu Aug 28, 2014 10:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Another Milestone
Replies: 9
Views: 1322

Re: Quote from a mover: Please comment

In your case then, hand delivering the books to the new location sounds like the best option...I realized in the last couple moves, that books are the heaviest items I own...that presents it own challenge, particularly if they are text books. Makes me ever so grateful now for the current storage med...
by Barefootgirl
Sun Aug 24, 2014 2:35 pm
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3771

European Wine Festivals?

I'm considering a trip to Spain to attend some wine festivals, notably the festival of San Mateo in Logrono, held every September.

Curious if anyone here has attended this festival and any comments about it ? Thanks, BFG
by Barefootgirl
Sun Aug 24, 2014 11:02 am
 
Forum: Personal Consumer Issues
Topic: European Wine Festivals?
Replies: 2
Views: 324

Re: Quote from a mover: Please comment

Victoria, As someone who has been through this too frequently in the past several years, I understand the inherent stress of it all and wish you all the best, but have confidence it will all work out for you. Although I have a lot of "stuff" in terms of books, clothing, cookware, sentiment...
by Barefootgirl
Sun Aug 24, 2014 11:00 am
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3771

Re: Quote from a mover: Please comment

yes, they appreciate tips and ice water. For minor jobs, I gave them each $30 - for my big move - $50 each.

They are amazingly efficient in how they move items quickly.

BFG
by Barefootgirl
Fri Aug 22, 2014 9:33 pm
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3771

Re: Quote from a mover: Please comment

Two Marines is just the name of the business - it's actually much more "professional" than the name sounds. They will send two or three off duty military personnel depending on the size of the job, which they scope out when they interview you and you tell them what it is and how much you a...
by Barefootgirl
Fri Aug 22, 2014 9:30 pm
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3771

Re: Quote from a mover: Please comment

Maybe I should mention that for a whole apartment worth of furniture, boxes, etc. my highest tab with Two Marines was never more than $600. I did not use their time for packing or unpacking, maybe that is a key issue as well. I had everything ready to go when they arrived. I used them strictly for m...
by Barefootgirl
Fri Aug 22, 2014 11:39 am
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3771

Re: Quote from a mover: Please comment

Victoria, I can strongly recommend Two Marines Moving Service based in Alexandria, VA. I've used their services 4 times in 5 years and every time, I was satisfied. Customer service is top notch. The prices you show seem a bit higher than what I paid them as recently as March of this year. Distance b...
by Barefootgirl
Fri Aug 22, 2014 11:38 am
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3771

Re: Pressure Cookers?

Would love to know some of your favorite recipes for the Instant Pot....I try to stick to whole foods as well, as they come in natures package lol

BFG
by Barefootgirl
Thu Aug 21, 2014 5:02 pm
 
Forum: Personal Consumer Issues
Topic: Pressure Cookers?
Replies: 46
Views: 3287

Unlimited cell plans dropping in price?

For the area I live in, it appears I need to look to the nationwide carriers in order to obtain good service.

I just saw a Sprint ad for $50/mo for unlimited talk and text, this is about half of what I am paying now to T Mobile.

Anyone happy with Sprint? Thank you, BFG
by Barefootgirl
Wed Aug 20, 2014 10:50 am
 
Forum: Personal Consumer Issues
Topic: Unlimited cell plans dropping in price?
Replies: 40
Views: 3264

Re: FERS retirement: Final taxes and TSP

Thank you, that clarifies the issue for me.

BFG
by Barefootgirl
Tue Aug 19, 2014 8:39 am
 
Forum: Personal Finance (Not Investing)
Topic: FERS retirement: Final taxes and TSP
Replies: 38
Views: 2438

Re: FERS retirement: Final taxes and TSP

Victoria, First, please allow me to congratulate you on your upcoming retirement :) Can I ask a question regarding your statement?: I was going to delay the FERS annuity until the age of 62 so that I would not lose 5% per year, but when I calculated how much I would have to pay in FEHB and BENEFEDS,...
by Barefootgirl
Mon Aug 18, 2014 9:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: FERS retirement: Final taxes and TSP
Replies: 38
Views: 2438

Re: Haitian Cotton [couch]-how to clean economically

You could try 40 weight clear hair dye developer - worked like a charm for me on stains on white carpet. The recommendation is always to first try in an inconspicuous location.

BFG
by Barefootgirl
Mon Aug 18, 2014 9:50 am
 
Forum: Personal Consumer Issues
Topic: Haitian Cotton [couch]-how to clean economically
Replies: 4
Views: 417

Re: Moving after retirement.

I have family in upstate NY and would love to spend summers with them, but don't want to live with them :0 - but I am hesitant to purchase any property there. While it's cheap, the property taxes and utilities seem prohibitive and then there is the issue of repairs in the spring. They might be jokin...
by Barefootgirl
Mon Aug 18, 2014 9:46 am
 
Forum: Personal Consumer Issues
Topic: Moving after retirement.
Replies: 43
Views: 3730

Re: Moving after retirement.

As I was thinking about this afterwards, the same occurred to me, that these must be people who are a lot older than I am. There are many women, self included - who need to be just as careful about running into unscrupulous paramours, lol - in my generation, you are just as likely to meet women with...
by Barefootgirl
Sun Aug 17, 2014 6:50 pm
 
Forum: Personal Consumer Issues
Topic: Moving after retirement.
Replies: 43
Views: 3730

Re: Moving after retirement.

Im amazed at how married women look at a single woman who appears on the social scene in a retirement area. She is looked at as a lone wolf, a cougar. If she arrived as part of a couple and is now a widow, that's OK but if she arrived as a single...she is a cougar. Women live longer than men...a ne...
by Barefootgirl
Sun Aug 17, 2014 11:53 am
 
Forum: Personal Consumer Issues
Topic: Moving after retirement.
Replies: 43
Views: 3730

Re: Retirement luxury vehicle

Wonder what we Bogleheads will want in our 70's.

I think about this from time to time. At this point, I think I'll want a convertible to drive around some place that gets sunshine more than 300 days/year.

BFG
by Barefootgirl
Sun Aug 17, 2014 8:51 am
 
Forum: Personal Finance (Not Investing)
Topic: Retirement luxury vehicle
Replies: 62
Views: 4484

Re: Pressure Cookers?

One thing I've noticed about low and slow cooking in the oven or countertop slow cooker is that an extended cooking time seems to be key in developing depth of flavor.

With these pressure cooking devices, does the pressure - rather than time - allow flavor to develop? how does flavor compare?

BFG
by Barefootgirl
Sun Aug 17, 2014 8:09 am
 
Forum: Personal Consumer Issues
Topic: Pressure Cookers?
Replies: 46
Views: 3287

Re: The (un)freshness of Starbucks bakery products

Primarily, onsite, fresh baked items are offered by independent businesses, not chains.

BFG
by Barefootgirl
Sat Aug 16, 2014 7:40 pm
 
Forum: Personal Consumer Issues
Topic: The (un)freshness of Starbucks bakery products
Replies: 49
Views: 4469

Re: Mac Airbook

Another thing I've noticed - it's so durable and light and portable, that I am tempted to take it anywhere/everywhere....but it's actually too big IMO, in some situations...makes me wonder whether I would also appreciate an iPad...but I understand it's not good for extensing typing (writing long ema...
by Barefootgirl
Sat Aug 16, 2014 2:19 pm
 
Forum: Personal Consumer Issues
Topic: Mac Airbook
Replies: 38
Views: 3174

Re: "Russan Gang Amasses Over A Billion Stolen Passwords"

Looking for what I should do going forward - is MudPuppy's (thank you MP) guidance (or similar strategies), the consensus? Just give up on memorizing a ton of passwords. Make a few really good (at least 24 characters, more is better) master passwords using some technique like DiceWords, pronounceabl...
by Barefootgirl
Sat Aug 16, 2014 11:02 am
 
Forum: Personal Consumer Issues
Topic: "Russan Gang Amasses Over A Billion Stolen Passwords"
Replies: 87
Views: 7483

Re: Coffee Beans

I'm slow, can I ask what WFM stands for?

Thanks
by Barefootgirl
Sat Aug 16, 2014 10:53 am
 
Forum: Personal Consumer Issues
Topic: Coffee Beans
Replies: 12
Views: 744

Re: The (un)freshness of Starbucks bakery products

Not surprised, they're baked goods have always tasted "long shelf life" to me...

I do enjoy their espressos and espresso drinks.

Peets just opened in my area - finally, some worthy competition.
'
BFG
by Barefootgirl
Sat Aug 16, 2014 10:35 am
 
Forum: Personal Consumer Issues
Topic: The (un)freshness of Starbucks bakery products
Replies: 49
Views: 4469

Re: Mac Airbook

Twenty year user of PCs, switched to Apple last year through purchase of a MacBook Air. This thing is a beast. I have dropped it more times than I can count and it still works like a champ. Easy to learn, a bit quirky at times. My power cord is failing however, so I need to find a new one. Cons: wir...
by Barefootgirl
Sat Aug 16, 2014 10:30 am
 
Forum: Personal Consumer Issues
Topic: Mac Airbook
Replies: 38
Views: 3174

Pressure Cookers?

I've noticed in certain healthful cooking articles, that pressure cookers are experiencing a resurgence.

The last pressure cooker I saw was in 1970, the one that left a mess of beans on my grandmother's kitchen ceiling.

Anyone try to use one of these beasts?

BFG
by Barefootgirl
Sat Aug 16, 2014 10:23 am
 
Forum: Personal Consumer Issues
Topic: Pressure Cookers?
Replies: 46
Views: 3287

Re: The Funniest Movie Ever

no lovers of Wayne's World or Austin Powers? Mike Myers is a genius.


BFG
by Barefootgirl
Sat Aug 16, 2014 10:19 am
 
Forum: Personal Consumer Issues
Topic: The Funniest Movie Ever
Replies: 227
Views: 14861

Coffee Beans

I grind my own and love coffee. I've been buying my beans by the bag at my local Starbucks.

Any other favorite sources for beans? I lean toward rounded, caramelly-smooth, nutty flavor notes.

Thanks, BFG
by Barefootgirl
Sat Aug 16, 2014 9:48 am
 
Forum: Personal Consumer Issues
Topic: Coffee Beans
Replies: 12
Views: 744

Re: Any experience with LifeSpan TR800 DT5 Treadmill Desk?

Ray,

You didn't get any responses to your post….inquiring minds would like to know what you ended up with?

BFG
by Barefootgirl
Sat Aug 09, 2014 9:07 am
 
Forum: Personal Consumer Issues
Topic: Any experience with LifeSpan TR800 DT5 Treadmill Desk?
Replies: 10
Views: 830

Re: That sudden moment when Money is not a Problem

Call me crazy, but this is why when I first became aware (only in the past couple weeks) of deferred income annuities, it seemed to answer part of the puzzle for me…just buy one soon, so that I have it in place as insurance, in case I need it, then between now and then - enjoy my money while I still...
by Barefootgirl
Fri Aug 08, 2014 4:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: That sudden moment when Money is not a Problem
Replies: 33
Views: 6687

Re: Electronic person-to-person payments

Do any of these services allow you to send money to someone using your credit on a credit card?

thanks, BFG
by Barefootgirl
Thu Aug 07, 2014 4:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Electronic person-to-person payments
Replies: 19
Views: 1554

Re: what gender are you?

Maybe I am not a Boglehead after all. I did not over-analyze the simple question, lol

BFG
by Barefootgirl
Thu Aug 07, 2014 12:24 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: what gender are you?
Replies: 27
Views: 4947

Walking/Running/Computing Machine

I've been thinking that one of the drawbacks of a treadmill desk may be that it cannot function as a simple treadmill for running at the end of the work day, since it's not practical to own two separate treadmills. Then tonight, I find this: http://www.proform.com/fitness/en/ProForm/Treadmills/profo...
by Barefootgirl
Wed Aug 06, 2014 9:47 pm
 
Forum: Personal Consumer Issues
Topic: Walking/Running/Computing Machine
Replies: 0
Views: 194

Re: I Strayed From The Path...Forgive Me.

There are no gurus, only comparison sources for guidance.

BFG
by Barefootgirl
Tue Aug 05, 2014 9:36 am
 
Forum: Personal Finance (Not Investing)
Topic: I Strayed From The Path...Forgive Me.
Replies: 26
Views: 3550

Deferred Income Annuity

Under what types of circumstances (if any), might a deferred-income annuity be a good strategy/financial plan?

Thanks, BFG
by Barefootgirl
Tue Aug 05, 2014 7:06 am
 
Forum: Personal Finance (Not Investing)
Topic: Deferred Income Annuity
Replies: 9
Views: 847

Re: Vanguard sued for charging too little

The September issue of Kiplinger's has a Dan Wiener article with the headline: "Forget Vanguard's Index Funds, instead focus on its actively managed funds." buried further in the article "I'd be thrilled if everybody indexed, except for the people who read my newsletter and my clients...
by Barefootgirl
Mon Aug 04, 2014 7:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard sued for charging too little
Replies: 187
Views: 21147

Re: New smartphone - questions from a nervous upgrader

I think I'm overpaying with my current provider T Mobile, and their service is not great where I live. I have a Galaxy phone less than a year old and no contract. Looks like I should look into the coverage map for Republic Wireless. I am not a big smartphone user - mostly voice, some text, some Inte...
by Barefootgirl
Mon Aug 04, 2014 5:05 pm
 
Forum: Personal Consumer Issues
Topic: New smartphone - questions from a nervous upgrader
Replies: 42
Views: 3207

Re: Missing TSP Contribution?

Update: the missing TSP contributions finally showed up, 5 days late. Now, it gets interesting. I got paid yesterday and checked TSP today. My own contributions are there, but my agencies' are not. This is the first time I've seen this happen in 5 years. I could be reading more into this than there ...
by Barefootgirl
Sat Aug 02, 2014 9:53 am
 
Forum: Personal Finance (Not Investing)
Topic: Missing TSP Contribution?
Replies: 13
Views: 1886

Re: Best way to earn a pension

I've accrued all legs of the stool - 401K (TSP), nest egg, 2 pensions plus SS. Maybe it's a psychological thing…but the nest egg and 401K , while they are nice to have - big fat numbers staring me in the face, the pension and SS income streams just scream more reliability and security..maybe it's cr...
by Barefootgirl
Sat Aug 02, 2014 9:47 am
 
Forum: Personal Finance (Not Investing)
Topic: Best way to earn a pension
Replies: 38
Views: 4749

Re: Best way to earn a pension

Then guess what will be the first to go?

In the public sector? taxes..to fund the pensions. May be easier for the feds to pull off than the states and municipalities.

BFG
by Barefootgirl
Fri Aug 01, 2014 8:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Best way to earn a pension
Replies: 38
Views: 4749

Re: Best way to earn a pension

Dept of Veterans Affairs is always looking for medical personnel, one of the few employers where age is not held against you. Five years and you can leave with a small pension, ten years gets you a bigger pension and subsidized employer health care in retirement - there may be a minimum age requirem...
by Barefootgirl
Fri Aug 01, 2014 11:54 am
 
Forum: Personal Finance (Not Investing)
Topic: Best way to earn a pension
Replies: 38
Views: 4749

Re: Your Best Tips for Selling on eBay/Amazon/Similar?

i'm looking to sell some low cost beauty items, not typically the sort of thing you would donate to charity. I have maybe 50 items to unload and then I am out…so I don't really see this as a new hobby, more as a part time, temporary venture. Have any of you used venues other than eBay? Amazon? Pinte...
by Barefootgirl
Thu Jul 31, 2014 12:00 pm
 
Forum: Personal Consumer Issues
Topic: Your Best Tips for Selling on eBay/Amazon/Similar?
Replies: 11
Views: 1119

Your Best Tips for Selling on eBay/Amazon/Similar?

My first time ever *selling* online as an individual. For those of you who already do, your best tips for best places to set up…seems like an online shop would be preferable to continuous short term auctions? Tips on how to manage fees (how cost effective are they for lower priced items?), shipping ...
by Barefootgirl
Thu Jul 31, 2014 9:15 am
 
Forum: Personal Consumer Issues
Topic: Your Best Tips for Selling on eBay/Amazon/Similar?
Replies: 11
Views: 1119

Re: On the Road/Air/Water Retirement

Wow, what a story, I guess it really pays to know your local landlord/tenant laws before engaging in this.

BFG
by Barefootgirl
Thu Jul 31, 2014 9:11 am
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 54
Views: 4670

Re: Florida Retirement Communities advice/thoughts

I t's how long it's hot (Apr-Oct) that makes me cross it off my list. If you take the flip side of this (Oct - Apr) that's what makes me cross off many parts of the Northern US for purposes of relocation. The problem is that many areas plagued by long winters are also known for gray skies, general d...
by Barefootgirl
Mon Jul 28, 2014 10:04 pm
 
Forum: Personal Consumer Issues
Topic: Florida Retirement Communities advice/thoughts
Replies: 24
Views: 2951

Re: On the Road/Air/Water Retirement

n snowbird areas, there are lower cost housing options where most residents leave to avoid the summer heat. Some large, retiree developments are gated and the residents have their own volunteer, night time street patrols, plus any remaining neighbors know who belongs where. Your social life will no...
by Barefootgirl
Sun Jul 27, 2014 11:04 am
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 54
Views: 4670
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