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Re: Missing TSP Contribution?

So, ostensibly, they "take" it from you Thursday night, but it doesn't arrive at TSP until Tuesday…. the agency keeps it in their account for 3 more days? I guess I don't know enough about how transfers work to know who is holding the funds and for how long, until it becomes your money aga...
by Barefootgirl
Mon Jul 21, 2014 2:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Missing TSP Contribution?
Replies: 9
Views: 1085

Re: Downsizing to Apartment

Glad to read of those who are happier having downsized. I downsized, and decided to never upsize again, so I feel like I am already ready to fly, even though my retirement is a few years away.

BFG
by Barefootgirl
Mon Jul 21, 2014 1:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Downsizing to Apartment
Replies: 16
Views: 1407

Re: Missing TSP Contribution?

Spoke with TSP this AM. No reason given, but apparently it can take a few days, so we need to keep watching for it.

We are a large agency, the amount floating out there must be staggering…must be nice for somebody LOL

BFG
by Barefootgirl
Mon Jul 21, 2014 10:19 am
 
Forum: Personal Finance (Not Investing)
Topic: Missing TSP Contribution?
Replies: 9
Views: 1085

Re: How much do you spend on your hobby annually?

With respect to photography as a hobby, do any of you see the costs of that hobby changing rapidly? I've been admiring a lot of photos lately taken by others via iphoneography (I think that's what they call it) and the stunning and artful quality of the photos produced makes me question why anyone w...
by Barefootgirl
Sun Jul 20, 2014 10:23 am
 
Forum: Personal Consumer Issues
Topic: How much do you spend on your hobby annually?
Replies: 77
Views: 6733

Re: Easy careers to last me to retirement?

I've got a acquaintance who did 20 in the Army and retired at 43. He has supplemented his income with truck driving gigs and is now in training to become a copywriter working remotely from a cheap location.

BFG
by Barefootgirl
Sat Jul 19, 2014 8:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 13425

Establishing a price in the absence of market information

I am thinning my collection of rare, hard to find, discontinued, niche, high-end-you-name-it, perfumes. I placed a notice of this in one of the collector groups and I have an interested buyer - but we are having a problem (it's a friendly negotiation) establishing a fair price - since there is no ma...
by Barefootgirl
Sat Jul 19, 2014 12:43 pm
 
Forum: Personal Consumer Issues
Topic: Establishing a price in the absence of market information
Replies: 2
Views: 343

Re: Missing TSP Contribution?

yes it did, that is why this is so strange…obviously my TSP balance fluctuates daily (sometimes dramatically lol) and so it's not possible to tell from the balance alone, whether another contribution was made. Guess I will call them on Monday AM if no deposit transaction shows up by then Thanks for ...
by Barefootgirl
Sat Jul 19, 2014 10:58 am
 
Forum: Personal Finance (Not Investing)
Topic: Missing TSP Contribution?
Replies: 9
Views: 1085

Missing TSP Contribution?

I noticed this morning that my TSP contribution from the 7/18 paycheck has not posted yet, as of this morning. Yes, I realize it's only one day, but this is the first time in several years, that I have not seen in post by the following morning, so this is curious. Yes, I can call them, but I would l...
by Barefootgirl
Sat Jul 19, 2014 9:37 am
 
Forum: Personal Finance (Not Investing)
Topic: Missing TSP Contribution?
Replies: 9
Views: 1085

Re: Keeping mold out of bath/shower

RE: peroxide - you may wish to refer to this site for more conservative instructions, I am something of a hack and do things more haphazardly than your average Jane:


http://housewifehowtos.com/clean/how-to ... nd-mildew/

BFG
by Barefootgirl
Wed Jun 25, 2014 7:15 pm
 
Forum: Personal Consumer Issues
Topic: Keeping mold out of bath/shower
Replies: 27
Views: 2174

Re: Keeping mold out of bath/shower

yes, for years, in several different homes - no problems, no mold - this is often recommended for "green" cleaning, but hey, who knows, lol.

BFG
by Barefootgirl
Wed Jun 25, 2014 6:33 pm
 
Forum: Personal Consumer Issues
Topic: Keeping mold out of bath/shower
Replies: 27
Views: 2174

Re: Keeping mold out of bath/shower

Keep a spray bottle of cheap hydrogen peroxide near the bath/shower. Occasionally, spray the peroxide into the caulking, crevices, etc.

BFG
by Barefootgirl
Wed Jun 25, 2014 5:46 pm
 
Forum: Personal Consumer Issues
Topic: Keeping mold out of bath/shower
Replies: 27
Views: 2174

Re: Fed up with ATT

It's a shabby, industry wide practice to load up the bill, hoping the customer will just pay. Nearly every thing on those bills is negotiable, trust me. Seems the only way to play the game is to call them on a frequent basis and threaten to leave. Their bet is that people won't do that, so they win,...
by Barefootgirl
Wed Jun 25, 2014 10:48 am
 
Forum: Personal Consumer Issues
Topic: Fed up with ATT
Replies: 47
Views: 3707

Re: Personal Development Books

I can also vouch for the power behind Frankl's classic book.

Also, anything written by James Hollis.

If there are specific areas of development, I can probably provide a longer list.

Best, BFG
by Barefootgirl
Tue Jun 24, 2014 7:43 pm
 
Forum: Personal Consumer Issues
Topic: Personal Development Books
Replies: 39
Views: 2715

Re: Question about divorce & settlement

Seems the OP is in his mid-twenties, so maybe a little slack is in order (actually, I always vote this way when it comes to longtimers versus shorttimers). Don't you wish you all were as well informed that many years ago, lol? My best advice is to take the best advice you've been given here and toss...
by Barefootgirl
Tue Jun 24, 2014 9:21 am
 
Forum: Personal Consumer Issues
Topic: Question about divorce & settlement
Replies: 39
Views: 2042

Re: Question about divorce & settlement

Wow, tough (and somewhat prejudiced) crowd on this thread…don't know why, but the whole forum is getting cranky …and we haven't even hit the dog days yet. That said, divorce issues are most certainly financial issues. You might be better off posting in the Finance, not investing, sub forum. I've see...
by Barefootgirl
Tue Jun 24, 2014 3:01 am
 
Forum: Personal Consumer Issues
Topic: Question about divorce & settlement
Replies: 39
Views: 2042

Re: TSP vs. Vanguard Admiral Funds?

I have personally rolled over the balances of two separate, qualified employer plans into my TSP account, so I am not sure where you're getting the information that this is only allowed once. You might want to call them again to verify the info. Good luck. In theory, your future salary should get a ...
by Barefootgirl
Mon Jun 23, 2014 8:15 am
 
Forum: Investing - Help with Personal Investments
Topic: TSP vs. Vanguard Admiral Funds?
Replies: 5
Views: 631

Re: Personal Life subforum?

This is an interesting thread, surprising to me that some are so adamant about or even perhaps threatened by, something they can freely choose to ignore.

Maybe we can move onto more pressing topics such as: how many angels can dance on the head of a pin?

BFG
by Barefootgirl
Thu Jun 19, 2014 7:06 pm
 
Forum: Forum Issues and Administration
Topic: Personal Life subforum?
Replies: 97
Views: 4577

Bluebird

Do any of you use the Blubird financial services? Does it offer any advantages over a traditional banking arrangement?

www.bluebird.com

Thanks, BFG
by Barefootgirl
Thu Jun 19, 2014 11:19 am
 
Forum: Personal Consumer Issues
Topic: Bluebird
Replies: 14
Views: 1643

Re: Personal Life subforum?

Maybe I don't get around enough, lol - but the other forums I belong to, that have a "Lounge" section for off topic postings don't seem to experience spamming, off color language or totally bizarre topics, etc. ...maybe because the people allowed to post are already existing members of the...
by Barefootgirl
Tue Jun 17, 2014 1:55 pm
 
Forum: Forum Issues and Administration
Topic: Personal Life subforum?
Replies: 97
Views: 4577

Re: Forums like Bogleheads, for Life ?? (other aspects)

I have several friends successfully using pseudonym profiles without personal photos, using instead, beach or sunset photos as their profile photo. It can be interesting to browse through the Groups section of FB to view all types of groups, discussing all kinds of topics, both popular or obscure. I...
by Barefootgirl
Tue Jun 17, 2014 12:12 pm
 
Forum: Personal Consumer Issues
Topic: Forums like Bogleheads, for Life ?? (other aspects)
Replies: 56
Views: 4215

Re: What Do You Eat For Snacks?

MMM - is that code for the Mustache guy?

BFG
by Barefootgirl
Tue Jun 17, 2014 11:16 am
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6194

Re: What Do You Eat For Snacks?

It was not raw milk - it is this brand below, which claims "low pasteurization" - I am still enjoying it, the taste is really better and I am a bit of a crank, so this says something for me.

BFG

http://www.tricklingspringscreamery.com ... s-organic/
by Barefootgirl
Tue Jun 17, 2014 11:13 am
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6194

Re: Forums like Bogleheads, for Life ?? (other aspects)

We have a way of addressing that in the current groups I am in on FB. Those wanting anonymity will often have one or two FB profiles, one with an actual name and/or one with a pseudonym. When sending/receiving invites, they will communicate using their pseudonym profile and give the moderator their ...
by Barefootgirl
Tue Jun 17, 2014 11:04 am
 
Forum: Personal Consumer Issues
Topic: Forums like Bogleheads, for Life ?? (other aspects)
Replies: 56
Views: 4215

Re: Forums like Bogleheads, for Life ?? (other aspects)

I've never found equivalent online forums/communities offering the same or similar level of quality input and thoughtful discussion. There are pockets of light to be found on the city-data forum, but I stress they are pockets only. I agree there are equally important issues worthy of further discuss...
by Barefootgirl
Tue Jun 17, 2014 8:52 am
 
Forum: Personal Consumer Issues
Topic: Forums like Bogleheads, for Life ?? (other aspects)
Replies: 56
Views: 4215

Re: With no children, who will take care of my finances?

Would a geriatric social worker or someone in a similar position have a fiduciary responsibility?

BFG
by Barefootgirl
Sun Jun 15, 2014 7:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: With no children, who will take care of my finances?
Replies: 53
Views: 5692

Re: What Do You Eat For Snacks?

Tasted better than organic milk - for example, they type I can buy at Whole Foods in a carton - think Horizon is the brand. If regular grocery store milk is a 1 and Horizon is a 3, this would be at least a 7 or 8. I asked the guy handing out samples, he says the flavor is due to the different fatty ...
by Barefootgirl
Sun Jun 15, 2014 7:01 pm
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6194

Re: Convince me to visit Italy

A couple years ago, I spent two weeks in Italy - had wine with lunch and dinner every day at different restaurants - so approximately 14 different house wines - red and white and all of them delicious. I'm scratching my head - why is it that here in the US, I have to go wine tasting to find a good w...
by Barefootgirl
Sun Jun 15, 2014 4:34 pm
 
Forum: Personal Consumer Issues
Topic: Convince me to visit Italy
Replies: 77
Views: 5305

Re: What Do You Eat For Snacks?

The comments here about chocolate milk came to mind yesterday as I sampled milk offered by a local farm, milk from cows raised and living there on grass and presumably without hormones, etc. The taste reminded me of the milk I drank as a kid from my grandparents' farm and then I realized how long it...
by Barefootgirl
Sun Jun 15, 2014 4:30 pm
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6194

Re: With no children, who will take care of my finances?

Is this an emerging service niche as our society changes and the childless/elderly/ill need additional support services that used to be performed by the community or the family? Sometimes, in this area, I see commercial vehicles advertising a service shuttling the elderly or the ill to medical, lega...
by Barefootgirl
Sun Jun 15, 2014 1:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: With no children, who will take care of my finances?
Replies: 53
Views: 5692

Email service alternatives to MSN hotmail and Gmail?

Are there any other no-cost email services you that like and use?

Thanks, BFG
by Barefootgirl
Sun Jun 15, 2014 1:25 pm
 
Forum: Personal Consumer Issues
Topic: Email service alternatives to MSN hotmail and Gmail?
Replies: 22
Views: 1957

Re: What Do You Eat For Snacks?

popcorn

rice crackers and tuna or cheese or smoked oysters

frozen fruit bars

nuts

chocolate
by Barefootgirl
Fri Jun 13, 2014 8:56 pm
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6194

Re: On the Road/Air/Water Retirement

Want to say thank you for the excellent advice and reference links provided in this thread. I also have one to share - join the expat forums for the countries you plan to visit/inhabit. Those communities know the lay of the land, best local deals and neighborhoods, rentals, etc.... As one example, I...
by Barefootgirl
Tue Jun 10, 2014 11:20 am
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 47
Views: 2924

Re: On the Road/Air/Water Retirement

There are two questions here: where to go and how to arrange it while minimizing cost. I think arrangements cause more analysis paralysis than a choice of location. Very much agree. Also, it's not that I'm uptight and afraid of tossing caution to the wind, it's more that I have a lot more self awar...
by Barefootgirl
Tue Jun 10, 2014 11:18 am
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 47
Views: 2924

Re: The 2 comma paradox

When I was married, we joined the club during the late 90s tech boom. During our separation in 2008, we divided marital assets and lost club membership. Through diligence, less than 5 years later, I was back in the club again this time as a single person, with only 40% of the previous household inco...
by Barefootgirl
Mon Jun 09, 2014 4:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: The 2 comma paradox
Replies: 155
Views: 14176

Re: On the Road/Air/Water Retirement

In the typical long term rental situation, you can't just ask a tenant to leave to accomodate changes in your own schedule. I've been thinking of those properties located in resort communities - historic (like Williamsburg, VA) beach (up and down the coast) or mountain (tennis, golf and ski) areas -...
by Barefootgirl
Mon Jun 09, 2014 3:51 pm
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 47
Views: 2924

Re: On the Road/Air/Water Retirement

Agree as to the ratio of home/away - I've been thinking that as one decides, a message could be sent ahead to the property manager as to when to rent or when to leave it available. I am also thinking, but have not researched it thoroughly, that since this is a business, there might be substantive ta...
by Barefootgirl
Mon Jun 09, 2014 1:32 pm
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 47
Views: 2924

Re: On the Road/Air/Water Retirement

Hi Victoria, Yes, I'm rolling these issues around and your perspective is helpful since I recall you were considering the same or similar scenarios. I'm in a situation where the only expenses I have are connected to my rental home and vehicle. Giving up the rental and stashing the vehicle in my sist...
by Barefootgirl
Mon Jun 09, 2014 12:51 pm
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 47
Views: 2924

Re: Favorite guitarist...

Jeff Beck
Chet Atkins
Mark Knopfler
Danny Gatton
Warren Haynes
Luther Dickinson
Andres Segovia
Paco de Lucia


Really, too many to list.

BFG
by Barefootgirl
Mon Jun 09, 2014 12:11 am
 
Forum: Personal Consumer Issues
Topic: Favorite guitarist...
Replies: 187
Views: 18878

On the Road/Air/Water Retirement

Planning to spend the first few years of retirement living a mobile lifestyle, in the early planning stages, so no details yet - just know I want to see more of the world, all parts. Any recommendations for online forums or books or sources for people in this lifestyle? May just put the permanent fi...
by Barefootgirl
Sun Jun 08, 2014 10:36 am
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 47
Views: 2924

Re: Telecom - Going back to go forward

It happens with multiple cellphones at the house and seems to be a neighborhood problem as we have a Facebook group and many are complaining of this. We also have problems with our internet provider. The explanation that the building dwellers have been given is that there are too many wireless route...
by Barefootgirl
Sat Jun 07, 2014 5:51 pm
 
Forum: Personal Consumer Issues
Topic: Telecom - Going back to go forward
Replies: 15
Views: 891

Re: Telecom - Going back to go forward

I did not write that correctly. When we attempted to use the WiFi feature, it did nothing to improve the low quality of the service.

BFG
by Barefootgirl
Sat Jun 07, 2014 11:51 am
 
Forum: Personal Consumer Issues
Topic: Telecom - Going back to go forward
Replies: 15
Views: 891

Re: Telecom - Going back to go forward

Yes, we tried the wifi option - that did not boost the signal either, unfortunately.
by Barefootgirl
Sat Jun 07, 2014 11:05 am
 
Forum: Personal Consumer Issues
Topic: Telecom - Going back to go forward
Replies: 15
Views: 891

Telecom - Going back to go forward

Following up my recent telecom quandary post - we've tried all the suggestions and they are appreciated, but for one reason or another, they didn't work for our situation. We've decided to return to old, reliable technology - we are having a landline turned up in the home this week and an old fashio...
by Barefootgirl
Sat Jun 07, 2014 9:41 am
 
Forum: Personal Consumer Issues
Topic: Telecom - Going back to go forward
Replies: 15
Views: 891

Re: does frugality result in lower career ambition?

I've never thought of those two concepts are being connected, but now that you've brought it up, I think they can be. In my case, I saw my lifes resources as comprised of three parts - time, money and (ability to deal with stress/energy/hassle/soul selling) I've made nearly every decision based on a...
by Barefootgirl
Mon Jun 02, 2014 12:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: does frugality result in lower career ambition?
Replies: 113
Views: 8304

Re: How to pay ZERO taxes in retirement with 6-figure expens

Great blog, thanks for the link.

Any similar blogs or sites or newsletters (do those even exist anymore?) or books to recommend for tax tips?..beyond an overview, seeking for more in-depth guidance.

Thanks, BFG
by Barefootgirl
Sun Jun 01, 2014 2:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: How to pay ZERO taxes in retirement with 6-figure expenses
Replies: 154
Views: 41021

Compilation of Travel Advice

I realize FlyerTalk is comprehensive and current, but does anyone here have a favorite blog or book that compiles the best tips in one place if one doesn't have the time to weed through all the threads there?

Thanks, BFG
by Barefootgirl
Sat May 31, 2014 8:55 am
 
Forum: Personal Consumer Issues
Topic: Compilation of Travel Advice
Replies: 12
Views: 1562

Re: Best Non-Stick Pan or Skillet

which green one? thanks
by Barefootgirl
Fri May 30, 2014 7:37 pm
 
Forum: Personal Consumer Issues
Topic: Best Non-Stick Pan or Skillet
Replies: 52
Views: 6217

Re: Who are the BogleHeads.org heavyweights?

Regardless of the names, maybe (for me, anyway) it's enough to know there are gems of wisdom and information here - of the kind I would be hard pressed to find elsewhere without spending considerable resources. I appreciate that….knowledge, entertainment, education, people helping others solve probl...
by Barefootgirl
Fri May 30, 2014 6:58 pm
 
Forum: Forum Issues and Administration
Topic: Who are the Bogleheads.org heavyweights?
Replies: 127
Views: 8798

Re: Health Insurance Hell

This gives you the choice of many countries with lower prices. You could therefore import from another country, realizing that would violate US law, or move. If a US citizen needed a particular drug they could not afford, which countries would be their best options to move to, for more affordable d...
by Barefootgirl
Fri May 30, 2014 10:23 am
 
Forum: Personal Finance (Not Investing)
Topic: Health Insurance Hell
Replies: 32
Views: 3993

Re: Who are the BogleHeads.org heavyweights?

Why not read the WIKI instead of all someones posts?

One reason I found - the Wiki is a great jumping off point to get a broad overview of a topic.
When you want or need to drill down, it's often way more helpful to discuss here with others who've been there or have specific knowledge.

BFG
by Barefootgirl
Fri May 30, 2014 9:32 am
 
Forum: Forum Issues and Administration
Topic: Who are the Bogleheads.org heavyweights?
Replies: 127
Views: 8798
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