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Re: Florida Retirement Communities advice/thoughts

I t's how long it's hot (Apr-Oct) that makes me cross it off my list. If you take the flip side of this (Oct - Apr) that's what makes me cross off many parts of the Northern US for purposes of relocation. The problem is that many areas plagued by long winters are also known for gray skies, general d...
by Barefootgirl
Mon Jul 28, 2014 10:04 pm
 
Forum: Personal Consumer Issues
Topic: Florida Retirement Communities advice/thoughts
Replies: 18
Views: 1914

Re: On the Road/Air/Water Retirement

n snowbird areas, there are lower cost housing options where most residents leave to avoid the summer heat. Some large, retiree developments are gated and the residents have their own volunteer, night time street patrols, plus any remaining neighbors know who belongs where. Your social life will no...
by Barefootgirl
Sun Jul 27, 2014 11:04 am
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 51
Views: 3735

Int'l Train Travel

Jazztonight's posts have planted a seed in my mind to do some travel by train. It sounds as if Amtrak is not a favorite. Not long ago, I travelled by rail from Rome to Florence and back to Rome and thoroughly enjoyed the trip, although the Rome train station was a bit creepy. Any other favorite trai...
by Barefootgirl
Sat Jul 26, 2014 4:37 pm
 
Forum: Personal Consumer Issues
Topic: Int'l Train Travel
Replies: 28
Views: 1409

Re: Lawyer Up? Advice Needed

Now I have to go through rounds of tests and future monitoring.

Is this what the medical professionals informed you today? Keep the paperwork, get the medical results, then go from there.

BFG
by Barefootgirl
Thu Jul 24, 2014 6:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Obtaining Legal Counsel?
Replies: 51
Views: 3041

Re: Best Coffee Maker? What do you have?

$25 Clever Coffee Dripper - works better than the much more expensive machines I've had in the past, provided the instructions are followed (wet the filter, use fresh ground, wait 4 minutes +/-

Excellent cup of coffee

BFG
by Barefootgirl
Wed Jul 23, 2014 2:24 pm
 
Forum: Personal Consumer Issues
Topic: Best Coffee Maker? What do you have?
Replies: 65
Views: 4217

Re: A question for the Bogleladies or those who can consult

It NEVER in a million years would have occurred to me that underwear could cost that much...

Italian design. It's the Lamborghini of undergarments lol.

BFG
by Barefootgirl
Tue Jul 22, 2014 9:19 pm
 
Forum: Personal Consumer Issues
Topic: A question for the Bogleladies or those who can consult one
Replies: 70
Views: 5534

Re: Knowledge gaps + anxiety = shame; gender and investing

Thank you for posting. Interesting article, although I fail to relate. When it comes to finance, only ice runs through my veins.

BFG
by Barefootgirl
Tue Jul 22, 2014 9:16 pm
 
Forum: Investing - Theory, News & General
Topic: Knowledge gaps + anxiety = shame; gender and investing
Replies: 77
Views: 5471

Re: A question for the Bogleladies or those who can consult

really, my favorite is all that….


www.laperla.com


happy shopping! BFG
by Barefootgirl
Tue Jul 22, 2014 8:53 pm
 
Forum: Personal Consumer Issues
Topic: A question for the Bogleladies or those who can consult one
Replies: 70
Views: 5534

Coaching as a service or business

I belong to an online forum for people living in my community. I've noticed something interesting - every so often, someone will post a request for a coaching referral. I've seen all manner of requests: life coaching, presentation coaching, career, divorce. executive coaching, you name it. Looking i...
by Barefootgirl
Tue Jul 22, 2014 8:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Coaching as a service or business
Replies: 0
Views: 258

Re: Missing TSP Contribution?

So, ostensibly, they "take" it from you Thursday night, but it doesn't arrive at TSP until Tuesday…. the agency keeps it in their account for 3 more days? I guess I don't know enough about how transfers work to know who is holding the funds and for how long, until it becomes your money aga...
by Barefootgirl
Mon Jul 21, 2014 2:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Missing TSP Contribution?
Replies: 9
Views: 1174

Re: Downsizing to Apartment

Glad to read of those who are happier having downsized. I downsized, and decided to never upsize again, so I feel like I am already ready to fly, even though my retirement is a few years away.

BFG
by Barefootgirl
Mon Jul 21, 2014 1:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Downsizing to Apartment
Replies: 15
Views: 1835

Re: Missing TSP Contribution?

Spoke with TSP this AM. No reason given, but apparently it can take a few days, so we need to keep watching for it.

We are a large agency, the amount floating out there must be staggering…must be nice for somebody LOL

BFG
by Barefootgirl
Mon Jul 21, 2014 10:19 am
 
Forum: Personal Finance (Not Investing)
Topic: Missing TSP Contribution?
Replies: 9
Views: 1174

Re: How much do you spend on your hobby annually?

With respect to photography as a hobby, do any of you see the costs of that hobby changing rapidly? I've been admiring a lot of photos lately taken by others via iphoneography (I think that's what they call it) and the stunning and artful quality of the photos produced makes me question why anyone w...
by Barefootgirl
Sun Jul 20, 2014 10:23 am
 
Forum: Personal Consumer Issues
Topic: How much do you spend on your hobby annually?
Replies: 77
Views: 6984

Re: Easy careers to last me to retirement?

I've got a acquaintance who did 20 in the Army and retired at 43. He has supplemented his income with truck driving gigs and is now in training to become a copywriter working remotely from a cheap location.

BFG
by Barefootgirl
Sat Jul 19, 2014 8:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 13644

Establishing a price in the absence of market information

I am thinning my collection of rare, hard to find, discontinued, niche, high-end-you-name-it, perfumes. I placed a notice of this in one of the collector groups and I have an interested buyer - but we are having a problem (it's a friendly negotiation) establishing a fair price - since there is no ma...
by Barefootgirl
Sat Jul 19, 2014 12:43 pm
 
Forum: Personal Consumer Issues
Topic: Establishing a price in the absence of market information
Replies: 2
Views: 350

Re: Missing TSP Contribution?

yes it did, that is why this is so strange…obviously my TSP balance fluctuates daily (sometimes dramatically lol) and so it's not possible to tell from the balance alone, whether another contribution was made. Guess I will call them on Monday AM if no deposit transaction shows up by then Thanks for ...
by Barefootgirl
Sat Jul 19, 2014 10:58 am
 
Forum: Personal Finance (Not Investing)
Topic: Missing TSP Contribution?
Replies: 9
Views: 1174

Missing TSP Contribution?

I noticed this morning that my TSP contribution from the 7/18 paycheck has not posted yet, as of this morning. Yes, I realize it's only one day, but this is the first time in several years, that I have not seen in post by the following morning, so this is curious. Yes, I can call them, but I would l...
by Barefootgirl
Sat Jul 19, 2014 9:37 am
 
Forum: Personal Finance (Not Investing)
Topic: Missing TSP Contribution?
Replies: 9
Views: 1174

Re: Keeping mold out of bath/shower

RE: peroxide - you may wish to refer to this site for more conservative instructions, I am something of a hack and do things more haphazardly than your average Jane:


http://housewifehowtos.com/clean/how-to ... nd-mildew/

BFG
by Barefootgirl
Wed Jun 25, 2014 7:15 pm
 
Forum: Personal Consumer Issues
Topic: Keeping mold out of bath/shower
Replies: 27
Views: 2198

Re: Keeping mold out of bath/shower

yes, for years, in several different homes - no problems, no mold - this is often recommended for "green" cleaning, but hey, who knows, lol.

BFG
by Barefootgirl
Wed Jun 25, 2014 6:33 pm
 
Forum: Personal Consumer Issues
Topic: Keeping mold out of bath/shower
Replies: 27
Views: 2198

Re: Keeping mold out of bath/shower

Keep a spray bottle of cheap hydrogen peroxide near the bath/shower. Occasionally, spray the peroxide into the caulking, crevices, etc.

BFG
by Barefootgirl
Wed Jun 25, 2014 5:46 pm
 
Forum: Personal Consumer Issues
Topic: Keeping mold out of bath/shower
Replies: 27
Views: 2198

Re: Fed up with ATT

It's a shabby, industry wide practice to load up the bill, hoping the customer will just pay. Nearly every thing on those bills is negotiable, trust me. Seems the only way to play the game is to call them on a frequent basis and threaten to leave. Their bet is that people won't do that, so they win,...
by Barefootgirl
Wed Jun 25, 2014 10:48 am
 
Forum: Personal Consumer Issues
Topic: Fed up with ATT
Replies: 47
Views: 3735

Re: Personal Development Books

I can also vouch for the power behind Frankl's classic book.

Also, anything written by James Hollis.

If there are specific areas of development, I can probably provide a longer list.

Best, BFG
by Barefootgirl
Tue Jun 24, 2014 7:43 pm
 
Forum: Personal Consumer Issues
Topic: Personal Development Books
Replies: 39
Views: 2785

Re: Question about divorce & settlement

Seems the OP is in his mid-twenties, so maybe a little slack is in order (actually, I always vote this way when it comes to longtimers versus shorttimers). Don't you wish you all were as well informed that many years ago, lol? My best advice is to take the best advice you've been given here and toss...
by Barefootgirl
Tue Jun 24, 2014 9:21 am
 
Forum: Personal Consumer Issues
Topic: Question about divorce & settlement
Replies: 39
Views: 2107

Re: Question about divorce & settlement

Wow, tough (and somewhat prejudiced) crowd on this thread…don't know why, but the whole forum is getting cranky …and we haven't even hit the dog days yet. That said, divorce issues are most certainly financial issues. You might be better off posting in the Finance, not investing, sub forum. I've see...
by Barefootgirl
Tue Jun 24, 2014 3:01 am
 
Forum: Personal Consumer Issues
Topic: Question about divorce & settlement
Replies: 39
Views: 2107

Re: TSP vs. Vanguard Admiral Funds?

I have personally rolled over the balances of two separate, qualified employer plans into my TSP account, so I am not sure where you're getting the information that this is only allowed once. You might want to call them again to verify the info. Good luck. In theory, your future salary should get a ...
by Barefootgirl
Mon Jun 23, 2014 8:15 am
 
Forum: Investing - Help with Personal Investments
Topic: TSP vs. Vanguard Admiral Funds?
Replies: 5
Views: 633

Re: Personal Life subforum?

This is an interesting thread, surprising to me that some are so adamant about or even perhaps threatened by, something they can freely choose to ignore.

Maybe we can move onto more pressing topics such as: how many angels can dance on the head of a pin?

BFG
by Barefootgirl
Thu Jun 19, 2014 7:06 pm
 
Forum: Forum Issues and Administration
Topic: Personal Life subforum?
Replies: 97
Views: 4691

Bluebird

Do any of you use the Blubird financial services? Does it offer any advantages over a traditional banking arrangement?

www.bluebird.com

Thanks, BFG
by Barefootgirl
Thu Jun 19, 2014 11:19 am
 
Forum: Personal Consumer Issues
Topic: Bluebird
Replies: 14
Views: 1652

Re: Personal Life subforum?

Maybe I don't get around enough, lol - but the other forums I belong to, that have a "Lounge" section for off topic postings don't seem to experience spamming, off color language or totally bizarre topics, etc. ...maybe because the people allowed to post are already existing members of the...
by Barefootgirl
Tue Jun 17, 2014 1:55 pm
 
Forum: Forum Issues and Administration
Topic: Personal Life subforum?
Replies: 97
Views: 4691

Re: Forums like Bogleheads, for Life ?? (other aspects)

I have several friends successfully using pseudonym profiles without personal photos, using instead, beach or sunset photos as their profile photo. It can be interesting to browse through the Groups section of FB to view all types of groups, discussing all kinds of topics, both popular or obscure. I...
by Barefootgirl
Tue Jun 17, 2014 12:12 pm
 
Forum: Personal Consumer Issues
Topic: Forums like Bogleheads, for Life ?? (other aspects)
Replies: 56
Views: 4300

Re: What Do You Eat For Snacks?

MMM - is that code for the Mustache guy?

BFG
by Barefootgirl
Tue Jun 17, 2014 11:16 am
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6239

Re: What Do You Eat For Snacks?

It was not raw milk - it is this brand below, which claims "low pasteurization" - I am still enjoying it, the taste is really better and I am a bit of a crank, so this says something for me.

BFG

http://www.tricklingspringscreamery.com ... s-organic/
by Barefootgirl
Tue Jun 17, 2014 11:13 am
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6239

Re: Forums like Bogleheads, for Life ?? (other aspects)

We have a way of addressing that in the current groups I am in on FB. Those wanting anonymity will often have one or two FB profiles, one with an actual name and/or one with a pseudonym. When sending/receiving invites, they will communicate using their pseudonym profile and give the moderator their ...
by Barefootgirl
Tue Jun 17, 2014 11:04 am
 
Forum: Personal Consumer Issues
Topic: Forums like Bogleheads, for Life ?? (other aspects)
Replies: 56
Views: 4300

Re: Forums like Bogleheads, for Life ?? (other aspects)

I've never found equivalent online forums/communities offering the same or similar level of quality input and thoughtful discussion. There are pockets of light to be found on the city-data forum, but I stress they are pockets only. I agree there are equally important issues worthy of further discuss...
by Barefootgirl
Tue Jun 17, 2014 8:52 am
 
Forum: Personal Consumer Issues
Topic: Forums like Bogleheads, for Life ?? (other aspects)
Replies: 56
Views: 4300

Re: With no children, who will take care of my finances?

Would a geriatric social worker or someone in a similar position have a fiduciary responsibility?

BFG
by Barefootgirl
Sun Jun 15, 2014 7:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: With no children, who will take care of my finances?
Replies: 53
Views: 5720

Re: What Do You Eat For Snacks?

Tasted better than organic milk - for example, they type I can buy at Whole Foods in a carton - think Horizon is the brand. If regular grocery store milk is a 1 and Horizon is a 3, this would be at least a 7 or 8. I asked the guy handing out samples, he says the flavor is due to the different fatty ...
by Barefootgirl
Sun Jun 15, 2014 7:01 pm
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6239

Re: Convince me to visit Italy

A couple years ago, I spent two weeks in Italy - had wine with lunch and dinner every day at different restaurants - so approximately 14 different house wines - red and white and all of them delicious. I'm scratching my head - why is it that here in the US, I have to go wine tasting to find a good w...
by Barefootgirl
Sun Jun 15, 2014 4:34 pm
 
Forum: Personal Consumer Issues
Topic: Convince me to visit Italy
Replies: 77
Views: 5359

Re: What Do You Eat For Snacks?

The comments here about chocolate milk came to mind yesterday as I sampled milk offered by a local farm, milk from cows raised and living there on grass and presumably without hormones, etc. The taste reminded me of the milk I drank as a kid from my grandparents' farm and then I realized how long it...
by Barefootgirl
Sun Jun 15, 2014 4:30 pm
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6239

Re: With no children, who will take care of my finances?

Is this an emerging service niche as our society changes and the childless/elderly/ill need additional support services that used to be performed by the community or the family? Sometimes, in this area, I see commercial vehicles advertising a service shuttling the elderly or the ill to medical, lega...
by Barefootgirl
Sun Jun 15, 2014 1:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: With no children, who will take care of my finances?
Replies: 53
Views: 5720

Email service alternatives to MSN hotmail and Gmail?

Are there any other no-cost email services you that like and use?

Thanks, BFG
by Barefootgirl
Sun Jun 15, 2014 1:25 pm
 
Forum: Personal Consumer Issues
Topic: Email service alternatives to MSN hotmail and Gmail?
Replies: 22
Views: 1988

Re: What Do You Eat For Snacks?

popcorn

rice crackers and tuna or cheese or smoked oysters

frozen fruit bars

nuts

chocolate
by Barefootgirl
Fri Jun 13, 2014 8:56 pm
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6239

Re: On the Road/Air/Water Retirement

Want to say thank you for the excellent advice and reference links provided in this thread. I also have one to share - join the expat forums for the countries you plan to visit/inhabit. Those communities know the lay of the land, best local deals and neighborhoods, rentals, etc.... As one example, I...
by Barefootgirl
Tue Jun 10, 2014 11:20 am
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 51
Views: 3735

Re: On the Road/Air/Water Retirement

There are two questions here: where to go and how to arrange it while minimizing cost. I think arrangements cause more analysis paralysis than a choice of location. Very much agree. Also, it's not that I'm uptight and afraid of tossing caution to the wind, it's more that I have a lot more self awar...
by Barefootgirl
Tue Jun 10, 2014 11:18 am
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 51
Views: 3735

Re: The 2 comma paradox

When I was married, we joined the club during the late 90s tech boom. During our separation in 2008, we divided marital assets and lost club membership. Through diligence, less than 5 years later, I was back in the club again this time as a single person, with only 40% of the previous household inco...
by Barefootgirl
Mon Jun 09, 2014 4:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: The 2 comma paradox
Replies: 155
Views: 14307

Re: On the Road/Air/Water Retirement

In the typical long term rental situation, you can't just ask a tenant to leave to accomodate changes in your own schedule. I've been thinking of those properties located in resort communities - historic (like Williamsburg, VA) beach (up and down the coast) or mountain (tennis, golf and ski) areas -...
by Barefootgirl
Mon Jun 09, 2014 3:51 pm
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 51
Views: 3735

Re: On the Road/Air/Water Retirement

Agree as to the ratio of home/away - I've been thinking that as one decides, a message could be sent ahead to the property manager as to when to rent or when to leave it available. I am also thinking, but have not researched it thoroughly, that since this is a business, there might be substantive ta...
by Barefootgirl
Mon Jun 09, 2014 1:32 pm
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 51
Views: 3735

Re: On the Road/Air/Water Retirement

Hi Victoria, Yes, I'm rolling these issues around and your perspective is helpful since I recall you were considering the same or similar scenarios. I'm in a situation where the only expenses I have are connected to my rental home and vehicle. Giving up the rental and stashing the vehicle in my sist...
by Barefootgirl
Mon Jun 09, 2014 12:51 pm
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 51
Views: 3735

Re: Favorite guitarist...

Jeff Beck
Chet Atkins
Mark Knopfler
Danny Gatton
Warren Haynes
Luther Dickinson
Andres Segovia
Paco de Lucia


Really, too many to list.

BFG
by Barefootgirl
Mon Jun 09, 2014 12:11 am
 
Forum: Personal Consumer Issues
Topic: Favorite guitarist...
Replies: 187
Views: 18896

On the Road/Air/Water Retirement

Planning to spend the first few years of retirement living a mobile lifestyle, in the early planning stages, so no details yet - just know I want to see more of the world, all parts. Any recommendations for online forums or books or sources for people in this lifestyle? May just put the permanent fi...
by Barefootgirl
Sun Jun 08, 2014 10:36 am
 
Forum: Personal Consumer Issues
Topic: On the Road/Air/Water Retirement
Replies: 51
Views: 3735

Re: Telecom - Going back to go forward

It happens with multiple cellphones at the house and seems to be a neighborhood problem as we have a Facebook group and many are complaining of this. We also have problems with our internet provider. The explanation that the building dwellers have been given is that there are too many wireless route...
by Barefootgirl
Sat Jun 07, 2014 5:51 pm
 
Forum: Personal Consumer Issues
Topic: Telecom - Going back to go forward
Replies: 15
Views: 893

Re: Telecom - Going back to go forward

I did not write that correctly. When we attempted to use the WiFi feature, it did nothing to improve the low quality of the service.

BFG
by Barefootgirl
Sat Jun 07, 2014 11:51 am
 
Forum: Personal Consumer Issues
Topic: Telecom - Going back to go forward
Replies: 15
Views: 893
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