Search found 915 matches

by Atilla
Thu Aug 27, 2015 7:36 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you donate to your kid's public school?
Replies: 60
Views: 4434

Re: How much do you donate to your kid's public school?

I have always sent my kid to a private school. In addition to tuition they get an end of year $500 donation plus magazine and book donations to the library. Public schools I have never used get their portion of the $3,700 a year in property taxes we pay on our $160,000 abode.
by Atilla
Sun Aug 23, 2015 5:32 pm
Forum: Personal Consumer Issues
Topic: Cheaper car for someone who enjoys cars?
Replies: 63
Views: 8532

Re: Cheaper car for someone who enjoys cars?

2-3 year old G37X. Low mileage models go for the low to mid $20s. All wheel drive, 325 horsepower, 7 speed automatic, 7,500 rpm redline.

Near-luxury perfection for the price and it hauls the mail like you wouldn't believe. Will leave a Subaru wondering what happened.
by Atilla
Fri Jul 31, 2015 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Donating from retirement accounts?
Replies: 9
Views: 555

Re: Donating from retirement accounts?

My plan in retirement is to donate from my investment withdrawals and SS benefits just as I do now from money I'm earning by working.
by Atilla
Thu Jul 09, 2015 5:32 pm
Forum: Personal Consumer Issues
Topic: kitchenaid vs. bosch dishwasher
Replies: 61
Views: 3501

Re: kitchenaid vs. bosch dishwasher

We're about 6 years into owning a Siemens dishwasher - made by Bosch. It impressed us in the store over all the other brands and was not that much more expensive.

We really really like it.

It works, gets the stuff clean and is very quiet. Clean, modern look is a plus.
by Atilla
Wed Jul 08, 2015 4:44 pm
Forum: Personal Consumer Issues
Topic: No dipstick on a new Audi engine!?!!
Replies: 73
Views: 7424

Re: No dipstick on a new Audi engine!?!!

That's an easy slow pitch I'm not touching. :P
by Atilla
Sun Jun 28, 2015 6:35 pm
Forum: Personal Consumer Issues
Topic: Squirrel nemesis
Replies: 60
Views: 5982

Re: Squirrel nemesis

I have the same situation with chipmunks. Cute little guys but they wreak havoc with the landscaping at times. I have a Hav-a-hart trap and relocate a dozen or two of the little b@stards every summer. It keeps the damage to a minimum trappin and hauling them away. They all get relocated a mile away ...
by Atilla
Sun Jun 28, 2015 6:21 pm
Forum: Personal Consumer Issues
Topic: Vehicle suggestions for Tall?
Replies: 50
Views: 4069

Re: Vehicle suggestions for Tall?

Honda Element. They don't make them anymore so it has to be bought used. Massive head clearance and very good room for a tall 6.5-foot driver. Also good I presume for smaller stature folks. And good mileage.
by Atilla
Wed Jun 17, 2015 4:53 pm
Forum: Personal Consumer Issues
Topic: Disney World Orlando Advice
Replies: 36
Views: 3292

Re: Disney World Orlando Advice

There are nice advantages to staying at a Disney Resort: Free and frequent bus service from the resort to any Disney park and back. This is a great feature - morning at Epcot, hotel for a nap, MGM Disney for the afternoon with no parking or driving. The mid-priced resorts have enough attractions, yo...
by Atilla
Fri Jun 12, 2015 4:15 pm
Forum: Personal Consumer Issues
Topic: Do you telecommute?
Replies: 21
Views: 2118

Re: Do you telecommute?

Yep, full time for many years now. I have a dedicated home office and a corner desk with two computers and three monitors.

I call it Mission Control. :sharebeer
by Atilla
Thu Jun 11, 2015 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: Advice Needed - Has Anyone Chosen Work Life Balance over Extra Money?
Replies: 101
Views: 11632

Re: Advice Needed - Has Anyone Chosen Work Life Balance over Extra Money?

I make the work/life decision on a daily basis. Paid completely on commission - 7% of gross revenue of all business signed. :beer
by Atilla
Thu Jun 11, 2015 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: Unsure of the process of paying off mortgage early (all at once)
Replies: 30
Views: 3608

Re: Unsure of the process of paying off mortgage early (all at once)

Yes - just call for the payoff amount and mail/hand deliver a check.

And you absolutely should honor the wishes of the donor of the funds. To do any less in this instance would be a serious travesty.
by Atilla
Fri May 29, 2015 5:33 pm
Forum: Personal Consumer Issues
Topic: Do-it-yourself handy person: How did you learn?
Replies: 41
Views: 5075

Re: Do-it-yourself handy person: How did you learn?

I credit my German heritage. For better or worse, we know how to get things done. A soon as I get back home next week I'm ripping up the deck to replace rotten wood.
by Atilla
Wed May 27, 2015 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: lump sum divorce settlement
Replies: 31
Views: 4159

Re: lump sum divorce settlement

I have no other advice to give other than to say buying a house right now is just about the absolute worst thing you could do. Dear God please do not buy a house.
by Atilla
Tue May 12, 2015 8:13 pm
Forum: Personal Consumer Issues
Topic: I Hate Vacations
Replies: 113
Views: 10835

Re: I Hate Vacations

My wife and I LOVE vacations. We know where we want to go and what we want to do without having to plan much of anything. Because we almost always go to Las Vegas where we know the scene, the weather is always perfect and the stress level is zero because we know what we want. This Labor Day weekend ...
by Atilla
Wed Apr 29, 2015 8:30 pm
Forum: Personal Consumer Issues
Topic: What do you tip a valet?
Replies: 54
Views: 4507

Re: What do you tip a valet?

Five bucks. Always.
by Atilla
Wed Apr 29, 2015 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: Private Schools - Tuition
Replies: 90
Views: 6143

Re: Private Schools - Tuition

I suppose you can add up $19K plus per year times 20 years ( holy moley $380K!) and see it it makes sense to move to avoid that and get int a school district that meets your needs for the taxes you pay. Our boy has always been in private school - the public district here thinks highly of itself but ...
by Atilla
Sun Apr 26, 2015 8:57 pm
Forum: Personal Finance (Not Investing)
Topic: Help getting rid of debt
Replies: 56
Views: 3830

Re: Help getting rid of debt

Dave Ramsey would say - rice and beans, beans and rice. You pay what for your cell phones per month? Start there. Sell so much of your stuff the pets/kids think they are next. Stop with "planning" to do and just do it.
by Atilla
Thu Apr 23, 2015 6:24 am
Forum: Personal Consumer Issues
Topic: Motorcycles!
Replies: 36
Views: 2579

Re: Motorcycles!

1999 Yamaha VMax.
by Atilla
Mon Apr 20, 2015 10:35 pm
Forum: Personal Finance (Not Investing)
Topic: SS COLA for 2016 not looking good
Replies: 13
Views: 2177

Re: SS COLA for 2016 not looking good

On the flipside - those of us paying the bills and earning over the maximum SS income tax limit maybe won't see yet another SS tax increase. Sweet. :twisted:
by Atilla
Fri Apr 17, 2015 9:54 pm
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 249
Views: 27352

Re: What do you drive, and why?

2007 H3 bought new. Weight, ground clearance, comfort, style, unstoppable in deep snow (and as a side benefit it really horks off the progressives I'm surrounded by). After owning additional benefit discovered is a huge enough sunroof that lets your shotgun passenger stand up and act like a Nazi tan...
by Atilla
Sun Mar 29, 2015 8:38 pm
Forum: Personal Consumer Issues
Topic: Tree in the Yard
Replies: 9
Views: 1525

Re: Tree in the Yard

I have never regretted getting rid of a tree close to the house that kinda bugged me. Especially when it interfered with growing grass. Get the sucker removed. And $2K for trimming is robbery unless you have some kind of special access issues that required CONSIDERABLE extra time and/or special equi...
by Atilla
Tue Mar 24, 2015 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Help w/ adult child hard-wired for poor financial decisions?
Replies: 45
Views: 5519

Re: Help w/ adult child hard-wired for poor financial decisi

Your last paragraph I think is key: "I've exhausted all my ideas and am looking for any sort of resources or experiences from others on how to navigate this. I suppose at some point I'll have to just accept that she's going to do things her way and there's little or nothing I can do about it. N...
by Atilla
Sun Mar 22, 2015 7:21 pm
Forum: Personal Consumer Issues
Topic: Hydroponics Help (Organic)
Replies: 1
Views: 345

Re: Hydroponics Help (Organic)

Back in the day I was lucky enough to work in a lab so I had access to stir plates and PH meters. I made a 10X solution once a week and swapped out the old for the new, adding 9 gallons of water in the tub to the 10X mix I made in the lab. The plant food was organic. The muriatic acid I added in tin...
by Atilla
Fri Mar 20, 2015 1:22 pm
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 112
Views: 10518

Re: Whats a good Pistol to buy?

Revolvers are easy to figure out for people with little/no gun knowledge. No safety, no failure to eject, no failure to feed. Pull trigger go bang, repeat as needed. Ruger just came out with an LCR with a 3" barrel. Stone cold reliable, lightweight and not so pretty you'll worry about it. Throw...
by Atilla
Thu Mar 19, 2015 7:50 pm
Forum: Personal Consumer Issues
Topic: Provia Legacy Steel Entry Door Experience?
Replies: 11
Views: 1412

Re: Provia Legacy Steel Entry Door Experience?

I don't know about the arrangement of your house, but if the roof line anywhere is at first floor level the bad guys can just climb up through the aluminum soffit and come down through the drywall ceiling in about one minute. :twisted: The door won't matter.
by Atilla
Tue Mar 17, 2015 6:50 pm
Forum: Personal Finance (Not Investing)
Topic: Definition of financial independence?
Replies: 52
Views: 5714

Re: Definition of financial independence?

My neighborhood is full of people who don't have to work for pay. "Financially independent" is a unique way of labeling them, but I guess if you're on the dole it's true.
by Atilla
Sun Mar 15, 2015 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Do you still use currency or have you gone all-plastic?
Replies: 47
Views: 3759

Re: Do you still use currency or have you gone all-plastic?

All plastic all the time if possible. But I do hoard a bit of currency just in case.
by Atilla
Fri Mar 13, 2015 9:46 am
Forum: Local Chapters and Bogleheads Community
Topic: Boglehead degree status
Replies: 52
Views: 6100

Re: Boglehead degree status

Add a Class Clown category and I'm in.
by Atilla
Sun Mar 08, 2015 6:30 pm
Forum: Personal Consumer Issues
Topic: Home workouts and motivation
Replies: 60
Views: 3687

Re: Home workouts and motivation

I've always been extremely bored with gyms and exercising inside. Can't stand it and won't do it. So...I run outside with weights. Try jogging an hour a day with a 10 pound barbell in each hand. That will crap you out like you won't believe. Do it when it's zero degrees outside and now you're talkin...
by Atilla
Thu Mar 05, 2015 8:10 pm
Forum: Investing - Theory, News & General
Topic: ammunition stocks or funds?
Replies: 11
Views: 1209

Re: ammunition stocks or funds?

I just stockpile the product. It keeps forever, will (likely) only go up in value and unlike gold it has a use for recreation and otherwise.
by Atilla
Wed Mar 04, 2015 8:29 pm
Forum: Investing - Help with Personal Investments
Topic: Mid Thirties/Divorced and seeking a fresh start
Replies: 15
Views: 2738

Re: Mid Thirties/Divorced and seeking a fresh start

Dude, you have "consumer" debt equal to 1/3 of your pretax annual pay. Here's what I faced in my mid 30's 12 years ago. Divorce. $27,000 in credit card debt, $52,500 gross annual pay. Maybe $30,000 in retirement. No alimony but facing child support to the tune of $600/month (to cover 1/2 o...
by Atilla
Tue Mar 03, 2015 8:24 am
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 9792

Re: Guns for hunting/defense

My dad has a Taurus Judge as his night stand gun. I've shot it and the recoil is quite mild. The spread when you shoot .410 is large so it's only good at very close range - across the room. Personally I'm not a super huge fan of the gun but I see it's appeal. Here's a good review and demonstration: ...
by Atilla
Sat Feb 28, 2015 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Do you consider mortgage payments as savings?
Replies: 410
Views: 24644

Re: Do you consider mortgage payments as savings?

I looked at mortgage payments as buying bonds. Now that the house is paid off that investment is maxed out. :happy
by Atilla
Fri Feb 27, 2015 9:58 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 9792

Re: Guns for hunting/defense

If a rifle was our home defense weapon it would definitely be loaded and ready to go by the bedside. An unloaded or not immediately accessible gun is useless for defense. Gimme 5 seconds no matter where I am in the house and I'll have a gun in my hand ready to go. Sounds crazy to some, but hey - our...
by Atilla
Fri Feb 27, 2015 5:29 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 9792

Re: Guns for hunting/defense

No handgun ammunition will have the stopping power of a decent rifle caliber or 12 or 20 ga. shotgun. 20 gauge for a shotgun is plenty sufficient and less dramatic than 12 ga. for home defense. Easier to handle the blast/recoil. Realistically the best gun for self defense in the home would be an AR1...
by Atilla
Tue Feb 24, 2015 10:01 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 9792

Re: Guns for hunting/defense

High bullet capacity is overrated. In the vast majority of self defense uses of a handgun, only a couple-few rounds are fired. I love revolvers because they are cool but also stone cold reliable. No failure to feed, no stovepiping. Bad round? Just pull the trigger again to go to the next round. No s...
by Atilla
Tue Feb 24, 2015 4:57 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 9792

Re: Guns for hunting/defense

by Atilla
Tue Feb 24, 2015 4:44 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 9792

Re: Guns for hunting/defense

For hunting: Got a couple Ruger 10/22 rifles for small game. One was a gift from my father over 30 years ago and still shoots like new. Now it's the grandson's favorite fun gun. The 25 round magazines you can get now are great. Also have a bolt action .308 - Ruger Gunsite Scout rifle. It's a beast. ...
by Atilla
Mon Feb 23, 2015 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Arguments for and against FSBO for house?
Replies: 14
Views: 1414

Re: Arguments for and against FSBO for house?

Done the FSBO thing - it worked out great. House sold very quickly. My only recommendation is to not bother with appointments because people never show up. Hold open houses on the weekends on your schedule and let the buyers come flocking. Hubbie can take the kids somewhere for a few hours while you...
by Atilla
Sat Feb 21, 2015 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: What % of your gross income do you spend on mortgage/rent?
Replies: 155
Views: 10758

Re: What % of your gross income do you spend on mortgage/ren

Property taxes, utilities and lawn care/snow removal run under 3% of gross. No mortgage and living in the hood have their advantages. :beer
by Atilla
Sat Feb 21, 2015 9:58 am
Forum: Personal Consumer Issues
Topic: help me speed up my computer
Replies: 67
Views: 4722

Re: help me speed up my computer

I kept an old XP laptop going reasonably well for many years by doing the following: 1. Defrag 2. Delete files I didn't need from the hard drive - I was running close to capacity. 3. Delete all programs I didn't need. 4. Check applications running in the background I didn't need and kept them from o...
by Atilla
Wed Feb 18, 2015 9:20 am
Forum: Personal Finance (Not Investing)
Topic: What was your dumbest financial decision?
Replies: 172
Views: 17121

Re: What is the worst financial decision that you've made?

Spending more than I earned for the first 37 years of my life.
by Atilla
Mon Feb 16, 2015 6:41 pm
Forum: Personal Consumer Issues
Topic: Recommend a movie for a lonely Boglehead on Valentine's day
Replies: 87
Views: 5517

Re: Recommend a movie for a lonely Boglehead on Valentine's

Smokey and the Bandit.

You got your cute love story between Burt & Sally. Jerry Reed singing the tunes. Burnouts, car crashes and all around fun red-neckery.

And epic Jackie Gleason rants not seen since the Honeymooners. :beer

[OT comment removed by admin LadyGeek]
by Atilla
Tue Feb 10, 2015 10:53 am
Forum: Personal Consumer Issues
Topic: Valentine’s day dinner I could cook?
Replies: 40
Views: 2732

Re: Valentine’s day dinner I could cook?

Get a jar of this and the other ingredients called for on the label. Do the crock pot version you can start earlier in the day.
Image
Totally brainless way to make one of the best home cooked meals you will ever have.
by Atilla
Sat Feb 07, 2015 6:47 pm
Forum: Personal Consumer Issues
Topic: Keurig-cup coffee makers - why?
Replies: 139
Views: 14664

Re: Keurig-cup coffee makers - why?

Indeed - why? Pay a premium for a horribly weak cup of coffee? You want convenience and a good tasting cup - get any decent espresso maker. Pack the handle cup thingy with cheap ground espresso, crank it in and hit the button. In 30 seconds you will have a double shot of super dark strong coffee goo...
by Atilla
Wed Feb 04, 2015 3:59 pm
Forum: Personal Consumer Issues
Topic: Mom, Don't Throw It Out!
Replies: 22
Views: 3780

Re: Mom, Don't Throw It Out!

Can't you just skip the stamp and put the destination address where the return address goes? :mrgreen:
by Atilla
Sat Jan 31, 2015 5:25 pm
Forum: Personal Finance (Not Investing)
Topic: Term Life Insurance Dilemma
Replies: 28
Views: 2075

Re: Term Life Insurance Dilemma

Get a 20 year term policy for both of you. It will be super cheap, and by then - 1. your kids will be in their 20's and fully capable of taking care of themselves - and 2. if you have your act together you will be self-insured due to a sizable estate which you can pass along, God forbid something ha...
by Atilla
Fri Jan 30, 2015 4:30 pm
Forum: Investing - Help with Personal Investments
Topic: Rebalancing across multiple accounts
Replies: 8
Views: 749

Re: Rebalancing across multiple accounts

We have multiple accounts with varying options not available given the account. My 401K has awesome DFA small cap and international options that my wife's 401K does not. However, she has a handful of great vanilla Vanguard options. So I took the time a few years ago to set up a tab in the family for...

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