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Re: Affording a 1.3 million home?

Ah, yes, high tech NoCal. Been there, done that. Try Livermore.


Not if he works on the peninsula. The commute is absolutely terrible.
by AndrewS
Tue Nov 18, 2014 1:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: Affording a 1.3 million home?
Replies: 119
Views: 15792

Re: Best town I've never heard of [for relocating]

However, do remember that in BOTH towns, you buy a house on the faith that the federal government has properly contained nuclear waste in their facilities. That may NOT be a valid assumption considering other nuclear sites. Having lived in Los Alamos I wouldn't worry about nuclear waste at all. I'd...
by AndrewS
Mon Oct 13, 2014 3:06 pm
 
Forum: Personal Consumer Issues
Topic: Best town I've never heard of [for relocating]
Replies: 97
Views: 10034

Re: The (un)freshness of Starbucks bakery products

La Boulange pastries at Starbucks are just not good. The pastries before they introduced La Boulange weren't great either but better than the current offerings.
I've never had a problem with Starbucks coffee.
by AndrewS
Wed Aug 20, 2014 11:34 am
 
Forum: Personal Consumer Issues
Topic: The (un)freshness of Starbucks bakery products
Replies: 49
Views: 4794

Re: Recommendation for a 2 man tent

The Black Diamond Firstlight tent is absolutely fantastic if you do any backpacking & need to cut down on weight. Advantages: Self supporting (internal poles) & fast setup, 3 season, 2.5-3 lbs of weight, mine's survived 50 mile an hour wind gusts and being buried in fresh snow. Disadvantages...
by AndrewS
Fri Aug 08, 2014 9:01 am
 
Forum: Personal Consumer Issues
Topic: Recommendation for a 2 man tent
Replies: 23
Views: 1283

Re: Mr. Money Mustache: Hero or Foolish?

It is surprising to me how well some of you got paid for summer jobs. When I was in high school in the late 90s it was always a struggle to find summer employment and the only options were minimum wage/low skill jobs. Of course, this is in a rural part of the midwest.
by AndrewS
Tue Apr 08, 2014 12:33 pm
 
Forum: Investing - Theory, News & General
Topic: Mr. Money Mustache: Hero or Foolish?
Replies: 255
Views: 37139

Re: Expensive hobbies and possessions? (B/c you can...)

Astronomy with a dobsonian telescope, 8 inches. About $400. It ended up being heavy and big. As a physicist I've always been interested in astronomy but when I priced out the setup I'd want it came to over 10k. So no amateur astronomy for me unless my unknown rich uncle dies… My sport hobbies eat u...
by AndrewS
Tue Apr 01, 2014 11:25 am
 
Forum: Personal Consumer Issues
Topic: Expensive hobbies and possessions? (B/c you can...)
Replies: 126
Views: 16179

Re: Honda CR-V vs Subaru Forester

I have a 2010 Forester and I'm completely happy with it. My experience is in California and I've logged a lot of miles going to and from ski resorts and the car has performed beautifully in snowy mountains. I've also taken it quite far on snow covered death valley 4wd roads, probably farther than I ...
by AndrewS
Thu Feb 20, 2014 6:59 pm
 
Forum: Personal Consumer Issues
Topic: Honda CR-V vs Subaru Forester (edit: decision made!)
Replies: 43
Views: 6227

Re: Favorite National Parks

For me, it's Yosemite. Last weekend as I was rock climbing in the Valley I couldn't get rid of the feeling that life couldn't get any better than it was at that moment.
by AndrewS
Tue Jan 28, 2014 12:31 pm
 
Forum: Personal Consumer Issues
Topic: .....
Replies: 74
Views: 3327

Re: Republic Wireless

I got RW when the Moto X came out. I'm on the $10 no data plan.

So far no complaints. I didn't like the online help at first but the companies response was very fast when my new phone wouldn't connect to the cellular network. Since then smooth sailing.

The Moto X is itself a pretty decent phone.
by AndrewS
Thu Jan 09, 2014 12:34 pm
 
Forum: Personal Consumer Issues
Topic: Republic Wireless
Replies: 52
Views: 12933

Re: climbing rope recommendations?

Ya, kinda depends on what you're using it for. Sport cragging, long trad routes, aid climbing all would have different recommendations.

Otherwise, I'm a fan of New England ropes.
by AndrewS
Thu May 16, 2013 8:49 pm
 
Forum: Personal Consumer Issues
Topic: climbing rope recommendations?
Replies: 17
Views: 1587

Re: Reno/Tahoe/Yosemite Trip

Don't go down to the Valley in July. Stay around Toul. Meadows and hike to the North Rim of the Valley or Clouds Rest. Amazing views. Snow should be completely be gone in the high country this year so you'll have no problem. Hike to Bud and Cathedral Lake in T.M. Stare in awe at glacier scraped land...
by AndrewS
Thu May 16, 2013 8:46 pm
 
Forum: Personal Consumer Issues
Topic: Reno/Tahoe/Yosemite Trip
Replies: 31
Views: 1708

Re: Meet Mr. Money Mustache, the man who retired at 30

4) What works for him wouldn't work for everybody. I glean what I think is interesting from his blog and incorporate what seems practical into my life. I am generally not a fan of his writing, mostly because he feels the need to denigrate other's decisions from a holier-than-thou perspective. He co...
by AndrewS
Tue Apr 30, 2013 12:06 pm
 
Forum: Investing - Theory, News & General
Topic: Meet Mr. Money Mustache, the man who retired at 30
Replies: 253
Views: 28345

Re: Realty Income Corp. (O)

I've been watching O and have considered purchasing it with my play money. But I agree with statsguy in that it appears a bit too pricey right now with the popularity of dividend investing and those chasing yield.

However, you own O if you own VGSLX. I think about 1% of VGSLX is Realty Income Corp.
by AndrewS
Thu Mar 28, 2013 3:28 pm
 
Forum: Investing - Theory, News & General
Topic: Realty Income Corp. (O)
Replies: 6
Views: 613

Re: Are you Walking in your Father's footsteps?

I'm doing a bit better than my parents were at my age and even now. My two other siblings are doing worse. But my parents had three kids at my age (I have none), are not knowledgeable investors, and since hitting their 50s have had long stretches of unemployment. However, I can't see myself besting ...
by AndrewS
Tue Mar 26, 2013 4:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Are you Walking in your Father's footsteps?
Replies: 83
Views: 8752

Re: Who taught you about money?

Self-taught natural saver. My parents are not good with money and never gave me much help. I was pretty floored when I got my first savings account as a kid and found out that the bank gives you money for lending them money. Learned about compound interest and the like. Saved money from my high scho...
by AndrewS
Wed Feb 13, 2013 5:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Who taught you about money?
Replies: 91
Views: 6113

Re: How do things look to you young investors these days?

Well, I'm in my early 30s and don't worry about investing and markets so much. What I am worried about is job insecurity. I watched my parents hit their 50s (both in the IT sector) and saw their careers fall apart. My mother is still employed in IT but my father lost his job & couldn't find anot...
by AndrewS
Tue Feb 12, 2013 1:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: How do things look to you young investors these days?
Replies: 87
Views: 7091

Re: Which Midsize SUV should I buy?

I am really happy with my 2010 Subaru Forester, though its more a small SUV than midsize.

Decent mpg, does well in snow and off-road when you don't need high clearance. Not expensive.
by AndrewS
Tue Jan 01, 2013 6:31 pm
 
Forum: Personal Consumer Issues
Topic: Which Midsize SUV should I buy?
Replies: 67
Views: 6488

Re: Renaissance Technologies

Kinda interesting to see who is part of it. Didn't know that George Zweig, one of guys who postulated the existence of quarks, is part of Renaissance. "Reid W. Barton (born May 6, 1983) is one of the most successful performers in the International Science Olympiads.[1][2] " I guess this is...
by AndrewS
Fri Dec 21, 2012 10:18 pm
 
Forum: Investing - Theory, News & General
Topic: Renaissance Technologies
Replies: 7
Views: 1466

Re: Science PhD --> Engineering?

re: Greenspun link I've read Greenspun's piece before and enjoyed it but I still think it was really cool to get paid poorly to study things like particle/nuclear physics and relativity for 5 years of my life. I never believed that I'd get an academic job but still I've been pretty happy with the do...
by AndrewS
Mon Sep 10, 2012 11:06 pm
 
Forum: Personal Consumer Issues
Topic: Science PhD --> Engineering?
Replies: 62
Views: 5354

Re: Science PhD --> Engineering?

Multi-physics type projects are big these days. You shouldn't have a problem getting sometype of engineering based job. Data mining/analytics is sexy these days too if you have a statistics bent. I did know several PhDs in my program (physics) that later went on to MBAs or a MS in financial engineer...
by AndrewS
Wed Sep 05, 2012 11:22 pm
 
Forum: Personal Consumer Issues
Topic: Science PhD --> Engineering?
Replies: 62
Views: 5354

Re: Do scientists invest scientifically?

Working with quite a few engineers and physicists I know a lot of them are very boglehead-ish in their investing strategy. A few guys I am friends with have done very well timing the market and amassing a lot of real estate. I don't know anyone who has done poorly but at the same time people don't t...
by AndrewS
Thu May 03, 2012 12:16 pm
 
Forum: Investing - Theory, News & General
Topic: Do scientists invest scientifically?
Replies: 56
Views: 2809

Re: Am I on the right track?-unique situation going back for

The other advantage of a lab internship is that the Labs tend to hire people they know & give you a big step up when you are actually on the job market. Plus the postdoc pay ain't bad, 70k+. To be honest, getting an academic job is pretty tough these days. Hope you will be satisfied with non-aca...
by AndrewS
Sun Apr 29, 2012 10:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Am I on the right track?-unique situation going back for PhD
Replies: 14
Views: 1373

Re: How much would you commute to get cheaper housing?

Well, I'm paying 30% more to buy a house in Livermore, CA 2/3 the size of an equivalent priced house in Tracy, CA only 20 miles away. But the traffic between the two cities is terrible. And where I live is generally nicer than Tracy & I love biking to work. Growing up I saw the toll the 1 hr+ co...
by AndrewS
Thu Mar 22, 2012 11:58 am
 
Forum: Personal Finance (Not Investing)
Topic: How much would you commute to get cheaper housing?
Replies: 90
Views: 4507

Re: Mathematicians/Scientists:Ever consider a career in fina

Physicist at a national lab here. In grad school there was a a q.finance study group that I participated in. At the time it seemed like exciting stuff but after awhile I thought living in NY, London, Chicago or the other centers of finance wasn't where I wanted to be.
by AndrewS
Fri Jan 27, 2012 12:13 am
 
Forum: Investing - Theory, News & General
Topic: Mathematicians/Scientists:Ever consider a career in finance?
Replies: 49
Views: 3047

Re: Do you own Apple products?

My wife and I have a two Macbooks and I have an original ipod nano. I really like OS X & prefer doing my work (mostly scientific computing) under it. But the cost premium for macs really annoys me--especially since Apple got rid of the Macbook at the low end of the mac line up and replaced it wi...
by AndrewS
Thu Jan 12, 2012 1:20 am
 
Forum: Personal Consumer Issues
Topic: Do you own Apple products?
Replies: 114
Views: 5625

Re: What's the most overrated book you've read?

The Black Swan by Nassim Taleb was pretty underwhelming in that stating-the-obvious kinda way with a lot the author's ego thrown in.

But like most people I have to go with Ayn Rand as taking the prize here.
by AndrewS
Sun Dec 11, 2011 12:27 am
 
Forum: Personal Consumer Issues
Topic: What's the most overrated book you've read?
Replies: 193
Views: 7797

Re: ERE blog condemns index investing. Thoughts?

I read Jacob's blog on and off for awhile. Sort of funny how he's on a more standard physics career path now (loads of theory-oriented physicists end up in finance) after taking a break to dirt-bag it a bit. I never really had a problem with his investment philosophy, he seems to be a value investor...
by AndrewS
Thu Dec 01, 2011 10:48 pm
 
Forum: Investing - Theory, News & General
Topic: ERE blog condemns index investing. Thoughts?
Replies: 14
Views: 2041

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