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Pay off mortgage.

I would pay off the mortgage.

Unfortunately, the "free" ETFs they've added are all relatively high cost. They didn't add lower-cost options from VG or iShares. Did anyone read whether they are getting a kickback of sorts from the providers, sort a hidden 12b-1? EFT companies do pay Schwab to get on their One Source pl...

The car you pay cash for.

No...

pay off mortgage

fareastwarriors wrote:Just invest the rest in a simple taxable brokerage through vanguard or a comp.

+1

It is good to have some savings outside qualified plans. You don't want all of your income sources in retirement to be taxable.

I don't "invest" in them, but have have them.

Transfer $$$ to Traditional IRA after you have meet the 2 year requirement,

Contact Ascensus for info.

There is alot more money in TSM. Economies of scale.

I made a loan to a company in October 2011. The company went public in June 2012. They paid off my loan with shares of stock. What is my purchase date? October 2011 or June 2012?

Thanks in advance for your help.

Smart Move! You will never regret it.

Income tax considerations are a very important part of your decision since trust income is taxed at rates that are usually much higher than individual tax rates. Perhaps the best thing you could do is seek some expert counsel -- either a CPA or an attorney -- to give you some guidance regarding wha...

The Treasury Dept. form is called: "REQUEST TO REISSUE UNITED STATES SAVINGS BONDS" and a PDF version of it can be downloaded from: http://www.treasurydirect.gov/forms/sav4000.pdf Whether you can reissue the bonds under your name is not clear from what you have posted. It will be a functi...

Sorry about your loss. Since both parents have passed the trust is no longer revocable. You said the bonds are held by the trust. Who is the trustee for this trust? What does the trust say about what is supposed to happen to the assets? If you are the trustee, the only beneficiary of the trust, and...

Sorry for your losses. If you now become the trustee (and perhaps a beneficiary of their trust), and the bonds are to stay in the trust or in a sub-trust created under the original trust, you do not need to redeem them. If there is a new sub-trust and you want to register the bonds in the name of t...

My mother and father have passed away. There are Series EE savings bonds that are held they their Revocable Trust. I have read the treasury direct website but am still confused. What form do I use to redeem them? Do I have to redeem them? Can I re-register in my name? I would like to keep them as th...

Actually, taxes are due at final maturity whether you redeem the bonds or not. So my mother should have declared the income in the year they matured. Does that mean I won't have to declare the income when I redeem the matured bonds in 2011? Does the US Treasury send me a 1099 for the year I redeem ...

I inherited some savings bonds from my mother. Do I have the option of keeping them or do I have to cash them in? Here is what I have: 12 - $10,000 EE Bond, Issued 10/1986 12 - $1,000 E Bond, Issued 7/1971 Some are registerd in my mothers name only. Some are registered in my mothers name and my name...

gkaplan wrote:9 percent of equities, 12 percent overall.

???

Can you transfer funds from TIAA Traditional to a CREF investment option?

Why wouldn't your kids take care of their children themselves?

yes

When I read the subject I thought your were buying pre-owned life insurance.

What Status with Vanguard are you?



You an English major?

pay off credit card

You don't have to worry about what to do with the extra money you would have, had you not invested in a load fund.

Pay off Mortgage.

Who cares about Liz Ann Sonders view on anything.

Now the view of Liz Ann Sonders is a different story.

MWCA wrote:Id like baseball a lot more if they had a salary cap.

They do have one. Although it is a soft cap.

I can't wait until Vick is out of Philly. He should be gone after this year. What a waste of a roster spot... I heard they might drop Trotter to make some room for Runyan on the roster. After how pathetic the O line played on Sunday, Runyan can only help. I can't wait until Banner and Reid are out ...

stratton wrote:But Adrian, don't you have more than 75% in stocks?

Paul

Yes, but Adrian is a little different (in more ways than one).

Thats a breathtaking group.

Gekko wrote:i could never drive a Hyundai.

Hyundai has come a long way, they are the Honda of 25 years ago.

I wouldn't recomend that anybody eat McDonalds French Fires.

Pay off mortgage.

No.

I like the simplicity of 1/N portfolio's too - but would suggest you consider reducing your bias even more by including small components. If you went with the Simplified Ultimate Buy and Hold equity mix, which is a simple 4x25 approach, but added in IT Treasury & TIPS in equal weighted slices y...

market timer wrote:I'd only make minimum payments on the mortgage for now. You should consider monetizing your mortgage prepayment option, as discussed here:

viewtopic.php?t=35730&highlight=

Can you have a discussion with yourself?

livesoft wrote:Wait until frontier markets have governments that are not corrupt and company owners that are accountable. I don't think anybody in their right (or left) mind should invest in these places.

You could say the same thing about TSM.

Gekko wrote:Cramer says investors can do a better job of picking stocks than mutual and index funds.

They can but, they don't.

This is very good news for me. I am long Slim Jims.

Doug1 wrote:How much should one tilt towards small cap and value?

Yes.

Rick Ferri wrote:Let's see, the Vanguard Hight Yield Corporate fund has a yield of 9.14% and the Vanguard Intermediate-term Treasury has a yield of 2.52%. That is a spread of 6.62%. Even if defaults are 2%, the total return would be over 4.5% higher. What isn't there to like?

Rick Ferri

The credit risk.

My parents have saving bonds. They asked me to help them convert to H bonds. The US Treasury web site says they no longer convert savings bonds to H bonds.

What are their options? Are they still earning interest on their savings bonds? Do they have to cash them in and pay the tax?

jeff mc wrote:what's wrong w/ craigslist?

ever heard of the craigslist killer?

best socks i have tried are "jox sox".

In most cases, yes.

Slapshot wrote:Am I the only one who is enthralled with the Detroit-Pittsburgh series?

I'm sure you are not the only one. There are probably 5 or 6 other people.


I'ts a shame what Gary Bettman has done with the NHL.