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Re: Stolen car recovered, need a plan

UPDATE OK, saw the car. Overall, body-wise, in the same shape as before it was stolen Details: * Front passenger window gone * One wheel is missing, using spare * Ignition gone ("punched out") * battery gone * Front grill missing * after market stereo gone (as well as the amplifier and su...
by Alex Frakt
Fri Dec 19, 2014 1:06 pm
 
Forum: Personal Consumer Issues
Topic: Stolen car recovered, need a plan
Replies: 11
Views: 696

Re: Favorite Narrators for Fictional Audiobooks

Audiobooks kept me sane when I was doing long commutes. I'll nominate the late Patrick Tull . Tull recorded the entire Patrick O'Brian Aubrey/Maturin canon and it is just wonderful. I also listened to the Brother Cadfael mysteries and Rumpole of the Bailey stories just because he recorded them. I me...
by Alex Frakt
Fri Dec 19, 2014 2:03 am
 
Forum: Personal Consumer Issues
Topic: Favorite Narrators for Fictional Audiobooks
Replies: 24
Views: 984

Re: [Purchasing a Bolt-Action] Rifle

please check that 243 deer hunting is allowed in your state. it differs from state to state. .243 is legal in all states that have rifle deer seasons (a few densely populated states only allow shotguns, muzzleloaders and/or pistol). Perhaps you were thinking of .223? That is below the minimum requi...
by Alex Frakt
Mon Dec 15, 2014 12:33 am
 
Forum: Personal Consumer Issues
Topic: [Purchasing a Bolt-Action] Rifle
Replies: 31
Views: 3195

Re: New Investor

Do you have any retirement plan options through your employer?
by Alex Frakt
Sat Dec 13, 2014 11:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: New Investor
Replies: 8
Views: 795

Re: Why are high 401k fees maintained in competitive equilib

Locked. This is not actionable. Nor is it an investing question, it's an economics theory question.
by Alex Frakt
Thu Dec 11, 2014 1:49 pm
 
Forum: Investing - Theory, News & General
Topic: Why are high 401k fees maintained in competitive equilibrium
Replies: 46
Views: 2156

Re: IRS Investigator viewed my LinkedIn profile?

I have had to remove several political posts (and one joke which could be misconstrued) from this thread. Let's keep our comments to the OP's question.
by Alex Frakt
Thu Dec 11, 2014 1:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: IRS Investigator viewed my LinkedIn profile?
Replies: 14
Views: 3429

Re: Are you a Morning Person?

Locked. Please review the "ACCEPTABLE TOPICS AND SUBFORUM GUIDELINES" for this forum: Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and servi...
by Alex Frakt
Thu Dec 11, 2014 1:30 pm
 
Forum: Personal Consumer Issues
Topic: Are you a Morning Person?
Replies: 15
Views: 1136

Re: Is the collapse of oil price a "black swan"?

...largest price decline since the 2008 financial crisis. ...Does this qualify as a bona fide "black swan" event? If not, what does it take to be a "black swan"? Something that happens twice within 6 years is not a black swan. For oil prices, IMO the only black swan since the ad...
by Alex Frakt
Wed Dec 10, 2014 11:53 pm
 
Forum: Investing - Theory, News & General
Topic: Is the collapse of oil price a "black swan"?
Replies: 87
Views: 7599

Re: Toddlers first flight

Our kids are recovering from ear infections also. Their ears may hurt during flight. Forcing a child to fly with an ear infection is cruel. Get your pediatrician's OK before leaving. Assuming they are good to go, make sure you bring a couple of sippy cups with you. Make them drink from them regular...
by Alex Frakt
Wed Dec 10, 2014 11:03 pm
 
Forum: Personal Consumer Issues
Topic: Toddlers first flight
Replies: 30
Views: 1833

Re: Why don't YOU follow Buffett's advice?

I am unable to grasp the concept of what 60 Billion looks like or means,or for that fact ,1 billion :happy Here's what $1 billion's worth of $100 bills would look like: http://www.pagetutor.com/trillion/pallet_x_10.jpg From http://www.pagetutor.com/trillion/index.html - see the page for amounts fro...
by Alex Frakt
Wed Dec 10, 2014 3:34 pm
 
Forum: Investing - Theory, News & General
Topic: Why don't YOU follow Buffett's advice?
Replies: 114
Views: 8023

Re: Company Nominal Christmas Gifts

The IRS has pretty clear rules on this that are easily for with a very simple search. For instance, http://www.irs.gov/Government-Entities/Federal,-State-&-Local-Governments/De-Minimis-Fringe-Benefits Thanks. here's the relevant text from the IRS link. Whether an item or service is de minimis d...
by Alex Frakt
Wed Dec 10, 2014 3:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Company Nominal Christmas Gifts
Replies: 6
Views: 446

Re: Why don't YOU follow Buffett's advice?

I don't follow Buffett's advice to the letter because I am not a billionaire, nor have I ever been a billionaire, nor will I ever be a billionaire. +1 and if his wife has 10% of his 30 billion dollar portfolio in bonds that 3 billion... a number I can't even relate too. If he only leaves her a bill...
by Alex Frakt
Wed Dec 10, 2014 3:17 pm
 
Forum: Investing - Theory, News & General
Topic: Why don't YOU follow Buffett's advice?
Replies: 114
Views: 8023

Re: Company Nominal Christmas Gifts

Ask your accountant. FWIW, we have a bookkeeping account for stuff like staff doughnuts, birthday presents and holiday meals, but a few hundred bucks per employee sounds like compensation to me.
by Alex Frakt
Wed Dec 10, 2014 3:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Company Nominal Christmas Gifts
Replies: 6
Views: 446

Re: Is There An Actively Managed Fund Cheaper Than An Index

Time for everyone to cool down. The OP asked about mutual funds. BRK, GE or any other conglomerate is not a mutual fund, so it's not relevant to this topic.
by Alex Frakt
Wed Dec 10, 2014 3:40 am
 
Forum: Investing - Help with Personal Investments
Topic: Is There An Actively Managed Fund Cheaper Than An Index Fund
Replies: 25
Views: 2240

Re: Taylor--thank you!!

Taylor was the first to respond to my question in 1998 :-) His patient, calm, and polite manner set a tone that has set us apart from the day he and Mel and Luahiwa and a few others finally convinced Morningstar to give the bogleheads a forum of our own. A more accurate motto for this forum would be...
by Alex Frakt
Wed Dec 10, 2014 3:34 am
 
Forum: Investing - Theory, News & General
Topic: Taylor--thank you!!
Replies: 9
Views: 1111

Re: What is the best meal you've had at a restaurant?

The best grand meal was at Charlie Trotter's in Chicago, in the restaurant's early years when Charlie was still obsessing over every detail. Most memorable was in 1992 somewhere in a maze of houses built on stilts over a tributary of the Mekong in Ho Chi Minh City. Three hours of all the fresh crab ...
by Alex Frakt
Tue Dec 09, 2014 10:46 pm
 
Forum: Personal Consumer Issues
Topic: What is the best meal you've had at a restaurant?
Replies: 88
Views: 6536

Re: Help calculating inflation

1. I'm testing out different hypothetical allocations by projecting out 20 years under different hypothetical market gains. Is there an accepted approximation for the average annual inflation rate (US)? Of course I know there real rate varies, but what's a fair guess? 1.5%? 2.0%? Why bother? It's e...
by Alex Frakt
Tue Dec 09, 2014 2:17 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help calculating inflation
Replies: 9
Views: 435

Re: retirement help

What "2015" plan is it? Who offers it and what does it cost? Without knowing anything else, my general response would be to roll it over into an IRA at Vanguard Target Retirement Income or LifeStrategy Income and leave it there until you need to start tapping it or when required minimum di...
by Alex Frakt
Tue Dec 09, 2014 1:32 pm
 
Forum: Investing - Help with Personal Investments
Topic: retirement help
Replies: 3
Views: 605

Re: Who Paid for the wedding?

UPDATE: Friend found out that when fiance's sister married in 2007 the wedding cost approximately $50,000 :shock: I am not sure how much wedding cost inflation there been in the last 7 years. If it helps my friend makes approximately 120k a year and just recently got out of student loan purgatory b...
by Alex Frakt
Tue Dec 09, 2014 12:56 pm
 
Forum: Personal Consumer Issues
Topic: Who Paid for the wedding?
Replies: 94
Views: 6493

Re: I need to accumulate $30k over the next 2 years, how?

Medical issues are off topic here. Let's not speculate on the OP's surgery or anything else personal. She asked an investing/savings question. Let's answer that and leave the medical questions for more relevant sites.
by Alex Frakt
Tue Dec 09, 2014 12:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: I need to accumulate $30k over the next 2 years, how?
Replies: 59
Views: 4027

Re: Am I being cheap? [wedding/engagement ring]

Locked. Nearly 200 replies (despite no folllowup from the OP). I think we've adequately covered it and things are getting increasingly testy.
by Alex Frakt
Tue Dec 09, 2014 1:01 am
 
Forum: Personal Finance (Not Investing)
Topic: Am I being cheap? [wedding/engagement ring]
Replies: 192
Views: 8789

Re: forumsee.com mirroring Boglehead content. Authorized?

This other "mirror" is worse, it does not even acknowledge the source. As an example, http://topic-finder.com/finance/investing/help/36531-asking-for-help-with-my-portfolio.html I came across them while researching this thread. I sent this earlier today: I am the owner of bogleheads.org. ...
by Alex Frakt
Mon Dec 08, 2014 4:38 pm
 
Forum: Forum Issues and Administration
Topic: forumsee.com mirroring Boglehead content. Authorized?
Replies: 14
Views: 2590

Re: forumsee.com mirroring Boglehead content. Authorized?

Looking at discussions about them, they do apparently honor removal requests. But I'm not sure what to do on this. forumsee is a kind of search engine. They scrape the entire original post from threads, but they show it came from here and link directly to the page on our site to see the replies. I'l...
by Alex Frakt
Mon Dec 08, 2014 3:01 pm
 
Forum: Forum Issues and Administration
Topic: forumsee.com mirroring Boglehead content. Authorized?
Replies: 14
Views: 2590

Re: Bogleheads.com and FPL Capital Management

Bogleheads.org was just a more-convenient front-end to the morningstar forums until 2007, and the .com was bought by another entity before that. We'll need to ask the creators of the site what they were thinking back in 2001, but I think it's fair to assume that they probably didn't envision the ex...
by Alex Frakt
Mon Dec 08, 2014 2:23 pm
 
Forum: Forum Issues and Administration
Topic: Bogleheads.com and FPL Capital Management
Replies: 30
Views: 2443

Re: Intuit TurboTax 2014 Basic/Deluxe $0, Premier $9.99

It's going to stay locked. Any on-topic informational content of this thread appears to have been exhausted.
by Alex Frakt
Mon Dec 08, 2014 1:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Intuit TurboTax 2014 Basic/Deluxe $0, Premier $9.99
Replies: 49
Views: 3882

A note on quoting external works (copyright and fair use)

Following is my (slightly edited) response to a PM regarding this thread: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=152309 . I'm putting it up here in the hopes that it will help people understand this complex corner of the law and also as a reminder of our policy. The applicable pol...
by Alex Frakt
Mon Dec 08, 2014 12:49 pm
 
Forum: Forum Issues and Administration
Topic: A note on quoting external works (copyright and fair use)
Replies: 0
Views: 253

Re: Dealing with unauthorized (lawyer) bill

No, the only thing we mailed (hard copy via postal mail) was the information he had asked prior to the meeting. The only email that was sent to him after the initial consultation was to get the definite answer on fees and completion deadline for the simple will preparation. That email was not respo...
by Alex Frakt
Fri Dec 05, 2014 12:44 pm
 
Forum: Personal Consumer Issues
Topic: Dealing with unauthorized (lawyer) bill
Replies: 61
Views: 6470

Re: Fly or drive? Not just time vs. money anymore

(but, note that you can take car seats on the plane as checked baggage for free on most airlines) You really don't want to check car seats. They partially rely on EPS foam to reduce g forces in a crash and mistreatment can result in the foam being compromised without leaving visual evidence. There ...
by Alex Frakt
Fri Dec 05, 2014 12:36 pm
 
Forum: Personal Consumer Issues
Topic: Fly or drive [with a newborn]?
Replies: 58
Views: 4550

Re: Fly or drive? Not just time vs. money anymore

(but, note that you can take car seats on the plane as checked baggage for free on most airlines) You really don't want to check car seats. They partially rely on EPS foam to reduce g forces in a crash and mistreatment can result in the foam being compromised without leaving visual evidence. Which ...
by Alex Frakt
Fri Dec 05, 2014 11:59 am
 
Forum: Personal Consumer Issues
Topic: Fly or drive [with a newborn]?
Replies: 58
Views: 4550

Re: Dealing with unauthorized (lawyer) bill

Through employer benefit, we had free consultation with a lawyer regarding estate planning. Before showing up for the consultation, lawyer requested we fill out "confidential and detailed financial information including birthdates and SSN of us and our children and all our assets and health in...
by Alex Frakt
Fri Dec 05, 2014 11:23 am
 
Forum: Personal Consumer Issues
Topic: Dealing with unauthorized (lawyer) bill
Replies: 61
Views: 6470

Re: Giving money to your alma mater: Have to vent

Locked. Any on-topic informational content has long been exhausted.
by Alex Frakt
Fri Dec 05, 2014 10:55 am
 
Forum: Personal Finance (Not Investing)
Topic: Giving money to your alma mater: Have to vent
Replies: 166
Views: 16508

Re: Stanley Kubrick's 2001 a space odyssey

Remember this was at the height of the psychedelic 60s and while I don't know that Kubrick meant for it to be watched under the influence, I have my suspicions. It was at about this time that Disney re-released Fantasia with posters highlighting Satan and the tagline "The Ultimate Trip." ...
by Alex Frakt
Wed Dec 03, 2014 3:30 pm
 
Forum: Personal Consumer Issues
Topic: Stanley Kubrick's 2001 a space odyssey
Replies: 64
Views: 3960

Re: Favorite nonfiction books

Let's cut the snarky remarks about the Bible as a work of non-fiction. Speaking as a former librarian, in publishing the definition of non-fiction is simply anything that the author did not purposely write as fiction, i.e., a work of imagination. That's why it is called "Non-Fiction", rat...
by Alex Frakt
Wed Dec 03, 2014 2:57 pm
 
Forum: Personal Consumer Issues
Topic: Favorite nonfiction books
Replies: 117
Views: 9643

Reporter seeking thoughts from target date fund holders

Tim Gray of the New York Times would like to "speak with investors in target-date funds about their experiences—why they chose TDFs and what their experiences have been, including in the 2008 bear market (if pertinent). If you’re interested, pls. email Tim Gray at timkgray@gmail.com ". I h...
by Alex Frakt
Wed Dec 03, 2014 2:19 pm
 
Forum: Investing - Theory, News & General
Topic: Reporter seeking thoughts from target date fund holders
Replies: 0
Views: 283

Re: STRS Ohio Choice - What to do?

bump following delay in approval
by Alex Frakt
Tue Dec 02, 2014 11:58 am
 
Forum: Investing - Help with Personal Investments
Topic: STRS Ohio Choice - What to do?
Replies: 15
Views: 1141

Re: A Lucky $5 Bill, Some Capital Gains Questions

bump after delayed approval It's my understanding that your basis is the value of the property when it was gifted to you. But someone will be along to correct me shortly if I have this wrong and to fill in more info :-) edit: my first statement was only true if it was transferred from the giver's e...
by Alex Frakt
Tue Dec 02, 2014 11:44 am
 
Forum: Personal Finance (Not Investing)
Topic: A Lucky $5 Bill, Some Capital Gains Questions
Replies: 12
Views: 1474

Re: Edward Jones Advisory Solutions account

Locked. This one has gone off the rails. The OP (who is not connected to edventure73) is welcome to start a new thread if he or she has any remaining questions. I'm going to include a couple of clarifications of forum policy that are appropriate here. First, sock puppeting is a serious violation of...
by Alex Frakt
Tue Dec 02, 2014 11:19 am
 
Forum: Investing - Help with Personal Investments
Topic: Edward Jones Advisory Solutions account
Replies: 68
Views: 15831

Re: How much homework is too much?

Locked. This doesn't fit into any of the acceptable topics for this site: This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anything else is considered "Off Topic" and is ...
by Alex Frakt
Tue Dec 02, 2014 10:56 am
 
Forum: Personal Finance (Not Investing)
Topic: How much homework is too much?
Replies: 14
Views: 1375

Re: Retirees activities won’t deplete the nest egg.

Locked. Topics on the Personal subforums must be personal, i.e., the OP must be able to do something with the replies. General comment threads like this are off topic.
by Alex Frakt
Mon Dec 01, 2014 3:16 pm
 
Forum: Personal Consumer Issues
Topic: Retirees activities won’t deplete the nest egg.
Replies: 20
Views: 2270

Re: What did you do your first day of retirement?

Locked. Topics on the Personal subforums must be personal, i.e., the OP must be able to do something with the replies. General comment threads like this are off topic.
by Alex Frakt
Mon Dec 01, 2014 3:15 pm
 
Forum: Personal Consumer Issues
Topic: What did you do your first day of retirement?
Replies: 10
Views: 1287

Re: Price shopping for medical work: case stories : HSA/HDHP

Locked. Topics on the Personal subforums must be personal, i.e., the OP must be able to do something with the replies. General comment threads like this are off topic.
by Alex Frakt
Mon Dec 01, 2014 3:13 pm
 
Forum: Personal Consumer Issues
Topic: Price shopping for medical work: case stories : HSA/HDHP/USA
Replies: 1
Views: 410

Re: An alternative to alternative investments [QSPIX]

If we can step away from our slide rules for a second. I'm sure you are all familiar with this: https://www.bogleheads.org/w/images/thumb/d/dc/Callan_Periodic_Table_of_Investment_Returns.png/800px-Callan_Periodic_Table_of_Investment_Returns.png Why would you want the factor returns, but not the reba...
by Alex Frakt
Mon Dec 01, 2014 3:03 pm
 
Forum: Investing - Theory, News & General
Topic: An alternative to alternative investments [QSPIX]
Replies: 201
Views: 19320

Re: SSL (aka TLS, https) comes to bogleheads.org

Larry has turned off SSL 3.0 support. I better change the title :-)
by Alex Frakt
Sun Nov 30, 2014 10:30 pm
 
Forum: Forum Issues and Administration
Topic: HTTPS (aka TLS, aka SSL) comes to bogleheads.org
Replies: 32
Views: 2803

Re: best brand probiotic

Locked. Medical questions, which includes dietary supplements taken for medicinal purposes, are off topic here.
by Alex Frakt
Sun Nov 30, 2014 1:08 pm
 
Forum: Personal Consumer Issues
Topic: best brand probiotic
Replies: 7
Views: 813

Re: SSL (aka TLS, https) comes to bogleheads.org

I've forwarded the concerns to Larry. It's his call. Given his experience, I'm not going to second guess his server administration or his determination of the required level of security given the particulars of this site (e.g., we hold no personal information other than your e-mail address).
by Alex Frakt
Sun Nov 30, 2014 3:10 am
 
Forum: Forum Issues and Administration
Topic: HTTPS (aka TLS, aka SSL) comes to bogleheads.org
Replies: 32
Views: 2803

Re: SSL (aka TLS, https) comes to bogleheads.org

Hey Alex, I spent a lot of time configuring my SSL and securing my site so I do my fair share of this task. With respect to you choice of keeping both http and https, unless you run the site on an old machine from home, the https overhead is insignificance on any modern server hardware. Also, if yo...
by Alex Frakt
Sat Nov 29, 2014 9:26 pm
 
Forum: Forum Issues and Administration
Topic: HTTPS (aka TLS, aka SSL) comes to bogleheads.org
Replies: 32
Views: 2803

Re: SSL (aka TLS, https) comes to bogleheads.org

If you use apache as your webserver, you can set a redirect so any http will change to https. This means if members clicking on their bookmarked url that still use http, the browser will redirect the url to https. It's done at the server level so visitors do not have to do anything. We've discussed...
by Alex Frakt
Sat Nov 29, 2014 6:05 pm
 
Forum: Forum Issues and Administration
Topic: HTTPS (aka TLS, aka SSL) comes to bogleheads.org
Replies: 32
Views: 2803

Re: SSL (aka TLS, https) comes to bogleheads.org

The home page and wiki may show mixed content (non-secure and secure) if you're not logged in, which will show a broken padlock icon. They'll stay that way. I've fixed this on the home page (the Google search needed to be changed into an https submission on both the home page and phpbb headers) and...
by Alex Frakt
Sat Nov 29, 2014 9:44 am
 
Forum: Forum Issues and Administration
Topic: HTTPS (aka TLS, aka SSL) comes to bogleheads.org
Replies: 32
Views: 2803

Re: SSL (aka TLS, https) comes to bogleheads.org

As for bookmarks, the links will not automatically change to https:// , you'll have to make the updates yourself. You don't have to change your bookmarks. Everything will work correctly whether your link starts with https or http. But if you want your information encrypted while it travels the inte...
by Alex Frakt
Fri Nov 28, 2014 11:27 pm
 
Forum: Forum Issues and Administration
Topic: HTTPS (aka TLS, aka SSL) comes to bogleheads.org
Replies: 32
Views: 2803

Re: Participating thread notification icon hard to see

I never even knew what that star was for. It's a whole lot easier to click on the View your posts link on the home page and every forum page and see all of the threads you've posted on in one place.
by Alex Frakt
Thu Nov 27, 2014 11:03 pm
 
Forum: Forum Issues and Administration
Topic: Participating thread notification icon hard to see
Replies: 2
Views: 461
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