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Re: Participating thread notification icon hard to see

I never even knew what that star was for. It's a whole lot easier to click on the View your posts link on the home page and every forum page and see all of the threads you've posted on in one place.
by Alex Frakt
Thu Nov 27, 2014 11:03 pm
 
Forum: Forum Issues and Administration
Topic: Participating thread notification icon hard to see
Replies: 2
Views: 218

Re: POLL: Attitude Towards Risk

B is clearly superior to A. ... I am curious who are the 10 people (as of this writing) who chose A. B is only clearly superior to A if you can play an infinite amount of times, taking risk out of the equation. However, here we are allowed only a single trial, so not taking risk into account is not...
by Alex Frakt
Thu Nov 27, 2014 2:26 am
 
Forum: Investing - Theory, News & General
Topic: POLL: Attitude Towards Risk
Replies: 63
Views: 2424

Re: Honor Societies (any point?)

I'd pay $65 to join Phi Betta Kappa, but not anything else. I assume you mean Phi Beta Kappa. Why? They asked me when I graduated 25 years ago. I guess I paid them because I remember showing my friends the secret handshake (which I've since forgotten, I'm sure google would remind me if I cared enou...
by Alex Frakt
Wed Nov 26, 2014 11:48 pm
 
Forum: Personal Consumer Issues
Topic: Honor Societies (any point?)
Replies: 35
Views: 1826

Re: Girlfriend with a LOT of Student debt.

Locked. The informational content of this thread appears to have been exhausted. The OP even gave up on it over 100 posts ago.
by Alex Frakt
Wed Nov 26, 2014 11:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Girlfriend with a LOT of Student debt.
Replies: 166
Views: 13260

Re: Vitamins: Worth It?

Since the OP is asking about the efficacy of vitamins, this thread falls under the following forum policy: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User...
by Alex Frakt
Wed Nov 26, 2014 11:26 pm
 
Forum: Personal Consumer Issues
Topic: Vitamins: Worth It?
Replies: 1
Views: 633

Re: Eat on $4 per day. Free online cookbook.

arcticpineapplecorp. wrote:I'm having a hard time downloading the pdf. Anyone else having problems?

It's 89 double-wide, full color pages. If your browser displays pdfs directly, you should probably save it (right or option click, "Save link as...") and open it with a dedicated pdf reader.
by Alex Frakt
Wed Nov 26, 2014 12:24 am
 
Forum: Personal Consumer Issues
Topic: Eat on $4 per day. Free online cookbook.
Replies: 12
Views: 1439

Re: How Chinese monetary policy works

General discussions of governmental policies and economics are off topic here.

Do you have a more concrete underlying question?
by Alex Frakt
Tue Nov 25, 2014 12:44 pm
 
Forum: Investing - Theory, News & General
Topic: How does Chinese monetary policy work
Replies: 3
Views: 597

Re: Donating for a specific family

Locked. The question has been answered. This is not the site for debates on tax policy.
by Alex Frakt
Tue Nov 25, 2014 11:34 am
 
Forum: Personal Finance (Not Investing)
Topic: Donating for a specific family
Replies: 43
Views: 2718

Re: Health Insurance (Specialist "Out of Network" [error])

Please keep this thread on the OP's question (see the update in the post immediately prior to this one). Healthcare policy and general venting about insurers are off topic.
by Alex Frakt
Tue Nov 25, 2014 11:14 am
 
Forum: Personal Finance (Not Investing)
Topic: Health Insurance (Specialist "Out of Network" [error])
Replies: 35
Views: 3358

Re: Change Username

Kraemer wrote:Could you change our user name. It is stated as Kracower and it should be Kraemer. We posted several days ago regarding investments for 75 year old.
Thanks and let us now if you can do this.

Done. You can also PM me or LadyGeek with username change requests.
by Alex Frakt
Tue Nov 25, 2014 10:58 am
 
Forum: Forum Issues and Administration
Topic: Change Username
Replies: 11
Views: 3164

Re: Do you use a phone book?

Locked. Not actionable. Please everyone... This isn't reddit, we don't get paid by the page view. Threads here must be personal (except for investing theory discussions) and actionable. Personal - you must be asking about your own situation. You can also ask on behalf of someone specific, such as a...
by Alex Frakt
Mon Nov 24, 2014 8:08 pm
 
Forum: Personal Consumer Issues
Topic: Do you use a phone book?
Replies: 51
Views: 2097

Re: My Health care monthly premiums doubled after ACA

Locked. If you have a question about your insurance options, feel free to post. But general comments threads are off topic.
by Alex Frakt
Mon Nov 24, 2014 6:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: My Health care monthly premiums doubled after ACA
Replies: 46
Views: 3230

Re: What percent "Boglehead" are you?

I tilt and I hold a (small) amount of actively managed funds and occasionally do some tactical asset allocation. And I'm a 100% boglehead. Being a boglehead is about long term planning, a general belief in market efficiency, and doing what you can to keep your tax and investing costs under control. ...
by Alex Frakt
Sat Nov 22, 2014 10:48 am
 
Forum: Investing - Theory, News & General
Topic: What percent "Boglehead" are you?
Replies: 119
Views: 6278

Re: An alternative to alternative investments [QSPIX]

High ER, alternative investment, 50$ transaction fee, not even a year old. And I thought this is BH forum. It is increasingly transforming into a SwedroeHeads forum, instead. We get Swedroe articles posted and discussed almost every other day. There's nothing new about this. In the beginning, the b...
by Alex Frakt
Thu Nov 20, 2014 6:08 pm
 
Forum: Investing - Theory, News & General
Topic: An alternative to alternative investments [QSPIX]
Replies: 143
Views: 9356

Re: Advice on future direction

Are you asking for investment advice or career/life advice? I want to get this into the correct forum.
by Alex Frakt
Wed Nov 19, 2014 11:57 pm
 
Forum: Investing - Help with Personal Investments
Topic: Advice on future direction
Replies: 6
Views: 535

Re: An alternative to alternative investments [QSPIX]

Sorry but that isn't right either. the fund is not actively managed. It does use some individual positions as do say all Vanguard index funds, and Vanguard also uses derivative in case you don't know, using say index futures to invest in at times vs individual stocks. Derivatives are not good or ba...
by Alex Frakt
Wed Nov 19, 2014 11:48 pm
 
Forum: Investing - Theory, News & General
Topic: An alternative to alternative investments [QSPIX]
Replies: 143
Views: 9356

Re: [Bill McNabb's] compensation

Locked. The OP's question has been answered to the extent it can be. Further responses are mostly off-topic, since they are non-actionable.
by Alex Frakt
Wed Nov 19, 2014 9:42 pm
 
Forum: Investing - Theory, News & General
Topic: [Bill McNabb's] compensation
Replies: 12
Views: 2064

Re: An alternative to alternative investments [QSPIX]

That characterization is simply incorrect. Their holdings are as I described them. For example how people can easily misunderstand the fund, the fund has no exposure to stock market risk, no exposure to interest risk and no exposure to currency risk, as it is long short. They aren't bets as you cal...
by Alex Frakt
Wed Nov 19, 2014 2:43 pm
 
Forum: Investing - Theory, News & General
Topic: An alternative to alternative investments [QSPIX]
Replies: 143
Views: 9356

Re: An alternative to alternative investments

When I clicked on the mutual fund symbol in the article it took me to M* where it says the minimum initial investment is $5.0 mil. Is that right? http://quotes.morningstar.com/fund/qspix/f?t=QSPIX And the ER is 1.5%. And the top holdings are interest rate and currency bets. I guess their niche is w...
by Alex Frakt
Wed Nov 19, 2014 12:23 am
 
Forum: Investing - Theory, News & General
Topic: An alternative to alternative investments [QSPIX]
Replies: 143
Views: 9356

Re: Apple Stores - do they try to be awful?

Locked. No apparent actionable content.
by Alex Frakt
Tue Nov 18, 2014 11:56 pm
 
Forum: Personal Consumer Issues
Topic: Apple Stores - do they try to be awful?
Replies: 41
Views: 2919

Re: [Should I] rent out [my] house [for a 3-day event]?

I'd counter with $5k for 7 nights plus the the keys to their house in Italy while they are here :-)

But seriously, I don't see this as high risk. It's not like they are asking if their teenage nephews can rent your place for spring break.
by Alex Frakt
Tue Nov 18, 2014 10:25 am
 
Forum: Personal Consumer Issues
Topic: [Should I] rent out [my] house [for a 3-day event]?
Replies: 68
Views: 4089

Re: Toyota Class Action Settlement Check, Cash or Not

unintended acceleration (caused by floor mat lodging esp.) can be handled immediately with putting car in neutral. Some of these unintended acceleration problems had nothing to do with floor mats. Toyota hid these issues from the public and was fined earlier this year. http://abcnews.go.com/Blotter...
by Alex Frakt
Tue Nov 18, 2014 1:06 am
 
Forum: Personal Consumer Issues
Topic: Toyota Class Action Settlement Check, Cash or Not
Replies: 16
Views: 2399

Re: Landlord wants us to sign an entirely new contract!

In any case creating bad blood between tenants and landlords is a lose-lose game that both parties will regret. That ship has already sailed. The landlord has already created the bad blood. The question is how the tenant deals with it. I wouldn't blame landlord without knowing more. There is poor c...
by Alex Frakt
Mon Nov 17, 2014 8:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Landlord wants us to sign an entirely new contract!
Replies: 51
Views: 5859

Re: Angie's List Class Action settlement - for real?

The return address doesn't tell you anything. What's the link you are supposed to click on in the e-mail? Don't select and copy the link text, you need to right click (option click) on it and select "Copy link address". Paste it in your reply, but please replace the slashes and dots with s...
by Alex Frakt
Mon Nov 17, 2014 1:07 pm
 
Forum: Personal Consumer Issues
Topic: Angie's List Class Action settlement - for real?
Replies: 8
Views: 1798

Re: The More Money People Have, the Less they Give Away

Locked. I've removed all of the replies, most of which were equally off-topic, but am leaving this here as a reminder of our forum policies. Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include...
by Alex Frakt
Mon Nov 17, 2014 12:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: The More Money People Have, the Less they Give Away
Replies: 1
Views: 492

Re: Angie's List Class Action settlement - for real?

The settlement is real. Here's the judge's order: http://scholar.google.com/scholar_case?case=5014944663518755541&hl=en&as_sdt=6&as_vis=1&oi=scholarr and here's the page from the plaintiff's law firm: http://wka-law.com/index.php/case/angies-list-membership-fee-litigation/ . They als...
by Alex Frakt
Mon Nov 17, 2014 12:29 pm
 
Forum: Personal Consumer Issues
Topic: Angie's List Class Action settlement - for real?
Replies: 8
Views: 1798

Re: Cost to furnish a condo

$2,000 to $50,000+ -- depending upon what you choose. My wife and I have a 3BR condo furnished with IKEA (kids' rooms, bookcases, all the little stuff like end tables, rugs and trashcans), CB2 (dining room table, bar stools), Cost Plus (chairs) and Room and Board (couch, bed, dresser). Total is aro...
by Alex Frakt
Mon Nov 17, 2014 1:05 am
 
Forum: Personal Consumer Issues
Topic: Cost to furnish a condo
Replies: 29
Views: 2668

Re: Winter Coat

I only wear it to walk the dog and do outside winter work... Carhartt - http://www.carhartt.com/webapp/wcs/stores/servlet/CarharttSearchCmd?storeId=10051&catalogId=10101&langId=-1&recordPerPage=24&N=0&Nu=RollupKey&Ns=&Ntt=10927&Ntk=CatgroupId&Ntx=mode+matchall&am...
by Alex Frakt
Mon Nov 17, 2014 12:36 am
 
Forum: Personal Consumer Issues
Topic: Winter Coat
Replies: 51
Views: 4464

Re: Landlord wants us to sign an entirely new contract!

I have a question for those saying the OP should simply accept the landlord's desired changes to the signed contract. What advice would you have given if the facts were the same, but the landlord was asking what to do?
by Alex Frakt
Mon Nov 17, 2014 12:01 am
 
Forum: Personal Finance (Not Investing)
Topic: Landlord wants us to sign an entirely new contract!
Replies: 51
Views: 5859

Re: Investing in Chocolate? New to all of this.. need help.

I did a google search on "upcoming cocoa shortage." In the first 50 results, I see articles from 2010, 2011, 2012, 2013, and 2014. I'm sure one will happen at some point, but timing the exact arrival doesn't appear to be all that simple. BTW, here's the history of cacao (cocoa) pricing fro...
by Alex Frakt
Sun Nov 16, 2014 9:49 pm
 
Forum: Investing - Help with Personal Investments
Topic: Investing in Chocolate? New to all of this.. need help.
Replies: 23
Views: 2416

Re: Toyota Class Action Settlement Check, Cash or Not

Cash the check. No problem was ever found with the electronic throttle, and the NHTSA brought in NASA to do the testing, see http://www.nhtsa.gov/UA . The cause of "unintended acceleration" was drivers pushing the accelerator instead of the brake, just like the Audi "sudden unintended...
by Alex Frakt
Sun Nov 16, 2014 9:24 pm
 
Forum: Personal Consumer Issues
Topic: Toyota Class Action Settlement Check, Cash or Not
Replies: 16
Views: 2399

Re: Landlord wants us to sign an entirely new contract!

Speaking with my wife about it, I think this is the place we want to be for the immediate future, but we are going to nullify this contract and repeat the process with the correct contract. During this time, I am going to request a deduction in the first month's rent to compensate for unexpected co...
by Alex Frakt
Sun Nov 16, 2014 8:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: Landlord wants us to sign an entirely new contract!
Replies: 51
Views: 5859

Re: Student loans [savings and spending priorities]

avocados wrote:I am currently living in a tax haven in the Caribbean...

Then again, I eat out a lot (almost exclusively), so there is room for improvement in that area.

How's your free diving? There's not much tastier than fresh conch salad :-)
by Alex Frakt
Sat Nov 15, 2014 9:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: Student loans [savings and spending priorities]
Replies: 7
Views: 419

Re: Student loans [savings and spending priorities]

It sounds like you are doing fine. You have a decent job and your spending is well controlled. By all means budget for travel. You are only young once and your experiences are going to be far more valuable to you in the long run than an extra percent or three on your portfolio balance down the road....
by Alex Frakt
Sat Nov 15, 2014 9:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Student loans [savings and spending priorities]
Replies: 7
Views: 419

Re: Landlord wants us to sign an entirely new contract!

OP- Were there any negotiations on rent and what it covered? What did the stated rent say it included? It appears there was more miscommunication than just the wrong contact. The contract clearly stated what was and wasn't covered, and we discussed a couple areas that we disagreed on (pest infestat...
by Alex Frakt
Sat Nov 15, 2014 12:38 am
 
Forum: Personal Finance (Not Investing)
Topic: Landlord wants us to sign an entirely new contract!
Replies: 51
Views: 5859

Re: Explaining muni bond spreads

Thread unlocked. Our forum policies state "the moderators and administrators reserve the right to determine unilaterally what constitutes solicitation." There is no hard test for solicitation, it always depends on the circumstances of each post. On this thread, Larry's posts about buildin...
by Alex Frakt
Fri Nov 14, 2014 11:53 pm
 
Forum: Investing - Theory, News & General
Topic: Explaining muni bond spreads
Replies: 40
Views: 3504

Re: Supreme Court Blues

After review, I'm keeping it locked. The OP's question was on topic, but it's been answered as well as it can be by those posters who stuck to the point. Since other responses are already heading off-topic, further discussion is unlikely to be productive.
by Alex Frakt
Sun Nov 09, 2014 12:32 am
 
Forum: Personal Finance (Not Investing)
Topic: Supreme Court Blues
Replies: 34
Views: 2204

Re: Can't View Thread

We will remove a thread if there is little on-topic content. This thread was only about speculation on future tax policy.
by Alex Frakt
Fri Oct 31, 2014 10:58 am
 
Forum: Forum Issues and Administration
Topic: Can't View Thread
Replies: 5
Views: 553

Re: Can't View Thread

cheese_breath wrote:When you get this message it usually means a moderator has removed the thread.

This is correct.
by Alex Frakt
Fri Oct 31, 2014 10:26 am
 
Forum: Forum Issues and Administration
Topic: Can't View Thread
Replies: 5
Views: 553

Re: your advisor should act like a good doctor

As I said, I know many scientists who have become financial economists and they all believe they use scientific methods while agreeing that finance isn't hard science, like physics No one is claiming it is hard science, but that isn't the point. Larry Larry, That is exactly the point. Leeraar, This...
by Alex Frakt
Fri Oct 31, 2014 12:16 am
 
Forum: Investing - Theory, News & General
Topic: your advisor should act like a good doctor
Replies: 48
Views: 3717

Re: MS Windows 7 Dead?

Windows 8 is actually really good, it's a little different which scares people but once people get used to it I've not met one person that went back to Windows 7. Windows 8 is incredibly stable and is actually faster than Windows 7 on the same hardware. Windows 10 is also looking good (though it is...
by Alex Frakt
Wed Oct 29, 2014 3:12 pm
 
Forum: Personal Consumer Issues
Topic: MS Windows 7 Dead [in 2020]?
Replies: 26
Views: 2248

Re: MS Windows 7 Dead?

nordlead wrote:EDIT: I'm convinced this guy doesn't really know how to use a PC or setup a network. He is a writer who happens to write about computers, but that doesn't mean he knows how to use them properly.

Got to be John C. Dvorak.
by Alex Frakt
Wed Oct 29, 2014 1:27 pm
 
Forum: Personal Consumer Issues
Topic: MS Windows 7 Dead [in 2020]?
Replies: 26
Views: 2248

Re: New appliances - Stainless Steel or not?

IMO, stainless has been out of fashion since 2006. To me, it screams "flip". I really like black appliances. We just replaced our black gas range with another black gas range. I found out this time around that the stainless appliances were sometimes cheaper than the black appliances... ju...
by Alex Frakt
Wed Oct 29, 2014 11:39 am
 
Forum: Personal Consumer Issues
Topic: New appliances - Stainless Steel or not?
Replies: 56
Views: 3398

Re: how risky is stock investing?

Speculating is like betting in a casino. Investing is like owning the casino. People who are in it for the long term buy businesses (stocks) because they expect that the business will be profitable and the owners will get their fair share of the profits through some combination of dividends and bein...
by Alex Frakt
Wed Oct 29, 2014 11:17 am
 
Forum: Investing - Help with Personal Investments
Topic: how risky is stock investing?
Replies: 16
Views: 1281

Re: 39.6% Tax Bracket :(

Topic reopened after OT posts and comments removed. Please stick to the OP's questions. Personal comments and discussions of tax policy, pro or con, are not acceptable on this forum.
by Alex Frakt
Wed Oct 29, 2014 10:19 am
 
Forum: Personal Finance (Not Investing)
Topic: 39.6% Tax Bracket :(
Replies: 28
Views: 6083

Re: 39.6% Tax Bracket :(

Locked for moderator review.
by Alex Frakt
Wed Oct 29, 2014 9:38 am
 
Forum: Personal Finance (Not Investing)
Topic: 39.6% Tax Bracket :(
Replies: 28
Views: 6083

Re: POLL: Gross Annual Retirement Income Before Taxes

Locked. Threads on this forum must be both personal ("directly connected to your financial life") and actionable.
by Alex Frakt
Tue Oct 28, 2014 10:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: Gross Annual Retirement Income Before Taxes
Replies: 25
Views: 2002

Re: New appliances - Stainless Steel or not?

...past trendy colors like pink, turquoise, coppertone, avocado, harvest gold, wheat, and black... Alex, you cannot possibly be old enough to remember avocado and harvest gold... can you? They didn't go away just because they went out of style :-) That's why I stayed away from trendy when remodelin...
by Alex Frakt
Tue Oct 28, 2014 7:15 pm
 
Forum: Personal Consumer Issues
Topic: New appliances - Stainless Steel or not?
Replies: 56
Views: 3398

Re: Bogleheads.org equivalents for other areas of life?

You may want to delete your post before it's deleted for you. Nutritional forums not allowed to be mentioned. If the site AND the post are about primarily about food, rather than medical claims, it's fine. Actually, I would THINK, in the context of this thread topic, that listing other forums for n...
by Alex Frakt
Tue Oct 28, 2014 2:07 pm
 
Forum: Personal Consumer Issues
Topic: Bogleheads.org equivalents for other areas of life?
Replies: 70
Views: 7627
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