Bogleheads.org

letsgobobby wrote:This is a serious, actionable post. I hope it will remain unlocked as long as conversations avoid the political and speculative.

I am assuming you are sincere, so I have changed the title of the thread from the (political and speculative) original.

I suggest one of the single stack compact 9mm semi-autos (9mm or .38+P is the minimum power cartridge I would carry for self-defense). I'm a big revolver fan, but when it comes to concealed carry, slimmer semi-autos are more comfortable to carry and easier to keep hidden than revolvers (or semi-auto...

Quoting myself from previous threads on this topic: You are missing the point that for a financial institution security is a multi-layered system .... [T]here is no such thing as a password hash file that can be easily removed when we are discussing systems like this. Generally speaking the hashed a...

The most likely explanation is the white spots are actually detergent that was not removed in the rinse cycle. It's easy enough to verify. Fill up your sink or bathtub, take a piece of clothing that has the spots and rinse vigorously. FWIW, I use Tide Cold Water Free in my front loading washer and w...

There's a time versus money tradeoff for nearly all types of retail goods, including tires. At one end may be your dealer's service department, you can schedule a time and relax in front of a big screen TV while reading a free paper and drinking a free cappuccino. Of course, you'll pay through the n...

Just last week the WSJ published an article stating that Western Union & Money Gram were beginning to look into viability of BC's. Just imagine for a moment if a major retailer(think Amazon) or a smaller company (Dominos) would accept BC's. There would be , IMO, a melt-up in their price. Increa...

I sent an e-mail to his registered address pointing to this thread and saying I would be happy to forward a message if necessary.

Currently, this is another bottleneck for bitcoins. I'm fairly technical but it took a lot of reading for me to figure out how to safely store them. Fortunately, people are working on USB wallets that will be secure and easy to use. That just moves the problem from worrying about losing them due to...

For electric and hybrid vehicles, regenerative braking is a more attractive option--some of the kinetic energy goes back into the battery. I wonder what happens if you charge a Prius or Leaf at the top of Pike's Peak and then drive down? The regenerated energy can't go towards charging the battery....

Problem: How long should I take to average in the 20% cash into target retirement 2030? 15 months. Does that sound precise enough? The real answer is that it's a psychological issue. The greatest expected return comes from investing it all in now. But expected is not guaranteed, you have to decide ...

I was recently interviewed by a professional videographer. I was surprised to see him set up a standard digital SLR camera on the tripod. He told me the video quality is at least as good from the camera as his dedicated video gear. He did say the audio wasn't up to pro quality, so he recorded that s...

Probably cheaper to replace brakes and pads than fix a broken transmission. But fixing a transmission is a lot cheaper than dealing with the results of a high speed crash due to overheated brakes failing while going down a long grade. Anyway, shifting to a lower gear and using engine braking while ...

EyeDee wrote:.
Duplicate Conversation.

Please see viewtopic.php?f=10&t=114652

which says John Bogle is featured in the trailer.

I merged the two topics.

And if French Laundry will just take my reservation one of these days, then I can join the >$100 dinner club. If you (or any others on this thread) want to know the secret to getting reservations there send me a message and I can explain the trick to you, worked the first time I tried it. DEFINITEL...

Small Value. But rather than 20% SV, I'd go either 30% TSM, 15% SV, 15% Int'l or 30% TSM, 10% SV, 20% Int'l.

Net worth is not important to me. I figured it out once when I realized it was probably over a million so I could tell my wife :-) I used to have a portfolio tracker setup so I could check the value of my portfolio (as opposed to all my assets) daily. But for the last decade I only look it up for re...

typically eat 2 or 3 $500+ (michelin 2 or 3 star) dinners a month; no regrets. Wow. There are only 28 Michelin two or three star restaurants in the USA and maybe 400 in the entire world. You must have been to a considerable percentage of all of them by now. I've been to two Michelin 3 star, one 2 s...

Is there any disadvantage to there being such a large brokerage? Any downsides? That could make someone want to go to comparable small or mid-sized brokerage? I really cant' think of any but I dunno for Vangaurd to be so large and dominate and everyone wanting to invest their money with them it see...

David Swenson of Yale says that in 2008 panic scenarios, all that matters is Risk asst vs Safe Haven. All risk assets will go down together and money will go into safe haven assets. Which answers the question of why you should never be 100% stocks. You need something you can liquidate easily and at...

For a family getaway cabin (used one or two weekends a month) - Turn the frigde temp control all the way to off Unscrew the lightbulb Shove a towel in fridge and freezer doors to keep them propped open. An empty live socket would bother me. A quick check doesn't turn up medium socket base safety ca...

Thanks all for the replies. While I don't think treasurydirect would default, I am worried they might use a lowball metric and I-bonds will yield way less than what my family experiences in inflation. Can anyone speak to this worry of mine? It's been covered here dozens of times. Try searching CPI-...

One of the things I learned here from Larry Swedroe was that the data shows how diversifying Small Cap Value (international) is against other assets. I think his personal portfolio is heavily US municipal bonds + international SCV ? Particularly if you can get access to the DFA products, as it is h...

Thanks all for the replies. While I don't think treasurydirect would default, I am worried they might use a lowball metric and I-bonds will yield way less than what my family experiences in inflation. Can anyone speak to this worry of mine? It's been covered here dozens of times. Try searching CPI-...

If you have the returns of three (or four or five...) assets 1972-2012 and are trying to put a number on their collective correlation with each other, taken as a whole, how would you do that in excel? The ultimate aim is to find combinations of 3 or 4 which are least correlated collectively. Are yo...

If inflation gets as high as 7%-10%+ like it did in the 1970s and 1910s will I-bonds bought from treasurydirect seriously yield that much too? It sounds unbelievable. So your question is basically, "Will the Treasury default on I-bonds if inflation goes over 7%?" The answer is that there ...

Locked. Posts in this subforum must be about your personal situation. See viewtopic.php?f=3&t=112988 for more details.

Thanks for your help. I got to that page and tried to change my password. I had forgotten the original password and had a temporary password sent to me, which got me back into the website, but when I try to establish a new password, it wants to know my previous password. You would think that it wou...

I have had to remove multiple off topic posts. Please keep your responses to the OP's question.

I think you should listen to your wife.

Epsilon Delta wrote:"shakes head in disbelief".

Leave out the spaces and that can be your new password.

Note to the OP,

Do you have specific question about your situation? For example, "Is __________ is an appropriate form of exercise for me, given ____________."

If not, I'm going to have to lock this thread as off topic for being both medical and non-personal.

Locked. Restarted old thread.

You are welcome to start a new thread if you have a question about prescription services for your situation.

Note this ends at 2009.

Off topic medical and general discussion.

This isn't reddit folks, threads must fit within our limited allowable topics.

I never noticed that feature before. After a bit of digging around, I figured out what it is and how to turn it on. So here you go (it shows every thread that was posted or had a response within the last 7 days).

E-3s, and maybe E-4s, are probable are in the 0% tax bracket. In the 0% tax bracket, there is no reason to use a tIRA. ...... However, for a single person, the 0% tax bracket is under about 10k a year salary. There is no 0% tax bracket. The lowest marginal tax bracket is 10%. Then why did you post ...

chaz wrote:" Travel is the big one for me." And for me too. We have taken our children with us recently on Princess cruises.

That's the point. Children, at least young children, both increase the costs and limit the types of travel you can comfortably do.

IMO, it's more a matter of doing things before you have kids than doing them at a specific age. Travel is the big one for me.

I've lived in Chicago since '96 and would also advise renting in your situation. In addition to the reasons given above, Chicago is a city made up of neighborhoods with very different characteristics. There's no way to know what areas would suit you best without spending some time here to see them f...

The original post in this thread was an on-topic personal consumer issue. However the original title posed on off-topic, general comment issue. Since everyone chose to respond to the title rather than the content of the original post, the thread was temporarily locked. After review, I've decided to...

I'm locking this general comment thread. Please see this post A reminder that non-investing general comment threads are OT for more information. As an example of the difference between general comment and personal threads, here is how this thread started. How much of a price do you put on vehicle s...

Locked. Topics on this subforum must be personal (see http://www.bogleheads.org/forum/viewtopic.php?f=3&t=112988 for more details). Also off topic is "discussions of the crimes, shortcomings or stupidity of other people, whether they be political figures, celebrities, CEOs, Fed chairmen, s...

There are a couple of tagging functions available for our forum software. We'll look into it as a possible future enhancement.

The original post in this thread was an on-topic personal consumer issue. However the original title posed on off-topic, general comment issue. Since everyone chose to respond to the title rather than the content of the original post, the thread was temporarily locked. After review, I've decided to...

I have often wished for an upvote button to be able to silently show my appreciation for a particular post. There are so many amazing gems posted here; I wonder if the posters often have any idea how many people they are impacting with their words. A count of "thumbs up" votes would give ...

The OP's actual question is off topic; speculating on future legislation. How can I protect myself when this scenario takes place in my country (or in any country I hide my money in) as well? The rest of it, including several of the replies, is just trolling. The situation in Cyprus has nothing at ...

We've had to shut down or remove an unusual number of threads in the last few days. I assume everyone knows that political discussions are off topic here, but I'd like to take a moment to point out a couple of our forum policies that people may not be familiar with. Most of the threads we have close...

It's a disk I/O problem. We will be upgrading our primary hard drives to SSDs (solid state drives) in the next week or so, which should fix it (for now).

Moved to Investing - Theory, News & General forum. Despite the title, most of this is about investing rather than personal finance. BTW, it would have been off-topic if it were finance, since that subforum requires that topics be about the poster's personal situation.

No it can't be turned on by members and there is no other way to hide another member's posts. This is a deliberate decision on our part in furtherance of our goal to make this a "a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil ...

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