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Re: I picked up a penny today...

Locked. No apparent personal consumer issue here.
by Alex Frakt
Tue Sep 30, 2014 9:38 pm
 
Forum: Personal Consumer Issues
Topic: I picked up a penny today...
Replies: 20
Views: 1710

Re: Why Aren't Waterbeds Popular Anymore?

Locked. From the forum policies:
Note that topics [on this subforum] must be directly connected to your (or your friend's or family's) life as a consumer. General comments or complaints about these topics will be locked or removed.
by Alex Frakt
Tue Sep 30, 2014 9:35 pm
 
Forum: Personal Consumer Issues
Topic: Why Aren't Waterbeds Popular Anymore?
Replies: 13
Views: 1066

Re: Images Posted to the Forum & Copyright Fair-Use

The forum policies do cover this to the extent it can be covered. Quoting outside material The forum is not a clipping service. Please keep copyright restrictions in mind and reproduce only materials that qualify under fair use and limit your quotation to the minimum necessary to make your point. Wh...
by Alex Frakt
Tue Sep 30, 2014 9:31 pm
 
Forum: Forum Issues and Administration
Topic: Images Posted to the Forum & Copyright Fair-Use
Replies: 4
Views: 457

Re: How to solve people who don't save enough?

Locked. Discussion in the Personal subforums must be both personal and actionable. For anyone who is not aware of this, the applicable forum policies are: Personal Finance This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: ... Note that...
by Alex Frakt
Tue Sep 30, 2014 8:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: How to solve people who don't save enough?
Replies: 11
Views: 937

Re: Inheritance for non-US person

My mother was American and my SA brother got a green card and worked here for a short period while he was studying here so he has a SS number. I'm sure the green card has expired and this was about 20 years ago so I'm not sure if the SS number is still valid. SSNs don't really expire. They can beco...
by Alex Frakt
Tue Sep 30, 2014 1:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Inheritance for non-US person
Replies: 8
Views: 513

Re: Inheritance for non-US person

Not a full answer, but if withholding is actually required in these circumstances, the non-resident, non-US citizen can get and provide an ITIN in place of the SSN. Details here: http://www.irs.gov/Individuals/International-Taxpayers/Taxpayer-Identification-Numbers-%28TIN%29 An ITIN, or Individual T...
by Alex Frakt
Mon Sep 29, 2014 11:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Inheritance for non-US person
Replies: 8
Views: 513

Re: HAPPY BIRTHDAY, VANGUARD

Found this memo sent today by Jack Bogle: http://www.philly.com/philly/blogs/inq-phillydeals/John-Bogles-40-year-history-of-Vanguard.html https://about.vanguard.com/who-we-are/a-remarkable-history/ Vanguard sets their date as May 1, 1975. Click on "Historic Milestones" at the above link: ...
by Alex Frakt
Sat Sep 27, 2014 2:16 am
 
Forum: Investing - Theory, News & General
Topic: HAPPY [40th] BIRTHDAY, VANGUARD
Replies: 16
Views: 1491

Re: [which] toilet paper [from walmart.com?]

Can't believe that I am reading about toilet paper on this site. Have no idea which product my wife has been buying for many years and really don't care. I try to ignore this thread but inexplicably keep getting drawn back to read it. Where is Alex or Lady Geek when we need them for cultural sensib...
by Alex Frakt
Sat Sep 27, 2014 1:33 am
 
Forum: Personal Consumer Issues
Topic: [which] toilet paper [from walmart.com?]
Replies: 34
Views: 2444

Re: Thank you Alex Frakt and Larry Auton!!

You are welcome.

[Topic moved to Local Chapters and Bogleheads Community]
by Alex Frakt
Fri Sep 26, 2014 2:00 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Thank you Alex Frakt and Larry Auton!!
Replies: 11
Views: 1082

Re: History of U.S. Inflation — Appearances Can Be Deceiving

The thread needs to stay on the investing implications of the OP's post. Economic policy discussions, including speculating on Fed actions, are off topic.
by Alex Frakt
Fri Sep 26, 2014 12:34 pm
 
Forum: Investing - Theory, News & General
Topic: History of U.S. Inflation — Appearances Can Be Deceiving
Replies: 16
Views: 2325

Re: Motorcycle for short commute?

Restarted thread. Check post dates before responding.
by Alex Frakt
Fri Sep 26, 2014 12:31 pm
 
Forum: Personal Consumer Issues
Topic: Motorcycle for short commute?
Replies: 67
Views: 4034

Re: What did you always wish for but never got?

Monty Python's poor script... TG: But you know, we were happy in those days, though we were poor. MP: Aye. BECAUSE we were poor. My old Dad used to say to me, "Money doesn't buy you happiness."... My grandmother's only Christmas gift c. 1923 was hair for her doll. The (hairless) doll was ...
by Alex Frakt
Fri Sep 26, 2014 12:27 pm
 
Forum: Personal Consumer Issues
Topic: What did you always wish for but never got?
Replies: 87
Views: 5058

Re: How many times did John C. Bogle change his mind?

Locked. It appears the investing aspect of the OP's question has been answered and questions about the motivations of "other people" are off topic.
by Alex Frakt
Fri Sep 26, 2014 11:37 am
 
Forum: Investing - Theory, News & General
Topic: How many times did John C. Bogle change his mind?
Replies: 20
Views: 1665

Re: [which] toilet paper [from walmart.com?]

If you were happy with Scott, it's likely that you'll find any retail TP acceptable. I'd start with the least expensive option in the size you want.
by Alex Frakt
Fri Sep 26, 2014 11:29 am
 
Forum: Personal Consumer Issues
Topic: [which] toilet paper [from walmart.com?]
Replies: 34
Views: 2444

Re: [which] toilet paper [from walmart.com?]

Reopened after removing OT responses. Please keep to the OP's subject.
by Alex Frakt
Fri Sep 26, 2014 11:09 am
 
Forum: Personal Consumer Issues
Topic: [which] toilet paper [from walmart.com?]
Replies: 34
Views: 2444

Re: operating cost of this forum

I've always been curious as to how much forums like this are worth, can they be sold, who buys forums, how is value determined, etc. I know it has to do with advertising and this is a non-commercial forum, but with so many eyeballs that are on this forum daily it seems like it would have value for ...
by Alex Frakt
Wed Sep 24, 2014 2:31 pm
 
Forum: Forum Issues and Administration
Topic: operating cost of this forum
Replies: 42
Views: 5226

Re: Indoor rowing machine - worth it?

If you have the space, it's a great workout.

Here's an older threads on this viewtopic.php?t=83037
by Alex Frakt
Wed Sep 24, 2014 10:44 am
 
Forum: Personal Consumer Issues
Topic: Indoor rowing machine - worth it?
Replies: 48
Views: 1908

Re: Total stock Market dividends ?

See this thread for more info: viewtopic.php?f=10&t=146220
by Alex Frakt
Wed Sep 24, 2014 1:04 am
 
Forum: Investing - Help with Personal Investments
Topic: Total stock Market dividends ?
Replies: 1
Views: 737

Re: Southwest Airlines Engulfing, Reversal Candle Signals Do

In defense of technical analysis, many things in human behavior follow patterns, which tend to repeat. In the modern world information flows so quickly it is hard to see how one might take advantage and profit. However, in an era where most got price changes from a daily paper, charting a stock&quo...
by Alex Frakt
Tue Sep 23, 2014 10:29 am
 
Forum: Investing - Theory, News & General
Topic: Southwest Airlines Engulfing, Reversal Candle Signals Downsi
Replies: 55
Views: 3217

Re: Southwest Airlines Engulfing, Reversal Candle Signals Do

Here's a comprehensive list of the descriptor terms: Candlestick Charting Glossary Reversal sesssion is under the "Western Technical Indicator" section (near the bottom). Wow. Here's the first entry: abandoned baby : A very rare Japanese candlestick top or bottom reversal signal. It is co...
by Alex Frakt
Mon Sep 22, 2014 9:35 pm
 
Forum: Investing - Theory, News & General
Topic: Southwest Airlines Engulfing, Reversal Candle Signals Downsi
Replies: 55
Views: 3217

Re: What evidence would prove the Boglehead mentality wrong?

"If the average investor buying stocks does a really horrible job and is on the wrong side of most bets" I would like to meet such an investor. I would be able to outperform the market by doing the opposite of what the "horrible" investor does. I know a guy who does exactly that...
by Alex Frakt
Mon Sep 22, 2014 3:23 pm
 
Forum: Investing - Theory, News & General
Topic: What evidence would prove the Boglehead mentality wrong?
Replies: 109
Views: 7628

Re: Professional gambler in unique investment situation

At the moment a formula I like is to knock €100,000 from my net worth and go 60/40 in favour of equities with the remainder. €100,000 is a nice number because it is my expenditure for 2.5 years (half of the higher range of B) and also enough for a 6 month emergency fund along with my worst case sce...
by Alex Frakt
Mon Sep 22, 2014 3:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Professional gambler in unique investment situation
Replies: 22
Views: 3272

Re: Southwest Airlines Engulfing, Reversal Candle Signals Do

In before the lock. Actually, can we just delete his contact information and let the thread continue. We can use this as an excuse to point out the fallacy of technical analysis and other wizardry. Sure. I thought I'd banned him a year ago when he tried the same thing. But then we wouldn't have lea...
by Alex Frakt
Mon Sep 22, 2014 2:08 pm
 
Forum: Investing - Theory, News & General
Topic: Southwest Airlines Engulfing, Reversal Candle Signals Downsi
Replies: 55
Views: 3217

What Book Are You Currently Reading? Part VI

This thread is the continuation of What Book Are You Currently Reading? multi-part megathread: Part I Part II Part III Part IV Part V Please remember that this thread is meant for quick (or long) reviews of books you are reading or just finished. Please keep discussions to the works in question and ...
by Alex Frakt
Mon Sep 22, 2014 12:14 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 47
Views: 2356

Re: What Book Are You Currently Reading? Part V

This is getting off topic. It's about time to start a Part VI anyway. So I'm going to lock this one and we can continue afresh on the new thread. The new thread is here: viewtopic.php?f=11&t=147398
by Alex Frakt
Mon Sep 22, 2014 12:09 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1169023

Re: After Surgery, $117,000 Bill for Doctor He Didn't Know

Locked. Original thread is at viewtopic.php?f=2&t=147337 if you want to continue the discussion.
by Alex Frakt
Mon Sep 22, 2014 12:06 pm
 
Forum: Personal Consumer Issues
Topic: After Surgery, $117,000 Bill for Doctor He Didn't Know
Replies: 2
Views: 1235

Re: Fostering Change in HOA

Old thread which was restarted with a couple of OT rants which have been removed. I'm locking it to prevent further occurrences. - admin alex
by Alex Frakt
Mon Sep 22, 2014 11:32 am
 
Forum: Personal Consumer Issues
Topic: Fostering Change in HOA
Replies: 41
Views: 2569

Re: What are the components of inflation?

Locked. Economic theory and policy discussions are off topic.
by Alex Frakt
Mon Sep 22, 2014 10:44 am
 
Forum: Investing - Theory, News & General
Topic: What are the components of inflation?
Replies: 33
Views: 1648

Re: cost of raising a child by age group

To keep this on-topic (i.e., unlocked), this thread has to be about your situation. Not ours. I suggest you provide some more information about your personal situation. For example 0-5 can either be the cheapest or the most expensive years depending on your childcare costs.
by Alex Frakt
Fri Sep 19, 2014 3:09 am
 
Forum: Personal Consumer Issues
Topic: cost of raising a child by age group
Replies: 27
Views: 2439

Re: The boglehead way to buy furniture

IKEA. Their cheap stuff is good enough for storage and spare bedrooms. And their better stuff is every bit is as good as normal mid-range furniture at about half the price. Oh god no. LOL. we furnished my youngest sons college apartment with stuff from Ikea. It fell apart after a few months. litera...
by Alex Frakt
Thu Sep 18, 2014 10:47 pm
 
Forum: Personal Consumer Issues
Topic: The boglehead way to buy furniture
Replies: 56
Views: 4978

Re: Most cost effective means of protecting physical assets

I'm reopening the thread after removing about half of the posts. Please keep to the OP's question. Discussions of dogs you have known, which gun statistics you should believe, and general comments on life in America are all off topic here.
by Alex Frakt
Thu Sep 18, 2014 1:54 am
 
Forum: Personal Consumer Issues
Topic: Most cost effective means of protecting physical assets
Replies: 50
Views: 3988

Re: [news expats]Renunciation of Citizenship fee hiked to 23

Locked. The investing content of the original post had been exhausted.
by Alex Frakt
Thu Sep 18, 2014 1:27 am
 
Forum: Investing - Theory, News & General
Topic: [news expats]Renunciation of Citizenship fee hiked to 2350
Replies: 8
Views: 942

Re: The boglehead way to buy furniture

IKEA. Their cheap stuff is good enough for storage and spare bedrooms. And their better stuff is every bit is as good as normal mid-range furniture at about half the price.
by Alex Frakt
Wed Sep 17, 2014 3:46 pm
 
Forum: Personal Consumer Issues
Topic: The boglehead way to buy furniture
Replies: 56
Views: 4978

Re: Buying a bounce house for personal use?

I bought this one http://www.amazon.com/Castle-Inflatable-Bounce-House-Slide/dp/B000W3JIX0/ref=sr_1_1?ie=UTF8&tag=bogleheads.org-20&qid=1410976399&sr=8-1 (currently $260) three years ago when my son turned 3. http://ecx.images-amazon.com/images/I/41ISWx7qufL.jpg It's great. We live in a ...
by Alex Frakt
Wed Sep 17, 2014 2:10 pm
 
Forum: Personal Consumer Issues
Topic: Buying a bounce house for personal use?
Replies: 25
Views: 1725

Re: What evidence would prove the Boglehead mentality wrong?

The real issue (to me) is more in what kind of investor you want to be. At age 26, you probably haven't had a lot of real experience in the markets and so don't know whether or not you're skilled or capable of being skilled. I think the 80/20 rule probably applies here. 80% of investors are average...
by Alex Frakt
Wed Sep 17, 2014 1:11 pm
 
Forum: Investing - Theory, News & General
Topic: What evidence would prove the Boglehead mentality wrong?
Replies: 109
Views: 7628

Re: Help with a large business decision [capital expenditure

I am sure I could sell off the equipment if need be at some reduced price... So could you buy something better than what you have at a reduced price? Another thought. With only 10 competitors, you probably know most of them. Perhaps one of them with newer equipment wants to retire or concentrate on...
by Alex Frakt
Tue Sep 16, 2014 1:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Help with a large business decision [capital expenditure]
Replies: 36
Views: 1399

Re: Randomly-weighted stock portfolios beat the index

However, since the equal-weighted portfolio is rebalanced yearly... In other words, he's discovered evidence of mean reversion among individual stocks for this time period. Interesting, but what are the practical applications? I could see using an equal-weight index for large cap holdings in a tax-...
by Alex Frakt
Tue Sep 16, 2014 1:05 pm
 
Forum: Investing - Theory, News & General
Topic: Randomly-weighted stock portfolios beat the index
Replies: 28
Views: 2009

Re: What evidence would prove the Boglehead mentality wrong?

Passive investing would be suboptimal if you could demonstrate an implementable alternate strategy that provides superior returns after all costs (including trading, taxes, market impact, and any management fees). You will also need to show that the strategy could not be be implemented inside a pas...
by Alex Frakt
Tue Sep 16, 2014 12:40 pm
 
Forum: Investing - Theory, News & General
Topic: What evidence would prove the Boglehead mentality wrong?
Replies: 109
Views: 7628

Re: What evidence would prove the Boglehead mentality wrong?

Passive investing would be suboptimal if you could demonstrate an implementable alternate strategy that provides superior returns after all costs (including trading, taxes, market impact, and any management fees). You will also need to show that the strategy could not be be implemented inside a pass...
by Alex Frakt
Tue Sep 16, 2014 12:24 pm
 
Forum: Investing - Theory, News & General
Topic: What evidence would prove the Boglehead mentality wrong?
Replies: 109
Views: 7628

Re: Please truncate the display of usernames on the home pag

It was originally truncated at 15 characters after I scientifically determined the perfect maximum display length (by counting the number of characters in "Taylor Larimore" :-)). While I was taking a break from the forum a few months ago, the homepage was rewritten to accommodate some othe...
by Alex Frakt
Mon Sep 15, 2014 2:35 am
 
Forum: Forum Issues and Administration
Topic: Please truncate the display of usernames on the home page
Replies: 6
Views: 819

Re: What type of assets can a lawyer see that you have?

Locked. This has strayed quite far what turned out to in the first place to be a non-personal (and thus off-)topic.
by Alex Frakt
Sun Sep 14, 2014 12:00 am
 
Forum: Personal Finance (Not Investing)
Topic: What type of assets can a lawyer see that you have?
Replies: 32
Views: 4051

Re: How to get a child a different teacher after a bad start

Thread reopened following moderator cleanup.
by Alex Frakt
Sat Sep 13, 2014 11:56 pm
 
Forum: Personal Consumer Issues
Topic: How to get a child a different teacher after a bad start?
Replies: 30
Views: 2592

Re: How to get a child a different teacher after a bad start

There are no national requirements. You need to discuss this with your local Board of Education (whatever it is called), that's where responsibility normally lies. Although it is possible there is someone at the state level you could talk to if you can't work things out with the school district.
by Alex Frakt
Sat Sep 13, 2014 9:12 pm
 
Forum: Personal Consumer Issues
Topic: How to get a child a different teacher after a bad start?
Replies: 30
Views: 2592

Re: Can college force low-deductible health insurance plan?

Locked. This is non-actionable unless some sort of federal or state regulation is being violated by the college. If anyone knows of such a regulation, PM me and I will unlock the thread so you can post it. Also if the OP wants to provide additional information such as the state or the college, PM m...
by Alex Frakt
Fri Sep 12, 2014 11:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can college force low-deductible health insurance plan?
Replies: 12
Views: 714

Re: Ethics of Multi-Generational Tax Optimization

Since you are acting as his agent, your primary duty is to him. That includes following his instructions if his reasoning is unimpaired. Thus, if he is capable of understanding what you are proposing and agrees to it then it is perfectly acceptable. If he is not capable of understanding what you are...
by Alex Frakt
Fri Sep 12, 2014 4:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Ethics of Multi-Generational Tax Optimization
Replies: 23
Views: 1827

Re: Need advice on which tablet to buy

What is driving the need for a new tablet?
by Alex Frakt
Fri Sep 12, 2014 3:57 pm
 
Forum: Personal Consumer Issues
Topic: Need advice on which tablet to buy
Replies: 44
Views: 2583

Re: Neighborhood kid around 13 throwing rocks at my house

I'm going to lock this. It's not really on topic and it appears that we have provided what we can anyway.
by Alex Frakt
Fri Sep 12, 2014 11:17 am
 
Forum: Personal Finance (Not Investing)
Topic: Neighborhood kid around 13 throwing rocks at my house
Replies: 55
Views: 3130

Re: Recommended World War I book

Remarque's All Quiet on the Western Front is probably the canonical work of WWI fiction. However, for some reason I never got around to reading it, so I can't personally vouch for it. However, I can recommend the following: - Ernest Hemingway, A Farewell to Arms - Mark Helprin, A Soldier of the Grea...
by Alex Frakt
Fri Sep 12, 2014 12:52 am
 
Forum: Personal Consumer Issues
Topic: Recommended World War I book
Replies: 37
Views: 2038

Re: What's the worst "too-good-to-be-true" to happen to you?

Locked. Threads on this forum must be both personal and actionable. If you can't do anything with the information presented, it's not actionable.
by Alex Frakt
Thu Sep 11, 2014 3:14 am
 
Forum: Personal Consumer Issues
Topic: What's the worst "too-good-to-be-true" to happen to you?
Replies: 23
Views: 2845
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