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Re: CalSTRS/Pension2 Investment Plan

Locked. General comment threads are off-topic on this subforum {https://www.bogleheads.org/forum/viewtopic.php?f=3&t=112988).
by Alex Frakt
Thu Jan 29, 2015 7:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: CalSTRS/Pension2 Investment Plan
Replies: 12
Views: 862

Re: Boglehead Fitbit group

I don't disagree with the effect (directional). I just find that the "43%" smacks of spurious accuracy. Implies precise measurement of a baseline (and a measurement that didn't affect the outcome, which the measurement with a bracelet does?). I found it. The baseline is 5,117 steps which ...
by Alex Frakt
Thu Jan 29, 2015 4:56 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Boglehead Fitbit group
Replies: 27
Views: 1752

Re: Boglehead Fitbit group

So it is basically marketing hype from the company that sells the devices. No. I don't know where fitbit got their 43% from. However, using a pedometer does result in an increase in activity. A 2007 meta-analysis of pedometer studies published in JAMA - http://jama.jamanetwork.com/article.aspx?arti...
by Alex Frakt
Thu Jan 29, 2015 3:08 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Boglehead Fitbit group
Replies: 27
Views: 1752

Re: Boglehead Fitbit group

My Fitbit was broken for about a week. I called the customer service and they sent me a new one no questions asked. People who have one, on average, supposedly walk 43% more. Now that I have one, I believe it. I am on the site as "Robert C." You'd think the technology would be built into ...
by Alex Frakt
Wed Jan 28, 2015 6:05 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Boglehead Fitbit group
Replies: 27
Views: 1752

Re: Is it time to buy the Greek Index or Euro?

Unlocked following moderator review and removal of several tangential or off-topic posts. Let's keep the discussion to the investing question presented please.
by Alex Frakt
Wed Jan 28, 2015 3:42 pm
 
Forum: Investing - Theory, News & General
Topic: Is it time to buy the Greek Index or Euro?
Replies: 8
Views: 1674

Re: Wisdom of transferring current assets to Vanguard?

…. oops must of peed someone off upstairs cause we got this email the other day from either a moderator or administrator with rank disapproval: Duplicate Thread - Thread covers the same item or content as an existing active thread. O.K. but during my searches over that past few weeks on this site, ...
by Alex Frakt
Wed Jan 28, 2015 1:37 pm
 
Forum: Investing - Help with Personal Investments
Topic: Wisdom of transferring current assets to Vanguard?
Replies: 15
Views: 1701

Re: Boglehead Fitbit group

Moved to Bogleheads Community forum. I also joined, my username is my initials.
by Alex Frakt
Wed Jan 28, 2015 1:33 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Boglehead Fitbit group
Replies: 27
Views: 1752

Re: Proposed 529 Plan Changes Dropped

I'm leaving this up because people keep reposting it. So I'll take this as an opportunity to remind people of our forum policies. UNACCEPTABLE TOPICS Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibit...
by Alex Frakt
Wed Jan 28, 2015 1:18 pm
 
Forum: Investing - Theory, News & General
Topic: Proposed 529 Plan Changes Dropped
Replies: 1
Views: 347

Re: Newer washing machine freaks out dog

I'd try something like this $10 neoprene mat before moving to more difficult/expensive options http://www.harborfreight.com/4-piece-anti-fatigue-foam-mat-set-94635.html Edit: there's a better suggestion below to use a heavy rubber mat like this $40 one - http://www.tractorsupply.com/en/store/rubber-...
by Alex Frakt
Tue Jan 27, 2015 3:48 pm
 
Forum: Personal Consumer Issues
Topic: Newer washing machine freaks out dog
Replies: 34
Views: 2152

Re: Ketogenic Diet anyone?

Locked. Medical questions, which includes diets that make medical claims, are off-topic on this site.
by Alex Frakt
Tue Jan 27, 2015 11:52 am
 
Forum: Personal Consumer Issues
Topic: Ketogenic Diet anyone?
Replies: 22
Views: 1150

Re: The Oxford Newsletter

Why are you interested? There are hundreds, if not thousands, of newsletter authors promising market beating returns. I always wonder why they go to all the trouble to make a living from their newsletters if they are such sure-fire investors.
by Alex Frakt
Tue Jan 27, 2015 3:13 am
 
Forum: Investing - Theory, News & General
Topic: The Oxford Newsletter
Replies: 3
Views: 298

Re: Back in 2011

Locked. From the forum policies: Personal Finance This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: - insurance - employment issues - credit card and credit rating issues - mortgage and loan issues - legal issues that have a financial ...
by Alex Frakt
Mon Jan 26, 2015 12:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Back in 2011
Replies: 6
Views: 648

Re: Time to stop driving for 85 yo MIL

Thread reopened after moderator review. Several posts have been removed. Please keep your responses directly relevant to the OP's question.
by Alex Frakt
Mon Jan 26, 2015 12:14 pm
 
Forum: Personal Consumer Issues
Topic: Time to stop driving for 85 yo MIL
Replies: 69
Views: 3674

Re: TurboTax Deluxe: $25 Refund [for those forced to upgrad

From the linked article: What’s angered many long-time users of the boxed and download versions of the tax prep program, is that while TurboTax Deluxe 2014 sells for the same list price as TurboTax Deluxe 2013 did, it can no longer be used to electronically file Schedule D, for capital gains and los...
by Alex Frakt
Sun Jan 25, 2015 2:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax Deluxe: $25 Refund [for those forced to upgrade]
Replies: 1
Views: 465

Re: Grandfather wanting to transfer portfolio to kids. Ques

The grandfather sees himself as the Boglehead in the relationship and wants the daughter to benefit from his gift to her and not squander the benefit through ignorance about managing an investment or being taken advantage of by an aggressive Investment Advisor who will take advantage of her lack of...
by Alex Frakt
Sun Jan 25, 2015 12:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: Grandfather wanting to transfer portfolio to kids. Question
Replies: 67
Views: 3078

Re: Winter Coat

I am looking for a down winter jacket. Some one pointed that prices are discounted during the early part of the year. I have not been able to find good prices on Patagonia down jackets. Is it safe to buy on ebay? I did not buy anything ever on ebay? Patagonia has a big sale of its discontinued line...
by Alex Frakt
Sun Jan 25, 2015 12:58 am
 
Forum: Personal Consumer Issues
Topic: Winter Coat
Replies: 65
Views: 7572

Re: Grandfather wanting to transfer portfolio to kids. Ques

...However, I will not alter our investment style currently just because she does not understand evil stocks and bonds, and would prefer all the portfolio be in bank accounts and CD's in a family trust with her name on it. Yes, that can of worms was opened in our family when we tried to let the old...
by Alex Frakt
Sat Jan 24, 2015 1:07 am
 
Forum: Investing - Help with Personal Investments
Topic: Grandfather wanting to transfer portfolio to kids. Question
Replies: 67
Views: 3078

Re: Factors and zero-sum investing

This argument is based on the fallacious assumption that all investors have identical needs. It's both reasonable and possible for all individual investors who expect their investments to provide between 25% and 125% of their income during retirement to tilt to small and value for stocks and to cor...
by Alex Frakt
Sat Jan 24, 2015 12:06 am
 
Forum: Investing - Theory, News & General
Topic: Factors and zero-sum investing
Replies: 57
Views: 2910

Re: Factors and zero-sum investing

I recently ran across a commentary about investing in "factors" that stuck with me. I went something like this: as soon as you step away from passively holding the total market index; for example by investing in factors such as small, value, quality, MOM, and the rest, you have entered th...
by Alex Frakt
Fri Jan 23, 2015 10:54 pm
 
Forum: Investing - Theory, News & General
Topic: Factors and zero-sum investing
Replies: 57
Views: 2910

Re: Grandfather wanting to transfer portfolio to kids. Ques

To clarify the generations, my grandmother passed away last year so it's only my grandpa now. My mom is the sole beneficiary. For those of you who say "refuse to play by his rules", my mom does not really have a choice. My granpa is the type of personality (and at that age where people do...
by Alex Frakt
Fri Jan 23, 2015 10:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: Grandfather wanting to transfer portfolio to kids. Question
Replies: 67
Views: 3078

Re: Grandfather wanting to transfer portfolio to kids. Ques

It looks like I got the generations wrong. OP, is your Mom the only beneficiary? If not, why was she chosen to do this?
by Alex Frakt
Fri Jan 23, 2015 2:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: Grandfather wanting to transfer portfolio to kids. Question
Replies: 67
Views: 3078

Re: Grandfather wanting to transfer portfolio to kids. Ques

If I were in your shoes, this is what I would do. Everyone should refuse to play this game and the whole problem should be dealt with immediately. Tell Grandfather: - that very few individual investors manage to beat the market, even if he did (which I doubt, but there's no good reason to get into t...
by Alex Frakt
Fri Jan 23, 2015 1:29 pm
 
Forum: Investing - Help with Personal Investments
Topic: Grandfather wanting to transfer portfolio to kids. Question
Replies: 67
Views: 3078

Re: 529 Plans in Danger?

New thread on same topic merged here. The following still applies: This is a good time to post a reminder of our forum policies: UNACCEPTABLE TOPICS Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited...
by Alex Frakt
Fri Jan 23, 2015 12:11 pm
 
Forum: Investing - Theory, News & General
Topic: 529 Plans in Danger?
Replies: 21
Views: 1514

Re: [Rear-ended, medical insurance claims and Medicare]

bumped after title edited for clarity
by Alex Frakt
Thu Jan 22, 2015 2:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: [Rear-ended, medical insurance claims and Medicare]
Replies: 7
Views: 482

Re: Best watch for around $5,000?

Let me use another example from real life. In 1990, my wife was in La Jolla and anted to buy some art for my office. She convinced me to buy two signed limited edition photographs for $300. Here's one of them. http://cdn.c.photoshelter.com/img-get/I0000fYVroTq465I/s/750/750/1505.jpg I have the same...
by Alex Frakt
Thu Jan 22, 2015 2:15 pm
 
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 906
Views: 173465

Re: Best watch for around $5,000?

I admit that I'm sort of intrigued by this watch. It has one hand which goes around once every 24 hours. You might miss the occasional plane, train, or job interview but on the other hand you won't be fussing over how to stop it with the second hand on the twelve so you can get the minute hand exac...
by Alex Frakt
Thu Jan 22, 2015 1:51 pm
 
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 906
Views: 173465

Re: Cost basis method on withdrawals taxable

I like the flexibility of specific ID. I've found that even though my taxable account is earmarked for retirement, my income is highly variable so I've had to sell some of my holdings from time to time to meet more immediate needs. I've also sold on a couple of occasions to harvest tax losses. It's ...
by Alex Frakt
Thu Jan 22, 2015 11:39 am
 
Forum: Investing - Help with Personal Investments
Topic: Cost basis method on withdrawals taxable
Replies: 4
Views: 292

Re: 529 Plans in Danger?

This is a good time to post a reminder of our forum policies: UNACCEPTABLE TOPICS Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: ⋅ Common religio...
by Alex Frakt
Thu Jan 22, 2015 11:00 am
 
Forum: Investing - Theory, News & General
Topic: 529 Plans in Danger?
Replies: 21
Views: 1514

Re: Childcare and Taxes

Take a look at http://fairmark.com/returns/family.htm , Fairmark's page of links to IRS forms and publications related to Family matters. The first two sections are Exemptions and the Child Tax Credit and Other Tax Benefits for Parents . You can also get a feel for it by re-running your 2013 (or 201...
by Alex Frakt
Wed Jan 21, 2015 12:32 am
 
Forum: Personal Finance (Not Investing)
Topic: Childcare and Taxes
Replies: 7
Views: 696

Re: Best watch for around $5,000?

HomerJ wrote:Heh, if all they do is go up in value, maybe you should have bought one of those $100,000 watches you saw the other day... :)

Aren't the $100,000 watches 20x nicer than the $5000 watches?

No, it's a log scale.
by Alex Frakt
Tue Jan 20, 2015 1:21 am
 
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 906
Views: 173465

Re: Why I like this forum

Taylor, You selected one sentence from my post to respond to with one liners from mostly deceased people who can have no knowledge of current realities. Dictators and Tyrants can be very civil in their speech that doesn't make them Virtuous. Speech and expression frequently do not comport with acti...
by Alex Frakt
Mon Jan 19, 2015 1:13 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Why I like this forum
Replies: 34
Views: 2274

Re: Why I like this forum

Warning: This is not a personal consumer issue, so admins, feel free to delete this post. Moved to the Local Chapters and Bogleheads Community forum. Like Facebook, it is a granfalloon. Wikipedia provides this on granfalloons : The most commonly purported granfalloons are associations and societies...
by Alex Frakt
Sun Jan 18, 2015 2:23 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Why I like this forum
Replies: 34
Views: 2274

Re: Thank you moderators, site administrators

My response to an OP yesterday was deleted without explanation after posting. I would appreciate a reason. Are you certain you successfully submitted your post? I checked the activity logs (which, among other things, make an automatic notation of all moderator activities) and there is no record of ...
by Alex Frakt
Sun Jan 18, 2015 2:50 am
 
Forum: Forum Issues and Administration
Topic: Thank you moderators, site administrators
Replies: 35
Views: 2487

Re: Survey - Men Who Exercise At a Gym

Locked. Does not appear to be personal. From the posting guidelines for this subforum:

Note that topics must be directly connected to your (or your friend's or family's) life as a consumer. General comments or complaints about these topics will be locked or removed.
by Alex Frakt
Sun Jan 18, 2015 1:48 am
 
Forum: Personal Consumer Issues
Topic: Survey - Men Who Exercise At a Gym
Replies: 23
Views: 2632

Re: Is it possible to add Google Docs BBCodes to the forum?

Would it be possible to add new BBCodes for Google documents, spreadsheets, and presentations? If I could only get one, then Google Spreadsheet would be it. That would make posting data much easier than trying to format it inside of a code block. There is a post on how to do it: http://www.qapla.co...
by Alex Frakt
Sun Jan 11, 2015 5:00 pm
 
Forum: Forum Issues and Administration
Topic: trouble with posting images [from Google docs]
Replies: 16
Views: 800

Re: trouble with posting images [from Google docs]

The error is this: "It was not possible to determine the dimensions of the image." Here is the link that Google produces: https://drive.google.com/file/d/0B4gvphDEdSAdUDVOYWF1LUhZdlE/view?usp=sharing That's not an image file, it's a link to a web page that has code that displays the image...
by Alex Frakt
Sun Jan 11, 2015 2:06 pm
 
Forum: Forum Issues and Administration
Topic: trouble with posting images [from Google docs]
Replies: 16
Views: 800

Re: trouble with posting images [from Google docs]

I merged in an earlier thread because it's essentially the same issue.
by Alex Frakt
Sun Jan 11, 2015 1:51 pm
 
Forum: Forum Issues and Administration
Topic: trouble with posting images [from Google docs]
Replies: 16
Views: 800

Re: trouble with posting images

I've tried pasting images that are saved in Google docs, either by inserting a direct link to them, or surrounding the link with the IMG tag (as described in the Wiki). When inserting the actual URL, it just shows as a clickable link. When using the IMG tag, I keep getting this error: "The siz...
by Alex Frakt
Sat Jan 10, 2015 11:32 pm
 
Forum: Forum Issues and Administration
Topic: trouble with posting images [from Google docs]
Replies: 16
Views: 800

Re: An interesting take on economic progress

Locked. Not investing, not actionable.
by Alex Frakt
Fri Jan 09, 2015 10:26 pm
 
Forum: Investing - Theory, News & General
Topic: An interesting take on economic progress
Replies: 10
Views: 1160

Re: Jonathan Clements Money Guide 2015 -- A Gem

Munir wrote:Posted earlier at 21:00 by Taylor also.

I agree it's a great book, and have purchased it for my daughter.

I deleted the duplicate. I left this one because it had a reply.
by Alex Frakt
Thu Jan 08, 2015 11:24 pm
 
Forum: Investing - Theory, News & General
Topic: Jonathan Clements Money Guide 2015 -- A Gem
Replies: 17
Views: 3013

Re: Humidifiers

I live in a 1900 sq ft condo with PTACs (absurdly inefficient through the wall combo electric heat/ac units), so I can't use a whole house humidifier. It gets extremely dry here in the winter, my cheap hygrometer bottoms out at 16% and that's where it sits if I don't use a humidifier. After years of...
by Alex Frakt
Thu Jan 08, 2015 10:17 pm
 
Forum: Personal Consumer Issues
Topic: Humidifiers
Replies: 25
Views: 2808

Re: Calling all blog and website authors

Every time I click on http://www.easyallocator.com, all I get is an empty page that says it might be up for sale?.....help, please. This is because, with the passage of time, both bob90245's and yobria's sites have gone defunct.... If I was in charge, I would deactivate the links, but leave the pos...
by Alex Frakt
Wed Jan 07, 2015 11:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: Calling all blog and website authors
Replies: 42
Views: 10564

Re: New SEP-IRA, not simple at all!

ieee488 wrote:A sole proprietor is just that. There cannot be any employees.

The sole in sole-proprietor refers to the number of owners (one), not the number of employees.
ieee488 wrote:Anyway, http://www.irs.gov/Retirement-Plans/Ret ... tributions is what you should be reading.

Agreed.
by Alex Frakt
Wed Jan 07, 2015 8:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: New SEP-IRA, not simple at all!
Replies: 6
Views: 508

Re: Blacklist blocking registration for some new members

Thanks to Peculiar_Investor for pointing me to this possible explanation: https://www.phpbb.com/community/viewtopic.php?p=13883596#p13883596 One of the [blacklist services] services announced they would be shutting down in January. However, rather then just going away they decided to wildcard all lo...
by Alex Frakt
Wed Jan 07, 2015 2:33 pm
 
Forum: Forum Issues and Administration
Topic: Blacklist blocking registration for some new members
Replies: 1
Views: 607

Blacklist blocking registration for some new members

One of the programs we use to help cut down on spam is malfunctioning and is incorrectly blocking some people from registering for this site. it should not affect those of you who are already registered. We are aware of the problem and hope to have it fixed later today. I'll post any further informa...
by Alex Frakt
Wed Jan 07, 2015 1:18 pm
 
Forum: Forum Issues and Administration
Topic: Blacklist blocking registration for some new members
Replies: 1
Views: 607

Re: Keurig Coffee Makers

My wife wanted a single cup coffee maker for Christmas. I looked at these and the Nespresso, but ended up with a refurbished Saeco automatic espresso maker from Seattle Coffee Gear: https://www.seattlecoffeegear.com/on-sale/refurbished . So far we love it. The initial price is higher, but the lower ...
by Alex Frakt
Mon Jan 05, 2015 6:32 pm
 
Forum: Personal Consumer Issues
Topic: Keurig Coffee Makers
Replies: 37
Views: 2736

Re: Hussman responds

Browser wrote:My apologies to Dr. Hussman for the misattribution. I'd be happy to retract or correct this thread and would appreciate the moderators instruction as to how best to proceed.

I added a comment to the original post. Let's otherwise preserve it so the previous responses make sense.
by Alex Frakt
Mon Jan 05, 2015 4:08 pm
 
Forum: Investing - Theory, News & General
Topic: Hussman finally admits the obvious
Replies: 16
Views: 2412

Hussman responds

I received the following via e-mail from Dr. Hussman: In the thread “Hussman finally admits the obvious,” please note that the quote attributed to me is actually a statement by Hugh Hendry of Eclectica, with which I presently disagree, and discussed in that context. As I’ve often noted, I have no di...
by Alex Frakt
Mon Jan 05, 2015 4:00 pm
 
Forum: Investing - Theory, News & General
Topic: Hussman finally admits the obvious
Replies: 16
Views: 2412

Re: Oil price goes down,any investment opportunities?

bumping after delayed moderator approval
by Alex Frakt
Mon Jan 05, 2015 1:02 pm
 
Forum: Investing - Theory, News & General
Topic: Oil price goes down,any investment opportunities?
Replies: 9
Views: 1246
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