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Re: Multiple Fake "Thank you for your order"?

I've been getting these for months. The only thing that separates them from all the other spam I get is that they somehow make it past gmail's spam filters.
by Alex Frakt
Tue Oct 21, 2014 10:40 am
 
Forum: Personal Consumer Issues
Topic: Multiple Fake "Thank you for your order"?
Replies: 34
Views: 1964

Re: Vanguard Account Error

Check this: http://www.bogleheads.org/forum/viewtopic.php?f=2&t=149278 Just in case you didn't follow the link. Here's what the OP reports: Tonight I looked at my Vanguard web page and noticed I had about 20% less than I had had on Friday. I contacted Vanguard and was told that a glitch had occ...
by Alex Frakt
Tue Oct 21, 2014 2:12 am
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Account Error [Roth gone missing]
Replies: 7
Views: 601

Re: Mega bus vacation with toddlers.

I'm locking this, there is nothing left to be said about the OP's original question. However, the OP is welcome to start a new thread if he or she wants feedback on an alternate plan.
by Alex Frakt
Sun Oct 19, 2014 12:45 am
 
Forum: Personal Consumer Issues
Topic: Mega bus vacation with toddlers.
Replies: 27
Views: 1864

Re: Allow OP to lock thread?

I wish there was a Tag function where you could tag a post for future reference. I'm sure this has been asked for before and can only assume it is not an easy function to implement. Allan At the top of each post is the thread title - that's a link to that specific post, which you can bookmark. Than...
by Alex Frakt
Sat Oct 18, 2014 11:07 am
 
Forum: Forum Issues and Administration
Topic: Allow OP to lock thread?
Replies: 17
Views: 1339

Re: Debit Card was hacked. Should I just use cash from now

I don't use debit cards for purchases. The advantage of credit cards is that you get to see and dispute charges before you have to pay for them. We've had to deal with the aftermath of someone fraudulently making $15k in charges against our business checking account (the info was taken from a check ...
by Alex Frakt
Sat Oct 18, 2014 10:49 am
 
Forum: Personal Finance (Not Investing)
Topic: Debit Card was hacked. Should I just use cash from now on?
Replies: 51
Views: 2914

Re: important supreme court case [on high cost 401k plans]

Don't expect too much from this. The Court is only addressing the Statute of Limitations issue, not the underlying fiduciary question. Here's the text of the grant of certiorari from the court docket - http://www.supremecourt.gov/Search.aspx?FileName=/docketfiles/13-550.htm Petition GRANTED limited ...
by Alex Frakt
Sat Oct 18, 2014 10:20 am
 
Forum: Investing - Theory, News & General
Topic: important supreme court case [on high cost 401k plans]
Replies: 7
Views: 1511

Re: Solarcity Solar Bonds

Valuethinker wrote:Larry Swedroe's book on individual bond investment is good. So is ?Anna Thiu? (can't remember her surname).

Annette Thau - amazon.com/The-Bond-Book-Third-Edition
Larry Swedroe - amazon.com/Only-Guide-Winning-Bond-Strategy-Youll
by Alex Frakt
Sat Oct 18, 2014 10:09 am
 
Forum: Investing - Help with Personal Investments
Topic: Solarcity Solar Bonds
Replies: 6
Views: 783

Re: How to wrap my head around downsizing my home?

Because I'm an engineer - we don't have "adventures" we have "projects". 8-) What I have in mind for resources would be software and databases. I want to create a map of the region and start filling it in with price data, public transport times, demographics, crime, access to re...
by Alex Frakt
Fri Oct 17, 2014 4:08 pm
 
Forum: Personal Consumer Issues
Topic: How to wrap my head around downsizing my home?
Replies: 47
Views: 3531

Re: Former employee patent compensation

Absolutely. Assuming you assigned all rights over to the employer, you should charge them your full consulting rate. If you don't consult, a reasonable rule of thumb is 2x what your employer pays you per hour. If you didn't assign the rights, you need to talk to an attorney who can represent you in ...
by Alex Frakt
Fri Oct 17, 2014 12:58 am
 
Forum: Personal Finance (Not Investing)
Topic: Former employee patent compensation
Replies: 5
Views: 697

Re: How to wrap my head around downsizing my home?

You said "Almost all my friends live in the city." This seems the logical place to start. Talk to them about their neighborhoods and what they'd recommend. My overriding question since my original post is what kinds of resources exist to help me do this efficiently and systematically? Ther...
by Alex Frakt
Thu Oct 16, 2014 3:06 am
 
Forum: Personal Consumer Issues
Topic: How to wrap my head around downsizing my home?
Replies: 47
Views: 3531

Re: Now above Roth IRA income limit...

You can keep your existing Roth IRA, you just can't make any contributions for years in which your income is over the limit.
by Alex Frakt
Tue Oct 14, 2014 4:09 pm
 
Forum: Investing - Help with Personal Investments
Topic: Now above Roth IRA income limit...
Replies: 4
Views: 509

Re: U.S. stocks in freefall

I've had to remove a few posts. Personalizing disputes is not acceptable on this forum. Neither is counterattacking if you see someone else doing it. From the forum policies: We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are ...
by Alex Frakt
Tue Oct 14, 2014 1:11 pm
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 941
Views: 156422

Re: Has Anyone used Google Shopping Express?

But seriously folks. This could be very useful to people without a car or with mobility issues. Or anyone who doesn't want to schlep 50 pound bags of dog food.
by Alex Frakt
Tue Oct 14, 2014 12:56 pm
 
Forum: Personal Consumer Issues
Topic: Has Anyone used Google Shopping Express?
Replies: 6
Views: 397

Re: Has Anyone used Google Shopping Express?

Sidney wrote:I saw that in the news today. For the life of me I couldn't think of any situation where I would need same day delivery -- except maybe a fire extinguisher.

Diapers
by Alex Frakt
Tue Oct 14, 2014 12:33 pm
 
Forum: Personal Consumer Issues
Topic: Has Anyone used Google Shopping Express?
Replies: 6
Views: 397

Re: Headed for a 300+ point loss today?

Unlocked after removing a few posts. Let's keep this on topic and avoid personal comments.
by Alex Frakt
Tue Oct 14, 2014 11:00 am
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 428
Views: 27808

Re: Gross microwave post

It is possible to recoat it with Microwave Cavity paint... Well, I sure learned something new today. Here's an Amazon search: http://www.amazon.com/s/ref=nb_sb_noss_1?tag=bogleheads.org-20&url=search-alias%3Dappliances&field-keywords=MICROWAVE%20CAVITY%20PAINT . The "Microwave Oven Rep...
by Alex Frakt
Mon Oct 13, 2014 7:26 pm
 
Forum: Personal Consumer Issues
Topic: microwave [inner surface problem]
Replies: 4
Views: 432

Re: Headed for a 300+ point loss today?

Locked for moderator review.
by Alex Frakt
Mon Oct 13, 2014 6:21 pm
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 428
Views: 27808

Re: Computer codes availability at indep. repair garages?

This is reset in seconds using their scan tool which anyone can buy. The current state of the art OEM Honda scan tool costs around $2000 (and you need a laptop) - http://honda.snapon.com/HondaAcura/ItemDetail.aspx?ItemId=53561297 . Aftermarket and clone tools capable of resetting this light are und...
by Alex Frakt
Mon Oct 13, 2014 3:46 pm
 
Forum: Personal Consumer Issues
Topic: Computer codes availability at indep. repair garages?
Replies: 42
Views: 1790

Re: Computer codes availability at indep. repair garages?

This is reset in seconds using their scan tool which anyone can buy. The current state of the art OEM Honda scan tool costs around $2000 (and you need a laptop) - http://honda.snapon.com/HondaAcura/ItemDetail.aspx?ItemId=53561297 . Aftermarket and clone tools capable of resetting this light are unde...
by Alex Frakt
Mon Oct 13, 2014 12:30 pm
 
Forum: Personal Consumer Issues
Topic: Computer codes availability at indep. repair garages?
Replies: 42
Views: 1790

Re: The bogleway - Higher Cost Items = MORE SAVING/Saftey

Locked. General comment threads are off topic in the Personal subforums.
by Alex Frakt
Mon Oct 13, 2014 2:46 am
 
Forum: Personal Finance (Not Investing)
Topic: The bogleway - Higher Cost Items = MORE SAVING/Saftey
Replies: 5
Views: 950

Re: Headed for a 300+ point loss today?

Thread unlocked. This is a reminder of forum policy.

DO NOT PERSONALIZE DISPUTES OVER INVESTING THEORY. That is, respond to the idea, not the person who offers it.
by Alex Frakt
Mon Oct 13, 2014 2:35 am
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 428
Views: 27808

Re: Mid and small cap exposure?

I've had to remove several personal comments from this thread. Please stick to the investing issues raised here. And thank you to the folks who reported problem posts instead of adding fuel to the fire.
by Alex Frakt
Mon Oct 13, 2014 2:09 am
 
Forum: Investing - Theory, News & General
Topic: Mid and small cap exposure?
Replies: 23
Views: 2272

Re: "The Most Serious Threat When Using Credit: You"

Locked. General comment threads are off topic in the Personal forums.
by Alex Frakt
Sat Oct 11, 2014 12:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: "The Most Serious Threat When Using Credit: You"
Replies: 21
Views: 1078

Re: New tires, where to buy

bigred77 wrote:I've had very good luck with Costco

Costco only does mid-range to premium tires. In the OP's size, the cheapest they currently show is around $475 for a set of 4.
by Alex Frakt
Fri Oct 10, 2014 9:38 am
 
Forum: Personal Consumer Issues
Topic: New tires, where to buy
Replies: 36
Views: 2533

Re: Is my husband a spendthrift? Or I a tightwad?

Thread locked. Recent posts appear to be based on a partial reading of the thread. The OP has given a final response above - posting.php?mode=reply&f=2&t=147948#pr2213359 - so there is no further actionable content.
by Alex Frakt
Thu Oct 09, 2014 10:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is my husband a spendthrift? Or I a tightwad?
Replies: 198
Views: 15720

Re: Road trip to Chicago with kids- what to do/recommendatio

I'll have more later, but a couple of quick notes while I'm thinking about it. Save $20 on parking at the Museum of Science and Industry by using the $1.25/hour Chicago Park District lot behind the museum. Exit on Science Drive just south of 57th St and take a left when it ends in half a block at Co...
by Alex Frakt
Thu Oct 09, 2014 1:44 am
 
Forum: Personal Consumer Issues
Topic: Road trip to Chicago with kids- what to do/recommendations?
Replies: 44
Views: 2494

Re: Things that you will not spend money on and most people

Locked. No actionable content in the original post.
by Alex Frakt
Thu Oct 09, 2014 1:15 am
 
Forum: Personal Consumer Issues
Topic: Things that you will not spend money on and most people do?
Replies: 78
Views: 3993

Re: What evidence would prove the Boglehead mentality wrong?

In my opinion, Fama's views are highly politicized and based on false theories like rational expectations. These are ideas grounded in Chicago School Economics that have weak empirical foundations and are instead formed in order to create an anti government perspective of the "free market"...
by Alex Frakt
Thu Oct 09, 2014 12:47 am
 
Forum: Investing - Theory, News & General
Topic: What evidence would prove the Boglehead mentality wrong?
Replies: 212
Views: 15252

Re: What evidence would prove the Boglehead mentality wrong?

As mentioned before somewhat obliquely, apparently, some of the theories/hypotheses on which Bogleheadism is based may have a political basis...Efficient Market Hypothesis (apparently) being associated with Free-Market economic policies and so on. [Moderators, please don't delete. I think, if this ...
by Alex Frakt
Wed Oct 08, 2014 2:21 pm
 
Forum: Investing - Theory, News & General
Topic: What evidence would prove the Boglehead mentality wrong?
Replies: 212
Views: 15252

Re: Post disappeared before being posted

I just spent about an hour listing out my information including investment options in my 457b. I then sent the post - and lo, and behold! I got the message that I needed to be logged in to post (woops - looks like I forgot, but maybe I was logged in and spent too much time doing the post). So I log...
by Alex Frakt
Wed Oct 08, 2014 1:46 pm
 
Forum: Forum Issues and Administration
Topic: Post disappeared before being posted
Replies: 20
Views: 1242

Re: Medical Tourism - recent article

Locked. Medical questions are off topic here. So are general comment threads, questions have to be about your personal situation.
by Alex Frakt
Mon Oct 06, 2014 10:49 am
 
Forum: Personal Consumer Issues
Topic: Medical Tourism - recent article
Replies: 21
Views: 1683

Re: Is my husband a spendthrift? Or I a tightwad?

BTW, I'm very conscious of sounding like a spoiled brat, I don't want to do this, I can't compromise on that. It's because I am not convinced that our situation is that dire. Thanks to the trust fund, the gifted house, and your healthy earned income, it's not dire. You can even stick to your curren...
by Alex Frakt
Fri Oct 03, 2014 1:56 am
 
Forum: Personal Finance (Not Investing)
Topic: Is my husband a spendthrift? Or I a tightwad?
Replies: 198
Views: 15720

Re: Buy Local

Locked. General comment thread (not personal and actionable).
by Alex Frakt
Thu Oct 02, 2014 10:12 am
 
Forum: Personal Consumer Issues
Topic: Buy Local
Replies: 29
Views: 2361

Re: Is my husband a spendthrift? Or I a tightwad?

I'd strongly consider selling the gifted house instead...

Another thought... Even if you do want to eventually move into the gifted house, why not rent it in the interim?
by Alex Frakt
Thu Oct 02, 2014 9:13 am
 
Forum: Personal Finance (Not Investing)
Topic: Is my husband a spendthrift? Or I a tightwad?
Replies: 198
Views: 15720

Re: Is my husband a spendthrift? Or I a tightwad?

School/childcare and why I won't move for 2 years: My kids attend a charter/immersion language program which we are very happy with. We do not plan to move them to the new school where the other house is. I want to wait 2 years so I can get my youngest into Kindergarten at our current school. I am ...
by Alex Frakt
Thu Oct 02, 2014 5:14 am
 
Forum: Personal Finance (Not Investing)
Topic: Is my husband a spendthrift? Or I a tightwad?
Replies: 198
Views: 15720

Re: SIMPLE + Roth vs. Roth Solo 401k

bump after moving to correct forum
by Alex Frakt
Wed Oct 01, 2014 4:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: SIMPLE + Roth vs. Roth Solo 401k ??
Replies: 3
Views: 325

Re: I picked up a penny today...

Locked. No apparent personal consumer issue here.
by Alex Frakt
Tue Sep 30, 2014 9:38 pm
 
Forum: Personal Consumer Issues
Topic: I picked up a penny today...
Replies: 20
Views: 1955

Re: Why Aren't Waterbeds Popular Anymore?

Locked. From the forum policies:
Note that topics [on this subforum] must be directly connected to your (or your friend's or family's) life as a consumer. General comments or complaints about these topics will be locked or removed.
by Alex Frakt
Tue Sep 30, 2014 9:35 pm
 
Forum: Personal Consumer Issues
Topic: Why Aren't Waterbeds Popular Anymore?
Replies: 13
Views: 1428

Re: Images Posted to the Forum & Copyright Fair-Use

The forum policies do cover this to the extent it can be covered. Quoting outside material The forum is not a clipping service. Please keep copyright restrictions in mind and reproduce only materials that qualify under fair use and limit your quotation to the minimum necessary to make your point. Wh...
by Alex Frakt
Tue Sep 30, 2014 9:31 pm
 
Forum: Forum Issues and Administration
Topic: Images Posted to the Forum & Copyright Fair-Use
Replies: 4
Views: 609

Re: How to solve people who don't save enough?

Locked. Discussion in the Personal subforums must be both personal and actionable. For anyone who is not aware of this, the applicable forum policies are: Personal Finance This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: ... Note that...
by Alex Frakt
Tue Sep 30, 2014 8:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: How to solve people who don't save enough?
Replies: 11
Views: 1246

Re: Inheritance for non-US person

My mother was American and my SA brother got a green card and worked here for a short period while he was studying here so he has a SS number. I'm sure the green card has expired and this was about 20 years ago so I'm not sure if the SS number is still valid. SSNs don't really expire. They can beco...
by Alex Frakt
Tue Sep 30, 2014 1:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Inheritance for non-US person
Replies: 8
Views: 553

Re: Inheritance for non-US person

Not a full answer, but if withholding is actually required in these circumstances, the non-resident, non-US citizen can get and provide an ITIN in place of the SSN. Details here: http://www.irs.gov/Individuals/International-Taxpayers/Taxpayer-Identification-Numbers-%28TIN%29 An ITIN, or Individual T...
by Alex Frakt
Mon Sep 29, 2014 11:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Inheritance for non-US person
Replies: 8
Views: 553

Re: HAPPY BIRTHDAY, VANGUARD

Found this memo sent today by Jack Bogle: http://www.philly.com/philly/blogs/inq-phillydeals/John-Bogles-40-year-history-of-Vanguard.html https://about.vanguard.com/who-we-are/a-remarkable-history/ Vanguard sets their date as May 1, 1975. Click on "Historic Milestones" at the above link: ...
by Alex Frakt
Sat Sep 27, 2014 2:16 am
 
Forum: Investing - Theory, News & General
Topic: HAPPY [40th] BIRTHDAY, VANGUARD
Replies: 16
Views: 1515

Re: [which] toilet paper [from walmart.com?]

Can't believe that I am reading about toilet paper on this site. Have no idea which product my wife has been buying for many years and really don't care. I try to ignore this thread but inexplicably keep getting drawn back to read it. Where is Alex or Lady Geek when we need them for cultural sensib...
by Alex Frakt
Sat Sep 27, 2014 1:33 am
 
Forum: Personal Consumer Issues
Topic: [which] toilet paper [from walmart.com?]
Replies: 36
Views: 2947

Re: Thank you Alex Frakt and Larry Auton!!

You are welcome.

[Topic moved to Local Chapters and Bogleheads Community]
by Alex Frakt
Fri Sep 26, 2014 2:00 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Thank you Alex Frakt and Larry Auton!!
Replies: 11
Views: 1167

Re: History of U.S. Inflation — Appearances Can Be Deceiving

The thread needs to stay on the investing implications of the OP's post. Economic policy discussions, including speculating on Fed actions, are off topic.
by Alex Frakt
Fri Sep 26, 2014 12:34 pm
 
Forum: Investing - Theory, News & General
Topic: History of U.S. Inflation — Appearances Can Be Deceiving
Replies: 16
Views: 2406

Re: Motorcycle for short commute?

Restarted thread. Check post dates before responding.
by Alex Frakt
Fri Sep 26, 2014 12:31 pm
 
Forum: Personal Consumer Issues
Topic: Motorcycle for short commute?
Replies: 67
Views: 4164

Re: What did you always wish for but never got?

Monty Python's poor script... TG: But you know, we were happy in those days, though we were poor. MP: Aye. BECAUSE we were poor. My old Dad used to say to me, "Money doesn't buy you happiness."... My grandmother's only Christmas gift c. 1923 was hair for her doll. The (hairless) doll was ...
by Alex Frakt
Fri Sep 26, 2014 12:27 pm
 
Forum: Personal Consumer Issues
Topic: What did you always wish for but never got?
Replies: 87
Views: 5280

Re: How many times did John C. Bogle change his mind?

Locked. It appears the investing aspect of the OP's question has been answered and questions about the motivations of "other people" are off topic.
by Alex Frakt
Fri Sep 26, 2014 11:37 am
 
Forum: Investing - Theory, News & General
Topic: How many times did John C. Bogle change his mind?
Replies: 20
Views: 1712

Re: [which] toilet paper [from walmart.com?]

If you were happy with Scott, it's likely that you'll find any retail TP acceptable. I'd start with the least expensive option in the size you want.
by Alex Frakt
Fri Sep 26, 2014 11:29 am
 
Forum: Personal Consumer Issues
Topic: [which] toilet paper [from walmart.com?]
Replies: 36
Views: 2947
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